<SEC-DOCUMENT>0000927089-14-000178.txt : 20140515
<SEC-HEADER>0000927089-14-000178.hdr.sgml : 20140515
<ACCEPTANCE-DATETIME>20140515172939
ACCESSION NUMBER:		0000927089-14-000178
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20140331
FILED AS OF DATE:		20140515
DATE AS OF CHANGE:		20140515

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP INC
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		14849098

	BUSINESS ADDRESS:	
		STREET 1:		531 VINE ST
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		5737851421

	MAIL ADDRESS:	
		STREET 1:		531 VINE STREET
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>smbc-10q033114.htm
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the quarterly period ended <font style="DISPLAY: inline; TEXT-DECORATION: underline">March 31, 2014</font></font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>For the transition period from&#160;_______________________ to ________________________</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Commission file number <font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;0-23406</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; TEXT-DECORATION: underline">Southern Missouri Bancorp, Inc</font><font style="DISPLAY: inline; TEXT-DECORATION: underline">.</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">Missouri</font></font></div>
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<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">43-1665523</font></font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(IRS employer id. no.)</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">531 Vine Street&#160;&#160;&#160;&#160;&#160;&#160;&#160;Poplar Bluff, MO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;63901</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">(Address of principal executive offices)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(Zip code)</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">(573) 778-1800</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.</font></div>

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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data file required to be submitted and posted pursuant to Rule 405 of regulation S-T (&#167;232.405 of this chapter) during the proceeding 12 months (or for such shorter period that the registrant was required to submit and post such files).</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Yes</font></div>
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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act (check one):</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Large accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Non-accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="middle" width="20%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Smaller reporting company</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">X</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12 b-2 of the Exchange Act)</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Yes</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="middle" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">No</font></div>
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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">X</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Indicate the number of shares outstanding of each of the registrant&#8217;s classes of common stock, as of the latest practicable date:</font></div>

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<td valign="bottom" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Class</font></font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="41%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Outstanding at May 14, 2014</font></font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Common Stock, Par Value $.01</font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="41%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">3,311,740 Shares</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Comprehensive Income</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Cash Flows</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 1.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 1a.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 3.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 4.</font></div>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 5.</font></div>
</td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td valign="top" width="14%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">55</font></div>
</td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Item 6.</font></div>
</td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td valign="top" width="14%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">56</font></div>
</td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-&#160;&#160;&#160;&#160;&#160;Signature Page</font></div>
</td>
<td valign="top" width="14%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">57</font></div>
</td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-&#160;&#160;&#160;&#160;&#160;Certifications</font></div>
</td>
<td valign="top" width="14%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">57</font></div>
</td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Condensed Consolidated Financial Statements</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED BALANCE SHEETS</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014 AND JUNE 30, 2013</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(unaudited)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,022,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,788,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,655,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">980,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">134,159,015</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,004,226</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Stock in FHLB of Des Moines</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,217,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,006,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,253,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,004,450</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans receivable, net of allowance for loan losses of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;$8,687,456 and $8,385,980 at March 31, 2014 and</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;June 30, 2013, respectively</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">767,302,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">647,165,899</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,788,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,969,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Premises and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,557,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,515,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Bank owned life insurance &#8211; cash surrender value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,967,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">16,467,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Intangible assets, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,104,810</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,040,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Prepaid expenses and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,346,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">13,448,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">994,374,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">796,391,240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">794,486,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">632,378,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">26,897,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,788,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Advances from FHLB of Des Moines</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">51,680,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Accounts payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,594,680</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,149,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">561,958</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">528,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,720,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">886,940,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">694,561,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Preferred stock, $.01 par value, $1,000 liquidation value;</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;500,000 shares authorized; 20,000 shares issued and</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;outstanding at March 31, 2014 and June 30, 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,000,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,000,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Common stock, $.01 par value; 8,000,000 shares authorized;</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;3,311,740 and 3,294,040 shares, respectively, issued at</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;March 31, 2014 and June 30, 2013, respectively</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">32,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">32,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Warrants to acquire common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Additional paid-in capital</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,850,021</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,752,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Retained earnings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,636,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">59,046,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Accumulated other comprehensive loss</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(261,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(178,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">107,434,221</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">101,829,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">994,374,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">796,391,240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF INCOME</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE THREE- AND NINE-MONTH PERIODS ENDED MARCH 31, 2014 AND 2013 (Unaudited)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Three months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Nine Months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">INTEREST INCOME:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,497,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,276,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,674,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25,860,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">519,399</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">399,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,438,210</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,138,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">285,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">587,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">269,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Other interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">13,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,658</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">47,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,316,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,756,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,719,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,315,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">INTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,493,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,510,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,447,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,586,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">96,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">160,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB of Des Moines</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">241,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">813,526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">754,716</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">82,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">55,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">223,282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">171,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,881,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,864,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,581,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,673,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">NET INTEREST INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,434,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,892,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,138,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,642,340</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">253,431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">228,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,047,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,301,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">NET INTEREST INCOME AFTER</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,180,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,663,665</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,090,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,341,259</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">NONINTEREST INCOME:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Deposit account charges and related fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">628,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">485,764</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,863,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,359,871</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Bank card interchange income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">355,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">288,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,013,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">876,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Loan late charges</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57,094</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">174,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">168,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Other loan fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">128,936</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">77,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">356,802</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">223,432</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Net realized gains on sale of loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">111,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">356,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">204,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Net realized (losses) gains on sale of AFS securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,685</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">107,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Earnings on bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,743</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">384,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">380,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Other income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57,044</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">152,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">108,046</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,462,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,143,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,408,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,321,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">NONINTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Compensation and benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,215,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,591,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,878,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,576,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Occupancy and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,044,885</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">698,218</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,806,988</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,071,452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Deposit insurance premiums</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">147,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">93,774</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">356,261</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">280,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Legal and professional fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">320,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,231,791</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">345,718</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Advertising</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">117,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">82,899</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">354,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">226,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Postage and office supplies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">169,180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">119,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">439,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">346,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Intangible amortization</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">186,322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">104,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">466,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">312,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Bank card network expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">585,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">135,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">908,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">422,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Other operating expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">831,610</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">483,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,969,481</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,436,928</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,618,890</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,440,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,411,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">13,019,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">INCOME BEFORE INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,024,274</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,366,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,087,076</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,643,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">781,447</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,762,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,106,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">NET INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2,242,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2,466,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">7,324,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">7,537,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;</font>Less: dividend on preferred shares</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">150,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">295,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2,192,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2,416,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">7,174,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">7,242,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Dividends per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">4</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE THREE- AND NINE MONTH PERIODS ENDED MARCH 31, 2014 AND 2013 (Unaudited)</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,242,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,466,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,324,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,537,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160; Other comprehensive income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160; Unrealized gains (losses) on securities available-for-sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">929,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(398,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(428,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(41,094</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160; Unrealized gains on available-for-sale securities for</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160; which a portion of an other-than-temporary impairment</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160; has been recognized in income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">292,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">15,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">15,244</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160; Tax benefit (expense)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(452,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">141,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">49,648</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,565</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total other comprehensive income (loss)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">770,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(241,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(84,536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(16,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,013,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,224,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,240,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,520,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">5</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE NINE-MONTH PERIODS ENDED MARCH 31, 2014 AND 2013 (Unaudited)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash Flows From Operating Activities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,324,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,537,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Items not requiring (providing) cash:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,111,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">826,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Loss on disposal of fixed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,875</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock option and stock grant expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">160,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">466,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">312,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Amortization of purchase accounting adjustments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(3,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Increase in cash surrender value of bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(384,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(380,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Loss (Gain) on sale of foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(17,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,047,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,301,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Gains realized on sale of AFS securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(107,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net amortization (accretion) of premiums and discounts on securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">885,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">439,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Originations of loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(7,616,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(4,956,029</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sales of loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,919,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,116,239</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Gain on sales of loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(356,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(204,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Changes in:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">862,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">616,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">531,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">513,293</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accounts payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(594,781</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,148,957</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Deferred taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(402,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">297,875</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(466,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(70,152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,247,660</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,662,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash flows from investing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(70,156,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(38,645,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net change in interest-bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(202,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from maturities and sales of available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">42,827,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,954,781</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net purchases of Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(902,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net purchases of Federal Reserve&#160;&#160;Bank of Saint Louis stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(248,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(3,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of available-for-sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(13,660,413</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(33,408,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(5,523,147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(5,904,695</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net cash used in acquisitions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(5,584,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Investments in state &amp; federal tax credits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(3,588,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,744,436</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of fixed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">26,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,142,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,568,483</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash used in investing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(55,693,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(51,359,239</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash flows from financing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in demand deposits and savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,107,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,422,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in certificates of deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">611,340</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">26,660,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net (decrease) increase in securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,990,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,757,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net proceeds from Federal Home Loan Bank advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,600,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Exercise of stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">86,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">100,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(150,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(361,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,584,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,480,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash provided by financing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,680,170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">46,098,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Increase in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,233,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,401,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash and cash equivalents at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,788,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">33,421,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash and cash equivalents at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,022,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">40,822,926</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Noncash investing and financing activities</font>:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Conversion of loans to foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">335,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,463,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Conversion of foreclosed real estate to loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">337,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">68,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Conversion of loans to repossessed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">41,852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">251,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Cash paid during the period for</font>:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest (net of interest credited)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,085,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,000,909</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,798,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,541,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 1:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Operating results for the three- and nine-month periods ended March 31, 2014, are not necessarily indicative of the results that may be expected for the entire fiscal year. For additional information, refer to the audited consolidated financial statements included in the Company&#8217;s June 30, 2013, Form 10-K, which was filed with the SEC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank). All significant intercompany accounts and transactions have been eliminated in consolidation.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri; FONT-SIZE: 10pt"><font style="FONT-FAMILY: Calibri; FONT-SIZE: 10pt">Note 2:&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: Calibri; FONT-SIZE: 10pt; TEXT-DECORATION: underline">Organization and Summary of Significant Accounting Policies</font></font></font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Organization.</font> Southern Missouri <font style="FONT-FAMILY: Calibri; FONT-SIZE: 10pt">Bancorp</font>, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#8217;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#8217;s consolidated assets and liabilities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Basis of Financial Statement Presentation.</font> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#8217;s investment or loan portfolios resulting from the borrowers&#8217; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#8217;s investments in real estate.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Principles of Consolidation.</font> The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Use of Estimates.</font> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Cash and Cash Equivalents.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">months or less. Interest-bearing deposits in other depository institutions were $10.2 million and $9.5 million at March 31, 2014 and June 30, 2013, respectively. The deposits are held in various commercial banks, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines and the Federal Home Loan Bank of Dallas.&#160;&#160;Deposits in one commercial bank exceed the FDIC deposit insurance limit by $2.8 million.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Available for Sale Securities.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive loss, a component of stockholders&#8217; equity. All securities have been classified as available for sale.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company does not invest in collateralized mortgage obligations that are considered high risk.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. As a result, the Company&#8217;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#8217;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive loss. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Federal Reserve Bank and Federal Home Loan Bank Stock. </font>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems. Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loans. </font>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#8217;s judgment, the collectability of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection. A loan that is &#8220;in the process of collection&#8221; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The allowance for losses on loans represents management&#8217;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#8217;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Depending on a particular loan&#8217;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent. Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs. For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#8217;s separate status as a nonaccrual loan or an accrual status loan.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments. These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#8220;purchased credit impaired loans&#8221;), and began carrying them at a value of $10.3 million. For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#8220;undiscounted contractual cash flows&#8221;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#8220;undiscounted expected cash flows&#8221;). Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans. The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows. The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#8220;accretable yield&#8221; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable. The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income. Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis. Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses. Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable. Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received. If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Foreclosed Real Estate. </font>Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Premises and Equipment.</font> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally seven to forty years for premises, three to seven years for equipment, and three years for software.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Intangible Assets.</font> Identifiable intangible assets are being amortized on a straight-line basis over periods ranging from five to fifteen years. Such assets are periodically evaluated as to the recoverability of their carrying value. Goodwill is tested annually for impairment.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes. </font>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#8217;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company files consolidated income tax returns with its subsidiary.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Equity Incentive Plan.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>The Company accounts for its Equity Incentive Plan (EIP) in accordance with ASC 718, &#8220;Share-Based Payment.&#8221; Compensation expense is based on the market price of the Company&#8217;s stock on the date the shares are granted and is recorded over the vesting period.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Outside Directors&#8217; Retirement.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>The Bank adopted a directors&#8217; retirement plan in April 1994 for outside directors. The directors&#8217; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#8217;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#8217;s years of service on the Board.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#8217;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Stock Options.</font> The amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Earnings Per Share.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Comprehensive Income.</font> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Reclassification.</font> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2014 presentation. These reclassifications had no effect on net income.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The following paragraphs summarize the impact of new accounting pronouncements:</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04, "Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,&#8221; to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company&#8217;s consolidated financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In January 2014, the FASB issued ASU 2014-01, "Accounting for Investments in Qualified Affordable Housing Projects,&#8221; to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The Company is reviewing the ASU, but does not expect adoption will result in a significant effect on the Company&#8217;s consolidated financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In July 2013, the FASB issued ASU 2013-11, "Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,&#8221; to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an&#160;&#160;NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU is not expected to have a significant effect on the Company&#8217;s consolidated financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In July 2013, the FASB issued ASU 2013-10, "Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes,&#8221; to allow the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to the current benchmark rates of direct Treasury obligations of the U.S. government and LIBOR (London Interbank Offered Rate). The amendments were effective on a prospective basis for new or newly-designated hedging relationships on July 17, 2013. Adoption did not have a significant effect on the Company's consolidated financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:</font></div>

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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Gross</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Estimated</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Amortized</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost</font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,599,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(866,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,739,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">45,034,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,310,668</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(228,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">46,116,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,312,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">266,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(906,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,673,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed: GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,664,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">250,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(285,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,629,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">134,611,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,835,380</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,287,530</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">134,159,015</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Gains</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,972,073</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(566,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,407,885</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">38,135,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,432,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(244,437</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39,323,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,638,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">37,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,116,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,558,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,174,119</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">343,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(206,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,310,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed: other U.S. government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,405,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,403,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,325,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,815,795</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,136,761</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,004,226</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Available for Sale</font>:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Within one year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">826,682</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">827,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;After one year but less than five years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,967,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,873,962</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;After five years but less than ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25,600,313</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25,307,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;After ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">31,552,120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">31,520,540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">72,947,074</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">72,529,953</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,664,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,629,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">134,611,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">134,159,015</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following tables show our investments&#8217; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2014 and June 30, 2013:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">More than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,074,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">572,439</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,695,977</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,541</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,770,177</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">866,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,984,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">93,380</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,666,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">135,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,651,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">228,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">482,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">541,810</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">903,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,024,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">906,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed: GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,670,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">159,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,708,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,379,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">285,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total investments and mortgage-</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">49,212,582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">828,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,612,970</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,459,385</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">58,825,552</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,287,530</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">More than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,397,826</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">566,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,397,826</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">566,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,588,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">173,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,525,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">70,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11,114,215</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">244,437</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">445,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,116,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">445,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,116,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed: GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,052,069</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">206,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,052,069</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">206,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Mortgage-backed: other U.S.</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,403,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,403,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total investments and mortgage-</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160; backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">32,038,437</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">947,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,374,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,189,304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">37,413,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,136,761</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Other securities</font>. At March 31, 2014, there were four pooled trust preferred securities with an estimated fair value of $884,000 and unrealized losses of $686,000 in a continuous unrealized loss position for twelve months or more. These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities. Rules adopted by the federal banking agencies in December 2013 to implement Section 619 of the Dodd-Frank Act (the &#8220;Volcker Rule&#8221;) generally prohibit banking entities from engaging in proprietary trading and from investing in, sponsoring, or having certain relationships with a hedge fund or private equity fund. The pooled trust preferred securities owned by the Company were included in a January 2014 listing of securities which the agencies considered to be grandfathered with regard to these prohibitions; as such, banking entities are permitted to retain their interest in these securities, provided the interest was acquired on or before December 10, 2013, unless acquired pursuant to a merger or acquisition.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The March 31, 2014, cash flow analysis for three of these securities indicated it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default, recovery, and prepayment rates, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased. Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality. Assumptions for these three securities included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 41 to 100 percent on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; annual defaults of 36 basis points thereafter; and recoveries of 10% of new defaults.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities&#160;&#160;allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years. After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary. Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities. The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches. If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#8217;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#8217; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects one of these securities to remain in PIK status for a period of less than one year, and the other to remain in PIK status for a period of five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased. Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the quarter ended December 31, 2009, and the twelve months ended June 30, 2009. At March 31, 2014, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based on similar inputs and factors as those described above. Assumptions for this security included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 58% on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of less than one year. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at March 31, 2014.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company does not believe any other individual unrealized loss as of March 31, 2014, represents OTTI. However, given the recent disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Credit losses recognized on investments. </font>As described above, one of the Company&#8217;s investments in trust preferred securities has experienced fair value deterioration due to credit losses, but is not otherwise other-than-temporarily impaired. During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#8220;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Transactions That Are Not Orderly.&#8221;&#160;&#160;The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the nine-month periods ended March 31, 2014 and 2013.</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Accumulated Credit Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine-Month Period Ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31,</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Credit losses on debt securities held</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Additions related to OTTI losses not previously recognized</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Reductions due to sales</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Reductions due to change in intent or likelihood of sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Additions related to increases in previously-recognized OTTI losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;Reductions due to increases in expected cash flows</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">End of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 4:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Loans and Allowance for Loan Losses</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Classes of loans are summarized as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,832,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">233,888,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,171,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">30,724,858</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">304,015,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">242,303,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,617,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,414,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">121,257,268</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,868,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">788,893,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">666,200,584</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans in process</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(13,028,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(10,792,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deferred loan fees, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">124,527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">143,336</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(8,385,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">767,302,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">647,165,899</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company&#8217;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Residential Mortgage Lending. </font>The Company actively originates loans for the acquisition or refinance of one- to four-family residences. This category includes both fixed-rate and adjustable-rate mortgage (&#8220;ARM&#8221;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied. Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property. Substantially all of the one- to four-family residential mortgage originations in the Company&#8217;s portfolio are located within the Company&#8217;s primary market area.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#8217;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#8220;floor&#8221; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.</font><br>
</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Commercial Real Estate Lending. </font>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses. These properties are typically owned and operated by borrowers headquartered within the Company&#8217;s primary lending area, however, the property may be located outside our primary lending area.</font></div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">15</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &#8220;floor&#8221; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio.</font><br>
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<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Construction Lending. </font>The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate. During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, loans may be converted to permanent status with monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity. Such extensions are typically executed in incremental three month periods to facilitate project completion. The Company&#8217;s average term of construction loans is approximately 9 months. During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment. Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party. This monitoring further allows the Company an opportunity to assess risk. At March 31, 2014, construction loans outstanding included 24 loans, totaling $3.8 million, for which a modification had been agreed to. At June 30, 2013, construction loans outstanding included 29 loans, totaling $6.9 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above. None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Consumer Lending</font>. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Commercial Business Lending</font>. The Company&#8217;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans. The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period.</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><a name="RANGE!G223"><!--EFPlaceholder--></a>The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of March 31, 2014, and June 30, 2013, and activity in the allowance for loan losses for the three and nine-month periods ended March 31, 2014 and 2013:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">At period end for the nine months ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font></font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,809,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,602,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">471,666</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,229,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,385,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">562,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">446,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">54,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(145,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,047,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(150,254</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(69,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(49,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(516,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(786,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">960</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">15,190</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">40,213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,236,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">402,948</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,980,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">491,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,576,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,236,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">402,948</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,980,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">491,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,576,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">293,091,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,143,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">302,738,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,617,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">120,926,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">772,516,549</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,741,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,277,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">330,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,349,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three months ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,131,432</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">423,984</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,786,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">496,134</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,246,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,084,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">231,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(21,036</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">193,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(173,902</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">253,431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(127,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(32,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(503,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(663,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">687</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">274</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,236,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">402,948</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,980,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">491,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,576,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">At period end for the nine months ended <font style="DISPLAY: inline">March</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font><font style="DISPLAY: inline">31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,635,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">243,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,985,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">483,597</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,144,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">351,869</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(47,926</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">959,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">63,069</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(25,769</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,301,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(239,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(417,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(21,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(29,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(706,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,497</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,748,282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">195,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,533,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">534,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,097,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,108,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,748,282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">195,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,433,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">534,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,539,877</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,451,368</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three months ended <font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,722,583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">152,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,388,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">526,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,130,320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,615</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">42,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">144,410</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(39,025</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">228,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(36,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(12,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(48,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,748,282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">195,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,533,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">534,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,097,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,108,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,809,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,602,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">471,666</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,229,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,385,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">85,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">85,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,809,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,517,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">471,666</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,671,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,743,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">144,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">144,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">232,186,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,932,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">240,888,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,414,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">129,735,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">651,158,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,701,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,270,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,132,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,105,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Management&#8217;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The allowance for loan losses is maintained at a level that, in management&#8217;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries, if any, are credited to the allowance.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#8217;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#8217;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Under the Company&#8217;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated. Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information,</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">collateral valuations, historical payment experience, credit documentation, public information, and current trends. The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#8217;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The general component covers non-impaired loans and is based on quantitative and qualitative factors. The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Included in the Company&#8217;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. These loans were written down at acquisition to an amount estimated to be collectible. As a result, certain ratios regarding the Company&#8217;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#8217;s current credit quality to prior periods. The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following tables present the credit risk profile of the Company&#8217;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#8217;s standards for such classification:</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">291,308,695</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,723,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">298,059,803</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,283,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">120,243,925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Watch</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,271,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,011,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">86,644</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">268,671</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Special Mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,215,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">374,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,944,194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">274,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">727,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Doubtful</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">36,792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">36,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,832,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,143,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">304,015,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,617,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">121,257,268</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">19</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">231,230,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,932,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">237,131,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,252,411</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">129,782,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Watch</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,881,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,594,368</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">41,463</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">55,858</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Special Mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">776,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,577,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">121,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,030,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Doubtful</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">233,888,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,932,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">242,303,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,414,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,868,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credited impaired loans accounted for $400,000 of loans rated &#8220;Pass&#8221;; $1.7 million of loans rated &#8220;Watch&#8221;; no loans rated &#8220;Special Mention&#8221;; $1.2 million of loans rated &#8220;Substandard&#8221;; and no loans rated &#8220;Doubtful&#8221;. At June 30, 2013, these purchased credit impaired loans accounted for $600,000 of loans rated &#8220;Pass&#8221;; $1.7 million of loans rated &#8220;Watch&#8221;;&#160;&#160;no loans rated &#8220;Special Mention&#8221;; $1.8 million of loans rated &#8220;Substandard&#8221;; and no loans rated &#8220;Doubtful&#8221;.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Credit Quality Indicators</font>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#8220;Special Mention&#8221;, &#8220;Substandard&#8221;, or &#8220;Doubtful&#8221;. In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company uses the following definitions for risk ratings:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Watch</font> &#8211; Loans classified as watch exhibit weaknesses that require more than usual monitoring. Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.</font></div>

<div style="LINE-HEIGHT: 6.85pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Special Mention</font> &#8211; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days. This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months</font></div>

<div style="LINE-HEIGHT: 6.85pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Substandard</font> &#8211; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding. These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</font></div>

<div style="LINE-HEIGHT: 6.85pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Doubtful</font> &#8211; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</font></div>

<div style="LINE-HEIGHT: 6.85pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <font style="FONT-STYLE: italic; DISPLAY: inline">Pass</font> rated loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following tables present the Company&#8217;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of March 31, 2014 and June 30, 2013. At March 31, 2014 and June 30, 2013, there were no purchased credit impaired loans that were past due.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">954,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">84,695</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">170,453</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,209,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">293,623,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,832,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">158,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">36,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">195,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,948,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,143,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">579,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">337,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">917,204</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">303,098,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">304,015,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">198,073</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">48,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">268,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,348,957</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,617,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">275,371</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">135,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">468,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">120,789,039</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">121,257,268</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,007,374</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">400,185</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">651,031</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,058,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">772,807,334</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">775,865,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">369,898</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">66,213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">102,498</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">538,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">233,349,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">233,888,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,932,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,932,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">225,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">225,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">242,078,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">242,303,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">239,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">42,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">294,522</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,120,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28,414,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">63,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">81,660</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,786,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,868,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">672,615</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">109,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">358,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,139,890</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">654,268,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">655,408,543</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The tables below present impaired loans (excluding loans in process and deferred loan fees) as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans. Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan. These loans, however, will continue to be reported as impaired loans. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Specific</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans without a specific valuation allowance:</font></font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,741,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,076,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,585,531</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,596,352</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">330,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans with a specific valuation allowance:</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,741,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,076,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,585,531</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,596,352</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">330,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Specific</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans without a specific valuation allowance:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,701,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,096,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,115,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,167,982</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">387,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">391,759</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans with a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">144,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">144,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">85,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">755,883</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,325,760</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,701,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,096,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,259,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,312,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">85,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,143,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,717,519</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">557,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $0 loans with a specific valuation allowance; and $3.3 million of total impaired loans. At June 30, 2013, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $756,000 of loans with a specific valuation allowance; and $4.1 million of total impaired loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following tables present information regarding interest income recognized on impaired loans:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,680</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">22</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">163</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">274</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">312</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Interest income on impaired loans recognized on a cash basis in the three- and nine month periods ended March 31, 2014 and 2013, was immaterial.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the three- and nine-month periods ended March 31, 2014, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $2,000 and $106,000, respectively, as compared to $33,000 and $278,000, respectively, for the three- and nine-month periods ended March 31, 2013.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents the Company&#8217;s nonaccrual loans at March 31, 2014 and June 30, 2013. This table includes purchased impaired loans. Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected. The table excludes performing troubled debt restructurings.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">447,806</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">413,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">411,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">669,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">156,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">65,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">384,991</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">841,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,978,889</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,437,403</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans. At March 31, 2014 and June 30, 2013, these loans comprised $215,000 and $756,000 of nonaccrual loans, respectively.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions. Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#8217;s sustained repayment performance for a reasonable period of at least six months.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">23</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans. If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">During the three- and nine-month periods ended March 31, 2014 and 2013, certain loans were classified as TDRs. They are shown, segregated by class, in the table below:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">298,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">179,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">477,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">36,634</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">328,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,132,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">179,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">165,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">544,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,398,414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Performing loans classified as TDRs and outstanding at March 31, 2014 and June 30, 2013, segregated by class, are shown in the table below. Nonperforming TDRs are shown as nonaccrual loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,741,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,663,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,175,505</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,856,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">295,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">363,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,211,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,883,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 5: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Accounting for Certain Loans Acquired in a Transfer</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company acquired loans in a transfer during the fiscal year ended June 30, 2011. At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">24</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date. Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The carrying amount of those loans is included in the balance sheet amounts of loans receivable at March 31, 2014 and June 30, 2013. The amounts of these loans at March 31, 2014 and June 30, 2013, are as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,076,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,096,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,288,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,323,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,707,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Outstanding balance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,265,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,126,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Carrying amount, net of fair value adjustment of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">&#160;&#160;&#160;&#160;&#160;</font>$915,767<font style="DISPLAY: inline"> and $1,021,542 at March 31, 2014 and</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;June 30, 2013, respectively</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,349,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,105,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Accretable yield, or income expected to be collected, is as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Three-month period ending</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">637,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">913,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Additions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accretion</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(31,850</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(62,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Reclassification from nonaccretable difference</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">427</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Disposals</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">605,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">857,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine-month period ending</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">798,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">489,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Additions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accretion</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(196,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(142,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Reclassification from nonaccretable difference</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">510,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Disposals</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">605,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">857,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">During the three- and nine-month periods ended March 31, 2014, the Company had no increases to the allowance for loan losses by a charge to the income statement related to these purchased credit impaired loans, as compared to $48,000 and $181,000, respectively, during the same periods of the prior fiscal year. During the three- and nine-month periods ended March 31, 2014, allowance for loan losses related to these loans of $0 and $57,489, respectively, were reversed, as compared to $0 and $5,000, respectively, during the same periods of the prior fiscal year.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">25</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 6:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Deposits</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Deposits are summarized as follows:</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Non-interest bearing accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">68,734,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">45,441,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">277,210,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">208,047,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,687,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,274,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">95,160,685</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">84,372,522</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Certificates</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">323,692,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,241,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total Deposit Accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">794,486,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">632,378,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 7:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table sets forth the computation of basic and diluted earnings per share:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,242,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,466,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,324,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,537,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Charge for early redemption of preferred stock issued at discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Dividend payable on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">150,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">295,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,192,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,416,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,174,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,242,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Average Common shares &#8211; outstanding basic</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,311,740</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,294,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,295,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,290,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Stock options under treasury stock method</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">111,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">95,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">102,854</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">92,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Average Common shares &#8211; outstanding diluted</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,423,410</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,389,141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,398,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,382,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At March 31, 2014 and 2013, no options outstanding had an exercise price exceeding the market price.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 8: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Income Taxes</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company files income tax returns in the U.S. Federal jurisdiction and various states. The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2010. The Company recognized no interest or penalties related to income taxes.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company&#8217;s income tax provision is comprised of the following components:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Income taxes</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Current</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,976,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">349,136</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,377,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,818,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Deferred</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,195,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">551,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(615,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">287,876</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total income tax provision</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">781,447</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,762,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,106,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">26</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The components of net deferred tax assets (liabilities) are summarized as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deferred tax assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision for losses on loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,721,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,545,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued compensation and benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">62,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">211,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Other-than-temporary impairment on</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">147,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">261,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;NOL carry forwards acquired</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">887,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">150,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Minimum Tax Credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">129,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized loss on other real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">99,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">31,280</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized loss on available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">167,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">116,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">133,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total deferred tax assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,348,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,316,147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="68%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deferred tax liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;FHLB stock dividends</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchase accounting adjustments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,678,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,228,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">586,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">761,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">275,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">151,939</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">40,224</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total deferred tax liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,736,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,370,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax (liability) asset</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,612,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,945,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">As of March 31, 2014 and June 30, 2013, the Company had approximately $421,000 and $440,000, respectively, of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce. The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations. Unless otherwise utilized, the net operating losses will begin to expire in 2027.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">A reconciliation of income tax expense at the statutory rate to the Company&#8217;s actual income tax is shown below:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Tax at statutory rate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,028,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,144,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,429,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,618,928</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Increase (reduction) in taxes</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;resulting from:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Nontaxable municipal income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(132,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(127,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(395,031</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(379,671</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;State tax, net of Federal benefit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">59,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">211,860</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">257,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Cash surrender value of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Bank-owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(42,753</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(42,765</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(130,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(129,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax credit benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(81,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(114,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(244,273</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(227,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(49,241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(40,438</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(109,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(33,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Actual provision</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">781,447</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">900,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,762,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,106,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Tax credit benefits are recognized under the flow-through method of accounting for investments in tax credits.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 9:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">401(k) Retirement Plan</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company&#8217;s 401(k) Retirement Plan (the Plan) covers substantially all employees who are at least 21 years of age and who have completed one year of service. The Plan provides a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2013; for fiscal 2014, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions. During the three- and nine-month periods ended March 31, 2014, retirement plan expenses recognized were approximately $128,000 and $389,000, respectively, as compared to $113,000 and $339,000, respectively, for the same periods of the prior fiscal year.</font></div>

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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 10:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Corporate Obligated Floating Rate Trust Preferred Securities</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#8220;Trust Preferred Securities&#8221;) in March, 2004, with a liquidation value of $1,000 per share. The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR. The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities. The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#8220;Act&#8221;) and have not been registered under the Act. The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company. The Company has used its net proceeds for working capital and investment in its subsidiary.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In its October 2013 acquisition of Ozarks Legacy Community Financial, Inc. (OLCF), the Company assumed $3.1 million in floating rate junior subordinated debt securities. The securities had been issued in June 2005 by OLCF, bear interest at a floating rate based on LIBOR, and mature in 2035.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 11: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Small Business Lending Fund</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000. The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The SBLF Preferred Stock qualifies as Tier 1 capital. The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&#160;1, April&#160;1, July&#160;1 and October&#160;1, beginning October&#160;1, 2011. The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#8217;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement. Based upon the increase in the Bank&#8217;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%. For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#8217;s level of QBSL. The dividend rate for the quarter ended March 31, 2014, was one percent (1%). For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at one percent (1%), based upon the increase in QBSL as compared to the baseline. After four and one half years from issuance, the dividend rate will increase to nine percent (9%), including a quarterly lending incentive fee of one-half percent (0.5%).</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The SBLF Preferred Stock is non-voting, except in limited circumstances. In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#8217;s Board of Directors. In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The SBLF Preferred Stock may be redeemed at any time at the Company&#8217;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#8217;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares. As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#8217;s common stock at an exercise price of $12.53 per share. The Company has not repurchased the warrant, which is still held by Treasury.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 12:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">ASC Topic 820, <font style="FONT-STYLE: italic; DISPLAY: inline">Fair Value Measurements</font>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Quoted prices in active markets for identical assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 3</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unobservable inputs supported by little or no market activity that are significant to the fair value of the assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Recurring Measurements. </font>The following table presents the fair value measurements of assets&#160;&#160;recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and June 30, 2013:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Fair Value Measurements at </font><font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font><font style="DISPLAY: inline">, Using</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unobservable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,739,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,739,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">46,116,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">46,116,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,673,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,549,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">124,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,629,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,629,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">Fair Value Measurements at June 30, 2013, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unobservable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,407,885</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,407,885</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39,323,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39,323,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,558,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,485,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">73,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,310,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,310,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Mortgage-backed: other U.S. government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,403,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,403,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2014.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Available-for-sale Securities. </font>When quoted market prices are available in an active market, securities are classified within Level 1. The Company does not have Level 1 securities. If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics. For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#8217;s terms and conditions, among other things. Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities, mortgage-backed GSE residential securities</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">29</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">and mortgage-backed other U.S. Government agencies. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month and nine-month periods ended March 31, 2014 and 2013:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities, beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">121,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">58,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Transfer from Level 2 to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">124,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities, beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">73,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">32,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">51,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">47,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Transfer from Level 2 to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">124,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">80,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

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</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Nonrecurring Measurements. </font>The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value Measurements at <font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font>, Using:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Other Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">215,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">215,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,008,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,008,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value Measurements at June 30, 2013, Using:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Other Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">378,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">378,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,075,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,075,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the nine-month periods ended March 31, 2014 and 2013:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">110,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(181,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(221,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(593,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="68%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Total gains (losses) on assets measured on a non-recurring basis</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(111,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(774,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr></table>
</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">30</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Impaired Loans (Collateral Dependent). </font>A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&#160;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&#160;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#8217;s review of the collateral and its current condition, the Company&#8217;s knowledge of the current economic environment in the&#160;market where the collateral is located, and the Company&#8217;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained. For all loan types, updated appraisals are obtained if considered necessary. Of the Company&#8217;s $3.3 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at March 31, 2014, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for impaired loans with a carrying value of approximately $231,000. Older real estate appraisals were available for impaired loans with a carrying value of approximately $2.9 million. The remaining $215,000 was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory. In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs. If a collateral dependent loan&#8217;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Foreclosed and Repossessed Assets Held for Sale. </font>Foreclosed and repossessed assets held for sale are valued at the time the loan is foreclosed upon or collateral is repossessed and the asset is transferred to foreclosed or repossessed assets held for sale. The value of the asset is based on third party or internal appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#8217;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed and repossessed assets held for sale are continually evaluated for additional impairment and are adjusted accordingly if impairment is identified.</font></div>

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</div>

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<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">31</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Unobservable (Level 3) Inputs. </font>The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="25%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair value at</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Valuation</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">technique</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unobservable</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Range of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs applied</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Weighted-average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs applied</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;(pooled trust preferred security)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">124,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discounted cash flow</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discount rate</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Prepayment rate</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Projected defaults</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;and deferrals</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;(% of pool balance)</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Anticipated recoveries</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;(% of pool balance)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">16.0%</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1% annually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39.9%</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.1%</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">215,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Internal or third-</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">party appraisal</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discount to reflect</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">realizable value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">33.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed and repossessed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,008,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Third party appraisal</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Marketability discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.0 - 76.4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="25%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Fair value at</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Valuation</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">technique</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Unobservable</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Range of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs applied</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Weighted-average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">inputs applied</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Available-for-sale securities</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;(pooled trust preferred security)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">73,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discounted cash flow</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discount rate</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Prepayment rate</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Projected defaults</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;and deferrals</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;(% of pool balance)</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Anticipated recoveries</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;(% of pool balance)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">n/a</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18.6%</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1% annually</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">42.0%</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.7%</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">378,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Internal or third-</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">party appraisal</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Discount to reflect</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">realizable value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18.9 - 43.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed and repossessed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,075,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Third party appraisal</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="18%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Marketability discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.0 - 66.7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14.6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: Calibri; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value of Financial Instruments.&#160; </font>The following table presents estimated fair values of the Company&#8217;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Quoted Prices</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(dollars in thousands)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">in Active</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Financial assets</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">18,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">18,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">767,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt">771,034</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Financial liabilities</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">794,486</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt">463,465</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt">331,252</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">26,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">26,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">51,680</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">26,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt">28,342</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">9,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: calibri; FONT-SIZE: 8pt">8,122</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Unrecognized financial instruments</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;(net of contract amount)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commitments to originate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">32</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Quoted Prices</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(dollars in thousands)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">in Active</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Financial assets</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">12,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">12,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">2,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">2,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">647,166</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">652,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,970</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">3,970</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Financial liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">632,379</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">359,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">273,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">27,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">27,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">24,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">27,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">7,217</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">6,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Unrecognized financial instruments</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;(net of contract amount)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commitments to originate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following methods and assumptions were used in estimating the fair values of financial instruments:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value. Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value. Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts of accrued interest approximate their fair values.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Non-maturity deposits and securities sold under agreements are valued at their carrying value, which approximates fair value. Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments. The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities. The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates. The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Note 13: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Business Combinations</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On October 4, 2013, the Company acquired 100% of the outstanding stock of Ozarks Legacy Community Financial, Inc. (OLCF), and its subsidiary, the Bank of Thayer, headquartered in Thayer, Missouri. The Bank of Thayer was merged into the Company&#8217;s existing bank subsidiary, Southern Bank, on that date. The Company acquired OLCF primarily for the purpose of conducting commercial banking activities in markets where it believes the Company&#8217;s business model will perform well, and for the long-term value of its core deposit franchise. Through March 31, 2014, the Company incurred $688,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#8217;s consolidated statement of income for the period ended March 31, 2014. The goodwill of $1,474,000 arising from the acquisition consists largely of synergies and economies of scale expected from combining the operations of the Company and OLCF. Total goodwill was assigned to the acquisition of the bank holding company.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">33</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table summarizes the consideration paid for OLCF and its subsidiary, the Bank of Thayer and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair Value of Consideration Transferred</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,279,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Contingent consideration</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;</font>Total consideration</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,279,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="84%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recognized amounts of identifiable assets acquired</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;and liabilities assumed</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash and Cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,234,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,271,743</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">39,368,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,155,297</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identifiable intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,432,645</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Miscellaneous other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,285,870</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="84%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(68,234,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,099,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,095,928</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,490,890</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Miscellaneous other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,022,076</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total identifiable net assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,805,874</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Goodwill</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,473,820</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &#8220;Citizens State Bank&#8221;).&#160;&#160;Citizens State Bank was merged into the Company&#8217;s existing bank subsidiary, Southern Bank, on that date. The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014. Through March 31, 2014, the Company incurred $313,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#8217;s consolidated statement of income for the period ended March 31, 2014.&#160;&#160;&#160;There was no goodwill arising from the acquisition.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table summarizes the consideration paid for Citizens State Bankshares of Bald Knob, Inc. and its subsidiary, Citizens State Bank and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair Value of Consideration Transferred</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,708,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Contingent consideration</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total consideration</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,708,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="84%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recognized amounts of identifiable assets acquired</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;and liabilities assumed</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="84%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cash and Cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,167,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Investment Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,539,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11,984,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">612,540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Identifiable intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">624,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
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</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,075,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="84%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(64,154,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,499,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Miscellaneous other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(641,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total identifiable net assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,708,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="84%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Goodwill</font></div>
</td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&#160;&#160;In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.&#160;&#160;Through March 31, 2014, the Company incurred $100,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#8217;s consolidated statement of income for the period ended March 31, 2014.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I:</font>&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Southern Missouri Bancorp, Inc. (Southern Missouri or Company) is a Missouri corporation and owns all of the outstanding stock of Southern Bank (Bank). The Company&#8217;s earnings are primarily dependent on the operations of the Bank. As a result, the following discussion relates primarily to the operations of the Bank. The Bank&#8217;s deposit accounts are generally insured up to a maximum of $250,000 by the Deposit Insurance Fund (DIF), which is administered by the Federal Deposit Insurance Corporation (FDIC). As of March 31, 2014, the Bank conducts its business through its home office located in Poplar Bluff, and 24 full service branch facilities in Poplar Bluff (3), Van Buren, Dexter, Kennett, Doniphan, Qulin, Sikeston, Matthews, Springfield, Thayer (2), West Plains, and Alton, Missouri, and Paragould, Jonesboro (2), Brookland, Batesville, Searcy, Bald Knob (2) and Bradford Arkansas.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The significant accounting policies followed by Southern Missouri Bancorp, Inc. and its wholly-owned subsidiary for interim financial reporting are consistent with the accounting policies followed for annual financial reporting. All adjustments, which are of a normal recurring nature and are in the opinion of management necessary for a fair statement of the results for the periods reported, have been included in the accompanying consolidated condensed financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Certain information and note disclosures normally included in the Company&#8217;s annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company&#8217;s Form 10-K annual report filed with the Securities and Exchange Commission.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Management&#8217;s discussion and analysis of financial condition and results of operations is intended to assist in understanding the financial condition and results of operations of the Company. The information contained in this section should be read in conjunction with the unaudited consolidated financial statements and accompanying notes. The following discussion reviews the Company&#8217;s condensed consolidated financial condition at March 31, 2014, and results of operations for the three- and nine-month periods ended March 31, 2014 and 2013.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Forward Looking Statements</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">This document contains statements about the Company and its subsidiaries which we believe are &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements may include, without limitation, statements with respect to anticipated future operating and financial performance, growth opportunities, interest rates, cost savings and funding advantages expected or anticipated to be realized by management. Words such as &#8220;may,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;believe,&#8221; &#8220;anticipate,&#8221; &#8220;estimate,&#8221; &#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;plan&#8221; and similar expressions are intended to identify these forward-looking statements. Forward-looking statements by the Company and its management are based on beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions of management and are not guarantees of future performance. The important factors we discuss below, as well as other factors discussed under the caption &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; and identified in this filing and in our other filings with the SEC and those presented elsewhere by our management from time to time, could cause actual results to differ materially from those indicated by the forward-looking statements made in this document:</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the strength of the United States economy in general and the strength of the local economies in which we conduct operations;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">fluctuations in interest rates and in real estate values;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">monetary and fiscal policies of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) and the U.S. Government and other governmental initiatives affecting the financial services industry;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">our ability to access cost-effective funding;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the timely development of and acceptance of our new products and services and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors' products and services;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">expected cost savings, synergies and other benefits from our merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">fluctuations in real estate values and both residential and commercial real estate market conditions;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">demand for loans and deposits in our market area;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">legislative or regulatory changes that adversely affect our business;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">results of examinations of us by our regulators, including the possibility that our regulators may, among other things, require us to increase our reserve for loan losses or to write-down assets;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the impact of technological changes; and</font></div>
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</div>

<div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">our success at managing the risks involved in the foregoing.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company disclaims any obligation to update or revise any forward-looking statements based on the occurrence of future events, the receipt of new information, or otherwise.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-GAAP Disclosures</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following financial measures contain information determined by methods other than in accordance with accounting principles generally accepted in the United States (commonly referred to as GAAP):</font></div>

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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">net income available to common shareholders excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits;</font></div>
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</div>

<div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">return on average assets excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits;</font></div>
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</div>

<div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">return on average common equity excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits;</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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</td>
<td style="WIDTH: 15pt">
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">net interest margin excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits;</font></div>
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</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">These measures indicate what net income available to common shareholders, return on average assets, return on average common equity, and net interest margin would have been without the impact of the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits resulting from the December 2010 acquisition of most of the assets and assumption of substantially all of the liabilities of the former First Southern Bank, Batesville, Arkansas (the Acquisition). Management believes that showing these measures excluding these items provides useful information by which to evaluate the Company&#8217;s operating performance on an ongoing basis from period to period.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">These non-GAAP financial measures are supplemental and are not a substitute for an analysis based on GAAP measures. Because not all companies use identical calculations, these non-GAAP financial measures might not be comparable to other similarly-titled measures as determined and disclosed by other companies. Reconciliations to GAAP of these non-GAAP financial measures presented are set forth below.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of net income available to common stockholders excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the acquisition:</font></div>

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<br>
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</td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
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</td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net income available to common stockholders</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 3%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less: impact of excluding accretion of fair </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">amortization of fair value premium on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">301</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net income available to common shareholders </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">- excluding accretion of fair value discount on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired loans and amortization of fair value </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">premium on acquired time deposits related to </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">the Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,874</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,545</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of return on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the acquisition:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Return on average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.09</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 3%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less: impact of excluding accretion of fair </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">amortization of fair value premium on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Return on average assets - excluding accretion </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">of fair value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">amortization of fair value premium on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.90</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of return on average common equity excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the acquisition:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Return on average common equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 3%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less: impact of excluding accretion of fair </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">amortization of fair value premium on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Return on average common equity - excluding </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">accretion of fair value discount on acquired </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">loans and amortization of fair value premium </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">on acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">38</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of net interest margin excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the acquisition:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">For the nine months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net interest margin</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.77</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 3%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Less: impact of excluding accretion of fair </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">amortization of fair value premium on </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Acquisition</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net interest margin - excluding accretion of </font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">fair value discount on acquired loans and </font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Accounting principles generally accepted in the United States of America are complex and require management to apply significant judgments to various accounting, reporting and disclosure matters. Management of the Company must use assumptions and estimates to apply these principles where actual measurement is not possible or practical. For a complete discussion of the Company&#8217;s significant accounting policies, see &#8220;Notes to the Consolidated Financial Statements&#8221; in the Company&#8217;s 2013 Annual Report. Certain policies are considered critical because they are highly dependent upon subjective or complex judgments, assumptions and estimates. Changes in such estimates may have a significant impact on the financial statements. Management has reviewed the application of these policies with the Audit Committee of the Company&#8217;s Board of Directors. For a discussion of applying critical accounting policies, see &#8220;Critical Accounting Policies&#8221; beginning on page 55 in the Company&#8217;s 2013 Annual Report.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Recent Events</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &#8220;Citizens State Bank&#8221;).&#160;&#160;The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&#160;&#160;In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Our results of operations depend primarily on our net interest margin, which is directly impacted by the interest rate environment. The net interest margin represents interest income earned on interest-earning assets (primarily real estate loans, commercial and agricultural loans, and the investment portfolio), less interest expense paid on interest-bearing liabilities (primarily certificates of deposit, interest-bearing transaction accounts, savings and money market deposit accounts, repurchase agreements, and borrowed funds), as a percentage of average interest-earning assets. Net interest margin is directly impacted by the spread between long-term interest rates and short-term interest rates, as our interest-earning assets, particularly those with initial terms to maturity or repricing greater than one year, generally price off longer term rates while our interest-bearing liabilities generally price off shorter term interest rates. This difference in longer term and shorter term interest rates is often referred to as the steepness of the yield curve. <font style="DISPLAY: inline">A steep yield curve &#8211; in which the difference in interest rates between short term and long term periods is relatively large &#8211; could be beneficial to our net interest income, as the interest rate spread between our interest-earning assets and interest-bearing liabilities would be larger. Conversely, a flat or flattening yield curve, in which the</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">difference in rates between short term and long term periods is relatively small or shrinking, or an inverted yield curve, in which short term rates exceed long term rates, could have an adverse impact on our net interest income, as our interest rate spread could decrease.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Our results of operations may also be affected significantly by general and local economic and competitive conditions, particularly those with respect to changes in market interest rates, government policies and actions of regulatory authorities.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">During the first nine months of fiscal 2014, we grew our balance sheet by $198.0 million. </font>Balance sheet growth was primarily due to organic loan growth, as well as the October 2013 acquisition of the Bank of Thayer and the February 2014 acquisition of Citizens State Bank (the Fiscal 2014 Acquisitions). Loans increased $120.1 million, of which the Fiscal 2014 Acquisitions accounted for $51.4 million. Available-for-sale investments increased $54.2 million, primarily due to the Fiscal 2014 Acquisitions, which provided $84.8 million in securities, partially offset by sales and maturities. <font style="DISPLAY: inline">Cash equivalents and time deposits increased $5.9 million, fixed assets increased $6.0 million, intangible assets increased $3.1 million, and other assets increased $3.6 million. Deposits increased $162.1 million, attributable primarily to the Fiscal 2014 Acquisitions, which provided $132.6 million in deposit balances. Securities sold under agreements to repurchase decreased $0.9 million. Advances from the Federal Home Loan Bank (FHLB) increased $27.2 million, primarily attributable to the use of overnight advances to fund asset growth. The increase in loan balances was primarily the result of growth in</font> single- and multi-family residential lending and <font style="DISPLAY: inline">commercial real estate lending. The increase in deposits was primarily the result of increases in interest-bearing transaction accounts, certificates of deposit, and noninterest-bearing transaction accounts.</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Net income for the first nine months of fiscal 2014 was $7.3 million, a decrease of $213,000, or 2.8% as compared to the same period of the prior fiscal year. After accounting for dividends on preferred stock of $150,000, net earnings available to common shareholders were $7.3 million in the nine-month period ended March 31, 2014, an increase of 0.9% as compared to the same period of the prior fiscal year, when dividends on preferred stock were $295,000. C</font>ompared to the year-ago period, the Company&#8217;s decrease in net income was the result of an increase in noninterest expense, partially offset by an increase in net interest income and noninterest income, and decreases in provisions for loan losses and income taxes. Diluted net income available to common shareholders was $2.11 per share for the first nine months of fiscal 2014, as compared to $2.14 per share for the same period of the prior fiscal year. The decrease was attributable to higher noninterest expenses resulting from growth in our number of locations and operations, merger and acquisition-related costs, and the cost of terminating the Company&#8217;s contract with its third-party debit card processor.&#160;&#160;&#160;For the first nine months of fiscal 2014, net interest income increased $2.5 million, or 11.5%; noninterest income increased $1.1 million, or 32.7%; provision for loan losses decreased $253,000, or 19.5%; provision for income taxes decreased $344,000, or 11.1%; and noninterest expense increased $4.4 million, or 33.7%, as compared to the same period of the prior fiscal year. For more information see &#8220;Results of Operations.&#8221;</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Interest rates during the first nine months of fiscal 2014 remained relatively low by historical standards, but were up from the lower yields seen in the first nine months of calendar 2013. Rates were little changed on short-term securities, but increased by approximately 80 to 100 basis points on medium- to longer-term securities. Our average yield on earning assets decreased, primarily due to reinvestment at relatively low market rates (see &#8220;Results of Operations: Comparison of the three- and nine-month periods ended March 31, 2014 and 2013 &#8211; Net Interest Income&#8221;). The yield curve steepened, and remained steep relative to recent historic norms. A steep curve is generally beneficial to the Company. In December 2008, the Federal Reserve cut the targeted Federal Funds rate to a range of 0.00% to 0.25%, and in March 2009, it detailed its plan to purchase long-term mortgage-backed securities, agency debt, and long-term Treasuries. A second securities purchase program focused on US Treasuries. A third program sought to lower real estate borrowing costs through purchases of mortgage-backed securities, and extending the average life of its securities portfolio. For 2013, the FOMC extended its quantitative easing by making purchases of approximately $85 billion per month in longer-term Treasuries and additional agency mortgage-backed securities. In December 2013, the FOMC began reducing those purchases by $10 billion per month, has continued reducing those purchases by $10 billion per month at each successive meeting, and has provided guidance that further, measured reductions are likely. It has also indicated that it anticipates that it may continue to hold short-term rate policy extraordinarily low for a considerable period beyond the point at which the quantitative easing purchases reach zero. In this rate environment, our net interest margin declined when comparing the first nine months of fiscal 2014 to the same period of the prior fiscal year.&#160;&#160;Some of this decline was attributable to fair value accounting for the </font>December 2010 acquisition of most of the assets and assumption of substantially all of the liabilities of the former First Southern Bank, Batesville, Arkansas (the Fiscal 2011 Acquisition)<font style="DISPLAY: inline">, whereby the Company acquired loans at a discount. Net interest income resulting from the accretion of that discount (and a smaller premium on acquired time deposits)</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">declined in the first nine months of fiscal 2014 to $481,000, as compared to $1.1 million in the first nine months of fiscal 2013. This decrease equates to a 14 basis point decrease in the net interest margin. </font>The Company expects that as the acquired loan portfolio continues to pay down, the positive impact on net interest income of discount accretion resulting from the Fiscal 2011 Acquisition will continue to be reduced. <font style="DISPLAY: inline">Our core net interest margin, excluding this income, decreased to 3.74% in the current nine-month period, as compared to 3.87% in the prior year&#8217;s nine-month period, primarily as a result of lower market rates and a larger percentage of the Company&#8217;s interest-earning assets being held in available-for-sale securities, which generally provide lower yields than the Company&#8217;s loan portfolio</font>.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company&#8217;s net income is also affected by the level of its noninterest income and noninterest expenses. Non-interest income generally consists primarily of deposit account service charges, bank card interchange income, loan-related fees, increases in the cash value of bank-owned life insurance, gains on sales of loans, and other general operating income. Noninterest expenses consist primarily of compensation and employee benefits, occupancy-related expenses, deposit insurance assessments, professional fees, advertising, postage and office expenses, insurance, bank card network expenses, the amortization of intangible assets, and other general operating expenses. During the nine-month period ended March 31, 2014, noninterest income increased $1.1 million, or 32.7%, as compared to the same period of the prior fiscal year, attributable to increased collection of deposit account service charges and fees, higher bank card interchange revenues, increased gains on secondary market loan sales, loan origination fees, and realized gains on available-for-sale securities. The increased deposit account service charges, network interchange revenues, and gains on secondary market loan sales were due, in part, to the Fiscal 2014 Acquisitions. Noninterest expense for the nine-month period ended March 31, 2014,&#160;&#160;increased $4.4 million, or 33.7%, as compared to the same period of the prior fiscal year. The increase was primarily attributable to higher employee compensation and benefits, legal and professional fees, occupancy expenses, bank card network expense, amortization of the core deposit intangibles recorded on the Fiscal 2014 Acquisitions, vendor charges for the Company&#8217;s overdraft privilege program, advertising, telecommunications, and supplies and postage. Merger-related charges, for the Fiscal 2014 Acquisitions and the pending acquisition of Peoples Service Company, totaled $1.1 million during the nine-month period ended March 31, 2014. Also, the Company incurred a charge of $376,000 in the third quarter of fiscal 2014 due to termination of its existing debit card processing contract. Additionally, the continuing operation of the acquired franchises contributed to increased non-interest expense in most categories.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">We expect, over time, to continue to grow our assets modestly through the origination and occasional purchase of loans, and purchases of investment securities. The primary funding for this asset growth is expected to come from retail deposits, short- and long-term FHLB borrowings, and, as needed, brokered certificates of deposit. We have grown and intend to continue to grow deposits by offering desirable deposit products for our current customers and by attracting new depository relationships. We will also continue to explore strategic expansion opportunities in market areas that we believe will be attractive to our business model, although we expect that the pending acquisition of Peoples Service Company and integration of operations from this transaction and the fiscal 2014 acquisitions will be our focus for the near-term.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Financial Condition at March 31, 2014 and June 30, 2013</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company experienced balance sheet growth in the first nine months of fiscal 2014, with total assets increasing $198.0 million, or 24.9%, to $994.4 million at March 31, 2014, as compared to $796.4 million at June 30, 2013. Balance sheet growth was primarily due to organic loan growth, as well as the Fiscal 2014 Acquisitions. Balance sheet growth was funded primarily with increases in deposit balances and FHLB advances.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Available-for-sale investments increased $54.2 million, or 67.7%, to $134.2 million at March 31, 2014, as compared to $80.0 million at June 30, 2013. The increase was primarily attributable to the Fiscal 2014 Acquisitions, which included $84.8 million in securities balances. Some of the acquired securities were liquidated in order to reduce duration and repay overnight borrowings.&#160;&#160;The increase consisted primarily of investments in mortgage-backed securities and municipal bonds. Cash equivalents and time deposits increased $5.9 million, or 42.9%, as compared to June 30, 2013.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Loans, net of the allowance for loan losses, increased $120.1 million, or 18.6%, to $767.3 million at March 31, 2014, as compared to $647.2 million at June 30, 2013. The increase was primarily attributable to organic growth and the Fiscal 2014 Acquisitions, which included $51.4 million in loans, at fair value. The increase consisted primarily of residential real estate and commercial real estate loans. The increase in residential real estate loans included, in roughly equal amounts, loans secured by single family and multi-family housing.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Deposits increased $162.1 million, or 25.6%, to $794.5 million at March 31, 2014, as compared to $632.4 million at June 30, 2013. The increase was primarily attributable to the Fiscal 2014 Acquisitions, which included $132.6 million in deposits, at fair value, and organic growth. The increase consisted of interest-bearing checking, certificates of deposit, noninterest-bearing checking, savings, and money market deposit accounts.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">FHLB advances were $51.7 million at March 31, 2014, an increase of $27.2 million, or 110.9%, as compared to $24.5 million at June 30, 2013. The increase was attributable primarily to the use of overnight borrowings to fund organic asset growth. Securities sold under agreements to repurchase totaled $26.9 million at March 31, 2014, as compared to $27.8 million at June 30, 2013, a decrease of 3.2%. At both dates, the full balance of repurchase agreements was due to local small business and government counterparties. The Company has encouraged these counterparties to migrate to a swept deposit product that places their funds in other FDIC-insured depositories, while providing funding to our institution under a reciprocal arrangement, in order to improve the Company&#8217;s liquidity.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company&#8217;s stockholders&#8217; equity increased $5.6 million, or 5.5%, to $107.4 million at March 31, 2014, from $101.8 million at June 30, 2013. The increase was due primarily to retention of net income, partially offset by cash dividends paid on common and preferred stock and a decrease in accumulated other comprehensive income, as the market value of the available-for-sale investment portfolio declined, net of tax, as a result of a general increase in market interest rates.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">March 31, 2014 and 2013</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The tables below present certain information regarding our financial condition and net interest income for the three- and nine-month periods ended March 31, 2014 and 2013. The tables present the annualized average yield on interest-earning assets and the annualized average cost of interest-bearing liabilities. We derived the yields and costs by dividing annualized income or expense by the average balance of interest-earning assets and interest-bearing liabilities, respectively, for the periods shown. Yields on tax-exempt obligations were not computed on a tax equivalent basis.</font></div>

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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>

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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Yield/</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost (%)</font></div>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest and Dividends</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Yield/</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost (%)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest earning assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">607,773,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,488,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">478,762,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,380,894</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">153,346,241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,008,540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">140,988,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,895,239</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total net loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">761,120,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,497,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">619,751,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,276,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">52,981,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">285,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,016,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">82,300,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">519,399</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">66,434,793</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">399,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,803,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">13,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,178,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">907,205,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,316,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">730,380,907</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,756,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Other noninterest earning assets (3)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">60,800,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">50,033,134</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">968,005,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10,316,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">780,414,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,756,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">91,430,105</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">78,461</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">83,713,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">101,427</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">264,327,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">511,805</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.77</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">207,537,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">532,501</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,041,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">48,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,545,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">31,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">312,251,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">854,470</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.09</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">248,987,259</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">844,988</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">697,051,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,493,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">564,784,352</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,510,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Borrowings:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25,470,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">34,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">30,471,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">57,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,556,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">272,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">241,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,717,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">82,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">55,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">796,796,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,881,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">626,972,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,864,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Noninterest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">64,052,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">52,734,379</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Other noninterest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">763,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">935,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">861,612,254</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,881,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">680,642,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,864,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">106,393,665</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">99,771,877</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">968,005,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,881,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">780,414,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,864,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,434,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,892,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest rate spread (4)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.61</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net interest margin (5)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.77</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Ratio of average interest-earning assets</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">to average interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">113.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">116.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Calculated net of deferred loan fees, loan discounts and loans-in-process. Non-accrual loans are included in average loans.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Includes FHLB and Federal Reserve Bank of St. Louis membership stock and related cash dividends.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(3)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Includes average balances for fixed assets and BOLI of $23.4 million and $18.9 million, respectively, for the three-month period ended March 31, 2014, as compared to $15.9 million and $16.3 million, respectively, for the same period of the prior fiscal year.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(4)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(5)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Net interest margin represents net interest income divided by average interest-earning assets.</font></div>
</td>
</tr></table>
</div>
</div>

<div>&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">43</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest and Dividends</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Yield/</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost (%)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Interest and Dividends</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Yield/</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Cost (%)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest earning assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">555,710,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,102,089</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">456,237,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,399,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">164,995,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,571,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">157,176,661</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,461,140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total net loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">720,706,003</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,674,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">613,413,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">25,860,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">37,329,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">587,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">17,447,953</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">269,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">78,210,941</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,438,210</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">61,206,914</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,138,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,995,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19,658</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">15,812,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">47,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">842,242,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,719,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">707,880,990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,315,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Other noninterest earning assets (3)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">56,780,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">48,504,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">899,022,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">29,719,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">756,385,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,315,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">88,276,395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">224,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">84,348,304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">335,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">236,416,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,469,556</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.83</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">197,433,563</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,642,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,484,944</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">130,869</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20,481,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">81,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">297,904,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,622,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">235,551,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,527,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">647,082,377</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,447,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">537,815,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,586,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Borrowings:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">23,938,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">96,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27,298,769</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">160,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">0.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">58,417,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">813,526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">32,182,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">754,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,773,994</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">223,281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">171,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">738,212,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,581,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">604,513,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,673,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Noninterest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">55,343,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">53,455,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Other noninterest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,138,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">552,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">794,693,894</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,581,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">658,521,450</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,673,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">104,328,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">97,864,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">899,022,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,581,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">756,385,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,673,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,138,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">21,642,340</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest rate spread (4)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net interest margin (5)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Ratio of average interest-earning assets</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">to average interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">114.09</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">117.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block">
<div>
<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Calculated net of deferred loan fees, loan discounts and loans-in-process. Non-accrual loans are included in average loans.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Includes FHLB and Federal Reserve Bank of St. Louis membership stock and related cash dividends.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(3)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Includes average balances for fixed assets and BOLI of $20.5 million and $17.3 million, respectively, for the nine-month period ended March 31, 2014, as compared to $14.3 million and $16.1 million, respectively, for the same period of the prior fiscal year.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(4)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(5)</font></div>
</td>
<td align="left" valign="top" width="77%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Net interest margin represents net interest income divided by average interest-earning assets.</font></div>
</td>
</tr></table>
</div>
</div>
</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">44</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Rate/Volume Analysis</font></font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following tables set forth the effects of changing rates and volumes on the Company&#8217;s net interest income for the three- and nine-month periods ended March 31, 2014. Information is provided with respect to (i) effects on interest income and expense attributable to changes in volume (changes in volume multiplied by the prior rate), (ii) effects on interest income and expense attributable to change in rate (changes in rate multiplied by prior volume), and (iii) changes in rate/volume (change in rate multiplied by change in volume).</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Three-month period ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Compared to three-month period</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">ended March 31, 2013, Increase (Decrease) Due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Rate/</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Rate</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest-earnings assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Loans receivable (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">136</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">58</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other interest-earning deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Total net change in income on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,108</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="48%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">376</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Securities sold under</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(226</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Total net change in expense on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net change in net interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">219</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nine-month period ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Compared to nine-month period</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">ended March 31, 2013, Increase (Decrease) Due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Rate/</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Rate</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest-earnings assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Loans receivable (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,522</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Other interest-earning deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Total net change in income on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(2,304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">5,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="48%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,026</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Securities sold under</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(63</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(307</font></td>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">59</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Total net change in expense on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(1,311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;Net change in net interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(994</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,497</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 18pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 30pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Does not include interest on loans placed on nonaccrual status.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 18pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 30pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Does not include dividends earned on equity securities.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">45</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Results of Operations &#8211; Comparison of the three- and nine-month periods ended March 31, 2014 and 2013</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General</font>. Net income for the three- and nine-month periods ended March 31, 2014, was $2.2 million and $7.3 million, respectively, decreases of $223,000, or 9.1%, and $212,000, or 2.8%, respectively, as compared to the same periods of the prior fiscal year.&#160;&#160;After preferred dividends of $50,000 and $150,000, respectively, paid in the three- and nine-month periods ended March 31, 2014, net income available to common shareholders was $2.2 million and $7.2 million, respectively, decreases of $223,000, or 9.2%, and $67,000, or 0.9%, respectively, as compared to the $2.4 million and $7.2 million, respectively, in net income available to common shareholders, after preferred dividends of $50,000 and $295,000, respectively, paid in the same periods of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the three-month period ended March 31, 2014, basic and fully-diluted net income per share available to common shareholders was $0.66 and $0.64, respectively, decreases of $0.07, or 9.6% and 9.9% respectively, as compared to the same period of the prior fiscal year. Our annualized return on average assets for the three-month period ended March 31, 2014, was 0.93%, as compared to 1.26% for the same period of the prior fiscal year. For the three-month period ended March 31, 2014, return on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Fiscal 2011 Acquisition was .090%, as compared to1.19% for the same period of the prior fiscal year. Our return on average common stockholders&#8217; equity for the three-month period ended March 31, 2014, was 10.2%, as compared to 12.1% in the same period of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the nine-month period ended March 31, 2014, basic and fully-diluted net income per share available to common shareholders was $2.18 and $2.11, respectively, decreases of $0.02, or 0.9%, and $0.03, or 1.4%, respectively, as compared to the same period of the prior fiscal year. Our annualized return on average assets for the nine-month period ended March 31, 2014, was 1.09%, as compared to 1.33% for the same period of the prior fiscal year. For the nine-month period ended March 31, 2014, return on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Fiscal 2011 Acquisition was 1.04%, as compared to 1.21% for the same period of the prior fiscal year. Our return on average common stockholders&#8217; equity for the nine-month period ended March 31, 2014, was 11.3%, as compared to 12.4% in the same period of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Interest Income. </font>Net interest income for the three- and nine-month periods ended March 31, 2014, was $8.4 million and $24.1 million, respectively, increases of $1.5 million, or 22.4%, and $2.5 million , or 11.5%, respectively, as compared to the same periods of the prior fiscal year. Net interest income attributable to the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Fiscal 2011 Acquisition was $109,000 and $481,000, respectively, in the current three- and nine-month periods, as compared to $222,000 and $1.1 million, respectively, in the same periods of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Our net interest margin for the three- and nine-month periods ended March 31, 2014, determined by dividing annualized net interest income by total average interest-earning assets, was 3.72% and 3.82%, respectively, as compared to 3.77% and 4.08%, respectively, in the same periods of the prior fiscal year. Our net interest margin excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Fiscal 2011 Acquisition was 3.67% and 3.75%, respectively, for the three- and nine-month periods ended March 31, 2014, as compared to 3.65% and 3.87%, respectively, for the same periods of the prior fiscal year. Our average net interest rate spread for the three- and nine-month periods ended March 31, 2014, was 3.61% and 3.69%, respectively, as compared to 3.61% and 3.90%, respectively, for the same periods of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the three-month period ended March 31, 2014,&#160;&#160;no decline in the net interest rate spread, compared to the same period a year ago, resulted from a 25 basis point decrease in the average yield on interest-earning assets,&#160;&#160;offset by a 25 basis point decrease in the average cost of interest-bearing liabilities. This was attributable primarily to a decrease in loan and investment yields that was matched by a decline in our cost of funds. The reduction in net interest income generated from accretion of fair value discount on acquired loans and amortization of fair value premium on acquired time deposits related to the Fiscal 2011 Acquisition. Our growth initiatives, including the Fiscal 2014 Acquisitions, resulted in an increase of $176.8 million, or 24.2%, in the average balance of interest-earning assets, when comparing the three-month period ended March 31, 2014, with the same period of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">For the nine-month period ended March 31, 2014, the 21 basis point decline in the net interest rate spread, compared to the same period a year ago, resulted from a 45 basis point decrease in the average yield on interest-earning assets, partially offset by a 24 basis point decrease in the average cost of interest-bearing liabilities. The decline in net</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">interest spread was attributable primarily to a decrease in loan and investment yields that was not matched by a decline in our cost of funds, and was also due to the reduction in net interest income generated from accretion of fair value discount on acquired loans and amortization of fair value premium on acquired time deposits related to the Fiscal 2011 Acquisition. Our growth initiatives, including the Fiscal 2014 Acquisitions, resulted in an increase of $134.4 million, or 19.0%, in the average balance of interest-earning assets, when comparing the nine-month period ended March 31, 2014, with the same period of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Income. </font>Total interest income for the three- and nine-month periods ended March 31, 2014, was $10.3 million and $29.7 million, increases of $1.6 million, or 17.8%, and $2.4 million, or 8.8%, as compared to the same periods of the prior fiscal year. The increases were attributed to 24.2% and 19.0% increases, respectively, in the average balance of interest-earning assets, partially offset by 25 and 45 basis point declines, respectively, in the average yield earned on interest-earning assets, as compared to the same periods of the prior fiscal year. Increased average balances were attributed to our growth initiatives, including the Fiscal 2014 Acquisitions and increased yields on the Company&#8217;s investment securities portfolio, while yields on the Company&#8217;s loan portfolios declined with market rates and the reduced fair value discount accretion related to the Fiscal 2011 Acquisition.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Expense</font>. Total interest expense for the three-month period ended March 31, 2014 was $1.9 million, an increase of $18,000, or 0.9%, as compared to the same period of the prior fiscal year, attributable to the $170.0 million, or 27.1%, increase in the average balance of interest-bearing liabilities, partially offset by the 24 basis point decline in the average cost of interest-bearing liabilities, as compared to the same period of the prior fiscal year. For the nine-month period ended March 31, 2014, total interest expense was $5.6 million, a decrease of $92,000, or 1.6%, as compared to the same period of the prior fiscal year, attributable to the 25 basis point decline in the average cost of interest bearing liabilities, partially offset by the $133.7 million, or 22.1%, increase in the average balance of interest-bearing liabilities. For both periods, the growth in average balances was attributed to our growth initiatives, including the Fiscal 2014 Acquisitions, while the decline in the average cost of interest-bearing liabilities was attributed to a general decline in rates offered on deposit products, as well as a higher percentage of funding obtained through relatively low-costing overnight advances from the FHLB.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Provisions for Loan Losses</font>. <font style="DISPLAY: inline">The provision for loan losses for the three- and nine-month periods ended March 31, 2014, was $253,000 and $1.0 million, respectively, as compared to $228,000 and $1.3 million, respectively, in the same periods of the prior fiscal year. As a percentage of average loans outstanding, provision for loan losses in the current three- and nine-month </font>periods represented an annualized charge of .13% and .19%, respectively, while net charge offs for the same periods were .35% and .14%, respectively, annualized. During the same periods of the prior fiscal year, provision for loan losses as a percentage of average loans outstanding represented an annualized charge of .15% and .28%, respectively, while net charge offs were .03% and .15%, respectively, annualized. The provision did not keep pace with charge offs during the three-month period ended March 31, 2014, primarily due to a $501,000 charge off of a commercial loan previously acquired with impaired credit quality, which accounted for 76% of the amount charged off in the current quarter, and 66% of the amount charged off in the current fiscal year-to-date. The amount charged off on this credit had been fully reserved in prior periods.&#160;(See &#8220;Critical Accounting Policies&#8221;, &#8220;Allowance for Loan Loss Activity&#8221; and &#8220;Nonperforming Assets&#8221;).</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Income</font>. The Company&#8217;s noninterest income for the three- and nine-month periods ended March 31, 2014, was $1.5 million and $4.4 million, respectively, increases of $318,000, or 27.9%, and $1.1 million, or 32.7%, respectively, as compared to the same periods of the prior fiscal year. The increases were attributed primarily to increased deposit account charges and fees (resulting from the Fiscal 2014 Acquisitions, transaction account growth, and increased NSF activity), gains on sales of residential loans into the secondary market, increased loan fees, and increased bank card interchange income. The nine-month period included $108,000 in realized gains on AFS securities.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Expense. </font>Noninterest expense for the three- and nine-month periods ended March 31, 2014, was $6.6 million and $17.4 million, respectively, increases of $2.2 million, or 49.1%, and $4.4 million, or 33.7%, respectively, as compared to the same periods of the prior fiscal year. The increases included $356,000 and $1.1 million, respectively, in merger-related charges recognized in the three- and nine-month periods ended March 31, 2014, related to the completed Fiscal 2014 Acquisitions and the pending acquisition of Peoples Service Company. Additionally, the Company incurred a charge of $376,000 in the third quarter of fiscal 2014 due to termination of its existing debit card processing contract. The Company believes that accountholders will be better served, that operational efficiencies will be realized, and that future income from debit card activity will be improved under the new contract. In total, the</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">increases in noninterest expense were attributable primarily to employee compensation and benefits, legal and professional fees, bank card interchange expense, occupancy, advertising, telecommunications, internet banking charges, and additional amortization of core deposit intangibles resulting from the Fiscal 2014 Acquisitions. The efficiency ratio, excluding securities gains or losses, for the three- and nine-month periods ended March 31, 2014, was 66.9% and 61.2%, respectively, as compared to 55.3% and 52.2%, respectively, for the same periods of the prior fiscal year. The deterioration resulted from increases of 49.1% and 33.7%, respectively, in noninterest expense, partially offset by combined 23.2% and 13.9% increases, respectively, in net interest income and noninterest income, and was attributable primarily to merger-related charges and the decreased accretion of fair value discount on loans resulting from the Fiscal 2011 Acquisition.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes. </font>Provisions for income taxes for the three- and nine-month periods ended March 31, 2014, were $781,000 and $2.8 million, respectively, decreases of $120,000, or 13.3%, and $345,000, or 11.1%, as compared to the same periods of the prior fiscal year. The decreases were attributed to lower pre-tax income, as well as a decline in the effective tax rate, to 25.8% and 27.4%, respectively, in the current three- and nine-month periods ended March 31, 2014, as compared to 26.8% and 29.2%, respectively, in the same periods of the prior fiscal year. The decline was attributed to continued additional tax-advantaged investments by the Company.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Allowance for Loan Loss Activity</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company regularly reviews its allowance for loan losses and makes adjustments to its balance based on management&#8217;s analysis of the loan portfolio, the amount of non-performing and classified loans, as well as general economic conditions. Although the Company maintains its allowance for loan losses at a level that it considers sufficient to provide for losses, there can be no assurance that future losses will not exceed internal estimates. In addition, the amount of the allowance for loan losses is subject to review by regulatory agencies, which can order the establishment of additional loss provisions. The following table summarizes changes in the allowance for loan losses over the three- and nine-month periods ended March 31, 2014 and 2013:</font></div>

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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2014</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2013</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2014</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,084,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,385,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans charged off:</font></div>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(503,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(516,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(417,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(12,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(69,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(21,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(32,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(49,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(29,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Gross charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(663,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(48,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(786,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(706,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Recoveries of loans previously charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">687</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">14,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">7,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">9,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">274</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">960</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">4,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">6,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">15,190</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,497</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross recoveries of charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">40,213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">22,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Net charge offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(650,879</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(39,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(746,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">(684,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">253,431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">228,376</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,047,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,301,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,108,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,687,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">8,108,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The allowance for loan losses has been calculated based upon an evaluation of pertinent factors underlying the various types and quality of the Company&#8217;s loans. Management considers such factors as the repayment status of a loan, the estimated net fair value of the underlying collateral, the borrower&#8217;s intent and ability to repay the loan, local economic conditions, and the Company&#8217;s historical loss ratios. We maintain the allowance for loan losses through the provisions for loan losses that we charge to income. We charge losses on loans against the allowance for loan losses when we believe the collection of loan principal is unlikely. The allowance for loan losses increased $301,000 to $8.7 million at March 31, 2014, from $8.4 million at June 30, 2013. The increase was deemed appropriate in order to bring</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">48</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">the allowance for loan losses to a level that reflects management&#8217;s estimate of the incurred loss in the Company&#8217;s loan portfolio at March 31, 2014.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At March 31, 2014, the Company had loans of $6.6 million, or .85% of total&#160;&#160;loans, adversely classified ($6.5 million classified &#8220;substandard&#8221;; $90,000 classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;), as compared to loans of $5.5 million, or 0.84% of total loans, adversely classified ($5.5 million classified &#8220;substandard&#8221;; none classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;) at June 30, 2013, and $6.8 million, or 1.09% of total loans, adversely classified ($6.8 million classified &#8220;substandard&#8221;; none classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;) at March 31, 2013. Classified loans were generally comprised of loans secured by commercial and agricultural real estate loans, while a smaller amount of commercial operating loans, residential real estate loans and consumer loans were also classified. All loans were classified due to concerns as to the borrowers&#8217; ability to continue to generate sufficient cash flows to service the debt. Of our classified loans, the Company had ceased recognition of interest on loans with a carrying value of $2.0 million at March 31, 2014. The Company&#8217;s investment in one pooled trust preferred security (Trapeza CDO IV, Ltd., class C2, see &#8220;Nonperforming Assets&#8221;) was also treated as a non-accrual asset. As noted in Note 4 to the condensed consolidated financial statements, the Company&#8217;s total past due was increased from $1.1 million at June 30, 2013 to $3.1 million at March 31, 2014.&#160;&#160;The increase was attributable to past due amounts from the Company&#8217;s legacy loan portfolio increasing $1.2 million in addition to loans totaling $670,000 were past due in the Citizens State Bank acquired loan portfolio.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In its quarterly evaluation of the adequacy of its allowance for loan losses, the Company employs historical data including past due percentages, charge offs, and recoveries for the previous five years for each loan category. The Company&#8217;s allowance methodology considers the most recent twelve-month period&#8217;s average net charge offs and uses this information as one of the primary factors for evaluation of allowance adequacy. Average net charge offs are calculated as net charge offs by portfolio type for the period as a percentage of the average balance of respective portfolio type over the same period.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font><br>
&#160;</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table sets forth the Company&#8217;s historical net charge offs as of March 31, 2014, and June 30, 2013:</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Net charge offs &#8211;</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Net charge offs &#8211;</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;Portfolio segment</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">12-month historical</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">12-month historical</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Real estate loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Additionally, in its quarterly evaluation of the adequacy of the allowance for loan losses, the Company evaluates changes in the financial condition of individual borrowers; changes in local, regional, and national economic conditions; the Company&#8217;s historical loss experience; and changes in market conditions for property pledged to the Company as collateral. The Company has identified specific qualitative factors that address these issues and subjectively assigns a percentage to each factor. Qualitative factors are reviewed quarterly and may be adjusted as necessary to reflect improving or declining trends. At March 31, 2014, these qualitative factors included:</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Changes in lending policies</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;National, regional, and local economic conditions</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Changes in mix and volume of portfolio</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Experience, ability, and depth of lending management and staff</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Entry to new markets</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Levels and trends of delinquent, nonaccrual, special mention and</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Classified loans</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Concentrations of credit</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Changes in collateral values</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Agricultural economic conditions</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#183;&#160;Regulatory risk</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">49</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The qualitative factors are applied to the allowance for loan losses based upon the following percentages by loan type:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="45%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Portfolio segment</font></div>
</td>
<td colspan="2" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Qualitative factor applied</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">at interim period</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="27%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Qualitative factor</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">applied at fiscal year</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">ended June 30, 2013</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Real estate loans:</font></div>
</td>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td valign="top" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.76%</font></div>
</td>
<td colspan="2" valign="top" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">0.67%</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Construction</font></div>
</td>
<td valign="top" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.58%</font></div>
</td>
<td colspan="2" valign="top" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.22%</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td valign="top" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.35%</font></div>
</td>
<td colspan="2" valign="top" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.29%</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td valign="top" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.37%</font></div>
</td>
<td colspan="2" valign="top" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.30%</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td valign="top" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.35%</font></div>
</td>
<td colspan="2" valign="top" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">1.30%</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At March 31, 2014, the amount of our allowance for loan losses attributable to these qualitative factors was approximately $8.0 million, as compared to $6.2 million at June 30, 2013. The relatively small changes in qualitative factors was attributed to stable credit quality and low levels of chargeoffs and classified assets, partially offset by strong loan growth.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">While management believes that our asset quality remains strong, it recognizes that, due to the continued growth in the loan portfolio and potential changes in market conditions, our level of nonperforming assets and resulting charge offs may fluctuate. Higher levels of net charge offs requiring additional provisions for loan losses could result. Although management uses the best information available, the level of the allowance for loan losses remains an estimate that is subject to significant judgment and short-term change.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Nonperforming Assets</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font><br>
&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The ratio of nonperforming assets to total assets and nonperforming loans to net loans receivable is another measure of asset quality. Nonperforming assets of the Company include nonaccruing loans, accruing loans delinquent/past maturity 90 days or more, and assets which have been acquired as a result of foreclosure or deed-in-lieu of foreclosure. The table below summarizes changes in the Company&#8217;s level of nonperforming assets over selected time periods:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">June 30, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nonaccruing loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">447,806</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">413,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">212,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">411,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">669,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">156,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">319,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">65,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">24,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">55,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">384,991</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">841,924</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">1,131,416</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">1,978,889</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">1,437,403</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">1,819,939</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="49%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Loans 90 days past due</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;accruing interest:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">16,239</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">16,239</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="49%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,978,889</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,437,403</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">1,836,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="49%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Nonperforming investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Foreclosed assets held for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">2,969,385</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,029,530</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">3,454,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Other nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">38,675</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">45,803</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">77,545</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">5,111,949</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">4,637,736</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt"><font style="DISPLAY: inline">5,492,753</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At March 31, 2014, troubled debt restructurings (TDRs) totaled $5.4 million, of which $215,000 was considered nonperforming and was included in the nonaccrual loan total above. The remaining $5.2 million in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be accrual status loans. In general, these loans were subject to classification as TDRs at March 31, 2014, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&#8217;s effective</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">50</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">borrowing rate on the old debt immediately before the restructuring in determining whether a concession has been granted. At June 30, 2013, troubled debt restructurings (TDRs) totaled $5.6 million, of which $766,000 was considered nonperforming and was included in the nonaccrual loan total above. The remaining $4.9 million in TDRs had complied with the modified terms for a reasonable period of time and were therefore considered by the Company to be accrual status loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">At March 31, 2014, nonperforming assets totaled $5.1 million, as compared to $4.6 million at June 30, 2013, and $5.5 million at March 31, 2013. The increase in nonperforming assets from fiscal year end was attributed primarily to foreclosed real estate (primarily commercial properties) obtained in the October acquisition of the Bank of Thayer and nonaccrual loans obtained in the February acquisition of Citizens State Bank, and was partially offset by sales of legacy foreclosed real estate. Nonperforming investments consist of the Company&#8217;s investment in </font>Trapeza CDO IV, Ltd., class C2.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Liquidity Resources</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The term &#8220;liquidity&#8221; refers to our ability to generate adequate amounts of cash to fund loan originations, loans purchases, deposit withdrawals and operating expenses. Our primary sources of funds include deposit growth, securities sold under agreements to repurchase, FHLB advances, brokered deposits, amortization and prepayment of loan principal and interest, investment maturities and sales, and funds provided by our operations. While the scheduled loan repayments and maturing investments are relatively predictable, deposit flows, FHLB advance redemptions, and loan and security prepayment rates are significantly influenced by factors outside of the Bank&#8217;s control, including interest rates, general and local economic conditions and competition in the marketplace. The Bank relies on FHLB advances and brokered deposits as additional sources for funding cash or liquidity needs.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company uses its liquid resources principally to satisfy its ongoing cash requirements, which include funding loan commitments, funding maturing certificates of deposit and deposit withdrawals, maintaining liquidity, funding maturing or called FHLB advances, purchasing investments, and meeting operating expenses.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">At March 31, 2014, the Company had outstanding commitments and approvals to fund approximately $33.3 million in mortgage and non-mortgage loans. These commitments and approvals are expected to be funded through existing cash balances, cash flow from normal operations and, if needed, advances from the FHLB or the Federal Reserve&#8217;s discount window. At March 31, 2014, the Bank had pledged its residential real estate loan portfolio and a significant portion of its commercial real estate portfolio with the FHLB for available credit of approximately $265 million, of which $51.6 million had been advanced. The Bank has the ability to pledge several of its other loan portfolios, including home equity and commercial business loans, which could provide additional collateral for additional borrowings; in total, FHLB borrowings are generally limited to 35% of Bank assets, or $348.0 million, subject to available collateral. Also, at March 31, 2014, the Bank had pledged a total of $97.2 million in loans secured by farmland and agricultural production loans to the Federal Reserve, providing access to $65.2 million in primary credit borrowings from the Federal Reserve&#8217;s discount window. Management believes its liquid resources will be sufficient to meet the Company&#8217;s liquidity needs.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Regulatory Capital</font></font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company and Bank are subject to various regulatory capital requirements administered by the Federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory&#8212;and possibly additional discretionary &#8211; actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company and the Bank&#8217;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Furthermore, the Company and Bank&#8217;s regulators could require adjustments to regulatory capital not reflected in the condensed consolidated financial statements.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total capital and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average total assets (as defined). Management believes, as of March 31, 2014, that the Company and the Bank meet all capital adequacy requirements to which they are subject.</font></div>

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<div id="FTR">
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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">51</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">On July 2, 2013, the Board of Governors of the Federal Reserve System announced its approval of the final rule to implement the Basel III regulatory reforms, among other changes required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The approved rule includes a new minimum ratio of common equity Tier 1 (CET1) capital of 4.5%, raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0%, and includes a minimum leverage ratio of 4.0% for all banking institutions. Additionally, the rule creates a capital conservation buffer of 2.5% of risk-weighted assets, and prohibits banking organizations from making distributions or discretionary bonus payments during any quarter if its eligible retained income is negative, if the capital conservation buffer is not maintained. The phase-in of the enhanced capital requirements for banking organizations such as the Company and the Bank will begin January 1, 2015. Other changes include revised risk-weighting of some assets, stricter limitations on mortgage servicing assets and deferred tax assets, and replacement of the ratings-based approach to risk weight securities.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">As of March 31, 2014, the most recent notification from the Federal Reserve categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank&#8217;s category.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The tables below summarize the Company and Bank&#8217;s actual and required regulatory capital:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">For Capital Adequacy&#160;Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">To Be Well Capitalized</font></div>

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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">As of March 31, 2014</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">122,577</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">16.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">59.296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">112,021</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">15..28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">58.664</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">73,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">113,311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">15.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">29.648</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">102,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">14.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">29.332</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">43,998</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">113,311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">11.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">38.556</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">102,853</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">10.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">38.241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">47,802</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">For Capital Adequacy&#160;Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">To Be Well Capitalized</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Under Prompt Corrective</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Action Provisions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">As of June 30, 2013</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">115,972</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">18.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">49,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">92,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">15.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">49,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">61,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">108,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">17.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">24,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">84,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">13.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">24,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">36,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 30pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">108,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">13.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">31,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">84,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">10.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">31,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">39,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

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</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
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</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">52</font></div>

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</div>

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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Quantitative and Qualitative Disclosures About Market Risk</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Asset and Liability Management and Market Risk</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The goal of the Company&#8217;s asset/liability management strategy is to manage the interest rate sensitivity of both interest-earning assets and interest-bearing liabilities in order to maximize net interest income without exposing the Bank to an excessive level of interest rate risk. The Company employs various strategies intended to manage the potential effect that changing interest rates may have on future operating results. The primary asset/liability management strategy has been to focus on matching the anticipated re-pricing intervals of interest-earning assets and interest-bearing liabilities. At times, however, depending on the level of general interest rates, the relationship between long- and short-term interest rates, market conditions and competitive factors, the Company may determine to increase its interest rate risk position somewhat in order to maintain its net interest margin.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In an effort to manage the interest rate risk resulting from fixed rate lending, the Bank has utilized longer term FHLB advances (with maturities up to ten years), subject to early redemptions and fixed terms. Other elements of the Company&#8217;s current asset/liability strategy include (i) increasing originations of commercial business, commercial real estate, agricultural operating lines, and agricultural real estate loans, which typically provide higher yields and shorter repricing periods, but inherently increase credit risk; (ii) actively soliciting less rate-sensitive deposits, including aggressive use of the Company&#8217;s &#8220;rewards checking&#8221; product, and (iii) offering competitively-priced money market accounts and CDs with maturities of up to five years. The degree to which each segment of the strategy is achieved will affect profitability and exposure to interest rate risk.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company continues to originate long-term, fixed-rate residential loans. During the first nine months of fiscal year 2014, fixed rate 1- to 4-family residential loan production totaled $24.7 million, as compared to $7.7 million during the same period of the prior fiscal year. At March 31, 2014, the fixed rate residential loan portfolio was $107.6 million with a weighted average maturity of 172 months, as compared to $93.2 million at March 31, 2013, with a weighted average maturity of 181 months. The Company originated $25.8 million in adjustable-rate 1- to 4-family residential loans during the nine-month period ended March 31, 2014, as compared to $30.8 million during the same period of the prior fiscal year. At March 31, 2014, fixed rate loans with remaining maturities in excess of 10 years totaled $48.7 million, or 6.3% of net loans receivable, as compared to $58.5 million, or 9.5% of net loans receivable at March 31, 2013. The Company originated $74.7 million in fixed rate commercial and commercial real estate loans during the nine-month period ended March 31, 2014, as compared to $58.2 million during the same period of the prior fiscal year. At March 31, 2014, the fixed rate commercial and commercial real estate loan portfolio was $311.1 million with a weighted average maturity of 41.3 months, compared to $251.3 million at March 31, 2013, with a weighted average maturity of 38 months. The Company originated $45.3 million in adjustable rate commercial and commercial real estate loans during the nine-month period ended March 31, 2014, as compared to $45.8 million during the same period of the prior fiscal year. At March 31, 2014, adjustable-rate home equity lines of credit totaled $17.8 million, as compared to $15.4 million at March 31, 2013. At March 31, 2014, the Company&#8217;s investment portfolio had an expected weighted-average life of 5.4 years, compared to 3.4 at March 31, 2013. Management continues to focus on customer retention, customer satisfaction, and offering new products to customers in order to increase the Company&#8217;s amount of less rate-sensitive deposit accounts.</font></div>

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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">53</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font color="black" style="DISPLAY: inline; FONT-FAMILY: Calibri; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font color="black" style="DISPLAY: inline; FONT-FAMILY: Calibri; FONT-SIZE: 10pt; TEXT-DECORATION: underline">Interest Rate Sensitivity Analysis</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The following table sets forth as of March 31, 2014, management&#8217;s estimates of the projected changes in net portfolio value (&#8220;NPV&#8221;) in the event of 100, 200, and 300 basis point (&#8220;bp&#8221;) instantaneous and permanent increases, and 100, 200, and 300 basis point instantaneous and permanent decreases in market interest rates. Dollar amounts are expressed in thousands.</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">NPV as % of PV of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">BP Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Estimated Net Portfolio Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">in Rates</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$ Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$ Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">% Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">NPV Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">87,736</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(22,840</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">9.74</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-2.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">95,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(14,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">10.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-1.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">102,704</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(7,872</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">11.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-0.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">NC</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">110,576</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">11.89</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">119,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">9,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">12.74</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">0.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">128,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">17,539</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">13.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">1.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">136,437</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">25,861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">14.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">2.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">June 30, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
</tr><tr>
<td colspan="2" valign="bottom">&#160;</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom">&#160;</td>
<td colspan="10" valign="bottom">&#160;</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom">&#160;</td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">NPV as % of PV of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
</tr><tr>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">BP Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Estimated Net Portfolio Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
</tr><tr>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">in Rates</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$ Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$ Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">% Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">NPV Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Change</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">93,468</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(12,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">11.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-1.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">97,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(8,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">12.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-0.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
</tr><tr>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">101,241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(4,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">-4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">12.50</font></td>
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<td align="right" valign="bottom">&#160;</td>
<td valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">105,796</font></td>
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<td valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
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<td valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
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<td valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">12.96</font></td>
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<td valign="bottom" style="TEXT-ALIGN: right">&#160;</td>
<td valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">4,944</font></td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">120,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">14,371</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">14</font></td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
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<td align="right" valign="bottom" width="1%">&#160;</td>
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</div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Computations of prospective effects of hypothetical interest rate changes are based on an internally generated model using actual maturity and repricing schedules for the Bank&#8217;s loans and deposits, and are based on numerous assumptions, including relative levels of market interest rates, loan repayments and deposit run-offs, and should not be relied upon as indicative of actual results. Further, the computations do not contemplate any actions the Bank may undertake in response to changes in interest rates.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Management cannot predict future interest rates or their effect on the Bank&#8217;s NPV in the future. Certain shortcomings are inherent in the method of analysis presented in the computation of NPV. For example, although certain assets and liabilities may have similar maturities or periods to repricing, they may react in differing degrees to changes in market interest rates. Additionally, certain assets, such as adjustable-rate loans, have an initial fixed rate period typically from one to seven years and over the remaining life of the asset changes in the interest rate are restricted. In addition, the proportion of adjustable-rate loans in the Bank&#8217;s portfolio could decrease in future periods due to refinancing activity if market interest rates remain steady in the future. Further, in the event of a change in interest rates, prepayment and early withdrawal levels could deviate significantly from those assumed in the table. Finally, the ability of many borrowers to service their adjustable-rate debt may decrease in the event of an interest rate increase.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

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</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">54</font></div>

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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;Controls and Procedures</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">An evaluation of Southern Missouri Bancorp&#8217;s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities and Exchange Act of 1934, as amended, (the &#8220;Act&#8221;)) as of March 31, 2014, was carried out under the supervision and with the participation of our Chief Executive Officer and Chief Financial Officer, and several other members of our senior management. The Chief Executive Officer and Chief Financial Officer concluded that, as of March 31, 2014, the Company&#8217;s disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Act is (i) accumulated and communicated to management (including the Chief Executive and Financial Officer) in a timely manner, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms. There have been no changes in our internal control over financial reporting (as defined in Rule 13a-15(f) under the Act) that occurred during the quarter ended March 31, 2014, that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The Company does not expect that its disclosures and procedures will prevent all error and all fraud. A control procedure, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control procedure are met. Because of the inherent limitations in all control procedures, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected. These inherent limitations include the realities that judgments in decision-making can be faulty, and that breakdowns can occur because of a simple error or mistake. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control. The design of any control procedure also is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate. Because of the inherent limitations in a cost-effective control procedure, misstatements due to error or fraud may occur and not be detected.</font></div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

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<div><br>
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<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">55</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART II: </font>Other Information</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Legal Proceedings</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">In the opinion of management, the Company is not a party to any pending claims or lawsuits that are expected to have a material effect on the Company&#8217;s financial condition or operations. Periodically, there have been various claims and lawsuits involving the Company mainly as a defendant, such as claims to enforce liens, condemnation proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Bank's business. Aside from such pending claims and lawsuits, which are incident to the conduct of the Company&#8217;s ordinary business, the Company is not a party to any material pending legal proceedings that would have a material effect on the financial condition or operations of the Company.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1a</font>:&#160;&#160;Risk Factors</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Effective December 10, 2013, pursuant to the Dodd-Frank Act, federal banking and securities regulators issued final rules to implement Section 619 of the Dodd-Frank Act (the &#8220;Volcker Rule&#8221;). Generally, subject to a transition period and certain exceptions, the Volcker Rule restricts insured depository institutions and their affiliated companies from engaging in short-term proprietary trading of certain securities, investing in funds with collateral comprised of less than 100% loans that are not registered with the Securities and Exchange Commission (&#8220;SEC&#8221;) and from engaging in hedging activities that do not hedge a specific identified risk. After the transition period, the Volcker Rule prohibitions and restrictions will apply to banking entities unless an exception applies. We are analyzing the impact of the Volcker Rule on our investment portfolio and activities. The Volcker rule could impact our investment strategies or other activities, which could negatively affect our earnings.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">There have been no material changes to the risk factors set forth in Part I, Item 1A of the Company&#8217;s Annual Report on Form 10-K for the year ended June 30, 2013.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Unregistered Sales of Equity Securities and Use of Proceeds</font></div>

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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Period</font></div>
</td>
<td valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-TOP: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Number of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Shares (or Units)</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Purchased</font></div>
</td>
<td valign="top" width="14%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-TOP: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Average Price Paid</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">per Share (or Unit)</font></div>
</td>
<td valign="top" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-TOP: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total Number of Shares (or Units)</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Purchased as Part of Publicly</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Announced Plans or Programs</font></div>
</td>
<td valign="top" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-TOP: black 0.5pt solid; BORDER-RIGHT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Maximum Number (or</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Approximate Dollar Value) of</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Shares (or Units) that May Yet be</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Purchased Under the Plans or</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Program</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">10/1/2013 thru 10/31/2013</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-RIGHT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">11/1/2013 thru 11/30/2013</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-RIGHT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">12/1/2013 thru 12/31/2013</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-RIGHT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 0.5pt solid; BORDER-RIGHT: black 0.5pt solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Defaults upon Senior Securities</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;Mine Safety Disclosures</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 14.4pt"></font>Not applicable</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 5</font>:&#160;&#160;Other Information</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">None</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">56</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 6</font>:&#160;&#160;Exhibits</font></div>

<div>&#160;</div>

<div>
<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(a)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="75%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">3 (a)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Articles of Incorporation of the Registrant+</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">3 (b)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Certificate of Designation for the Registrant&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">3 (c)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Bylaws of the Registrant+++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">4</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Form of Stock Certificate of Southern Missouri Bancorp++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">10</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Material Contracts</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(a)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Registrant&#8217;s 2008 Equity Incentive Plan+++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(b)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Registrant&#8217;s 2003 Stock Option and Incentive Plan++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(c)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Registrant&#8217;s 1994 Stock Option and Incentive Plan+++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(d)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Southern Missouri Savings Bank, FSB Management Recognition and Development Plan+++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(e)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Employment Agreements</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(i)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Greg A. Steffens*</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(f)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Director&#8217;s Retirement Agreements</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(i)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Samuel H. Smith**</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(ii)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Sammy A. Schalk***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(iii)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Ronnie D. Black***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(iv)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">L. Douglas Bagby***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(v)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Rebecca McLane Brooks****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(vi)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Charles R. Love****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(vii)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Charles R. Moffitt****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(viii)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Dennis Robison*****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="13%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(ix)</font></div>
</td>
<td align="left" valign="top" width="47%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">David Tooley******</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(g)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Tax Sharing Agreement***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">31</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Rule 13a-14(a) Certification</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">32</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Section 1350 Certification</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">101</font></div>
</td>
<td align="left" colspan="3" valign="top" width="70%">
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</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1999.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">++</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on July 26, 2011.</font></div>
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<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+++</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on December 6, 2007.</font></div>
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<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">++++</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Registration Statement on Form S-1 (File No. 333-2320) as filed with the SEC on January 3, 1994.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+++++</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an attachment to the Registrant&#8217;s definitive proxy statement filed on September 17, 2003.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">+++++++</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an attachment to the Registrant&#8217;s 1994 Annual Meeting Proxy Statement dated October 21, 1994.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">*</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1999.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">**</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1995.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">***</font></div>
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<td align="left" valign="top" width="73%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-QSB for the quarter ended December 31, 2004.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-Q for the quarter ended December 31, 2011.</font></div>
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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>2
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">c)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">disclosed in this report any changes in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>3
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">disclosed in this report any changes in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<TYPE>EX-32
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of Southern Missouri Bancorp, Inc. (the &#8220;Company&#8221;) that the quarterly report of the Company on Form 10-Q for the quarter ended March 31, 2014, fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in such report fairly presents, in all material respects, the financial condition and results of operations of the Company as of the dates and for the periods presented in the financial statements included in such report.</font></div>

