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Note 5 - Loans and Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2016								December 31, 2015								June 30, 2015
(dollars in thousands)		Amount				%				Amount				%				Amount				%
Commercial		$	1,140,863				21	%		$	1,052,257				21	%		$	960,506				21	%
Income producing - commercial real estate			2,461,581				45	%			2,115,478				42	%			1,863,583				41	%
Owner occupied - commercial real estate			584,358				11	%			498,103				10	%			497,834				11	%
Real estate mortgage - residential			150,129				3	%			147,365				3	%			149,842				3	%
Construction - commercial and residential			847,268				16	%			985,607				20	%			901,617				20	%
Construction - C&I (owner occupied)			100,063				2	%			79,769				2	%			54,134				1	%
Home equity			110,697				2	%			112,885				2	%			118,544				3	%
Other consumer			8,470				-				6,904				-				4,837				-
Total loans			5,403,429				100	%			4,998,368				100	%			4,550,897				100	%
Less: Allowance for Credit Losses			(56,536	)							(52,687	)							(48,921	)
Net loans		$	5,346,893							$	4,945,681							$	4,501,976

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
Three months ended June 30, 2016
Allowance for credit losses:
Balance at beginning of period		$	13,622			$	15,794			$	3,931			$	1,051			$	18,466			$	1,483			$	261			$	54,608
Loans charged-off			(1,888	)			(1	)			-				-				-				(92	)			(18	)			(1,999	)
Recoveries of loans previously charged-off			14				-				1				1				8				7				8				39
Net loans (charged-off) recoveries			(1,874	)			-				1				1				8				(85	)			(10	)			(1,960	)
Provision for credit losses			1,638				3,279				270				9				(1,450	)			158				(16	)			3,888
Ending balance		$	13,386			$	19,072			$	4,202			$	1,061			$	17,024			$	1,556			$	235			$	56,536
Six months ended June 30, 2016
Allowance for credit losses:
Balance at beginning of period		$	11,563			$	14,122			$	3,279			$	1,268			$	21,088			$	1,292			$	75			$	52,687
Loans charged-off			(2,693	)			(591	)			-				-				-				(96	)			(25	)			(3,405	)
Recoveries of loans previously charged-off			86				4				2				3				204				8				16				323
Net loans charged-off			(2,607	)			(587	)			2				3				204				(88	)			(9	)			(3,082	)
Provision for credit losses			4,430				5,537				921				(210	)			(4,268	)			352				169				6,931
Ending balance		$	13,386			$	19,072			$	4,202			$	1,061			$	17,024			$	1,556			$	235			$	56,536
As of June 30, 2016
Allowance for credit losses:
Individually evaluated for impairment		$	2,634			$	1,697			$	450			$	-			$	350			$	88			$	-			$	5,219
Collectively evaluated for impairment			10,752				17,375				3,752				1,061				16,674				1,468				235				51,317
Ending balance		$	13,386			$	19,072			$	4,202			$	1,061			$	17,024			$	1,556			$	235			$	56,536
Three months ended June 30, 2015
Allowance for credit losses:
Balance at beginning of period		$	13,777			$	11,652			$	3,127			$	1,055			$	16,383			$	1,509			$	276			$	47,779
Loans charged-off			(2,307	)			(79	)			-				-				-				-				(16	)			(2,402	)
Recoveries of loans previously charged-off			24				18				1				1				9				2				18				73
Net loans (charged-off) recoveries			(2,283	)			(61	)			1				1				9				2				2				(2,329	)
Provision for credit losses			1,417				820				(15	)			26				1,241				(15	)			(3	)			3,471
Ending balance		$	12,911			$	12,411			$	3,113			$	1,082			$	17,633			$	1,496			$	275			$	48,921
Six months ended June 30, 2015
Allowance for credit losses:
Balance at beginning of period		$	13,222			$	11,442			$	2,954			$	1,259			$	15,625			$	1,469			$	104			$	46,075
Loans charged-off			(3,305	)			(397	)			-				-				-				(419	)			(87	)			(4,208	)
Recoveries of loans previously charged-off			75				18				2				3				104				4				67				273
Net loans charged-off			(3,230	)			(379	)			2				3				104				(415	)			(20	)			(3,935	)
Provision for credit losses			2,919				1,348				157				(180	)			1,904				442				191				6,781
Ending balance		$	12,911			$	12,411			$	3,113			$	1,082			$	17,633			$	1,496			$	275			$	48,921
As of June 30, 2015
Allowance for credit losses:
Individually evaluated for impairment		$	4,066			$	491			$	386			$	-			$	803			$	293			$	-			$	6,039
Collectively evaluated for impairment			8,845				11,920				2,727				1,082				16,830				1,203				275				42,882
Ending balance		$	12,911			$	12,411			$	3,113			$	1,082			$	17,633			$	1,496			$	275			$	48,921

