<SEC-DOCUMENT>0000927089-18-000106.txt : 20180226
<SEC-HEADER>0000927089-18-000106.hdr.sgml : 20180226
<ACCEPTANCE-DATETIME>20180226164036
ACCESSION NUMBER:		0000927089-18-000106
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20180223
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180226
DATE AS OF CHANGE:		20180226

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP, INC.
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		18641145

	BUSINESS ADDRESS:	
		STREET 1:		2991 OAK GROVE ROAD
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		573-778-1800

	MAIL ADDRESS:	
		STREET 1:		2991 OAK GROVE ROAD
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN MISSOURI BANCORP INC
		DATE OF NAME CHANGE:	19940104
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>smbc-8k-22318.htm
<TEXT>
<html>
<head>
<title></title>
<!--Licensed to: sftlaw03
    Document created using EDGARfilings PROfile 4.3.3.1
    Copyright 1995 - 2018 Summit Financial Printing, LLC.  All rights reserved.-->
</head>
<body style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'" text="#000000" bgcolor="#ffffff">
<div>
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">UNITED STATES</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Washington, D.C.&#160; 20549</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">FORM 8-K</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">CURRENT REPORT</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Date of Report (Date of earliest event reported)<font style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;February 23, 2018&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </u></font></div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Serif; BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">SOUTHERN MISSOURI BANCORP, INC.</div>

<div style="LINE-HEIGHT: 0.95pt"><br style="LINE-HEIGHT: 0.95pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Exact name of registrant as specified in its charter)</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<table id="5abfdc0a4e1c4806b58fe3977b69fed6" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36.1%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Missouri</div>
</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.29%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">000-23406</div>
</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.28%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">43-1665523</div>
</td>
</tr>

<tr>
<td style="WIDTH: 36.1%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(State or other</div>
</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.29%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Commission File No.)</div>
</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.28%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(IRS Employer</div>
</td>
</tr>

<tr>
<td style="WIDTH: 36.1%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">jurisdiction of incorporation)</div>
</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.29%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 29.28%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Identification Number)</div>
</td>
</tr>
</table>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<table id="8f4d7c30acd44a638120ab44393a4471" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 65.98%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">2991 Oak Grove Road, Poplar Bluff, Missouri</div>
</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 30.26%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">63901</div>
</td>
</tr>

<tr>
<td style="WIDTH: 65.98%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Address of principal executive offices)</div>
</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 30.26%; VERTICAL-ALIGN: bottom">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Zip Code)</div>
</td>
</tr>
</table>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Registrant's telephone number, including area code:&#160;<font style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-VARIANT: normal; FONT-WEIGHT: normal; FONT-STYLE: normal"><u> &#160; (573) 778-1800&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </u></font></div>

<div style="LINE-HEIGHT: 0.95pt"><br style="LINE-HEIGHT: 0.95pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Serif; BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">N/A</div>

<div style="LINE-HEIGHT: 0.95pt"><br style="LINE-HEIGHT: 0.95pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Former name or former address, if changed since last report)</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<table id="6173dcbf8982469d975bd009ff19e7f1" style="FONT-SIZE: 12pt; BORDER-TOP: medium none; FONT-FAMILY: 'Times New Roman', Times, serif; BORDER-RIGHT: medium none; WIDTH: 100%; BORDER-COLLAPSE: collapse; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none" cellspacing="0" cellpadding="0" border="0">
<tr>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 3.77%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">&#9744;</div>
</td>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 96.23%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
</td>
</tr>

<tr>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 3.77%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">&#9744;</div>
</td>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 96.23%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
</td>
</tr>

<tr>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 3.77%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">&#9744;</div>
</td>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 96.23%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
</td>
</tr>

<tr>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 3.77%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">&#9744;</div>
</td>
<td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 96.23%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
</td>
</tr>
</table>

<div style="LINE-HEIGHT: 13.7pt">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #231f20; TEXT-ALIGN: left; MARGIN-LEFT: 2pt; LINE-HEIGHT: 12.55pt">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #231f20; TEXT-ALIGN: right; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 59.7pt">Emerging growth company &#9744;</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #231f20; TEXT-ALIGN: left; MARGIN-LEFT: 2pt; LINE-HEIGHT: 12.55pt">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</div>

<br style="LINE-HEIGHT: 13.7pt">
 &#160;</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; MARGIN-TOP: 12pt; CLEAR: both">
<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>

