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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Interest Income    
Loans $ 66,460 $ 61,753
Investment securities 1,305 1,621
Mortgage-backed securities 4,151 3,926
Other interest-earning assets 1,114 78
Total interest income 73,030 67,378
Interest Expense    
Deposits 28,940 28,796
Securities sold under agreements to repurchase 200 160
Advances from FHLB 1,081 1,326
Subordinated debt 391 435
Total interest expense 30,612 30,717
Net Interest Income 42,418 36,661
Provision for Credit Losses 4,500 2,159
Net Interest Income After Provision for Credit Losses 37,918 34,502
Noninterest Income    
Deposit account charges and related fees 2,365 2,184
Bank card interchange income 1,530 1,499
Loan servicing fees 263 286
Other loan fees 194 1,063
Net realized gains on sale of loans 175 361
Earnings on bank owned life insurance 548 517
Insurance brokerage commissions 319 287
Wealth management fees 851 730
Other income 328 247
Total noninterest income 6,573 7,174
Noninterest Expense    
Compensation and benefits 13,065 14,397
Occupancy and equipment, net 3,788 3,689
Data processing expense 2,513 2,171
Telecommunications expense 347 428
Deposit insurance premiums 620 472
Legal and professional fees 1,075 1,208
Advertising 614 546
Postage and office supplies 300 306
Intangibles amortization 857 897
Foreclosed property expenses/losses 58 12
Other operating expense 1,814 1,715
Total noninterest expense 25,051 25,841
Income Before Income Taxes 19,440 15,835
Current 2,910 3,377
Deferred 880  
Total Income Taxes 3,790 3,377
Net Income $ 15,650 $ 12,458
Basic earnings per share $ 1.39 $ 1.1
Diluted earnings per share 1.38 1.1
Dividends paid per share $ 0.25 $ 0.23