Schedule of Recorded Investment in Loans [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
June 30, 2016
Recorded investment in loans:
Individually evaluated for impairment		$	12,402			$	19,778			$	1,699			$	254			$	5,413			$	121			$	-			$	39,667
Collectively evaluated for impairment			1,128,461				2,441,803				582,659				149,875				941,918				110,576				8,470				5,363,762
Ending balance		$	1,140,863			$	2,461,581			$	584,358			$	150,129			$	947,331			$	110,697			$	8,470			$	5,403,429
December 31, 2015
Recorded investment in loans:
Individually evaluated for impairment		$	13,008			$	6,118			$	1,753			$	-			$	10,454			$	161			$	22			$	31,516
Collectively evaluated for impairment			1,039,249				2,109,360				496,350				147,365				1,054,922				112,724				6,882				4,966,852
Ending balance		$	1,052,257			$	2,115,478			$	498,103			$	147,365			$	1,065,376			$	112,885			$	6,904			$	4,998,368
June 30, 2015
Recorded investment in loans:
Individually evaluated for impairment		$	17,966			$	2,371			$	1,827			$	-			$	17,891			$	887			$	18			$	40,960
Collectively evaluated for impairment			942,540				1,861,212				496,007				149,842				937,860				117,657				4,819				4,509,937
Ending balance		$	960,506			$	1,863,583			$	497,834			$	149,842			$	955,751			$	118,544			$	4,837			$	4,550,897

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)		Pass				Watch and Special Mention				Substandard				Doubtful				Total Loans
June 30, 2016
Commercial		$	1,112,108			$	17,842			$	10,913			$	-			$	1,140,863
Income producing - commercial real estate			2,424,180				22,763				14,638				-				2,461,581
Owner occupied - commercial real estate			572,598				10,499				1,261				-				584,358
Real estate mortgage – residential			149,181				694				254				-				150,129
Construction - commercial and residential			938,148				3,770				5,413				-				947,331
Home equity			108,954				1,622				121				-				110,697
Other consumer			8,467				3				-				-				8,470
Total		$	5,313,636			$	57,193			$	32,600			$	-			$	5,403,429
December 31, 2015
Commercial		$	1,021,427			$	17,822			$	13,008			$	-			$	1,052,257
Income producing - commercial real estate			2,096,032				13,328				6,118				-				2,115,478
Owner occupied - commercial real estate			488,496				7,854				1,753				-				498,103
Real estate mortgage – residential			146,651				714				-				-				147,365
Construction - commercial and residential			1,049,926				4,996				10,454				-				1,065,376
Home equity			110,870				1,854				161				-				112,885
Other consumer			6,877				5				22				-				6,904
Total		$	4,920,279			$	46,573			$	31,516			$	-			$	4,998,368
June 30, 2015
Commercial		$	920,429			$	22,111			$	17,966			$	-			$	960,506
Investment - commercial real estate			1,837,021				24,191				2,371				-				1,863,583
Owner occupied - commercial real estate			487,922				8,085				1,827				-				497,834
Real estate mortgage – residential			149,101				741				-				-				149,842
Construction - commercial and residential			937,069				791				17,891				-				955,751
Home equity			115,945				1,712				887				-				118,544
Other consumer			4,819				-				18				-				4,837
Total		$	4,452,306			$	57,631			$	40,960			$	-			$	4,550,897

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)		June 30, 2016				December 31, 2015				June 30, 2015
Commercial		$	3,775			$	4,940			$	9,684
Income producing - commercial real estate			10,234				5,961				2,062
Owner occupied - commercial real estate			1,261				1,268				1,297
Real estate mortgage - residential			576				329				338
Construction - commercial and residential			5,413				557				585
Home equity			121				161				887
Other consumer			-				23				18
Total nonaccrual loans (1)(2)		$	21,380			$	13,239			$	14,871

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)		Loans 30-59 Days Past Due				Loans 60-89 Days Past Due				Loans 90 Days or More Past Due				Total Past Due Loans				Current Loans				Total Recorded Investment in Loans
June 30, 2016
Commercial		$	2,074			$	577			$	3,775			$	6,426			$	1,134,437			$	1,140,863
Income producing - commercial real estate			-				14,758				10,234				24,992				2,436,589				2,461,581
Owner occupied - commercial real estate			1,744				1,233				1,261				4,238				580,120				584,358
Real estate mortgage – residential			2,547				-				576				3,123				147,006				150,129
Construction - commercial and residential			-				4,227				5,413				9,640				937,691				947,331
Home equity			189				620				121				930				109,767				110,697
Other consumer			19				130				-				149				8,321				8,470
Total		$	6,573			$	21,545			$	21,380			$	49,498			$	5,353,931			$	5,403,429
December 31, 2015
Commercial		$	4,130			$	1,364			$	4,940			$	10,434			$	1,041,823			$	1,052,257
Income producing - commercial real estate			2,841				-				5,961				8,802				2,106,676				2,115,478
Owner occupied - commercial real estate			3,189				902				1,268				5,359				492,744				498,103
Real estate mortgage – residential			-				-				329				329				147,036				147,365
Construction - commercial and residential			-				5,020				557				5,577				1,059,799				1,065,376
Home equity			-				77				161				238				112,647				112,885
Other consumer			56				60				23				139				6,765				6,904
Total		$	10,216			$	7,423			$	13,239			$	30,878			$	4,967,490			$	4,998,368

Impaired Financing Receivables [Table Text Block]

		Unpaid Contractual				Recorded Investment				Recorded Investment				Total								Average Recorded Investment								Interest Income Recognized
(dollars in thousands)		Principal Balance				With No Allowance				With Allowance				Recorded Investment				Related Allowance				Quarter To Date				Year To Date				Quarter To Date				Year To Date
June 30, 2016
Commercial		$	17,471			$	150			$	12,252			$	12,402			$	2,634			$	12,782			$	12,747			$	42			$	58
Income producing - commercial real estate			19,778				-				19,778				19,778				1,697				19,842				15,267				58				116
Owner occupied - commercial real estate			1,699				-				1,699				1,699				450				1,712				1,725				-				-
Real estate mortgage – residential			254				254				-				254				-				256				280				-				-
Construction - commercial and residential			5,413				4,871				542				5,413				350				5,418				7,096				-				-
Home equity			121				-				121				121				88				122				135				-				-
Other consumer			-				-				-				-				-				-				7				-				-
Total		$	44,736			$	5,275			$	34,392			$	39,667			$	5,219			$	40,132			$	37,257			$	100			$	174
December 31, 2015
Commercial		$	16,123			$	2,396			$	10,283			$	12,679			$	3,478			$	9,340			$	9,973			$	21			$	69
Income producing - commercial real estate			6,811				1,190				4,928				6,118				1,033				10,675				10,294				95				354
Owner occupied - commercial real estate			1,753				946				807				1,753				400				1,772				1,810				-				-
Real estate mortgage – residential			329				329				-				329				-				331				336				-				-
Construction - commercial and residential			10,454				4,877				5,577				10,454				950				8,031				7,594				(93	)			205
Home equity			161				116				45				161				38				411				650				-				-
Other consumer			22				19				3				22				3				47				31				(1	)			1
Total		$	35,653			$	9,873			$	21,643			$	31,516			$	5,902			$	30,607			$	30,688			$	22			$	629
June 30, 2015
Commercial		$	20,959			$	9,569			$	8,397			$	17,966			$	4,066			$	10,606			$	11,396			$	9			$	9
Income producing - commercial real estate			3,064				1,231				1,140				2,371				491				9,914				10,107				36				71
Owner occupied - commercial real estate			1,827				998				829				1,827				386				1,849				1,862				-				-
Construction - commercial and residential			17,891				12,250				5,641				17,891				803				7,496				8,041				99				198
Home equity			887				117				770				887				293				888				1,058				-				-
Other consumer			18				18				-				18				-				14				29				1				1
Total		$	44,646			$	24,183			$	16,777			$	40,960			$	6,039			$	30,767			$	32,493			$	145			$	279

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		Number of				TDRs Performing				TDRs Not Performing				Total
(dollars in thousands)		Contracts				to Modified Terms				to Modified Terms				TDRs
June 30, 2016
Commercial			6			$	1,751			$	204			$	1,955
Income producing - commercial real estate			2				5,140				-				5,140
Owner occupied - commercial real estate			1				438				-				438
Construction - commercial and residential			1				-				4,998				4,998
Total			10			$	7,329			$	5,202			$	12,531
December 31, 2015
Commercial			4			$	1,171			$	211			$	1,382
Income producing - commercial real estate			2				5,160				-				5,160
Owner occupied - commercial real estate			1				485				-				485
Construction - commercial and residential			1				5,020				-				5,020
Total			8			$	11,836			$	211			$	12,047

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