XML 97 R87.htm IDEA: XBRL DOCUMENT
v3.10.0.1

Note 4: Loans and Allowance for Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Details) - USD ($) $ in Thousands |  | 3 Months Ended | 6 Months Ended
--- | --- | --- | ---
Jun. 30, 2018 | Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2018 | Dec. 31, 2017
Loans Receivable |  |  |  |  |
Provision for Loan Losses Expensed |  | $ 314 | $ 642 | $ 995 | $ 1,511
Allowance for Loan and Lease Losses, Write-offs |  | (84) | (140) | (196) | (193)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 3 | 8 | 10 | 11
Loans Receivable | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 18,790 | 16,357 | 18,214 | 15,538
Loans Receivable | End of period |  |  |  |  |
Allowance for Loan Losses | $ 18,214 | 19,023 | 16,867 | 19,023 | 16,867
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 750 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 17,464 | 19,023 | 16,867 | 19,023 | 16,867
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 1,240 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 1,565,783 | 1,791,942 |  | 1,791,942 |
Financing Receivables Acquired with Deteriorated Credit Quality | 14,571 |  |  | 28,561 |
Consumer Loan |  |  |  |  |
Provision for Loan Losses Expensed |  | (11) | 40 | 80 | 125
Allowance for Loan and Lease Losses, Write-offs |  | (3) | (28) | (20) | (58)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 1 | 5 | 4
Consumer Loan | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 981 | 815 | 902 | 757
Consumer Loan | End of period |  |  |  |  |
Allowance for Loan Losses | 902 | 967 | 828 | 967 | 828
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 902 | 967 | 828 | 967 | 828
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 78,571 | 86,920 |  | 86,920 |
Financing Receivables Acquired with Deteriorated Credit Quality | 0 |  |  | 0 |
Commercial Loan |  |  |  |  |
Provision for Loan Losses Expensed |  | (150) | (49) | 87 | 60
Allowance for Loan and Lease Losses, Write-offs |  | (47) | (21) | (47) | (21)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 6 | 1 | 6
Commercial Loan | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 4,434 | 3,628 | 4,196 | 3,519
Commercial Loan | End of period |  |  |  |  |
Allowance for Loan Losses | 4,196 | 4,237 | 3,564 | 4,237 | 3,564
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 351 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,845 | 4,237 | 3,564 | 4,237 | 3,564
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 580 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 278,241 | 339,895 |  | 339,895 |
Financing Receivables Acquired with Deteriorated Credit Quality | 2,451 |  |  | 5,908 |
Construction Loan Payable |  |  |  |  |
Provision for Loan Losses Expensed |  | (102) | (79) | 94 | (78)
Allowance for Loan and Lease Losses, Write-offs |  | 0 | 0 | 0 | 0
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 0 | 0 | 0
Construction Loan Payable | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 1,293 | 965 | 1,097 | 964
Construction Loan Payable | End of period |  |  |  |  |
Allowance for Loan Losses | 1,097 | 1,191 | 886 | 1,191 | 886
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,097 | 1,191 | 886 | 1,191 | 886
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 64,888 | 68,344 |  | 68,344 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,297 |  |  | 1,292 |
Residential Real Estate |  |  |  |  |
Provision for Loan Losses Expensed |  | 293 | 40 | 415 | 133
Allowance for Loan and Lease Losses, Write-offs |  | (9) | (55) | (9) | (78)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 0 | 1 | 1 | 1
Residential Real Estate | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 3,349 | 3,300 | 3,226 | 3,230
Residential Real Estate | End of period |  |  |  |  |
Allowance for Loan Losses | 3,226 | 3,633 | 3,286 | 3,633 | 3,286
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,226 | 3,633 | 3,286 | 3,633 | 3,286
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 447,706 | 478,389 |  | 478,389 |
Financing Receivables Acquired with Deteriorated Credit Quality | 3,213 |  |  | 1,838 |
Commercial Real Estate |  |  |  |  |
Provision for Loan Losses Expensed |  | 284 | 690 | 319 | 1,271
Allowance for Loan and Lease Losses, Write-offs |  | (25) | (36) | (120) | (36)
Allowance for Doubtful Accounts Receivable, Recoveries |  | 3 | 0 | 3 | 0
Commercial Real Estate | Beginning of period |  |  |  |  |
Allowance for Loan Losses |  | 8,733 | 7,649 | 8,793 | 7,068
Commercial Real Estate | End of period |  |  |  |  |
Allowance for Loan Losses | 8,793 | 8,995 | 8,303 | 8,995 | 8,303
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 399 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 8,394 | 8,995 | $ 8,303 | 8,995 | 8,303
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | $ 0
Financing Receivable, Individually Evaluated for Impairment | 660 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 696,377 | $ 818,394 |  | 818,394 |
Financing Receivables Acquired with Deteriorated Credit Quality | $ 7,610 |  |  | $ 19,523 |

X
- Definition Represents the monetary amount of Allowance for loan losses, during the indicated time period. + References No definition available. + Details
Name: | fil_AllowanceForLoanLosses
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAcquiredWithDeterioratedCreditQuality
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to loss from loan transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_LoansReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=fil_BeginningOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=fil_EndOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ShortTermDebtTypeAxis=us-gaap_ConstructionLoanPayableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |