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v3.25.2

Loans and Allowance for Credit Losses - Classes of loans (Details) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Jun. 30, 2025 USD ($) loan | Jun. 30, 2024 USD ($) loan | Jun. 30, 2023 USD ($) | Jun. 30, 2022 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | $ 4,100,768 | $ 3,850,035 |  |
Deferred loan fees, net | (178) | (232) |  |
Allowance for credit losses | (51,629) | (52,516) | $ (47,820) | $ (33,192)
Net loans | $ 4,048,961 | $ 3,797,287 |  |
Number of purchased participation loans | loan | 71 | 71 |  |
Purchased participation loans | $ 188,000 | $ 178,500 |  |
Commercial and industrial |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 510,259 | 450,147 |  |
Allowance for credit losses | (6,952) | (6,233) | (5,235) | (3,597)
Agriculture production |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 206,128 | 175,968 |  |
Allowance for credit losses | (3,374) | (835) | (782) | (799)
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 55,387 | 59,671 |  |
Allowance for credit losses | (952) | (578) | (490) | (402)
All other loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 5,102 | 3,981 |  |
Allowance for credit losses | (4) | (17) | (21) | (14)
Secured by real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 3,323,892 | 3,160,268 |  |
Secured by real estate | 1-4 residential real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 992,445 | 925,397 |  |
Allowance for credit losses | (10,274) | (10,528) | (9,474) | (7,266)
Secured by real estate | Commercial Real Estate | Non-owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 888,317 | 899,770 |  |
Allowance for credit losses | (12,241) | (19,055) | (13,863) | (11,101)
Secured by real estate | Commercial Real Estate | Owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 442,984 | 427,476 |  |
Allowance for credit losses | (4,521) | (4,815) | (5,168) | (2,555)
Secured by real estate | Multi-family real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 422,758 | 384,564 |  |
Allowance for credit losses | (4,329) | (5,447) | (6,806) | (2,057)
Secured by real estate | Construction and land development |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 332,405 | 290,541 |  |
Allowance for credit losses | (4,788) | (2,901) | (3,414) | (3,256)
Secured by real estate | Agriculture real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 244,983 | 232,520 |  |
Allowance for credit losses | $ (4,194) | $ (2,107) | $ (2,567) | $ (2,145)

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