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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash Flows From Operating Activities:    
Net Income $ 27,110,000 $ 25,345,000
Items not requiring (providing) cash:    
Depreciation 3,222,000 2,925,000
Loss on disposal of fixed assets 48,000 2,000
Stock option and stock grant expense 678,000 415,000
(Gain) loss on sale/write-down of foreclosed property (19,000) 28,000
Amortization of intangible assets 1,794,000 2,035,000
Accretion of purchase accounting adjustments (1,887,000) (3,074,000)
Increase in cash surrender value of bank owned life insurance (BOLI) (1,039,000) (931,000)
Provision for credit losses 3,091,000 1,800,000
Loss realized on sale of AFS securities   682,000
Net accretion of premiums and discounts on securities (844,000) (237,000)
Originations of loans held for sale (7,977,000) (11,967,000)
Proceeds from sales of loans held for sale 9,089,000 11,653,000
Gain on sales of loans held for sale (494,000) (517,000)
Changes in:    
Accrued interest receivable (4,254,000) (5,620,000)
Prepaid expenses and other assets 968,000 (1,099,000)
Accounts payable and other liabilities 2,573,000 3,700,000
Accrued interest payable (1,929,000) 6,015,000
Net cash provided by operating activities 30,130,000 31,155,000
Cash Flows From Investing Activities:    
Net increase in loans (176,829,000) (111,447,000)
Net change in interest-bearing deposits 248,000 496,000
Proceeds from maturities of available for sale securities 33,844,000 18,852,000
Proceeds from sales of available for sale securities   11,750,000
Net (purchases) redemptions of Federal Home Loan Bank stock (290,000) 2,582,000
Purchases of Federal Reserve Bank of St. Louis stock (7,000) (4,000)
Purchases of available-for-sale securities (71,844,000) (26,893,000)
Purchases of long-term investment (50,000) (70,000)
Purchases of premises and equipment (3,415,000) (2,811,000)
Investments in state & federal tax credits (1,934,000) (6,275,000)
Proceeds from sale of foreclosed assets 2,115,000 961,000
Net cash used in investing activities (218,162,000) (112,859,000)
Cash Flows From Financing Activities:    
Net increase (decrease) in demand deposits and savings accounts 41,536,000 (50,970,000)
Net increase in certificates of deposits 226,040,000 320,334,000
Net increase in securities sold under agreements to repurchase 5,602,000  
Proceeds from Federal Home Loan Bank advances 260,000,000 271,000,000
Repayments of Federal Home Loan Bank advances (255,027,000) (291,526,000)
Dividends paid on common stock (5,189,000) (4,760,000)
Net cash provided by financing activities 272,962,000 244,078,000
Increase in cash and cash equivalents 84,930,000 162,374,000
Cash and cash equivalents at beginning of period 60,904,000 53,979,000
Cash and cash equivalents at end of period 145,834,000 216,353,000
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 625,000 1,742,000
Conversion of loans to repossessed assets 44,000 137,000
Right of use assets obtained in exchange for lease obligations: Operating Leases   2,238,000
Cash paid during the period for:    
Interest (net of interest credited) 4,240,000 4,387,000
Income taxes $ 4,038,000 $ 1,032,000