<SEC-DOCUMENT>0000927089-18-000427.txt : 20181126
<SEC-HEADER>0000927089-18-000427.hdr.sgml : 20181126
<ACCEPTANCE-DATETIME>20181126093948
ACCESSION NUMBER:		0000927089-18-000427
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20181121
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20181126
DATE AS OF CHANGE:		20181126

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP, INC.
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		181200076

	BUSINESS ADDRESS:	
		STREET 1:		2991 OAK GROVE ROAD
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		573-778-1800

	MAIL ADDRESS:	
		STREET 1:		2991 OAK GROVE ROAD
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN MISSOURI BANCORP INC
		DATE OF NAME CHANGE:	19940104
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>smbc8k112118.htm
<TEXT>
<html>
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    <title>UNITED STATES</title>
  <meta content="Danielle Kingsbury" name="author">
  <meta content="05/19/2017" name="date">
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<body style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; MARGIN-TOP: 0px; COLOR: #000000">
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">UNITED STATES</div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">SECURITIES AND EXCHANGE COMMISSION</div>
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    </div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Washington, D.C.&#160; 20549</div>
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    </div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">FORM 8-K</div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">CURRENT REPORT</div>
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    </div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
    <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
    </div>
    <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Date of Report (Date of earliest event reported)&#160; <font style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif"><u>&#160; November 21,
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">SOUTHERN MISSOURI BANCORP, INC.</div>
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Exact name of registrant as specified in its charter)</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(State or other</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Commission File No.)</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(IRS Employer</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">jurisdiction of incorporation)</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">Identification Number)</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">2991 Oak Grove Road, Poplar Bluff, Missouri</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">(Address of principal executive offices)</div>
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    </div>
    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
      of the following provisions:</div>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
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            <td style="BORDER-TOP: medium none; BORDER-RIGHT: medium none; WIDTH: 3.77%; VERTICAL-ALIGN: top; BORDER-BOTTOM: medium none; BORDER-LEFT: medium none">
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
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    <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; COLOR: #231f20; TEXT-ALIGN: left; MARGIN-LEFT: 2pt; LINE-HEIGHT: 12.55pt">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the
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    <div style="LINE-HEIGHT: 10.2pt">&#160;</div>
    <div style="LINE-HEIGHT: 10.2pt"><br style="LINE-HEIGHT: 10.2pt">
      <br>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Item 8.01.</div>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Other Events.</div>
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      <div style="margin: 0px 0px 12pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 12pt; text-align: left; text-indent: 36pt;">Effective November 21, 2018, Southern Missouri Bancorp, Inc. (&#8220;Southern Missouri&#8221;), completed its
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        (collectively, the &#8220;Merger&#8221;). Gideon was the parent company of First Commercial Bank, Gideon, Missouri, which is now a wholly-owned subsidiary of Southern Missouri.</div>
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      <div style="text-align: left;"> <br>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Item 9.01.</div>
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              <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Financial Statements and Exhibits.</div>
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    <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; MARGIN-TOP: 6pt; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt">The following exhibit is filed herewith:</div>
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            <div style="LINE-HEIGHT: 13.7pt">Exhibit</div>
            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; LINE-HEIGHT: 13.7pt">Number</div>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt">Description</div>
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          <td style="VERTICAL-ALIGN: top">Press Release of Southern Missouri Bancorp, Inc. dated November 21, 2018<br>
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          <td style="VERTICAL-ALIGN: top">&#160;</td>
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          <td style="VERTICAL-ALIGN: top">&#160;&#160;&#160;</td>
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        <tr>
          <td style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="VERTICAL-ALIGN: top">&#160;&#160;&#160;</td>
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            <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: left; LINE-HEIGHT: 13pt">/s/ Greg A. Steffens</div>
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            <td style="VERTICAL-ALIGN: top">Press Release of Southern Missouri Bancorp, Inc. dated November 21, 2018<br>
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  <div style="text-align: right;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 12pt;"><a name="Exhibit99.1"><!--Anchor--></a>Exhibit 99.1</font><br>
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            <div style="text-align: left; line-height: 12.55pt; font-family: Calibri, sans-serif; font-size: 11pt;">FOR IMMEDIATE RELEASE</div>
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            <div style="text-align: right; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">Contact: Matt Funke, CFO</font></div>
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            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">November 21, 2018</font></div>
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            <div style="text-align: right; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">(573) 778-1800</font></div>
