XML 95 R85.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Note 4: Loans and Allowance for Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Details) - USD ($) $ in Thousands |  | 3 Months Ended | 9 Months Ended
--- | --- | --- | ---
Jun. 30, 2017 | Mar. 31, 2018 | Mar. 31, 2017 | Mar. 31, 2018 | Mar. 31, 2017
Residential Mortgage |  |  |  |  |
Provision for Loan Losses Expensed |  | $ (243) | $ (70) | $ (110) | $ 246
Allowance for Loan and Lease Losses, Write-offs |  | (92) | (104) | (170) | (201)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 1 | 1 | 2 | 7
Residential Mortgage | Beginning of period |  |  |  |  |
Allowance for loan losses | $ 3,230 | 3,286 | 3,472 | 3,230 | 3,247
Residential Mortgage | End of period |  |  |  |  |
Allowance for loan losses |  | 2,952 | 3,299 | 2,952 | 3,299
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,230 | 2,952 | 3,299 | 2,952 | 3,299
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 438,981 | 454,614 |  | 454,614 |
Financing Receivables Acquired with Deteriorated Credit Quality | 3,482 |  |  | 3,211 |
Construction Loan Payable |  |  |  |  |
Provision for Loan Losses Expensed |  | 63 | 8 | (15) | (162)
Allowance for Loan and Lease Losses, Write-offs |  | 0 | 0 | 0 | (31)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 0 | 0 | 1
Construction Loan Payable | Beginning of period |  |  |  |  |
Allowance for loan losses | 964 | 886 | 891 | 964 | 1,091
Construction Loan Payable | End of period |  |  |  |  |
Allowance for loan losses |  | 949 | 899 | 949 | 899
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 964 | 949 | 899 | 949 | 899
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 54,704 | 59,715 |  | 59,715 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,338 |  |  | 1,303 |
Commercial Real Estate |  |  |  |  |
Provision for Loan Losses Expensed |  | 356 | 280 | 1,627 | 1,405
Allowance for Loan and Lease Losses, Write-offs |  | (6) | (4) | (41) | (4)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 2 | 3 | 1 | 18
Commercial Real Estate | Beginning of period |  |  |  |  |
Allowance for loan losses | 7,068 | 8,303 | 6,851 | 7,068 | 5,711
Commercial Real Estate | End of period |  |  |  |  |
Allowance for loan losses |  | 8,655 | 7,130 | 8,655 | 7,130
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 410 | 0 | 410 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 7,068 | 8,245 | 7,130 | 8,245 | 7,130
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 699 |  | 699 |
Financing Receivable, Collectively Evaluated for Impairment | 592,427 | 685,282 |  | 685,282 |
Financing Receivables Acquired with Deteriorated Credit Quality | 11,495 |  |  | 7,625 |
Consumer Loan |  |  |  |  |
Provision for Loan Losses Expensed |  | 44 | (35) | 169 | 16
Allowance for Loan and Lease Losses, Write-offs |  | (60) | (11) | (118) | (50)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 2 | 3 | 6 | 9
Consumer Loan | Beginning of period |  |  |  |  |
Allowance for loan losses | 757 | 828 | 756 | 757 | 738
Consumer Loan | End of period |  |  |  |  |
Allowance for loan losses |  | 814 | 713 | 814 | 713
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 757 | 814 | 713 | 814 | 713
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 63,651 | 71,941 |  | 71,941 |
Financing Receivables Acquired with Deteriorated Credit Quality | 0 |  |  | 0 |
Commercial Loan |  |  |  |  |
Provision for Loan Losses Expensed |  | 330 | 193 | 389 | 452
Allowance for Loan and Lease Losses, Write-offs |  | (1) | (67) | (22) | (337)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 1 | 7 | 30
Commercial Loan | Beginning of period |  |  |  |  |
Allowance for loan losses | 3,519 | 3,564 | 3,022 | 3,519 | 3,004
Commercial Loan | End of period |  |  |  |  |
Allowance for loan losses |  | 3,893 | 3,149 | 3,893 | 3,149
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 340 | 0 | 340 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,519 | 3,553 | 3,149 | 3,553 | 3,149
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 580 |  | 580 |
Financing Receivable, Collectively Evaluated for Impairment | 243,369 | 252,271 |  | 252,271 |
Financing Receivables Acquired with Deteriorated Credit Quality | 3,815 |  |  | 2,466 |
Total loans |  |  |  |  |
Provision for Loan Losses Expensed |  | 550 | 376 | 2,060 | 1,957
Allowance for Loan and Lease Losses, Write-offs |  | (159) | (186) | (351) | (623)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 5 | 8 | 16 | 65
Total loans | Beginning of period |  |  |  |  |
Allowance for loan losses | 15,538 | 16,867 | 14,992 | 15,538 | 13,791
Total loans | End of period |  |  |  |  |
Allowance for loan losses |  | 17,263 | 15,190 | 17,263 | 15,190
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 750 | 0 | 750 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 15,538 | 16,513 | $ 15,190 | 16,513 | 15,190
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | $ 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 1,279 |  | 1,279 |
Financing Receivable, Collectively Evaluated for Impairment | 1,393,132 | $ 1,523,823 |  | 1,523,823 |
Financing Receivables Acquired with Deteriorated Credit Quality | $ 20,130 |  |  | $ 14,605 |

X
- Definition Represents the monetary amount of Allowance for loan losses, during the indicated time period. + References No definition available. + Details
Name: | fil_AllowanceForLoanLosses
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAcquiredWithDeterioratedCreditQuality
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to loss from loan transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_RangeAxis=fil_BeginningOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_RangeAxis=fil_EndOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_ConstructionLoanPayableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_TotalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |