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NOTE 3: Loans and Allowance for Loan Losses: Schedule of Balance in the Allowance for Loan Losses and Recorded Invesetment (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Jun. 30, 2019 | Jun. 30, 2018 | Jun. 30, 2017
Loans Receivable |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | $ 2,032 | $ 3,047 | $ 2,340
Allowance for Loan and Lease Losses, Write-offs | (389) | (406) | (663)
Accounts Receivable, Allowance for Credit Loss, Recovery | 46 | 35 | 70
Loans Receivable | Beginning of Period |  |  |
Allowance for Loan Losses | 18,214 | 15,538 | 13,791
Loans Receivable | End of Period |  |  |
Allowance for Loan Losses | 19,903 | 18,214 | 15,538
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 750 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 19,903 | 17,464 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 1,240 |
Financing Receivable, Collectively Evaluated for Impairment | 1,837,763 | 1,565,783 |
Financing Receivables Acquired with Deteriorated Credit Quality | 28,548 | 14,571 |
Consumer Loan |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | 231 | 251 | 76
Allowance for Loan and Lease Losses, Write-offs | (103) | (129) | (65)
Accounts Receivable, Allowance for Credit Loss, Recovery | 16 | 23 | 8
Consumer Loan | Beginning of Period |  |  |
Allowance for Loan Losses | 902 | 757 | 738
Consumer Loan | End of Period |  |  |
Allowance for Loan Losses | 1,046 | 902 | 757
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,046 | 902 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 97,534 | 78,571 |
Financing Receivables Acquired with Deteriorated Credit Quality | 0 | 0 |
Commercial Loan |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | 281 | 691 | 821
Allowance for Loan and Lease Losses, Write-offs | (92) | (22) | (337)
Accounts Receivable, Allowance for Credit Loss, Recovery | 2 | 8 | 31
Commercial Loan | Beginning of Period |  |  |
Allowance for Loan Losses | 4,196 | 3,519 | 3,004
Commercial Loan | End of Period |  |  |
Allowance for Loan Losses | 4,387 | 4,196 | 3,519
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 351 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 4,387 | 3,845 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 580 |
Financing Receivable, Collectively Evaluated for Impairment | 349,681 | 278,241 |
Financing Receivables Acquired with Deteriorated Credit Quality | 6,193 | 2,451 |
Construction Loan Payable |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | 268 | 142 | (97)
Allowance for Loan and Lease Losses, Write-offs | 0 | (9) | (31)
Accounts Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 1
Construction Loan Payable | Beginning of Period |  |  |
Allowance for Loan Losses | 1,097 | 964 | 1,091
Construction Loan Payable | End of Period |  |  |
Allowance for Loan Losses | 1,365 | 1,097 | 964
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,365 | 1,097 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 78,826 | 64,888 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,308 | 1,297 |
Residential Real Estate |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | 487 | 184 | 184
Allowance for Loan and Lease Losses, Write-offs | (30) | (190) | (211)
Accounts Receivable, Allowance for Credit Loss, Recovery | 23 | 2 | 10
Residential Real Estate | Beginning of Period |  |  |
Allowance for Loan Losses | 3,226 | 3,230 | 3,247
Residential Real Estate | End of Period |  |  |
Allowance for Loan Losses | 3,706 | 3,226 | 3,230
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,706 | 3,226 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 490,307 | 447,706 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,685 | 3,213 |
Commercial Real Estate |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) | 765 | 1,779 | 1,356
Allowance for Loan and Lease Losses, Write-offs | (164) | (56) | (19)
Accounts Receivable, Allowance for Credit Loss, Recovery | 5 | 2 | 20
Commercial Real Estate | Beginning of Period |  |  |
Allowance for Loan Losses | 8,793 | 7,068 | 5,711
Commercial Real Estate | End of Period |  |  |
Allowance for Loan Losses | 9,399 | 8,793 | $ 7,068
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 399 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 9,399 | 8,394 |
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 | 0 |
Financing Receivable, Individually Evaluated for Impairment | 0 | 660 |
Financing Receivable, Collectively Evaluated for Impairment | 821,415 | 696,377 |
Financing Receivables Acquired with Deteriorated Credit Quality | $ 19,362 | $ 7,610 |

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- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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