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Note 4: Loans and Allowance for Loan Losses: Schedule of Balance in the Allowance for Loan Losses and Recorded Invesetment (Tables) | 6 Months Ended
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Dec. 31, 2019
Tables/Schedules |
Schedule of Balance in the Allowance for Loan Losses and Recorded Invesetment |
| At period end and for the six months ended December 31, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Provision charged to expense |  | 160 |  |  | 292 |  |  | 413 |  |  | 92 |  |  | 327 |  |  | 1,284
Losses charged off |  | (172) |  |  | - |  |  | - |  |  | (97) |  |  | (147) |  |  | (416)
Recoveries |  | 18 |  |  | - |  |  | 15 |  |  | 9 |  |  | 1 |  |  | 43
Balance, end of period | $ | 3,712 |  | $ | 1,657 |  | $ | 9,827 |  | $ | 1,050 |  | $ | 4,568 |  | $ | 20,814
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 3,712 |  | $ | 1,657 |  | $ | 9,827 |  | $ | 1,050 |  | $ | 4,568 |  | $ | 20,814
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 538,121 |  | $ | 95,518 |  | $ | 835,045 |  | $ | 101,621 |  | $ | 349,186 |  | $ | 1,919,491
Ending Balance: loans acquired with deteriorated credit quality | $ | 1,295 |  | $ | 1,296 |  | $ | 15,431 |  | $ | - |  | $ | 6,089 |  | $ | 24,111
| For the three months ended December 31, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,572 |  | $ | 1,539 |  | $ | 9,789 |  | $ | 1,074 |  | $ | 4,736 |  | $ | 20,710
Provision charged to expense |  | 294 |  |  | 118 |  |  | 37 |  |  | (4) |  |  | (57) |  |  | 388
Losses charged off |  | (172) |  |  | - |  |  | - |  |  | (26) |  |  | (112) |  |  | (310)
Recoveries |  | 18 |  |  | - |  |  | 1 |  |  | 6 |  |  | 1 |  |  | 26
Balance, end of period | $ | 3,712 |  | $ | 1,657 |  | $ | 9,827 |  | $ | 1,050 |  | $ | 4,568 |  | $ | 20,814
| At period end and for the six months ended December 31, 2018
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,226 |  | $ | 1,097 |  | $ | 8,793 |  | $ | 902 |  | $ | 4,196 |  | $ | 18,214
Provision charged to expense |  | 415 |  |  | 94 |  |  | 319 |  |  | 80 |  |  | 87 |  |  | 995
Losses charged off |  | (9) |  |  | - |  |  | (120) |  |  | (20) |  |  | (47) |  |  | (196)
Recoveries |  | 1 |  |  | - |  |  | 3 |  |  | 5 |  |  | 1 |  |  | 10
Balance, end of period | $ | 3,633 |  | $ | 1,191 |  | $ | 8,995 |  | $ | 967 |  | $ | 4,237 |  | $ | 19,023
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 3,633 |  | $ | 1,191 |  | $ | 8,995 |  | $ | 967 |  | $ | 4,237 |  | $ | 19,023
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
| For the three months ended December 31, 2018
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,349 |  | $ | 1,293 |  | $ | 8,733 |  | $ | 981 |  | $ | 4,434 |  | $ | 18,790
Provision charged to expense |  | 293 |  |  | (102) |  |  | 284 |  |  | (11) |  |  | (150) |  |  | 314
Losses charged off |  | (9) |  |  | - |  |  | (25) |  |  | (3) |  |  | (47) |  |  | (84)
Recoveries |  | - |  |  | - |  |  | 3 |  |  | - |  |  | - |  |  | 3
Balance, end of period | $ | 3,633 |  | $ | 1,191 |  | $ | 8,995 |  | $ | 967 |  | $ | 4,237 |  | $ | 19,023
| At June 30, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, end of period | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 490,307 |  | $ | 78,826 |  | $ | 821,415 |  | $ | 97,534 |  | $ | 349,681 |  | $ | 1,837,763
Ending Balance: loans acquired with deteriorated credit quality | $ | 1,685 |  | $ | 1,308 |  | $ | 19,362 |  | $ | - |  | $ | 6,193 |  | $ | 28,548

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- Definition Represents the textual narrative disclosure of Schedule of Balance in the Allowance for Loan Losses and Recorded Invesetment, during the indicated time period. + References No definition available. + Details
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Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

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- References No definition available. + Details
Name: | us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration