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Loans and Allowance for Credit Losses - Balance in the ACL and the recorded investment in loans (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2019
Allowance for credit losses: |  |  |
Balance, beginning of period | $ 25,139 | $ 19,903 | $ 18,214
Provision (benefit) charged to expense | (602) | 6,002 | 2,032
Losses charged off | (734) | (853) | (389)
Recoveries | 86 | 87 | 46
Balance, end of period | 33,222 | 25,139 | 19,903
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 25,139 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 2,149,664 |
Ending Balance: loans acquired with deteriorated credit quality |  | 21,799 |
Residential Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 4,875 | 3,706 | 3,226
Provision (benefit) charged to expense | 2,973 | 1,529 | 487
Losses charged off | (180) | (379) | (30)
Recoveries | 3 | 19 | 23
Balance, end of period | 11,192 | 4,875 | 3,706
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 4,875 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 626,085 |
Ending Balance: loans acquired with deteriorated credit quality |  | 1,272 |
Construction Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 2,010 | 1,365 | 1,097
Provision (benefit) charged to expense | 281 | 645 | 268
Balance, end of period | 2,170 | 2,010 | 1,365
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 2,010 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 106,194 |
Ending Balance: loans acquired with deteriorated credit quality |  | 1,278 |
Commercial Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 12,132 | 9,399 | 8,793
Provision (benefit) charged to expense | (1,364) | 2,730 | 765
Losses charged off | (90) | (12) | (164)
Recoveries | 1 | 15 | 5
Balance, end of period | 14,535 | 12,132 | 9,399
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 12,132 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 872,716 |
Ending Balance: loans acquired with deteriorated credit quality |  | 14,703 |
Consumer loans |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 1,182 | 1,046 | 902
Provision (benefit) charged to expense | (1,232) | 300 | 231
Losses charged off | (146) | (189) | (103)
Recoveries | 47 | 25 | 16
Balance, end of period | 916 | 1,182 | 1,046
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 1,182 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 80,767 |
Commercial loans |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 4,940 | 4,387 | 4,196
Provision (benefit) charged to expense | (1,260) | 798 | 281
Losses charged off | (318) | (273) | (92)
Recoveries | 35 | 28 | 2
Balance, end of period | 4,409 | 4,940 | $ 4,387
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 4,940 |
Ending Balance: loans acquired with deteriorated credit quality |  | 0 |
Loans: |  |  |
Ending Balance: individually evaluated for impairment |  | 0 |
Ending Balance: collectively evaluated for impairment |  | 463,902 |
Ending Balance: loans acquired with deteriorated credit quality |  | 4,546 |
Impact of ASU 2016-13 adoption |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 9,333 |  |
Balance, end of period |  | 9,333 |
Impact of ASU 2016-13 adoption | Residential Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 3,521 |  |
Balance, end of period |  | 3,521 |
Impact of ASU 2016-13 adoption | Construction Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | (121) |  |
Balance, end of period |  | (121) |
Impact of ASU 2016-13 adoption | Commercial Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 3,856 |  |
Balance, end of period |  | 3,856 |
Impact of ASU 2016-13 adoption | Consumer loans |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 1,065 |  |
Balance, end of period |  | 1,065 |
Impact of ASU 2016-13 adoption | Commercial loans |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | $ 1,012 |  |
Balance, end of period |  | $ 1,012 |

X
- Definition The recorded balance, net of any applicable reductions (for example, unamortized accretable yield and allowance for loan losses). This relates to loans not accounted for debt securities with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 15 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121585399&loc=d3e13503-111538 + Details
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