<div>&#160;</div>

<div style="MARGIN-BOTTOM: 12pt; LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="MARGIN-BOTTOM: 12pt; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">
<table id="2d27e0662ae94626b728bffeb14a92c2" class="DSPFListTable" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; WIDTH: 63pt; VERTICAL-ALIGN: top; FONT-WEIGHT: bold; align: right">Item 8.01.</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; WIDTH: auto; VERTICAL-ALIGN: top; FONT-WEIGHT: bold; TEXT-ALIGN: left">Other Events.</td>
</tr>
</table>
</div>

<div style="color: #000000; text-indent: 36pt; font-size: 12pt; margin-bottom: 8pt; font-family: 'Times New Roman', serif; text-align: left; line-height: 13.55pt;">
<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">Effective February 23, 2018, Southern Missouri Bancorp, Inc., ("SMBC") completed its previously announced acquisition of Southern Missouri Bancshares, Inc. ("Bancshares"), through the merger of Bancshares with and into Southern Missouri Acqusition Corp (the "Merger Sub"), followed by the merger of Merger Sub with and into SMBC (collectively, the "Merger"). Also following the Merger, Southern Missouri Bank of Marshfield was merged with and into Southern Bank.</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">Upon completion of the Merger, each share of Bancshares common stock was converted into the right to receive $ 98.05 in cash as well as 9.2498 shares of SMBC common stock, with cash payable in lieu of fractional SMBC shares (the "Merger Consideration").</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">SMBC issued an aggregate of approximately 364,010 shares of common stock for the stock portion of the Merger Consideration and paid an aggregate of approximately $3.9 million for the cash portion of the Merger Consideration.</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">A copy of the press release SMBC issued announcing completion of the transaction is attached hereto as Exhibit 99.1 and is incorporated herein by reference.</div>

<div style="MARGIN-BOTTOM: 12pt; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">
<table id="z2b19417764f54466b62d362abb7e35cd" class="DSPFListTable" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 63pt; VERTICAL-ALIGN: top; align: right"><a name="sB8FE84DCC36595BDEDFDA61A08619AA2"><!--Anchor--></a><font style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold">Item 9.01.</font></td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top; TEXT-ALIGN: left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold">Financial Statements and Exhibits.</div>
</td>
</tr>
</table>
</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-STYLE: italic; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;(d) Exhibits.</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">The following exhibit is filed herewith:</div>

<table id="zc02d9a78945545adbb56e7fed98c9955" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 5.11%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt"><a href="ex991.htm#Exhibit99.1">99.1</a></div>
</td>
<td style="WIDTH: 2.54%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 92.36%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Press Release of Southern Missouri Bancorp, Inc. dated February 23, 2018.</div>
</td>
</tr>
</table>
</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="FONT-SIZE: 12pt; MARGIN-BOTTOM: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; MARGIN-TOP: 12pt; CLEAR: both">
<div id="DSPFPageNumberArea" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: center">2</div>

<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>

<div style="MARGIN-BOTTOM: 12pt; LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13pt">SIGNATURES</div>

<div style="LINE-HEIGHT: 13pt"><br style="LINE-HEIGHT: 13pt">
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt; TEXT-INDENT: 36pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>

<div style="LINE-HEIGHT: 13pt"><br style="LINE-HEIGHT: 13pt">
</div>

<div style="LINE-HEIGHT: 13pt"><br style="LINE-HEIGHT: 13pt">
</div>

<table id="40aead192dd34e4caf44af03078708b7" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 34.96%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 7.52%; VERTICAL-ALIGN: top" colspan="2">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">SOUTHERN MISSOURI BANCORP, INC.</div>
</td>
</tr>

<tr>
<td style="WIDTH: 34.96%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 57.01%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 34.96%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">Date:&#160;&#160;February 26, 2018</div>
</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">By:</div>
</td>
<td style="WIDTH: 57.01%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">/s/ Greg A. Steffens</div>
</td>
</tr>

<tr>
<td style="WIDTH: 34.96%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 57.01%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">Greg A. Steffens</div>
</td>
</tr>

<tr>
<td style="WIDTH: 34.96%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 3.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 57.01%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">President and Chief Executive Officer</div>
</td>
</tr>
</table>

<div style="LINE-HEIGHT: 13pt"><br style="LINE-HEIGHT: 13pt">
</div>

<div style="LINE-HEIGHT: 13pt"><br style="LINE-HEIGHT: 13pt">
</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt">&#160;</div>

<div style="LINE-HEIGHT: 12.95pt"><br style="LINE-HEIGHT: 12.95pt">
 &#160;</div>

<div style="LINE-HEIGHT: 12.95pt"><br style="LINE-HEIGHT: 12.95pt">
</div>

<div style="LINE-HEIGHT: 12.95pt"><br style="LINE-HEIGHT: 12.95pt">
</div>

<div style="LINE-HEIGHT: 12.95pt"><br style="LINE-HEIGHT: 12.95pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>
</div>

<div id="DSPFPageNumberArea" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">&#160;</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; MARGIN-TOP: 12pt; CLEAR: both">
<div id="DSPFPageBreak" style="PAGE-BREAK-AFTER: always">
<hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">EXHIBIT INDEX</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<table id="ze64165f0ed5041a4ad96b0cf44087f5e" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 12.74%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Exhibit No.</div>
</td>
<td style="WIDTH: 2.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 84.39%; VERTICAL-ALIGN: bottom; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Description</div>
</td>
</tr>

<tr>
<td style="WIDTH: 12.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 84.39%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 12.74%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">99.1</div>
</td>
<td style="WIDTH: 2.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 84.39%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Press Release of Southern Missouri Bancorp, Inc. dated February 23, 2018.</div>
</td>
</tr>
</table>

<div style="LINE-HEIGHT: 12.95pt"><br style="LINE-HEIGHT: 12.95pt">
</div>
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; COLOR: #000000; TEXT-ALIGN: left">&#160;</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991.htm
<DESCRIPTION>PRESS RELEASE DATED FEBRUARY 23, 2018
<TEXT>
<html>
<head>
<title></title>
<!--Licensed to: sftlaw03
    Document created using EDGARfilings PROfile 4.3.3.1
    Copyright 1995 - 2018 Summit Financial Printing, LLC.  All rights reserved.-->
</head>
<body style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif" text="#000000" bgcolor="#ffffff">
<div>&#160;</div>

<div style="TEXT-ALIGN: right"><a name="Exhibit99.1"><!--Anchor--></a>Exhibit 99.1</div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><img src="image00001.jpg"></div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>
<table id="z40b91eddfe5746f3bcbb3d6ac0ab206b" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 50.96%; VERTICAL-ALIGN: middle">
<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">FOR IMMEDIATE RELEASE</div>
</td>
<td style="WIDTH: 49.04%; VERTICAL-ALIGN: middle">
<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: right; LINE-HEIGHT: 12.55pt">Contact: Matt Funke, CFO</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50.96%; VERTICAL-ALIGN: middle">
<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">February 23, 2018</div>
</td>
<td style="WIDTH: 49.04%; VERTICAL-ALIGN: middle">
<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: right; LINE-HEIGHT: 12.55pt">(573) 778-1800</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50.96%; VERTICAL-ALIGN: middle">&#160;</td>
<td style="WIDTH: 49.04%; VERTICAL-ALIGN: middle">&#160;</td>
</tr>
</table>

