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v3.23.2

Loans and Allowance for Credit Losses - Credit risk profile based on rating category and year of origination (Details) - USD ($) $ in Thousands | 12 Months Ended |
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Amount of loan relationships subject to annual credit analysis | $ 3,000 |
Loan relationships that are subject to independent annual review | 1,000 |
2023 / 2022 | 1,112,842 | $ 1,146,932
2022 / 2021 | 969,065 | 721,665
2021 / 2020 | 623,440 | 251,984
2020 / 2019 | 213,074 | 103,484
2019 / 2018 | 108,106 | 78,834
Prior | 195,293 | 148,060
Revolving loans | 397,377 | 268,884
Total | 3,619,197 | 2,719,843
Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 1,089,767 | 1,107,991
2022 / 2021 | 934,545 | 718,973
2021 / 2020 | 619,444 | 248,814
2020 / 2019 | 208,612 | 102,783
2019 / 2018 | 107,260 | 78,116
Prior | 191,942 | 144,948
Revolving loans | 393,419 | 266,719
Total | 3,544,989 | 2,668,344
Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 10,385 | 6,147
2022 / 2021 | 6,729 | 1,276
2021 / 2020 | 932 | 2,939
2020 / 2019 | 3,990 | 62
2019 / 2018 | 198 | 668
Prior | 144 | 2,216
Revolving loans | 2,554 | 1,754
Total | 24,932 | 15,062
Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 2,940 | 9,297
Total | 2,940 | 9,297
Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 9,750 | 22,670
2022 / 2021 | 27,791 | 1,416
2021 / 2020 | 3,064 | 231
2020 / 2019 | 472 | 639
2019 / 2018 | 648 | 50
Prior | 3,207 | 896
Revolving loans | 1,404 | 411
Total | 46,336 | 26,313
Doubtful |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 |  | 827
Total |  | 827
Residential Real Estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 330,193 | 380,812
2022 / 2021 | 314,305 | 296,420
2021 / 2020 | 253,203 | 119,634
2020 / 2019 | 103,843 | 19,879
2019 / 2018 | 25,849 | 22,161
Prior | 96,919 | 59,180
Revolving loans | 9,105 | 6,074
Total | 1,133,417 | 904,160
Residential Real Estate | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 328,142 | 380,502
2022 / 2021 | 312,853 | 295,260
2021 / 2020 | 252,077 | 118,464
2020 / 2019 | 103,735 | 19,383
2019 / 2018 | 25,651 | 22,143
Prior | 96,035 | 58,545
Revolving loans | 9,100 | 6,074
Total | 1,127,593 | 900,371
Residential Real Estate | Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 1,214 | 44
2022 / 2021 | 1,136 | 242
2021 / 2020 | 616 | 1,083
2020 / 2019 | 108 | 56
2019 / 2018 | 198 |
Prior | 27 | 30
Revolving loans | 5 |
Total | 3,304 | 1,455
Residential Real Estate | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 837 | 266
2022 / 2021 | 316 | 918
2021 / 2020 | 510 | 87
2020 / 2019 |  | 440
2019 / 2018 |  | 18
Prior | 857 | 605
Total | 2,520 | 2,334
Construction Real Estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 125,089 | 100,114
2022 / 2021 | 50,690 | 34,082
2021 / 2020 | 10,946 |
2020 / 2019 | 3,190 |
Revolving loans | 941 | 220
Total | 190,856 | 134,416
Construction Real Estate | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 124,479 | 100,114
2022 / 2021 | 50,011 | 34,082
2021 / 2020 | 10,946 |
2020 / 2019 | 3,190 |
Revolving loans | 941 | 220
Total | 189,567 | 134,416
Construction Real Estate | Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 280 |
Total | 280 |
Construction Real Estate | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 330 |
2022 / 2021 | 679 |
Total | 1,009 |
Commercial Real Estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 481,395 | 524,459
2022 / 2021 | 505,987 | 285,986
2021 / 2020 | 282,509 | 107,851
2020 / 2019 | 93,439 | 71,393
2019 / 2018 | 75,126 | 52,494
Prior | 85,723 | 80,208
Revolving loans | 38,200 | 24,282
Total | 1,562,379 | 1,146,673
Commercial Real Estate | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 462,643 | 487,486
2022 / 2021 | 474,140 | 284,736
2021 / 2020 | 279,921 | 105,893
2020 / 2019 | 89,272 | 71,380
2019 / 2018 | 74,653 | 51,804
Prior | 83,871 | 78,115
Revolving loans | 37,443 | 23,669
Total | 1,501,943 | 1,103,083
Commercial Real Estate | Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 8,122 | 4,763
2022 / 2021 | 5,382 | 769
2021 / 2020 | 163 | 1,818
2020 / 2019 | 3,879 |
2019 / 2018 |  | 668
Prior | 117 | 2,000
Revolving loans |  | 548
Total | 17,663 | 10,566
Commercial Real Estate | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 2,940 | 9,297
Total | 2,940 | 9,297
Commercial Real Estate | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 7,690 | 22,086
2022 / 2021 | 26,465 | 481
2021 / 2020 | 2,425 | 140
2020 / 2019 | 288 | 13
2019 / 2018 | 473 | 22
Prior | 1,735 | 93
Revolving loans | 757 | 65
Total | 39,833 | 22,900
Commercial Real Estate | Doubtful |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 |  | 827
Total |  | 827
Consumer loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 36,107 | 28,563
2022 / 2021 | 14,532 | 11,066
2021 / 2020 | 5,509 | 3,666
2020 / 2019 | 1,692 | 1,524
2019 / 2018 | 717 | 926
Prior | 1,420 | 707
Revolving loans | 73,538 | 46,544
Total | 133,515 | 92,996
Consumer loans | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 36,003 | 28,519
2022 / 2021 | 14,530 | 10,989
2021 / 2020 | 5,446 | 3,662
2020 / 2019 | 1,692 | 1,524
2019 / 2018 | 717 | 916
Prior | 1,379 | 676
Revolving loans | 73,225 | 46,521
Total | 132,992 | 92,807
Consumer loans | Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 71 | 21
2022 / 2021 |  | 71
2021 / 2020 | 62 |
Total | 133 | 92
Consumer loans | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 33 | 23
2022 / 2021 | 2 | 6
2021 / 2020 | 1 | 4
2019 / 2018 |  | 10
Prior | 41 | 31
Revolving loans | 313 | 23
Total | 390 | 97
Commercial loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 140,058 | 112,984
2022 / 2021 | 83,551 | 94,111
2021 / 2020 | 71,273 | 20,833
2020 / 2019 | 10,910 | 10,688
2019 / 2018 | 6,414 | 3,253
Prior | 11,231 | 7,965
Revolving loans | 275,593 | 191,764
Total | 599,030 | 441,598
Commercial loans | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 138,500 | 111,370
2022 / 2021 | 83,011 | 93,906
2021 / 2020 | 71,054 | 20,795
2020 / 2019 | 10,723 | 10,496
2019 / 2018 | 6,239 | 3,253
Prior | 10,657 | 7,612
Revolving loans | 272,710 | 190,235
Total | 592,894 | 437,667
Commercial loans | Watch |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 698 | 1,319
2022 / 2021 | 211 | 194
2021 / 2020 | 91 | 38
2020 / 2019 | 3 | 6
Prior |  | 186
Revolving loans | 2,549 | 1,206
Total | 3,552 | 2,949
Commercial loans | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 / 2022 | 860 | 295
2022 / 2021 | 329 | 11
2021 / 2020 | 128 |
2020 / 2019 | 184 | 186
2019 / 2018 | 175 |
Prior | 574 | 167
Revolving loans | 334 | 323
Total | $ 2,584 | $ 982

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