XML 58 R43.htm IDEA: XBRL DOCUMENT

Note 12 - Borrowings (Tables)

12 Months Ended

Dec. 31, 2015

Debt Disclosure [Abstract]

Schedule of Debt [Table Text Block]

		2015								2014								2013
(dollars in thousands)		Amount				Rate				Amount				Rate				Amount				Rate
Short-term:
At Year-End:
Customer repurchase agreements and federal funds purchased		$	72,356				0.23	%		$	61,120				0.25	%		$	80,471				0.28	%
Federal Home Loan Bank – current portion			-				-				100,000				0.38	%			-				-
Total		$	72,356							$	161,120							$	80,471

Average Daily Balance:
Customer repurchase agreements and federal funds purchased		$	59,141				0.22	%		$	63,490				0.23	%		$	94,566				0.27	%
Federal Home Loan Bank – current portion			27,659				0.31	%			7,288				0.42	%			-				-
Total		$	86,800							$	70,778							$	94,566

Maximum Month-end Balance:
Customer repurchase agreements and federal funds purchased		$	73,696				0.21	%		$	80,471				0.28	%		$	106,975				0.23	%
Federal Home Loan Bank – current portion			140,000				0.20	%			100,000				0.38	%			-				-
Total		$	213,696							$	180,471							$	106,975

Long-term:
At Year-End:
Federal Home Loan Bank		$	0				-			$	40,000				2.62	%		$	30,000				2.46	%
Subordinated Notes			70,000				5.75	%			79,300				6.40	%			9,300				8.50	%
United Bank Line of Credit			-				-				-				-				-				-
Total		$	70,000							$	119,300							$	39,300

Average Daily Balance:
Federal Home Loan Bank		$	8,329				2.25	%		$	39,205				2.00	%		$	30,000				2.46	%
Subordinated Notes			74,117				6.06	%			37,875				6.59	%			9,300				9.64	%
United Bank Line of Credit			-				-				-				-				-				-
Total		$	82,446							$	77,080							$	39,300

Maximum Month-end Balance:
Federal Home Loan Bank		$	40,000				0.37	%		$	122,500				0.68	%		$	30,000				2.46	%
Subordinated Notes			79,300				6.52	%			79,300				6.52	%			9,300				10.00	%
United Bank Line of Credit			-				-				-				-				-				-
Total		$	119,300							$	201,800							$	39,300