XML 102 R60.htm IDEA: XBRL DOCUMENT
v2.4.1.9

Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment (Tables) | 9 Months Ended
--- | ---
Mar. 31, 2015
Tables/Schedules |
Schedule of Allowance for Loan Losses and Recorded Investment | The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of March 31, 2015 and June 30, 2014, and activity in the allowance for loan losses for the three- and nine-month periods ended March 31, 2015 and 2014:
| At period end and for the nine months ended March 31, 2015
(dollars in thousands) | Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $2,462 | $355 | $4,143 | $519 | $1,780 | $9,259
Provision charged to expense | 286 | 511 | 698 | 216 | 815 | 2,526
Losses charged off | (24) | - | (9) | (54) | (40) | (127)
Recoveries | 10 | - | 40 | 32 | 3 | 85
Balance, end of period | $2,734 | $866 | $4,872 | $713 | $2,558 | $11,743
Ending Balance: individually evaluated for impairment | $- | $- | $- | $59 | $- | $59
Ending Balance: collectively evaluated for impairment | $2,734 | $866 | $4,872 | $654 | $2,558 | $11,684
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $- | $-
Loans: |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $- | $- | $- | $59 | $- | $59
Ending Balance: collectively evaluated for impairment | $377,500 | $43,608 | $394,407 | $45,630 | $180,580 | $1,041,725
Ending Balance: loans acquired with deteriorated credit quality | $3,823 | $2,481 | $11,797 | $195 | $1,096 | $19,392
| For the three months ended March 31, 2015
(dollars in thousands) | Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $2,800 | $561 | $4,564 | $736 | $2,297 | $10,958
Provision charged to expense | (54) | 305 | 316 | (12) | 282 | 837
Losses charged off | (13) | - | (8) | (16) | (21) | (58)
Recoveries | 1 | - | - | 5 | - | 6
Balance, end of period | $2,734 | $866 | $4,872 | $713 | $2,558 | $11,743
| At period end and for the nine months ended March 31, 2014
(dollars in thousands) | Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $1,810 | $273 | $3,602 | $472 | $2,229 | $8,386
Provision charged to expense | 562 | 130 | 446 | 55 | (145) | 1,048
Losses charged off | (150) | - | (69) | (51) | (517) | (787)
Recoveries | 15 | - | 1 | 15 | 9 | 40
Balance, end of period | $2,237 | $403 | $3,980 | $491 | $1,576 | $8,687
Ending Balance: individually evaluated for impairment | $- | $- | $- | $- | $- | $-
Ending Balance: collectively evaluated for impairment | $2,237 | $403 | $3,980 | $491 | $1,576 | $8,687
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $- | $-
| For the three months ended March 31, 2014
(dollars in thousands) | Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $2,131 | $424 | $3,787 | $496 | $2,247 | $9,085
Provision charged to expense | 232 | (21) | 193 | 23 | (174) | 253
Losses charged off | (127) | - | - | (32) | (504) | (663)
Recoveries | 1 | - | - | 4 | 7 | 12
Balance, end of period | $2,237 | $403 | $3,980 | $491 | $1,576 | $8,687
| At June 30, 2014
(dollars in thousands) | Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, end of period | $2,462 | $355 | $4,143 | $519 | $1,780 | $9,259
Ending Balance: individually evaluated for impairment | $- | $- | $- | $- | $- | $-
Ending Balance: collectively evaluated for impairment | $2,462 | $355 | $4,143 | $519 | $1,780 | $9,259
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $- | $-
Loans: |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $- | $- | $- | $- | $- | $-
Ending Balance: collectively evaluated for impairment | $302,111 | $21,477 | $307,253 | $35,223 | $140,957 | $807,021
Ending Balance: loans acquired with deteriorated credit quality | $1,790 | $- | $1,267 | $- | $115 | $3,172

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment
Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration