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v3.25.2

Income Taxes (Tables) | 12 Months Ended
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Jun. 30, 2025
Income Taxes |
Schedule of components of net deferred tax assets | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | June 30, 2025 |  | June 30, 2024
Deferred tax assets: |  | ​ |  |  | ​ |
Provision for losses on loans | ​ | $ | 12,225 | ​ | $ | 12,159
Accrued compensation and benefits | ​ |  | 1,210 | ​ |  | 1,063
NOL carry forwards acquired | ​ |  | 24 | ​ |  | 30
Low income housing tax credit carry forward | ​ |  | — | ​ |  | 396
Unrealized loss on other real estate | ​ |  | — | ​ |  | 949
Unrealized loss on available for sale securities | ​ | ​ | 3,201 | ​ | ​ | 4,915
Other | ​ |  | 552 | ​ |  | —
Total deferred tax assets | ​ |  | 17,212 | ​ |  | 19,512
​ | ​ | ​ | ​ | ​ | ​ | ​
Deferred tax liabilities: | ​ |  | ​ | ​ |  | ​
Purchase accounting adjustments | ​ |  | 2,604 | ​ |  | 2,452
Depreciation | ​ |  | 4,468 | ​ |  | 4,519
FHLB stock dividends | ​ |  | 120 | ​ |  | 120
Prepaid expenses | ​ |  | 586 | ​ |  | 705
Other | ​ |  | — | ​ |  | 529
Total deferred tax liabilities | ​ |  | 7,778 | ​ |  | 8,325
Net deferred tax asset | ​ | $ | 9,434 | ​ | $ | 11,187
Schedule of reconciliation of income tax expense at the statutory rate | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended June 30
(dollars in thousands) | ​ | 2025 | ​ | 2024 | ​ | 2023
Tax at statutory rate | ​ | $ | 15,539 | ​ | $ | 13,253 | ​ | $ | 10,387
Increase (reduction) in taxes resulting from: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Nontaxable municipal income | ​ |  | (332) | ​ |  | (471) | ​ |  | (327)
State tax, net of Federal benefit | ​ |  | 653 | ​ |  | 412 | ​ |  | 46
Cash surrender value of Bank-owned life insurance | ​ |  | (438) | ​ |  | (401) | ​ |  | (318)
Tax credit benefits | ​ |  | (710) | ​ |  | (12) | ​ |  | (19)
Other, net | ​ |  | 704 | ​ |  | 147 | ​ |  | 457
Actual provision | ​ | $ | 15,416 | ​ | $ | 12,928 | ​ | $ | 10,226

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- Definition Represents the textual narrative disclosure of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax, during the indicated time period. + References No definition available. + Details
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- Definition Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2 + Details
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