<div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; FONT-WEIGHT: bold; FONT-STYLE: italic; TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt">SOUTHERN MISSOURI BANCORP, INC.</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; FONT-WEIGHT: bold; FONT-STYLE: italic; TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt">ANNOUNCES COMPLETION OF MERGER WITH SOUTHERN MISSOURI BANCSHARES, INC.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 45pt">Poplar Bluff, Missouri - Southern Missouri Bancorp, Inc. (NASDAQ: SMBC, "SMBC"), of Poplar Bluff, Missouri, the parent corporation of Southern Bank announced that its merger with Southern Missouri Bancshares, Inc. ("Bancshares"), Marshfield, Missouri, and its subsidiary, Southern Missouri Bank of Marshfield, was completed today.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 45pt">SMBC is the holding company for Southern Bank, headquartered in Poplar Bluff, Missouri, operating 40 facilities in southern Missouri, southern Illinois and northern Arkansas.&#160;Southern Missouri Bank of Marshfield operates its main office and a drive thru location in Marshfield, Missouri. Greg Steffens, President and Chief Executive Officer of Southern Missouri, commented, "We are happy to add Marshfield to the communities we serve in southwest Missouri. We have been familiar with the market and serving customers in the area for some time, and we have key personnel who are very familiar with this part of the Springfield, Missouri, Metropolitan Statistical Area (MSA), and we believe this acquisition will be very helpful to our continued solid growth in that market."</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 45pt">Kent Hyde, Chairman of the Board of Southern Missouri Bank of Marshfield, added, "We are excited about the opportunities our partnership with Southern Bank creates, especially for our customers and community. While it brings some emotion for us, as we started this bank literally from the ground up, have had great employees, and have been served by an excellent board of directors, we know Southern Bank will carry our values forward."</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 45pt">As a result of the merger, each share of Bancshares held immediately prior to closing is being exchanged for $98.05 in cash, plus 9.2498 shares of SMBC common stock.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 45pt">At December 31, 2017, Bancshares reported total consolidated assets of $86.7 million, loans, net, of $68.4 million, and deposits of $70.1 million. On a pro forma basis, the combined entity will hold assets of approximately $1.9 billion, including loans, net, of $1.5 billion, and deposits of $1.6 billion. The transaction is expected to be nominally accretive to earnings per share beginning in calendar year 2019. Tangible book value per common share is expected to be diluted by a nominal amount at closing, with a projected earnback period of approximately one year, based on the crossover method.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt">Lowther Johnson Attorneys at Law LLC served as legal advisor to Southern Bancshares, while Silver, Freedman, Taff &amp; Tiernan LLP served as legal advisor to Southern Missouri.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; MARGIN-TOP: 12pt; CLEAR: both">
<div id="DSPFPageBreak" style="PAGE-BREAK-AFTER: always">
<hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
 &#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt">&#160;</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt">Forward-Looking Information:</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt">Except for the historical information contained herein, the matters discussed in this press release may be deemed to be forward-looking statements that are subject to known and unknown risks, uncertainties, and other factors that could cause the actual results to differ materially from the forward-looking statements, expected cost savings, synergies and other benefits from Southern Missouri's merger and acquisition activities, including this acquisition might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; the strength of the United States economy in general and the strength of the local economies in which we conduct operations; fluctuations in interest rates and in real estate values; monetary and fiscal policies of the Board of Governors of the Federal Reserve System and the U.S. Government and other governmental initiatives affecting the financial services industry; the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses; our ability to access cost-effective funding; the timely development of and acceptance of our new products and services and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors' products and services; fluctuations in real estate values and both residential and commercial real estate market conditions; demand for loans and deposits in our market area; legislative or regulatory changes that adversely affect our business; results of examinations of us by our regulators, including the possibility that our regulators may, among other things, require us to increase our reserve for loan losses or to write-down assets; the impact of technological changes; and our success at managing the risks involved in the foregoing. Any forward-looking statements are based upon management's beliefs and assumptions at the time they are made. We undertake no obligation to publicly update or revise any forward-looking statements or to update the reasons why actual results could differ from those contained in such statements, whether as a result of new information, future events or otherwise. In light of these risks, uncertainties and assumptions, the forward-looking statements discussed might not occur, and you should not put undue reliance on any forward-looking statements.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt">No Offer or Solicitation:</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt">This press release is being provided for informational purposes only and does not constitute (i) an offer to purchase, nor a solicitation of an offer to sell, subscribe for or buy any securities, (ii) an offer to exchange any securities or (iii) the solicitation of any vote for approval of any transaction. There shall not be any offer, solicitation, sale or exchange of any securities in any state or other jurisdiction in which such offer, solicitation, sale, or exchange is not permitted.</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<br>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image00001.jpg
<TEXT>
begin 644 image00001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1" !0 (T# 2(  A$! Q$!_\0
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M7@^OUI,:/0?V9=/U33OA7:)J]RDXDF>6V5)Q,(H3C"[@2!\P8[<\9Q[5:_:
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M2(MY-;S+:Z=#,-Z6B'+?(IX!V[1GKRQ[U[1H?A?3=#UK6-1TN+[.VJF)[B%
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M1D$E5(.0K< YXHZ#ZF?X<:Q3]JIT\"M;_P!DO9%M16Q(^SD^6<YV_+][R_\
G@6?>OI&LO0K#2((3>:+I]I:K>@2N\-L(6ESR"PP#GGOS6I30F?_9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
