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Note 3: Loans and Allowance For Loan Losses: Loans and Leases Receivable, Troubled Debt Restructuring Policy (Policies) | 12 Months Ended
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Jun. 30, 2017
Policies |
Loans and Leases Receivable, Troubled Debt Restructuring Policy | At June 30, 2017, and June 30, 2016, the Company had $5.2 million and $4.1 million, respectively, of commercial real estate loans, $1.8 million and $479,000, respectively, of residential real estate loans, $3.9 million and $1.4 million, respectively, of commercial loans, and $0 and $36,000, respectively, of consumer loans that were modified in TDRs and impaired. All loans classified as TDRs at June 30, 2017 and June 30, 2016, were so classified due to interest rate concessions. During Fiscal 2017, four commercial loans totaling $2.6 million, four commercial real estate loans totaling $2.0 million, one residential real estate loans totaling $39,000, one construction real estate loan totaling $35,000, and three consumer loans totaling $1,000 were modified as TDRs and had payment defaults subsequent to the modification. When loans modified as TDRs have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowance reflect amounts considered uncollectible.

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- Definition Disclosure of the accounting policy for loan agreements whose terms have been modified because of the inability of the borrower for financial reasons to comply with the terms of the original loan agreement. A creditor discloses material facts pertaining to significant modifications. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=82895541&loc=d3e18794-111554 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790 + Details
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