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Loans and Allowance for Credit Losses (Tables) | 12 Months Ended
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Jun. 30, 2021
Schedule of classes of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | June 30, 2021 |  | June 30, 2020
Real Estate Loans: | ​ | ​ | ​ | ​ | ​ | ​
Residential | ​ | $ | 721,216 | ​ | $ | 627,357
Construction | ​ |  | 208,824 | ​ |  | 185,924
Commercial | ​ |  | 889,793 | ​ |  | 887,419
Consumer loans | ​ |  | 77,674 | ​ |  | 80,767
Commercial loans | ​ |  | 414,124 | ​ |  | 468,448
​ | ​ |  | 2,311,631 | ​ |  | 2,249,915
Loans in process | ​ |  | (74,540) | ​ |  | (78,452)
Deferred loan fees, net | ​ |  | (3,625) | ​ |  | (4,395)
Allowance for loan losses | ​ |  | (33,222) | ​ |  | (25,139)
Total loans | ​ | $ | 2,200,244 | ​ | $ | 2,141,929
Schedule of balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment methods | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Residential | ​ | ​ | Construction |  | ​ | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
June 30, 2021 |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for credit losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Impact of CECL adoption | ​ | ​ | 3,521 | ​ | ​ | (121) | ​ | ​ | 3,856 | ​ | ​ | 1,065 | ​ | ​ | 1,012 | ​ | ​ | 9,333
Provision (benefit) charged to expense | ​ | ​ | 2,973 | ​ | ​ | 281 | ​ | ​ | (1,364) | ​ | ​ | (1,232) | ​ | ​ | (1,260) | ​ | ​ | (602)
Losses charged off | ​ | ​ | (180) | ​ | ​ | — | ​ | ​ | (90) | ​ | ​ | (146) | ​ | ​ | (318) | ​ | ​ | (734)
Recoveries | ​ | ​ | 3 | ​ | ​ | — | ​ | ​ | 1 | ​ | ​ | 47 | ​ | ​ | 35 | ​ | ​ | 86
Balance, end of period | ​ | $ | 11,192 | ​ | $ | 2,170 | ​ | $ | 14,535 | ​ | $ | 916 | ​ | $ | 4,409 | ​ | $ | 33,222
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Residential | ​ | Construction |  | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
June 30, 2020 |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period | ​ | $ | 3,706 | ​ | $ | 1,365 | ​ | $ | 9,399 | ​ | $ | 1,046 | ​ | $ | 4,387 | ​ | $ | 19,903
Provision charged to expense | ​ | ​ | 1,529 | ​ | ​ | 645 | ​ | ​ | 2,730 | ​ | ​ | 300 | ​ | ​ | 798 | ​ | ​ | 6,002
Losses charged off | ​ | ​ | (379) | ​ | ​ | — | ​ | ​ | (12) | ​ | ​ | (189) | ​ | ​ | (273) | ​ | ​ | (853)
Recoveries | ​ | ​ | 19 | ​ | ​ | — | ​ | ​ | 15 | ​ | ​ | 25 | ​ | ​ | 28 | ​ | ​ | 87
Balance, end of period | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Ending Balance: individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Ending Balance: collectively evaluated for impairment | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Ending Balance: individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Ending Balance: collectively evaluated for impairment | ​ | $ | 626,085 | ​ | $ | 106,194 | ​ | $ | 872,716 | ​ | $ | 80,767 | ​ | $ | 463,902 | ​ | $ | 2,149,664
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | 1,272 | ​ | $ | 1,278 | ​ | $ | 14,703 | ​ | $ | — | ​ | $ | 4,546 | ​ | $ | 21,799
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Residential | ​ | Construction |  | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