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<td valign="top" width="47%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 10pt">(Principal Financial Officer)</font></div>
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<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>5
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	<fil:ConversionOfLoansToForeclosedRealEstate decimals='INF' contextRef='D120701_130331' unitRef='USD'>3463950</fil:ConversionOfLoansToForeclosedRealEstate>
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	<fil:ConversionOfForeclosedRealEstateToLoans decimals='INF' contextRef='D120701_130331' unitRef='USD'>68400</fil:ConversionOfForeclosedRealEstateToLoans>
	<fil:ConversionOfLoansToRepossessedAssets decimals='INF' contextRef='D130701_140331' unitRef='USD'>41852</fil:ConversionOfLoansToRepossessedAssets>
	<fil:ConversionOfLoansToRepossessedAssets decimals='INF' contextRef='D120701_130331' unitRef='USD'>251627</fil:ConversionOfLoansToRepossessedAssets>
	<fil:CashPaidForCapitalizedInterest1 decimals='INF' contextRef='D130701_140331' unitRef='USD'>2085060</fil:CashPaidForCapitalizedInterest1>
	<fil:CashPaidForCapitalizedInterest1 decimals='INF' contextRef='D120701_130331' unitRef='USD'>2000909</fil:CashPaidForCapitalizedInterest1>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='D130701_140331' unitRef='USD'>2798000</us-gaap:IncomeTaxesPaid>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='D120701_130331' unitRef='USD'>1541084</us-gaap:IncomeTaxesPaid>
	<dei:DocumentType contextRef='Y14Q1'>10-Q</dei:DocumentType>
	<dei:DocumentPeriodEndDate contextRef='Y14Q1'>2014-03-31</dei:DocumentPeriodEndDate>
	<dei:AmendmentFlag contextRef='Y14Q1'>false</dei:AmendmentFlag>
	<dei:EntityRegistrantName contextRef='Y14Q1'>Southern Missouri Bancorp Inc</dei:EntityRegistrantName>
	<dei:EntityCentralIndexKey contextRef='Y14Q1'>0000916907</dei:EntityCentralIndexKey>
	<dei:CurrentFiscalYearEndDate contextRef='Y14Q1'>--06-30</dei:CurrentFiscalYearEndDate>
	<dei:EntityCommonStockSharesOutstanding decimals='INF' contextRef='I140514' unitRef='Shares'>3311740</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityFilerCategory contextRef='Y14Q1'>Smaller Reporting Company</dei:EntityFilerCategory>
	<dei:EntityCurrentReportingStatus contextRef='Y14Q1'>Yes</dei:EntityCurrentReportingStatus>
	<dei:EntityVoluntaryFilers contextRef='Y14Q1'>No</dei:EntityVoluntaryFilers>
	<dei:EntityWellKnownSeasonedIssuer contextRef='Y14Q1'>No</dei:EntityWellKnownSeasonedIssuer>
	<dei:DocumentFiscalYearFocus contextRef='Y14Q1'>2014</dei:DocumentFiscalYearFocus>
	<dei:DocumentFiscalPeriodFocus contextRef='Y14Q1'>Q3</dei:DocumentFiscalPeriodFocus>
	<fil:BasisOfPresentationDisclosure contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;Note 1:&amp;#160; &lt;u&gt;Basis of Presentation&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Operating results for the three- and nine-month periods ended March 31, 2014, are not necessarily indicative of the results that may be expected for the entire fiscal year. For additional information, refer to the audited consolidated financial statements included in the Company&amp;#146;s June 30, 2013, Form 10-K, which was filed with the SEC.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank). All significant intercompany accounts and transactions have been eliminated in consolidation.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:BasisOfPresentationDisclosure>
	<us-gaap:OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Note 2:&amp;#160; &lt;u&gt;Organization and Summary of Significant Accounting Policies&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Organization.&lt;/b&gt; Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&amp;#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&amp;#146;s consolidated assets and liabilities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Basis of Financial Statement Presentation.&lt;/b&gt; The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&amp;#146;s investment or loan portfolios resulting from the borrowers&amp;#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&amp;#146;s investments in real estate.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Principles of Consolidation.&lt;/b&gt; The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Use of Estimates.&lt;/b&gt; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Cash and Cash Equivalents.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $10.2 million and $9.5 million at March 31, 2014 and June 30, 2013, respectively. The deposits are held in various commercial banks, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines and the Federal Home Loan Bank of Dallas.&amp;#160; Deposits in one commercial bank exceed the FDIC deposit insurance limit by $2.8 million. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Available for Sale Securities.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive loss, a component of stockholders&amp;#146; equity. All securities have been classified as available for sale.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company does not invest in collateralized mortgage obligations that are considered high risk.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. As a result, the Company&amp;#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&amp;#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive loss. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Federal Reserve Bank and Federal Home Loan Bank Stock.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems. Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Loans.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&amp;#146;s judgment, the collectability of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection. A loan that is &amp;#147;in the process of collection&amp;#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The allowance for losses on loans represents management&amp;#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&amp;#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Depending on a particular loan&amp;#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent. Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs. For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&amp;#146;s separate status as a nonaccrual loan or an accrual status loan. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments. These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&amp;#147;purchased credit impaired loans&amp;#148;), and began carrying them at a value of $10.3 million. For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &amp;#147;undiscounted contractual cash flows&amp;#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &amp;#147;undiscounted expected cash flows&amp;#148;). Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans. The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows. The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &amp;#147;accretable yield&amp;#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable. The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income. Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis. Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses. Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable. Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received. If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Foreclosed Real Estate.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Premises and Equipment.&lt;/b&gt; Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally seven to forty years for premises, three to seven years for equipment, and three years for software.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in&apos;&gt;&lt;b&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Intangible Assets.&lt;/font&gt;&lt;/b&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;Identifiable &lt;font lang=&quot;X-NONE&quot;&gt;intangible assets are being amortized on &lt;/font&gt;a &lt;font lang=&quot;X-NONE&quot;&gt;straight-line&lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;basis over periods ranging from &lt;/font&gt;five&lt;font lang=&quot;X-NONE&quot;&gt; to &lt;/font&gt;fifteen &lt;font lang=&quot;X-NONE&quot;&gt;years. Such assets are periodically evaluated as to the recoverability of their carrying value. &lt;/font&gt;Goodwill is tested annually for impairment.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Income Taxes.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&amp;#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company files consolidated income tax returns with its subsidiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Equity Incentive Plan.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Company accounts for its Equity Incentive Plan (EIP) in accordance with ASC 718, &amp;#147;Share-Based Payment.&amp;#148; Compensation expense is based on the market price of the Company&amp;#146;s stock on the date the shares are granted and is recorded over the vesting period. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Outside Directors&amp;#146; Retirement.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Bank adopted a directors&amp;#146; retirement plan in April 1994 for outside directors. The directors&amp;#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&amp;#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&amp;#146;s years of service on the Board.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&amp;#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Stock Options.&lt;/b&gt; The amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Earnings Per Share.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Comprehensive Income.&lt;/b&gt; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Reclassification.&lt;/b&gt; Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2014 presentation. These reclassifications had no effect on net income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;The following paragraphs summarize the impact of new accounting pronouncements:&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In January 2014, the &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial Accounting Standards Board (&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;FASB) issued Accounting Standards Update (ASU) 2014-04, &amp;quot;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,&amp;#148; to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In January 2014, the FASB issued ASU 2014-01, &amp;quot;Accounting for Investments in Qualified Affordable Housing Projects,&amp;#148; to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The Company is reviewing the ASU, but does not expect adoption will result in a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2013, the FASB issued ASU 2013-11, &amp;quot;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,&amp;#148; to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an &amp;#160;NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU is not expected to have a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2013, the FASB issued ASU 2013-10, &amp;quot;Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes,&amp;#148; to allow the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to the current benchmark rates of direct Treasury obligations of the U.S. government and LIBOR (London Interbank Offered Rate). The amendments were effective on a prospective basis for new or newly-designated hedging relationships on July 17, 2013. Adoption did not have a significant effect on the Company&apos;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock>
	<us-gaap:MarketableSecuritiesTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 3:&amp;#160; &lt;u&gt;Securities&lt;/u&gt; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;666&quot; style=&apos;width:499.5pt;margin-left:.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;372&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$24,599,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,276&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(866,980)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$23,739,507&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,034,963&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,310,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(228,721)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;46,116,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,312,901&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;266,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(906,061)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,673,535&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,664,091&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;250,739&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(285,768)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,629,062&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,611,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,835,380&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(2,287,530)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,159,015&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;666&quot; style=&apos;width:499.5pt;margin-left:.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;372&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,972,073&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,590&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(566,778)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;38,135,005&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,432,739&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(244,437)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,638,303&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;37,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,116,652)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,558,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,174,119&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;343,138&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(206,713)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,405,692&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,181)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$80,325,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,815,795&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(2,136,761)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$80,004,226&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;629&quot; style=&apos;width:471.7pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;191&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:143.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available for Sale&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Within one year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$826,682&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$827,824&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After one year but less than five years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,967,959&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,873,962&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After five years but less than ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,600,313&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,307,627&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,552,120&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,520,540&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investment securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;72,947,074&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;72,529,953&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,664,091&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,629,062&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,611,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,159,015&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The following tables show our investments&amp;#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2014 and June 30, 2013:&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;More than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,074,200&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$572,439&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,695,977&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$294,541&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,770,177&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$866,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,984,814&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;93,380&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,666,534&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;135,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;10,651,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;228,721&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;482,827&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,424&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;541,810&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;903,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,024,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;906,061&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,670,741&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,903&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,708,650&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;125,866&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24,379,391&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;285,768&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$49,212,582&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$828,146&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$9,612,970&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,459,385&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,825,552&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,287,530&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;More than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$20,397,826&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$566,778&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$20,397,826&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$566,778&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,588,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;173,966&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,525,673&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;70,471&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,114,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;244,437&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;445,777&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,116,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;445,777&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,116,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,052,069&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,052,069&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. Government agencies&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,181&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,181&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$32,038,437&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$947,457&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,374,961&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,189,304&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$37,413,398&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,136,761&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. At March 31, 2014, there were four &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;pooled trust preferred securities with an estimated fair value of &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$884,000&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; and unrealized losses of &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$686,000&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; in a continuous unrealized loss position for twelve months or more. These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities. Rules adopted by the federal banking agencies in December 2013 to implement Section 619 of the Dodd-Frank Act (the &amp;#147;Volcker Rule&amp;#148;) generally prohibit banking entities from engaging in proprietary trading and from investing in, sponsoring, or having certain relationships with a hedge fund or private equity fund. The pooled trust preferred securities owned by the Company were included in a January 2014 listing of securities which the agencies considered to be grandfathered with regard to these prohibitions; as such, banking entities are permitted to retain their interest in these securities, provided the interest was acquired on or before December 10, 2013, unless acquired pursuant to a merger or acquisition.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The March 31, 2014, cash flow analysis for three of these securities indicated it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default, recovery, and prepayment rates, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased. Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality. Assumptions for these three securities included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 41 to 100 percent on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; annual defaults of 36 basis points thereafter; and recoveries of 10% of new defaults.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities&amp;#160; allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years. After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary. Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities. The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches. If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&amp;#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&amp;#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects one of these securities to remain in PIK status for a period of less than one year, and the other to remain in PIK status for a period of five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased. Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the quarter ended December 31, 2009, and the twelve months ended June 30, 2009. At March 31, 2014, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based on similar inputs and factors as those described above. Assumptions for this security included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 58% on currently deferred issuers within the next two years; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;new defaults of 2% annually for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of less than one year. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; not consider the remainder of the investment in this security to be other-than-temporarily impaired at March 31, 2014.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company does not believe any other individual unrealized loss as of March 31, 2014, represents OTTI. However, given the recent disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit losses recognized on investments. &lt;/i&gt;As described above, one of the Company&amp;#146;s investments in trust preferred securities has experienced fair value deterioration due to credit losses, but is not otherwise other-than-temporarily impaired. During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &amp;#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Transactions That Are Not Orderly.&amp;#148;&amp;#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the nine-month periods ended March 31, 2014 and 2013.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;571&quot; style=&apos;width:428.5pt;margin-left:41.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Accumulated Credit Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nine-Month Period Ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31,&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Credit losses on debt securities held&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to OTTI losses not previously recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to sales&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to change in intent or likelihood of sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to increases in previously-recognized OTTI losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to increases in expected cash flows&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;End of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:MarketableSecuritiesTextBlock>
	<us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 4:&amp;#160; &lt;u&gt;Loans and Allowance for Loan Losses&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Classes of loans are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;570&quot; style=&apos;width:427.5pt;margin-left:45.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;top&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;top&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,888,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,171,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30,724,858&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;242,303,922&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;121,257,268&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;788,893,973&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;666,200,584&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans in process&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(13,028,049)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(10,792,041)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred loan fees, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;124,527&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;143,336&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(8,687,456)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(8,385,980)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$767,302,995&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$647,165,899&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company&amp;#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential Mortgage Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans for the acquisition or refinance of one- to four-family residences. This category includes both fixed-rate and adjustable-rate mortgage (&amp;#147;ARM&amp;#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied. Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property. Substantially all of the one- to four-family residential mortgage originations in the Company&amp;#146;s portfolio are located within the Company&amp;#146;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company also originates loans secured by multi-family residential properties that are generally located in the Company&amp;#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Real Estate Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses. These properties are typically owned and operated by borrowers headquartered within the Company&amp;#146;s primary lending area, however, the property may be located outside our primary lending area. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate. During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, loans may be converted to permanent status with monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity. Such extensions are typically executed in incremental three month periods to facilitate project completion. The Company&amp;#146;s average term of construction loans is approximately 9 months. During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment. Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party. This monitoring further allows the Company an opportunity to assess risk. At March 31, 2014, construction loans outstanding included 24 loans, totaling $3.8 million, for which a modification had been agreed to. At June 30, 2013, construction loans outstanding included 29 loans, totaling $6.9 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above. None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Business Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company&amp;#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans. The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of March 31, 2014, and June 30, 2013, and activity in the allowance for loan losses for the three and nine-month periods ended March 31, 2014 and 2013:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the nine months ended &lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,809,975&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$272,662&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,602,542&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$471,666&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,229,135&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,385,980&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;562,061&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;130,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;446,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;54,353&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(145,100)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,047,721&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(150,254)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(69,457)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(49,947)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(516,800)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(786,458)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;14,777&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;960&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;15,190&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;9,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;40,213&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$293,091,263&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$302,738,045&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$120,926,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$772,516,549&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,277,234&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,349,375&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended &lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,131,432&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$423,984&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,786,856&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$496,134&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,246,499&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$9,084,904&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;231,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(21,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;193,037&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;23,700&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(173,902)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;253,431&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(127,192)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(32,881)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(503,534)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(663,607)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;687&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;4,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;7,458&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;12,728&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the nine months ended &lt;u&gt;March&lt;b&gt; &lt;/b&gt;31, 2013&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,635,346&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$243,169&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,985,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$483,597&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,144,104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,492,054&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;351,869&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(47,926)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;959,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;63,069&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(25,769)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,301,081&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(239,270)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(417,071)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(21,005)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(29,466)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(706,812)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;337&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;4,918&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,782&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,497&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,534&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,533,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,097,366&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,108,857&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$100,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$100,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,433,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,539,877&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,451,368&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$557,489&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$557,489&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended &lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,722,583&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$152,256&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,388,656&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$526,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,130,320&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,920,201&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,615&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;42,987&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;144,410&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;18,389&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(39,025)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;228,375&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(36,028)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(12,416)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(48,444)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;112&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;457&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,084&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;6,071&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,724&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,533,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,097,366&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,108,856&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:74.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,809,975&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$272,662&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,602,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$471,666&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,229,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,385,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,809,975&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$272,662&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,517,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$471,666&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,671,646&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,743,491&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$232,186,722&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$240,888,891&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$129,735,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$651,158,819&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,270,703&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,132,973&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,105,396&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Management&amp;#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is maintained at a level that, in management&amp;#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries, if any, are credited to the allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is evaluated on a regular basis by management and is based upon management&amp;#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&amp;#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Under the Company&amp;#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated. Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends. The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&amp;#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&amp;#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The general component covers non-impaired loans and is based on quantitative and qualitative factors. The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in the Company&amp;#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. These loans were written down at acquisition to an amount estimated to be collectible. As a result, certain ratios regarding the Company&amp;#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&amp;#146;s current credit quality to prior periods. The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the credit risk profile of the Company&amp;#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;595&quot; style=&apos;width:445.95pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;497&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 291,308,695 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 20,723,625 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 298,059,803 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 34,283,302 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 120,243,925 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Watch&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,271,361&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,442&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,011,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;86,644&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;268,671&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Special Mention&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Substandard&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,215,703&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;374,817&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,944,194&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;274,570&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;727,622&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Doubtful&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,792&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,426&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;17,050&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$121,257,268&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;595&quot; style=&apos;width:445.95pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;font style=&apos;layout-grid-mode:line&apos;&gt; &lt;/font&gt;&lt;/td&gt; &lt;td width=&quot;497&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction&lt;/font&gt;&lt;/p&gt; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$231,230,256&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$237,131,788&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,252,411&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$129,782,625&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Watch&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,881,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,594,368&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;41,463&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;55,858&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Special Mention&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Substandard&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;776,350&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,577,766&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121,004&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,030,001&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Doubtful&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,888,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$242,303,922&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credited impaired loans accounted for $400,000 of loans rated &amp;#147;Pass&amp;#148;; $1.7 million of loans rated &amp;#147;Watch&amp;#148;; no loans rated &amp;#147;Special Mention&amp;#148;; $1.2 million of loans rated &amp;#147;Substandard&amp;#148;; and no loans rated &amp;#147;Doubtful&amp;#148;. At June 30, 2013, these purchased credit impaired loans accounted for $600,000 of loans rated &amp;#147;Pass&amp;#148;; $1.7 million of loans rated &amp;#147;Watch&amp;#148;; &amp;#160;no loans rated &amp;#147;Special Mention&amp;#148;; $1.8 million of loans rated &amp;#147;Substandard&amp;#148;; and no loans rated &amp;#147;Doubtful&amp;#148;.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit Quality Indicators&lt;/i&gt;. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &amp;#147;Special Mention&amp;#148;, &amp;#147;Substandard&amp;#148;, or &amp;#147;Doubtful&amp;#148;. In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company uses the following definitions for risk ratings:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Watch&lt;/i&gt; &amp;#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring. Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Special Mention&lt;/i&gt; &amp;#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days. This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Substandard&lt;/i&gt; &amp;#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding. These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Doubtful&lt;/i&gt; &amp;#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be &lt;i&gt;Pass&lt;/i&gt; rated loans. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The following tables present the Company&amp;#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of &lt;/font&gt;March&lt;font lang=&quot;X-NONE&quot;&gt; 31&lt;/font&gt;, 2014&lt;font lang=&quot;X-NONE&quot;&gt; and June 30, 2013. &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;At &lt;/font&gt;March 31, 2014 and &lt;font lang=&quot;X-NONE&quot;&gt;June 30, 201&lt;/font&gt;3&lt;font lang=&quot;X-NONE&quot;&gt;, there were no purchased credit impaired loans that were past due. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$954,207&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$84,695&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$170,453&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,209,355&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$293,623,196&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;356&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;158,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,887&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;20,948,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;579,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;337,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;917,204&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;303,098,075&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;198,073&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,353&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;48,133&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;268,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,348,957&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;275,371&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;135,137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;57,721&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;468,229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;120,789,039&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;121,257,268&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,007,374&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$400,185&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$651,031&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,058,590&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$772,807,334&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$775,865,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$369,898&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$66,213&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$102,498&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$538,609&lt;/font&gt;&lt;/p&gt; 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Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;225,099&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;225,099&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;242,078,823&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;242,303,922&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;239,323&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;42,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12,275&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;294,522&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,120,356&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;63,394&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,266&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;81,660&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,786,824&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$672,615&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$109,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$358,138&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,139,890&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$654,268,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$655,408,543&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The tables below present impaired loans (excluding loans in process and deferred loan fees) as of &lt;/font&gt;March 31, 2014&lt;font lang=&quot;X-NONE&quot;&gt; and June 30, 201&lt;/font&gt;3&lt;font lang=&quot;X-NONE&quot;&gt;. These tables include purchased credit impaired loans. Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan. These loans, however, will continue to be reported as impaired loans. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;566&quot; style=&apos;width:424.4pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;324&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;241&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:81.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,076,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,585,531&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,596,352&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;900,730&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,076,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,585,531&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,596,352&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$900,730&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;240&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;584&quot; style=&apos;width:438.15pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.2in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.2in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;324&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.2in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,115,324&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,167,982&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;387,167&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;391,759&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;755,883&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,325,760&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,259,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,312,310&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,143,050&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,717,519&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $0 loans with a specific valuation allowance; and $3.3 million of total impaired loans. At June 30, 2013, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $756,000 of loans with a specific valuation allowance; and $4.1 million of total impaired loans. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present information regarding interest income recognized on impaired loans:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,745&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$36&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,283&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;21&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;582&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,609&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$57&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$43&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,809&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;51&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,283&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$116&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$163&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;110&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,847&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$274&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$312&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,233&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,308&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;71&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,152&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$532&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Interest income on impaired loans recognized on a cash basis in the three- and nine month periods ended March 31, 2014 and 2013, was immaterial.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;For the three- and nine-month periods ended March 31, 2014, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $2,000 and $106,000, respectively, as compared to $33,000 and $278,000, respectively, for the three- and nine-month periods ended March 31, 2013.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents the Company&amp;#146;s nonaccrual loans at March 31, 2014 and June 30, 2013. This table includes purchased impaired loans. Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected. The table excludes performing troubled debt restructurings.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;447&quot; style=&apos;width:335.15pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;bottom&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$447,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$413,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;411,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;669,175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;156,856&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;65,674&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24,699&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;384,991&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;841,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;bottom&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,978,889&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,437,403&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans. At March 31, 2014 and June 30, 2013, these loans comprised $215,000 and $756,000 of nonaccrual loans, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions. Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&amp;#146;s sustained repayment performance for a reasonable period of at least six months. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans. If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;During the three- and nine-month periods ended March 31, 2014 and 2013, certain loans were classified as TDRs. They are shown, segregated by class, in the table below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;578&quot; style=&apos;width:433.35pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;419&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;298,443&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;179,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$477,607&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;578&quot; style=&apos;width:433.35pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;419&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$36,634&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;328,209&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,132,145&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;179,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165,918&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$544,007&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,398,414&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Performing loans classified as TDRs and outstanding at March 31, 2014 and June 30, 2013, segregated by class, are shown in the table below. Nonperforming TDRs are shown as nonaccrual loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;585&quot; style=&apos;width:438.55pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,741,288&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,663,477&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,175,505&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,856,884&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;295,018&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;363,020&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,211,811&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;20&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,883,381&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
	<us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 5: &lt;u&gt;Accounting for Certain Loans Acquired in a Transfer&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company acquired loans in a transfer during the fiscal year ended June 30, 2011. At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date. Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The carrying amount of those loans is included in the balance sheet amounts of loans receivable at March 31, 2014 and June 30, 2013. The amounts of these loans at March 31, 2014 and June 30, 2013, are as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;503&quot; style=&apos;width:377.25pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,076,357&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,288,055&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,323,361&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;900,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,707,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Outstanding balance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,265,142&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,126,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Carrying amount, net of fair value adjustment of &amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$915,767 and $1,021,542 at March 31, 2014 and &amp;#160;&amp;#160;&amp;#160;&amp;#160; June 30, 2013, respectively&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,349,375&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,105,396&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Accretable yield, or income expected to be collected, is as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;509&quot; style=&apos;width:381.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;244&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ending&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$637,260&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$913,266&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(31,850)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(62,735)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;427&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;7,353&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$605,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$857,884&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;top&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;509&quot; style=&apos;width:381.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;244&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Nine-month period ending&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$798,789&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$489,356&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(196,327)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(142,339)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,375&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;510,867&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$605,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$857,884&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;During the three- and nine-month periods ended March 31, 2014, the Company had no increases to the allowance for loan losses by a charge to the income statement related to these purchased credit impaired loans, as compared to $48,000 and $181,000, respectively, during the same periods of the prior fiscal year. During the three- and nine-month periods ended March 31, 2014, allowance for loan losses related to these loans of $0 and $57,489, respectively, were reversed, as compared to $0 and $5,000, respectively, during the same periods of the prior fiscal year. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock>
	<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 6:&amp;#160; &lt;u&gt;Deposits&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Deposits are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;513&quot; style=&apos;width:385.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Non-interest bearing accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$68,734,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$45,441,845&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;NOW accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;277,210,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;208,047,966&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Money market deposit accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;29,687,603&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,274,947&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Savings accounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;95,160,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;84,372,522&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Certificates&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;323,692,831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;272,241,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total Deposit Accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$794,486,401&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$632,378,933&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
	<us-gaap:EarningsPerShareTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 7:&amp;#160; &lt;u&gt;Earnings Per Share &lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table sets forth the computation of basic and diluted earnings per share:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Three months ended&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Nine months ended&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31,&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31,&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;2013&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;2013&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,242,827&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,466,110&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,324,735&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,537,284&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Charge for early redemption of preferred stock issued at discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;50,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;50,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;150,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;295,115&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,192,827&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,416,110&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,174,735&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,242,169&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,311,740&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,294,040&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,295,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,290,573&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;111,670&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;95,101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;102,854&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;92,065&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,423,410&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,389,141&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,398,778&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,382,638&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.66&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.73&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.18&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.20&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.64&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.14&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;At March 31, 2014 and 2013, no options outstanding had an exercise price exceeding the market price.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
	<us-gaap:IncomeTaxDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 8: &lt;u&gt;Income Taxes&amp;#160;&amp;#160; &lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company files income tax returns in the U.S. Federal jurisdiction and various states. The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2010. The Company recognized no interest or penalties related to income taxes.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company&amp;#146;s income tax provision is comprised of the following components:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Income taxes&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Current&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,976,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$349,136&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,377,950&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,818,745&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Deferred&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,195,404)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;551,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(615,609)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;287,876&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total income tax provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$781,447&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$900,849&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,762,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,106,621&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The components of net deferred tax assets (liabilities) are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;537&quot; style=&apos;width:403.0pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax assets:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Provision for losses on loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,721,702&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,545,918&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued compensation and benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;62,065&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;211,117&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other-than-temporary impairment on &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;147,415&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; NOL carry forwards acquired&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;887,891&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;150,270&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Minimum Tax Credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;129,864&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on other real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;99,130&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,280&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;167,285&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;116,157&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;133,404&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,348,756&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,316,147&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax liabilities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; FHLB stock dividends&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Purchase accounting adjustments&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,678,392&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,228,067&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Depreciation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;586,278&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;761,389&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Prepaid expenses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;275,560&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;151,939&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,262&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,224&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,736,104&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,370,231&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; &amp;#160;&amp;#160;&amp;#160;Net deferred tax (liability) asset&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,612,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,945,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;As of March 31, 2014 and June 30, 2013, the Company had approximately $421,000 and $440,000, respectively, of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce. The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations. Unless otherwise utilized, the net operating losses will begin to expire in 2027. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A reconciliation of income tax expense at the statutory rate to the Company&amp;#146;s actual income tax is shown below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;35%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;35%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Tax at statutory rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,028,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,144,766&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,429,606&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,618,928&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Increase (reduction) in taxes &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; resulting from:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Nontaxable municipal income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(132,788)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(127,011)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(395,031)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(379,671)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State tax, net of Federal benefit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;59,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;80,520&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;211,860&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;257,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Cash surrender value of &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Bank-owned life insurance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,753)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,765)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(130,670)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(129,307)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Tax credit benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(81,424)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(114,223)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(244,273)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(227,533)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(49,241)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(40,438)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(109,151)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(33,196)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Actual provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$781,447&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$900,849&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,762,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,106,621&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Tax credit benefits are recognized under the flow-through method of accounting for investments in tax credits.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
	<us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 9:&amp;#160; &lt;u&gt;401(k) Retirement Plan&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The Company&amp;#146;s 401(k) Retirement Plan (the Plan) covers substantially all employees who are at least 21 years of age and who have completed one year of service. The Plan provides a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2013; for fiscal 2014, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions. During the three- and nine-month periods ended March 31, 2014, retirement plan expenses recognized were approximately $128,000 and $389,000, respectively, as compared to $113,000 and $339,000, respectively, for the same periods of the prior fiscal year.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
	<fil:CorporateObligatedFloatingRateTrustPreferredSecurities1 contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 10:&amp;#160; &lt;u&gt;Corporate Obligated Floating Rate Trust Preferred Securities&lt;/u&gt;&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &amp;#147;Trust Preferred Securities&amp;#148;) in March, 2004, with a liquidation value of $1,000 per share. The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR. The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities. The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &amp;#147;Act&amp;#148;) and have not been registered under the Act. The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company. The Company has used its net proceeds for working capital and investment in its subsidiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;In its October 2013 acquisition of Ozarks Legacy Community Financial, Inc. (OLCF), the Company assumed $3.1 million in floating rate junior subordinated debt securities. The securities had been issued in June 2005 by OLCF, bear interest at a floating rate based on LIBOR, and mature in 2035.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:CorporateObligatedFloatingRateTrustPreferredSecurities1>
	<fil:SmallBusinessLendingFund contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Note 11: &lt;u&gt;Small Business Lending Fund&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&amp;#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000. The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock qualifies as Tier 1 capital. The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&amp;nbsp;1, April&amp;nbsp;1, July&amp;nbsp;1 and October&amp;nbsp;1, beginning October&amp;nbsp;1, 2011. The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&amp;#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement. Based upon the increase in the Bank&amp;#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%. For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&amp;#146;s level of QBSL. The dividend rate for the quarter ended March 31, 2014, was one percent (1%). For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at one percent (1%), based upon the increase in QBSL as compared to the baseline. After four and one half years from issuance, the dividend rate will increase to nine percent (9%), including a quarterly lending incentive fee of one-half percent (0.5%).&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock is non-voting, except in limited circumstances. In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&amp;#146;s Board of Directors. In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock may be redeemed at any time at the Company&amp;#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&amp;#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares. As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&amp;#146;s common stock at an exercise price of $12.53 per share. The Company has not repurchased the warrant, which is still held by Treasury. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:SmallBusinessLendingFund>
	<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;Note 12:&amp;#160; &lt;u&gt;Fair Value Measurements&lt;/u&gt;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;ASC Topic 820, &lt;i&gt;Fair Value Measurements&lt;/i&gt;, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&amp;#160;&amp;#160; Quoted prices in active markets for identical assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&amp;#160;&amp;#160; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&amp;#160;&amp;#160; Unobservable inputs supported by little or no market activity that are significant to the fair value of the assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Recurring Measurements. &lt;/b&gt;The following table presents the fair value measurements of assets&amp;#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and June 30, 2013:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;March 31, 2014&lt;/b&gt;, Using&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$23,739,507&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$23,739,507&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;46,116,910&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;46,116,910&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,673,535&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,549,535&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;124,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,629,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,629,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2013, Using&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,558,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,485,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;73,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2014. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Available-for-sale Securities. &lt;/i&gt;When quoted market prices are available in an active market, securities are classified within Level 1. The Company does not have Level 1 securities. If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics. For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&amp;#146;s terms and conditions, among other things. Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities, mortgage-backed GSE residential securities and mortgage-backed other U.S. Government agencies. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month and nine-month periods ended March 31, 2014 and 2013:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;564&quot; style=&apos;width:423.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$121,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$58,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$124,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$80,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;564&quot; style=&apos;width:423.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nine months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$73,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$32,600&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;51,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;47,400&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$124,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$80,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nonrecurring Measurements. &lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;March 31, 2014&lt;/b&gt;, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2013, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the nine-month periods ended March 31, 2014 and 2013:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;588&quot; style=&apos;width:441.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;237&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:177.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$110,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(181,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(221,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(593,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total gains (losses) on assets measured on a non-recurring basis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(111,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(774,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans (Collateral Dependent). &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&amp;nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&amp;nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&amp;#146;s review of the collateral and its current condition, the Company&amp;#146;s knowledge of the current economic environment in the&amp;nbsp;market where the collateral is located, and the Company&amp;#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained. For all loan types, updated appraisals are obtained if considered necessary. Of the Company&amp;#146;s $3.3 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at March 31, 2014, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for impaired loans with a carrying value of approximately $231,000. Older real estate appraisals were available for impaired loans with a carrying value of approximately $2.9 million. The remaining $215,000 was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory. In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs. If a collateral dependent loan&amp;#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed &lt;/font&gt;&lt;/i&gt;&lt;i&gt;and Repossessed A&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;ssets &lt;/font&gt;&lt;/i&gt;&lt;i&gt;H&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;eld for Sal&lt;/font&gt;&lt;/i&gt;&lt;i&gt;e. &lt;/i&gt;Foreclosed and repossessed assets held for sale &lt;font style=&apos;layout-grid-mode:both&apos;&gt;are valued at the time the loan is foreclosed upon &lt;/font&gt;or collateral is repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;and the asset is transferred to foreclosed &lt;/font&gt;or repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;assets held for sale. The value of the asset is based on third party &lt;/font&gt;or internal &lt;font style=&apos;layout-grid-mode:both&apos;&gt;appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&amp;#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed &lt;/font&gt;and repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;assets held for sale are &lt;/font&gt;continually &lt;font style=&apos;layout-grid-mode:both&apos;&gt;evaluated for additional impairment and are adjusted accordingly if &lt;/font&gt;impairment&lt;font style=&apos;layout-grid-mode:both&apos;&gt; is identified.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable (Level 3) Inputs. &lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities (pooled trust preferred security)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$124,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.1%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;33.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 76.4%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;20.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recurring Measurements&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$73,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;42.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nonrecurring Measurements&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18.9 - 43.8%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 66.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Fair Value of Financial Instruments. &amp;#160;&lt;/b&gt;The following table presents estimated fair values of the Company&amp;#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;617&quot; style=&apos;width:462.55pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;377&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:282.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; 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valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,023&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,023&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,655&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Stock in FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,684&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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Stock in Federal Reserve Bank of St. Louis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,253&lt;/font&gt;&lt;/p&gt; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; style=&apos;width:67.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; style=&apos;width:87.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; style=&apos;width:76.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Stock in FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,007&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6,209&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrecognized financial instruments &amp;#160;&amp;#160; (net of contract amount)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commitments to originate loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Letters of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Lines of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following methods and assumptions were used in estimating the fair values of financial instruments:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value. Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value. Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts of accrued interest approximate their fair values.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Non-maturity deposits and securities sold under agreements are valued at their carrying value, which approximates fair value. Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments. The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities. The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates. The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
	<us-gaap:BusinessCombinationDisclosureTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Note 13: &lt;u&gt;Business Combinations&amp;#160; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On October 4, 2013, the Company acquired 100% of the outstanding stock of Ozarks Legacy Community Financial, Inc. (OLCF), and its subsidiary, the Bank of Thayer, headquartered in Thayer, Missouri. The Bank of Thayer was merged into the Company&amp;#146;s existing bank subsidiary, Southern Bank, on that date. The Company acquired OLCF primarily for the purpose of conducting commercial banking activities in markets where it believes the Company&amp;#146;s business model will perform well, and for the long-term value of its core deposit franchise. Through March 31, 2014, the Company incurred $688,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014. The goodwill of $1,474,000 arising from the acquisition consists largely of synergies and economies of scale expected from combining the operations of the Company and OLCF. Total goodwill was assigned to the acquisition of the bank holding company. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table summarizes the consideration paid for OLCF and its subsidiary, the Bank of Thayer and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value of Consideration Transferred&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,279,694&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Contingent consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;top&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,279,694&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized amounts of identifiable assets acquired&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &amp;#160;and liabilities assumed&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash and Cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,234,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment Securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;34,271,743&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,368,508&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Premises and equipment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,155,297&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identifiable intangible assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,432,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,285,870&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(68,234,600)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,099,675)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,095,928)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Subordinated debt&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,490,890)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,022,076)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total identifiable net assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,805,874&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,473,820&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &amp;#147;Citizens State Bank&amp;#148;). &amp;#160;Citizens State Bank was merged into the Company&amp;#146;s existing bank subsidiary, Southern Bank, on that date. The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014. Through March 31, 2014, the Company incurred $313,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014.&amp;#160; &amp;#160;There was no goodwill arising from the acquisition. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table summarizes the consideration paid for Citizens State Bankshares of Bald Knob, Inc. and its subsidiary, Citizens State Bank and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;481&quot; style=&apos;width:360.6pt;margin-left:58.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value of Consideration Transferred&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Contingent consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;top&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized amounts of identifiable assets acquired&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; and liabilities assumed&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash and Cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,167,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment Securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;50,539,865&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,984,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Premises and equipment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;612,540&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identifiable intangible assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;624,440&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,075,288&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(64,154,307)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,499,904)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(641,825)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total identifiable net assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&amp;#160; In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.&amp;#160; Through March 31, 2014, the Company incurred $100,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014.&amp;#160;&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
	<us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Operating results for the three- and nine-month periods ended March 31, 2014, are not necessarily indicative of the results that may be expected for the entire fiscal year. For additional information, refer to the audited consolidated financial statements included in the Company&amp;#146;s June 30, 2013, Form 10-K, which was filed with the SEC.&lt;/p&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
	<us-gaap:ConsolidationPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank). All significant intercompany accounts and transactions have been eliminated in consolidation.&lt;/p&gt;</us-gaap:ConsolidationPolicyTextBlock>
	<us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Organization.&lt;/b&gt; Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&amp;#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&amp;#146;s consolidated assets and liabilities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Basis of Financial Statement Presentation.&lt;/b&gt; The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&amp;#146;s investment or loan portfolios resulting from the borrowers&amp;#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&amp;#146;s investments in real estate.&lt;/p&gt;</us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock>
	<fil:PrinciplesOfConsolidationPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Principles of Consolidation.&lt;/b&gt; The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.&lt;/p&gt;</fil:PrinciplesOfConsolidationPolicy>
	<fil:UseOfEstimatesPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Use of Estimates.&lt;/b&gt; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.&lt;/p&gt;</fil:UseOfEstimatesPolicy>
	<us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Cash and Cash Equivalents.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $10.2 million and $9.5 million at March 31, 2014 and June 30, 2013, respectively. The deposits are held in various commercial banks, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines and the Federal Home Loan Bank of Dallas.&amp;#160; Deposits in one commercial bank exceed the FDIC deposit insurance limit by $2.8 million.&lt;/p&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
	<us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Available for Sale Securities.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive loss, a component of stockholders&amp;#146; equity. All securities have been classified as available for sale.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company does not invest in collateralized mortgage obligations that are considered high risk.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. As a result, the Company&amp;#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&amp;#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive loss. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.&lt;/p&gt;</us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy>
	<fil:FederalReserveBankAndFederalHomeLoanBankStockPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Federal Reserve Bank and Federal Home Loan Bank Stock.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems. Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.&lt;/p&gt;</fil:FederalReserveBankAndFederalHomeLoanBankStockPolicy>
	<fil:LoansPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Loans.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&amp;#146;s judgment, the collectability of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection. A loan that is &amp;#147;in the process of collection&amp;#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The allowance for losses on loans represents management&amp;#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&amp;#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Depending on a particular loan&amp;#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent. Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs. For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&amp;#146;s separate status as a nonaccrual loan or an accrual status loan. &lt;/p&gt;</fil:LoansPolicy>
	<fil:BusinessAcquisitionPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments. These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&amp;#147;purchased credit impaired loans&amp;#148;), and began carrying them at a value of $10.3 million. For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &amp;#147;undiscounted contractual cash flows&amp;#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &amp;#147;undiscounted expected cash flows&amp;#148;). Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans. The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows. The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &amp;#147;accretable yield&amp;#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable. The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income. Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis. Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses. Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable. Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received. If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.&lt;/p&gt;</fil:BusinessAcquisitionPolicy>
	<fil:ForeclosedRealEstatePolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Foreclosed Real Estate.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.&lt;/p&gt;</fil:ForeclosedRealEstatePolicy>
	<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Premises and Equipment.&lt;/b&gt; Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally seven to forty years for premises, three to seven years for equipment, and three years for software.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
	<fil:IntangibleAssetsPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in&apos;&gt;&lt;b&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Intangible Assets.&lt;/font&gt;&lt;/b&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;Identifiable &lt;font lang=&quot;X-NONE&quot;&gt;intangible assets are being amortized on &lt;/font&gt;a &lt;font lang=&quot;X-NONE&quot;&gt;straight-line&lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;basis over periods ranging from &lt;/font&gt;five&lt;font lang=&quot;X-NONE&quot;&gt; to &lt;/font&gt;fifteen &lt;font lang=&quot;X-NONE&quot;&gt;years. Such assets are periodically evaluated as to the recoverability of their carrying value. &lt;/font&gt;Goodwill is tested annually for impairment.&lt;/p&gt;</fil:IntangibleAssetsPolicy>
	<us-gaap:IncomeTaxPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Income Taxes.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&amp;#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company files consolidated income tax returns with its subsidiary.&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
	<fil:EquityIncentivePlanPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Equity Incentive Plan.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Company accounts for its Equity Incentive Plan (EIP) in accordance with ASC 718, &amp;#147;Share-Based Payment.&amp;#148; Compensation expense is based on the market price of the Company&amp;#146;s stock on the date the shares are granted and is recorded over the vesting period.&lt;/p&gt;</fil:EquityIncentivePlanPolicy>
	<fil:OutsideDirectorRetirementPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Outside Directors&amp;#146; Retirement.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Bank adopted a directors&amp;#146; retirement plan in April 1994 for outside directors. The directors&amp;#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&amp;#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&amp;#146;s years of service on the Board.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&amp;#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.&lt;/p&gt;</fil:OutsideDirectorRetirementPolicy>
	<fil:StockOptionsPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Stock Options.&lt;/b&gt; The amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award.&lt;/p&gt;</fil:StockOptionsPolicy>
	<us-gaap:EarningsPerSharePolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Earnings Per Share.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
	<us-gaap:ComprehensiveIncomePolicyPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Comprehensive Income.&lt;/b&gt; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.&lt;/p&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
	<fil:ReclassificationPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Reclassification.&lt;/b&gt; Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2014 presentation. These reclassifications had no effect on net income.&lt;/p&gt;</fil:ReclassificationPolicy>
	<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;The following paragraphs summarize the impact of new accounting pronouncements:&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In January 2014, the &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial Accounting Standards Board (&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;FASB) issued Accounting Standards Update (ASU) 2014-04, &amp;quot;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,&amp;#148; to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In January 2014, the FASB issued ASU 2014-01, &amp;quot;Accounting for Investments in Qualified Affordable Housing Projects,&amp;#148; to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The Company is reviewing the ASU, but does not expect adoption will result in a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2013, the FASB issued ASU 2013-11, &amp;quot;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,&amp;#148; to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an &amp;#160;NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU is not expected to have a significant effect on the Company&amp;#146;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2013, the FASB issued ASU 2013-10, &amp;quot;Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes,&amp;#148; to allow the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to the current benchmark rates of direct Treasury obligations of the U.S. government and LIBOR (London Interbank Offered Rate). The amendments were effective on a prospective basis for new or newly-designated hedging relationships on July 17, 2013. Adoption did not have a significant effect on the Company&apos;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
	<fil:DeterminationOfOtherThanTemporaryImpairment contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. At March 31, 2014, there were four &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;pooled trust preferred securities with an estimated fair value of &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$884,000&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; and unrealized losses of &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$686,000&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; in a continuous unrealized loss position for twelve months or more. These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities. Rules adopted by the federal banking agencies in December 2013 to implement Section 619 of the Dodd-Frank Act (the &amp;#147;Volcker Rule&amp;#148;) generally prohibit banking entities from engaging in proprietary trading and from investing in, sponsoring, or having certain relationships with a hedge fund or private equity fund. The pooled trust preferred securities owned by the Company were included in a January 2014 listing of securities which the agencies considered to be grandfathered with regard to these prohibitions; as such, banking entities are permitted to retain their interest in these securities, provided the interest was acquired on or before December 10, 2013, unless acquired pursuant to a merger or acquisition.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The March 31, 2014, cash flow analysis for three of these securities indicated it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default, recovery, and prepayment rates, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased. Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality. Assumptions for these three securities included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 41 to 100 percent on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; annual defaults of 36 basis points thereafter; and recoveries of 10% of new defaults.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities&amp;#160; allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years. After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary. Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities. The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches. If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&amp;#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&amp;#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects one of these securities to remain in PIK status for a period of less than one year, and the other to remain in PIK status for a period of five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased. Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the quarter ended December 31, 2009, and the twelve months ended June 30, 2009. At March 31, 2014, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based on similar inputs and factors as those described above. Assumptions for this security included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 58% on currently deferred issuers within the next two years; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;new defaults of 2% annually for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of less than one year. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; not consider the remainder of the investment in this security to be other-than-temporarily impaired at March 31, 2014.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company does not believe any other individual unrealized loss as of March 31, 2014, represents OTTI. However, given the recent disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.&lt;/font&gt;&lt;/p&gt;</fil:DeterminationOfOtherThanTemporaryImpairment>
	<fil:CreditLossesRecognizedOnInvestmentsPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit losses recognized on investments. &lt;/i&gt;As described above, one of the Company&amp;#146;s investments in trust preferred securities has experienced fair value deterioration due to credit losses, but is not otherwise other-than-temporarily impaired. During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &amp;#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Transactions That Are Not Orderly.&amp;#148;&amp;#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the nine-month periods ended March 31, 2014 and 2013.&lt;/p&gt;</fil:CreditLossesRecognizedOnInvestmentsPolicy>
	<us-gaap:PensionAndOtherPostretirementPlansPolicy contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The Company&amp;#146;s 401(k) Retirement Plan (the Plan) covers substantially all employees who are at least 21 years of age and who have completed one year of service. The Plan provides a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2013; for fiscal 2014, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions. During the three- and nine-month periods ended March 31, 2014, retirement plan expenses recognized were approximately $128,000 and $389,000, respectively, as compared to $113,000 and $339,000, respectively, for the same periods of the prior fiscal year.&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementPlansPolicy>
	<fil:BusinessAcquisitionPolicyBankOfThayer contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On October 4, 2013, the Company acquired 100% of the outstanding stock of Ozarks Legacy Community Financial, Inc. (OLCF), and its subsidiary, the Bank of Thayer, headquartered in Thayer, Missouri. The Bank of Thayer was merged into the Company&amp;#146;s existing bank subsidiary, Southern Bank, on that date. The Company acquired OLCF primarily for the purpose of conducting commercial banking activities in markets where it believes the Company&amp;#146;s business model will perform well, and for the long-term value of its core deposit franchise. Through March 31, 2014, the Company incurred $688,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014. The goodwill of $1,474,000 arising from the acquisition consists largely of synergies and economies of scale expected from combining the operations of the Company and OLCF. Total goodwill was assigned to the acquisition of the bank holding company.&lt;/p&gt;</fil:BusinessAcquisitionPolicyBankOfThayer>
	<fil:BusinessAcquisitionPolicyCitizensStateBank contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &amp;#147;Citizens State Bank&amp;#148;). &amp;#160;Citizens State Bank was merged into the Company&amp;#146;s existing bank subsidiary, Southern Bank, on that date. The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014. Through March 31, 2014, the Company incurred $313,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014.&amp;#160; &amp;#160;There was no goodwill arising from the acquisition. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table summarizes the consideration paid for Citizens State Bankshares of Bald Knob, Inc. and its subsidiary, Citizens State Bank and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;481&quot; style=&apos;width:360.6pt;margin-left:58.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value of Consideration Transferred&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Contingent consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;top&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized amounts of identifiable assets acquired&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; and liabilities assumed&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash and Cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,167,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment Securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;50,539,865&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,984,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Premises and equipment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;612,540&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identifiable intangible assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;624,440&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,075,288&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(64,154,307)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,499,904)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(641,825)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total identifiable net assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:BusinessAcquisitionPolicyCitizensStateBank>
	<fil:BusinessAcquisitionPolicyPeoplesServiceCompany contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&amp;#160; In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.&amp;#160; Through March 31, 2014, the Company incurred $100,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&amp;#146;s consolidated statement of income for the period ended March 31, 2014.&lt;/p&gt;</fil:BusinessAcquisitionPolicyPeoplesServiceCompany>
	<us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;666&quot; style=&apos;width:499.5pt;margin-left:.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;372&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$24,599,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,276&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(866,980)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$23,739,507&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,034,963&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,310,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(228,721)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;46,116,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,312,901&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;266,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(906,061)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,673,535&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,664,091&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;250,739&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(285,768)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,629,062&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,611,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,835,380&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(2,287,530)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,159,015&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;666&quot; style=&apos;width:499.5pt;margin-left:.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;372&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,972,073&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,590&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(566,778)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;38,135,005&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,432,739&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(244,437)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,638,303&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;37,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,116,652)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,558,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,174,119&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;343,138&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(206,713)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,405,692&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,181)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;294&quot; valign=&quot;bottom&quot; style=&apos;width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$80,325,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,815,795&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(2,136,761)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$80,004,226&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
	<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;629&quot; style=&apos;width:471.7pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;191&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:143.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available for Sale&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Within one year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$826,682&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$827,824&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After one year but less than five years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,967,959&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,873,962&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After five years but less than ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,600,313&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,307,627&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,552,120&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,520,540&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investment securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;72,947,074&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;72,529,953&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,664,091&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;61,629,062&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;438&quot; valign=&quot;bottom&quot; style=&apos;width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.2pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,611,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$134,159,015&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The following tables show our investments&amp;#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2014 and June 30, 2013:&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;More than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,074,200&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$572,439&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,695,977&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$294,541&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,770,177&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$866,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,984,814&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;93,380&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,666,534&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;135,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;10,651,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;228,721&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;482,827&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,424&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;541,810&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;903,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,024,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;906,061&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,670,741&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,903&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,708,650&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;125,866&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24,379,391&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;285,768&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$49,212,582&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$828,146&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$9,612,970&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,459,385&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,825,552&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,287,530&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;More than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;top&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$20,397,826&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$566,778&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$20,397,826&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$566,778&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,588,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;173,966&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,525,673&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;70,471&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,114,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;244,437&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;445,777&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,116,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;445,777&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,116,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,052,069&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,052,069&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. Government agencies&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,181&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,181&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$32,038,437&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$947,457&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,374,961&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,189,304&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$37,413,398&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,136,761&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock>
	<fil:ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;571&quot; style=&apos;width:428.5pt;margin-left:41.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Accumulated Credit Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nine-Month Period Ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;217&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31,&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Credit losses on debt securities held&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to OTTI losses not previously recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to sales&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to change in intent or likelihood of sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to increases in previously-recognized OTTI losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to increases in expected cash flows&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;354&quot; valign=&quot;bottom&quot; style=&apos;width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;End of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities>
	<us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Classes of loans are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;570&quot; style=&apos;width:427.5pt;margin-left:45.9pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;top&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;top&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,888,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,171,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30,724,858&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;242,303,922&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;121,257,268&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;788,893,973&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;666,200,584&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans in process&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(13,028,049)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(10,792,041)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred loan fees, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;124,527&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;143,336&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(8,687,456)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(8,385,980)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;330&quot; valign=&quot;top&quot; style=&apos;width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$767,302,995&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$647,165,899&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
	<fil:ScheduleOfAllowanceForLoanLossesAndRecordedInvestment contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the nine months ended &lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,809,975&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$272,662&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,602,542&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$471,666&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,229,135&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,385,980&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;562,061&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;130,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;446,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;54,353&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(145,100)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,047,721&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(150,254)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(69,457)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(49,947)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(516,800)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(786,458)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;14,777&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;960&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;15,190&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;9,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;40,213&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$293,091,263&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$302,738,045&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$120,926,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$772,516,549&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,277,234&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,349,375&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended &lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,131,432&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$423,984&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,786,856&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$496,134&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,246,499&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$9,084,904&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;231,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(21,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;193,037&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;23,700&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(173,902)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;253,431&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(127,192)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(32,881)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(503,534)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(663,607)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;687&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;4,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;7,458&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;12,728&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,236,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.96%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$402,948&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,980,167&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$491,262&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,576,520&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,687,456&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the nine months ended &lt;u&gt;March&lt;b&gt; &lt;/b&gt;31, 2013&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,635,346&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$243,169&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,985,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$483,597&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,144,104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,492,054&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;351,869&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(47,926)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;959,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;63,069&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(25,769)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,301,081&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(239,270)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(417,071)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(21,005)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(29,466)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(706,812)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;337&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;4,918&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,782&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,497&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,534&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,533,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,097,366&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,108,857&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$100,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$100,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,433,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,539,877&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,451,368&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$557,489&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$557,489&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:73.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended &lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,722,583&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$152,256&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,388,656&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$526,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,130,320&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,920,201&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Provision charged to expense&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,615&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;42,987&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;144,410&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;18,389&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(39,025)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;228,375&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Losses charged off&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(36,028)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(12,416)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(48,444)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Recoveries&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;112&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;457&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,084&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;6,071&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,724&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,748,282&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,533,523&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$534,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,097,366&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$8,108,856&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:74.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,809,975&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$272,662&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,602,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$471,666&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,229,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,385,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,809,975&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$272,662&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,517,542&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$471,666&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,671,646&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,743,491&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: individually &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: collectively &amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$232,186,722&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$240,888,891&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$129,735,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$651,158,819&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Ending Balance: loans acquired &amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,270,703&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,132,973&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,105,396&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfAllowanceForLoanLossesAndRecordedInvestment>
	<us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the credit risk profile of the Company&amp;#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;595&quot; style=&apos;width:445.95pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;497&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 291,308,695 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 20,723,625 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 298,059,803 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 34,283,302 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;#160;$ 120,243,925 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Watch&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,271,361&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;8,442&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,011,286&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;86,644&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;268,671&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Special Mention&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Substandard&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;1,215,703&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;374,817&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,944,194&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;274,570&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;727,622&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Doubtful&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,792&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,426&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;17,050&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$121,257,268&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;595&quot; style=&apos;width:445.95pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;font style=&apos;layout-grid-mode:line&apos;&gt; &lt;/font&gt;&lt;/td&gt; &lt;td width=&quot;497&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction&lt;/font&gt;&lt;/p&gt; 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valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$231,230,256&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$237,131,788&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,252,411&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$129,782,625&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Watch&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,881,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,594,368&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;41,463&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;55,858&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Special Mention&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Substandard&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;776,350&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,577,766&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121,004&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,030,001&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Doubtful&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;97&quot; valign=&quot;bottom&quot; style=&apos;width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;101&quot; valign=&quot;bottom&quot; style=&apos;width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,888,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,932,817&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$242,303,922&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,414,878&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;99&quot; valign=&quot;bottom&quot; style=&apos;width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
	<fil:ScheduleOfLoanPortfolioAgingAnalysis contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The following tables present the Company&amp;#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of &lt;/font&gt;March&lt;font lang=&quot;X-NONE&quot;&gt; 31&lt;/font&gt;, 2014&lt;font lang=&quot;X-NONE&quot;&gt; and June 30, 2013. &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;At &lt;/font&gt;March 31, 2014 and &lt;font lang=&quot;X-NONE&quot;&gt;June 30, 201&lt;/font&gt;3&lt;font lang=&quot;X-NONE&quot;&gt;, there were no purchased credit impaired loans that were past due. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$954,207&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$84,695&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$170,453&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,209,355&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$293,623,196&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$294,832,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;356&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;158,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;36,887&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;195,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;20,948,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;21,143,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;579,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;337,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;917,204&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;303,098,075&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;304,015,279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;198,073&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,353&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;48,133&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;268,559&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,348,957&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;34,617,516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;275,371&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;135,137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;57,721&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;468,229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;120,789,039&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;121,257,268&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,007,374&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$400,185&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$651,031&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,058,590&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$772,807,334&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$775,865,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; 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&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;42,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12,275&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;294,522&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;63,394&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,266&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;81,660&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,786,824&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;130,868,484&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$672,615&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$109,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$358,138&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,139,890&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$654,268,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$655,408,543&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfLoanPortfolioAgingAnalysis>
	<fil:ScheduleOfImpairedLoans contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;566&quot; style=&apos;width:424.4pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;324&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;241&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:81.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,076,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,585,531&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,596,352&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;900,730&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,741,288&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,076,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,585,531&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$3,596,352&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;top&quot; style=&apos;width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$330,853&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$900,730&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none;padding:0&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;240&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;584&quot; style=&apos;width:438.15pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.2in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.2in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;324&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.2in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,115,324&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,167,982&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;387,167&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;391,759&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;755,883&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,325,760&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;top&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,701,720&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,259,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,312,310&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$85,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;260&quot; valign=&quot;bottom&quot; style=&apos;width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,143,050&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,717,519&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$557,489&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfImpairedLoans>
	<fil:ScheduleOfInterestIncomeRecognizedOnImpairedLoans contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,745&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$36&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,283&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;21&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;582&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,609&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$57&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$43&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,809&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;51&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,283&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$116&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$163&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,328&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;110&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,847&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$274&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;380&quot; style=&apos;width:285.0pt;margin-left:61.45pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;209&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$312&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,233&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,308&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;71&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;171&quot; valign=&quot;bottom&quot; style=&apos;width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,152&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;106&quot; valign=&quot;bottom&quot; style=&apos;width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$532&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfInterestIncomeRecognizedOnImpairedLoans>
	<us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents the Company&amp;#146;s nonaccrual loans at March 31, 2014 and June 30, 2013. This table includes purchased impaired loans. Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected. The table excludes performing troubled debt restructurings.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;447&quot; style=&apos;width:335.15pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;bottom&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$447,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$413,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;411,243&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;669,175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;156,856&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;65,674&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24,699&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;top&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;384,991&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;841,924&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;205&quot; valign=&quot;bottom&quot; style=&apos;width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$1,978,889&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,437,403&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
	<us-gaap:ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;During the three- and nine-month periods ended March 31, 2014 and 2013, certain loans were classified as TDRs. They are shown, segregated by class, in the table below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;578&quot; style=&apos;width:433.35pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;419&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;298,443&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;179,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$477,607&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;578&quot; style=&apos;width:433.35pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;419&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$36,634&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;328,209&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,132,145&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;179,165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165,918&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;158&quot; valign=&quot;bottom&quot; style=&apos;width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$544,007&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,398,414&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock>
	<fil:ScheduleOfTroubledDebtRestructuredLoansPerforming contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Performing loans classified as TDRs and outstanding at March 31, 2014 and June 30, 2013, segregated by class, are shown in the table below. Nonperforming TDRs are shown as nonaccrual loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;585&quot; style=&apos;width:438.55pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;190&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;229&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;bottom&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,741,288&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,663,477&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,175,505&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,856,884&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;- &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;295,018&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;363,020&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;165&quot; valign=&quot;top&quot; style=&apos;width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;81&quot; valign=&quot;bottom&quot; style=&apos;width:60.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;109&quot; valign=&quot;bottom&quot; style=&apos;width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,211,811&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;bottom&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;20&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;123&quot; valign=&quot;bottom&quot; style=&apos;width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,883,381&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfTroubledDebtRestructuredLoansPerforming>
	<fil:ScheduleOfLoansAcquiredInTransferCreditImpaired contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The carrying amount of those loans is included in the balance sheet amounts of loans receivable at March 31, 2014 and June 30, 2013. The amounts of these loans at March 31, 2014 and June 30, 2013, are as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;503&quot; style=&apos;width:377.25pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,076,357&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,096,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,288,055&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,323,361&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;top&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;900,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,707,442&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Outstanding balance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,265,142&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,126,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;266&quot; valign=&quot;bottom&quot; style=&apos;width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Carrying amount, net of fair value adjustment of &amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$915,767 and $1,021,542 at March 31, 2014 and &amp;#160;&amp;#160;&amp;#160;&amp;#160; June 30, 2013, respectively&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,349,375&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,105,396&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfLoansAcquiredInTransferCreditImpaired>
	<fil:ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Accretable yield, or income expected to be collected, is as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;509&quot; style=&apos;width:381.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;244&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ending&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$637,260&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$913,266&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(31,850)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(62,735)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;427&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;7,353&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$605,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$857,884&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;top&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;top&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;509&quot; style=&apos;width:381.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;244&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Nine-month period ending&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$798,789&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$489,356&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(196,327)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;(142,339)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,375&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;510,867&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;265&quot; valign=&quot;bottom&quot; style=&apos;width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;126&quot; valign=&quot;bottom&quot; style=&apos;width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$605,837&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$857,884&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield>
	<fil:ScheduleOfDepositLiabilities contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Deposits are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;513&quot; style=&apos;width:385.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;bottom&quot; style=&apos;width:91.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt; March 31, 2014 &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;bottom&quot; style=&apos;width:89.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Non-interest bearing accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$68,734,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$45,441,845&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;NOW accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;277,210,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;208,047,966&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Money market deposit accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;29,687,603&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,274,947&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Savings accounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;95,160,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;84,372,522&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Certificates&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;323,692,831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;272,241,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;272&quot; valign=&quot;top&quot; style=&apos;width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total Deposit Accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;122&quot; valign=&quot;top&quot; style=&apos;width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$794,486,401&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;119&quot; valign=&quot;top&quot; style=&apos;width:89.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$632,378,933&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfDepositLiabilities>
	<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table sets forth the computation of basic and diluted earnings per share:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Three months ended&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;Nine months ended&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31,&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31,&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;2013&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;2013&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,242,827&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,466,110&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,324,735&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,537,284&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Charge for early redemption of preferred stock issued at discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;50,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;50,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;150,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;295,115&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,192,827&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2,416,110&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,174,735&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$7,242,169&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,311,740&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,294,040&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,295,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,290,573&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;111,670&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;95,101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;102,854&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;92,065&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,423,410&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,389,141&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,398,778&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,382,638&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.66&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.73&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.18&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.20&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.64&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$0.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$2.14&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
	<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company&amp;#146;s income tax provision is comprised of the following components:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Income taxes&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Current&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,976,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$349,136&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,377,950&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,818,745&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Deferred&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,195,404)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;551,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(615,609)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;287,876&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total income tax provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$781,447&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$900,849&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,762,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,106,621&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
	<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The components of net deferred tax assets (liabilities) are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;537&quot; style=&apos;width:403.0pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax assets:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Provision for losses on loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,721,702&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,545,918&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued compensation and benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;62,065&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;211,117&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other-than-temporary impairment on &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;147,415&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; NOL carry forwards acquired&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;887,891&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;150,270&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Minimum Tax Credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;129,864&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on other real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;99,130&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31,280&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;167,285&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;116,157&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;133,404&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,348,756&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,316,147&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax liabilities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; FHLB stock dividends&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Purchase accounting adjustments&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,678,392&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,228,067&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Depreciation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;586,278&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;761,389&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Prepaid expenses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;275,560&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;151,939&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,262&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,224&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,736,104&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,370,231&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; &amp;#160;&amp;#160;&amp;#160;Net deferred tax (liability) asset&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,612,652&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; valign=&quot;bottom&quot; style=&apos;width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,945,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
	<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A reconciliation of income tax expense at the statutory rate to the Company&amp;#146;s actual income tax is shown below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;35%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;35%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Tax at statutory rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,028,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,144,766&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,429,606&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,618,928&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Increase (reduction) in taxes &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; resulting from:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Nontaxable municipal income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(132,788)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(127,011)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(395,031)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(379,671)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State tax, net of Federal benefit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;59,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;80,520&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;211,860&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;257,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Cash surrender value of &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Bank-owned life insurance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,753)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,765)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(130,670)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(129,307)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Tax credit benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(81,424)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(114,223)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(244,273)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(227,533)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(49,241)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(40,438)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(109,151)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(33,196)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Actual provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$781,447&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$900,849&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,762,341&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,106,621&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
	<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Recurring Measurements. &lt;/b&gt;The following table presents the fair value measurements of assets&amp;#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and June 30, 2013:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;March 31, 2014&lt;/b&gt;, Using&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$23,739,507&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$23,739,507&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;46,116,910&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;46,116,910&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,673,535&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;2,549,535&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;124,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,629,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;61,629,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2013, Using&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,407,885&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,323,307&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,558,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,485,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;73,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,403,511&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
	<fil:ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month and nine-month periods ended March 31, 2014 and 2013:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;564&quot; style=&apos;width:423.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$121,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$58,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;22,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$124,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$80,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;564&quot; style=&apos;width:423.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nine months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;March 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$73,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$32,600&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;51,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;47,400&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;336&quot; valign=&quot;bottom&quot; style=&apos;width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$124,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;$80,000&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation>
	<us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nonrecurring Measurements. &lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;March 31, 2014&lt;/b&gt;, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2013, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
	<fil:ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the nine-month periods ended March 31, 2014 and 2013:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;588&quot; style=&apos;width:441.0pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;237&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:177.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the nine months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$110,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(181,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(221,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(593,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;351&quot; valign=&quot;bottom&quot; style=&apos;width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total gains (losses) on assets measured on a non-recurring basis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:87.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(111,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:1.25in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(774,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis>
	<fil:ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable (Level 3) Inputs. &lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities (pooled trust preferred security)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$124,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.1%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;215,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;33.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;26%&quot; valign=&quot;top&quot; style=&apos;width:26.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.98%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,008,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.44%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;top&quot; style=&apos;width:17.12%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.76%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 76.4%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.68%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;20.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recurring Measurements&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$73,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;42.0%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nonrecurring Measurements&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18.9 - 43.8%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,075,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 66.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements>
	<fil:ScheduleOfFairValueOfFinancialInstruments contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Fair Value of Financial Instruments. &amp;#160;&lt;/b&gt;The following table presents estimated fair values of the Company&amp;#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;617&quot; style=&apos;width:462.55pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;377&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:282.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;March 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Carrying&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,023&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,023&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,655&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,655&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Stock in FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,684&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,684&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Stock in Federal Reserve Bank of St. Louis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;100&quot; valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Loans receivable, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;767,303&lt;/font&gt;&lt;/p&gt; 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valign=&quot;bottom&quot; style=&apos;width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2013&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Carrying&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; valign=&quot;bottom&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; style=&apos;width:67.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; style=&apos;width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; style=&apos;width:87.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; style=&apos;width:76.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,789&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;980&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Subordinated debt&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,217&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6,209&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrecognized financial instruments &amp;#160;&amp;#160; (net of contract amount)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; 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Letters of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;239&quot; style=&apos;width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Lines of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; valign=&quot;bottom&quot; style=&apos;width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;116&quot; valign=&quot;bottom&quot; style=&apos;width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfFairValueOfFinancialInstruments>
	<fil:ScheduleOfBusinessAcquisitionBankOfThayer contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value of Consideration Transferred&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,279,694&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Contingent consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;top&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,279,694&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized amounts of identifiable assets acquired&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &amp;#160;and liabilities assumed&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash and Cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,234,980&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment Securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;34,271,743&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;39,368,508&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Premises and equipment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,155,297&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identifiable intangible assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,432,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,285,870&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(68,234,600)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,099,675)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,095,928)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Subordinated debt&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,490,890)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(2,022,076)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total identifiable net assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,805,874&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;83%&quot; valign=&quot;bottom&quot; style=&apos;width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,473,820&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfBusinessAcquisitionBankOfThayer>
	<fil:ScheduleOfBusinessAcquisitionCitizensStateBank contextRef='Y14Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;481&quot; style=&apos;width:360.6pt;margin-left:58.85pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value of Consideration Transferred&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Contingent consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;top&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total consideration&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized amounts of identifiable assets acquired&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; and liabilities assumed&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cash and Cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,167,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment Securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;50,539,865&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,984,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Premises and equipment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;612,540&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identifiable intangible assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;624,440&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,075,288&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(64,154,307)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,499,904)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Miscellaneous other liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(641,825)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total identifiable net assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,708,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;321&quot; valign=&quot;bottom&quot; style=&apos;width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;160&quot; valign=&quot;bottom&quot; style=&apos;width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfBusinessAcquisitionCitizensStateBank>
	<fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions decimals='-5' contextRef='E14Q1' unitRef='USD'>10200000</fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions>
	<fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions decimals='-5' contextRef='E13Q2' unitRef='USD'>9500000</fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions>
	<fil:LoansReceivableAcquiredWithDeterioratedCreditQuality decimals='-5' contextRef='Y14Q1_BusnAcquisition-FirstSouthernBank' unitRef='USD'>14200000</fil:LoansReceivableAcquiredWithDeterioratedCreditQuality>
	<fil:FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality decimals='-5' contextRef='Y14Q1_BusnAcquisition-FirstSouthernBank' unitRef='USD'>3900000</fil:FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality>
	<fil:CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality decimals='-5' contextRef='Y14Q1_BusnAcquisition-FirstSouthernBank' unitRef='USD'>10300000</fil:CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>24599211</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>7276</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>-866980</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>23739507</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>45034963</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>1310668</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>-228721</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>46116910</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>3312901</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>266696</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>-906061</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>2673535</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>61664091</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>250739</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>-285768</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>61629062</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>134611165</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>1835380</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>-2287530</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>134159015</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>22972073</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>2590</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>-566778</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>22407885</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>38135005</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>1432739</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>-244437</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>39323307</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>2638303</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>37328</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>-1116652</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-OtherDebtSec' unitRef='USD'>1558979</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>14174119</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>343138</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>-206713</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>14310544</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedOtherUSGovAgencies' unitRef='USD'>2405692</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedOtherUSGovAgencies' unitRef='USD'>-2181</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedOtherUSGovAgencies' unitRef='USD'>2403511</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>80325192</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:Availableforsalesecuritiesgrossunrealizedgain1 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>1815795</fil:Availableforsalesecuritiesgrossunrealizedgain1>
	<fil:Availableforsalesecuritiesgrossunrealizedlosses2 decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>-2136761</fil:Availableforsalesecuritiesgrossunrealizedlosses2>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec' unitRef='USD'>80004226</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost decimals='INF' contextRef='E14Q1' unitRef='USD'>826682</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue decimals='INF' contextRef='E14Q1' unitRef='USD'>827824</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost decimals='INF' contextRef='E14Q1' unitRef='USD'>14967959</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue decimals='INF' contextRef='E14Q1' unitRef='USD'>14873962</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost decimals='INF' contextRef='E14Q1' unitRef='USD'>25600313</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue decimals='INF' contextRef='E14Q1' unitRef='USD'>25307627</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
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	<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue decimals='INF' contextRef='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage' unitRef='USD'>954207</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue decimals='INF' contextRef='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage' unitRef='USD'>84695</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
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	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='INF' contextRef='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans' unitRef='USD'>358138</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
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	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='D130701_140331' unitRef='USD'>-395031</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='D120701_130331' unitRef='USD'>-379671</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='Y14Q1' unitRef='USD'>59400</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='Y13Q1' unitRef='USD'>80520</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='D130701_140331' unitRef='USD'>211860</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='D120701_130331' unitRef='USD'>257400</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='Y14Q1' unitRef='USD'>-42753</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='Y13Q1' unitRef='USD'>-42765</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='D130701_140331' unitRef='USD'>-130670</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='D120701_130331' unitRef='USD'>-129307</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:TaxCreditBenefit decimals='INF' contextRef='Y14Q1' unitRef='USD'>-81424</fil:TaxCreditBenefit>
	<fil:TaxCreditBenefit decimals='INF' contextRef='Y13Q1' unitRef='USD'>-114223</fil:TaxCreditBenefit>
	<fil:TaxCreditBenefit decimals='INF' contextRef='D130701_140331' unitRef='USD'>-244273</fil:TaxCreditBenefit>
	<fil:TaxCreditBenefit decimals='INF' contextRef='D120701_130331' unitRef='USD'>-227533</fil:TaxCreditBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>-49241</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='Y13Q1' unitRef='USD'>-40438</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='D130701_140331' unitRef='USD'>-109151</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='D120701_130331' unitRef='USD'>-33196</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:ActualTaxProvision decimals='INF' contextRef='Y14Q1' unitRef='USD'>781447</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='Y13Q1' unitRef='USD'>900849</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='D130701_140331' unitRef='USD'>2762341</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='D120701_130331' unitRef='USD'>3106621</fil:ActualTaxProvision>
	<us-gaap:DefinedContributionPlanAdministrativeExpenses decimals='INF' contextRef='Y14Q1' unitRef='USD'>128000</us-gaap:DefinedContributionPlanAdministrativeExpenses>
	<us-gaap:DefinedContributionPlanAdministrativeExpenses decimals='INF' contextRef='D130701_140331' unitRef='USD'>389000</us-gaap:DefinedContributionPlanAdministrativeExpenses>
	<us-gaap:DefinedContributionPlanAdministrativeExpenses decimals='INF' contextRef='Y13Q1' unitRef='USD'>113000</us-gaap:DefinedContributionPlanAdministrativeExpenses>
	<us-gaap:DefinedContributionPlanAdministrativeExpenses decimals='INF' contextRef='D120701_130331' unitRef='USD'>339000</us-gaap:DefinedContributionPlanAdministrativeExpenses>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>23739507</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>23739507</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>46116910</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>46116910</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_InvType-OtherDebtSec' unitRef='USD'>2673535</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-OtherDebtSec' unitRef='USD'>2549535</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3_InvType-OtherDebtSec' unitRef='USD'>124000</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>61629062</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>61629062</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>22407885</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USGovSponsoredEnterprisesDebtSec' unitRef='USD'>22407885</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>39323307</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USStatesAndPoliticalSubdivisions' unitRef='USD'>39323307</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_InvType-OtherDebtSec' unitRef='USD'>1558979</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-OtherDebtSec' unitRef='USD'>1485979</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel3_InvType-OtherDebtSec' unitRef='USD'>73000</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>14310544</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises' unitRef='USD'>14310544</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_InvType-MortgageBackedOtherUSGovAgencies' unitRef='USD'>2403511</us-gaap:AssetsFairValueDisclosureRecurring>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedOtherUSGovAgencies' unitRef='USD'>2403511</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='Y14Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod' unitRef='USD'>121000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='Y13Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod' unitRef='USD'>58000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='Y14Q1' unitRef='USD'>3000</fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='Y13Q1' unitRef='USD'>22000</fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='Y14Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod' unitRef='USD'>124000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='Y13Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod' unitRef='USD'>80000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='D130701_140331_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod' unitRef='USD'>73000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='D120701_130331_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod' unitRef='USD'>32600</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='D130701_140331' unitRef='USD'>51000</fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='D120701_130331' unitRef='USD'>47400</fil:AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='D130701_140331_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod' unitRef='USD'>124000</fil:AvailableForSaleSecuritiesFairValue>
	<fil:AvailableForSaleSecuritiesFairValue decimals='INF' contextRef='D120701_130331_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod' unitRef='USD'>80000</fil:AvailableForSaleSecuritiesFairValue>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>215000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>215000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3008000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3008000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E13Q2_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>378000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel3_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>378000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E13Q2_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3075000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E13Q2_FvByFvHierarchyLevel-FvInputsLevel3_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3075000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D130701_140331_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>110000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D120701_130331_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>-181000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D130701_140331_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>-221000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D120701_130331_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>-593000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D130701_140331_FvByMeasurementFrequency-GainsLossesOnAssetsMeasOnANonRecurringBasis' unitRef='USD'>-111000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis decimals='INF' contextRef='D120701_130331_FvByMeasurementFrequency-GainsLossesOnAssetsMeasOnANonRecurringBasis' unitRef='USD'>-774000</fil:GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y14Q1_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec' unitRef='USD'>124000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y14Q1_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>Discounted cash flow</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_UnobservableInputs-DiscountRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>Discount rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_UnobservableInputs-DiscountRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_UnobservableInputs-DiscountRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>16.0%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_UnobservableInputs-PrepaymentRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>Prepayment rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_UnobservableInputs-PrepaymentRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_UnobservableInputs-PrepaymentRate_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>1% annually</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-ProjectedDefaults_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>Projected defaults and deferrals (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-ProjectedDefaults_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-ProjectedDefaults_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>39.9%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-AnticipatedRecoveries_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>Anticipated recoveries (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-AnticipatedRecoveries_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_FvMeasurementsRecurringAndNonrecurring-DiscountCashFlow_UnobservableInputs-AnticipatedRecoveries_GainLossOnInvByCategory-AvForSaleSecPooledTrustPrefSec'>1.1%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>215000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>Internal or third-party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>Discount to reflect realizable value</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>33.3%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3008000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>Third party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>Marketability discount</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>0.0% - 76.4%</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y14Q1_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>20.0%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='D120701_130630' unitRef='USD'>73000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='D120701_130630_InvType-AvforsaleSec'>Discounted cash flow</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_UnobservableInputs-DiscountRate_InvType-AvforsaleSec'>Discount rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_UnobservableInputs-DiscountRate_InvType-AvforsaleSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_UnobservableInputs-DiscountRate_InvType-AvforsaleSec'>18.6%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_UnobservableInputs-PrepaymentRate_InvType-AvforsaleSec'>Prepayment rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_UnobservableInputs-PrepaymentRate_InvType-AvforsaleSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_UnobservableInputs-PrepaymentRate_InvType-AvforsaleSec'>1% annually</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_UnobservableInputs-ProjectedDefaultsAndDeferrals_InvType-AvforsaleSec'>Projected defaults and deferrals (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_UnobservableInputs-ProjectedDefaultsAndDeferrals_InvType-AvforsaleSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_UnobservableInputs-ProjectedDefaultsAndDeferrals_InvType-AvforsaleSec'>42.0%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_UnobservableInputs-AnticipatedRecoveries_InvType-AvforsaleSec'>Anticipated recoveries (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_UnobservableInputs-AnticipatedRecoveries_InvType-AvforsaleSec'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_UnobservableInputs-AnticipatedRecoveries_InvType-AvforsaleSec'>1.7%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='D120701_130630_FvByMeasurementFrequency-ImpairedLoansCollateralDependent' unitRef='USD'>378000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='D120701_130630_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>Internal or third-party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>Discount to reflect realizable value</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>18.9 - 43.8%</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_FvByMeasurementFrequency-ImpairedLoansCollateralDependent'>22.9%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='D120701_130630_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3075000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='D120701_130630_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>Third party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='D120701_130630_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>Marketability discount</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='D120701_130630_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>0.0% - 66.7%</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='D120701_130630_FvByMeasurementFrequency-ForeclosedAndRepossessedAssetsHeldForSale'>14.6%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-CashAndCashEquivalents' unitRef='USD'>18023000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-InterestBearingTimeDeposits' unitRef='USD'>1655000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-InvInFedHomeLoanBankStock' unitRef='USD'>3684000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-InvInFedReserveBankStock' unitRef='USD'>1253000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-LoansRecv' unitRef='USD'>767303000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Assets_FvByAssetClass-AccruedInterestRecv' unitRef='USD'>3789000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Liab_FvByLiabClass-Deposits' unitRef='USD'>794486000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Liab_FvByLiabClass-SecSoldUnderAgreementsToRepurchase' unitRef='USD'>26897000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Liab_FvByLiabClass-FedHomeLoanBankAdvances' unitRef='USD'>51680000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Liab_FvByLiabClass-AccruedInterestPay' unitRef='USD'>562000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E14Q1_FinancialInstrs-Liab_FvByLiabClass-SubordinatedDebt' unitRef='USD'>9720000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-CashAndCashEquivalents' unitRef='USD'>12789000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-InterestBearingTimeDeposits' unitRef='USD'>980000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-InvInFedHomeLoanBankStock' unitRef='USD'>2007000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-InvInFedReserveBankStock' unitRef='USD'>1004000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-LoansRecv' unitRef='USD'>647166000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Assets_FvByAssetClass-AccruedInterestRecv' unitRef='USD'>3970000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Liab_FvByLiabClass-Deposits' unitRef='USD'>632379000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Liab_FvByLiabClass-SecSoldUnderAgreementsToRepurchase' unitRef='USD'>27788000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Liab_FvByLiabClass-FedHomeLoanBankAdvances' unitRef='USD'>24500000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Liab_FvByLiabClass-AccruedInterestPay' unitRef='USD'>529000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E13Q2_FinancialInstrs-Liab_FvByLiabClass-SubordinatedDebt' unitRef='USD'>7217000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<us-gaap:BusinessAcquisitionCostOfAcquiredEntityTransactionCosts decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer' unitRef='USD'>688000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityTransactionCosts>
	<fil:BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1 decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer' unitRef='USD'>1474000</fil:BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1>
	<us-gaap:BusinessCombinationContingentConsiderationAsset decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-Cash' unitRef='USD'>6279694</us-gaap:BusinessCombinationContingentConsiderationAsset>
	<us-gaap:BusinessCombinationContingentConsiderationAsset decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-TotalConsideration' unitRef='USD'>6279694</us-gaap:BusinessCombinationContingentConsiderationAsset>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-CashAndCashEquivalents' unitRef='USD'>2234980</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-SecInv' unitRef='USD'>34271743</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-LoansRecv' unitRef='USD'>39368508</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-Ppe' unitRef='USD'>1155297</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-IdentifiableIntangibleAssets' unitRef='USD'>1432645</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-MiscellaneousOtherAssets' unitRef='USD'>1285870</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByLiabClass-SecSoldUnderAgreementsToRepurchase' unitRef='USD'>-68234600</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByLiabClass-FedHomeLoanBankAdvances' unitRef='USD'>-1099675</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByLiabClass-SubordinatedDebt' unitRef='USD'>-1095928</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByLiabClass-MiscellaneousOtherLiab' unitRef='USD'>-2490890</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByLiabClass-LiabArisingFromAContingency' unitRef='USD'>-2022076</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-TotalIdentifiableNetAssets' unitRef='USD'>4805874</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I131004_BusnAcquisition-BankOfThayer_FvByAssetClass-Goodwill' unitRef='USD'>1473820</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationContingentConsiderationAsset decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-Cash' unitRef='USD'>5708211</us-gaap:BusinessCombinationContingentConsiderationAsset>
	<us-gaap:BusinessCombinationContingentConsiderationAsset decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-TotalConsideration' unitRef='USD'>5708211</us-gaap:BusinessCombinationContingentConsiderationAsset>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-CashAndCashEquivalents' unitRef='USD'>4167979</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-SecInv' unitRef='USD'>50539865</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-LoansRecv' unitRef='USD'>11984135</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-Ppe' unitRef='USD'>612540</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-IdentifiableIntangibleAssets' unitRef='USD'>624440</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-MiscellaneousOtherAssets' unitRef='USD'>4075288</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByLiabClass-Deposits' unitRef='USD'>-64154307</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByLiabClass-FedHomeLoanBankAdvances' unitRef='USD'>-1499904</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByLiabClass-MiscellaneousOtherLiab' unitRef='USD'>-641825</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets decimals='INF' contextRef='I140221_BusnAcquisition-CitizensStateBank_FvByAssetClass-TotalIdentifiableNetAssets' unitRef='USD'>5708211</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
	<context id='Y14Q1'>
		<entity>
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	<context id='E14Q1'>
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	<context id='D130701_140331'>
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	<context id='Y14Q1_BusnAcquisition-FirstSouthernBank'>
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	<context id='E14Q1_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec'>
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	<context id='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-USGovSponsoredEnterprisesDebtSec'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:InvestmentAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
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			<instant>2013-06-30</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:InvestmentAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-MortgageBackedOtherUSGovAgencies'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:InvestmentAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_GainLossOnInvByCategory-InvAndMortgageBackedSec_InvType-TotalInvAndMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:InvestmentAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-USGovSponsoredEnterprisesDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-TotalInvAndMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-USGovSponsoredEnterprisesDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-MortgageBackedOtherUSGovAgencies'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InvType-TotalInvAndMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-AccumulatedCreditLosses_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:AccumulatedCreditLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_InvType-AccumulatedCreditLosses_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:AccumulatedCreditLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InvType-AccumulatedCreditLosses_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:AccumulatedCreditLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_InvType-AccumulatedCreditLosses_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:AccumulatedCreditLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-LoansGrossTotal'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansGrossTotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-LoansGrossTotal'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansGrossTotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-LoansInProcess'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansInProcessMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-LoansInProcess'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansInProcessMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-DeferredLoanFeesNet'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:DeferredLoanFeesNetMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-DeferredLoanFeesNet'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:DeferredLoanFeesNetMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-AllowanceForLoanAndLeaseLosses'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-AllowanceForLoanAndLeaseLosses'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-LoansNetTotal'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansNetTotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-LoansNetTotal'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:LoansNetTotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='D120701_130630_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-06-30</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CnstrLoanPay_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConstructionLoanPayableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ConsumerLoan_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ConsumerLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_InternalCreditAssessment-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InternalCreditAssessment-SpecialMention'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SpecialMentionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_InternalCreditAssessment-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_InternalCreditAssessment-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InternalCreditAssessment-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InternalCreditAssessment-SpecialMention'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SpecialMentionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InternalCreditAssessment-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_InternalCreditAssessment-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:InternalCreditAssessmentAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_ValuationAllowancesAndReservesType-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_ValuationAllowancesAndReservesType-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-ResMortgage_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcRealEst_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CmrcLoan_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_ValuationAllowancesAndReservesType-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_ValuationAllowancesAndReservesType-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_ValuationAllowancesAndReservesType-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_ValuationAllowancesAndReservesType-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ValuationAllowancesAndReservesTypeAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CnstrRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:ConstructionRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='D120701_130331_AcctNotesLoansAndFinancingRecvByRecvType-CnstrRealEst'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:ConstructionRealEstateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-OutsBalance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:OutstandingBalanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-OutsBalance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:OutstandingBalanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E14Q1_AcctNotesLoansAndFinancingRecvByRecvType-CarryingAmount'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:CarryingAmountMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_AcctNotesLoansAndFinancingRecvByRecvType-CarryingAmount'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'>fil:CarryingAmountMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E12'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USGovSponsoredEnterprisesDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USGovSponsoredEnterprisesDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel3_InvType-OtherDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedSecIssuedByUSGovSponsoredEnterprises'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='E13Q2_FvByFvHierarchyLevel-FvInputsLevel2_InvType-MortgageBackedOtherUSGovAgencies'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:InvestmentTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-06-30</instant>
		</period>
	</context>
	<context id='Y14Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y13Q1_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_FvByFvHierarchyLevel-FvInputsLevel3_Range-BeginningOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:BeginningOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2013-03-31</endDate>
		</period>
	</context>
	<context id='D130701_140331_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-07-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D120701_130331_FvByFvHierarchyLevel-FvInputsLevel3_Range-EndOfPeriod'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:RangeAxis'>fil:EndOfPeriodMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
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</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>7
<FILENAME>smbc-20140331_cal.xml
<TEXT>
<XBRL>
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<SEQUENCE>8
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>smbc-20140331_lab.xml
<TEXT>
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		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Level 3 Recurring and Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsLevel3RecurringAndNonrecurring' xlink:to='lab_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:label='fil_ForeclosedAndRepossessedAssetsHeldForSaleMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and repossessed assets held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsHeldForSaleMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOther' xlink:label='us-gaap_DeferredTaxAssetsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOther' xlink:to='lab_us-gaap_DeferredTaxAssetsOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DoubtfulMember' xlink:label='us-gaap_DoubtfulMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DoubtfulMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Doubtful</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DoubtfulMember' xlink:to='lab_us-gaap_DoubtfulMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Change in Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_NumberOfPooledTrustPreferredSecurities' xlink:label='fil_NumberOfPooledTrustPreferredSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NumberOfPooledTrustPreferredSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Number of Pooled Trust Preferred Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NumberOfPooledTrustPreferredSecurities' xlink:to='lab_fil_NumberOfPooledTrustPreferredSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:label='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deferred Tax Assets and Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:label='us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Accounts, Notes, Loans and Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:to='lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:label='us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Available-for-sale Securities Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:label='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>The Following Paragraphs Summarize The Impact of New Accounting Pronouncements:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:to='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ReclassificationPolicy' xlink:label='fil_ReclassificationPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReclassificationPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reclassification Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReclassificationPolicy' xlink:to='lab_fil_ReclassificationPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:label='us-gaap_ComprehensiveIncomePolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:to='lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of premises and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:to='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:label='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable and other liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:to='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStock' xlink:label='us-gaap_FederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankStock' xlink:to='lab_us-gaap_FederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuritiesInvestmentMember' xlink:label='us-gaap_SecuritiesInvestmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesInvestmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SecuritiesInvestmentMember' xlink:to='lab_us-gaap_SecuritiesInvestmentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts' xlink:label='us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Transaction Costs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts' xlink:to='lab_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_InterestBearingTimeDepositsMember' xlink:label='fil_InterestBearingTimeDepositsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestBearingTimeDepositsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest-bearing time deposits {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestBearingTimeDepositsMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestBearingTimeDepositsMember' xlink:to='lab_fil_InterestBearingTimeDepositsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_UnobservableInputsDomain' xlink:label='fil_UnobservableInputsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unobservable Inputs {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnobservableInputsDomain' xlink:to='lab_fil_UnobservableInputsDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedContributionPlanAdministrativeExpenses' xlink:label='us-gaap_DefinedContributionPlanAdministrativeExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DefinedContributionPlanAdministrativeExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Defined Contribution Plan, Administrative Expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DefinedContributionPlanAdministrativeExpenses' xlink:to='lab_us-gaap_DefinedContributionPlanAdministrativeExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:label='us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:to='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalIncomeTaxProvision' xlink:label='fil_TotalIncomeTaxProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalIncomeTaxProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>TotalIncomeTaxProvision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalIncomeTaxProvision' xlink:to='lab_fil_TotalIncomeTaxProvision'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted Average Number of Shares Outstanding, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:to='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted Average Number of Shares Outstanding, Basic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:to='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions' xlink:label='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Additions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions' xlink:to='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment' xlink:label='us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment' xlink:to='lab_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableModificationsRecordedInvestment1' xlink:label='fil_FinancingReceivableModificationsRecordedInvestment1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableModificationsRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Modifications Recorded Investment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableModificationsRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableModificationsRecordedInvestment1' xlink:to='lab_fil_FinancingReceivableModificationsRecordedInvestment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesMember' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredLoanFeesNetMember' xlink:label='fil_DeferredLoanFeesNetMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredLoanFeesNetMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred loan fees, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredLoanFeesNetMember' xlink:to='lab_fil_DeferredLoanFeesNetMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses' xlink:label='fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses' xlink:to='lab_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfTroubledDebtRestructuredLoansPerforming' xlink:label='fil_ScheduleOfTroubledDebtRestructuredLoansPerforming'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTroubledDebtRestructuredLoansPerforming' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Troubled Debt Restructured Loans Performing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfTroubledDebtRestructuredLoansPerforming' xlink:to='lab_fil_ScheduleOfTroubledDebtRestructuredLoansPerforming'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:label='us-gaap_PensionAndOtherPostretirementPlansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pension and Other Postretirement Plans, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:to='lab_us-gaap_PensionAndOtherPostretirementPlansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_StockOptionsPolicy' xlink:label='fil_StockOptionsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockOptionsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Options Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockOptionsPolicy' xlink:to='lab_fil_StockOptionsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:label='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 5: Accounting For Certain Loans Acquired in A Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:to='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:label='us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 2: Organization and Summary of Significant Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CashPaidForCapitalizedInterest1' xlink:label='fil_CashPaidForCapitalizedInterest1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashPaidForCapitalizedInterest1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest (net of interest credited)</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashPaidForCapitalizedInterest1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amount of cash paid during the current period for interest owed on money borrowed that is not charged as an expense but rather is capitalized based on the long term nature of the use of the borrowed funds.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashPaidForCapitalizedInterest1' xlink:to='lab_fil_CashPaidForCapitalizedInterest1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:label='us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:to='lab_us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:label='us-gaap_SecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:to='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='lab_us-gaap_LiabilitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CitizensStateBankMember' xlink:label='fil_CitizensStateBankMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CitizensStateBankMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Citizens State Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CitizensStateBankMember' xlink:to='lab_fil_CitizensStateBankMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_MiscellaneousOtherAssetsMember' xlink:label='fil_MiscellaneousOtherAssetsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MiscellaneousOtherAssetsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Miscellaneous other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MiscellaneousOtherAssetsMember' xlink:to='lab_fil_MiscellaneousOtherAssetsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsMember' xlink:label='us-gaap_CashAndCashEquivalentsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and Cash Equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsMember' xlink:to='lab_us-gaap_CashAndCashEquivalentsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain' xlink:label='us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Asset Class {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Asset Class</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringDomain' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringDomain' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:label='fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities Purchase Accounting Adjustments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:to='lab_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsGross' xlink:label='us-gaap_DeferredTaxAssetsGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsGross' xlink:to='lab_us-gaap_DeferredTaxAssetsGross'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccretableYield' xlink:label='us-gaap_CertainLoansAcquiredInTransferAccretableYield'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccretableYield' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans Acquired in Transfer, Accretable Yield</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccretableYield' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Certain Loans Acquired in Transfer, Accretable Yield</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccretableYield' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Certain Loans Acquired in Transfer, Accretable Yield</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAcquiredInTransferAccretableYield' xlink:to='lab_us-gaap_CertainLoansAcquiredInTransferAccretableYield'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_OutstandingBalanceMember' xlink:label='fil_OutstandingBalanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OutstandingBalanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Outstanding balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OutstandingBalanceMember' xlink:to='lab_fil_OutstandingBalanceMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_NonperformingTroubledDebtRestructuringRecordedInvestment' xlink:label='fil_NonperformingTroubledDebtRestructuringRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonperformingTroubledDebtRestructuringRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonperforming Troubled Debt Restructuring Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonperformingTroubledDebtRestructuringRecordedInvestment' xlink:to='lab_fil_NonperformingTroubledDebtRestructuringRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2' xlink:label='us-gaap_FinancingReceivableModificationsNumberOfContracts2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Modifications Number of Contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsNumberOfContracts2' xlink:to='lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalLoansReceivable' xlink:label='fil_TotalLoansReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>TotalLoansReceivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansReceivable' xlink:to='lab_fil_TotalLoansReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:label='fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:to='lab_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment' xlink:label='fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Allowance for Loan Losses and Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment' xlink:to='lab_fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:label='fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Reserve Bank and Federal Home Loan Bank Stock Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:to='lab_fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:label='us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 12: Fair Value Measurements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:to='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncash investing and financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits' xlink:label='us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDemandDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in demand deposits and savings accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDemandDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_GainOnSalesOfLoansHeldForSale' xlink:label='fil_GainOnSalesOfLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainOnSalesOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain on sales of loans held for sale</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainOnSalesOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The gain during the reporting period in the value of loans or securitized loans that are held with the intention to sell in the near future and sold.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainOnSalesOfLoansHeldForSale' xlink:to='lab_fil_GainOnSalesOfLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_GainsRealizedOnSaleOfAvailableForSaleSecurities' xlink:label='fil_GainsRealizedOnSaleOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainsRealizedOnSaleOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gains realized on sale of AFS securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainsRealizedOnSaleOfAvailableForSaleSecurities' xlink:to='lab_fil_GainsRealizedOnSaleOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLoss' xlink:to='lab_us-gaap_NetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued' xlink:label='us-gaap_PreferredStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesIssued' xlink:to='lab_us-gaap_PreferredStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember' xlink:label='us-gaap_InvestmentInFederalHomeLoanBankStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment in Federal Home Loan Bank Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentInFederalHomeLoanBankStockMember' xlink:to='lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsMember' xlink:label='us-gaap_AssetsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsMember' xlink:to='lab_us-gaap_AssetsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancialInstrumentsAxis' xlink:label='fil_FinancialInstrumentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialInstrumentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialInstrumentsAxis' xlink:to='lab_fil_FinancialInstrumentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:label='us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_EarningsPerShareNetIncome' xlink:label='fil_EarningsPerShareNetIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EarningsPerShareNetIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Net Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EarningsPerShareNetIncome' xlink:to='lab_fil_EarningsPerShareNetIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognizedChangeInPresentValueAttributableToPassageOfTime' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognizedChangeInPresentValueAttributableToPassageOfTime'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognizedChangeInPresentValueAttributableToPassageOfTime' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Impaired, Interest Income Recognized, Change in Present Value Attributable to Passage of Time</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognizedChangeInPresentValueAttributableToPassageOfTime' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognizedChangeInPresentValueAttributableToPassageOfTime'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1' xlink:label='fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1' xlink:to='lab_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansGrossTotalMember' xlink:label='fil_LoansGrossTotalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansGrossTotalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans gross, total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansGrossTotalMember' xlink:to='lab_fil_LoansGrossTotalMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ResidentialMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ResidentialMortgageMember' xlink:to='lab_us-gaap_ResidentialMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AmountOfPooledTrustPreferredSecuritiesInAContinuousUnrealizedLossPositionFor12MonthsOrMore' xlink:label='fil_AmountOfPooledTrustPreferredSecuritiesInAContinuousUnrealizedLossPositionFor12MonthsOrMore'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmountOfPooledTrustPreferredSecuritiesInAContinuousUnrealizedLossPositionFor12MonthsOrMore' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amount of Pooled Trust Preferred Securities in a Continuous Unrealized Loss Position for 12 Months or More</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmountOfPooledTrustPreferredSecuritiesInAContinuousUnrealizedLossPositionFor12MonthsOrMore' xlink:to='lab_fil_AmountOfPooledTrustPreferredSecuritiesInAContinuousUnrealizedLossPositionFor12MonthsOrMore'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:label='fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment and Mortgage-Backed Securities Amortized Cost by Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:to='lab_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments by Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock' xlink:label='us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Credit Quality Indicators</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock' xlink:to='lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IntangibleAssetsPolicy' xlink:label='fil_IntangibleAssetsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IntangibleAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Intangible Assets Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IntangibleAssetsPolicy' xlink:to='lab_fil_IntangibleAssetsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:label='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ConversionOfForeclosedRealEstateToLoans' xlink:label='fil_ConversionOfForeclosedRealEstateToLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfForeclosedRealEstateToLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of foreclosed real estate to loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfForeclosedRealEstateToLoans' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of loans converted from foreclosed real estate back to loans.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfForeclosedRealEstateToLoans' xlink:to='lab_fil_ConversionOfForeclosedRealEstateToLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from investing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:label='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net amortization (accretion) of premiums and discounts on securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:to='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock par value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits' xlink:label='us-gaap_Deposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Deposits' xlink:to='lab_us-gaap_Deposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalReserveBankStock' xlink:label='us-gaap_FederalReserveBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalReserveBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalReserveBankStock' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalReserveBankStock' xlink:to='lab_us-gaap_FederalReserveBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Cash and cash equivalents at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Current Reporting Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ContingentConsiderationMember' xlink:label='fil_ContingentConsiderationMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContingentConsiderationMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contingent consideration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContingentConsiderationMember' xlink:to='lab_fil_ContingentConsiderationMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember' xlink:label='us-gaap_CommitmentsToExtendCreditMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsToExtendCreditMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to Extend Credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsToExtendCreditMember' xlink:to='lab_us-gaap_CommitmentsToExtendCreditMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember' xlink:label='us-gaap_FederalHomeLoanBankAdvancesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankAdvancesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Home Loan Bank Advances {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankAdvancesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Federal Home Loan Bank Advances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankAdvancesMember' xlink:to='lab_us-gaap_FederalHomeLoanBankAdvancesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome' xlink:label='fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities unrealized gain (loss) included in comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome' xlink:to='lab_fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:label='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Prepaid Expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsSavingsDeposits' xlink:label='us-gaap_DepositsSavingsDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsSavingsDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Savings Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsSavingsDeposits' xlink:to='lab_us-gaap_DepositsSavingsDeposits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_NonperformingTroubledDebtRestructuringNumber' xlink:label='fil_NonperformingTroubledDebtRestructuringNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonperformingTroubledDebtRestructuringNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonperforming Troubled Debt Restructuring Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonperformingTroubledDebtRestructuringNumber' xlink:to='lab_fil_NonperformingTroubledDebtRestructuringNumber'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ConstructionRealEstateMember' xlink:label='fil_ConstructionRealEstateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConstructionRealEstateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Construction Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConstructionRealEstateMember' xlink:to='lab_fil_ConstructionRealEstateMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableCreditQualityIndicators' xlink:label='fil_FinancingReceivableCreditQualityIndicators'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableCreditQualityIndicators' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Credit Quality Indicators {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableCreditQualityIndicators' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financing Receivable Credit Quality Indicators</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableCreditQualityIndicators' xlink:to='lab_fil_FinancingReceivableCreditQualityIndicators'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalLoansByCreditRiskProfileMember' xlink:label='fil_TotalLoansByCreditRiskProfileMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansByCreditRiskProfileMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Loans By Credit Risk Profile</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansByCreditRiskProfileMember' xlink:to='lab_fil_TotalLoansByCreditRiskProfileMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeMember' xlink:label='us-gaap_RangeMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RangeMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Range {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RangeMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RangeMember' xlink:to='lab_us-gaap_RangeMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_Availableforsalesecuritiesgrossunrealizedlosses2' xlink:label='fil_Availableforsalesecuritiesgrossunrealizedlosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Availableforsalesecuritiesgrossunrealizedlosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available For Sale Securities Gross Unrealized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Availableforsalesecuritiesgrossunrealizedlosses2' xlink:to='lab_fil_Availableforsalesecuritiesgrossunrealizedlosses2'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember' xlink:label='us-gaap_InvestmentTypeCategorizationMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentTypeCategorizationMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentTypeCategorizationMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentTypeCategorizationMember' xlink:to='lab_us-gaap_InvestmentTypeCategorizationMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain' xlink:label='us-gaap_BusinessAcquisitionAcquireeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionAcquireeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Acquiree</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionAcquireeDomain' xlink:to='lab_us-gaap_BusinessAcquisitionAcquireeDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:label='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Earnings Per Share, Basic and Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:label='us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Financing Receivables, Non Accrual Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities' xlink:label='fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Accumulated Credit Loss of Other Than Temporary Impaired Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities' xlink:to='lab_fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionPolicyCitizensStateBank' xlink:label='fil_BusinessAcquisitionPolicyCitizensStateBank'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPolicyCitizensStateBank' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition Policy -- Citizens State Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionPolicyCitizensStateBank' xlink:to='lab_fil_BusinessAcquisitionPolicyCitizensStateBank'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_SmallBusinessLendingFund' xlink:label='fil_SmallBusinessLendingFund'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SmallBusinessLendingFund' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 11: Small Business Lending Fund</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SmallBusinessLendingFund' xlink:to='lab_fil_SmallBusinessLendingFund'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock' xlink:label='us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 8: Income Taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxDisclosureTextBlock' xlink:to='lab_us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxesPaid' xlink:label='us-gaap_IncomeTaxesPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaid' xlink:to='lab_us-gaap_IncomeTaxesPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentTaxCredit' xlink:label='us-gaap_InvestmentTaxCredit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentTaxCredit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments in state &amp; federal tax credits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentTaxCredit' xlink:to='lab_us-gaap_InvestmentTaxCredit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:label='us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net purchases of Federal Home Loan Bank stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:to='lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherLoans' xlink:label='us-gaap_IncreaseDecreaseInOtherLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherLoans' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:label='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in cash surrender value of bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:to='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains' xlink:label='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrealized gains (losses) on securities available-for-sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesIssued' xlink:to='lab_us-gaap_CommonStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditMember' xlink:label='us-gaap_LineOfCreditMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LineOfCreditMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Line of Credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LineOfCreditMember' xlink:to='lab_us-gaap_LineOfCreditMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DiscountCashFlowMember' xlink:label='fil_DiscountCashFlowMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DiscountCashFlowMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Discount cash flow</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DiscountCashFlowMember' xlink:to='lab_fil_DiscountCashFlowMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxLiabilitiesDepreciation' xlink:label='fil_DeferredTaxLiabilitiesDepreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesDepreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities Depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesDepreciation' xlink:to='lab_fil_DeferredTaxLiabilitiesDepreciation'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxAssetMinimumTaxCredit' xlink:label='fil_DeferredTaxAssetMinimumTaxCredit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetMinimumTaxCredit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax asset minimum tax credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetMinimumTaxCredit' xlink:to='lab_fil_DeferredTaxAssetMinimumTaxCredit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:label='us-gaap_DepositsNegotiableOrderOfWithdrawalNOW'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Negotiable Order of Withdrawal (NOW)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:to='lab_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:label='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValuuOfPooledTrustPreferredSecuritiesHeld' xlink:label='fil_FairValuuOfPooledTrustPreferredSecuritiesHeld'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValuuOfPooledTrustPreferredSecuritiesHeld' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Pooled Trust Preferred Securities Held</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValuuOfPooledTrustPreferredSecuritiesHeld' xlink:to='lab_fil_FairValuuOfPooledTrustPreferredSecuritiesHeld'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities,Debt Maturities Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue' xlink:to='lab_fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_InvestmentAndMortgageBackedSecuritiesMember' xlink:label='fil_InvestmentAndMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentAndMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment and mortgage backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentAndMortgageBackedSecuritiesMember' xlink:to='lab_fil_InvestmentAndMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FirstSouthernBankMember' xlink:label='fil_FirstSouthernBankMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FirstSouthernBankMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>First Southern Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FirstSouthernBankMember' xlink:to='lab_fil_FirstSouthernBankMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:label='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Components of Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield' xlink:label='fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield' xlink:to='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansPolicy' xlink:label='fil_LoansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansPolicy' xlink:to='lab_fil_LoansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax' xlink:label='us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNetOfTax' xlink:to='lab_us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestReceivable' xlink:label='us-gaap_InterestReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestReceivable' xlink:to='lab_us-gaap_InterestReceivable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_InvestmentInFederalReserveBankStockMember' xlink:label='fil_InvestmentInFederalReserveBankStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentInFederalReserveBankStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment in Federal Reserve Bank Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentInFederalReserveBankStockMember' xlink:to='lab_fil_InvestmentInFederalReserveBankStockMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DiscountRateMember' xlink:label='fil_DiscountRateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DiscountRateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Discount Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DiscountRateMember' xlink:to='lab_fil_DiscountRateMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:label='us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:to='lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGrossCurrent' xlink:label='us-gaap_DeferredTaxLiabilitiesGrossCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesGrossCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Gross, Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesGrossCurrent' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesGrossCurrent'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:label='fil_DeferredTaxAssetProvisionForLossesOnLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Asset Provision for Losses on Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:to='lab_fil_DeferredTaxAssetProvisionForLossesOnLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans' xlink:label='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Disposals of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans' xlink:to='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Unpaid Principal Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableCollectivelyEvaluatedForImpairment1' xlink:label='fil_FinancingReceivableCollectivelyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Collectively Evaluated For Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableCollectivelyEvaluatedForImpairment1' xlink:to='lab_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalLoansMember' xlink:label='fil_TotalLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansMember' xlink:to='lab_fil_TotalLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3' xlink:label='fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3' xlink:to='lab_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_Availableforsalesecuritiesgrossunrealizedgain1' xlink:label='fil_Availableforsalesecuritiesgrossunrealizedgain1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Availableforsalesecuritiesgrossunrealizedgain1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale Securities Gross Unrealized Gain</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Availableforsalesecuritiesgrossunrealizedgain1' xlink:to='lab_fil_Availableforsalesecuritiesgrossunrealizedgain1'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfFairValueOfFinancialInstruments' xlink:label='fil_ScheduleOfFairValueOfFinancialInstruments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfFairValueOfFinancialInstruments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfFairValueOfFinancialInstruments' xlink:to='lab_fil_ScheduleOfFairValueOfFinancialInstruments'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BasisOfPresentationDisclosure' xlink:label='fil_BasisOfPresentationDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BasisOfPresentationDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 1: Basis of Presentation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BasisOfPresentationDisclosure' xlink:to='lab_fil_BasisOfPresentationDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromStockOptionsExercised' xlink:to='lab_us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sales of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash Flows From Operating Activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesOutstanding' xlink:label='us-gaap_PreferredStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesOutstanding' xlink:to='lab_us-gaap_PreferredStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:label='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Financial Condition (Parentheticals)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:to='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessCombinationContingentConsiderationAsset' xlink:label='us-gaap_BusinessCombinationContingentConsiderationAsset'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationContingentConsiderationAsset' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Contingent Consideration, Asset</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationContingentConsiderationAsset' xlink:to='lab_us-gaap_BusinessCombinationContingentConsiderationAsset'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_MiscellaneousOtherLiabilitiesMember' xlink:label='fil_MiscellaneousOtherLiabilitiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MiscellaneousOtherLiabilitiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Miscellaneous other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MiscellaneousOtherLiabilitiesMember' xlink:to='lab_fil_MiscellaneousOtherLiabilitiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis' xlink:label='fil_GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gains and (losses) recognized on assets measured on a non-recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis' xlink:to='lab_fil_GainsAndLossesRecognizedOnAssetsMeasuredOnANonRecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DividendsPreferredStock' xlink:label='us-gaap_DividendsPreferredStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsPreferredStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends, Preferred Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsPreferredStock' xlink:to='lab_us-gaap_DividendsPreferredStock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CarryingAmountMember' xlink:label='fil_CarryingAmountMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CarryingAmountMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Carrying amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CarryingAmountMember' xlink:to='lab_fil_CarryingAmountMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries' xlink:label='us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Doubtful Accounts Receivable, Recoveries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries' xlink:to='lab_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:to='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality' xlink:label='fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair value discount on loans acquired with deteriorated credit quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality' xlink:to='lab_fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:label='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Effective Income Tax Rate Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:label='fil_ScheduleOfLoansAcquiredInTransferCreditImpaired'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loans Acquired in Transfer Credit Impaired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:to='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpaired'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfImpairedLoans' xlink:label='fil_ScheduleOfImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfImpairedLoans' xlink:to='lab_fil_ScheduleOfImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock' xlink:label='us-gaap_ConsolidationPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ConsolidationPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consolidation Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ConsolidationPolicyTextBlock' xlink:to='lab_us-gaap_ConsolidationPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:label='us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 6: Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:to='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ProceedsFromSaleOfFixedAssets' xlink:label='fil_ProceedsFromSaleOfFixedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProceedsFromSaleOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of fixed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProceedsFromSaleOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The cash inflow from the sale of fixed assets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ProceedsFromSaleOfFixedAssets' xlink:to='lab_fil_ProceedsFromSaleOfFixedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireFederalReserveStock' xlink:label='us-gaap_PaymentsToAcquireFederalReserveStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireFederalReserveStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net purchases of Federal Reserve Bank of Saint Louis stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireFederalReserveStock' xlink:to='lab_us-gaap_PaymentsToAcquireFederalReserveStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from maturities and sales of available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ChangesInAbstract' xlink:label='fil_ChangesInAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangesInAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Changes in:</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangesInAbstract' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>For banks, the amount of interest Income or Loss derived from or related to loans of real estate investments of the financial institution held for development or sale.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangesInAbstract' xlink:to='lab_fil_ChangesInAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit' xlink:label='us-gaap_IncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tax benefit (expense)</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Tax benefit (expense)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_IncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsurance' xlink:label='us-gaap_BankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsurance' xlink:to='lab_us-gaap_BankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashMember' xlink:label='us-gaap_CashMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Cash</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashMember' xlink:to='lab_us-gaap_CashMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1' xlink:label='fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition Purchase Price Allocation Goodwill Amount</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of goodwill arising from a business combination, which is the excess of the cost of the acquired entity over the amounts assigned to assets acquired and liabilities assumed.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1' xlink:to='lab_fil_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubordinatedDebtMember' xlink:label='us-gaap_SubordinatedDebtMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebtMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated Debt {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebtMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Subordinated Debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubordinatedDebtMember' xlink:to='lab_us-gaap_SubordinatedDebtMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancialInstrumentsDomain' xlink:label='fil_FinancialInstrumentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial Instruments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialInstrumentsDomain' xlink:to='lab_fil_FinancialInstrumentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:label='fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities (pooled trust preferred security)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:to='lab_fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis' xlink:label='us-gaap_FairValueByMeasurementFrequencyAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByMeasurementFrequencyAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Measurement Frequency</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByMeasurementFrequencyAxis' xlink:to='lab_us-gaap_FairValueByMeasurementFrequencyAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel3Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 3</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel3Member' xlink:to='lab_us-gaap_FairValueInputsLevel3Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 1</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel1Member' xlink:to='lab_us-gaap_FairValueInputsLevel1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TaxCreditBenefit' xlink:label='fil_TaxCreditBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TaxCreditBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tax credit benefit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TaxCreditBenefit' xlink:to='lab_fil_TaxCreditBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:label='fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:to='lab_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDeposits' xlink:label='us-gaap_TimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TimeDeposits' xlink:to='lab_us-gaap_TimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Nonaccrual Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentAxis' xlink:label='us-gaap_InternalCreditAssessmentAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InternalCreditAssessmentAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Internal Credit Assessment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InternalCreditAssessmentAxis' xlink:to='lab_us-gaap_InternalCreditAssessmentAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1' xlink:label='fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1' xlink:to='lab_fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Write-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansNetTotalMember' xlink:label='fil_LoansNetTotalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansNetTotalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans net, total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansNetTotalMember' xlink:to='lab_fil_LoansNetTotalMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:label='fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment and Mortgage-Backed Securities Estimated Fair Value by Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:to='lab_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:label='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed Securities Available-for-sale, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:to='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:label='fil_TotalInvestmentsAndMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Investments And Mortgage Backed Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:to='lab_fil_TotalInvestmentsAndMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Classified by Contractual Maturity Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:to='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_EquityIncentivePlanPolicy' xlink:label='fil_EquityIncentivePlanPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EquityIncentivePlanPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Incentive Plan Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EquityIncentivePlanPolicy' xlink:to='lab_fil_EquityIncentivePlanPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:label='us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and Cash Equivalents Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:to='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:label='us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 4: Loans and Allowance For Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:to='lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ConversionOfLoansToRepossessedAssets' xlink:label='fil_ConversionOfLoansToRepossessedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToRepossessedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of loans to repossessed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToRepossessedAssets' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of loans converted to repossessed assets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfLoansToRepossessedAssets' xlink:to='lab_fil_ConversionOfLoansToRepossessedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:label='us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net (decrease) increase in securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:to='lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:label='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses' xlink:label='us-gaap_ProvisionForLoanAndLeaseLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanAndLeaseLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for loan losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanAndLeaseLosses' xlink:to='lab_us-gaap_ProvisionForLoanAndLeaseLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance' xlink:label='us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for loan losses of loans receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Allowance for loan losses of loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableAllowance' xlink:to='lab_us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent' xlink:label='us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent' xlink:to='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentMember' xlink:label='us-gaap_PropertyPlantAndEquipmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property, Plant and Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentMember' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalConsiderationMember' xlink:label='fil_TotalConsiderationMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalConsiderationMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total consideration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalConsiderationMember' xlink:to='lab_fil_TotalConsiderationMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain' xlink:label='us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value by Liability Class</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain' xlink:to='lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesMember' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ProjectedDefaultsAndDeferralsMember' xlink:label='fil_ProjectedDefaultsAndDeferralsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProjectedDefaultsAndDeferralsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Projected Defaults And Deferrals</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ProjectedDefaultsAndDeferralsMember' xlink:to='lab_fil_ProjectedDefaultsAndDeferralsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesTransferFromLevel2ToLevel3' xlink:label='fil_AvailableForSaleSecuritiesTransferFromLevel2ToLevel3'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesTransferFromLevel2ToLevel3' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities transfer from level 2 to level 3</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesTransferFromLevel2ToLevel3' xlink:to='lab_fil_AvailableForSaleSecuritiesTransferFromLevel2ToLevel3'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 2</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel2Member' xlink:to='lab_us-gaap_FairValueInputsLevel2Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLossCarryforwards' xlink:label='us-gaap_OperatingLossCarryforwards'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLossCarryforwards' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Loss Carryforwards</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLossCarryforwards' xlink:to='lab_us-gaap_OperatingLossCarryforwards'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:label='us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:to='lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansWithASpecificValuationAllowanceMember' xlink:label='fil_LoansWithASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansWithASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans with a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansWithASpecificValuationAllowanceMember' xlink:to='lab_fil_LoansWithASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_PurchasedCreditImpairedLoans' xlink:label='fil_PurchasedCreditImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchasedCreditImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchased Credit Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PurchasedCreditImpairedLoans' xlink:to='lab_fil_PurchasedCreditImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubstandardMember' xlink:label='us-gaap_SubstandardMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubstandardMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Substandard</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubstandardMember' xlink:to='lab_us-gaap_SubstandardMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommercialLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommercialLoanMember' xlink:to='lab_us-gaap_CommercialLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_OtherThanTemporaryImpairmentCreditLossesAdditionsRelatedToIncreasesInPreviouslyRecognizedLosses' xlink:label='fil_OtherThanTemporaryImpairmentCreditLossesAdditionsRelatedToIncreasesInPreviouslyRecognizedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherThanTemporaryImpairmentCreditLossesAdditionsRelatedToIncreasesInPreviouslyRecognizedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than temporary impairment credit losses additions related to increases in previously recognized losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherThanTemporaryImpairmentCreditLossesAdditionsRelatedToIncreasesInPreviouslyRecognizedLosses' xlink:to='lab_fil_OtherThanTemporaryImpairmentCreditLossesAdditionsRelatedToIncreasesInPreviouslyRecognizedLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessAcquisitionAxis' xlink:label='us-gaap_BusinessAcquisitionAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionAxis' xlink:to='lab_us-gaap_BusinessAcquisitionAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:label='fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash Due and Interest-Bearing Deposits in Other Depository Institutions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:to='lab_fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:label='us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Debtor Troubled Debt Restructuring, Current Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:to='lab_us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_PrinciplesOfConsolidationPolicy' xlink:label='fil_PrinciplesOfConsolidationPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PrinciplesOfConsolidationPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principles of Consolidation Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PrinciplesOfConsolidationPolicy' xlink:to='lab_fil_PrinciplesOfConsolidationPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PolicyTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='lab_us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:label='us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of foreclosed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:to='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AmortizationOfPurchaseAccountingAdjustments' xlink:label='fil_AmortizationOfPurchaseAccountingAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmortizationOfPurchaseAccountingAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of purchase accounting adjustments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmortizationOfPurchaseAccountingAdjustments' xlink:to='lab_fil_AmortizationOfPurchaseAccountingAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockLiquidationPreference' xlink:label='us-gaap_PreferredStockLiquidationPreference'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockLiquidationPreference' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock liquidation value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockLiquidationPreference' xlink:to='lab_us-gaap_PreferredStockLiquidationPreference'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockValue' xlink:label='us-gaap_PreferredStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockValue' xlink:to='lab_us-gaap_PreferredStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract' xlink:label='us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfFinancialPositionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Financial Condition</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfFinancialPositionAbstract' xlink:to='lab_us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Common Stock, Shares Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillMember' xlink:label='us-gaap_GoodwillMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GoodwillMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GoodwillMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Goodwill</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GoodwillMember' xlink:to='lab_us-gaap_GoodwillMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsMember' xlink:label='us-gaap_DepositsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsMember' xlink:to='lab_us-gaap_DepositsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByAssetClassAxis' xlink:label='us-gaap_FairValueByAssetClassAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByAssetClassAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Asset Class</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByAssetClassAxis' xlink:to='lab_us-gaap_FairValueByAssetClassAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ProjectedDefaultsMember' xlink:label='fil_ProjectedDefaultsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProjectedDefaultsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Projected defaults</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ProjectedDefaultsMember' xlink:to='lab_fil_ProjectedDefaultsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:label='us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PassMember' xlink:label='us-gaap_PassMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PassMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pass</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PassMember' xlink:to='lab_us-gaap_PassMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AllowanceForLoanLossesBalanceEndOfPeriod' xlink:label='fil_AllowanceForLoanLossesBalanceEndOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesBalanceEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for loan losses, balance end of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesBalanceEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio at the end of the period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesBalanceEndOfPeriod' xlink:to='lab_fil_AllowanceForLoanLossesBalanceEndOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConsumerLoanMember' xlink:label='us-gaap_ConsumerLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ConsumerLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consumer Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ConsumerLoanMember' xlink:to='lab_us-gaap_ConsumerLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommercialRealEstateMember' xlink:label='us-gaap_CommercialRealEstateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommercialRealEstateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommercialRealEstateMember' xlink:to='lab_us-gaap_CommercialRealEstateMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BeginningOfPeriodMember' xlink:label='fil_BeginningOfPeriodMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BeginningOfPeriodMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Beginning of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BeginningOfPeriodMember' xlink:to='lab_fil_BeginningOfPeriodMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:label='fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Backed Securities Available for Sale Amortized Cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:to='lab_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:label='fil_MortgageBackedOtherUSGovernmentAgenciesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Backed Other US Government Agencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:to='lab_fil_MortgageBackedOtherUSGovernmentAgenciesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US States and Political Subdivisions Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:to='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfBusinessAcquisitionBankOfThayer' xlink:label='fil_ScheduleOfBusinessAcquisitionBankOfThayer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfBusinessAcquisitionBankOfThayer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Business Acquisition -- Bank of Thayer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfBusinessAcquisitionBankOfThayer' xlink:to='lab_fil_ScheduleOfBusinessAcquisitionBankOfThayer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfDepositLiabilities' xlink:label='fil_ScheduleOfDepositLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfDepositLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deposit Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfDepositLiabilities' xlink:to='lab_fil_ScheduleOfDepositLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TableTextBlockSupplementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tables/Schedules</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='lab_us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionPolicy' xlink:label='fil_BusinessAcquisitionPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionPolicy' xlink:to='lab_fil_BusinessAcquisitionPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:label='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basis of Presentation and Significant Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 7: Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities and stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPayableCurrent' xlink:label='us-gaap_InterestPayableCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayableCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayableCurrent' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestPayableCurrent' xlink:to='lab_us-gaap_InterestPayableCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueFinancialInstrumentsCarryingAmount' xlink:label='fil_FairValueFinancialInstrumentsCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueFinancialInstrumentsCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Financial Instruments Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueFinancialInstrumentsCarryingAmount' xlink:to='lab_fil_FairValueFinancialInstrumentsCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AccruedInterestReceivableMember' xlink:label='fil_AccruedInterestReceivableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestReceivableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestReceivableMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccruedInterestReceivableMember' xlink:to='lab_fil_AccruedInterestReceivableMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_PrepaymentRateMember' xlink:label='fil_PrepaymentRateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PrepaymentRateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepayment Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PrepaymentRateMember' xlink:to='lab_fil_PrepaymentRateMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ActualTaxProvision' xlink:label='fil_ActualTaxProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ActualTaxProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ActualTaxProvision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ActualTaxProvision' xlink:to='lab_fil_ActualTaxProvision'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:label='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Operating Loss Carryforwards</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:to='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:label='fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Asset Other Than Temporary Impairment on Available for Sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:to='lab_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities' xlink:label='us-gaap_NoninterestBearingDepositLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestBearingDepositLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noninterest-bearing Deposit Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestBearingDepositLiabilities' xlink:to='lab_us-gaap_NoninterestBearingDepositLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansWithoutASpecificValuationAllowanceMember' xlink:label='fil_LoansWithoutASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansWithoutASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans without a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansWithoutASpecificValuationAllowanceMember' xlink:to='lab_fil_LoansWithoutASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed' xlink:label='us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanLossesExpensed' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for Loan Losses Expensed</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanLossesExpensed' xlink:to='lab_us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AccumulatedCreditLossesMember' xlink:label='fil_AccumulatedCreditLossesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccumulatedCreditLossesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated Credit Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccumulatedCreditLossesMember' xlink:to='lab_fil_AccumulatedCreditLossesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Marketable Securities and Investments Held at Cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeterminationOfOtherThanTemporaryImpairment' xlink:label='fil_DeterminationOfOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeterminationOfOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Determination of other than temporary impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeterminationOfOtherThanTemporaryImpairment' xlink:to='lab_fil_DeterminationOfOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CorporateObligatedFloatingRateTrustPreferredSecurities1' xlink:label='fil_CorporateObligatedFloatingRateTrustPreferredSecurities1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 10: Corporate Obligated Floating Rate Trust Preferred Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CorporateObligatedFloatingRateTrustPreferredSecurities1' xlink:to='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Notes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='lab_us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of available-for-sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherDeposits' xlink:label='us-gaap_IncreaseDecreaseInOtherDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net change in interest-bearing deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrealized gains on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsUnappropriated' xlink:label='us-gaap_RetainedEarningsUnappropriated'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsUnappropriated' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsUnappropriated' xlink:to='lab_us-gaap_RetainedEarningsUnappropriated'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValue' xlink:to='lab_us-gaap_CommonStockValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LiabilityArisingFromAContingencyMember' xlink:label='fil_LiabilityArisingFromAContingencyMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilityArisingFromAContingencyMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liability arising from a contingency</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilityArisingFromAContingencyMember' xlink:to='lab_fil_LiabilityArisingFromAContingencyMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LetterOfCreditMember' xlink:label='us-gaap_LetterOfCreditMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LetterOfCreditMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Letter of Credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LetterOfCreditMember' xlink:to='lab_us-gaap_LetterOfCreditMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ImpairedLoansCollateralDependentMember' xlink:label='fil_ImpairedLoansCollateralDependentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansCollateralDependentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired loans (collateral dependent)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansCollateralDependentMember' xlink:to='lab_fil_ImpairedLoansCollateralDependentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:label='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net income available to common shareholders</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:to='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits' xlink:label='us-gaap_DepositsMoneyMarketDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsMoneyMarketDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Money Market Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsMoneyMarketDeposits' xlink:to='lab_us-gaap_DepositsMoneyMarketDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference' xlink:label='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Reclassifications to Nonaccretable Difference</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference' xlink:to='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Related Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AllowanceForLoanLossesBalanceBeginningOfPeriod' xlink:label='fil_AllowanceForLoanLossesBalanceBeginningOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for loan losses, balance beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio beginning of period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesBalanceBeginningOfPeriod' xlink:to='lab_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality' xlink:label='fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Carrying value of loans acquired with deteriorated credit quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality' xlink:to='lab_fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:label='fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:to='lab_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:label='fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Interest Income Recognized on Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:to='lab_fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock' xlink:label='us-gaap_BusinessCombinationDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 13: Business Combinations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationDisclosureTextBlock' xlink:to='lab_us-gaap_BusinessCombinationDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_NetIncreaseInCertificatesOfDeposits' xlink:label='fil_NetIncreaseInCertificatesOfDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetIncreaseInCertificatesOfDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in certificates of deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetIncreaseInCertificatesOfDeposits' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The net increase in new certificates of deposits.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetIncreaseInCertificatesOfDeposits' xlink:to='lab_fil_NetIncreaseInCertificatesOfDeposits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1' xlink:label='fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in acquisitions</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of cash paid to acquire the entity.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1' xlink:to='lab_fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Items not requiring (providing) cash:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquity' xlink:to='lab_us-gaap_StockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LiabilitiesMember' xlink:label='fil_LiabilitiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilitiesMember' xlink:to='lab_fil_LiabilitiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_UnobservableInputsAxis' xlink:label='fil_UnobservableInputsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnobservableInputsAxis' xlink:to='lab_fil_UnobservableInputsAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesFairValue' xlink:label='fil_AvailableForSaleSecuritiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for Sale Securities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesFairValue' xlink:to='lab_fil_AvailableForSaleSecuritiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromOtherNet'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>IncreaseDecreaseInTaxesResultingFromOtherNet</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromOtherNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther' xlink:label='us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesOther' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_StockOptionsUnderTreasuryStockMethod' xlink:label='fil_StockOptionsUnderTreasuryStockMethod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockOptionsUnderTreasuryStockMethod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>StockOptionsUnderTreasuryStockMethod</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockOptionsUnderTreasuryStockMethod' xlink:to='lab_fil_StockOptionsUnderTreasuryStockMethod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion' xlink:label='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Accretion</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion' xlink:to='lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain' xlink:label='us-gaap_ValuationAllowancesAndReservesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ValuationAllowancesAndReservesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Valuation Allowances and Reserves</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ValuationAllowancesAndReservesDomain' xlink:to='lab_us-gaap_ValuationAllowancesAndReservesDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentDomain' xlink:label='us-gaap_InternalCreditAssessmentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InternalCreditAssessmentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Internal Credit Assessment {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InternalCreditAssessmentDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Internal Credit Assessment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InternalCreditAssessmentDomain' xlink:to='lab_us-gaap_InternalCreditAssessmentDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableIndividuallyEvaluatedForImpairment1' xlink:label='fil_FinancingReceivableIndividuallyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Individually Evaluated For Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableIndividuallyEvaluatedForImpairment1' xlink:to='lab_fil_FinancingReceivableIndividuallyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansInProcessMember' xlink:label='fil_LoansInProcessMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansInProcessMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans in process</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansInProcessMember' xlink:to='lab_fil_LoansInProcessMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses' xlink:label='fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses' xlink:to='lab_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember' xlink:label='us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US Government-sponsored Enterprises Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember' xlink:to='lab_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionPolicyPeoplesServiceCompany' xlink:label='fil_BusinessAcquisitionPolicyPeoplesServiceCompany'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPolicyPeoplesServiceCompany' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition Policy -- Peoples Service Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionPolicyPeoplesServiceCompany' xlink:to='lab_fil_BusinessAcquisitionPolicyPeoplesServiceCompany'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_OutsideDirectorRetirementPolicy' xlink:label='fil_OutsideDirectorRetirementPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OutsideDirectorRetirementPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Outside Director Retirement Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OutsideDirectorRetirementPolicy' xlink:to='lab_fil_OutsideDirectorRetirementPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CashPaidDuringThePeriodForAbstract' xlink:label='fil_CashPaidDuringThePeriodForAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashPaidDuringThePeriodForAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash paid during the period for:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashPaidDuringThePeriodForAbstract' xlink:to='lab_fil_CashPaidDuringThePeriodForAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DividendsPreferredStockPaidinkind' xlink:label='us-gaap_DividendsPreferredStockPaidinkind'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsPreferredStockPaidinkind' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends paid on preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsPreferredStockPaidinkind' xlink:to='lab_us-gaap_DividendsPreferredStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:label='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:to='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:label='us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Originations of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:to='lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesAuthorized' xlink:to='lab_us-gaap_CommonStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare' xlink:label='us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock par value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets' xlink:label='us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PrepaidExpenseAndOtherAssets' xlink:to='lab_us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IdentifiableIntangibleAssetsMember' xlink:label='fil_IdentifiableIntangibleAssetsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IdentifiableIntangibleAssetsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Identifiable intangible assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IdentifiableIntangibleAssetsMember' xlink:to='lab_fil_IdentifiableIntangibleAssetsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BankOfThayerMember' xlink:label='fil_BankOfThayerMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankOfThayerMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank of Thayer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankOfThayerMember' xlink:to='lab_fil_BankOfThayerMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember' xlink:label='us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities Sold under Agreements to Repurchase {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Securities Sold under Agreements to Repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember' xlink:to='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:label='fil_DeferredTaxLiabilitiesFHLBStockDividends'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities FHLB Stock Dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:to='lab_fil_DeferredTaxLiabilitiesFHLBStockDividends'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:label='fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total loans with and without a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:to='lab_fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis' xlink:label='us-gaap_ValuationAllowancesAndReservesTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ValuationAllowancesAndReservesTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Valuation Allowances and Reserves Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ValuationAllowancesAndReservesTypeAxis' xlink:to='lab_us-gaap_ValuationAllowancesAndReservesTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivable1' xlink:label='fil_FinancingReceivable1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivable1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivable1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amount of the recorded investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor&apos;s statement of financial position. Examples include, but are not limited to, accounts receivable (with terms exceeding one year), notes receivable and receivables relating to lessor&apos;s rights to payments from leases other than operating leases that have been recorded as assets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivable1' xlink:to='lab_fil_FinancingReceivable1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis' xlink:label='us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivable Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis' xlink:to='lab_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherDebtSecuritiesMember' xlink:label='us-gaap_OtherDebtSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherDebtSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other Debt Obligations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherDebtSecuritiesMember' xlink:to='lab_us-gaap_OtherDebtSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='fil_LoansReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>LoansReceivableAcquiredWithDeterioratedCreditQuality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:to='lab_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:label='fil_ScheduleOfLoanPortfolioAgingAnalysis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loan Portfolio Aging Analysis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:to='lab_fil_ScheduleOfLoanPortfolioAgingAnalysis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_UseOfEstimatesPolicy' xlink:label='fil_UseOfEstimatesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UseOfEstimatesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Use of Estimates Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UseOfEstimatesPolicy' xlink:to='lab_fil_UseOfEstimatesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock' xlink:label='us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Description and Basis of Presentation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock' xlink:to='lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:label='us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 9: 401(k) Retirement Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:to='lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DividendsCommonStockPaidinkind' xlink:label='us-gaap_DividendsCommonStockPaidinkind'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsCommonStockPaidinkind' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends paid on common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsCommonStockPaidinkind' xlink:to='lab_us-gaap_DividendsCommonStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankAdvances' xlink:label='us-gaap_ProceedsFromFederalHomeLoanBankAdvances'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromFederalHomeLoanBankAdvances' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net proceeds from Federal Home Loan Bank advances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromFederalHomeLoanBankAdvances' xlink:to='lab_us-gaap_ProceedsFromFederalHomeLoanBankAdvances'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LossGainOnSaleOfForeclosedAssets' xlink:label='fil_LossGainOnSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossGainOnSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loss (Gain) on sale of foreclosed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossGainOnSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loss (Gain) on sale of foreclosed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LossGainOnSaleOfForeclosedAssets' xlink:to='lab_fil_LossGainOnSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_LossOnDisposalOfFixedAssets' xlink:label='fil_LossOnDisposalOfFixedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossOnDisposalOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loss on disposal of fixed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossOnDisposalOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Loss recorded on the disposal of fixed assets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LossOnDisposalOfFixedAssets' xlink:to='lab_fil_LossOnDisposalOfFixedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubordinatedDebt' xlink:label='us-gaap_SubordinatedDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Subordinated debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubordinatedDebt' xlink:to='lab_us-gaap_SubordinatedDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis' xlink:label='us-gaap_FairValueByLiabilityClassAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByLiabilityClassAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liability Class</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByLiabilityClassAxis' xlink:to='lab_us-gaap_FairValueByLiabilityClassAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AnticipatedRecoveriesMember' xlink:label='fil_AnticipatedRecoveriesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AnticipatedRecoveriesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Anticipated recoveries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AnticipatedRecoveriesMember' xlink:to='lab_fil_AnticipatedRecoveriesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_GainsLossesOnAssetsMeasuredOnANonRecurringBasisMember' xlink:label='fil_GainsLossesOnAssetsMeasuredOnANonRecurringBasisMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainsLossesOnAssetsMeasuredOnANonRecurringBasisMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gains (losses) on assets measured on a non-recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainsLossesOnAssetsMeasuredOnANonRecurringBasisMember' xlink:to='lab_fil_GainsLossesOnAssetsMeasuredOnANonRecurringBasisMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain' xlink:label='us-gaap_FairValueMeasurementFrequencyDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementFrequencyDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurement Frequency</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementFrequencyDomain' xlink:to='lab_us-gaap_FairValueMeasurementFrequencyDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring' xlink:label='us-gaap_AssetsFairValueDisclosureRecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureRecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Recurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureRecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureRecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DepositLiabilities' xlink:label='fil_DepositLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositLiabilities' xlink:to='lab_fil_DepositLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ImpairedFinancingReceivableInterestIncomeRecognized' xlink:label='fil_ImpairedFinancingReceivableInterestIncomeRecognized'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedFinancingReceivableInterestIncomeRecognized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable Interest Income Recognized</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedFinancingReceivableInterestIncomeRecognized' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Reflects the amount of interest income on impaired and nonperforming loans that was recognized as income during the reporting period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedFinancingReceivableInterestIncomeRecognized' xlink:to='lab_fil_ImpairedFinancingReceivableInterestIncomeRecognized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Average Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2' xlink:label='fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2' xlink:to='lab_fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_EndOfPeriodMember' xlink:label='fil_EndOfPeriodMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EndOfPeriodMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>End of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EndOfPeriodMember' xlink:to='lab_fil_EndOfPeriodMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember' xlink:label='us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember' xlink:to='lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentTypeAxis' xlink:label='us-gaap_InvestmentTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentTypeAxis' xlink:to='lab_us-gaap_InvestmentTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfBusinessAcquisitionCitizensStateBank' xlink:label='fil_ScheduleOfBusinessAcquisitionCitizensStateBank'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfBusinessAcquisitionCitizensStateBank' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Business Acquisition -- Citizens State Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfBusinessAcquisitionCitizensStateBank' xlink:to='lab_fil_ScheduleOfBusinessAcquisitionCitizensStateBank'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock' xlink:label='us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerSharePolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerSharePolicyTextBlock' xlink:to='lab_us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ForeclosedRealEstatePolicy' xlink:label='fil_ForeclosedRealEstatePolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedRealEstatePolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed Real Estate Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedRealEstatePolicy' xlink:to='lab_fil_ForeclosedRealEstatePolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketableSecuritiesTextBlock' xlink:label='us-gaap_MarketableSecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketableSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Note 3: Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketableSecuritiesTextBlock' xlink:to='lab_us-gaap_MarketableSecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ConversionOfLoansToForeclosedRealEstate' xlink:label='fil_ConversionOfLoansToForeclosedRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToForeclosedRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of loans to foreclosed real estate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToForeclosedRealEstate' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Conversion of loans to foreclosed real estate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToForeclosedRealEstate' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of loans converted to foreclosed real estate.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfLoansToForeclosedRealEstate' xlink:to='lab_fil_ConversionOfLoansToForeclosedRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:label='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:to='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockOptionPlanExpense' xlink:label='us-gaap_StockOptionPlanExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockOptionPlanExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock option and stock grant expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockOptionPlanExpense' xlink:to='lab_us-gaap_StockOptionPlanExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Depreciation' xlink:label='us-gaap_Depreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Depreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Depreciation' xlink:to='lab_us-gaap_Depreciation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total other comprehensive income (loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding' xlink:label='us-gaap_WarrantsAndRightsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WarrantsAndRightsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Warrants to acquire common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WarrantsAndRightsOutstanding' xlink:to='lab_us-gaap_WarrantsAndRightsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherIntangibleAssetsNet' xlink:label='us-gaap_OtherIntangibleAssetsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherIntangibleAssetsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Intangible assets, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherIntangibleAssetsNet' xlink:to='lab_us-gaap_OtherIntangibleAssetsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableNet' xlink:label='us-gaap_LoansReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable, net</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loans receivable, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableNet' xlink:to='lab_us-gaap_LoansReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:label='us-gaap_InterestBearingDomesticDepositTimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:to='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_AccruedInterestPayableMember' xlink:label='fil_AccruedInterestPayableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestPayableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestPayableMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccruedInterestPayableMember' xlink:to='lab_fil_AccruedInterestPayableMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableMember' xlink:label='us-gaap_LoansReceivableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableMember' xlink:to='lab_us-gaap_LoansReceivableMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringAxis' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringAxis' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:label='fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Asset Unrealized Loss on Other Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:to='lab_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basic earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SpecialMentionMember' xlink:label='us-gaap_SpecialMentionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SpecialMentionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Special Mention</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SpecialMentionMember' xlink:to='lab_us-gaap_SpecialMentionMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_WatchMember' xlink:label='fil_WatchMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WatchMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Watch</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WatchMember' xlink:to='lab_fil_WatchMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1' xlink:label='fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Acquired With Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1' xlink:to='lab_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConstructionLoanPayableMember' xlink:label='us-gaap_ConstructionLoanPayableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ConstructionLoanPayableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Construction Loan Payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ConstructionLoanPayableMember' xlink:to='lab_us-gaap_ConstructionLoanPayableMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReceivableTypeDomain' xlink:label='us-gaap_ReceivableTypeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ReceivableTypeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ReceivableTypeDomain' xlink:to='lab_us-gaap_ReceivableTypeDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeAxis' xlink:label='us-gaap_RangeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RangeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RangeAxis' xlink:to='lab_us-gaap_RangeAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation' xlink:label='fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Available for Sale Securities Reconciliation on Level 3 Unobservable Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation' xlink:to='lab_fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_BusinessAcquisitionPolicyBankOfThayer' xlink:label='fil_BusinessAcquisitionPolicyBankOfThayer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessAcquisitionPolicyBankOfThayer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition Policy -- Bank of Thayer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessAcquisitionPolicyBankOfThayer' xlink:to='lab_fil_BusinessAcquisitionPolicyBankOfThayer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20140331.xsd#fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:label='fil_CreditLossesRecognizedOnInvestmentsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Losses Recognized on Investments Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:to='lab_fil_CreditLossesRecognizedOnInvestmentsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock' xlink:label='us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Tax Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxPolicyTextBlock' xlink:to='lab_us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy' xlink:label='us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy'/>
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>smbc-20140331_pre.xml
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: The Following Paragraphs Summarize The Impact of New Accounting Pronouncements (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">The Following Paragraphs Summarize The Impact of New Accounting Pronouncements:</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>The following paragraphs summarize the impact of new accounting pronouncements:</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In January 2014, the </font><font style='layout-grid-mode:both'>Financial Accounting Standards Board (</font><font style='layout-grid-mode:both'>FASB) issued Accounting Standards Update (ASU) 2014-04, &quot;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,&#148; to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In January 2014, the FASB issued ASU 2014-01, &quot;Accounting for Investments in Qualified Affordable Housing Projects,&#148; to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The Company is reviewing the ASU, but does not expect adoption will result in a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In July 2013, the FASB issued ASU 2013-11, &quot;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,&#148; to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an &#160;NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU is not expected to have a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In July 2013, the FASB issued ASU 2013-10, &quot;Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes,&#148; to allow the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to the current benchmark rates of direct Treasury obligations of the U.S. government and LIBOR (London Interbank Offered Rate). The amendments were effective on a prospective basis for new or newly-designated hedging relationships on July 17, 2013. Adoption did not have a significant effect on the Company's consolidated financial statements.</font></p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfImpairedLoans', window );">Schedule of Impaired Loans</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="566" style='width:424.4pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="324" colspan="6" valign="bottom" style='width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="241" colspan="2" valign="bottom" style='width:180.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="109" colspan="2" valign="bottom" style='width:81.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,076,357</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,585,531</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,596,352</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>330,853</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>900,730</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,076,357</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,585,531</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,596,352</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$330,853</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$900,730</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr align="left"> <td width="240" style='border:none'></td> <td width="1" style='border:none'></td> <td width="107" style='border:none'></td> <td width="2" style='border:none'></td> <td width="108" style='border:none'></td> <td width="2" style='border:none'></td> <td width="104" style='border:none'></td> <td width="2" style='border:none'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="584" style='width:438.15pt;border-collapse:collapse'> <tr style='height:.2in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.2in'></td> <td width="324" colspan="3" valign="bottom" style='width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.2in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,115,324</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,167,982</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>387,167</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>391,759</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,328</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,328</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>755,883</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,325,760</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>557,489</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,259,652</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,312,310</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,143,050</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,717,519</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Note 3: Securities: Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="text"><!--egx--><p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The following tables show our investments&#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2014 and June 30, 2013:</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="70%" colspan="6" valign="bottom" style='width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="23%" colspan="2" valign="top" style='width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>More than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="11%" valign="top" style='width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="12%" valign="top" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,074,200</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$572,439</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,695,977</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$294,541</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,770,177</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$866,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,984,814</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>93,380</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,666,534</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>135,341</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>10,651,347</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>228,721</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>482,827</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,424</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>541,810</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>903,637</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,024,637</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>906,061</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,670,741</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,903</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,708,650</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,866</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,379,391</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>285,768</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage backed securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$49,212,582</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$828,146</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$9,612,970</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,459,385</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,825,552</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,287,530</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="70%" colspan="6" valign="bottom" style='width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="23%" colspan="2" valign="top" style='width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>More than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="11%" valign="top" style='width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="12%" valign="top" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$20,397,826</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$566,778</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$20,397,826</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$566,778</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,588,542</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>173,966</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,525,673</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>70,471</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,114,215</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>244,437</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>445,777</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,116,652</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>445,777</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,116,652</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,052,069</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>206,713</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,052,069</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>206,713</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. Government agencies&#160; </font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,181</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,181</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$32,038,437</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$947,457</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,374,961</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,189,304</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$37,413,398</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,136,761</font></p> </td> </tr> </table> <p align="left" 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                <p>Tabular disclosure of fair value of investments in debt and equity securities in an unrealized loss position categorized neither as held-to-maturity nor trading securities.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements', window );">Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Unobservable (Level 3) Inputs. </font></b><font style='layout-grid-mode:both'>The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="17%" valign="bottom" style='width:17.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="11%" valign="bottom" style='width:11.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities (pooled trust preferred security)</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$124,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16.0%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39.9%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.1%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>215,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>33.3%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 76.4%</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>20.0%</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>June 30, 2013</font></b></p> </td> <td width="15%" valign="bottom" style='width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><u><font style='layout-grid-mode:both'>Recurring Measurements</font></u></p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$73,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18.6%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>42.0%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.7%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><u><font style='layout-grid-mode:both'>Nonrecurring Measurements</font></u></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>378,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18.9 - 43.8%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22.9%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 66.7%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14.6%</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Interest Income Recognized on Impaired Loans (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,745</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$36</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,283</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>21</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>582</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,609</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$57</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$43</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,809</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>51</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,283</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,772</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$116</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,730</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$163</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,328</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>110</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>789</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,847</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$274</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,611</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$312</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,233</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>149</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,308</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>71</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,152</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$532</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EALBG">
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          <div style="width: 200px;"><strong>Note 3: Securities: Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government-sponsored Enterprises Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">$ 18,074,200<span></span></td>
        <td class="nump">$ 20,397,826<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</a></td>
        <td class="nump">572,439<span></span></td>
        <td class="nump">566,778<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="nump">4,695,977<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="nump">294,541<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">22,770,177<span></span></td>
        <td class="nump">20,397,826<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="nump">866,980<span></span></td>
        <td class="nump">566,778<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US States and Political Subdivisions Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">7,984,814<span></span></td>
        <td class="nump">8,588,542<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</a></td>
        <td class="nump">93,380<span></span></td>
        <td class="nump">173,966<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="nump">2,666,534<span></span></td>
        <td class="nump">2,525,673<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="nump">135,341<span></span></td>
        <td class="nump">70,471<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">10,651,347<span></span></td>
        <td class="nump">11,114,215<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="nump">228,721<span></span></td>
        <td class="nump">244,437<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Debt Obligations</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">482,827<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</a></td>
        <td class="nump">2,424<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="nump">541,810<span></span></td>
        <td class="nump">445,777<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="nump">903,637<span></span></td>
        <td class="nump">1,116,652<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">1,024,637<span></span></td>
        <td class="nump">445,777<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="nump">906,061<span></span></td>
        <td class="nump">1,116,652<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">22,670,741<span></span></td>
        <td class="nump">3,052,069<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</a></td>
        <td class="nump">159,903<span></span></td>
        <td class="nump">206,713<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="nump">1,708,650<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="nump">125,866<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">24,379,391<span></span></td>
        <td class="nump">3,052,069<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="nump">285,768<span></span></td>
        <td class="nump">206,713<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Investments And Mortgage Backed Securities</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">49,212,582<span></span></td>
        <td class="nump">32,038,437<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregated Losses</a></td>
        <td class="nump">828,146<span></span></td>
        <td class="nump">947,457<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="nump">9,612,970<span></span></td>
        <td class="nump">5,374,961<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="nump">1,459,385<span></span></td>
        <td class="nump">1,189,304<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">58,825,552<span></span></td>
        <td class="nump">37,413,398<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="nump">2,287,530<span></span></td>
        <td class="nump">2,136,761<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage Backed Other US Government Agencies</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,403,511<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregatedLosses', window );">Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregated Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,181<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,403,511<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiescontinuousunrealizedlosspositionaggregatelosses3', window );">Available for sale Securities Continuous Unrealized Loss Position Aggregate Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 2,181<span></span></td>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2HAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Fair Value Measurements, Nonrecurring (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
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          <div class="a">Impaired loans (collateral dependent)</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 215,000<span></span></td>
        <td class="nump">$ 378,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed and repossessed assets held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">3,008,000<span></span></td>
        <td class="nump">3,075,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Impaired loans (collateral dependent)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">215,000<span></span></td>
        <td class="nump">378,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Foreclosed and repossessed assets held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">$ 3,008,000<span></span></td>
        <td class="nump">$ 3,075,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsFairValueDisclosureNonrecurring</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 3: Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Schedule of Available-for-sale Securities Reconciliation</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="666" style='width:499.5pt;margin-left:.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="372" colspan="4" valign="bottom" style='width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$24,599,211</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,276</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(866,980)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$23,739,507</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,034,963</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,310,668</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(228,721)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>46,116,910</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,312,901</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>266,696</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(906,061)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,673,535</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,664,091</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>250,739</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(285,768)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,629,062</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,611,165</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,835,380</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(2,287,530)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,159,015</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="666" style='width:499.5pt;margin-left:.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="372" colspan="4" valign="bottom" style='width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,972,073</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,590</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(566,778)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>38,135,005</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,432,739</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(244,437)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,638,303</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>37,328</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,116,652)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,558,979</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed GSE residential</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,174,119</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>343,138</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(206,713)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,405,692</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,181)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$80,325,192</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,815,795</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(2,136,761)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$80,004,226</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Equity Incentive Plan Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EquityIncentivePlanPolicy', window );">Equity Incentive Plan Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Equity Incentive Plan.</b><i> </i>The Company accounts for its Equity Incentive Plan (EIP) in accordance with ASC 718, &#147;Share-Based Payment.&#148; Compensation expense is based on the market price of the Company&#146;s stock on the date the shares are granted and is recorded over the vesting period.</p><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXH">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 3: Securities: Determination of other than temporary impairment (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NumberOfPooledTrustPreferredSecurities', window );">Number of Pooled Trust Preferred Securities</a></td>
        <td class="nump">4<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValuuOfPooledTrustPreferredSecuritiesHeld', window );">Fair Value of Pooled Trust Preferred Securities Held</a></td>
        <td class="nump">$ 884,000<span></span></td>
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          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Citizens State Bank: Schedule of Business Acquisition -- Citizens State Bank (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="481" style='width:360.6pt;margin-left:58.85pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Fair Value of Consideration Transferred</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Contingent consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="top" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Recognized amounts of identifiable assets acquired</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; and liabilities assumed</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash and Cash equivalents</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,167,979</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment Securities</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>50,539,865</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,984,135</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Premises and equipment</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>612,540</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Identifiable intangible assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>624,440</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,075,288</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deposits</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font 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5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(641,825)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total identifiable net assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,708,211</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font 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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Interest Income Recognized Change in Present Value Attributable to Passage of Time (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <th class="th">
          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 2,000<span></span></td>
        <td class="nump">$ 33,000<span></span></td>
        <td class="nump">$ 106,000<span></span></td>
        <td class="nump">$ 278,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of interest income on impaired and nonperforming loans that is due to the change in present value attributable to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5278-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring, Current Period (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>During the three- and nine-month periods ended March 31, 2014 and 2013, certain loans were classified as TDRs. They are shown, segregated by class, in the table below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="578" style='width:433.35pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="419" colspan="4" valign="bottom" style='width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>298,443</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>179,165</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$477,607</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="578" style='width:433.35pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="419" colspan="4" valign="bottom" style='width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$36,634</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>328,209</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,132,145</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>179,165</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,918</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>8</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$544,007</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,398,414</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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                <p>Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6402221&amp;loc=d3e15743-112638<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXCBG">
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          <div style="width: 200px;"><strong>Note 13: Business Combinations: Schedule of Business Acquisition -- Bank of Thayer (Details) (Bank of Thayer, USD $)<br></strong></div>
        </th>
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          <div>Oct. 04, 2013</div>
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          <div class="a">Securities Sold under Agreements to Repurchase</div>
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        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Federal Home Loan Bank Advances</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="num">(1,099,675)<span></span></td>
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          <div class="a">Subordinated Debt</div>
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        <td class="num">(1,095,928)<span></span></td>
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          <div class="a">Miscellaneous other liabilities</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="num">(2,490,890)<span></span></td>
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          <div class="a">Liability arising from a contingency</div>
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        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="num">(2,022,076)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cash</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationContingentConsiderationAsset', window );">Business Combination, Contingent Consideration, Asset</a></td>
        <td class="nump">6,279,694<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total consideration</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationContingentConsiderationAsset', window );">Business Combination, Contingent Consideration, Asset</a></td>
        <td class="nump">6,279,694<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cash and Cash Equivalents</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">2,234,980<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Securities Investment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">34,271,743<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">39,368,508<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Property, Plant and Equipment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">1,155,297<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Identifiable intangible assets</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">1,432,645<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Miscellaneous other assets</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">1,285,870<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total identifiable net assets</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">4,805,874<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Goodwill</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">$ 1,473,820<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationContingentConsiderationAsset">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of asset recognized arising from contingent consideration in a business combination.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 1<br><br> -Subparagraph b<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911338&amp;loc=d3e6819-128478<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 25<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6411-128476<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of assets acquired at the acquisition date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4845-128472<br><br><br><br></p>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZXAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 3: Securities: Schedule of Available-for-sale Securities Reconciliation (Details) (Investment and mortgage backed securities, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government-sponsored Enterprises Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">$ 24,599,211<span></span></td>
        <td class="nump">$ 22,972,073<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedgain1', window );">Available for sale Securities Gross Unrealized Gain</a></td>
        <td class="nump">7,276<span></span></td>
        <td class="nump">2,590<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="num">(866,980)<span></span></td>
        <td class="num">(566,778)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="nump">23,739,507<span></span></td>
        <td class="nump">22,407,885<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US States and Political Subdivisions Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">45,034,963<span></span></td>
        <td class="nump">38,135,005<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedgain1', window );">Available for sale Securities Gross Unrealized Gain</a></td>
        <td class="nump">1,310,668<span></span></td>
        <td class="nump">1,432,739<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="num">(228,721)<span></span></td>
        <td class="num">(244,437)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="nump">46,116,910<span></span></td>
        <td class="nump">39,323,307<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">3,312,901<span></span></td>
        <td class="nump">2,638,303<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedgain1', window );">Available for sale Securities Gross Unrealized Gain</a></td>
        <td class="nump">266,696<span></span></td>
        <td class="nump">37,328<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="num">(906,061)<span></span></td>
        <td class="num">(1,116,652)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="nump">2,673,535<span></span></td>
        <td class="nump">1,558,979<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">61,664,091<span></span></td>
        <td class="nump">14,174,119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedgain1', window );">Available for sale Securities Gross Unrealized Gain</a></td>
        <td class="nump">250,739<span></span></td>
        <td class="nump">343,138<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="num">(285,768)<span></span></td>
        <td class="num">(206,713)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="nump">61,629,062<span></span></td>
        <td class="nump">14,310,544<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Investments And Mortgage Backed Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">134,611,165<span></span></td>
        <td class="nump">80,325,192<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedgain1', window );">Available for sale Securities Gross Unrealized Gain</a></td>
        <td class="nump">1,835,380<span></span></td>
        <td class="nump">1,815,795<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="num">(2,287,530)<span></span></td>
        <td class="num">(2,136,761)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="nump">134,159,015<span></span></td>
        <td class="nump">80,004,226<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage Backed Other US Government Agencies</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,405,692<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Availableforsalesecuritiesgrossunrealizedlosses2', window );">Available For Sale Securities Gross Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,181)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">Available-for-sale Securities Estimated Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 2,403,511<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
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                    <td>us-gaap_</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E13AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">$ 1,741,288<span></span></td>
        <td class="nump">$ 1,701,720<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,076,357<span></span></td>
        <td class="nump">2,096,135<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">3,585,531<span></span></td>
        <td class="nump">3,115,324<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">3,596,352<span></span></td>
        <td class="nump">3,167,982<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">330,853<span></span></td>
        <td class="nump">387,167<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">900,730<span></span></td>
        <td class="nump">391,759<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans with a specific valuation allowance | Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">144,328<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">144,328<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">85,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans with a specific valuation allowance | Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">755,883<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,325,760<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">557,489<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">1,741,288<span></span></td>
        <td class="nump">1,701,720<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,076,357<span></span></td>
        <td class="nump">2,096,135<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">3,585,531<span></span></td>
        <td class="nump">3,259,652<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">3,596,352<span></span></td>
        <td class="nump">3,312,310<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">85,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">330,853<span></span></td>
        <td class="nump">1,143,050<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">900,730<span></span></td>
        <td class="nump">1,717,519<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 557,489<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAOAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">$ 294,832,551<span></span></td>
        <td class="nump">$ 233,888,442<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">34,171,359<span></span></td>
        <td class="nump">30,724,858<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">304,015,279<span></span></td>
        <td class="nump">242,303,922<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">34,617,516<span></span></td>
        <td class="nump">28,414,878<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">121,257,268<span></span></td>
        <td class="nump">130,868,484<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans gross, total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">788,893,973<span></span></td>
        <td class="nump">666,200,584<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans in process</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="num">(13,028,049)<span></span></td>
        <td class="num">(10,792,041)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Deferred loan fees, net</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">124,527<span></span></td>
        <td class="nump">143,336<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Allowance for Loan and Lease Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="num">(8,687,456)<span></span></td>
        <td class="num">(8,385,980)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans net, total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivable1', window );">Financing Receivable</a></td>
        <td class="nump">$ 767,302,995<span></span></td>
        <td class="nump">$ 647,165,899<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivable1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the recorded investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, accounts receivable (with terms exceeding one year), notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivable1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Purchased Credit Impaired Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 3,300,000<span></span></td>
        <td class="nump">$ 3,300,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans with a specific valuation allowance</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">756,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 3,300,000<span></span></td>
        <td class="nump">$ 4,100,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PurchasedCreditImpairedLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_PurchasedCreditImpairedLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIPAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 3: Securities: Investments Classified by Contractual Maturity Date (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</a></td>
        <td class="nump">$ 826,682<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</a></td>
        <td class="nump">827,824<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</a></td>
        <td class="nump">14,967,959<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</a></td>
        <td class="nump">14,873,962<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</a></td>
        <td class="nump">25,600,313<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</a></td>
        <td class="nump">25,307,627<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</a></td>
        <td class="nump">31,552,120<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</a></td>
        <td class="nump">31,520,540<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</a></td>
        <td class="nump">72,947,074<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue', window );">Available-for-sale Securities,Debt Maturities Estimated Fair Value</a></td>
        <td class="nump">72,529,953<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost', window );">Mortgage Backed Securities Available for Sale Amortized Cost</a></td>
        <td class="nump">61,664,091<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed Securities Available-for-sale, Fair Value Disclosure</a></td>
        <td class="nump">61,629,062<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity', window );">Investment and Mortgage-Backed Securities Amortized Cost by Contractual Maturity</a></td>
        <td class="nump">134,611,165<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity', window );">Investment and Mortgage-Backed Securities Estimated Fair Value by Contractual Maturity</a></td>
        <td class="nump">$ 134,159,015<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AvailableForSaleSecuritiesDebtMaturitiesEstimatedFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Fair Value of Financial Instruments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfFairValueOfFinancialInstruments', window );">Schedule of Fair Value of Financial Instruments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Fair Value of Financial Instruments. &#160;</b>The following table presents estimated fair values of the Company&#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="617" style='width:462.55pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="377" colspan="4" valign="bottom" style='width:282.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="95" valign="bottom" style='width:70.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,023</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,023</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,655</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,655</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,684</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,684</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,253</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,253</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>767,303</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>771,034</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,789</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,789</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>794,486</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>463,465</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>331,252</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,897</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,897</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>51,680</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,100</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,342</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>562</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>562</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,720</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,122</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments &#160;&#160; (net of contract amount)</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Lines of credit</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="641" style='width:480.5pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="401" colspan="4" style='width:301.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="116" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="116" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="90" style='width:67.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="94" style='width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="116" style='width:87.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="102" style='width:76.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,789</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,789</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>980</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>980</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,007</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,007</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,004</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,004</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>647,166</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>652,904</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,970</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,970</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>632,379</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>359,796</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>273,260</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,788</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,788</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,500</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,040</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>529</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>529</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,217</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,209</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments &#160;&#160; (net of contract amount)</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p 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align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Available for Sale Securities Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy', window );">Available for Sale Securities Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Available for Sale Securities.</b><i> </i>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive loss, a component of stockholders&#146; equity. All securities have been classified as available for sale.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company does not invest in collateralized mortgage obligations that are considered high risk.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. As a result, the Company&#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive loss. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</p><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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      <tr class="ro">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Classes of loans are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="570" style='width:427.5pt;margin-left:45.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="114" valign="top" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="126" valign="top" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="114" valign="top" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="126" valign="top" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Residential</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Construction</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,171,359</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,724,858</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Commercial</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>304,015,279</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,303,922</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,617,516</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,414,878</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>121,257,268</p> </td> <td width="126" valign="bottom" style='width:94.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,868,484</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; </font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>788,893,973</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>666,200,584</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans in process</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(13,028,049)</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(10,792,041)</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred loan fees, net</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>124,527</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>143,336</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(8,687,456)</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(8,385,980)</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Total loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$767,302,995</p> </td> <td width="126" valign="bottom" style='width:94.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$647,165,899</font></p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 9: 401(k) Retirement Plan: Pension and Other Postretirement Plans, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="text"><!--egx--><p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The Company&#146;s 401(k) Retirement Plan (the Plan) covers substantially all employees who are at least 21 years of age and who have completed one year of service. The Plan provides a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2013; for fiscal 2014, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions. During the three- and nine-month periods ended March 31, 2014, retirement plan expenses recognized were approximately $128,000 and $389,000, respectively, as compared to $113,000 and $339,000, respectively, for the same periods of the prior fiscal year.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 80<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235144<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 70<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235116<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235172<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235074<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3CAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Business Acquisition Policy (Details) (First Southern Bank, USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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          <div class="a">First Southern Bank</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">LoansReceivableAcquiredWithDeterioratedCreditQuality</a></td>
        <td class="nump">$ 14.2<span></span></td>
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        <td class="nump">3.9<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality', window );">Carrying value of loans acquired with deteriorated credit quality</a></td>
        <td class="nump">$ 10.3<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_CarryingValueOfLoansAcquiredWithDeterioratedCreditQuality</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FairValueDiscountOnLoansAcquiredWithDeterioratedCreditQuality</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>fil_LoansReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
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                    <td>duration</td>
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<DOCUMENT>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current Income Tax Expense (Benefit)</a></td>
        <td class="nump">$ 1,976,851<span></span></td>
        <td class="nump">$ 349,136<span></span></td>
        <td class="nump">$ 3,377,950<span></span></td>
        <td class="nump">$ 2,818,745<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred Income Tax Expense (Benefit)</a></td>
        <td class="num">(1,195,404)<span></span></td>
        <td class="nump">551,713<span></span></td>
        <td class="num">(615,609)<span></span></td>
        <td class="nump">287,876<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalIncomeTaxProvision', window );">TotalIncomeTaxProvision</a></td>
        <td class="nump">$ 781,447<span></span></td>
        <td class="nump">$ 900,849<span></span></td>
        <td class="nump">$ 2,762,341<span></span></td>
        <td class="nump">$ 3,106,621<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalIncomeTaxProvision">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentIncomeTaxExpenseBenefit</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Comprehensive Income, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Comprehensive Income.</b> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the credit risk profile of the Company&#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#146;s standards for such classification:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="595" style='width:445.95pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="497" colspan="5" valign="bottom" style='width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 291,308,695 </p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$&#160;&#160; 20,723,625 </p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 298,059,803 </p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$&#160;&#160; 34,283,302 </p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 120,243,925 </p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,271,361</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,442</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,011,286</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>86,644</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>268,671</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,215,703</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>374,817</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,944,194</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>274,570</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>727,622</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,792</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,426</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>17,050</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="100" valign="bottom" style='width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$21,143,310</p> </td> <td width="99" valign="bottom" style='width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$304,015,279</p> </td> <td width="99" valign="bottom" style='width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$34,617,516</p> </td> <td width="99" valign="bottom" style='width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$121,257,268</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="595" style='width:445.95pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'><font style='layout-grid-mode:line'> </font></td> <td width="497" colspan="5" valign="bottom" style='width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$231,230,256</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$237,131,788</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,252,411</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,782,625</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,881,836</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,594,368</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41,463</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>55,858</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>776,350</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,577,766</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121,004</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,030,001</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$242,303,922</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,414,878</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$130,868,484</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953803-111525<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Available for Sale Securities Reconciliation on Level 3 Unobservable Information (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAvailableForSaleSecuritiesReconciliationOnLevel3UnobservableInformation', window );">Schedule of Available for Sale Securities Reconciliation on Level 3 Unobservable Information</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month and nine-month periods ended March 31, 2014 and 2013:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="564" style='width:423.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b>March 31, 2014</b></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$121,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$58,000</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,000</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$124,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$80,000</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="564" style='width:423.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Nine months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b>March 31, 2014</b></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$73,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$32,600</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>51,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>47,400</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$124,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$80,000</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 6: Deposits: Schedule of Deposit Liabilities (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfDepositLiabilities', window );">Schedule of Deposit Liabilities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Deposits are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="513" style='width:385.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="122" valign="bottom" style='width:91.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="119" valign="bottom" style='width:89.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>June 30, 2013 </font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Non-interest bearing accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$68,734,469</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$45,441,845</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>NOW accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>277,210,813</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>208,047,966</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Money market deposit accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>29,687,603</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,274,947</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Savings accounts </font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>95,160,685</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>84,372,522</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Certificates</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>323,692,831</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>272,241,653</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total Deposit Accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$794,486,401</p> </td> <td width="119" valign="top" style='width:89.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$632,378,933</font></p> </td> </tr> </table> </div><span></span></td>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  </body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 3: Securities: Investments Classified by Contractual Maturity Date (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="629" style='width:471.7pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="191" colspan="2" valign="bottom" style='width:143.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Cost</font></u></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Value</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><u><font style='layout-grid-mode:both'>Available for Sale</font></u></b><b><font style='layout-grid-mode:both'>:</font></b></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Within one year</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$826,682</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$827,824</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After one year but less than five years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,967,959</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,873,962</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After five years but less than ten years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,600,313</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,307,627</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After ten years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,552,120</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,520,540</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total investment securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>72,947,074</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>72,529,953</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Mortgage-backed securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,664,091</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,629,062</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,611,165</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,159,015</font></p> </td> </tr> </table> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p><span></span></td>
      </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Note 4: Loans and Allowance For Loan Losses</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 4:&#160; <u>Loans and Allowance for Loan Losses</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Classes of loans are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="570" style='width:427.5pt;margin-left:45.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="114" valign="top" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="126" valign="top" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="114" valign="top" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="126" valign="top" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Residential</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Construction</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,171,359</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,724,858</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Commercial</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>304,015,279</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,303,922</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,617,516</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,414,878</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>121,257,268</p> </td> <td width="126" valign="bottom" style='width:94.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,868,484</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; </font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>788,893,973</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>666,200,584</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans in process</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(13,028,049)</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(10,792,041)</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred loan fees, net</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>124,527</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>143,336</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(8,687,456)</p> </td> <td width="126" valign="bottom" style='width:94.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(8,385,980)</font></p> </td> </tr> <tr style='height:.1in'> <td width="330" valign="top" style='width:247.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Total loans</font></p> </td> <td width="114" valign="bottom" style='width:85.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$767,302,995</p> </td> <td width="126" valign="bottom" style='width:94.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$647,165,899</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>The Company&#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>&nbsp;</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Residential Mortgage Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans for the acquisition or refinance of one- to four-family residences. This category includes both fixed-rate and adjustable-rate mortgage (&#147;ARM&#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied. Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property. Substantially all of the one- to four-family residential mortgage originations in the Company&#146;s portfolio are located within the Company&#146;s primary market area.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><font style='layout-grid-mode:both'>The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#147;floor&#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Real Estate Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses. These properties are typically owned and operated by borrowers headquartered within the Company&#146;s primary lending area, however, the property may be located outside our primary lending area. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><font style='layout-grid-mode:both'>Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &#147;floor&#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Construction Lending. </font></i><font style='layout-grid-mode:both'>The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate. During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, loans may be converted to permanent status with monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity. Such extensions are typically executed in incremental three month periods to facilitate project completion. The Company&#146;s average term of construction loans is approximately 9 months. During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment. Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party. This monitoring further allows the Company an opportunity to assess risk. At March 31, 2014, construction loans outstanding included 24 loans, totaling $3.8 million, for which a modification had been agreed to. At June 30, 2013, construction loans outstanding included 29 loans, totaling $6.9 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above. None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Consumer Lending</font></i><font style='layout-grid-mode:both'>. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Business Lending</font></i><font style='layout-grid-mode:both'>. The Company&#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans. The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of March 31, 2014, and June 30, 2013, and activity in the allowance for loan losses for the three and nine-month periods ended March 31, 2014 and 2013:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the nine months ended <b><u>March 31, 2014</u></b></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,809,975</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$272,662</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,602,542</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$471,666</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,229,135</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,385,980</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>562,061</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>130,286</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>446,122</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>54,353</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(145,100)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,047,721</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(150,254)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(69,457)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(49,947)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(516,800)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(786,458)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>14,777</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>960</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>15,190</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>9,286</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>40,213</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$293,091,263</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$21,143,310</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$302,738,045</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$34,617,516</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$120,926,415</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$772,516,549</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,277,234</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$330,853</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,349,375</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended <b><u>March 31, 2014</u></b></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,131,432</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$423,984</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,786,856</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$496,134</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,246,499</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$9,084,904</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>231,632</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(21,036)</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>193,037</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>23,700</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(173,902)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>253,431</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(127,192)</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(32,881)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(503,534)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(663,607)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>687</p> </td> <td width="11%" valign="bottom" style='width:11.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>274</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>4,309</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>7,458</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>12,728</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="11%" valign="bottom" style='width:11.96%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the nine months ended <u>March<b> </b>31, 2013</u></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,635,346</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$243,169</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,985,838</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$483,597</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,144,104</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,492,054</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>351,869</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(47,926)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>959,838</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>63,069</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(25,769)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,301,081</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(239,270)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(417,071)</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(21,005)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(29,466)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(706,812)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>337</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>4,918</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,782</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,497</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,534</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,533,523</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,097,366</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,108,857</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$100,000</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$100,000</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,433,523</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,539,877</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,451,368</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$557,489</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$557,489</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended <u>March 31, 2013</u></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,722,583</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$152,256</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,388,656</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$526,386</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,130,320</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,920,201</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,615</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>42,987</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>144,410</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>18,389</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(39,025)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>228,375</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(36,028)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(12,416)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(48,444)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>112</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>457</p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,084</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>6,071</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,724</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,533,523</p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,097,366</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,108,856</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="6" valign="bottom" style='width:74.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,809,975</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$272,662</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,602,542</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$471,666</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,229,135</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,385,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,809,975</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$272,662</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,517,542</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$471,666</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,671,646</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,743,491</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$144,328</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$144,328</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$232,186,722</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$240,888,891</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,414,878</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,735,511</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$651,158,819</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,270,703</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,132,973</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,105,396</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Management&#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is maintained at a level that, in management&#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries, if any, are credited to the allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Under the Company&#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated. Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends. The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The general component covers non-impaired loans and is based on quantitative and qualitative factors. The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in the Company&#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. These loans were written down at acquisition to an amount estimated to be collectible. As a result, certain ratios regarding the Company&#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#146;s current credit quality to prior periods. The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the credit risk profile of the Company&#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2014 and June 30, 2013. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#146;s standards for such classification:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="595" style='width:445.95pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="497" colspan="5" valign="bottom" style='width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 291,308,695 </p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$&#160;&#160; 20,723,625 </p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 298,059,803 </p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$&#160;&#160; 34,283,302 </p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&#160;$ 120,243,925 </p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,271,361</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,442</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,011,286</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>86,644</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>268,671</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,215,703</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>374,817</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,944,194</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>274,570</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>727,622</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,792</p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,426</p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>17,050</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="100" valign="bottom" style='width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$21,143,310</p> </td> <td width="99" valign="bottom" style='width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$304,015,279</p> </td> <td width="99" valign="bottom" style='width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$34,617,516</p> </td> <td width="99" valign="bottom" style='width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$121,257,268</p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="595" style='width:445.95pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'><font style='layout-grid-mode:line'> </font></td> <td width="497" colspan="5" valign="bottom" style='width:372.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$231,230,256</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$237,131,788</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,252,411</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,782,625</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,881,836</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,594,368</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41,463</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>55,858</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>776,350</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,577,766</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121,004</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,030,001</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="97" valign="bottom" style='width:73.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="101" valign="bottom" style='width:75.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> <td width="100" valign="bottom" style='width:74.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="99" valign="bottom" style='width:74.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$242,303,922</font></p> </td> <td width="99" valign="bottom" style='width:74.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,414,878</font></p> </td> <td width="99" valign="bottom" style='width:74.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$130,868,484</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credited impaired loans accounted for $400,000 of loans rated &#147;Pass&#148;; $1.7 million of loans rated &#147;Watch&#148;; no loans rated &#147;Special Mention&#148;; $1.2 million of loans rated &#147;Substandard&#148;; and no loans rated &#147;Doubtful&#148;. At June 30, 2013, these purchased credit impaired loans accounted for $600,000 of loans rated &#147;Pass&#148;; $1.7 million of loans rated &#147;Watch&#148;; &#160;no loans rated &#147;Special Mention&#148;; $1.8 million of loans rated &#147;Substandard&#148;; and no loans rated &#147;Doubtful&#148;.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit Quality Indicators</i>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#147;Special Mention&#148;, &#147;Substandard&#148;, or &#147;Doubtful&#148;. In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company uses the following definitions for risk ratings:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Watch</i> &#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring. Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Special Mention</i> &#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days. This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Substandard</i> &#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding. These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Doubtful</i> &#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <i>Pass</i> rated loans. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The following tables present the Company&#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of </font>March<font lang="X-NONE"> 31</font>, 2014<font lang="X-NONE"> and June 30, 2013. </font><font lang="X-NONE">At </font>March 31, 2014 and <font lang="X-NONE">June 30, 201</font>3<font lang="X-NONE">, there were no purchased credit impaired loans that were past due. </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="86%" colspan="7" valign="bottom" style='width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$954,207</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$84,695</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$170,453</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,209,355</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$293,623,196</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>356</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>158,000</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,887</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>195,243</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>20,948,067</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>21,143,310</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>579,367</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>337,837</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>917,204</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>303,098,075</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>304,015,279</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>198,073</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,353</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>48,133</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>268,559</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,348,957</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,617,516</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>275,371</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>135,137</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>57,721</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>468,229</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>120,789,039</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>121,257,268</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Total loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,007,374</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$400,185</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$651,031</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,058,590</p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$772,807,334</p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$775,865,924</p> </td> <td width="12%" valign="bottom" style='width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="86%" colspan="7" valign="bottom" style='width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$369,898</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$66,213</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$102,498</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$538,609</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,349,833</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>225,099</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>225,099</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,078,823</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,303,922</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>239,323</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>42,924</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,275</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>294,522</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,120,356</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,414,878</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>63,394</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,266</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>81,660</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,786,824</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,868,484</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$672,615</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$109,137</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$358,138</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,139,890</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$654,268,653</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$655,408,543</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in'><font lang="X-NONE">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The tables below present impaired loans (excluding loans in process and deferred loan fees) as of </font>March 31, 2014<font lang="X-NONE"> and June 30, 201</font>3<font lang="X-NONE">. These tables include purchased credit impaired loans. Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan. These loans, however, will continue to be reported as impaired loans. In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="566" style='width:424.4pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="324" colspan="6" valign="bottom" style='width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="241" colspan="2" valign="bottom" style='width:180.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="109" colspan="2" valign="bottom" style='width:81.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,076,357</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,585,531</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,596,352</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>330,853</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>900,730</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,076,357</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,585,531</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,596,352</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr style='height:.1in'> <td width="240" valign="top" style='width:180.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" colspan="2" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$330,853</p> </td> <td width="110" colspan="2" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$900,730</p> </td> <td width="106" colspan="2" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="2" style='border:none;padding:0'><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p></td> </tr> <tr align="left"> <td width="240" style='border:none'></td> <td width="1" style='border:none'></td> <td width="107" style='border:none'></td> <td width="2" style='border:none'></td> <td width="108" style='border:none'></td> <td width="2" style='border:none'></td> <td width="104" style='border:none'></td> <td width="2" style='border:none'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="584" style='width:438.15pt;border-collapse:collapse'> <tr style='height:.2in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.2in'></td> <td width="324" colspan="3" valign="bottom" style='width:242.8pt;padding:0in 5.4pt 0in 5.4pt;height:.2in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,115,324</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,167,982</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>387,167</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>391,759</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,328</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,328</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>755,883</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,325,760</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>557,489</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="110" valign="bottom" style='width:1.15in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="106" valign="bottom" style='width:79.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="260" valign="top" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial real estate</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,259,652</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,312,310</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Consumer loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="260" valign="bottom" style='width:195.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial loans</font></p> </td> <td width="107" valign="bottom" style='width:80.55pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,143,050</font></p> </td> <td width="110" valign="bottom" style='width:1.15in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,717,519</font></p> </td> <td width="106" valign="bottom" style='width:79.45pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans. At March 31, 2014, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $0 loans with a specific valuation allowance; and $3.3 million of total impaired loans. At June 30, 2013, purchased credit impaired loans accounted for $3.3 million of impaired loans without a specific valuation allowance; $756,000 of loans with a specific valuation allowance; and $4.1 million of total impaired loans. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present information regarding interest income recognized on impaired loans:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,745</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$36</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,283</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>21</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>582</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,609</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$57</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$43</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,809</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>51</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,283</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,772</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$116</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,730</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$163</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,328</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>110</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>789</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,847</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$274</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="380" style='width:285.0pt;margin-left:61.45pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="209" colspan="2" valign="bottom" style='width:157.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="104" valign="bottom" style='width:77.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,611</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$312</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,233</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>149</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,308</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>71</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="171" valign="bottom" style='width:128.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="104" valign="bottom" style='width:77.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,152</font></p> </td> <td width="106" valign="bottom" style='width:79.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$532</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Interest income on impaired loans recognized on a cash basis in the three- and nine month periods ended March 31, 2014 and 2013, was immaterial.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>For the three- and nine-month periods ended March 31, 2014, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $2,000 and $106,000, respectively, as compared to $33,000 and $278,000, respectively, for the three- and nine-month periods ended March 31, 2013.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents the Company&#146;s nonaccrual loans at March 31, 2014 and June 30, 2013. This table includes purchased impaired loans. Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected. The table excludes performing troubled debt restructurings.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="447" style='width:335.15pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="205" valign="bottom" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Residential real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$447,806</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$413,924</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Construction real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>411,243</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>669,175</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>156,856</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>65,674</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,699</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>384,991</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>841,924</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="bottom" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,978,889</p> </td> <td width="120" valign="bottom" style='width:89.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,437,403</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans. At March 31, 2014 and June 30, 2013, these loans comprised $215,000 and $756,000 of nonaccrual loans, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions. Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#146;s sustained repayment performance for a reasonable period of at least six months. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans. If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>During the three- and nine-month periods ended March 31, 2014 and 2013, certain loans were classified as TDRs. They are shown, segregated by class, in the table below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="578" style='width:433.35pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="419" colspan="4" valign="bottom" style='width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>298,443</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>179,165</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$477,607</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="578" style='width:433.35pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="419" colspan="4" valign="bottom" style='width:314.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$36,634</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>328,209</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,132,145</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>179,165</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,918</font></p> </td> </tr> <tr style='height:.1in'> <td width="158" valign="bottom" style='width:1.65in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="89" valign="bottom" style='width:66.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>8</font></p> </td> <td width="102" valign="bottom" style='width:76.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$544,007</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,398,414</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Performing loans classified as TDRs and outstanding at March 31, 2014 and June 30, 2013, segregated by class, are shown in the table below. Nonperforming TDRs are shown as nonaccrual loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="585" style='width:438.55pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="81" valign="bottom" style='width:60.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,741,288</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,663,477</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>13</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,175,505</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>11</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,856,884</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>295,018</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>363,020</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>25</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,211,811</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>20</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,883,381</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 7: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of Earnings Per Share, Basic and Diluted</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table sets forth the computation of basic and diluted earnings per share:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Three months ended</p> </td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Nine months ended</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31,</p> </td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31,</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u>2014</u></b></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u>2013</u></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u>2014</u></b></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u>2013</u></p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,242,827</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,466,110</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,324,735</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,537,284</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Charge for early redemption of preferred stock issued at discount</font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>50,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>50,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>150,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>295,115</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,192,827</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,416,110</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,174,735</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,242,169</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,311,740</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,294,040</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,295,924</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,290,573</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>111,670</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>95,101</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>102,854</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>92,065</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,423,410</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,389,141</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,398,778</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,382,638</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.66</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.73</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.18</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.20</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.64</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.71</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.11</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.14</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
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                    <td>nonnum:textBlockItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Bank of Thayer (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BusinessAcquisitionPolicyBankOfThayer', window );">Business Acquisition Policy -- Bank of Thayer</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On October 4, 2013, the Company acquired 100% of the outstanding stock of Ozarks Legacy Community Financial, Inc. (OLCF), and its subsidiary, the Bank of Thayer, headquartered in Thayer, Missouri. The Bank of Thayer was merged into the Company&#146;s existing bank subsidiary, Southern Bank, on that date. The Company acquired OLCF primarily for the purpose of conducting commercial banking activities in markets where it believes the Company&#146;s business model will perform well, and for the long-term value of its core deposit franchise. Through March 31, 2014, the Company incurred $688,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014. The goodwill of $1,474,000 arising from the acquisition consists largely of synergies and economies of scale expected from combining the operations of the Company and OLCF. Total goodwill was assigned to the acquisition of the bank holding company.</p><span></span></td>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Foreclosed Real Estate Policy (Policies)<br></strong></div>
        </th>
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      <tr>
        <th class="th">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Foreclosed Real Estate.</b><b> </b>Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Business Acquisition Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments. These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#147;purchased credit impaired loans&#148;), and began carrying them at a value of $10.3 million. For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#147;undiscounted contractual cash flows&#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#147;undiscounted expected cash flows&#148;). Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans. The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows. The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#147;accretable yield&#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable. The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income. Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis. Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses. Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable. Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received. If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</p><span></span></td>
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details) (USD $)<br></strong></div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</a></td>
        <td class="nump">$ 1,028,253<span></span></td>
        <td class="nump">$ 1,144,766<span></span></td>
        <td class="nump">$ 3,429,606<span></span></td>
        <td class="nump">$ 3,618,928<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome', window );">IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome</a></td>
        <td class="num">(132,788)<span></span></td>
        <td class="num">(127,011)<span></span></td>
        <td class="num">(395,031)<span></span></td>
        <td class="num">(379,671)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit', window );">IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit</a></td>
        <td class="nump">59,400<span></span></td>
        <td class="nump">80,520<span></span></td>
        <td class="nump">211,860<span></span></td>
        <td class="nump">257,400<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance', window );">IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance</a></td>
        <td class="num">(42,753)<span></span></td>
        <td class="num">(42,765)<span></span></td>
        <td class="num">(130,670)<span></span></td>
        <td class="num">(129,307)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TaxCreditBenefit', window );">Tax credit benefit</a></td>
        <td class="num">(81,424)<span></span></td>
        <td class="num">(114,223)<span></span></td>
        <td class="num">(244,273)<span></span></td>
        <td class="num">(227,533)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromOtherNet', window );">IncreaseDecreaseInTaxesResultingFromOtherNet</a></td>
        <td class="num">(49,241)<span></span></td>
        <td class="num">(40,438)<span></span></td>
        <td class="num">(109,151)<span></span></td>
        <td class="num">(33,196)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ActualTaxProvision', window );">ActualTaxProvision</a></td>
        <td class="nump">$ 781,447<span></span></td>
        <td class="nump">$ 900,849<span></span></td>
        <td class="nump">$ 2,762,341<span></span></td>
        <td class="nump">$ 3,106,621<span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Financing Receivables, Non Accrual Status (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Schedule of Financing Receivables, Non Accrual Status</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents the Company&#146;s nonaccrual loans at March 31, 2014 and June 30, 2013. This table includes purchased impaired loans. Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected. The table excludes performing troubled debt restructurings.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="447" style='width:335.15pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="205" valign="bottom" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Residential real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$447,806</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$413,924</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Construction real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>411,243</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial real estate</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>669,175</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>156,856</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>65,674</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,699</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="top" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>384,991</p> </td> <td width="120" valign="bottom" style='width:89.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>841,924</font></p> </td> </tr> <tr style='height:.1in'> <td width="205" valign="bottom" style='width:153.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="122" valign="bottom" style='width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,978,889</p> </td> <td width="120" valign="bottom" style='width:89.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,437,403</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Citizens State Bank (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BusinessAcquisitionPolicyCitizensStateBank', window );">Business Acquisition Policy -- Citizens State Bank</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &#147;Citizens State Bank&#148;). &#160;Citizens State Bank was merged into the Company&#146;s existing bank subsidiary, Southern Bank, on that date. The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014. Through March 31, 2014, the Company incurred $313,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014.&#160; &#160;There was no goodwill arising from the acquisition. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table summarizes the consideration paid for Citizens State Bankshares of Bald Knob, Inc. and its subsidiary, Citizens State Bank and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="481" style='width:360.6pt;margin-left:58.85pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Fair Value of Consideration Transferred</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Contingent consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="top" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Recognized amounts of identifiable assets acquired</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; and liabilities assumed</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash and Cash equivalents</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,167,979</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment Securities</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>50,539,865</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,984,135</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Premises and equipment</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>612,540</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Identifiable intangible assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>624,440</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,075,288</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deposits</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(64,154,307)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Advances from FHLB</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,499,904)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other liabilities</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(641,825)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total identifiable net assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,708,211</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Goodwill</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Premises and Equipment Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Premises and Equipment.</b> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally seven to forty years for premises, three to seven years for equipment, and three years for software.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Intangible Assets Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in'><b><font lang="X-NONE">Intangible Assets.</font></b><font lang="X-NONE"> </font>Identifiable <font lang="X-NONE">intangible assets are being amortized on </font>a <font lang="X-NONE">straight-line</font><font lang="X-NONE"> </font><font lang="X-NONE">basis over periods ranging from </font>five<font lang="X-NONE"> to </font>fifteen <font lang="X-NONE">years. Such assets are periodically evaluated as to the recoverability of their carrying value. </font>Goodwill is tested annually for impairment.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 3: Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesTextBlock', window );">Note 3: Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 3:&#160; <u>Securities</u> </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="666" style='width:499.5pt;margin-left:.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="372" colspan="4" valign="bottom" style='width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$24,599,211</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,276</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(866,980)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$23,739,507</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,034,963</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,310,668</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(228,721)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>46,116,910</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,312,901</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>266,696</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(906,061)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,673,535</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,664,091</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>250,739</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(285,768)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,629,062</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,611,165</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,835,380</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(2,287,530)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,159,015</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="666" style='width:499.5pt;margin-left:.9pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="372" colspan="4" valign="bottom" style='width:279.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,972,073</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,590</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(566,778)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>38,135,005</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,432,739</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(244,437)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,638,303</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>37,328</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,116,652)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,558,979</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed GSE residential</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,174,119</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>343,138</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(206,713)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,405,692</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,181)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> </tr> <tr style='height:.1in'> <td width="294" valign="bottom" style='width:220.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$80,325,192</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,815,795</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(2,136,761)</font></p> </td> <td width="90" valign="bottom" style='width:67.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$80,004,226</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="629" style='width:471.7pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="191" colspan="2" valign="bottom" style='width:143.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Cost</font></u></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Value</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><u><font style='layout-grid-mode:both'>Available for Sale</font></u></b><b><font style='layout-grid-mode:both'>:</font></b></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Within one year</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$826,682</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$827,824</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After one year but less than five years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,967,959</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,873,962</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After five years but less than ten years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,600,313</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,307,627</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After ten years</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,552,120</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,520,540</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total investment securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>72,947,074</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>72,529,953</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Mortgage-backed securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,664,091</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>61,629,062</font></p> </td> </tr> <tr style='height:.1in'> <td width="438" valign="bottom" style='width:328.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="95" valign="bottom" style='width:71.2pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,611,165</font></p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$134,159,015</font></p> </td> </tr> </table> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The following tables show our investments&#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2014 and June 30, 2013:</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="70%" colspan="6" valign="bottom" style='width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="23%" colspan="2" valign="top" style='width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>More than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="11%" valign="top" style='width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="12%" valign="top" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,074,200</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$572,439</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,695,977</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$294,541</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,770,177</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$866,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,984,814</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>93,380</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,666,534</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>135,341</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>10,651,347</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>228,721</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>482,827</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,424</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>541,810</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>903,637</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,024,637</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>906,061</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; </font><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,670,741</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,903</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,708,650</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,866</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,379,391</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>285,768</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage backed securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$49,212,582</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$828,146</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$9,612,970</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,459,385</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,825,552</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,287,530</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="70%" colspan="6" valign="bottom" style='width:70.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="23%" colspan="2" valign="top" style='width:23.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>More than 12 months</font></p> </td> <td width="23%" colspan="2" valign="top" style='width:23.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="11%" valign="top" style='width:11.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="12%" valign="top" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="11%" valign="top" style='width:11.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="top" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="top" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$20,397,826</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$566,778</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$20,397,826</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$566,778</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,588,542</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>173,966</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,525,673</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>70,471</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,114,215</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>244,437</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>445,777</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,116,652</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>445,777</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,116,652</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,052,069</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>206,713</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,052,069</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>206,713</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. Government agencies&#160; </font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,181</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,181</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="11%" valign="bottom" style='width:11.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$32,038,437</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$947,457</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,374,961</font></p> </td> <td width="11%" valign="bottom" style='width:11.6%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,189,304</font></p> </td> <td width="12%" valign="bottom" style='width:12.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$37,413,398</font></p> </td> <td width="11%" valign="bottom" style='width:11.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,136,761</font></p> </td> </tr> </table> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Other securities</font></i><font style='layout-grid-mode:both'>. At March 31, 2014, there were four </font><font style='layout-grid-mode:both'>pooled trust preferred securities with an estimated fair value of </font><font style='layout-grid-mode:both'>$884,000</font><font style='layout-grid-mode:both'> and unrealized losses of </font><font style='layout-grid-mode:both'>$686,000</font><font style='layout-grid-mode:both'> in a continuous unrealized loss position for twelve months or more. These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities. Rules adopted by the federal banking agencies in December 2013 to implement Section 619 of the Dodd-Frank Act (the &#147;Volcker Rule&#148;) generally prohibit banking entities from engaging in proprietary trading and from investing in, sponsoring, or having certain relationships with a hedge fund or private equity fund. The pooled trust preferred securities owned by the Company were included in a January 2014 listing of securities which the agencies considered to be grandfathered with regard to these prohibitions; as such, banking entities are permitted to retain their interest in these securities, provided the interest was acquired on or before December 10, 2013, unless acquired pursuant to a merger or acquisition.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The March 31, 2014, cash flow analysis for three of these securities indicated it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default, recovery, and prepayment rates, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased. Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality. Assumptions for these three securities included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 41 to 100 percent on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; annual defaults of 36 basis points thereafter; and recoveries of 10% of new defaults.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities&#160; allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years. After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary. Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities. The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches. If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects one of these securities to remain in PIK status for a period of less than one year, and the other to remain in PIK status for a period of five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased. Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the quarter ended December 31, 2009, and the twelve months ended June 30, 2009. At March 31, 2014, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based on similar inputs and factors as those described above. Assumptions for this security included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 58% on currently deferred issuers within the next two years; </font><font style='layout-grid-mode:both'>new defaults of 2% annually for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of less than one year. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does</font><font style='layout-grid-mode:both'> not consider the remainder of the investment in this security to be other-than-temporarily impaired at March 31, 2014.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The Company does not believe any other individual unrealized loss as of March 31, 2014, represents OTTI. However, given the recent disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit losses recognized on investments. </i>As described above, one of the Company&#146;s investments in trust preferred securities has experienced fair value deterioration due to credit losses, but is not otherwise other-than-temporarily impaired. During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Transactions That Are Not Orderly.&#148;&#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the nine-month periods ended March 31, 2014 and 2013.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="571" style='width:428.5pt;margin-left:41.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Accumulated Credit Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Nine-Month Period Ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>March 31,</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2014</font></u></b></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Credit losses on debt securities held</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Beginning of period</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to OTTI losses not previously recognized</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to sales</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to change in intent or likelihood of sale</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to increases in previously-recognized OTTI losses</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to increases in expected cash flows</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>End of period</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of marketable securities. This may consist of investments in certain debt and equity securities, short-term investments and other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Income Tax Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Tax Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Income Taxes.</b><b> </b>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company recognizes interest and penalties on income taxes as a component of income tax expense.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company files consolidated income tax returns with its subsidiary.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3PBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage | Pass</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">$ 291,308,695<span></span></td>
        <td class="nump">$ 231,230,256<span></span></td>
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      <tr class="rh">
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          <div class="a">Residential Mortgage | Watch</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">2,271,361<span></span></td>
        <td class="nump">1,881,836<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage | Substandard</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">1,215,703<span></span></td>
        <td class="nump">776,350<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage | Doubtful</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">36,792<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage | Total Loans By Credit Risk Profile</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">294,832,551<span></span></td>
        <td class="nump">233,888,442<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable | Pass</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">20,723,625<span></span></td>
        <td class="nump">19,932,817<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable | Watch</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">8,442<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable | Substandard</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">374,817<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable | Doubtful</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">36,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable | Total Loans By Credit Risk Profile</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">21,143,310<span></span></td>
        <td class="nump">19,932,817<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate | Pass</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">298,059,803<span></span></td>
        <td class="nump">237,131,788<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate | Watch</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">2,011,286<span></span></td>
        <td class="nump">1,594,368<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate | Substandard</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">3,944,194<span></span></td>
        <td class="nump">3,577,766<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate | Total Loans By Credit Risk Profile</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">304,015,279<span></span></td>
        <td class="nump">242,303,922<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan | Pass</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">34,283,302<span></span></td>
        <td class="nump">28,252,411<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan | Watch</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">86,644<span></span></td>
        <td class="nump">41,463<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan | Substandard</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">274,570<span></span></td>
        <td class="nump">121,004<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan | Total Loans By Credit Risk Profile</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">34,617,516<span></span></td>
        <td class="nump">28,414,878<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan | Pass</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">120,243,925<span></span></td>
        <td class="nump">129,782,625<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan | Watch</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">268,671<span></span></td>
        <td class="nump">55,858<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan | Substandard</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">727,622<span></span></td>
        <td class="nump">1,030,001<span></span></td>
      </tr>
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          <div class="a">Commercial Loan | Doubtful</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">17,050<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan | Total Loans By Credit Risk Profile</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCreditQualityIndicators', window );">Financing Receivable Credit Quality Indicators</a></td>
        <td class="nump">$ 121,257,268<span></span></td>
        <td class="nump">$ 130,868,484<span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 3: Securities: Determination of other than temporary impairment (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeterminationOfOtherThanTemporaryImpairment', window );">Determination of other than temporary impairment</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Other securities</font></i><font style='layout-grid-mode:both'>. At March 31, 2014, there were four </font><font style='layout-grid-mode:both'>pooled trust preferred securities with an estimated fair value of </font><font style='layout-grid-mode:both'>$884,000</font><font style='layout-grid-mode:both'> and unrealized losses of </font><font style='layout-grid-mode:both'>$686,000</font><font style='layout-grid-mode:both'> in a continuous unrealized loss position for twelve months or more. These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities. Rules adopted by the federal banking agencies in December 2013 to implement Section 619 of the Dodd-Frank Act (the &#147;Volcker Rule&#148;) generally prohibit banking entities from engaging in proprietary trading and from investing in, sponsoring, or having certain relationships with a hedge fund or private equity fund. The pooled trust preferred securities owned by the Company were included in a January 2014 listing of securities which the agencies considered to be grandfathered with regard to these prohibitions; as such, banking entities are permitted to retain their interest in these securities, provided the interest was acquired on or before December 10, 2013, unless acquired pursuant to a merger or acquisition.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The March 31, 2014, cash flow analysis for three of these securities indicated it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default, recovery, and prepayment rates, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased. Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality. Assumptions for these three securities included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 41 to 100 percent on currently deferred issuers within the next two years; new defaults of 2% annually for the next two years; annual defaults of 36 basis points thereafter; and recoveries of 10% of new defaults.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities&#160; allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years. After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary. Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities. The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches. If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects one of these securities to remain in PIK status for a period of less than one year, and the other to remain in PIK status for a period of five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased. Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the quarter ended December 31, 2009, and the twelve months ended June 30, 2009. At March 31, 2014, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based on similar inputs and factors as those described above. Assumptions for this security included annualized prepayments of 1%; no recoveries on issuers currently in default; recoveries of 58% on currently deferred issuers within the next two years; </font><font style='layout-grid-mode:both'>new defaults of 2% annually for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of less than one year. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does</font><font style='layout-grid-mode:both'> not consider the remainder of the investment in this security to be other-than-temporarily impaired at March 31, 2014.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The Company does not believe any other individual unrealized loss as of March 31, 2014, represents OTTI. However, given the recent disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoanPortfolioAgingAnalysis', window );">Schedule of Loan Portfolio Aging Analysis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The following tables present the Company&#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of </font>March<font lang="X-NONE"> 31</font>, 2014<font lang="X-NONE"> and June 30, 2013. </font><font lang="X-NONE">At </font>March 31, 2014 and <font lang="X-NONE">June 30, 201</font>3<font lang="X-NONE">, there were no purchased credit impaired loans that were past due. </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="86%" colspan="7" valign="bottom" style='width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$954,207</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$84,695</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$170,453</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,209,355</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$293,623,196</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$294,832,551</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Construction</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>356</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>158,000</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>36,887</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>195,243</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>20,948,067</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>21,143,310</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>579,367</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>337,837</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>917,204</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>303,098,075</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>304,015,279</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>198,073</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,353</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>48,133</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>268,559</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,348,957</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>34,617,516</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>275,371</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>135,137</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>57,721</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>468,229</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>120,789,039</p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>121,257,268</p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Total loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,007,374</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$400,185</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$651,031</p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,058,590</p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$772,807,334</p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$775,865,924</p> </td> <td width="12%" valign="bottom" style='width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="86%" colspan="7" valign="bottom" style='width:86.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$369,898</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$66,213</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$102,498</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$538,609</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,349,833</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,888,442</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>225,099</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>225,099</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,078,823</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>242,303,922</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>239,323</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>42,924</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,275</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>294,522</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,120,356</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,414,878</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>63,394</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,266</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>81,660</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,786,824</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>130,868,484</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$672,615</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$109,137</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$358,138</font></p> </td> <td width="12%" valign="bottom" style='width:12.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,139,890</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$654,268,653</font></p> </td> <td width="12%" valign="bottom" style='width:12.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$655,408,543</font></p> </td> <td width="12%" valign="bottom" style='width:12.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 13: Business Combinations: Schedule of Business Acquisition -- Bank of Thayer (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfBusinessAcquisitionBankOfThayer', window );">Schedule of Business Acquisition -- Bank of Thayer</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Fair Value of Consideration Transferred</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,279,694</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Contingent consideration</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="top" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>Total consideration</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,279,694</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Recognized amounts of identifiable assets acquired</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160; &#160;and liabilities assumed</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash and Cash equivalents</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,234,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment Securities</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>34,271,743</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,368,508</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Premises and equipment</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,155,297</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Identifiable intangible assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,432,645</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,285,870</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deposits</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(68,234,600)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Securities sold under agreements to repurchase</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,099,675)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Advances from FHLB</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,095,928)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Subordinated debt</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,490,890)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other liabilities</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,022,076)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total identifiable net assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,805,874</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Goodwill</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,473,820</font></p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESGAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED BALANCE SHEETS (March 31, 2014 figures unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statements of Financial Condition</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 18,022,834<span></span></td>
        <td class="nump">$ 12,788,950<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositTimeDeposits', window );">Interest-bearing time deposits</a></td>
        <td class="nump">1,655,000<span></span></td>
        <td class="nump">980,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale securities</a></td>
        <td class="nump">134,159,015<span></span></td>
        <td class="nump">80,004,226<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB of Des Moines</a></td>
        <td class="nump">3,217,400<span></span></td>
        <td class="nump">2,006,600<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Stock in Federal Reserve Bank of St. Louis</a></td>
        <td class="nump">1,253,000<span></span></td>
        <td class="nump">1,004,450<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loans receivable, net</a></td>
        <td class="nump">767,302,995<span></span></td>
        <td class="nump">647,165,899<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">3,788,562<span></span></td>
        <td class="nump">3,969,697<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">23,557,441<span></span></td>
        <td class="nump">17,515,834<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance - cash surrender value</a></td>
        <td class="nump">18,967,249<span></span></td>
        <td class="nump">16,467,043<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Intangible assets, net</a></td>
        <td class="nump">4,104,810<span></span></td>
        <td class="nump">1,040,426<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">18,346,646<span></span></td>
        <td class="nump">13,448,115<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">994,374,952<span></span></td>
        <td class="nump">796,391,240<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">794,486,401<span></span></td>
        <td class="nump">632,378,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
        <td class="nump">26,897,245<span></span></td>
        <td class="nump">27,788,192<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Advances from FHLB of Des Moines</a></td>
        <td class="nump">51,680,129<span></span></td>
        <td class="nump">24,500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent', window );">Accounts payable and other liabilities</a></td>
        <td class="nump">3,594,680<span></span></td>
        <td class="nump">2,149,234<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrent', window );">Accrued interest payable</a></td>
        <td class="nump">561,958<span></span></td>
        <td class="nump">528,528<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated debt</a></td>
        <td class="nump">9,720,318<span></span></td>
        <td class="nump">7,217,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">886,940,731<span></span></td>
        <td class="nump">694,561,887<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock</a></td>
        <td class="nump">20,000,000<span></span></td>
        <td class="nump">20,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="nump">32,797<span></span></td>
        <td class="nump">32,620<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WarrantsAndRightsOutstanding', window );">Warrants to acquire common stock</a></td>
        <td class="nump">176,790<span></span></td>
        <td class="nump">176,790<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump">22,850,021<span></span></td>
        <td class="nump">22,752,744<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsUnappropriated', window );">Retained earnings</a></td>
        <td class="nump">64,636,199<span></span></td>
        <td class="nump">59,046,139<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
        <td class="num">(261,586)<span></span></td>
        <td class="num">(178,940)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">107,434,221<span></span></td>
        <td class="nump">101,829,353<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 994,374,952<span></span></td>
        <td class="nump">$ 796,391,240<span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, and other costs not separately disclosed in the balance sheet that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndOtherAccruedLiabilitiesCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest-bearing domestic time deposits. Time deposits bear interest for a fixed, stated period of time and include certificate of deposits and individual retirement accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDomesticDepositTimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Current Liabilities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509677<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6935-107765<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.20)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 9<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e7018-107765<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans held for sale. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net carrying amount as of the balance sheet date of other indefinite-lived and finite-lived intangible assets that are not separately presented on the statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsUnappropriated">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A segregation of retained earnings which is available for dividend distribution. Earnings not paid out as dividends but instead reinvested in the core business or used to pay off debt. Unappropriated profit is part of shareholder equity. Also called cumulative distributions or earned surplus or accumulated earnings or unappropriated profit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(3)(ii))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.23(4))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 24<br><br><br><br> -Subparagraph a(4)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsUnappropriated</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security resale agreement between the entity and another party for the purchase and resale of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225523&amp;loc=SL20225862-175312<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28370219&amp;loc=SL20226008-175313<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7472769&amp;loc=d3e9760-107771<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(m)(1)(a)(i))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 10<br><br><br><br> -Section F<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Article 5<br><br><br><br> -Subsection 19, 20, 22<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SubordinatedDebt</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of outstanding derivative securities that permit the holder the right to purchase securities (usually equity) from the issuer at a specified price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(i))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph i<br><br><br><br> -Article 4<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Peoples Service Company (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BusinessAcquisitionPolicyPeoplesServiceCompany', window );">Business Acquisition Policy -- Peoples Service Company</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&#160; In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.&#160; Through March 31, 2014, the Company incurred $100,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWMAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 7: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EarningsPerShareNetIncome', window );">Earnings Per Share Net Income</a></td>
        <td class="nump">$ 2,242,827<span></span></td>
        <td class="nump">$ 2,466,110<span></span></td>
        <td class="nump">$ 7,324,735<span></span></td>
        <td class="nump">$ 7,537,284<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Dividends, Preferred Stock</a></td>
        <td class="nump">50,000<span></span></td>
        <td class="nump">50,000<span></span></td>
        <td class="nump">150,000<span></span></td>
        <td class="nump">295,115<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
        <td class="nump">$ 2,192,827<span></span></td>
        <td class="nump">$ 2,416,110<span></span></td>
        <td class="nump">$ 7,174,735<span></span></td>
        <td class="nump">$ 7,242,169<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted Average Number of Shares Outstanding, Basic</a></td>
        <td class="nump">3,311,740<span></span></td>
        <td class="nump">3,294,040<span></span></td>
        <td class="nump">3,295,924<span></span></td>
        <td class="nump">3,290,573<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_StockOptionsUnderTreasuryStockMethod', window );">StockOptionsUnderTreasuryStockMethod</a></td>
        <td class="nump">111,670<span></span></td>
        <td class="nump">95,101<span></span></td>
        <td class="nump">102,854<span></span></td>
        <td class="nump">92,065<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted Average Number of Shares Outstanding, Diluted</a></td>
        <td class="nump">3,423,410<span></span></td>
        <td class="nump">3,389,141<span></span></td>
        <td class="nump">3,398,778<span></span></td>
        <td class="nump">3,382,638<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share</a></td>
        <td class="nump">$ 0.66<span></span></td>
        <td class="nump">$ 0.73<span></span></td>
        <td class="nump">$ 2.18<span></span></td>
        <td class="nump">$ 2.20<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share</a></td>
        <td class="nump">$ 0.64<span></span></td>
        <td class="nump">$ 0.71<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 2.14<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>na</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td>na</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 1: Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BasisOfPresentationDisclosure', window );">Note 1: Basis of Presentation</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>Note 1:&#160; <u>Basis of Presentation</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Operating results for the three- and nine-month periods ended March 31, 2014, are not necessarily indicative of the results that may be expected for the entire fiscal year. For additional information, refer to the audited consolidated financial statements included in the Company&#146;s June 30, 2013, Form 10-K, which was filed with the SEC.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank). All significant intercompany accounts and transactions have been eliminated in consolidation.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELNAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccretableYield', window );">Certain Loans Acquired in Transfer, Accretable Yield</a></td>
        <td class="nump">$ 637,260<span></span></td>
        <td class="nump">$ 913,266<span></span></td>
        <td class="nump">$ 798,789<span></span></td>
        <td class="nump">$ 489,356<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion', window );">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Accretion</a></td>
        <td class="num">(31,850)<span></span></td>
        <td class="num">(62,735)<span></span></td>
        <td class="num">(196,327)<span></span></td>
        <td class="num">(142,339)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference', window );">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Reclassifications to Nonaccretable Difference</a></td>
        <td class="nump">427<span></span></td>
        <td class="nump">7,353<span></span></td>
        <td class="nump">3,375<span></span></td>
        <td class="nump">510,867<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccretableYield', window );">Certain Loans Acquired in Transfer, Accretable Yield</a></td>
        <td class="nump">$ 605,837<span></span></td>
        <td class="nump">$ 857,884<span></span></td>
        <td class="nump">$ 605,837<span></span></td>
        <td class="nump">$ 857,884<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Current period recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan for loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27045933&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Change in the estimate of cash flows expected to be collected, after acquisition of a loan, which results in a decrease in accretable yield (for example, as a result of an other-than-temporary impairment).  This relates to loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27045933&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan. This relates to loans with deteriorating of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoansAcquiredInTransferCreditImpaired', window );">Schedule of Loans Acquired in Transfer Credit Impaired</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The carrying amount of those loans is included in the balance sheet amounts of loans receivable at March 31, 2014 and June 30, 2013. The amounts of these loans at March 31, 2014 and June 30, 2013, are as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="503" style='width:377.25pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,076,357</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,288,055</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,323,361</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>900,730</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,707,442</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Outstanding balance</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,265,142</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,126,938</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Carrying amount, net of fair value adjustment of &#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>$915,767 and $1,021,542 at March 31, 2014 and &#160;&#160;&#160;&#160; June 30, 2013, respectively</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,349,375</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,105,396</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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          <div style="width: 200px;"><strong>Note 8: Income Taxes: Federal and State Operating Loss Carryforwards (Details) (USD $)<br></strong></div>
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          <div>Mar. 31, 2014</div>
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                <p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Stock Options Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A reconciliation of income tax expense at the statutory rate to the Company&#146;s actual income tax is shown below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="35%" colspan="2" valign="bottom" style='width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="35%" colspan="2" valign="bottom" style='width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Tax at statutory rate</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,028,253</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,144,766</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,429,606</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,618,928</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Increase (reduction) in taxes &#160;&#160;&#160;&#160;&#160; resulting from:</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Nontaxable municipal income</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(132,788)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(127,011)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(395,031)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(379,671)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; State tax, net of Federal benefit</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,400</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>80,520</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>211,860</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>257,400</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Cash surrender value of &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Bank-owned life insurance</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,753)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,765)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(130,670)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(129,307)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax credit benefits</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(81,424)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(114,223)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(244,273)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(227,533)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Other, net</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(49,241)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(40,438)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(109,151)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,196)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Actual provision</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$781,447</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$900,849</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,762,341</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,106,621</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Principles of Consolidation Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Principles of Consolidation.</b> The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Earnings Per Share Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Earnings Per Share.</b><i> </i>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</p><span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br></p>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQMAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetProvisionForLossesOnLoans', window );">Deferred Tax Asset Provision for Losses on Loans</a></td>
        <td class="nump">$ 3,721,702<span></span></td>
        <td class="nump">$ 3,545,918<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits', window );">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</a></td>
        <td class="nump">62,065<span></span></td>
        <td class="nump">211,117<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities', window );">Deferred Tax Asset Other Than Temporary Impairment on Available for Sale Securities</a></td>
        <td class="nump">147,415<span></span></td>
        <td class="nump">261,405<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Deferred Tax Assets, Operating Loss Carryforwards</a></td>
        <td class="nump">887,891<span></span></td>
        <td class="nump">150,270<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetMinimumTaxCredit', window );">Deferred tax asset minimum tax credit</a></td>
        <td class="nump">129,864<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate', window );">Deferred Tax Asset Unrealized Loss on Other Real Estate</a></td>
        <td class="nump">99,130<span></span></td>
        <td class="nump">31,280<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</a></td>
        <td class="nump">167,285<span></span></td>
        <td class="nump">116,157<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Deferred Tax Assets, Other</a></td>
        <td class="nump">133,404<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Deferred Tax Assets, Gross</a></td>
        <td class="nump">5,348,756<span></span></td>
        <td class="nump">4,316,147<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesFHLBStockDividends', window );">Deferred Tax Liabilities FHLB Stock Dividends</a></td>
        <td class="nump">188,612<span></span></td>
        <td class="nump">188,612<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments', window );">Deferred Tax Liabilities Purchase Accounting Adjustments</a></td>
        <td class="nump">1,678,392<span></span></td>
        <td class="nump">1,228,067<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesDepreciation', window );">Deferred Tax Liabilities Depreciation</a></td>
        <td class="nump">586,278<span></span></td>
        <td class="nump">761,389<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Deferred Tax Liabilities, Prepaid Expenses</a></td>
        <td class="nump">275,560<span></span></td>
        <td class="nump">151,939<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Deferred Tax Liabilities, Other</a></td>
        <td class="nump">7,262<span></span></td>
        <td class="nump">40,224<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGrossCurrent', window );">Deferred Tax Liabilities, Gross, Current</a></td>
        <td class="nump">2,736,104<span></span></td>
        <td class="nump">2,370,231<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
        <td class="nump">$ 2,612,652<span></span></td>
        <td class="nump">$ 1,945,916<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Asset<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesGrossCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences expected to be realized or consumed within one year or operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e31917-109318<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesGrossCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Cash and Cash Equivalents Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Cash and Cash Equivalents.</b><i> </i>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $10.2 million and $9.5 million at March 31, 2014 and June 30, 2013, respectively. The deposits are held in various commercial banks, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines and the Federal Home Loan Bank of Dallas.&#160; Deposits in one commercial bank exceed the FDIC deposit insurance limit by $2.8 million.</p><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 305<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 203<br><br> -Paragraph 02-03<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Fair Value Measurements, Nonrecurring (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Fair Value Measurements, Nonrecurring</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Nonrecurring Measurements. </font></b><font style='layout-grid-mode:both'>&#160;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="63%" colspan="4" valign="bottom" style='width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at <b>March 31, 2014</b>, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Other Observable</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$215,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$215,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="63%" colspan="4" valign="bottom" style='width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2013, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Other Observable</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> </tr> </table> </div> <p 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                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKBAC">
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          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Bank of Thayer (Details) (Bank of Thayer, USD $)<br></strong></div>
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          <div>Oct. 04, 2013</div>
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                <p>Amount of goodwill arising from a business combination, which is the excess of the cost of the acquired entity over the amounts assigned to assets acquired and liabilities assumed.</p>
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                <p>Amount of direct costs of the business combination including legal, accounting, and other costs incurred to consummate the business acquisition.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>Note 2:&#160; <u>Organization and Summary of Significant Accounting Policies</u></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Organization.</b> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#146;s consolidated assets and liabilities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Basis of Financial Statement Presentation.</b> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#146;s investment or loan portfolios resulting from the borrowers&#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#146;s investments in real estate.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Principles of Consolidation.</b> The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Use of Estimates.</b> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Cash and Cash Equivalents.</b><i> </i>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $10.2 million and $9.5 million at March 31, 2014 and June 30, 2013, respectively. The deposits are held in various commercial banks, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines and the Federal Home Loan Bank of Dallas.&#160; Deposits in one commercial bank exceed the FDIC deposit insurance limit by $2.8 million. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Available for Sale Securities.</b><i> </i>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive loss, a component of stockholders&#146; equity. All securities have been classified as available for sale.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company does not invest in collateralized mortgage obligations that are considered high risk.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. As a result, the Company&#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive loss. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Federal Reserve Bank and Federal Home Loan Bank Stock.</b><b> </b>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems. Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Loans.</b><b> </b>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#146;s judgment, the collectability of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection. A loan that is &#147;in the process of collection&#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The allowance for losses on loans represents management&#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Depending on a particular loan&#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent. Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs. For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#146;s separate status as a nonaccrual loan or an accrual status loan. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments. These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#147;purchased credit impaired loans&#148;), and began carrying them at a value of $10.3 million. For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#147;undiscounted contractual cash flows&#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#147;undiscounted expected cash flows&#148;). Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans. The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows. The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#147;accretable yield&#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable. The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income. Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis. Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses. Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable. Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received. If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Foreclosed Real Estate.</b><b> </b>Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Premises and Equipment.</b> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally seven to forty years for premises, three to seven years for equipment, and three years for software.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin-left:0in'><b><font lang="X-NONE">Intangible Assets.</font></b><font lang="X-NONE"> </font>Identifiable <font lang="X-NONE">intangible assets are being amortized on </font>a <font lang="X-NONE">straight-line</font><font lang="X-NONE"> </font><font lang="X-NONE">basis over periods ranging from </font>five<font lang="X-NONE"> to </font>fifteen <font lang="X-NONE">years. Such assets are periodically evaluated as to the recoverability of their carrying value. </font>Goodwill is tested annually for impairment.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Income Taxes.</b><b> </b>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company recognizes interest and penalties on income taxes as a component of income tax expense.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company files consolidated income tax returns with its subsidiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Equity Incentive Plan.</b><i> </i>The Company accounts for its Equity Incentive Plan (EIP) in accordance with ASC 718, &#147;Share-Based Payment.&#148; Compensation expense is based on the market price of the Company&#146;s stock on the date the shares are granted and is recorded over the vesting period. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Outside Directors&#146; Retirement.</b><i> </i>The Bank adopted a directors&#146; retirement plan in April 1994 for outside directors. The directors&#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#146;s years of service on the Board.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Stock Options.</b> The amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Earnings Per Share.</b><i> </i>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Comprehensive Income.</b> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Reclassification.</b> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2014 presentation. These reclassifications had no effect on net income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>The following paragraphs summarize the impact of new accounting pronouncements:</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In January 2014, the </font><font style='layout-grid-mode:both'>Financial Accounting Standards Board (</font><font style='layout-grid-mode:both'>FASB) issued Accounting Standards Update (ASU) 2014-04, &quot;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,&#148; to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In January 2014, the FASB issued ASU 2014-01, &quot;Accounting for Investments in Qualified Affordable Housing Projects,&#148; to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The Company is reviewing the ASU, but does not expect adoption will result in a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In July 2013, the FASB issued ASU 2013-11, &quot;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,&#148; to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an &#160;NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. </font><font style='layout-grid-mode:both'>The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU is not expected to have a significant effect on the Company&#146;s consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>In July 2013, the FASB issued ASU 2013-10, &quot;Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes,&#148; to allow the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to the current benchmark rates of direct Treasury obligations of the U.S. government and LIBOR (London Interbank Offered Rate). The amendments were effective on a prospective basis for new or newly-designated hedging relationships on July 17, 2013. Adoption did not have a significant effect on the Company's consolidated financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED BALANCE SHEETS (Parentheticals) (March 31, 2014 figures unaudited) (USD $)<br></strong></div>
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          <div>Mar. 31, 2014</div>
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          <div>Jun. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract', window );"><strong>Statements of Financial Condition (Parentheticals)</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses of loans receivable</a></td>
        <td class="nump">$ 8,687,456<span></span></td>
        <td class="nump">$ 8,385,980<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock par value</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock liquidation value</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock shares authorized</a></td>
        <td class="nump">500,000<span></span></td>
        <td class="nump">500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock shares issued</a></td>
        <td class="nump">20,000<span></span></td>
        <td class="nump">20,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock outstanding</a></td>
        <td class="nump">20,000<span></span></td>
        <td class="nump">20,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock par value</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock shares authorized</a></td>
        <td class="nump">8,000,000<span></span></td>
        <td class="nump">8,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock shares issued</a></td>
        <td class="nump">3,311,740<span></span></td>
        <td class="nump">3,294,040<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Note 12: Fair Value Measurements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>Note 12:&#160; <u>Fair Value Measurements</u></p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>ASC Topic 820, <i>Fair Value Measurements</i>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 1</b>&#160;&#160; Quoted prices in active markets for identical assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 2</b>&#160;&#160; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 3</b>&#160;&#160; Unobservable inputs supported by little or no market activity that are significant to the fair value of the assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Recurring Measurements. </b>The following table presents the fair value measurements of assets&#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and June 30, 2013:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="4" valign="bottom" style='width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at <b>March 31, 2014</b>, Using</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$23,739,507</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$23,739,507</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>46,116,910</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>46,116,910</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,673,535</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,549,535</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>124,000</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,629,062</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,629,062</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="4" valign="bottom" style='width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2013, Using</font></u><font style='layout-grid-mode:both'>:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,558,979</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,485,979</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>73,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2014. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Available-for-sale Securities. </i>When quoted market prices are available in an active market, securities are classified within Level 1. The Company does not have Level 1 securities. If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics. For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities, mortgage-backed GSE residential securities and mortgage-backed other U.S. Government agencies. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month and nine-month periods ended March 31, 2014 and 2013:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="564" style='width:423.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b>March 31, 2014</b></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$121,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$58,000</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,000</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$124,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$80,000</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="564" style='width:423.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Nine months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b>March 31, 2014</b></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$73,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$32,600</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>51,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>47,400</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="336" valign="bottom" style='width:3.5in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$124,000</p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$80,000</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Nonrecurring Measurements. </font></b><font style='layout-grid-mode:both'>&#160;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="63%" colspan="4" valign="bottom" style='width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at <b>March 31, 2014</b>, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Other Observable</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$215,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$215,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="63%" colspan="4" valign="bottom" style='width:63.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2013, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Other Observable</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> <td width="16%" valign="bottom" style='width:16.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.72%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the nine-month periods ended March 31, 2014 and 2013:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="588" style='width:441.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="237" colspan="2" valign="bottom" style='width:177.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="117" valign="bottom" style='width:87.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="120" valign="bottom" style='width:1.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$110,000</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(181,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(221,000)</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(593,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total gains (losses) on assets measured on a non-recurring basis</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(111,000)</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(774,000)</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Impaired Loans (Collateral Dependent). </font></i><font style='layout-grid-mode:both'>A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#146;s review of the collateral and its current condition, the Company&#146;s knowledge of the current economic environment in the&nbsp;market where the collateral is located, and the Company&#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained. For all loan types, updated appraisals are obtained if considered necessary. Of the Company&#146;s $3.3 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at March 31, 2014, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for impaired loans with a carrying value of approximately $231,000. Older real estate appraisals were available for impaired loans with a carrying value of approximately $2.9 million. The remaining $215,000 was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory. In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs. If a collateral dependent loan&#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Foreclosed </font></i><i>and Repossessed A</i><i><font style='layout-grid-mode:both'>ssets </font></i><i>H</i><i><font style='layout-grid-mode:both'>eld for Sal</font></i><i>e. </i>Foreclosed and repossessed assets held for sale <font style='layout-grid-mode:both'>are valued at the time the loan is foreclosed upon </font>or collateral is repossessed <font style='layout-grid-mode:both'>and the asset is transferred to foreclosed </font>or repossessed <font style='layout-grid-mode:both'>assets held for sale. The value of the asset is based on third party </font>or internal <font style='layout-grid-mode:both'>appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed </font>and repossessed <font style='layout-grid-mode:both'>assets held for sale are </font>continually <font style='layout-grid-mode:both'>evaluated for additional impairment and are adjusted accordingly if </font>impairment<font style='layout-grid-mode:both'> is identified.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Unobservable (Level 3) Inputs. </font></b><font style='layout-grid-mode:both'>The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="17%" valign="bottom" style='width:17.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="11%" valign="bottom" style='width:11.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="12%" valign="bottom" style='width:12.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="bottom" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="17%" valign="bottom" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="11%" valign="bottom" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="bottom" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities (pooled trust preferred security)</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$124,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16.0%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39.9%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.1%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>215,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>33.3%</font></p> </td> </tr> <tr align="left"> <td width="26%" valign="top" style='width:26.76%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="12%" valign="top" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,008,000</font></p> </td> <td width="16%" valign="top" style='width:16.44%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="17%" valign="top" style='width:17.12%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="11%" valign="top" style='width:11.76%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 76.4%</font></p> </td> <td width="12%" valign="top" style='width:12.68%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>20.0%</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>June 30, 2013</font></b></p> </td> <td width="15%" valign="bottom" style='width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><u><font style='layout-grid-mode:both'>Recurring Measurements</font></u></p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$73,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18.6%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>42.0%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.7%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><u><font style='layout-grid-mode:both'>Nonrecurring Measurements</font></u></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>378,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18.9 - 43.8%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22.9%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,075,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 66.7%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14.6%</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Fair Value of Financial Instruments. &#160;</b>The following table presents estimated fair values of the Company&#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and June 30, 2013. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="617" style='width:462.55pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="377" colspan="4" valign="bottom" style='width:282.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="95" valign="bottom" style='width:70.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="100" valign="bottom" style='width:74.9pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.55pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,023</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,023</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,655</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,655</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,684</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,684</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,253</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,253</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>767,303</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>771,034</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,789</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,789</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>794,486</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>463,465</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>331,252</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,897</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,897</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>51,680</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>26,100</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,342</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>562</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>562</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,720</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,122</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments &#160;&#160; (net of contract amount)</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="240" valign="bottom" style='width:179.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Lines of credit</font></p> </td> <td width="95" valign="bottom" style='width:70.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="100" valign="bottom" style='width:74.9pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="641" style='width:480.5pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="401" colspan="4" style='width:301.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="116" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="90" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="94" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="116" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="102" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" valign="bottom" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="90" style='width:67.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="94" style='width:70.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="116" style='width:87.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="102" style='width:76.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,789</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,789</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>980</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>980</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,007</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,007</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,004</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,004</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>647,166</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>652,904</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,970</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,970</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>632,379</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>359,796</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>273,260</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,788</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,788</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,500</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,040</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>529</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>529</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,217</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,209</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments &#160;&#160; (net of contract amount)</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="239" style='width:179.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Lines of credit</font></p> </td> <td width="90" valign="bottom" style='width:67.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="116" valign="bottom" style='width:87.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="102" valign="bottom" style='width:76.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following methods and assumptions were used in estimating the fair values of financial instruments:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value. Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value. Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts of accrued interest approximate their fair values.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Non-maturity deposits and securities sold under agreements are valued at their carrying value, which approximates fair value. Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments. The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities. The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates. The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                <p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19279-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19190-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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                    <td>duration</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYGAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Available for Sale Securities Reconciliation on Level 3 Unobservable Information (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesUnrealizedGainLossIncludedInComprehensiveIncome', window );">Available for sale securities unrealized gain (loss) included in comprehensive income</a></td>
        <td class="nump">$ 3,000<span></span></td>
        <td class="nump">$ 22,000<span></span></td>
        <td class="nump">$ 51,000<span></span></td>
        <td class="nump">$ 47,400<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Beginning of period | Fair Value, Inputs, Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesFairValue', window );">Available for Sale Securities, Fair Value</a></td>
        <td class="nump">121,000<span></span></td>
        <td class="nump">58,000<span></span></td>
        <td class="nump">73,000<span></span></td>
        <td class="nump">32,600<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">End of period | Fair Value, Inputs, Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesFairValue', window );">Available for Sale Securities, Fair Value</a></td>
        <td class="nump">$ 124,000<span></span></td>
        <td class="nump">$ 80,000<span></span></td>
        <td class="nump">$ 124,000<span></span></td>
        <td class="nump">$ 80,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment', window );">Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</a></td>
        <td class="nump">$ 2,076,357<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,096,135<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment', window );">Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</a></td>
        <td class="nump">1,288,055<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,323,361<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment', window );">Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</a></td>
        <td class="nump">900,730<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,707,442<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Outstanding balance</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment', window );">Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</a></td>
        <td class="nump">4,265,142<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">5,126,938<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying amount</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAndDebtSecuritiesAcquiredInTransferAllowanceForCreditLossesDueToSubsequentImpairment', window );">Certain Loans and Debt Securities Acquired in Transfer, Allowance for Credit Losses Due to Subsequent Impairment</a></td>
        <td class="nump">$ 3,349,375<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 4,105,396<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Net of fair value adjustment of $915,767 and $1,021,542 at March 31, 2014, and June 30, 2013, respectively.</td>
            </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For loans and debt securities, 1) for which at acquisition it was probable that the investor would be unable to collect all contractually required payments receivable, and 2) for which it is further probable that the investor will not be able to collect all cash flows expected at acquisition (plus any additional cash flows expected due to changes in estimate after acquisition), the allowance for credit losses recorded to reflect the impairment since acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 18<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5275-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>instant</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMKAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring, Current Period (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable Modifications Number of Contracts</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableModificationsRecordedInvestment1', window );">Financing Receivable Modifications Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 36,634<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable Modifications Number of Contracts</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableModificationsRecordedInvestment1', window );">Financing Receivable Modifications Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100,351<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable Modifications Number of Contracts</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableModificationsRecordedInvestment1', window );">Financing Receivable Modifications Recorded Investment</a></td>
        <td class="nump">298,443<span></span></td>
        <td class="nump">328,209<span></span></td>
        <td class="nump">1,132,145<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable Modifications Number of Contracts</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">5<span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableModificationsRecordedInvestment1', window );">Financing Receivable Modifications Recorded Investment</a></td>
        <td class="nump">179,165<span></span></td>
        <td class="nump">179,165<span></span></td>
        <td class="nump">165,918<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable Modifications Number of Contracts</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">8<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableModificationsRecordedInvestment1', window );">Financing Receivable Modifications Recorded Investment</a></td>
        <td class="nump">$ 477,607<span></span></td>
        <td class="nump">$ 544,007<span></span></td>
        <td class="nump">$ 1,398,414<span></span></td>
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    </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>debit</td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsNumberOfContracts2</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENGAE">
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          <div style="width: 200px;"><strong>Document and Entity Information<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <th class="th">
          <div>May 14, 2014</div>
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        <td class="text">10-Q<span></span></td>
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        <td class="text">Mar. 31,
				 2014<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
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        <td class="text">0000916907<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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                <p>No definition available.</p>
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                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 13: Business Combinations<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>Note 13: <u>Business Combinations&#160; </u></font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On October 4, 2013, the Company acquired 100% of the outstanding stock of Ozarks Legacy Community Financial, Inc. (OLCF), and its subsidiary, the Bank of Thayer, headquartered in Thayer, Missouri. The Bank of Thayer was merged into the Company&#146;s existing bank subsidiary, Southern Bank, on that date. The Company acquired OLCF primarily for the purpose of conducting commercial banking activities in markets where it believes the Company&#146;s business model will perform well, and for the long-term value of its core deposit franchise. Through March 31, 2014, the Company incurred $688,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014. The goodwill of $1,474,000 arising from the acquisition consists largely of synergies and economies of scale expected from combining the operations of the Company and OLCF. Total goodwill was assigned to the acquisition of the bank holding company. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table summarizes the consideration paid for OLCF and its subsidiary, the Bank of Thayer and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Fair Value of Consideration Transferred</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,279,694</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Contingent consideration</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="top" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>Total consideration</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,279,694</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Recognized amounts of identifiable assets acquired</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160; &#160;and liabilities assumed</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash and Cash equivalents</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,234,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment Securities</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>34,271,743</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,368,508</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Premises and equipment</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,155,297</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Identifiable intangible assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,432,645</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,285,870</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deposits</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(68,234,600)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Securities sold under agreements to repurchase</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,099,675)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Advances from FHLB</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,095,928)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Subordinated debt</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,490,890)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other liabilities</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(2,022,076)</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total identifiable net assets</font></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,805,874</font></p> </td> </tr> <tr style='height:.1in'> <td width="83%" valign="bottom" style='width:83.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Goodwill</font></b></p> </td> <td width="16%" valign="bottom" style='width:16.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,473,820</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On February 21, 2014, the Company completed its acquisition of Citizens State Bankshares of Bald Knob, Inc., and its subsidiary, the Citizens State Bank, Bald Knob, Arkansas (herein collectively, &#147;Citizens State Bank&#148;). &#160;Citizens State Bank was merged into the Company&#146;s existing bank subsidiary, Southern Bank, on that date. The Company completed the conversion of data systems for the Citizens State Bank operations in April, 2014. Through March 31, 2014, the Company incurred $313,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014.&#160; &#160;There was no goodwill arising from the acquisition. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table summarizes the consideration paid for Citizens State Bankshares of Bald Knob, Inc. and its subsidiary, Citizens State Bank and the amounts of assets acquired and liabilities assumed recognized at the acquisition date:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="481" style='width:360.6pt;margin-left:58.85pt;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Fair Value of Consideration Transferred</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Contingent consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="top" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total consideration</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,708,211</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Recognized amounts of identifiable assets acquired</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; and liabilities assumed</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Cash and Cash equivalents</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,167,979</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment Securities</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>50,539,865</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,984,135</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Premises and equipment</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>612,540</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Identifiable intangible assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>624,440</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,075,288</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deposits</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(64,154,307)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Advances from FHLB</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,499,904)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Miscellaneous other liabilities</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(641,825)</font></p> </td> </tr> <tr style='height:12.0pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total identifiable net assets</font></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,708,211</font></p> </td> </tr> <tr style='height:12.75pt'> <td width="321" valign="bottom" style='width:240.8pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Goodwill</font></b></p> </td> <td width="160" valign="bottom" style='width:119.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>On February 25, 2014, the Company announced the signing of a definitive merger agreement whereby Peoples Service Company (PSC) will be acquired by the Company in a stock and cash transaction. PSC is the 80% owner of Peoples Banking Company (PBC), the 100% owner of Peoples Bank of the Ozarks.&#160; In connection with the acquisition, the minority shareholders of PBC will be given the opportunity to exchange their shares of PBC for shares of PSC and to receive the merger consideration payable under the terms of the merger agreement. The transaction is expected to close in the third calendar quarter of 2014, subject to satisfaction of customary closing conditions, including regulatory and shareholder approvals, and consummation of the exchange transaction involving the minority shareholders of PBC. The acquired financial institution is expected to be merged with and into Southern Bank in the fourth quarter of calendar year 2014 or the first quarter of calendar year 2015.&#160; Through March 31, 2014, the Company incurred $100,000 of third-party acquisition-related costs. The expenses are included in noninterest expense in the Company&#146;s consolidated statement of income for the period ended March 31, 2014.&#160;&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 3: Securities: Schedule of Accumulated Credit Loss of Other Than Temporary Impaired Securities (Details) (Accumulated Credit Losses, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
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        </td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld', window );">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held</a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld', window );">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held</a></td>
        <td class="nump">$ 375,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of credit losses recognized in earnings related to debt securities held for which a portion of an other than temporary impairment (OTTI) was recognized in other comprehensive income (a component of shareholders' equity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br><br><br><br></p>
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<html>
  <head>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2TAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Financing Receivables, Non Accrual Status (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
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      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
        <td class="nump">$ 447,806<span></span></td>
        <td class="nump">$ 413,924<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
        <td class="nump">411,243<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
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        <td class="nump">156,856<span></span></td>
      </tr>
      <tr class="rh">
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
        <td class="nump">65,674<span></span></td>
        <td class="nump">24,699<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
        <td class="nump">384,991<span></span></td>
        <td class="nump">841,924<span></span></td>
      </tr>
      <tr class="rh">
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Financing Receivable, Recorded Investment, Nonaccrual Status</a></td>
        <td class="nump">$ 1,978,889<span></span></td>
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                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC -- CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)<br></strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 2,242,827<span></span></td>
        <td class="nump">$ 2,466,110<span></span></td>
        <td class="nump">$ 7,324,735<span></span></td>
        <td class="nump">$ 7,537,284<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains', window );">Unrealized gains (losses) on securities available-for-sale</a></td>
        <td class="nump">929,799<span></span></td>
        <td class="num">(398,614)<span></span></td>
        <td class="num">(428,559)<span></span></td>
        <td class="num">(41,094)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities', window );">Unrealized gains on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income</a></td>
        <td class="nump">292,866<span></span></td>
        <td class="nump">15,160<span></span></td>
        <td class="nump">294,375<span></span></td>
        <td class="nump">15,244<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Tax benefit (expense)</a></td>
        <td class="num">(452,386)<span></span></td>
        <td class="nump">141,878<span></span></td>
        <td class="nump">49,648<span></span></td>
        <td class="nump">9,565<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTax', window );">Total other comprehensive income (loss)</a></td>
        <td class="nump">770,279<span></span></td>
        <td class="num">(241,576)<span></span></td>
        <td class="num">(84,536)<span></span></td>
        <td class="num">(16,285)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump">$ 3,013,106<span></span></td>
        <td class="nump">$ 2,224,534<span></span></td>
        <td class="nump">$ 7,240,199<span></span></td>
        <td class="nump">$ 7,520,999<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized gain before deducting unrealized loss on investments in debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          </td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                  <tr>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) allocated to other comprehensive income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 11<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other than temporary impairment losses on investments in debt and equity securities categorized as Available-for-sale which have been recognized in earnings during the period. Such impairment losses consist of other than temporary impairments (OTTI) on equity securities, credit losses on investments in debt securities, and when the entity intends to sell an impaired debt security or it is more likely than not that the entity will be required to sell the impaired debt security before recovery of its amortized cost basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 7: Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Note 7: Earnings Per Share</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 7:&#160; <u>Earnings Per Share </u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table sets forth the computation of basic and diluted earnings per share:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Three months ended</p> </td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Nine months ended</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31,</p> </td> <td width="25%" colspan="2" valign="bottom" style='width:25.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31,</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u>2014</u></b></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u>2013</u></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u>2014</u></b></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u>2013</u></p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,242,827</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,466,110</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,324,735</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,537,284</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Charge for early redemption of preferred stock issued at discount</font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>50,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>50,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>150,000</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>295,115</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,192,827</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,416,110</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,174,735</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,242,169</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,311,740</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,294,040</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,295,924</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,290,573</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>111,670</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>95,101</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>102,854</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>92,065</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,423,410</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,389,141</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,398,778</p> </td> <td width="12%" valign="bottom" style='width:12.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,382,638</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.66</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.73</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.18</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.20</p> </td> </tr> <tr style='height:.1in'> <td width="48%" valign="bottom" style='width:48.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.64</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$0.71</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.11</p> </td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2.14</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>At March 31, 2014 and 2013, no options outstanding had an exercise price exceeding the market price.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 6: Deposits<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Note 6: Deposits</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 6:&#160; <u>Deposits</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Deposits are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="513" style='width:385.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="122" valign="bottom" style='width:91.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="119" valign="bottom" style='width:89.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;</font><font style='layout-grid-mode:both'>June 30, 2013 </font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Non-interest bearing accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$68,734,469</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$45,441,845</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>NOW accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>277,210,813</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>208,047,966</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Money market deposit accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>29,687,603</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,274,947</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Savings accounts </font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>95,160,685</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>84,372,522</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Certificates</font></p> </td> <td width="122" valign="top" style='width:91.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>323,692,831</p> </td> <td width="119" valign="top" style='width:89.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>272,241,653</font></p> </td> </tr> <tr style='height:.1in'> <td width="272" valign="top" style='width:203.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total Deposit Accounts</font></p> </td> <td width="122" valign="top" style='width:91.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$794,486,401</p> </td> <td width="119" valign="top" style='width:89.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$632,378,933</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Use of Estimates Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UseOfEstimatesPolicy', window );">Use of Estimates Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Use of Estimates.</b> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 1: Basis of Presentation: Basis of Presentation and Significant Accounting Policies (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated balance sheet of the Company as of June 30, 2013, has been derived from the audited consolidated balance sheet of the Company as of that date. Operating results for the three- and nine-month periods ended March 31, 2014, are not necessarily indicative of the results that may be expected for the entire fiscal year. For additional information, refer to the audited consolidated financial statements included in the Company&#146;s June 30, 2013, Form 10-K, which was filed with the SEC.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the basis of presentation and significant accounting policies concepts. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).  Accounting policies describe all significant accounting policies of the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Purchased Credfit Impaired Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 400,000<span></span></td>
        <td class="nump">$ 600,000<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">1,700,000<span></span></td>
        <td class="nump">1,700,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">1,200,000<span></span></td>
        <td class="nump">1,800,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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<DOCUMENT>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 10: Corporate Obligated Floating Rate Trust Preferred Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 10:&#160; <u>Corporate Obligated Floating Rate Trust Preferred Securities</u>&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#147;Trust Preferred Securities&#148;) in March, 2004, with a liquidation value of $1,000 per share. The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR. The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities. The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#147;Act&#148;) and have not been registered under the Act. The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company. The Company has used its net proceeds for working capital and investment in its subsidiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>In its October 2013 acquisition of Ozarks Legacy Community Financial, Inc. (OLCF), the Company assumed $3.1 million in floating rate junior subordinated debt securities. The securities had been issued in June 2005 by OLCF, bear interest at a floating rate based on LIBOR, and mature in 2035.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYield', window );">Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Accretable yield, or income expected to be collected, is as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="509" style='width:381.85pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="244" colspan="2" valign="bottom" style='width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ending</font></p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="126" valign="bottom" style='width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="118" valign="bottom" style='width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$637,260</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$913,266</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(31,850)</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(62,735)</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>427</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>7,353</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$605,837</p> </td> <td width="118" valign="bottom" style='width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$857,884</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="126" valign="top" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="top" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="509" style='width:381.85pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="244" colspan="2" valign="bottom" style='width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Nine-month period ending</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="126" valign="bottom" style='width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="118" valign="bottom" style='width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$798,789</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$489,356</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(196,327)</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(142,339)</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,375</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>510,867</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$605,837</p> </td> <td width="118" valign="bottom" style='width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$857,884</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDRAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 13: Business Combinations: Business Acquisition Policy -- Citizens State Bank: Schedule of Business Acquisition -- Citizens State Bank (Details) (Citizens State Bank, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Feb. 21, 2014</div>
        </th>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Deposits</div>
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        <td class="num">$ (64,154,307)<span></span></td>
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      <tr class="rh">
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          <div class="a">Federal Home Loan Bank Advances</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="num">(1,499,904)<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Miscellaneous other liabilities</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="num">(641,825)<span></span></td>
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          <div class="a">Cash</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationContingentConsiderationAsset', window );">Business Combination, Contingent Consideration, Asset</a></td>
        <td class="nump">5,708,211<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total consideration</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationContingentConsiderationAsset', window );">Business Combination, Contingent Consideration, Asset</a></td>
        <td class="nump">5,708,211<span></span></td>
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          <div class="a">Cash and Cash Equivalents</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">4,167,979<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Securities Investment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">50,539,865<span></span></td>
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          <div class="a">Loans Receivable</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">11,984,135<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Property, Plant and Equipment</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">612,540<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Identifiable intangible assets</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">624,440<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Miscellaneous other assets</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">4,075,288<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total identifiable net assets</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</a></td>
        <td class="nump">$ 5,708,211<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of asset recognized arising from contingent consideration in a business combination.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 1<br><br> -Subparagraph b<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911338&amp;loc=d3e6819-128478<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 25<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6411-128476<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationContingentConsiderationAsset</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of assets acquired at the acquisition date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4845-128472<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 8: Income Taxes<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Note 8: Income Taxes</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 8: <u>Income Taxes&#160;&#160; </u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company files income tax returns in the U.S. Federal jurisdiction and various states. The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2010. The Company recognized no interest or penalties related to income taxes.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company&#146;s income tax provision is comprised of the following components:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="38%" colspan="2" valign="bottom" style='width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="38%" colspan="2" valign="bottom" style='width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Income taxes</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Current</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,976,851</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$349,136</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,377,950</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,818,745</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deferred</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,195,404)</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>551,713</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(615,609)</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>287,876</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total income tax provision</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$781,447</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$900,849</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,762,341</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,106,621</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The components of net deferred tax assets (liabilities) are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="537" style='width:403.0pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax assets:</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision for losses on loans</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,721,702</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,545,918</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued compensation and benefits</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>62,065</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>211,117</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other-than-temporary impairment on &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; available for sale securities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>147,415</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; NOL carry forwards acquired</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>887,891</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>150,270</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Minimum Tax Credit</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>129,864</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on other real estate</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>99,130</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,280</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on available for sale securities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>167,285</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>116,157</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>Other</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>133,404</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax assets</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,348,756</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,316,147</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax liabilities:</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; FHLB stock dividends</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Purchase accounting adjustments</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,678,392</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,228,067</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Depreciation</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>586,278</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>761,389</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Prepaid expenses</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>275,560</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>151,939</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,262</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,224</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax liabilities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,736,104</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,370,231</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;Net deferred tax (liability) asset</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,612,652</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,945,916</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>As of March 31, 2014 and June 30, 2013, the Company had approximately $421,000 and $440,000, respectively, of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce. The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations. Unless otherwise utilized, the net operating losses will begin to expire in 2027. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A reconciliation of income tax expense at the statutory rate to the Company&#146;s actual income tax is shown below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="35%" colspan="2" valign="bottom" style='width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="35%" colspan="2" valign="bottom" style='width:35.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Tax at statutory rate</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,028,253</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,144,766</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,429,606</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,618,928</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Increase (reduction) in taxes &#160;&#160;&#160;&#160;&#160; resulting from:</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Nontaxable municipal income</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(132,788)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(127,011)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(395,031)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(379,671)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; State tax, net of Federal benefit</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,400</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>80,520</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>211,860</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>257,400</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Cash surrender value of &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Bank-owned life insurance</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,753)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,765)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(130,670)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(129,307)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax credit benefits</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(81,424)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(114,223)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(244,273)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(227,533)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>&#160; Other, net</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(49,241)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(40,438)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(109,151)</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,196)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Actual provision</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$781,447</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$900,849</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,762,341</font></p> </td> <td width="17%" valign="bottom" style='width:17.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,106,621</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Tax credit benefits are recognized under the flow-through method of accounting for investments in tax credits.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 9: 401(k) Retirement Plan<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 9:&#160; <u>401(k) Retirement Plan</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The Company&#146;s 401(k) Retirement Plan (the Plan) covers substantially all employees who are at least 21 years of age and who have completed one year of service. The Plan provides a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2013; for fiscal 2014, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions. During the three- and nine-month periods ended March 31, 2014, retirement plan expenses recognized were approximately $128,000 and $389,000, respectively, as compared to $113,000 and $339,000, respectively, for the same periods of the prior fiscal year.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Note 11: Small Business Lending Fund<br></strong></div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SmallBusinessLendingFund', window );">Note 11: Small Business Lending Fund</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>Note 11: <u>Small Business Lending Fund</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000. The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock qualifies as Tier 1 capital. The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&nbsp;1, April&nbsp;1, July&nbsp;1 and October&nbsp;1, beginning October&nbsp;1, 2011. The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement. Based upon the increase in the Bank&#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%. For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#146;s level of QBSL. The dividend rate for the quarter ended March 31, 2014, was one percent (1%). For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at one percent (1%), based upon the increase in QBSL as compared to the baseline. After four and one half years from issuance, the dividend rate will increase to nine percent (9%), including a quarterly lending incentive fee of one-half percent (0.5%).</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock is non-voting, except in limited circumstances. In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#146;s Board of Directors. In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock may be redeemed at any time at the Company&#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares. As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#146;s common stock at an exercise price of $12.53 per share. The Company has not repurchased the warrant, which is still held by Treasury. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p><span></span></td>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Tax Assets and Liabilities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The components of net deferred tax assets (liabilities) are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="537" style='width:403.0pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax assets:</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision for losses on loans</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,721,702</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,545,918</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued compensation and benefits</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>62,065</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>211,117</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other-than-temporary impairment on &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; available for sale securities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>147,415</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; NOL carry forwards acquired</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>887,891</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>150,270</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Minimum Tax Credit</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>129,864</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on other real estate</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>99,130</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31,280</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on available for sale securities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>167,285</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>116,157</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>Other</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>133,404</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax assets</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,348,756</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,316,147</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax liabilities:</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; FHLB stock dividends</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Purchase accounting adjustments</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,678,392</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,228,067</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Depreciation</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>586,278</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>761,389</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Prepaid expenses</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>275,560</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>151,939</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,262</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,224</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax liabilities</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,736,104</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,370,231</font></p> </td> </tr> <tr style='height:.1in'> <td width="276" valign="bottom" style='width:207.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;Net deferred tax (liability) asset</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,612,652</font></p> </td> <td width="131" valign="bottom" style='width:98.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,945,916</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6MBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">$ 954,207<span></span></td>
        <td class="nump">$ 369,898<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">84,695<span></span></td>
        <td class="nump">66,213<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">170,453<span></span></td>
        <td class="nump">102,498<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">1,209,355<span></span></td>
        <td class="nump">538,609<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">293,623,196<span></span></td>
        <td class="nump">233,349,833<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">294,832,551<span></span></td>
        <td class="nump">233,888,442<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">356<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">158,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">36,887<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">195,243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">20,948,067<span></span></td>
        <td class="nump">19,932,817<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">21,143,310<span></span></td>
        <td class="nump">19,932,817<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">579,367<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">337,837<span></span></td>
        <td class="nump">225,099<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">917,204<span></span></td>
        <td class="nump">225,099<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">303,098,075<span></span></td>
        <td class="nump">242,078,823<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">304,015,279<span></span></td>
        <td class="nump">242,303,922<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">198,073<span></span></td>
        <td class="nump">239,323<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">22,353<span></span></td>
        <td class="nump">42,924<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">48,133<span></span></td>
        <td class="nump">12,275<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">268,559<span></span></td>
        <td class="nump">294,522<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">34,348,957<span></span></td>
        <td class="nump">28,120,356<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">34,617,516<span></span></td>
        <td class="nump">28,414,878<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">275,371<span></span></td>
        <td class="nump">63,394<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">135,137<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">57,721<span></span></td>
        <td class="nump">18,266<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">468,229<span></span></td>
        <td class="nump">81,660<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">120,789,039<span></span></td>
        <td class="nump">130,786,824<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">121,257,268<span></span></td>
        <td class="nump">130,868,484<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">2,007,374<span></span></td>
        <td class="nump">672,615<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">400,185<span></span></td>
        <td class="nump">109,137<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">651,031<span></span></td>
        <td class="nump">358,138<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">3,058,590<span></span></td>
        <td class="nump">1,139,890<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">772,807,334<span></span></td>
        <td class="nump">654,268,653<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">TotalLoansReceivable</a></td>
        <td class="nump">$ 775,865,924<span></span></td>
        <td class="nump">$ 655,408,543<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_TotalLoansReceivable</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Recurring Measurements. </b>The following table presents the fair value measurements of assets&#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and June 30, 2013:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="4" valign="bottom" style='width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at <b>March 31, 2014</b>, Using</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$23,739,507</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$23,739,507</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>46,116,910</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>46,116,910</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,673,535</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,549,535</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>124,000</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,629,062</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,629,062</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="4" valign="bottom" style='width:63.6%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2013, Using</font></u><font style='layout-grid-mode:both'>:</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,407,885</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,323,307</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,558,979</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,485,979</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>73,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310,544</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.4%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="15%" valign="bottom" style='width:15.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,403,511</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> </div> <p 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                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19190-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXXAG">
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          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government-sponsored Enterprises Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 23,739,507<span></span></td>
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          <div class="a">US States and Political Subdivisions Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">46,116,910<span></span></td>
        <td class="nump">39,323,307<span></span></td>
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          <div class="a">Other Debt Obligations</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">2,673,535<span></span></td>
        <td class="nump">1,558,979<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">61,629,062<span></span></td>
        <td class="nump">14,310,544<span></span></td>
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          <div class="a">Mortgage Backed Other US Government Agencies</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,403,511<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | US Government-sponsored Enterprises Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">23,739,507<span></span></td>
        <td class="nump">22,407,885<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">46,116,910<span></span></td>
        <td class="nump">39,323,307<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Other Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">2,549,535<span></span></td>
        <td class="nump">1,485,979<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">61,629,062<span></span></td>
        <td class="nump">14,310,544<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Mortgage Backed Other US Government Agencies</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,403,511<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Other Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets, Fair Value Disclosure, Recurring</a></td>
        <td class="nump">$ 124,000<span></span></td>
        <td class="nump">$ 73,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureRecurring">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a recurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsFairValueDisclosureRecurring</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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  </body>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 8: Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit)</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company&#146;s income tax provision is comprised of the following components:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="38%" colspan="2" valign="bottom" style='width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="38%" colspan="2" valign="bottom" style='width:38.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Income taxes</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Current</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,976,851</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$349,136</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,377,950</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,818,745</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deferred</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,195,404)</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>551,713</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(615,609)</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>287,876</font></p> </td> </tr> <tr style='height:.1in'> <td width="22%" valign="bottom" style='width:22.68%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total income tax provision</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$781,447</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$900,849</font></p> </td> <td width="19%" valign="bottom" style='width:19.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,762,341</font></p> </td> <td width="19%" valign="bottom" style='width:19.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,106,621</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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  </body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHVAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Troubled Debt Restructured Loans Performing (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringNumber', window );">Nonperforming Troubled Debt Restructuring Number</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringRecordedInvestment', window );">Nonperforming Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">$ 1,741,288<span></span></td>
        <td class="nump">$ 1,663,477<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringNumber', window );">Nonperforming Troubled Debt Restructuring Number</a></td>
        <td class="nump">13<span></span></td>
        <td class="nump">11<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringRecordedInvestment', window );">Nonperforming Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">3,175,505<span></span></td>
        <td class="nump">2,856,884<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringNumber', window );">Nonperforming Troubled Debt Restructuring Number</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringRecordedInvestment', window );">Nonperforming Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">295,018<span></span></td>
        <td class="nump">363,020<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringNumber', window );">Nonperforming Troubled Debt Restructuring Number</a></td>
        <td class="nump">25<span></span></td>
        <td class="nump">20<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonperformingTroubledDebtRestructuringRecordedInvestment', window );">Nonperforming Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">$ 5,211,811<span></span></td>
        <td class="nump">$ 4,883,381<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Outside Director Retirement Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OutsideDirectorRetirementPolicy', window );">Outside Director Retirement Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Outside Directors&#146; Retirement.</b><i> </i>The Bank adopted a directors&#146; retirement plan in April 1994 for outside directors. The directors&#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#146;s years of service on the Board.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</p><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<SEQUENCE>106
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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      </tr>
      <tr class="ro">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the nine months ended <b><u>March 31, 2014</u></b></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" 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width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,809,975</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$272,662</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,602,542</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$471,666</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,229,135</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,385,980</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>562,061</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>130,286</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>446,122</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>54,353</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(145,100)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,047,721</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(150,254)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(69,457)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(49,947)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(516,800)</p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(786,458)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>14,777</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>960</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>15,190</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>9,286</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>40,213</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$293,091,263</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$21,143,310</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$302,738,045</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$34,617,516</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$120,926,415</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$772,516,549</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,741,288</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,277,234</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$330,853</p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,349,375</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended <b><u>March 31, 2014</u></b></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,131,432</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$423,984</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,786,856</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$496,134</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,246,499</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$9,084,904</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>231,632</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(21,036)</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>193,037</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>23,700</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(173,902)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>253,431</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(127,192)</p> </td> <td width="11%" valign="bottom" style='width:11.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(32,881)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(503,534)</p> </td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(663,607)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>687</p> </td> <td width="11%" valign="bottom" style='width:11.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>274</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>4,309</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>7,458</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>12,728</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,236,559</p> </td> <td width="11%" valign="bottom" style='width:11.96%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$402,948</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,980,167</p> </td> <td width="12%" valign="bottom" style='width:12.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$491,262</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,576,520</p> </td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,687,456</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the nine months ended <u>March<b> </b>31, 2013</u></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,635,346</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$243,169</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,985,838</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$483,597</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,144,104</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,492,054</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>351,869</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(47,926)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>959,838</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>63,069</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(25,769)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>1,301,081</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(239,270)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(417,071)</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(21,005)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(29,466)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(706,812)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>337</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>4,918</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,782</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,497</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>22,534</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,533,523</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,097,366</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,108,857</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$100,000</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$100,000</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,433,523</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,539,877</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,451,368</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$-</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$557,489</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$557,489</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="6" valign="bottom" style='width:73.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended <u>March 31, 2013</u></font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, beginning of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,722,583</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$152,256</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,388,656</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$526,386</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,130,320</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$7,920,201</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Provision charged to expense</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>61,615</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>42,987</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>144,410</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>18,389</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(39,025)</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>228,375</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Losses charged off</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(36,028)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(12,416)</p> </td> <td width="12%" valign="bottom" style='width:12.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(48,444)</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Recoveries</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>112</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>457</p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>2,084</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>6,071</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>8,724</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$1,748,282</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$195,243</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$3,533,523</p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$534,443</p> </td> <td width="12%" valign="bottom" style='width:12.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$2,097,366</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$8,108,856</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="6" valign="bottom" style='width:74.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Balance, end of period</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,809,975</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$272,662</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,602,542</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$471,666</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,229,135</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,385,980</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$85,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,809,975</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$272,662</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,517,542</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$471,666</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,671,646</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,743,491</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$557,489</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: individually &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$144,328</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$144,328</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: collectively &#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$232,186,722</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,932,817</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$240,888,891</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,414,878</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,735,511</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$651,158,819</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.94%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Ending Balance: loans acquired &#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="12%" valign="bottom" style='width:12.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,701,720</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,270,703</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,132,973</font></p> </td> <td width="12%" valign="bottom" style='width:12.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,105,396</font></p> </td> </tr> </table> </div> <p 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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Business Description and Basis of Presentation (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Organization.</b> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#146;s consolidated assets and liabilities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Basis of Financial Statement Presentation.</b> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#146;s investment or loan portfolios resulting from the borrowers&#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#146;s investments in real estate.</p><span></span></td>
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                <p>The entire disclosure for the business description and basis of presentation concepts.  Business description describes the nature and type of organization including but not limited to organizational structure as may be applicable to holding companies, parent and subsidiary relationships, business divisions, business units, business segments, affiliates and information about significant ownership of the reporting entity.  Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Federal Reserve Bank and Federal Home Loan Bank Stock Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Federal Reserve Bank and Federal Home Loan Bank Stock.</b><b> </b>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems. Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</p><span></span></td>
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      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 6: Deposits: Schedule of Deposit Liabilities (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <th class="th">
          <div>Jun. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Time Deposits</a></td>
        <td class="nump">323,692,831<span></span></td>
        <td class="nump">272,241,653<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositLiabilities', window );">Deposit Liabilities</a></td>
        <td class="nump">$ 794,486,401<span></span></td>
        <td class="nump">$ 632,378,933<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DepositLiabilities</nobr></td>
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                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsMoneyMarketDeposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsNegotiableOrderOfWithdrawalNOW</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsSavingsDeposits</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 3: Securities: Schedule of Accumulated Credit Loss of Other Than Temporary Impaired Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAccumulatedCreditLossOfOtherThanTemporaryImpairedSecurities', window );">Schedule of Accumulated Credit Loss of Other Than Temporary Impaired Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="571" style='width:428.5pt;margin-left:41.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Accumulated Credit Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Nine-Month Period Ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="217" colspan="2" valign="bottom" style='width:163.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>March 31,</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2014</font></u></b></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Credit losses on debt securities held</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Beginning of period</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to OTTI losses not previously recognized</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to sales</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to change in intent or likelihood of sale</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to increases in previously-recognized OTTI losses</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to increases in expected cash flows</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="354" valign="bottom" style='width:265.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>End of period</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> </table><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis (Details) (USD $)<br></strong></div>
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        <th class="th" colspan="2">9 Months Ended</th>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Note 3: Securities: Credit Losses Recognized on Investments Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit losses recognized on investments. </i>As described above, one of the Company&#146;s investments in trust preferred securities has experienced fair value deterioration due to credit losses, but is not otherwise other-than-temporarily impaired. During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Transactions That Are Not Orderly.&#148;&#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the nine-month periods ended March 31, 2014 and 2013.</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EM1AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Fair Value of Financial Instruments (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">$ 18,023<span></span></td>
        <td class="nump">$ 12,789<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Assets | Interest-bearing time deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">1,655<span></span></td>
        <td class="nump">980<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Assets | Investment in Federal Home Loan Bank Stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">3,684<span></span></td>
        <td class="nump">2,007<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Assets | Investment in Federal Reserve Bank Stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">1,253<span></span></td>
        <td class="nump">1,004<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Assets | Loans Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">767,303<span></span></td>
        <td class="nump">647,166<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Assets | Accrued interest receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">3,789<span></span></td>
        <td class="nump">3,970<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Liabilities | Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">794,486<span></span></td>
        <td class="nump">632,379<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Liabilities | Securities Sold under Agreements to Repurchase</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">26,897<span></span></td>
        <td class="nump">27,788<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Liabilities | Federal Home Loan Bank Advances</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">51,680<span></span></td>
        <td class="nump">24,500<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Liabilities | Accrued interest payable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">562<span></span></td>
        <td class="nump">529<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Liabilities | Subordinated Debt</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">$ 9,720<span></span></td>
        <td class="nump">$ 7,217<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueFinancialInstrumentsCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FairValueFinancialInstrumentsCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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          </td>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPXBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash Flows From Operating Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 7,324,735<span></span></td>
        <td class="nump">$ 7,537,284<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Items not requiring (providing) cash:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation</a></td>
        <td class="nump">1,111,837<span></span></td>
        <td class="nump">826,834<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LossOnDisposalOfFixedAssets', window );">Loss on disposal of fixed assets</a></td>
        <td class="nump">168<span></span></td>
        <td class="nump">20,875<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Stock option and stock grant expense</a></td>
        <td class="nump">10,643<span></span></td>
        <td class="nump">160,643<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">466,520<span></span></td>
        <td class="nump">312,849<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AmortizationOfPurchaseAccountingAdjustments', window );">Amortization of purchase accounting adjustments</a></td>
        <td class="num">(3,745)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue', window );">Increase in cash surrender value of bank owned life insurance</a></td>
        <td class="num">(384,323)<span></span></td>
        <td class="num">(380,316)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LossGainOnSaleOfForeclosedAssets', window );">Loss (Gain) on sale of foreclosed assets</a></td>
        <td class="nump">18,500<span></span></td>
        <td class="num">(17,654)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">1,047,721<span></span></td>
        <td class="nump">1,301,081<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainsRealizedOnSaleOfAvailableForSaleSecurities', window );">Gains realized on sale of AFS securities</a></td>
        <td class="num">(107,796)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization (accretion) of premiums and discounts on securities</a></td>
        <td class="nump">885,075<span></span></td>
        <td class="nump">439,342<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Originations of loans held for sale</a></td>
        <td class="num">(7,616,295)<span></span></td>
        <td class="num">(4,956,029)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans held for sale</a></td>
        <td class="nump">7,919,857<span></span></td>
        <td class="nump">5,116,239<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainOnSalesOfLoansHeldForSale', window );">Gain on sales of loans held for sale</a></td>
        <td class="num">(356,187)<span></span></td>
        <td class="num">(204,646)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ChangesInAbstract', window );"><strong>Changes in:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
        <td class="nump">862,910<span></span></td>
        <td class="nump">616,200<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">531,553<span></span></td>
        <td class="nump">513,293<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Accounts payable and other liabilities</a></td>
        <td class="num">(594,781)<span></span></td>
        <td class="nump">1,148,957<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Deferred taxes</a></td>
        <td class="num">(402,316)<span></span></td>
        <td class="nump">297,875<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Accrued interest payable</a></td>
        <td class="num">(466,416)<span></span></td>
        <td class="num">(70,152)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">10,247,660<span></span></td>
        <td class="nump">12,662,675<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherLoans', window );">Net increase in loans</a></td>
        <td class="num">(70,156,401)<span></span></td>
        <td class="num">(38,645,904)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherDeposits', window );">Net change in interest-bearing deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(202,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities and sales of available for sale securities</a></td>
        <td class="nump">42,827,514<span></span></td>
        <td class="nump">27,954,781<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Net purchases of Federal Home Loan Bank stock</a></td>
        <td class="num">(902,500)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalReserveStock', window );">Net purchases of Federal Reserve Bank of Saint Louis stock</a></td>
        <td class="num">(248,550)<span></span></td>
        <td class="num">(3,400)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of available-for-sale securities</a></td>
        <td class="num">(13,660,413)<span></span></td>
        <td class="num">(33,408,568)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(5,523,147)<span></span></td>
        <td class="num">(5,904,695)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1', window );">Net cash used in acquisitions</a></td>
        <td class="num">(5,584,946)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentTaxCredit', window );">Investments in state &amp; federal tax credits</a></td>
        <td class="num">(3,588,425)<span></span></td>
        <td class="num">(2,744,436)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ProceedsFromSaleOfFixedAssets', window );">Proceeds from sale of fixed assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">26,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sale of foreclosed assets</a></td>
        <td class="nump">1,142,922<span></span></td>
        <td class="nump">1,568,483<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="num">(55,693,946)<span></span></td>
        <td class="num">(51,359,239)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDemandDeposits', window );">Net increase in demand deposits and savings accounts</a></td>
        <td class="nump">29,107,220<span></span></td>
        <td class="nump">19,422,508<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetIncreaseInCertificatesOfDeposits', window );">Net increase in certificates of deposits</a></td>
        <td class="nump">611,340<span></span></td>
        <td class="nump">26,660,534<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net (decrease) increase in securities sold under agreements to repurchase</a></td>
        <td class="num">(1,990,622)<span></span></td>
        <td class="nump">1,757,202<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromFederalHomeLoanBankAdvances', window );">Net proceeds from Federal Home Loan Bank advances</a></td>
        <td class="nump">24,600,096<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td>
        <td class="nump">86,811<span></span></td>
        <td class="nump">100,518<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockPaidinkind', window );">Dividends paid on preferred stock</a></td>
        <td class="num">(150,000)<span></span></td>
        <td class="num">(361,553)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockPaidinkind', window );">Dividends paid on common stock</a></td>
        <td class="num">(1,584,675)<span></span></td>
        <td class="num">(1,480,818)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
        <td class="nump">50,680,170<span></span></td>
        <td class="nump">46,098,391<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Increase in cash and cash equivalents</a></td>
        <td class="nump">5,233,884<span></span></td>
        <td class="nump">7,401,827<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td>
        <td class="nump">12,788,950<span></span></td>
        <td class="nump">33,421,099<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td>
        <td class="nump">18,022,834<span></span></td>
        <td class="nump">40,822,926<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Noncash investing and financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfLoansToForeclosedRealEstate', window );">Conversion of loans to foreclosed real estate</a></td>
        <td class="nump">335,000<span></span></td>
        <td class="nump">3,463,950<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfForeclosedRealEstateToLoans', window );">Conversion of foreclosed real estate to loans</a></td>
        <td class="nump">337,500<span></span></td>
        <td class="nump">68,400<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfLoansToRepossessedAssets', window );">Conversion of loans to repossessed assets</a></td>
        <td class="nump">41,852<span></span></td>
        <td class="nump">251,627<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CashPaidDuringThePeriodForAbstract', window );"><strong>Cash paid during the period for:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CashPaidForCapitalizedInterest1', window );">Interest (net of interest credited)</a></td>
        <td class="nump">2,085,060<span></span></td>
        <td class="nump">2,000,909<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes</a></td>
        <td class="nump">$ 2,798,000<span></span></td>
        <td class="nump">$ 1,541,084<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AmortizationOfPurchaseAccountingAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AmortizationOfPurchaseAccountingAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash paid to acquire the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_BusinessAcquisitionCostOfAcquiredEntityCashPaid1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CashPaidDuringThePeriodForAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_CashPaidDuringThePeriodForAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CashPaidForCapitalizedInterest1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period for interest owed on money borrowed that is not charged as an expense but rather is capitalized based on the long term nature of the use of the borrowed funds.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_CashPaidForCapitalizedInterest1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ChangesInAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ChangesInAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ConversionOfForeclosedRealEstateToLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans converted from foreclosed real estate back to loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfForeclosedRealEstateToLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ConversionOfLoansToForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans converted to foreclosed real estate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfLoansToForeclosedRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ConversionOfLoansToRepossessedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans converted to repossessed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfLoansToRepossessedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainOnSalesOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gain during the reporting period in the value of loans or securitized loans that are held with the intention to sell in the near future and sold.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_GainOnSalesOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainsRealizedOnSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_GainsRealizedOnSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LossGainOnSaleOfForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LossGainOnSaleOfForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LossOnDisposalOfFixedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recorded on the disposal of fixed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LossOnDisposalOfFixedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NetIncreaseInCertificatesOfDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net increase in new certificates of deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_NetIncreaseInCertificatesOfDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ProceedsFromSaleOfFixedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of fixed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ProceedsFromSaleOfFixedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockPaidinkind">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid common stock dividends declared with the form of settlement in payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockPaidinkind</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockPaidinkind">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStockPaidinkind</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDemandDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow in the total of all demand deposits, including checking and negotiable order of withdrawal (NOW) accounts, classified as cash flows from financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDemandDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net cash inflow or outflow in all other deposits that have not otherwise been stated in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in loans that are classified as working capital and are not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets, or income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTaxCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount deducted from an entities' taxes, reflecting a percentage of an amount invested in certain assets spread over the useful life of those assets; includes deferred investment tax credits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentTaxCredit</nobr></td>
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                  <tr>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
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          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalReserveStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow to acquire Federal Reserve Bank (FRB) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireFederalReserveStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromFederalHomeLoanBankAdvances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow from proceeds of Federal Home Loan Bank (FHLBank) advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromFederalHomeLoanBankAdvances</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3337-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to estimated loss from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockOptionPlanExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEAAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Interest Income Recognized on Impaired Loans (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">$ 1,745<span></span></td>
        <td class="nump">$ 1,680<span></span></td>
        <td class="nump">$ 1,730<span></span></td>
        <td class="nump">$ 1,611<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedFinancingReceivableInterestIncomeRecognized', window );">Impaired Financing Receivable Interest Income Recognized</a></td>
        <td class="nump">36<span></span></td>
        <td class="nump">43<span></span></td>
        <td class="nump">163<span></span></td>
        <td class="nump">312<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">1,283<span></span></td>
        <td class="nump">1,809<span></span></td>
        <td class="nump">1,328<span></span></td>
        <td class="nump">2,233<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedFinancingReceivableInterestIncomeRecognized', window );">Impaired Financing Receivable Interest Income Recognized</a></td>
        <td class="nump">21<span></span></td>
        <td class="nump">51<span></span></td>
        <td class="nump">110<span></span></td>
        <td class="nump">149<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">582<span></span></td>
        <td class="nump">1,283<span></span></td>
        <td class="nump">789<span></span></td>
        <td class="nump">1,308<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedFinancingReceivableInterestIncomeRecognized', window );">Impaired Financing Receivable Interest Income Recognized</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">71<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">3,609<span></span></td>
        <td class="nump">4,772<span></span></td>
        <td class="nump">3,847<span></span></td>
        <td class="nump">5,152<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedFinancingReceivableInterestIncomeRecognized', window );">Impaired Financing Receivable Interest Income Recognized</a></td>
        <td class="nump">$ 57<span></span></td>
        <td class="nump">$ 116<span></span></td>
        <td class="nump">$ 274<span></span></td>
        <td class="nump">$ 532<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ImpairedFinancingReceivableInterestIncomeRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of interest income on impaired and nonperforming loans that was recognized as income during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ImpairedFinancingReceivableInterestIncomeRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          </td>
        </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 5: Accounting For Certain Loans Acquired in A Transfer<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock', window );">Note 5: Accounting For Certain Loans Acquired in A Transfer</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 5: <u>Accounting for Certain Loans Acquired in a Transfer</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company acquired loans in a transfer during the fiscal year ended June 30, 2011. At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date. Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The carrying amount of those loans is included in the balance sheet amounts of loans receivable at March 31, 2014 and June 30, 2013. The amounts of these loans at March 31, 2014 and June 30, 2013, are as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="503" style='width:377.25pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>March 31, 2014</font></u></b></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2013</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,076,357</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,096,135</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,288,055</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,323,361</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="top" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>900,730</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,707,442</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Outstanding balance</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,265,142</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,126,938</font></p> </td> </tr> <tr style='height:.1in'> <td width="266" valign="bottom" style='width:199.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Carrying amount, net of fair value adjustment of &#160;&#160;&#160;&#160; </font><font style='layout-grid-mode:both'>$915,767 and $1,021,542 at March 31, 2014 and &#160;&#160;&#160;&#160; June 30, 2013, respectively</font></p> </td> <td width="119" valign="bottom" style='width:89.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,349,375</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,105,396</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Accretable yield, or income expected to be collected, is as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="509" style='width:381.85pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="244" colspan="2" valign="bottom" style='width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ending</font></p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="126" valign="bottom" style='width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="118" valign="bottom" style='width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$637,260</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$913,266</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(31,850)</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(62,735)</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>427</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>7,353</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$605,837</p> </td> <td width="118" valign="bottom" style='width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$857,884</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="126" valign="top" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="top" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="509" style='width:381.85pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="244" colspan="2" valign="bottom" style='width:182.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>Nine-month period ending</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="126" valign="bottom" style='width:94.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b> March 31, 2014 </b></p> </td> <td width="118" valign="bottom" style='width:88.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>March 31, 2013</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$798,789</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$489,356</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(196,327)</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>(142,339)</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>3,375</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>510,867</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> <td width="118" valign="bottom" style='width:88.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>-</p> </td> </tr> <tr style='height:.1in'> <td width="265" valign="bottom" style='width:199.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="126" valign="bottom" style='width:94.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$605,837</p> </td> <td width="118" valign="bottom" style='width:88.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>$857,884</p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>During the three- and nine-month periods ended March 31, 2014, the Company had no increases to the allowance for loan losses by a charge to the income statement related to these purchased credit impaired loans, as compared to $48,000 and $181,000, respectively, during the same periods of the prior fiscal year. During the three- and nine-month periods ended March 31, 2014, allowance for loan losses related to these loans of $0 and $57,489, respectively, were reversed, as compared to $0 and $5,000, respectively, during the same periods of the prior fiscal year. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for certain contractual rights to receive money on demand or on fixed or determinable dates with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15029-111544<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Troubled Debt Restructured Loans Performing (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfTroubledDebtRestructuredLoansPerforming', window );">Schedule of Troubled Debt Restructured Loans Performing</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Performing loans classified as TDRs and outstanding at March 31, 2014 and June 30, 2013, segregated by class, are shown in the table below. Nonperforming TDRs are shown as nonaccrual loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="585" style='width:438.55pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="190" colspan="2" valign="bottom" style='width:142.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="229" colspan="2" valign="bottom" style='width:172.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="bottom" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="81" valign="bottom" style='width:60.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,741,288</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,663,477</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>13</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,175,505</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>11</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,856,884</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;- </font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>295,018</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>363,020</font></p> </td> </tr> <tr style='height:.1in'> <td width="165" valign="top" style='width:124.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="81" valign="bottom" style='width:60.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>25</font></p> </td> <td width="109" valign="bottom" style='width:82.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,211,811</font></p> </td> <td width="107" valign="bottom" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>20</font></p> </td> <td width="123" valign="bottom" style='width:92.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,883,381</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWKDI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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          <div>Jun. 30, 2013</div>
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      <tr class="rh">
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          <div class="a">Residential Mortgage</div>
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        <td class="text">&#xA0;<span></span></td>
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">$ 2,131,432<span></span></td>
        <td class="nump">$ 1,722,583<span></span></td>
        <td class="nump">$ 1,809,975<span></span></td>
        <td class="nump">$ 1,635,346<span></span></td>
        <td class="nump">$ 1,809,975<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">231,632<span></span></td>
        <td class="nump">61,615<span></span></td>
        <td class="nump">562,061<span></span></td>
        <td class="nump">351,869<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(127,192)<span></span></td>
        <td class="num">(36,028)<span></span></td>
        <td class="num">(150,254)<span></span></td>
        <td class="num">(239,270)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries', window );">Allowance for Doubtful Accounts Receivable, Recoveries</a></td>
        <td class="nump">687<span></span></td>
        <td class="nump">112<span></span></td>
        <td class="nump">14,777<span></span></td>
        <td class="nump">337<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">2,236,559<span></span></td>
        <td class="nump">1,748,282<span></span></td>
        <td class="nump">2,236,559<span></span></td>
        <td class="nump">1,748,282<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,236,559<span></span></td>
        <td class="nump">1,748,282<span></span></td>
        <td class="nump">1,809,975<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">293,091,263<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">232,186,722<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,741,288<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,701,720<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loan Payable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">423,984<span></span></td>
        <td class="nump">152,256<span></span></td>
        <td class="nump">272,662<span></span></td>
        <td class="nump">243,169<span></span></td>
        <td class="nump">272,662<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="num">(21,036)<span></span></td>
        <td class="nump">42,987<span></span></td>
        <td class="nump">130,286<span></span></td>
        <td class="num">(47,926)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">402,948<span></span></td>
        <td class="nump">195,243<span></span></td>
        <td class="nump">402,948<span></span></td>
        <td class="nump">195,243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">402,948<span></span></td>
        <td class="nump">195,243<span></span></td>
        <td class="nump">272,662<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21,143,310<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,932,817<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">3,786,856<span></span></td>
        <td class="nump">3,388,656<span></span></td>
        <td class="nump">3,602,542<span></span></td>
        <td class="nump">2,985,838<span></span></td>
        <td class="nump">3,602,542<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">193,037<span></span></td>
        <td class="nump">144,410<span></span></td>
        <td class="nump">446,122<span></span></td>
        <td class="nump">959,838<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(69,457)<span></span></td>
        <td class="num">(417,071)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries', window );">Allowance for Doubtful Accounts Receivable, Recoveries</a></td>
        <td class="nump">274<span></span></td>
        <td class="nump">457<span></span></td>
        <td class="nump">960<span></span></td>
        <td class="nump">4,918<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">3,980,167<span></span></td>
        <td class="nump">3,533,523<span></span></td>
        <td class="nump">3,980,167<span></span></td>
        <td class="nump">3,533,523<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2', window );">Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">85,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,980,167<span></span></td>
        <td class="nump">3,433,523<span></span></td>
        <td class="nump">3,517,542<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableIndividuallyEvaluatedForImpairment1', window );">Financing Receivable Individually Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">144,328<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">302,738,045<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">240,888,891<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,277,234<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,270,703<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">496,134<span></span></td>
        <td class="nump">526,386<span></span></td>
        <td class="nump">471,666<span></span></td>
        <td class="nump">483,597<span></span></td>
        <td class="nump">471,666<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">23,700<span></span></td>
        <td class="nump">18,389<span></span></td>
        <td class="nump">54,353<span></span></td>
        <td class="nump">63,069<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(32,881)<span></span></td>
        <td class="num">(12,416)<span></span></td>
        <td class="num">(49,947)<span></span></td>
        <td class="num">(21,005)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries', window );">Allowance for Doubtful Accounts Receivable, Recoveries</a></td>
        <td class="nump">4,309<span></span></td>
        <td class="nump">2,084<span></span></td>
        <td class="nump">15,190<span></span></td>
        <td class="nump">8,782<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">491,262<span></span></td>
        <td class="nump">534,443<span></span></td>
        <td class="nump">491,262<span></span></td>
        <td class="nump">534,443<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">491,262<span></span></td>
        <td class="nump">534,443<span></span></td>
        <td class="nump">471,666<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">34,617,516<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">28,414,878<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">2,246,499<span></span></td>
        <td class="nump">2,130,320<span></span></td>
        <td class="nump">2,229,135<span></span></td>
        <td class="nump">2,144,104<span></span></td>
        <td class="nump">2,229,135<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="num">(173,902)<span></span></td>
        <td class="num">(39,025)<span></span></td>
        <td class="num">(145,100)<span></span></td>
        <td class="num">(25,769)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(503,534)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(516,800)<span></span></td>
        <td class="num">(29,466)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries', window );">Allowance for Doubtful Accounts Receivable, Recoveries</a></td>
        <td class="nump">7,458<span></span></td>
        <td class="nump">6,071<span></span></td>
        <td class="nump">9,286<span></span></td>
        <td class="nump">8,497<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">1,576,520<span></span></td>
        <td class="nump">2,097,366<span></span></td>
        <td class="nump">1,576,520<span></span></td>
        <td class="nump">2,097,366<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,576,520<span></span></td>
        <td class="nump">1,539,877<span></span></td>
        <td class="nump">1,671,646<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">557,489<span></span></td>
        <td class="nump">557,489<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">120,926,415<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">129,735,511<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">330,853<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,132,973<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod', window );">Allowance for loan losses, balance beginning of period</a></td>
        <td class="nump">9,084,904<span></span></td>
        <td class="nump">7,920,201<span></span></td>
        <td class="nump">8,385,980<span></span></td>
        <td class="nump">7,492,054<span></span></td>
        <td class="nump">8,385,980<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">253,431<span></span></td>
        <td class="nump">228,375<span></span></td>
        <td class="nump">1,047,721<span></span></td>
        <td class="nump">1,301,081<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(663,607)<span></span></td>
        <td class="num">(48,444)<span></span></td>
        <td class="num">(786,458)<span></span></td>
        <td class="num">(706,812)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries', window );">Allowance for Doubtful Accounts Receivable, Recoveries</a></td>
        <td class="nump">12,728<span></span></td>
        <td class="nump">8,724<span></span></td>
        <td class="nump">40,213<span></span></td>
        <td class="nump">22,534<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod', window );">Allowance for loan losses, balance end of period</a></td>
        <td class="nump">8,687,456<span></span></td>
        <td class="nump">8,108,856<span></span></td>
        <td class="nump">8,687,456<span></span></td>
        <td class="nump">8,108,857<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2', window );">Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">85,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,687,456<span></span></td>
        <td class="nump">7,451,368<span></span></td>
        <td class="nump">7,743,491<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">557,489<span></span></td>
        <td class="nump">557,489<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableIndividuallyEvaluatedForImpairment1', window );">Financing Receivable Individually Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">144,328<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1', window );">Financing Receivable Collectively Evaluated For Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">772,516,549<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">651,158,819<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1', window );">Financing Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 3,349,375<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 4,105,396<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AllowanceForLoanLossesBalanceBeginningOfPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio beginning of period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AllowanceForLoanLossesBalanceBeginningOfPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AllowanceForLoanLossesBalanceEndOfPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio at the end of the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AllowanceForLoanLossesBalanceEndOfPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableAcquiredWithDeterioratedCreditQuality1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableCollectivelyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableCollectivelyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recoveries of receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to loss from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAKAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring', window );">Fair Value Measurements Level 3 Recurring and Nonrecurring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 73,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique', window );">Fair Value Measurements Recurring and Nonrecurring Valuation Technique</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Discounted cash flow<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired loans (collateral dependent)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring', window );">Fair Value Measurements Level 3 Recurring and Nonrecurring</a></td>
        <td class="nump">215,000<span></span></td>
        <td class="nump">378,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique', window );">Fair Value Measurements Recurring and Nonrecurring Valuation Technique</a></td>
        <td class="text">Internal or third-party appraisal<span></span></td>
        <td class="text">Internal or third-party appraisal<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">Discount to reflect realizable value<span></span></td>
        <td class="text">Discount to reflect realizable value<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">n/a<span></span></td>
        <td class="text">18.9 - 43.8%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">33.3%<span></span></td>
        <td class="text">22.9%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed and repossessed assets held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring', window );">Fair Value Measurements Level 3 Recurring and Nonrecurring</a></td>
        <td class="nump">3,008,000<span></span></td>
        <td class="nump">3,075,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique', window );">Fair Value Measurements Recurring and Nonrecurring Valuation Technique</a></td>
        <td class="text">Third party appraisal<span></span></td>
        <td class="text">Third party appraisal<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">Marketability discount<span></span></td>
        <td class="text">Marketability discount<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">0.0% - 76.4%<span></span></td>
        <td class="text">0.0% - 66.7%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">20.0%<span></span></td>
        <td class="text">14.6%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Discount Rate | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Discount rate<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">n/a<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">18.6%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Prepayment Rate | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Prepayment rate<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">n/a<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">1% annually<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Anticipated recoveries | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Anticipated recoveries (% of pool balance)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">n/a<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">1.7%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Projected Defaults And Deferrals | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Projected defaults and deferrals (% of pool balance)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">n/a<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">42.0%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available for sale securities (pooled trust preferred security)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring', window );">Fair Value Measurements Level 3 Recurring and Nonrecurring</a></td>
        <td class="nump">$ 124,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique', window );">Fair Value Measurements Recurring and Nonrecurring Valuation Technique</a></td>
        <td class="text">Discounted cash flow<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available for sale securities (pooled trust preferred security) | Discount Rate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">Discount rate<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">n/a<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">16.0%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available for sale securities (pooled trust preferred security) | Prepayment Rate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">Prepayment rate<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied', window );">Fair Value Measurements Recurring and Nonrecurring Range of discounts Applied</a></td>
        <td class="text">n/a<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied', window );">Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</a></td>
        <td class="text">1% annually<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available for sale securities (pooled trust preferred security) | Projected defaults | Discount cash flow</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
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        <td class="text">Projected defaults and deferrals (% of pool balance)<span></span></td>
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          <div class="a">Available for sale securities (pooled trust preferred security) | Anticipated recoveries | Discount cash flow</div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 12: Fair Value Measurements: Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis', window );">Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the nine-month periods ended March 31, 2014 and 2013:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="588" style='width:441.0pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="237" colspan="2" valign="bottom" style='width:177.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the nine months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="117" valign="bottom" style='width:87.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>March 31, 2014</font></b></p> </td> <td width="120" valign="bottom" style='width:1.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>March 31, 2013</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$110,000</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(181,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(221,000)</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(593,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="351" valign="bottom" style='width:263.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total gains (losses) on assets measured on a non-recurring basis</font></p> </td> <td width="117" valign="bottom" style='width:87.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(111,000)</font></p> </td> <td width="120" valign="bottom" style='width:1.25in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(774,000)</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Loans Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Loans.</b><b> </b>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#146;s judgment, the collectability of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection. A loan that is &#147;in the process of collection&#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The allowance for losses on loans represents management&#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Depending on a particular loan&#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent. Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs. For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#146;s separate status as a nonaccrual loan or an accrual status loan. </p><span></span></td>
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          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Cash and Cash Equivalents Policy (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
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          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions', window );">Cash Due and Interest-Bearing Deposits in Other Depository Institutions</a></td>
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 2: Organization and Summary of Significant Accounting Policies: Reclassification Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ReclassificationPolicy', window );">Reclassification Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Reclassification.</b> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2014 presentation. These reclassifications had no effect on net income.</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 1: Basis of Presentation: Consolidation Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank). All significant intercompany accounts and transactions have been eliminated in consolidation.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02, 03<br><br> -Article 3A<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197480<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 40<br><br> -Section 45<br><br> -URI http://asc.fasb.org/section&amp;trid=2197723<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196966<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197087<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.3A-02)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355033-122828<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33801-111570<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph k<br><br> -Article 1<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Note 9: 401(k) Retirement Plan: Pension and Other Postretirement Plans, Policy (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanAdministrativeExpenses', window );">Defined Contribution Plan, Administrative Expenses</a></td>
        <td class="nump">$ 128,000<span></span></td>
        <td class="nump">$ 113,000<span></span></td>
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                <p>Amount of administrative expenses incurred by a defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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