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Note 4 - Loans and Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2013

Loan and Lease Receivables, Impaired [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31, 2013								December 31, 2012
(dollars in thousands)		Amount				%				Amount				%
Commercial		$	694,350				24	%		$	545,070				22	%
Income producing - commercial real estate			1,119,800				38	%			914,638				37	%
Owner occupied - commercial real estate			317,491				11	%			297,857				12	%
Real estate mortgage - residential			90,418				3	%			61,871				3	%
Construction - commercial and residential			574,167				19	%			533,722				21	%
Construction - C&I (owner occupied)			34,659				1	%			28,808				1	%
Home equity			110,242				4	%			106,844				4	%
Other consumer			4,031				-				4,285				-
Total loans			2,945,158				100	%			2,493,095				100	%
Less: Allowance for Credit Losses			(40,921	)							(37,492	)
Net loans		$	2,904,237							$	2,455,603

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial  Real Estate				Owner Occupied Commercial  Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
For the Year Ended December 31, 2013
Allowance for credit losses:
Balance at beginning of period		$	9,412			$	9,148			$	2,781			$	659			$	13,391			$	1,730			$	371			$	37,492
Loans charged-off			(4,275	)			(602	)			-				-				(2,010	)			(89	)			(63	)			(7,039	)
Recoveries of loans previously charged-off			161				-				-				-				688				11				6				866
Net loans charged-off			(4,114	)			(602	)			-				-				(1,322	)			(78	)			(57	)			(6,173	)
Provision for credit losses			4,482				1,813				1,118				285				1,865				219				(180	)			9,602
Ending balance		$	9,780			$	10,359			$	3,899			$	944			$	13,934			$	1,871			$	134			$	40,921
For the Year Ended December 31, 2013
Allowance for credit losses:
Individually evaluated for impairment		$	1,323			$	1,098			$	1,853			$	27			$	1,625			$	526			$	68			$	6,520
Collectively evaluated for impairment			8,457				9,261				2,046				917				12,309				1,345				66				34,401
Ending balance		$	9,780			$	10,359			$	3,899			$	944			$	13,934			$	1,871			$	134			$	40,921

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
For the Year Ended December 31, 2012
Allowance for credit losses:
Balance at beginning of period		$	9,609			$	7,304			$	1,898			$	399			$	8,546			$	1,528			$	369			$	29,653
Loans charged-off			(3,481	)			(1,189	)			(350	)			(300	)			(3,033	)			(698	)			(47	)			(9,098	)
Recoveries of loans previously charged-off			144				18				-				-				510				73				2				747
Net loans charged-off			(3,337	)			(1,171	)			(350	)			(300	)			(2,523	)			(625	)			(45	)			(8,351	)
Provision for credit losses			3,140				3,015				1,233				560				7,368				827				47				16,190
Ending balance		$	9,412			$	9,148			$	2,781			$	659			$	13,391			$	1,730			$	371			$	37,492
For the Year Ended December 31, 2012
Allowance for credit losses:
Individually evaluated for impairment		$	2,158			$	1,201			$	753			$	-			$	3,718			$	243			$	41			$	8,114
Collectively evaluated for impairment			7,254				7,947				2,028				659				9,673				1,487				330				29,378
Ending balance		$	9,412			$	9,148			$	2,781			$	659			$	13,391			$	1,730			$	371			$	37,492

Schedule Of Recorded Investment In Loans [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
December 31, 2013
Recorded investment in loans:
Individually evaluated for impairment		$	9,614			$	2,682			$	7,574			$	113			$	13,862			$	682			$	70			$	34,597
Collectively evaluated for impairment			684,736				1,117,118				309,917				90,305				594,964				109,560				3,961				2,910,561
Ending balance		$	694,350			$	1,119,800			$	317,491			$	90,418			$	608,826			$	110,242			$	4,031			$	2,945,158
December 31, 2012
Recorded investment in loans:
Individually evaluated for impairment		$	15,177			$	11,401			$	8,723			$	-			$	36,502			$	510			$	43			$	72,356
Collectively evaluated for impairment			529,893				903,237				289,134				61,871				526,028				106,334				4,242				2,420,739
Ending balance		$	545,070			$	914,638			$	297,857			$	61,871			$	562,530			$	106,844			$	4,285			$	2,493,095

Investment [Table Text Block]

(dollars in thousands)		Pass				Watch and Special Mention				Substandard				Doubtful				Total Loans
December 31, 2013
Commercial		$	655,409			$	29,327			$	9,614			$	-			$	694,350
Income producing - commercial real estate			1,095,285				21,833				2,682				-				1,119,800
Owner occupied - commercial real estate			294,337				15,580				7,574				-				317,491
Real estate mortgage – residential			89,501				804				113				-				90,418
Construction - commercial and residential			575,321				19,643				13,862				-				608,826
Home equity			107,415				2,145				682				-				110,242
Other consumer			3,961				-				70				-				4,031
Total		$	2,821,229			$	89,332			$	34,597			$	-			$	2,945,158
December 31, 2012
Commercial		$	495,072			$	34,821			$	15,170			$	7			$	545,070
Income producing - commercial real estate			892,569				10,668				11,401				-				914,638
Owner occupied - commercial real estate			275,864				13,270				8,723				-				297,857
Real estate mortgage – residential			61,134				737				-				-				61,871
Construction - commercial and residential			508,166				17,862				36,502				-				562,530
Home equity			104,302				2,032				510				-				106,844
Other consumer			4,230				12				43				-				4,285
Total		$	2,341,337			$	79,402			$	72,349			$	7			$	2,493,095

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)		December 31, 2013				December 31, 2012
Commercial		$	6,779			$	4,799
Income producing - commercial real estate			2,525				3,458
Owner occupied - commercial real estate			5,452				2,578
Real estate mortgage - residential			887				699
Construction - commercial and residential			8,366				18,594
Home equity			623				513
Other consumer			70				43
Total nonaccrual loans (1)(2)		$	24,702			$	30,684

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)		Loans 30-59 Days Past Due				Loans 60-89 Days Past Due				Loans 90 Days or More Past Due				Total Past Due Loans				Current Loans				Total Recorded Investment in Loans
December 31, 2013
Commercial		$	1,698			$	11,146			$	6,779			$	19,623			$	674,727			$	694,350
Income producing - commercial real estate			818				-				2,525				3,343				1,116,457				1,119,800
Owner occupied - commercial real estate			360				2,121				5,452				7,933				309,558				317,491
Real estate mortgage – residential			-				-				887				887				89,531				90,418
Construction - commercial and residential			-				-				8,366				8,366				600,460				608,826
Home equity			626				359				623				1,608				108,634				110,242
Other consumer			-				15				70				85				3,946				4,031
Total		$	3,502			$	13,641			$	24,702			$	41,845			$	2,903,313			$	2,945,158
December 31, 2012
Commercial		$	3,784			$	598			$	4,799			$	9,181			$	535,889			$	545,070
Income producing - commercial real estate			1,538				992				3,458				5,988				908,650				914,638
Owner occupied - commercial real estate			369				4,081				2,578				7,028				290,829				297,857
Real estate mortgage – residential			-				107				699				806				61,065				61,871
Construction - commercial and residential			6,276				675				18,594				25,545				536,985				562,530
Home equity			1,150				352				513				2,015				104,829				106,844
Other consumer			-				5				43				48				4,237				4,285
Total		$	13,117			$	6,810			$	30,684			$	50,611			$	2,442,484			$	2,493,095

Impaired Financing Receivables [Table Text Block]

		Unpaid Contractual				Recorded Investment				Recorded Investment				Total								Average Recorded Investment								Interest Income Recognized
(dollars in thousands)		Principal Balance				With No Allowance				With Allowance				Recorded Investment				Related Allowance				Quarter To Date				Year To Date				Quarter To Date				Year To Date
December 31, 2013
Commercial		$	6,779			$	2,327			$	4,452			$	6,779			$	1,323			$	8,193			$	8,877			$	53			$	131
Income producing - commercial real estate			5,902				1,322				4,580				5,902				1,098				6,183				5,755				38				175
Owner occupied - commercial real estate			5,452				111				5,341				5,452				1,853				5,939				6,285				52				108
Real estate mortgage – residential			887				774				113				887				27				891				792				2				2
Construction - commercial and residential			13,233				5,358				7,575				12,933				1,625				13,405				17,298				44				169
Home equity			623				-				623				623				526				567				508				2				4
Other consumer			70				-				70				70				68				58				34				1				2
Total		$	32,946			$	9,892			$	22,754			$	32,646			$	6,520			$	35,236			$	39,549			$	192			$	591
December 31, 2012
Commercial		$	9,461			$	5,767			$	3,481			$	9,248			$	2,158			$	8,372			$	7,772			$	151			$	245
Income producing - commercial real estate			5,600				3,830				1,770				5,600				1,201				5,695				6,609				38				152
Owner occupied - commercial real estate			6,659				5,602				1,057				6,659				753				4,517				2,746				213				252
Real estate mortgage – residential			699				699				-				699				-				706				714				-				-
Construction - commercial and residential			25,347				14,727				8,508				23,235				3,718				24,859				26,430				63				202
Home equity			513				134				379				513				243				592				534				1				9
Other consumer			43				1				42				43				41				25				17				2				2
Total		$	48,322			$	30,760			$	15,237			$	45,997			$	8,114			$	44,766			$	44,822			$	468			$	862

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(dollars in thousands)		Number of Contracts				TDRs Performing to Modified Terms				TDRs Not Performing to Modified Terms				Total TDRs
December 31, 2013
Commercial			3			$	-			$	4,042			$	4,042
Income producing - commercial real estate			3				3,377				217				3,594
Owner occupied - commercial real estate			1				-				4,081				4,081
Construction - commercial and residential			2				4,567				912				5,479
Total			9			$	7,944			$	9,252			$	17,196
December 31, 2012
Commercial			3			$	4,449			$	-			$	4,449
Income producing - commercial real estate			2				2,142				217				2,359
Owner occupied - commercial real estate			1				4,081				-				4,081
Construction - commercial and residential			2				4,641				966				5,607
Total			8			$	15,313			$	1,183			$	16,496

Changes in Amounts of Loans Outstanding [Table Text Block]

(dollars in thousands)		2013				2012
Balance at January 1,		$	31,435			$	24,685
Additions			7,091				13,488
Repayments			(8,403	)			(6,738	)
Balance at December 31,		$	30,123			$	31,435

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