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v3.23.1

Organization and Summary of Significant Accounting Policies - New Accounting Pronouncements (Details) - USD ($) |  | 12 Months Ended |  |
--- | --- | --- | --- | ---
Jul. 01, 2020 | Jun. 30, 2022 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2019
PCD, increase in ALLL |  | $ 120,000 |  |  |
Total allowance for credit losses on loans |  | 33,192,000 | $ 25,139,000 | $ 33,222,000 | $ 19,903,000
Total allowance for credit losses on off-balance sheet credit exposures |  | 3,358,000 | 1,959,000 | 1,805,000 |
Accounting Standards Update 2016-13 |  |  |  |  |
Loans receivable |  |  | 2,141,929,000 |  |
Total allowance for credit losses on loans |  |  | 25,139,000 |  |
Total allowance for credit losses on off-balance sheet credit exposures |  |  | 1,959,000 |  |
As reported under ASU 2016-13 |  |  |  |  |
Adjustment to the reserve for unfunded commitments | $ 268,000 |  |  |  |
Retained earnings | 7,200,000 |  |  |  |
As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Loans receivable | 2,142,363,000 |  |  |  |
Total allowance for credit losses on loans | 34,472,000 |  |  |  |
Total allowance for credit losses on off-balance sheet credit exposures | 2,227,000 |  |  |  |
Impact of adoption ASU 2016-13 |  |  |  |  |
Increase to ACL |  |  | 8,900,000 |  |
PCD, increase in ALLL |  |  | 434,000 |  |
Total allowance for credit losses on loans |  |  |  | 120,000 |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | 268,000 |
Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Loans receivable | 434,000 |  |  |  |
Total allowance for credit losses on loans | 9,333,000 |  |  |  |
Total allowance for credit losses on off-balance sheet credit exposures | 268,000 |  |  |  |
Impact of adoption ASU 2016-13 | Purchased credit deteriorated ("PCD") loans |  |  |  |  |
Increase to ACL | 434,000 |  |  |  |
Residential and commercial real estate loans | Purchased credit deteriorated ("PCD") loans |  |  |  |  |
Loans receivable | 434,000 |  |  |  |
Residential Real Estate |  |  |  |  |
Total allowance for credit losses on loans |  | 8,908,000 | 4,875,000 | 11,192,000 | 3,706,000
Total allowance for credit losses on off-balance sheet credit exposures |  | 58,000 | 19,000 | 37,000 |
Residential Real Estate | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  | 4,875,000 |  |
Residential Real Estate | As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 8,396,000 |  |  |  |
Residential Real Estate | Impact of adoption ASU 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  |  | 23,000 |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | 35,000 |
Residential Real Estate | Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 3,521,000 |  |  |  |
Construction Real Estate |  |  |  |  |
Total allowance for credit losses on loans |  | 2,220,000 | 2,010,000 | 2,170,000 | 1,365,000
Total allowance for credit losses on off-balance sheet credit exposures |  | 2,178,000 | 769,000 | 502,000 |
Construction Real Estate | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  | 2,010,000 |  |
Construction Real Estate | As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 1,889,000 |  |  |  |
Construction Real Estate | Impact of adoption ASU 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  |  | 4,000 |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | (167,000) |
Construction Real Estate | Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | (121,000) |  |  |  |
Commercial Real Estate |  |  |  |  |
Total allowance for credit losses on loans |  | 16,838,000 | 12,132,000 | 14,535,000 | 9,399,000
Total allowance for credit losses on off-balance sheet credit exposures |  | 421,000 | 172,000 | 188,000 |
Commercial Real Estate | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  | 12,132,000 |  |
Commercial Real Estate | As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 15,988,000 |  |  |  |
Commercial Real Estate | Impact of adoption ASU 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  |  | 52,000 |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | 95,000 |
Commercial Real Estate | Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 3,856,000 |  |  |  |
Consumer loans |  |  |  |  |
Total allowance for credit losses on loans |  | 710,000 | 1,182,000 | 916,000 | 1,046,000
Total allowance for credit losses on off-balance sheet credit exposures |  | 61,000 | 153,000 | 218,000 |
Consumer loans | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  | 1,182,000 |  |
Consumer loans | As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 2,247,000 |  |  |  |
Consumer loans | Impact of adoption ASU 2016-13 |  |  |  |  |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | 197,000 |
Consumer loans | Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 1,065,000 |  |  |  |
Commercial loans |  |  |  |  |
Total allowance for credit losses on loans |  | 4,516,000 | 4,940,000 | 4,409,000 | $ 4,387,000
Total allowance for credit losses on off-balance sheet credit exposures |  | $ 640,000 | 846,000 | 860,000 |
Commercial loans | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  | $ 4,940,000 |  |
Commercial loans | As reported under ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | 5,952,000 |  |  |  |
Commercial loans | Impact of adoption ASU 2016-13 |  |  |  |  |
Total allowance for credit losses on loans |  |  |  | 41,000 |
Total allowance for credit losses on off-balance sheet credit exposures |  |  |  | $ 108,000 |
Commercial loans | Impact of adoption ASU 2016-13 | Accounting Standards Update 2016-13 |  |  |  |  |
Total allowance for credit losses on loans | $ 1,012,000 |  |  |  |

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