June 30, 2019 |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period | ​ | $ | 3,226 | ​ | $ | 1,097 | ​ | $ | 8,793 | ​ | $ | 902 | ​ | $ | 4,196 | ​ | $ | 18,214
Provision charged to expense | ​ | ​ | 487 | ​ | ​ | 268 | ​ | ​ | 765 | ​ | ​ | 231 | ​ | ​ | 281 | ​ | ​ | 2,032
Losses charged off | ​ | ​ | (30) | ​ | ​ | — | ​ | ​ | (164) | ​ | ​ | (103) | ​ | ​ | (92) | ​ | ​ | (389)
Recoveries | ​ | ​ | 23 | ​ | ​ | — | ​ | ​ | 5 | ​ | ​ | 16 | ​ | ​ | 2 | ​ | ​ | 46
Balance, end of period | ​ | $ | 3,706 | ​ | $ | 1,365 | ​ | $ | 9,399 | ​ | $ | 1,046 | ​ | $ | 4,387 | ​ | $ | 19,903
Schedule of Allowance for off-balance credit exposure | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Residential | ​ | ​ | Construction |  | ​ | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
June 30, 2021 |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for off-balance sheet credit exposure: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period | ​ | $ | 19 | ​ | $ | 769 | ​ | $ | 172 | ​ | $ | 153 | ​ | $ | 846 | ​ | $ | 1,959
Impact of CECL adoption | ​ | ​ | 35 | ​ | ​ | (167) | ​ | ​ | 95 | ​ | ​ | 197 | ​ | ​ | 108 | ​ | ​ | 268
Provision (benefit) charged to expense | ​ | ​ | (17) | ​ | ​ | (100) | ​ | ​ | (79) | ​ | ​ | (132) | ​ | ​ | (94) | ​ | ​ | (422)
Balance, end of period | ​ | $ | 37 | ​ | $ | 502 | ​ | $ | 188 | ​ | $ | 218 | ​ | $ | 860 | ​ | $ | 1,805
Schedule of credit risk profile of the Company's loan portfolio based on rating category and payment activity | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Revolving | ​ | ​ | ​
June 30, |  | 2021 |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | Prior |  | loans |  | Total
Residential Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 361,876 | ​ | $ | 175,772 | ​ | $ | 43,576 | ​ | $ | 32,929 | ​ | $ | 23,267 | ​ | $ | 71,592 | ​ | $ | 5,557 | ​ | $ | 714,569
Watch | ​ |  | 328 | ​ |  | 70 | ​ |  | 410 | ​ |  | — | ​ |  | 89 | ​ |  | 809 | ​ |  | — | ​ |  | 1,706
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 4,288 | ​ |  | 89 | ​ |  | — | ​ |  | 92 | ​ |  | — | ​ |  | 472 | ​ |  | — | ​ |  | 4,941
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Residential Real Estate | ​ | $ | 366,492 | ​ | $ | 175,931 | ​ | $ | 43,986 | ​ | $ | 33,021 | ​ | $ | 23,356 | ​ | $ | 72,873 | ​ | $ | 5,557 | ​ | $ | 721,216
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction Real Estate | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 88,371 | ​ | $ | 45,866 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 134,237
Watch | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 47 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 47
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Construction Real Estate | ​ | $ | 88,418 | ​ | $ | 45,866 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 134,284
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial Real Estate | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 351,732 | ​ | $ | 147,670 | ​ | $ | 104,746 | ​ | $ | 75,967 | ​ | $ | 70,927 | ​ | $ | 61,194 | ​ | $ | 23,699 | ​ | $ | 835,935
Watch | ​ |  | 4,456 | ​ |  | 2,365 | ​ |  | 9,502 | ​ |  | 1,377 | ​ |  | 726 | ​ |  | 10 | ​ |  | 810 | ​ |  | 19,246
Special Mention | ​ |  | — | ​ |  | 8,806 | ​ |  | — | ​ |  | 1,793 | ​ |  | 12,826 | ​ |  | — | ​ |  | 300 | ​ |  | 23,725
