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Note 4: Loans and Allowance for Loan Losses: Residential Mortgage Lending (Policies) | 6 Months Ended
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Dec. 31, 2019
Policies |
Residential Mortgage Lending | The Company also originates loans secured by multi-family residential properties that are often located outside the Company’s primary lending area but made to borrowers who operate within the Company’s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 25 years, with balloon maturities typically up to ten years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate “floor” and “ceiling” in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.

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- Definition Represents the textual narrative disclosure of Residential Mortgage Lending, during the indicated time period. + References No definition available. + Details
Name: | fil_ResidentialMortgageLendingPolicyTextBlock
Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

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- References No definition available. + Details
Name: | us-gaap_PolicyTextBlockAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration