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Loans and Allowance for Credit Losses (Tables) | 6 Months Ended
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Dec. 31, 2020
Schedule of Accounts, Notes, Loans and Financing Receivable |
​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | December 31, 2020 |  | June 30, 2020
Real Estate Loans: | ​ | ​ | ​ | ​ | ​ | ​
Residential | ​ | $ | 636,690 | ​ | $ | 627,357
Construction | ​ |  | 202,009 | ​ |  | 185,924
Commercial | ​ |  | 902,564 | ​ |  | 887,419
Consumer loans | ​ |  | 79,590 | ​ |  | 80,767
Commercial loans | ​ |  | 427,345 | ​ |  | 468,448
​ | ​ |  | 2,248,198 | ​ |  | 2,249,915
Loans in process | ​ |  | (89,015) | ​ |  | (78,452)
Deferred loan fees, net | ​ |  | (2,313) | ​ |  | (4,395)
Allowance for credit losses | ​ |  | (35,471) | ​ |  | (25,139)
Total loans | ​ | $ | 2,121,399 | ​ | $ | 2,141,929
Schedule of Balance in the Allowance for Loan Losses and Recorded Investment | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At period end and for the six months ended December 31, 2020
​ |  | Residential | ​ | Construction |  | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for credit losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period prior to adoption of CECL | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Impact of CECL adoption | ​ |  | 3,521 | ​ |  | (121) | ​ |  | 3,856 | ​ |  | 1,065 | ​ |  | 1,012 | ​ |  | 9,333
Provision charged to expense | ​ |  | 2,112 | ​ |  | 498 | ​ |  | (750) | ​ |  | (823) | ​ |  | 348 | ​ |  | 1,385
Losses charged off | ​ |  | (110) | ​ |  | — | ​ |  | — | ​ |  | (72) | ​ |  | (234) | ​ |  | (416)
Recoveries | ​ |  | — | ​ |  | — | ​ |  | 1 | ​ |  | 10 | ​ |  | 19 | ​ |  | 30
Balance, end of period | ​ | $ | 10,398 | ​ | $ | 2,387 | ​ | $ | 15,239 | ​ | $ | 1,362 | ​ | $ | 6,085 | ​ | $ | 35,471
Ending Balance: individually evaluated for impairment | ​ | $ | 232 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 232
Ending Balance: collectively evaluated for impairment | ​ | $ | 10,166 | ​ | $ | 2,387 | ​ | $ | 15,239 | ​ | $ | 1,362 | ​ | $ | 6,085 | ​ | $ | 35,239
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending Balance: individually evaluated for impairment | ​ | $ | 904 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 904
Ending Balance: collectively evaluated for impairment | ​ | $ | 635,760 | ​ | $ | 112,037 | ​ | $ | 891,311 | ​ | $ | 79,590 | ​ | $ | 424,169 | ​ | $ | 2,142,867
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | 26 | ​ | $ | 957 | ​ | $ | 11,253 | ​ | $ | — | ​ | $ | 3,176 | ​ | $ | 15,412
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the three months ended December 31, 2020 |
​ | ​ | Residential | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period |  | $ | 8,629 |  | $ | 1,892 |  | $ | 16,050 |  | $ | 2,305 |  | $ | 6,208 |  | $ | 35,084
Provision charged to expense | ​ | ​ | 1,859 | ​ | ​ | 495 | ​ | ​ | (811) | ​ | ​ | (882) | ​ | ​ | (49) | ​ | ​ | 612
Losses charged off | ​ | ​ | (90) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (67) | ​ | ​ | (89) | ​ | ​ | (246)
Recoveries | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 6 | ​ | ​ | 15 | ​ | ​ | 21
Balance, end of period |  | $ | 10,398 |  | $ | 2,387 |  | $ | 15,239 |  | $ | 1,362 |  | $ | 6,085 |  | $ | 35,471
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At period end and for the six months ended December 31, 2019
​ |  | Residential | ​ | Construction |  | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period | ​ | $ | 3,706 | ​ | $ | 1,365 | ​ | $ | 9,399 | ​ | $ | 1,046 | ​ | $ | 4,387 | ​ | $ | 19,903
Provision charged to expense | ​ |  | 160 | ​ |  | 292 | ​ |  | 413 | ​ |  | 92 | ​ |  | 327 | ​ |  | 1,284
Losses charged off | ​ |  | (172) | ​ |  | — | ​ |  | — | ​ |  | (97) | ​ |  | (147) | ​ |  | (416)
Recoveries | ​ |  | 18 | ​ |  | — | ​ |  | 15 | ​ |  | 9 | ​ |  | 1 | ​ |  | 43
Balance, end of period | ​ | $ | 3,712 | ​ | $ | 1,657 | ​ | $ | 9,827 | ​ | $ | 1,050 | ​ | $ | 4,568 | ​ | $ | 20,814
Ending Balance: individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Ending Balance: collectively evaluated for impairment | ​ | $ | 3,712 | ​ | $ | 1,657 | ​ | $ | 9,827 | ​ | $ | 1,050 | ​ | $ | 4,568 | ​ | $ | 20,814
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the three months ended December 31, 2019 |
​ | ​ | Residential | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, beginning of period |  | $ | 3,572 |  | $ | 1,539 |  | $ | 9,789 |  | $ | 1,074 |  | $ | 4,736 |  | $ | 20,710
Provision charged to expense | ​ | ​ | 294 | ​ | ​ | 118 | ​ | ​ | 37 | ​ | ​ | (4) | ​ | ​ | (57) | ​ | ​ | 388
Losses charged off | ​ | ​ | (172) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (26) | ​ | ​ | (112) | ​ | ​ | (310)
Recoveries | ​ | ​ | 18 | ​ | ​ | — | ​ | ​ | 1 | ​ | ​ | 6 | ​ | ​ | 1 | ​ | ​ | 26
Balance, end of period |  | $ | 3,712 |  | $ | 1,657 |  | $ | 9,827 |  | $ | 1,050 |  | $ | 4,568 |  | $ | 20,814
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At June 30, 2020
​ |  | Residential | ​ | ​ | Construction |  | ​ | Commercial | ​ | ​ | ​ |  | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, end of period | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Ending Balance: individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Ending Balance: collectively evaluated for impairment | ​ | $ | 4,875 | ​ | $ | 2,010 | ​ | $ | 12,132 | ​ | $ | 1,182 | ​ | $ | 4,940 | ​ | $ | 25,139
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Ending Balance: individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Ending Balance: collectively evaluated for impairment | ​ | $ | 626,085 | ​ | $ | 106,194 | ​ | $ | 872,716 | ​ | $ | 80,767 | ​ | $ | 463,902 | ​ | $ | 2,149,664
Ending Balance: loans acquired with deteriorated credit quality | ​ | $ | 1,272 | ​ | $ | 1,278 | ​ | $ | 14,703 | ​ | $ | — | ​ | $ | 4,546 | ​ | $ | 21,799
Schedule Of Financing Receivable Credit Quality Indicators |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Revolving | ​ | ​ | ​
​ |  | 2021 |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | Prior |  | loans |  | Total
Residential Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 177,544 | ​ | $ | 217,239 | ​ | $ | 46,353 | ​ | $ | 43,929 | ​ | $ | 31,359 | ​ | $ | 96,805 | ​ | $ | 5,156 | ​ | $ | 618,385
Watch | ​ |  | 125 | ​ |  | 121 | ​ |  | 10,997 | ​ |  | — | ​ |  | 96 | ​ |  | 825 | ​ |  | — | ​ |  | 12,164
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 4,714 | ​ |  | 145 | ​ |  | 226 | ​ |  | 54 | ​ |  | 57 | ​ |  | 913 | ​ |  | — | ​ |  | 6,109
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 32 | ​ |  | — | ​ |  | 32
Total Residential Real Estate | ​ | $ | 182,383 | ​ | $ | 217,505 | ​ | $ | 57,576 | ​ | $ | 43,983 | ​ | $ | 31,512 | ​ | $ | 98,575 | ​ | $ | 5,156 | ​ | $ | 636,690
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction Real Estate | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 54,966 | ​ | $ | 50,216 | ​ | $ | 7,812 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 112,994
Watch | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Construction Real Estate | ​ | $ | 54,966 | ​ | $ | 50,216 | ​ | $ | 7,812 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 112,994
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial Real Estate | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 158,927 | ​ | $ | 198,979 | ​ | $ | 128,221 | ​ | $ | 138,403 | ​ | $ | 81,442 | ​ | $ | 106,507 | ​ | $ | 31,017 | ​ | $ | 843,496
Watch | ​ |  | 4,025 | ​ |  | 10,580 | ​ |  | 9,541 | ​ |  | 7,028 | ​ |  | 14,245 | ​ |  | 43 | ​ |  | 891 | ​ |  | 46,353
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 5,849 | ​ |  | 4,187 | ​ |  | 559 | ​ |  | 134 | ​ |  | 53 | ​ |  | 1,045 | ​ |  | — | ​ |  | 11,827
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 888 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 888
Total Commercial Real Estate | ​ | $ | 168,801 | ​ | $ | 213,746 | ​ | $ | 139,209 | ​ | $ | 145,565 | ​ | $ | 95,740 | ​ | $ | 107,595 | ​ | $ | 31,908 | ​ | $ | 902,564
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 13,996 | ​ | $ | 13,610 | ​ | $ | 5,987 | ​ | $ | 2,040 | ​ | $ | 1,025 | ​ | $ | 733 | ​ | $ | 41,990 | ​ | $ | 79,381
Watch | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 51 | ​ |  | 15 | ​ |  | — | ​ |  | 37 | ​ |  | — | ​ |  | 7 | ​ |  | 99 | ​ |  | 209
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Consumer | ​ | $ | 14,047 | ​ | $ | 13,625 | ​ | $ | 5,987 | ​ | $ | 2,077 | ​ | $ | 1,025 | ​ | $ | 740 | ​ | $ | 42,089 | ​ | $ | 79,590
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 89,745 | ​ | $ | 154,004 | ​ | $ | 26,743 | ​ | $ | 11,048 | ​ | $ | 9,469 | ​ | $ | 11,667 | ​ | $ | 116,649 | ​ | $ | 419,325
Watch | ​ |  | 1,008 | ​ |  | 124 | ​ |  | 64 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 1,069 | ​ |  | 2,265
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 136 | ​ |  | 1,574 | ​ |  | 1,575 | ​ |  | 10 | ​ |  | 180 | ​ |  | 5 | ​ |  | 2,275 | ​ |  | 5,755
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Commercial | ​ | $ | 90,889 | ​ | $ | 155,702 | ​ | $ | 28,382 | ​ | $ | 11,058 | ​ | $ | 9,649 | ​ | $ | 11,672 | ​ | $ | 119,993 | ​ | $ | 427,345
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total Loans | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 495,178 | ​ | $ | 634,048 | ​ | $ | 215,116 | ​ | $ | 195,420 | ​ | $ | 123,295 | ​ | $ | 215,712 | ​ | $ | 194,812 | ​ | $ | 2,073,581
Watch | ​ |  | 5,158 | ​ |  | 10,825 | ​ |  | 20,602 | ​ |  | 7,028 | ​ |  | 14,341 | ​ |  | 868 | ​ |  | 1,960 | ​ |  | 60,782
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | 10,750 | ​ |  | 5,921 | ​ |  | 2,360 | ​ |  | 235 | ​ |  | 290 | ​ |  | 1,970 | ​ |  | 2,374 | ​ |  | 23,900
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 888 | ​ |  | — | ​ |  | — | ​ |  | 32 | ​ |  | — | ​ |  | 920
Total | ​ | $ | 511,086 | ​ | $ | 650,794 | ​ | $ | 238,966 | ​ | $ | 202,683 | ​ | $ | 137,926 | ​ | $ | 218,582 | ​ | $ | 199,146 | ​ | $ | 2,159,183
Schedule Of Loan Portfolio Aging Analysis |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2020
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than 90
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days | ​ | Total | ​ | ​ | ​ | ​ | Total Loans | ​ | Days Past Due
(dollars in thousands) |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Receivable |  | and Accruing
Real Estate Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential | ​ | $ | 383 | ​ | $ | 944 | ​ | $ | 1,298 | ​ | $ | 2,625 | ​ | $ | 634,065 | ​ | $ | 636,690 | ​ | $ | —
Construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 112,994 | ​ |  | 112,994 | ​ |  | —
Commercial | ​ |  | 923 | ​ |  | 880 | ​ |  | 616 | ​ |  | 2,419 | ​ |  | 900,145 | ​ |  | 902,564 | ​ |  | —
Consumer loans | ​ |  | 486 | ​ |  | 152 | ​ |  | 227 | ​ |  | 865 | ​ |  | 78,725 | ​ |  | 79,590 | ​ |  | —
Commercial loans | ​ |  | 1,269 | ​ |  | 83 | ​ |  | 394 | ​ |  | 1,746 | ​ |  | 425,599 | ​ |  | 427,345 | ​ |  | —
Total loans | ​ | $ | 3,061 | ​ | $ | 2,059 | ​ | $ | 2,535 | ​ | $ | 7,655 | ​ | $ | 2,151,528 | ​ | $ | 2,159,183 | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater Than 90
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days | ​ | Total | ​ | ​ | ​ | ​ | Total Loans | ​ | Days Past Due
(dollars in thousands) |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Receivable |  | and Accruing
Real Estate Loans: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential | ​ | $ | 772 | ​ | $ | 378 | ​ | $ | 654 | ​ | $ | 1,804 | ​ | $ | 625,553 | ​ | $ | 627,357 | ​ | $ | —
Construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 107,472 | ​ |  | 107,472 | ​ |  | —
Commercial | ​ |  | 641 | ​ |  | 327 | ​ |  | 1,073 | ​ |  | 2,041 | ​ |  | 885,378 | ​ |  | 887,419 | ​ |  | —
Consumer loans | ​ |  | 180 | ​ |  | 53 | ​ |  | 193 | ​ |  | 426 | ​ |  | 80,341 | ​ |  | 80,767 | ​ |  | —
Commercial loans | ​ |  | 93 | ​ |  | 1,219 | ​ |  | 810 | ​ |  | 2,122 | ​ |  | 466,326 | ​ |  | 468,448 | ​ |  | —
Total loans | ​ | $ | 1,686 | ​ | $ | 1,977 | ​ | $ | 2,730 | ​ | $ | 6,393 | ​ | $ | 2,165,070 | ​ | $ | 2,171,463 | ​ | $ | —
Schedule of company's collateral dependent loans and related ACL |
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Amortized cost basis of |  |  | ​
​ | ​ | loans determined to be | ​ | Related allowance
​ | ​ | collateral dependent | ​ | for credit losses
(dollars in thousands) |  | ​ |  |  | ​ |
Residential real estate loans |  | ​ |  |  | ​ |
1- to 4-family residential loans | ​ | $ | 904 | ​ | $ | 232
Total loans | ​ | $ | 904 | ​ | $ | 232
Schedule Of Impaired Loans |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020
​ | ​ | Recorded | ​ | Unpaid Principal | ​ | Specific
(dollars in thousands) |  | Balance |  | Balance |  | Allowance
Loans without a specific valuation allowance: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential real estate | ​ | $ | 3,811 | ​ | $ | 4,047 | ​ | $ | —
Construction real estate | ​ |  | 1,277 | ​ |  | 1,312 | ​ |  | —
Commercial real estate | ​ |  | 19,271 | ​ |  | 23,676 | ​ |  | —
Consumer loans | ​ | ​ | — | ​ |  | — | ​ |  | —
Commercial loans | ​ |  | 5,040 | ​ |  | 6,065 | ​ |  | —
Loans with a specific valuation allowance: | ​ |  |  | ​ |  |  | ​ |  | ​
Residential real estate | ​ | $ | — | ​ | $ | — | ​ | $ | —
Construction real estate | ​ |  | — | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | — | ​ |  | — | ​ |  | —
Consumer loans | ​ |  | — | ​ |  | — | ​ |  | —
Commercial loans | ​ |  | — | ​ |  | — | ​ |  | —
Total: | ​ |  |  | ​ |  |  | ​ |  |
Residential real estate | ​ | $ | 3,811 | ​ | $ | 4,047 | ​ | $ | —
Construction real estate | ​ | $ | 1,277 | ​ | $ | 1,312 | ​ | $ | —
Commercial real estate | ​ | $ | 19,271 | ​ | $ | 23,676 | ​ | $ | —
Consumer loans | ​ | $ | — | ​ | $ | — | ​ | $ | —
Commercial loans | ​ | $ | 5,040 | ​ | $ | 6,065 | ​ | $ | —
Schedule Of Interest Income Recognized On Impaired Loans |
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the three-month period ended
​ | ​ | December 31, 2019
​ | ​ | Average | ​ | ​ | ​
​ | ​ | Investment in | ​ | Interest Income
(dollars in thousands) |  | Impaired Loans |  | Recognized
Residential Real Estate | ​ | $ | 1,482 | ​ | $ | 22
Construction Real Estate | ​ |  | 1,300 | ​ |  | 36
Commercial Real Estate | ​ |  | 15,756 | ​ |  | 340
Consumer Loans | ​ |  | — | ​ |  | —
Commercial Loans | ​ |  | 5,760 | ​ |  | 121
Total Loans | ​ | $ | 24,298 | ​ | $ | 519
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the six-month period ended
​ | ​ | December 31, 2019
