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Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables) | 9 Months Ended
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Mar. 31, 2016
Tables/Schedules |
Schedule of Loan Portfolio Aging Analysis | The following tables present the Company’s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of March 31, 2016 and June 30, 2015. These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company’s standards for such classification:
| March 31, 2016
|  |  | Greater Than |  |  |  | Greater than 90
| 30-59 Days | 60-89 Days | 90 Days | Total |  | Total Loans | Days Past Due
(dollars in thousands) | Past Due | Past Due | Past Due | Past Due | Current | Receivable | and Accruing
Real Estate Loans: |  |  |  |  |  |  |
Residential | $1,336 | $713 | $1,950 | $3,999 | $386,962 | $390,961 | $11
Construction | 462 | - | - | 462 | 59,163 | 59,625 | -
Commercial | 129 | - | 51 | 180 | 429,536 | 429,716 | -
Consumer loans | 240 | 11 | 87 | 338 | 46,087 | 46,425 | -
Commercial loans | 839 | 26 | 803 | 1,668 | 179,994 | 181,662 | 59
Total loans | $3,006 | $750 | $2,891 | $6,647 | $1,101,742 | $1,108,389 | $70
| June 30, 2015
|  |  | Greater Than |  |  |  | Greater than 90
| 30-59 Days | 60-89 Days | 90 Days | Total |  | Total Loans | Days Past Due
(dollars in thousands) | Past Due | Past Due | Past Due | Past Due | Current | Receivable | and Accruing
Real Estate Loans: |  |  |  |  |  |  |
Residential | $1,143 | $1,645 | $439 | $3,227 | $374,238 | $377,465 | $-
Construction | 113 | - | 132 | 245 | 44,271 | 44,516 | -
Commercial | 350 | 246 | 34 | 630 | 404,090 | 404,720 | -
Consumer loans | 260 | 11 | 48 | 319 | 46,451 | 46,770 | 34
Commercial loans | 375 | 127 | 30 | 532 | 191,354 | 191,886 | 11
Total loans | $2,241 | $2,029 | $683 | $4,953 | $1,060,404 | $1,065,357 | $45

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