XML 55 R88.htm IDEA: XBRL DOCUMENT
v3.19.3.a.u2

Note 4: Loans and Allowance for Loan Losses: Schedule of Balance in the Allowance for Loan Losses and Recorded Invesetment (Details) - USD ($) $ in Thousands |  | 3 Months Ended | 6 Months Ended
--- | --- | --- | ---
Jun. 30, 2019 | Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2019 | Dec. 31, 2018
Loans Receivable |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | $ 388 | $ 314 | $ 1,284 | $ 995
Allowance for Loan and Lease Losses, Write-offs |  | (310) | (84) | (416) | (196)
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 26 | 3 | 43 | 10
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | $ 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 19,903 | 20,814 | 19,023 | 20,814 | 19,023
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 1,837,763 | 1,919,491 |  | 1,919,491 |
Financing Receivables Acquired with Deteriorated Credit Quality | 28,548 |  |  | 24,111 |
Loans Receivable | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | 19,903 | 20,710 | 18,790 | 19,903 | 18,214
Loans Receivable | End of Period |  |  |  |  |
Allowance for Loan Losses |  | 20,814 | 19,023 | 20,814 | 19,023
Consumer Loan |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | (4) | (11) | 92 | 80
Allowance for Loan and Lease Losses, Write-offs |  | (26) | (3) | (97) | (20)
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 6 | 0 | 9 | 5
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,046 | 1,050 | 967 | 1,050 | 967
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 97,534 | 101,621 |  | 101,621 |
Financing Receivables Acquired with Deteriorated Credit Quality | 0 |  |  | 0 |
Consumer Loan | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | 1,046 | 1,074 | 981 | 1,046 | 902
Consumer Loan | End of Period |  |  |  |  |
Allowance for Loan Losses |  | 1,050 | 967 | 1,050 | 967
Commercial Loan |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | (57) | (150) | 327 | 87
Allowance for Loan and Lease Losses, Write-offs |  | (112) | (47) | (147) | (47)
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 1 | 0 | 1 | 1
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 4,387 | 4,568 | 4,237 | 4,568 | 4,237
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 349,681 | 349,186 |  | 349,186 |
Financing Receivables Acquired with Deteriorated Credit Quality | 6,193 |  |  | 6,089 |
Commercial Loan | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | 4,387 | 4,736 | 4,434 | 4,387 | 4,196
Commercial Loan | End of Period |  |  |  |  |
Allowance for Loan Losses |  | 4,568 | 4,237 | 4,568 | 4,237
Construction Loan Payable |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | 118 | (102) | 292 | 94
Allowance for Loan and Lease Losses, Write-offs |  | 0 | 0 | 0 | 0
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,365 | 1,657 | 1,191 | 1,657 | 1,191
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 78,826 | 95,518 |  | 95,518 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,308 |  |  | 1,296 |
Construction Loan Payable | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | 1,365 | 1,539 | 1,293 | 1,365 | 1,097
Construction Loan Payable | End of Period |  |  |  |  |
Allowance for Loan Losses |  | 1,657 | 1,191 | 1,657 | 1,191
Residential Real Estate |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | 294 | 293 | 160 | 415
Allowance for Loan and Lease Losses, Write-offs |  | (172) | (9) | (172) | (9)
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 18 | 0 | 18 | 1
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,706 | 3,712 | 3,633 | 3,712 | 3,633
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 490,307 | 538,121 |  | 538,121 |
Financing Receivables Acquired with Deteriorated Credit Quality | 1,685 |  |  | 1,295 |
Residential Real Estate | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | 3,706 | 3,572 | 3,349 | 3,706 | 3,226
Residential Real Estate | End of Period |  |  |  |  |
Allowance for Loan Losses |  | 3,712 | 3,633 | 3,712 | 3,633
Commercial Real Estate |  |  |  |  |
Financing Receivable, Credit Loss, Expense (Reversal) |  | 37 | 284 | 413 | 319
Allowance for Loan and Lease Losses, Write-offs |  | 0 | (25) | 0 | (120)
Accounts Receivable, Allowance for Credit Loss, Recovery |  | 1 | 3 | 15 | 3
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 9,399 | 9,827 | 8,995 | 9,827 | 8,995
Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality | 0 |  |  | 0 | 0
Financing Receivable, Individually Evaluated for Impairment | 0 | 0 |  | 0 |
Financing Receivable, Collectively Evaluated for Impairment | 821,415 | 835,045 |  | 835,045 |
Financing Receivables Acquired with Deteriorated Credit Quality | 19,362 |  |  | 15,431 |
Commercial Real Estate | Beginning of Period |  |  |  |  |
Allowance for Loan Losses | $ 9,399 | 9,789 | 8,733 | 9,399 | 8,793
Commercial Real Estate | End of Period |  |  |  |  |
Allowance for Loan Losses |  | $ 9,827 | $ 8,995 | $ 9,827 | $ 8,995

X
- Definition Represents the monetary amount of Allowance for Loan Losses, during the indicated time period. + References No definition available. + Details
Name: | fil_AllowanceForLoanLosses
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAcquiredWithDeterioratedCreditQuality
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Financing Receivables Allowance for Credit Losses Acquired with Deteriorated Credit Quality, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality1
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_LoansReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=fil_BeginningOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=fil_EndOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ShortTermDebtTypeAxis=us-gaap_ConstructionLoanPayableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |