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Note 7 - Deposits

12 Months Ended

Dec. 31, 2013

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

Note 7 - Deposits

The following table provides information regarding the Bank’s deposit composition and shows the average rate being paid on the interest bearing deposits at December 31, 2013, 2012 and 2011.

		2013								2012								2011
(dollars in thousands)						Average								Average								Average
		Balance				Rate				Balance				Rate				Balance				Rate
Noninterest bearing demand		$	849,409				-			$	881,390				-			$	688,506				-
Interest bearing transaction			118,580				0.26	%			113,813				0.34	%			80,105				0.38	%
Savings and money market			1,811,088				0.35	%			1,374,869				0.48	%			1,068,370				0.72	%
Time, $100,000 or more			203,706				0.88	%			232,875				1.12	%			332,470				1.08	%
Other time			242,631				0.54	%			294,275				0.71	%			222,644				1.72	%
Total		$	3,225,414							$	2,897,222							$	2,392,095

The remaining maturity of time deposits at December 31, 2013, 2012 and 2011 are as follows:

(dollars in thousands)		2013				2012				2011
Three months or less		$	82,790			$	102,022			$	132,387
More than three months through six months			109,101				88,156				112,167
More than six months through twelve months			118,646				104,122				89,486
Over twelve months			135,800				232,850				221,074
Total		$	446,337			$	527,150			$	555,114

Interest expense on deposits for the years ended December 31, 2013, 2012 and 2011 is as follows:

(dollars in thousands)		2013				2012				2011
Interest bearing transaction		$	298			$	289			$	236
Savings and money market			5,765				5,946				8,488
Time, $100,000 or more			2,080				2,729				5,695
Other time			2,471				3,093				2,829
Total		$	10,614			$	12,057			$	17,248

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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