​ | ​ | Average | ​ | ​ | ​
​ | ​ | Investment in | ​ | Interest Income
(dollars in thousands) |  | Impaired Loans |  | Recognized
Residential Real Estate |  | $ | 1,549 |  | $ | 45
Construction Real Estate | ​ | ​ | 1,302 | ​ | ​ | 84
Commercial Real Estate | ​ | ​ | 16,958 | ​ | ​ | 675
Consumer Loans | ​ | ​ | — | ​ | ​ | —
Commercial Loans | ​ | ​ | 5,904 | ​ | ​ | 214
Total Loans |  | $ | 25,713 |  | $ | 1,018
Schedule of Financing Receivables, Non Accrual Status |
​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | December 31, 2020 |  | June 30, 2020
Residential real estate | ​ | $ | 4,140 | ​ | $ | 4,010
Construction real estate | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | 2,841 | ​ |  | 3,106
Consumer loans | ​ |  | 227 | ​ |  | 196
Commercial loans | ​ |  | 1,122 | ​ |  | 1,345
Total loans | ​ | $ | 8,330 | ​ | $ | 8,657
Schedule of Debtor Troubled Debt Restructuring, Current Period |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the three-month periods ended
​ | ​ | December 31, 2020 | ​ | December 31, 2019
​ | ​ | Number of | ​ | Recorded | ​ | Number of | ​ | Recorded
(dollars in thousands) |  | modifications |  | Investment |  | modifications |  | Investment
Residential real estate |  | — | ​ | $ | — |  | — | ​ | $ | —
Construction real estate |  | — | ​ |  | — |  | — | ​ |  | —
Commercial real estate |  | — | ​ |  | — |  | — | ​ |  | —
Consumer loans |  | — | ​ |  | — |  | — | ​ |  | —
Commercial loans |  | — | ​ |  | — |  | — | ​ |  | —
Total |  | — | ​ | $ | — |  | — | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the six-month periods ended
​ | ​ | December 31, 2020 | ​ | December 31, 2019
​ | ​ | Number of | ​ | Recorded | ​ | Number of | ​ | Recorded
(dollars in thousands) |  | modifications |  | Investment |  | modifications |  | Investment
Residential real estate |  | 1 |  | $ | 96 |  | — |  | $ | —
Construction real estate |  | — | ​ | ​ | — |  | — | ​ | ​ | —
Commercial real estate |  | 2 | ​ | ​ | 1,798 |  | — | ​ | ​ | —
Consumer loans |  | — | ​ | ​ | — |  | — | ​ | ​ | —
Commercial loans |  | 1 | ​ | ​ | 33 |  | — | ​ | ​ | —
Total |  | 4 |  | $ | 1,927 |  | — |  | $ | —
Schedule Of Performing Loans Classified As Troubled Debt Restructuring Loans |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2020 | ​ | June 30, 2020
​ | ​ | Number of | ​ | Recorded | ​ | Number of | ​ | Recorded
(dollars in thousands) |  | modifications |  | Investment |  | modifications |  | Investment
Residential real estate |  | 3 | ​ | $ | 1,014 |  | 3 | ​ | $ | 791
Construction real estate |  | — | ​ |  | — |  | — | ​ |  | —
Commercial real estate |  | 7 | ​ |  | 3,907 |  | 10 | ​ |  | 4,544
Consumer loans |  | — | ​ |  | — |  | — | ​ |  | —
Commercial loans |  | 8 | ​ |  | 2,976 |  | 7 | ​ |  | 3,245
Total |  | 18 | ​ | $ | 7,897 |  | 20 | ​ | $ | 8,580
Purchase Credit Impaired |
Schedule of Credit Risk Profile of the Company's Loan Portfolio |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020
​ | ​ | Residential | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Real Estate |  | Real Estate |  | Real Estate |  | Consumer |  | Commercial
Pass | ​ | $ | 620,004 | ​ | $ | 103,105 | ​ | $ | 829,276 | ​ | $ | 80,517 | ​ | $ | 457,385
Watch | ​ |  | 1,900 | ​ |  | 4,367 | ​ |  | 45,262 | ​ |  | 45 | ​ |  | 4,708
Special Mention | ​ |  | — | ​ |  | — | ​ |  | 403 | ​ |  | 25 | ​ |  | —
Substandard | ​ |  | 5,453 | ​ |  | — | ​ |  | 11,590 | ​ |  | 180 | ​ |  | 6,355
Doubtful | ​ |  | — | ​ |  | — | ​ |  | 888 | ​ |  | — | ​ |  | —
Total | ​ | $ | 627,357 | ​ | $ | 107,472 | ​ | $ | 887,419 | ​ | $ | 80,767 | ​ | $ | 468,448

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