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Loans and Allowance for Credit Losses - Balance and activity in the Allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Sep. 30, 2024 | Sep. 30, 2023
Allowance for credit losses: |  |
Balance, beginning of period | $ 52,516 | $ 47,820
Provision (benefit) charged to expense | 2,021 | 1,570
Losses charged off | (159) | (335)
Recoveries | 59 | 67
Balance, end of period | 54,437 | 49,122
Commercial and industrial |  |
Allowance for credit losses: |  |
Balance, beginning of period | 6,233 | 5,235
Provision (benefit) charged to expense | (85) | (100)
Losses charged off | (39) | (4)
Recoveries | 5 | 3
Balance, end of period | 6,114 | 5,134
Agriculture production |  |
Allowance for credit losses: |  |
Balance, beginning of period | 835 | 782
Provision (benefit) charged to expense | (51) | (85)
Balance, end of period | 784 | 697
Consumer |  |
Allowance for credit losses: |  |
Balance, beginning of period | 578 | 490
Provision (benefit) charged to expense | 13 | 38
Losses charged off | (72) | (88)
Recoveries | 7 | 13
Balance, end of period | 526 | 453
All other loans |  |
Allowance for credit losses: |  |
Balance, beginning of period | 17 | 21
Provision (benefit) charged to expense | (3) | (5)
Balance, end of period | 14 | 16
Secured by real estate | 1-4 residential real estate |  |
Allowance for credit losses: |  |
Balance, beginning of period | 10,528 | 9,474
Provision (benefit) charged to expense | 157 | (101)
Losses charged off | (48) | (35)
Recoveries |  | 33
Balance, end of period | 10,637 | 9,371
Secured by real estate | Commercial Real Estate | Non-owner occupied |  |
Allowance for credit losses: |  |
Balance, beginning of period | 19,055 | 13,863
Provision (benefit) charged to expense | 1,673 | 2,641
Balance, end of period | 20,728 | 16,504
Secured by real estate | Commercial Real Estate | Owner occupied |  |
Allowance for credit losses: |  |
Balance, beginning of period | 4,815 | 5,168
Provision (benefit) charged to expense | (1) | (289)
Balance, end of period | 4,814 | 4,879
Secured by real estate | Multi-family real estate |  |
Allowance for credit losses: |  |
Balance, beginning of period | 5,447 | 6,806
Provision (benefit) charged to expense | (376) | (612)
Losses charged off |  | (97)
Recoveries | 47 |
Balance, end of period | 5,118 | 6,097
Secured by real estate | Construction and land development |  |
Allowance for credit losses: |  |
Balance, beginning of period | 2,901 | 3,414
Provision (benefit) charged to expense | 774 | 224
Losses charged off |  | (111)
Recoveries |  | 18
Balance, end of period | 3,675 | 3,545
Secured by real estate | Agriculture real estate |  |
Allowance for credit losses: |  |
Balance, beginning of period | 2,107 | 2,567
Provision (benefit) charged to expense | (80) | (141)
Balance, end of period | $ 2,027 | $ 2,426

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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