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Loans and Allowance for Credit Losses - Balance and activity in the Allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2022 | Dec. 31, 2021
Allowance for credit losses: |  |  |  |
Balance, beginning of period | $ 37,418 | $ 32,543 | $ 33,192 | $ 33,222
Provision (benefit) charged to expense | 365 |  | 4,615 | (679)
Losses charged off | (303) | (24) | (340) | (68)
Recoveries | 3 | 10 | 16 | 54
Balance, end of period | 37,483 | 32,529 | 37,483 | 32,529
Residential Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 11,937 | 10,634 | 8,908 | 11,192
Provision (benefit) charged to expense | 562 | 123 | 3,592 | (404)
Losses charged off |  |  | (2) | (32)
Recoveries |  |  | 1 | 1
Balance, end of period | 12,499 | 10,757 | 12,499 | 10,757
Construction Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 2,503 | 2,045 | 2,220 | 2,170
Provision (benefit) charged to expense | 251 | 81 | 534 | (44)
Balance, end of period | 2,754 | 2,126 | 2,754 | 2,126
Commercial Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 17,886 | 14,883 | 16,838 | 14,535
Provision (benefit) charged to expense | (835) | (156) | 213 | 192
Losses charged off | (245) |  | (245) |
Balance, end of period | 16,806 | 14,727 | 16,806 | 14,727
Consumer loans |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 693 | 873 | 710 | 916
Provision (benefit) charged to expense | 106 | (40) | 118 | (112)
Losses charged off | (41) | (13) | (76) | (25)
Recoveries | 3 | 10 | 9 | 51
Balance, end of period | 761 | 830 | 761 | 830
Commercial loans |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 4,399 | 4,108 | 4,516 | 4,409
Provision (benefit) charged to expense | 281 | (8) | 158 | (311)
Losses charged off | (17) | (11) | (17) | (11)
Recoveries |  |  | 6 | 2
Balance, end of period | $ 4,663 | $ 4,089 | $ 4,663 | $ 4,089

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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