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    <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-weight: bold; font-style: italic;">SOUTHERN MISSOURI BANCORP, INC.</font></div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt; font-weight: bold; font-style: italic;">ANNOUNCES COMPLETION OF MERGER WITH GIDEON BANCSHARES COMPANY</font></div>
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    <div style="text-align: left; text-indent: 45pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">Poplar Bluff, Missouri - Southern Missouri Bancorp, Inc. (&#8220;Southern Missouri,&#8221; NASDAQ: SMBC), of Poplar Bluff,
        Missouri, announced that its merger with Gideon Bancshares Company (&#8220;Gideon&#8221;), Dexter, Missouri, the parent company for First Commercial Bank, was completed today. Southern Missouri, as the sole owner of both First Commercial Bank and Southern
        Bank, expects to merge the two banks in early December, with the combined entity to operate under the Southern Bank name.</font></div>
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    <div style="text-align: left; text-indent: 45pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">Southern Missouri is the holding company for Southern Bank, headquartered in Poplar Bluff, Missouri, operating 41
        banking facilities in southern Missouri, southern Illinois and northern Arkansas.&#160;First Commercial Bank operates its main office and nine additional facilities in southeast Missouri. Greg Steffens, President and Chief Executive Officer of Southern
        Missouri, commented, &#8220;We welcome the First Commercial Bank team members and customers to the Southern Bank family and look forward to working with them. We are happy to see this addition to our presence in southeast Missouri and believe it will
        significantly improve our ability to serve this region, and also allow us to offer exciting new products and services to First Commercial Bank customers.&#8221;</font></div>
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    <div style="text-align: left; text-indent: 45pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">Brett Dorton, President of First Commercial Bank, is joining the executive management team of Southern Bank as an
        Executive Vice-President and Chief Strategies Officer. He noted, &#8220;It has been my pleasure to serve First Commercial Bank&#8217;s customers and our team members for the past 18 years. We are very proud of the legacy that Mr. Norman Harty left with our
        organization. Southern Bank is rooted in the communities that they serve, and as we join with them, I am confident that our customers will continue to be provided the same personal service as our team works to meet all their financial needs.&#8221;</font></div>
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    <div style="text-align: left; text-indent: 45pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">As a result of the merger, each share of Gideon common stock held immediately prior to closing is being exchanged
        for $72.48 in cash, plus 2.04 shares of Southern Missouri common stock.</font></div>
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    <div style="text-align: left; text-indent: 45pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">At October 31, 2018, Gideon reported total consolidated assets of $218.5 million, loans, net, of $150.1 million,
        and deposits of $170.8 million. On a pro forma basis, the combined entity will hold assets of approximately $2.2 billion, including loans, net, of $1.8 billion, and deposits of $1.8 billion. The transaction is expected to be immediately accretive
        to earnings per share, exclusive of one-time charges related to the acquisition, and accretive to tangible book value per common in approximately one year, based on the crossover method.</font></div>
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    <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;">Silver, Freedman, Taff &amp; Tiernan LLP served as legal advisor to Southern Missouri, while the Tweedy Law Office,
        LLC and the firm of Yewell G. Lawrence served as legal advisors to Gideon.</font></div>
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    <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt; font-family: Calibri, sans-serif; font-size: 11pt; font-weight: bold;">Forward-Looking Information:</div>
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    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 11pt;"><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size:
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        for the historical information contained herein, the matters discussed in this press release may be deemed to be forward-looking statements that are subject to known and unknown risks, uncertainties, and other factors that could cause the actual
        results to differ materially from the forward-looking statements, including: expected cost savings, synergies and other benefits from Southern Missouri&#8217;s merger and acquisition activities, including this acquisition, might not be realized to the
        extent anticipated, within the anticipated time frames, or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; the strength of the United
        States economy in general and the strength of the local economies in which we conduct operations; fluctuations in interest rates and in real estate values; monetary and fiscal policies of the FRB Board of Governors of the Federal Reserve System and
        the U.S. Government and other governmental initiatives affecting the financial services industry; the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in
        estimates of the adequacy of the allowance for loan losses; our ability to access cost-effective funding; the timely development of and acceptance of our new products and services and the perceived overall value of these products and services by
        users, including the features, pricing and quality compared to competitors' products and services; fluctuations in real estate values and both residential and commercial real estate markets, as well as agricultural business conditions; demand for
        loans and deposits; legislative or regulatory changes that adversely affect our business; changes in accounting principles, policies, or guidelines; results of regulatory examinations, including the possibility that a regulator may, among other
        things, require an increase in our reserve for loan losses or write-down of assets; the impact of technological changes; and our success at managing the risks involved in the foregoing. Any forward-looking statements are based upon management's
        beliefs and assumptions at the time they are made. We undertake no obligation to publicly update or revise any forward-looking statements or to update the reasons why actual results could differ from those contained in such statements, whether as a
        result of new information, future events or otherwise. In light of these risks, uncertainties and assumptions, the forward-looking statements discussed might not occur, and you should not put undue reliance on any forward-looking statements.</font></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
