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Loans and Allowance for Credit Losses - Balance and activity in the Allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022
Allowance for credit losses: |  |  |  |
Balance, beginning of period |  | $ 37,418 | $ 47,820 | $ 33,192
Provision (benefit) charged to expense |  | 365 | 3,492 | 4,615
Losses charged off |  | (303) | (1,316) | (340)
Recoveries |  | 3 | 88 | 16
Balance, end of period | $ 50,084 | 37,483 | 50,084 | 37,483
Residential Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 14,846 | 11,937 | 15,641 | 8,908
Provision (benefit) charged to expense | 250 | 562 | (413) | 3,592
Losses charged off |  |  | (132) | (2)
Recoveries |  |  |  | 1
Balance, end of period | 15,096 | 12,499 | 15,096 | 12,499
Construction Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period | 2,856 | 2,503 | 2,664 | 2,220
Provision (benefit) charged to expense | 186 | 251 | 489 | 534
Losses charged off | (178) |  | (289) |
Balance, end of period | 2,864 | 2,754 | 2,864 | 2,754
Commercial Real Estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period |  | 17,886 | 22,838 | 16,838
Provision (benefit) charged to expense |  | (835) | 2,817 | 213
Losses charged off |  | (245) | (496) | (245)
Recoveries |  |  | 18 |
Balance, end of period | 25,177 | 16,806 | 25,177 | 16,806
Consumer loans |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period |  | 693 | 909 | 710
Provision (benefit) charged to expense |  | 106 | 132 | 118
Losses charged off |  | (41) | (215) | (76)
Recoveries |  | 3 | 64 | 9
Balance, end of period | 890 | 761 | 890 | 761
Commercial loans |  |  |  |
Allowance for credit losses: |  |  |  |
Balance, beginning of period |  | 4,399 | 5,768 | 4,516
Provision (benefit) charged to expense |  | 281 | 467 | 158
Losses charged off |  | (17) | (184) | (17)
Recoveries |  |  | 6 | 6
Balance, end of period | $ 6,057 | $ 4,663 | $ 6,057 | $ 4,663

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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