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Note 4: Loans and Allowance for Loan Losses: Schedule of Balance in the Allowance for Loan Losses and Recorded Investment (Tables) | 9 Months Ended
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Mar. 31, 2020
Tables/Schedules |
Schedule of Balance in the Allowance for Loan Losses and Recorded Investment |
| At period end and for the nine months ended March 31, 2020
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Provision charged to expense |  | 1,195 |  |  | 246 |  |  | 2,140 |  |  | 156 |  |  | 397 |  |  | 4,134
Losses charged off |  | (305) |  |  | - |  |  | (12) |  |  | (117) |  |  | (173) |  |  | (607)
Recoveries |  | 18 |  |  | - |  |  | 15 |  |  | 17 |  |  | 28 |  |  | 78
Balance, end of period | $ | 4,614 |  | $ | 1,611 |  | $ | 11,542 |  | $ | 1,102 |  | $ | 4,639 |  | $ | 23,508
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 4,614 |  | $ | 1,611 |  | $ | 11,542 |  | $ | 1,102 |  | $ | 4,639 |  | $ | 23,508
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 582,496 |  | $ | 90,764 |  | $ | 877,969 |  | $ | 94,645 |  | $ | 321,858 |  | $ | 1,967,732
Ending Balance: loans acquired with deteriorated credit quality | $ | 1,280 |  | $ | 1,289 |  | $ | 15,300 |  | $ | - |  | $ | 5,729 |  | $ | 23,598
| For the three months ended March 31, 2020
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,712 |  | $ | 1,657 |  | $ | 9,827 |  | $ | 1,050 |  | $ | 4,568 |  | $ | 20,814
Provision charged to expense |  | 1,035 |  |  | (46) |  |  | 1,727 |  |  | 64 |  |  | 70 |  |  | 2,850
Losses charged off |  | (133) |  |  | - |  |  | (12) |  |  | (19) |  |  | (26) |  |  | (190)
Recoveries |  | - |  |  | - |  |  | - |  |  | 7 |  |  | 27 |  |  | 34
Balance, end of period | $ | 4,614 |  | $ | 1,611 |  | $ | 11,542 |  | $ | 1,102 |  | $ | 4,639 |  | $ | 23,508
| At period end and for the nine months ended March 31, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,226 |  | $ | 1,097 |  | $ | 8,793 |  | $ | 902 |  | $ | 4,196 |  | $ | 18,214
Provision charged to expense |  | 612 |  |  | 153 |  |  | 710 |  |  | 110 |  |  | (99) |  |  | 1,486
Losses charged off |  | (27) |  |  | - |  |  | (141) |  |  | (47) |  |  | (78) |  |  | (293)
Recoveries |  | 12 |  |  | - |  |  | 5 |  |  | 8 |  |  | 2 |  |  | 27
Balance, end of period | $ | 3,823 |  | $ | 1,250 |  | $ | 9,367 |  | $ | 973 |  | $ | 4,021 |  | $ | 19,434
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 3,823 |  | $ | 1,250 |  | $ | 9,367 |  | $ | 973 |  | $ | 4,021 |  | $ | 19,434
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
| For the three months ended March 31, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 3,633 |  | $ | 1,191 |  | $ | 8,995 |  | $ | 967 |  | $ | 4,237 |  | $ | 19,023
Provision charged to expense |  | 196 |  |  | 59 |  |  | 392 |  |  | 30 |  |  | (186) |  |  | 491
Losses charged off |  | (18) |  |  | - |  |  | (21) |  |  | (27) |  |  | (31) |  |  | (97)
Recoveries |  | 12 |  |  | - |  |  | 1 |  |  | 3 |  |  | 1 |  |  | 17
Balance, end of period | $ | 3,823 |  | $ | 1,250 |  | $ | 9,367 |  | $ | 973 |  | $ | 4,021 |  | $ | 19,434
| At June 30, 2019
|  | Residential |  |  | Construction |  |  | Commercial |  |  |  |  |  |  |  |  |
(dollars in thousands) |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Commercial |  |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, end of period | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 3,706 |  | $ | 1,365 |  | $ | 9,399 |  | $ | 1,046 |  | $ | 4,387 |  | $ | 19,903
Ending Balance: loans acquired with deteriorated credit quality | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
Ending Balance: collectively evaluated for impairment | $ | 490,307 |  | $ | 78,826 |  | $ | 821,415 |  | $ | 97,534 |  | $ | 349,681 |  | $ | 1,837,763
Ending Balance: loans acquired with deteriorated credit quality | $ | 1,685 |  | $ | 1,308 |  | $ | 19,362 |  | $ | - |  | $ | 6,193 |  | $ | 28,548

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- Definition Represents the textual narrative disclosure of Schedule of Balance in the Allowance for Loan Losses and Recorded Investment, during the indicated time period. + References No definition available. + Details
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Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

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- References No definition available. + Details
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Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration