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v3.25.3

Loans and Allowance for Credit Losses - Classes of loans (Details) $ in Thousands | 3 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | ---
Sep. 30, 2025 USD ($) loan | Jun. 30, 2025 USD ($) loan | Sep. 30, 2024 USD ($) | Jun. 30, 2024 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | $ 4,191,743 | $ 4,100,768 |  |
Deferred loan fees, net |  | (178) |  |
Allowance for credit losses | (52,081) | (51,629) | $ (54,437) | $ (52,516)
Net loans | $ 4,139,662 | $ 4,048,961 |  |
Number of purchased participation loans | loan | 70 | 71 |  |
Purchased participation loans | $ 155,300 | $ 188,000 |  |
Commercial and industrial |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 521,945 | 510,259 |  |
Allowance for credit losses | (7,833) | (6,952) | (6,114) | (6,233)
Agriculture production |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 229,338 | 206,128 |  |
Allowance for credit losses | (3,608) | (3,374) | (784) | (835)
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 56,051 | 55,387 |  |
Allowance for credit losses | (1,144) | (952) | (526) | (578)
All other loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 5,094 | 5,102 |  |
Allowance for credit losses | (2) | (4) | (14) | (17)
Secured by real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 3,379,315 | 3,323,892 |  |
Secured by real estate | 1-4 Family residential real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 1,021,300 | 992,445 |  |
Allowance for credit losses | (11,434) | (10,274) | (10,637) | (10,528)
Secured by real estate | Commercial Real Estate | Non-owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 918,275 | 888,317 |  |
Allowance for credit losses | (10,514) | (12,241) | (20,728) | (19,055)
Secured by real estate | Commercial Real Estate | Owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 454,265 | 442,984 |  |
Allowance for credit losses | (4,332) | (4,521) | (4,814) | (4,815)
Secured by real estate | Multi-family real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 445,953 | 422,758 |  |
Allowance for credit losses | (3,979) | (4,329) | (5,118) | (5,447)
Secured by real estate | Construction and land development |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 283,912 | 332,405 |  |
Allowance for credit losses | (4,473) | (4,788) | (3,675) | (2,901)
Secured by real estate | Agriculture real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans (before deferred loan fees, net) | 255,610 | 244,983 |  |
Allowance for credit losses | $ (4,762) | $ (4,194) | $ (2,027) | $ (2,107)

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