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Note 5 - Loans and Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31, 2014								December 31, 2013
(dollars in thousands)		Amount				%				Amount				%
Commercial		$	916,226				21	%		$	694,350				24	%
Income producing - commercial real estate			1,703,172				40	%			1,119,800				38	%
Owner occupied - commercial real estate			461,581				11	%			317,491				11	%
Real estate mortgage - residential			148,018				3	%			90,418				3	%
Construction - commercial and residential			793,432				18	%			574,167				19	%
Construction - C&I (owner occupied)			58,032				1	%			34,659				1	%
Home equity			122,536				3	%			110,242				4	%
Other consumer			109,402				3	%			4,031				-
Total loans			4,312,399				100	%			2,945,158				100	%
Less: Allowance for Credit Losses			(46,075	)							(40,921	)
Net loans		$	4,266,324							$	2,904,237

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
For the Year Ended December 31, 2014
Allowance for credit losses:
Balance at beginning of period		$	9,780			$	10,359			$	3,899			$	944			$	13,934			$	1,871			$	134			$	40,921
Loans charged-off			(2,634	)			(121	)			(752	)			(138	)			(2,721	)			(379	)			(189	)			(6,934	)
Recoveries of loans previously charged-off			977				42				7				-				83				10				90				1,209
Net loans charged-off			(1,657	)			(79	)			(745	)			(138	)			(2,638	)			(369	)			(99	)			(5,725	)
Provision for credit losses			5,099				1,162				(200	)			453				4,329				(33	)			69				10,879
Ending balance		$	13,222			$	11,442			$	2,954			$	1,259			$	15,625			$	1,469			$	104			$	46,075
For the Year Ended December 31, 2014
Allowance for credit losses:
Individually evaluated for impairment		$	5,334			$	751			$	577			$	-			$	927			$	430			$	45			$	8,064
Collectively evaluated for impairment			7,888				10,691				2,377				1,259				14,698				1,039				59				38,011
Ending balance		$	13,222			$	11,442			$	2,954			$	1,259			$	15,625			$	1,469			$	104			$	46,075

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
For the Year Ended December 31, 2013
Allowance for credit losses:
Balance at beginning of period		$	9,412			$	9,148			$	2,781			$	659			$	13,391			$	1,730			$	371			$	37,492
Loans charged-off			(4,275	)			(602	)			-				-				(2,010	)			(89	)			(63	)			(7,039	)
Recoveries of loans previously charged-off			161				-				-				-				688				11				6				866
Net loans charged-off			(4,114	)			(602	)			-				-				(1,322	)			(78	)			(57	)			(6,173	)
Provision for credit losses			4,482				1,813				1,118				285				1,865				219				(180	)			9,602
Ending balance		$	9,780			$	10,359			$	3,899			$	944			$	13,934			$	1,871			$	134			$	40,921
For the Year Ended December 31, 2013
Allowance for credit losses:
Individually evaluated for impairment		$	1,323			$	1,098			$	1,853			$	27			$	1,625			$	526			$	68			$	6,520
Collectively evaluated for impairment			8,457				9,261				2,046				917				12,309				1,345				66				34,401
Ending balance		$	9,780			$	10,359			$	3,899			$	944			$	13,934			$	1,871			$	134			$	40,921

Schedule Of Recorded Investment In Loans [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
December 31, 2014
Recorded investment in loans:
Individually evaluated for impairment		$	17,612			$	5,109			$	6,891			$	-			$	14,241			$	1,398			$	59			$	45,310
Collectively evaluated for impairment			898,614				1,698,063				454,690				148,018				837,223				121,138				109,343				4,267,089
Ending balance		$	916,226			$	1,703,172			$	461,581			$	148,018			$	851,464			$	122,536			$	109,402			$	4,312,399
December 31, 2013
Recorded investment in loans:
Individually evaluated for impairment		$	9,614			$	2,682			$	7,574			$	113			$	13,862			$	682			$	70			$	34,597
Collectively evaluated for impairment			684,736				1,117,118				309,917				90,305				594,964				109,560				3,961				2,910,561
Ending balance		$	694,350			$	1,119,800			$	317,491			$	90,418			$	608,826			$	110,242			$	4,031			$	2,945,158

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)		Pass				Watch and Special Mention				Substandard				Doubtful				Total Loans
December 31, 2014
Commercial		$	875,102			$	23,512			$	17,612			$	-			$	916,226
Income producing - commercial real estate			1,679,101				18,962				5,109				-				1,703,172
Owner occupied - commercial real estate			445,013				9,677				6,891				-				461,581
Real estate mortgage – residential			147,262				756				-				-				148,018
Construction - commercial and residential			827,503				9,720				14,241				-				851,464
Home equity			119,420				1,718				1,398				-				122,536
Other consumer			109,343				-				59				-				109,402
Total		$	4,202,744			$	64,345			$	45,310			$	-			$	4,312,399
December 31, 2013
Commercial		$	655,409			$	29,327			$	9,614			$	-			$	694,350
Income producing - commercial real estate			1,095,285				21,833				2,682				-				1,119,800
Owner occupied - commercial real estate			294,337				15,580				7,574				-				317,491
Real estate mortgage – residential			89,501				804				113				-				90,418
Construction - commercial and residential			575,321				19,643				13,862				-				608,826
Home equity			107,415				2,145				682				-				110,242
Other consumer			3,961				-				70				-				4,031
Total		$	2,821,229			$	89,332			$	34,597			$	-			$	2,945,158

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)		December 31, 2014				December 31, 2013
Commercial		$	12,975			$	6,779
Income producing - commercial real estate			2,645				2,525
Owner occupied - commercial real estate			1,324				5,452
Real estate mortgage - residential			346				887
Construction - commercial and residential			3,697				8,366
Home equity			1,398				623
Other consumer			58				70
Total nonaccrual loans (1)(2)		$	22,443			$	24,702

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)		Loans 30-59 Days Past Due				Loans 60-89 Days Past Due				Loans 90 Days or More Past Due				Total Past Due Loans				Current Loans				Total Recorded Investment in Loans
December 31, 2014
Commercial		$	1,505			$	4,032			$	12,975			$	18,512			$	897,714			$	916,226
Income producing - commercial real estate			1,825				5,376				2,645				9,846				1,693,326				1,703,172
Owner occupied - commercial real estate			1,089				214				1,324				2,627				458,954				461,581
Real estate mortgage – residential			-				-				346				346				147,672				148,018
Construction - commercial and residential			-				-				3,697				3,697				847,767				851,464
Home equity			-				1,365				1,398				2,763				119,773				122,536
Other consumer			284				81				58				423				108,979				109,402
Total		$	4,703			$	11,068			$	22,443			$	38,214			$	4,274,182			$	4,312,399
December 31, 2013
Commercial		$	1,698			$	11,146			$	6,779			$	19,623			$	674,727			$	694,350
Income producing - commercial real estate			818				-				2,525				3,343				1,116,457				1,119,800
Owner occupied - commercial real estate			360				2,121				5,452				7,933				309,558				317,491
Real estate mortgage – residential			-				-				887				887				89,531				90,418
Construction - commercial and residential			-				-				8,366				8,366				600,460				608,826
Home equity			626				359				623				1,608				108,634				110,242
Other consumer			-				15				70				85				3,946				4,031
Total		$	3,502			$	13,641			$	24,702			$	41,845			$	2,903,313			$	2,945,158

Impaired Financing Receivables [Table Text Block]

		Unpaid Contractual				Recorded Investment				Recorded Investment				Total								Average Recorded Investment								Interest Income Recognized
(dollars in thousands)		Principal Balance				With No Allowance				With Allowance				Recorded Investment				Related Allowance				Quarter To Date				Year To Date				Quarter To Date				Year To Date
December 31, 2014
Commercial		$	14,075			$	1,603			$	11,372			$	12,975			$	5,334			$	14,203			$	13,681			$	20			$	251
Income producing - commercial real estate			10,869				8,952				1,542				10,494				751				8,202				7,021				196				203
Owner occupied - commercial real estate			1,889				1,038				851				1,889				577				2,696				3,986				-				6
Real estate mortgage – residential			346				346				-				346				-				348				529				-				-
Construction - commercial and residential			8,785				8,176				609				8,785				927				10,113				10,967				436				1,147
Home equity			1,398				339				1,059				1,398				430				993				747				32				36
Other consumer			58				-				58				58				45				29				30				7				7
Total		$	37,420			$	20,454			$	15,491			$	35,945			$	8,064			$	36,584			$	36,961			$	691			$	1,650
December 31, 2013
Commercial		$	6,779			$	2,327			$	4,452			$	6,779			$	1,323			$	8,193			$	8,877			$	53			$	131
Income producing - commercial real estate			5,902				1,322				4,580				5,902				1,098				6,183				5,755				38				175
Owner occupied - commercial real estate			5,452				111				5,341				5,452				1,853				5,939				6,285				52				108
Real estate mortgage – residential			887				774				113				887				27				891				792				2				2
Construction - commercial and residential			13,233				5,358				7,575				12,933				1,625				13,405				17,298				44				169
Home equity			623				-				623				623				526				567				508				2				4
Other consumer			70				-				70				70				68				58				34				1				2
Total		$	32,946			$	9,892			$	22,754			$	32,646			$	6,520			$	35,236			$	39,549			$	192			$	591

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(dollars in thousands)		Number of Contracts				TDRs Performing to Modified Terms				TDRs Not Performing to Modified Terms				Total TDRs
December 31, 2014
Commercial			1			$	-			$	227			$	227
Income producing - commercial real estate			3				7,849				-				7,849
Owner occupied - commercial real estate			1				565				-				565
Construction - commercial and residential			1				5,088				-				5,088
Total			6			$	13,502			$	227			$	13,729
December 31, 2013
Commercial			3			$	-			$	4,042			$	4,042
Income producing - commercial real estate			3				3,377				217				3,594
Owner occupied - commercial real estate			1				-				4,081				4,081
Construction - commercial and residential			2				4,567				912				5,479
Total			9			$	7,944			$	9,252			$	17,196

Changes in Amounts of Loans Outstanding [Table Text Block]

(dollars in thousands)		2014				2013
Balance at January 1,		$	30,123			$	31,435
Additions			10,000				7,091
Repayments			(23,041	)			(8,403	)
Balance at December 31,		$	17,082			$	30,123

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