Substandard | ​ |  | 8,191 | ​ |  | 1,137 | ​ |  | 505 | ​ |  | 31 | ​ |  | 5 | ​ |  | 99 | ​ |  | 69 | ​ |  | 10,037
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 850 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 850
Total Commercial Real Estate | ​ | $ | 364,379 | ​ | $ | 159,978 | ​ | $ | 115,603 | ​ | $ | 79,168 | ​ | $ | 84,484 | ​ | $ | 61,303 | ​ | $ | 24,878 | ​ | $ | 889,793
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 23,858 | ​ | $ | 8,626 | ​ | $ | 3,597 | ​ | $ | 1,126 | ​ | $ | 534 | ​ | $ | 650 | ​ | $ | 39,071 | ​ | $ | 77,462
Watch | ​ |  | 80 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 48 | ​ |  | 128
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 30 | ​ |  | 30 | ​ |  | — | ​ |  | 24 | ​ |  | 84
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Consumer | ​ | $ | 23,938 | ​ | $ | 8,626 | ​ | $ | 3,597 | ​ | $ | 1,156 | ​ | $ | 564 | ​ | $ | 650 | ​ | $ | 39,143 | ​ | $ | 77,674
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 189,280 | ​ | $ | 42,549 | ​ | $ | 17,960 | ​ | $ | 5,591 | ​ | $ | 7,265 | ​ | $ | 9,120 | ​ | $ | 136,603 | ​ | $ | 408,368
Watch | ​ |  | 1,551 | ​ |  | 262 | ​ |  | 1,323 | ​ |  | 22 | ​ |  | — | ​ |  | — | ​ |  | 463 | ​ |  | 3,621
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 594 | ​ |  | 81 | ​ |  | 305 | ​ |  | — | ​ |  | 176 | ​ |  | — | ​ |  | 979 | ​ |  | 2,135
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Commercial | ​ | $ | 191,425 | ​ | $ | 42,892 | ​ | $ | 19,588 | ​ | $ | 5,613 | ​ | $ | 7,441 | ​ | $ | 9,120 | ​ | $ | 138,045 | ​ | $ | 414,124
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total Loans | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 1,015,117 | ​ | $ | 420,483 | ​ | $ | 169,879 | ​ | $ | 115,613 | ​ | $ | 101,993 | ​ | $ | 142,556 | ​ | $ | 204,930 | ​ | $ | 2,170,571
Watch | ​ |  | 6,415 | ​ |  | 2,697 | ​ |  | 11,235 | ​ |  | 1,399 | ​ |  | 815 | ​ |  | 819 | ​ |  | 1,321 | ​ |  | 24,701
Special Mention | ​ |  | — | ​ |  | 8,806 | ​ |  | — | ​ |  | 1,793 | ​ |  | 12,826 | ​ |  | — | ​ |  | 300 | ​ |  | 23,725
Substandard | ​ |  | 13,120 | ​ |  | 1,307 | ​ |  | 810 | ​ |  | 153 | ​ |  | 211 | ​ |  | 571 | ​ |  | 1,072 | ​ |  | 17,244
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 850 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 850
Total | ​ | $ | 1,034,652 | ​ | $ | 433,293 | ​ | $ | 182,774 | ​ | $ | 118,958 | ​ | $ | 115,845 | ​ | $ | 143,946 | ​ | $ | 207,623 | ​ | $ | 2,237,091
Schedule of company's loan portfolio aging analysis | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than 90
(dollars in thousands) | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days | ​ | Total | ​ | ​ | ​ | ​ | Total Loans | ​ | Days Past Due
June 30, 2021 |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Receivable |  | and Accruing
Real Estate Loans: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential | ​ | $ | 312 | ​ | $ | 364 | ​ | $ | 613 | ​ | $ | 1,289 | ​ | $ | 719,927 | ​ | $ | 721,216 | ​ | $ | —
Construction | ​ |  | — | ​ |  | — | ​ |  | 30 | ​ |  | 30 | ​ |  | 134,254 | ​ |  | 134,284 | ​ |  | —
Commercial | ​ |  | 363 | ​ |  | — | ​ |  | 374 | ​ |  | 737 | ​ |  | 889,056 | ​ |  | 889,793 | ​ |  | —
Consumer loans | ​ |  | 195 | ​ |  | 66 | ​ |  | 84 | ​ |  | 345 | ​ |  | 77,329 | ​ |  | 77,674 | ​ |  | —
Commercial loans | ​ |  | 368 | ​ |  | 939 | ​ |  | 110 | ​ |  | 1,417 | ​ |  | 412,707 | ​ |  | 414,124 | ​ |  | —
Total loans | ​ | $ | 1,238 | ​ | $ | 1,369 | ​ | $ | 1,211 | ​ | $ | 3,818 | ​ | $ | 2,233,273 | ​ | $ | 2,237,091 | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than 90
(dollars in thousands) | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days | ​ | Total | ​ | ​ | ​ | ​ | Total Loans | ​ | Days Past Due
June 30, 2020 |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Receivable |  | and Accruing
Real Estate Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential | ​ | $ | 772 | ​ | $ | 378 | ​ | $ | 654 | ​ | $ | 1,804 | ​ | $ | 625,553 | ​ | $ | 627,357 | ​ | $ | —
Construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 107,472 | ​ |  | 107,472 | ​ |  | —
Commercial | ​ |  | 641 | ​ |  | 327 | ​ |  | 1,073 | ​ |  | 2,041 | ​ |  | 885,378 | ​ |  | 887,419 | ​ |  | —
Consumer loans | ​ |  | 180 | ​ |  | 53 | ​ |  | 193 | ​ |  | 426 | ​ |  | 80,341 | ​ |  | 80,767 | ​ |  | —
Commercial loans | ​ |  | 93 | ​ |  | 1,219 | ​ |  | 810 | ​ |  | 2,122 | ​ |  | 466,326 | ​ |  | 468,448 | ​ |  | —
Total loans | ​ | $ | 1,686 | ​ | $ | 1,977 | ​ | $ | 2,730 | ​ | $ | 6,393 | ​ | $ | 2,165,070 | ​ | $ | 2,171,463 | ​ | $ | —
Schedule of company's collateral dependent loans and related ACL | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Amortized cost basis of |  |  | ​
​ | ​ | loans determined to be | ​ | Related allowance
​ | ​ | collateral dependent | ​ | for credit losses
(dollars in thousands) |  | ​ |  |  | ​ |
Residential real estate loans |  | ​ |  |  | ​ |
1- to 4-family residential loans | ​ | $ | 895 | ​ | $ | 223
Total loans | ​ | $ | 895 | ​ | $ | 223
Schedule of impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) | ​ | Recorded | ​ | Unpaid Principal | ​ | Specific
June 30, 2020 |  | Balance |  | Balance |  | Allowance
Loans without a specific valuation allowance: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential real estate | ​ | $ | 3,811 | ​ | $ | 4,047 | ​ | $ | —
Construction real estate | ​ |  | 1,278 | ​ |  | 1,312 | ​ |  | —
Commercial real estate | ​ |  | 19,271 | ​ |  | 23,676 | ​ |  | —
Consumer loans | ​ | ​ | — | ​ |  | — | ​ |  | —
Commercial loans | ​ |  | 5,040 | ​ |  | 6,065 | ​ |  | —
Loans with a specific valuation allowance: | ​ |  |  | ​ |  |  | ​ |  | ​
Residential real estate | ​ | $ | — | ​ | $ | — | ​ | $ | —
Construction real estate | ​ |  | — | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | — | ​ |  | — | ​ |  | —
Consumer loans | ​ |  | — | ​ |  | — | ​ |  | —
Commercial loans | ​ |  | — | ​ |  | — | ​ |  | —
Total: | ​ |  |  | ​ |  |  | ​ |  |
Residential real estate | ​ | $ | 3,811 | ​ | $ | 4,047 | ​ | $ | —
Construction real estate | ​ | $ | 1,278 | ​ | $ | 1,312 | ​ | $ | —
Commercial real estate | ​ | $ | 19,271 | ​ | $ | 23,676 | ​ | $ | —
Consumer loans | ​ | $ | — | ​ | $ | — | ​ | $ | —
Commercial loans | ​ | $ | 5,040 | ​ | $ | 6,065 | ​ | $ | —
Schedule of interest income recognized on impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Fiscal 2020
​ | ​ | Average | ​ | ​ | ​
​ | ​ | Investment in | ​ | Interest Income
