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Loans and Allowance for Credit Losses - Balance and activity in the Allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Mar. 31, 2024 | Mar. 31, 2023 | Jun. 30, 2023
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | $ 50,084 | $ 37,483 | $ 47,820 | $ 33,192 | $ 33,192
Provision (benefit) charged to expense | 1,358 | 7,185 | 4,850 | 11,800 |
Losses charged off | (114) | (113) | (1,430) | (453) |
Recoveries | 8 | 9 | 96 | 25 |
Balance, end of period | 51,336 | 45,685 | 51,336 | 45,685 | 47,820
Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | 1,121 |  | 1,121 |
Residential Real Estate |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | 15,096 | 12,499 | 15,641 | 8,908 | 8,908
Provision (benefit) charged to expense | 262 | 870 | (151) | 4,462 |
Losses charged off | (1) |  | (133) | (2) |
Recoveries |  |  |  | 1 |
Balance, end of period | 15,357 | 13,465 | 15,357 | 13,465 | 15,641
Residential Real Estate | Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | 96 |  | 96 |
Construction Real Estate |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | 2,864 | 2,754 | 2,664 | 2,220 | 2,220
Provision (benefit) charged to expense | (517) | 872 | (28) | 1,406 |
Losses charged off |  |  | (289) |  |
Balance, end of period | 2,347 | 3,638 | 2,347 | 3,638 | 2,664
Construction Real Estate | Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | 12 |  | 12 |
Commercial Real Estate |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | 25,177 | 16,806 | 22,838 | 16,838 | 16,838
Provision (benefit) charged to expense | 1,433 | 1,111 | 4,250 | 1,324 |
Losses charged off |  |  | (496) | (245) |
Recoveries |  |  | 18 |  |
Balance, end of period | 26,610 | 18,545 | 26,610 | 18,545 | 22,838
Commercial Real Estate | Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | 628 |  | 628 |
Consumer loans |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | 890 | 761 | 909 | 710 | 710
Provision (benefit) charged to expense | 53 | 165 | 185 | 283 |
Losses charged off | (48) | (113) | (263) | (189) |
Recoveries | 5 | 9 | 69 | 18 |
Balance, end of period | 900 | 986 | 900 | 986 | 909
Consumer loans | Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | 164 |  | 164 |
Commercial loans |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance, beginning of period | 6,057 | 4,663 | 5,768 | 4,516 | 4,516
Provision (benefit) charged to expense | 127 | 4,167 | 594 | 4,325 |
Losses charged off | (65) |  | (249) | (17) |
Recoveries | 3 |  | 9 | 6 |
Balance, end of period | $ 6,122 | 9,051 | $ 6,122 | 9,051 | $ 5,768
Commercial loans | Impact of adoption ASU |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Initial ACL on PCD loans |  | $ 221 |  | $ 221 |

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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