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Note 5 - Loans and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2016								December 31, 2015								March 31, 2015
(dollars in thousands)		Amount				%				Amount				%				Amount				%
Commercial		$	1,060,047				21	%		$	1,052,257				21	%		$	933,715				21	%
Income producing - commercial real estate			2,138,091				40	%			2,115,478				42	%			1,739,483				40	%
Owner occupied - commercial real estate			569,915				11	%			498,103				10	%			493,003				11	%
Real estate mortgage - residential			149,159				3	%			147,365				3	%			147,871				3	%
Construction - commercial and residential			1,034,689				20	%			985,607				20	%			862,013				19	%
Construction - C&I (owner occupied)			87,324				2	%			79,769				2	%			49,558				1	%
Home equity			110,985				3	%			112,885				2	%			120,543				3	%
Other consumer			5,661				-				6,904				-				98,707				2	%
Total loans			5,155,871				100	%			4,998,368				100	%			4,444,893				100	%
Less: Allowance for Credit Losses			(54,608	)							(52,687	)							(47,779	)
Net loans		$	5,101,263							$	4,945,681							$	4,397,114

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
Three months ended March 31, 2016
Allowance for credit losses:
Balance at beginning of period		$	11,563			$	14,122			$	3,279			$	1,268			$	21,088			$	1,292			$	75			$	52,687
Loans charged-off			(805	)			(590	)			-				-				-				(4	)			(7	)			(1,406	)
Recoveries of loans previously charged-off			72				4				1				2				196				1				8				284
Net loans (charged-off) recoveries			(733	)			(586	)			1				2				196				(3	)			1				(1,122	)
Provision for credit losses			2,792				2,258				651				(219	)			(2,818	)			194				185				3,043
Ending balance		$	13,622			$	15,794			$	3,931			$	1,051			$	18,466			$	1,483			$	261			$	54,608
As of March 31, 2016
Allowance for credit losses:
Individually evaluated for impairment		$	2,922			$	868			$	360			$	-			$	310			$	88			$	-			$	4,548
Collectively evaluated for impairment			10,700				14,926				3,571				1,051				18,156				1,395				261				50,060
Ending balance		$	13,622			$	15,794			$	3,931			$	1,051			$	18,466			$	1,483			$	261			$	54,608
Three months ended March 31, 2015
Allowance for credit losses:
Balance at beginning of period		$	13,222			$	11,442			$	2,954			$	1,259			$	15,625			$	1,469			$	104			$	46,075
Loans charged-off			(998	)			(318	)			-				-				-				(419	)			(71	)			(1,806	)
Recoveries of loans previously charged-off			51				-				1				2				95				2				49				200
Net loans (charged-off) recoveries			(947	)			(318	)			1				2				95				(417	)			(22	)			(1,606	)
Provision for credit losses			1,502				528				172				(206	)			663				457				194				3,310
Ending balance		$	13,777			$	11,652			$	3,127			$	1,055			$	16,383			$	1,509			$	276			$	47,779
As of March 31, 2015
Allowance for credit losses:
Individually evaluated for impairment		$	5,771			$	568			$	400			$	-			$	550			$	289			$	5			$	7,583
Collectively evaluated for impairment			8,006				11,084				2,727				1,055				15,833				1,220				271				40,196
Ending balance		$	13,777			$	11,652			$	3,127			$	1,055			$	16,383			$	1,509			$	276			$	47,779

Schedule of Recorded Investment in Loans [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
March 31, 2016
Recorded investment in loans:
Individually evaluated for impairment		$	13,161			$	19,905			$	1,724			$	257			$	5,422			$	122			$	-			$	40,591
Collectively evaluated for impairment			1,046,886				2,118,186				568,191				148,902				1,116,591				110,863				5,661				5,115,280
Ending balance		$	1,060,047			$	2,138,091			$	569,915			$	149,159			$	1,122,013			$	110,985			$	5,661			$	5,155,871
December 31, 2015
Recorded investment in loans:
Individually evaluated for impairment		$	13,008			$	6,118			$	1,753			$	-			$	10,454			$	161			$	22			$	31,516
Collectively evaluated for impairment			1,039,249				2,109,360				496,350				147,365				1,054,922				112,724				6,882				4,966,852
Ending balance		$	1,052,257			$	2,115,478			$	498,103			$	147,365			$	1,065,376			$	112,885			$	6,904			$	4,998,368
March 31, 2015
Recorded investment in loans:
Individually evaluated for impairment		$	16,981			$	4,601			$	6,840			$	-			$	14,000			$	889			$	10			$	43,321
Collectively evaluated for impairment			916,734				1,734,882				486,163				147,871				897,571				119,654				98,697				4,401,572
Ending balance		$	933,715			$	1,739,483			$	493,003			$	147,871			$	911,571			$	120,543			$	98,707			$	4,444,893

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)		Pass				Watch and Special Mention				Substandard				Doubtful				Total Loans
March 31, 2016
Commercial		$	1,031,263			$	16,788			$	11,996			$	-			$	1,060,047
Income producing - commercial real estate			2,110,620				12,709				14,762				-				2,138,091
Owner occupied - commercial real estate			559,390				9,262				1,263				-				569,915
Real estate mortgage – residential			146,804				2,098				257				-				149,159
Construction - commercial and residential			1,115,027				1,564				5,422				-				1,122,013
Home equity			109,065				1,798				122				-				110,985
Other consumer			5,657				4				-				-				5,661
Total		$	5,077,826			$	44,223			$	33,822			$	-			$	5,155,871
December 31, 2015
Commercial		$	1,021,427			$	17,822			$	13,008			$	-			$	1,052,257
Income producing - commercial real estate			2,096,032				13,328				6,118				-				2,115,478
Owner occupied - commercial real estate			488,496				7,854				1,753				-				498,103
Real estate mortgage – residential			146,651				714				-				-				147,365
Construction - commercial and residential			1,049,926				4,996				10,454				-				1,065,376
Home equity			110,870				1,854				161				-				112,885
Other consumer			6,877				5				22				-				6,904
Total		$	4,920,279			$	46,573			$	31,516			$	-			$	4,998,368
March 31, 2015
Commercial		$	891,850			$	24,884			$	16,981			$	-			$	933,715
Investment - commercial real estate			1,719,982				14,900				4,601				-				1,739,483
Owner occupied - commercial real estate			478,486				7,677				6,840				-				493,003
Real estate mortgage – residential			147,121				750				-				-				147,871
Construction - commercial and residential			889,346				8,225				14,000				-				911,571
Home equity			117,936				1,718				889				-				120,543
Other consumer			98,697				-				10				-				98,707
Total		$	4,343,418			$	58,154			$	43,321			$	-			$	4,444,893

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)		March 31, 2016				December 31, 2015				March 31, 2015
Commercial		$	4,234			$	4,940			$	11,257
Income producing - commercial real estate			10,305				5,961				2,152
Owner occupied - commercial real estate			1,263				1,268				1,314
Real estate mortgage - residential			582				329				342
Construction - commercial and residential			5,422				557				3,608
Home equity			122				161				889
Other consumer			-				23				10
Total nonaccrual loans (1)(2)		$	21,928			$	13,239			$	19,572

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)		Loans 30-59 Days Past Due				Loans 60-89 Days Past Due				Loans 90 Days or More Past Due				Total Past Due Loans				Current Loans				Total Recorded Investment in Loans
March 31, 2016
Commercial		$	2,401			$	995			$	4,234			$	7,630			$	1,052,417			$	1,060,047
Income producing - commercial real estate			15,041				-				10,305				25,346				2,112,745				2,138,091
Owner occupied - commercial real estate			3,159				894				1,263				5,316				564,599				569,915
Real estate mortgage – residential			-				-				582				582				148,577				149,159
Construction - commercial and residential			1,174				-				5,422				6,596				1,115,417				1,122,013
Home equity			-				-				122				122				110,863				110,985
Other consumer			12				54				-				66				5,595				5,661
Total		$	21,787			$	1,943			$	21,928			$	45,658			$	5,110,213			$	5,155,871
December 31, 2015
Commercial		$	4,130			$	1,364			$	4,940			$	10,434			$	1,041,823			$	1,052,257
Income producing - commercial real estate			2,841				-				5,961				8,802				2,106,676				2,115,478
Owner occupied - commercial real estate			3,189				902				1,268				5,359				492,744				498,103
Real estate mortgage – residential			-				-				329				329				147,036				147,365
Construction - commercial and residential			-				5,020				557				5,577				1,059,799				1,065,376
Home equity			-				77				161				238				112,647				112,885
Other consumer			56				60				23				139				6,765				6,904
Total		$	10,216			$	7,423			$	13,239			$	30,878			$	4,967,490			$	4,998,368

Impaired Financing Receivables [Table Text Block]

		Unpaid				Recorded				Recorded												Year To Date
		Contractual Principal				Investment With No				Investment With				Total Recorded				Related				Average Recorded				Interest I ncome
(dollars in thousands)		Balance				Allowance				Allowance				Investment				Allowance				Investment				Recognized
March 31, 2016
Commercial		$	17,305			$	1,165			$	11,996			$	13,161			$	2,922			$	12,920			$	16
Income producing - commercial real estate			19,905				5,143				14,762				19,905				868				13,012				58
Owner occupied - commercial real estate			1,724				461				1,263				1,724				360				1,739				-
Real estate mortgage – residential			257				257				-				257				-				293				-
Construction - commercial and residential			5,422				4,870				552				5,422				310				7,938				-
Home equity			122				-				122				122				88				142				-
Other consumer			-				-				-				-				-				11				-
Total		$	44,735			$	11,896			$	28,695			$	40,591			$	4,548			$	36,055			$	74
December 31, 2015
Commercial		$	16,123			$	2,396			$	10,283			$	12,679			$	3,478			$	9,973			$	69
Income producing - commercial real estate			6,811				1,190				4,928				6,118				1,033				10,294				354
Owner occupied - commercial real estate			1,753				946				807				1,753				400				1,810				-
Real estate mortgage – residential			329				329				-				329				-				336				-
Construction - commercial and residential			10,454				4,877				5,577				10,454				950				7,594				205
Home equity			161				116				45				161				38				650				-
Other consumer			22				19				3				22				3				31				1
Total		$	35,653			$	9,873			$	21,643			$	31,516			$	5,902			$	30,688			$	629
March 31, 2015
Commercial		$	13,080			$	1,464			$	9,793			$	11,257			$	5,771			$	12,116			$	-
Income producing - commercial real estate			10,668				8,753				1,222				9,975				568				10,235				35
Owner occupied - commercial real estate			1,867				1,025				842				1,867				400				1,878				-
Real estate mortgage – residential			342				342				-				342				-				344				-
Construction - commercial and residential			8,671				8,071				600				8,671				550				8,728				99
Home equity			889				118				771				889				289				1,144				-
Other consumer			10				-				10				10				5				34				-
Total		$	35,527			$	19,773			$	13,238			$	33,011			$	7,583			$	34,479			$	134

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(dollars in thousands)		Number of Contracts				TDRs Performing to Modified Terms				TDRs Not Performing to Modified Terms				Total TDRs
March 31, 2016
Commercial			4			$	1,165			$	207			$	1,372
Income producing - commercial real estate			2				5,143				-				5,143
Owner occupied - commercial real estate			1				461				-				461
Construction - commercial and residential			1				-				5,013				5,013
Total			8			$	6,769			$	5,220			$	11,989
December 31, 2015
Commercial			4			$	1,171			$	211			$	1,382
Income producing - commercial real estate			2				5,160				-				5,160
Owner occupied - commercial real estate			1				485				-				485
Construction - commercial and residential			1				5,020				-				5,020
Total			8			$	11,836			$	211			$	12,047

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