(dollars in thousands) |  | Impaired Loans |  | Recognized
Residential Real Estate |  | $ | 1,440 | ​ | $ | 89
Construction Real Estate | ​ | ​ | 1,295 | ​ |  | 134
Commercial Real Estate | ​ | ​ | 16,175 | ​ |  | 1,276
Consumer Loans | ​ | ​ | — | ​ |  | —
Commercial Loans | ​ | ​ | 5,597 | ​ |  | 419
Total Loans |  | $ | 24,507 |  | $ | 1,918
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Fiscal 2019
​ | ​ | Average | ​ | ​ | ​
​ | ​ | Investment in | ​ | Interest Income
(dollars in thousands) |  | Impaired Loans |  | Recognized
Residential Real Estate |  | $ | 2,081 |  | $ | 112
Construction Real Estate | ​ | ​ | 1,297 | ​ | ​ | 246
Commercial Real Estate | ​ | ​ | 14,547 | ​ | ​ | 1,570
Consumer Loans | ​ | ​ | — | ​ | ​ | —
Commercial Loans | ​ | ​ | 4,212 | ​ | ​ | 926
Total Loans |  | $ | 22,137 |  | $ | 2,854
Schedule of Company's nonaccrual loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30,
(dollars in thousands) |  | 2021 |  | 2020
Residential real estate | ​ | $ | 3,235 | ​ | $ | 4,010
Construction real estate | ​ |  | 30 | ​ |  | —
Commercial real estate | ​ |  | 1,914 | ​ |  | 3,106
Consumer loans | ​ |  | 100 | ​ |  | 196
Commercial loans | ​ |  | 589 | ​ |  | 1,345
Total loans | ​ | $ | 5,868 | ​ | $ | 8,657
Schedule of Performing loans classified as troubled debt restructuring loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2021 | ​ | June 30, 2020
​ | ​ | Number of | ​ | Recorded | ​ | Number of | ​ | Recorded
(dollars in thousands) |  | modifications |  | Investment |  | modifications |  | Investment
Residential real estate |  | 1 | ​ | $ | 895 |  | 3 | ​ | $ | 791
Construction real estate |  | — | ​ |  | — |  | — | ​ |  | —
Commercial real estate |  | 4 | ​ |  | 949 |  | 10 | ​ |  | 4,544
Consumer loans |  | — | ​ |  | — |  | — | ​ |  | —
Commercial loans |  | 7 | ​ |  | 1,397 |  | 7 | ​ |  | 3,245
Total |  | 12 | ​ | $ | 3,241 |  | 20 | ​ | $ | 8,580
Schedule of loans to executive officers, directors, significant shareholders and their affiliates held by the Company | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30,
(dollars in thousands) |  | 2021 |  | 2020
Beginning Balance |  | $ | 8,603 | ​ | $ | 9,132
Additions |  |  | 8,474 | ​ |  | 5,179
Repayments |  |  | (6,453) | ​ |  | (5,708)
Ending Balance |  | $ | 10,624 | ​ | $ | 8,603
Purchase Credit Impaired |
Schedule of credit risk profile of the company's loan portfolio | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) | ​ | Residential | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​
June 30, 2020 |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial
Pass | ​ | $ | 620,004 | ​ | $ | 103,105 | ​ | $ | 829,276 | ​ | $ | 80,517 | ​ | $ | 457,385
Watch | ​ |  | 1,900 | ​ |  | 4,367 | ​ |  | 45,262 | ​ |  | 45 | ​ |  | 4,708
Special Mention | ​ |  | — | ​ |  | — | ​ |  | 403 | ​ |  | 25 | ​ |  | —
Substandard | ​ |  | 5,453 | ​ |  | — | ​ |  | 11,590 | ​ |  | 180 | ​ |  | 6,355
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 888 | ​ |  | — | ​ |  | —
Total | ​ | $ | 627,357 | ​ | $ | 107,472 | ​ | $ | 887,419 | ​ | $ | 80,767 | ​ | $ | 468,448

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates. + References No definition available. + Details
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