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Note 5 - Loans and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2017								December 31, 2016								March 31, 2016
(dollars in thousands)		Amount				%				Amount				%				Amount				%
Commercial		$	1,235,832				21	%		$	1,200,728				21	%		$	1,060,047				21	%
Income producing - commercial real estate			2,538,734				43	%			2,509,517				44	%			2,138,091				40	%
Owner occupied - commercial real estate			638,132				11	%			640,870				12	%			569,915				11	%
Real estate mortgage - residential			155,021				3	%			152,748				3	%			149,159				3	%
Construction - commercial and residential			1,021,620				18	%			932,531				16	%			1,034,689				20	%
Construction - C&I (owner occupied)			130,513				2	%			126,038				2	%			87,324				2	%
Home equity			100,265				2	%			105,096				2	%			110,985				3	%
Other consumer			4,829				-				10,365				-				5,661				-
Total loans			5,824,946				100	%			5,677,893				100	%			5,155,871				100	%
Less: allowance for credit losses			(59,848	)							(59,074	)							(54,608	)
Net loans		$	5,765,098							$	5,618,819							$	5,101,263

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
Three months ended March 31, 2017
Allowance for credit losses:
Balance at beginning of period		$	14,700			$	21,105			$	4,010			$	1,284			$	16,487			$	1,328			$	160			$	59,074
Loans charged-off			(137	)			(500	)			-				-				-				-				(63	)			(700	)
Recoveries of loans previously charged-off			13				50				1				2				3				1				7				77
Net loans (charged-off) recoveries			(124	)			(450	)			1				2				3				1				(56	)			(623	)
Provision for credit losses			7				729				15				(180	)			866				(241	)			201				1,397
Ending balance		$	14,583			$	21,384			$	4,026			$	1,106			$	17,356			$	1,088			$	305			$	59,848
As of March 31, 2017
Allowance for credit losses:
Individually evaluated for impairment		$	3,030			$	1,488			$	350			$	-			$	350			$	-			$	50			$	5,268
Collectively evaluated for impairment			11,553				19,896				3,676				1,106				17,006				1,088				255				54,580
Ending balance		$	14,583			$	21,384			$	4,026			$	1,106			$	17,356			$	1,088			$	305			$	59,848
Three months ended March 31, 2016
Allowance for credit losses:
Balance at beginning of period		$	11,563			$	14,122			$	3,279			$	1,268			$	21,088			$	1,292			$	75			$	52,687
Loans charged-off			(805	)			(590	)			-				-				-				(4	)			(7	)			(1,406	)
Recoveries of loans previously charged-off			72				4				1				2				196				1				8				284
Net loans (charged-off) recoveries			(733	)			(586	)			1				2				196				(3	)			1				(1,122	)
Provision for credit losses			2,792				2,258				651				(219	)			(2,818	)			194				185				3,043
Ending balance		$	13,622			$	15,794			$	3,931			$	1,051			$	18,466			$	1,483			$	261			$	54,608
As of March 31, 2016
Allowance for credit losses:
Individually evaluated for impairment		$	2,922			$	868			$	360			$	-			$	310			$	88			$	-			$	4,548
Collectively evaluated for impairment			10,700				14,926				3,571				1,051				18,156				1,395				261				50,060
Ending balance		$	13,622			$	15,794			$	3,931			$	1,051			$	18,466			$	1,483			$	261			$	54,608

Schedule of Recorded Investment in Loans [Table Text Block]

(dollars in thousands)		Commercial				Income Producing Commercial Real Estate				Owner Occupied Commercial Real Estate				Real Estate Mortgage Residential				Construction Commercial and Residential				Home Equity				Other Consumer				Total
March 31, 2017
Recorded investment in loans:
Individually evaluated for impairment		$	10,873			$	10,170			$	2,631			$	-			$	6,167			$	-			$	94			$	29,935
Collectively evaluated for impairment			1,224,959				2,528,564				635,501				155,021				1,145,966				100,265				4,735				5,795,011
Ending balance		$	1,235,832			$	2,538,734			$	638,132			$	155,021			$	1,152,133			$	100,265			$	4,829			$	5,824,946
December 31, 2016
Recorded investment in loans:
Individually evaluated for impairment		$	10,437			$	15,057			$	2,093			$	241			$	6,517			$	-			$	126			$	34,471
Collectively evaluated for impairment			1,190,291				2,494,460				638,777				152,507				1,052,052				105,096				10,239				5,643,422
Ending balance		$	1,200,728			$	2,509,517			$	640,870			$	152,748			$	1,058,569			$	105,096			$	10,365			$	5,677,893
March 31, 2016
Recorded investment in loans:
Individually evaluated for impairment		$	13,161			$	19,905			$	1,724			$	257			$	5,422			$	122			$	-			$	40,591
Collectively evaluated for impairment			1,046,886				2,118,186				568,191				148,902				1,116,591				110,863				5,661				5,115,280
Ending balance		$	1,060,047			$	2,138,091			$	569,915			$	149,159			$	1,122,013			$	110,985			$	5,661			$	5,155,871

Financing Receivable Credit Quality Indicators [Table Text Block]

						Watch and												Total
(dollars in thousands)		Pass				Special Mention				Substandard				Doubtful				Loans
March 31, 2017
Commercial		$	1,184,660			$	40,299			$	10,873			$	-			$	1,235,832
Income producing - commercial real estate			2,511,548				17,016				10,170				-				2,538,734
Owner occupied - commercial real estate			627,614				7,887				2,631				-				638,132
Real estate mortgage – residential			154,350				671				-				-				155,021
Construction - commercial and residential			1,142,530				3,436				6,167				-				1,152,133
Home equity			98,655				1,610				-				-				100,265
Other consumer			4,733				2				94				-				4,829
Total		$	5,724,090			$	70,921			$	29,935			$	-			$	5,824,946
December 31, 2016
Commercial		$	1,160,185			$	30,106			$	10,437			$	-			$	1,200,728
Income producing - commercial real estate			2,489,407				5,053				15,057				-				2,509,517
Owner occupied - commercial real estate			630,827				7,950				2,093				-				640,870
Real estate mortgage – residential			151,831				676				241				-				152,748
Construction - commercial and residential			1,051,445				607				6,517				-				1,058,569
Home equity			103,484				1,612				-				-				105,096
Other consumer			10,237				2				126				-				10,365
Total		$	5,597,416			$	46,006			$	34,471			$	-			$	5,677,893
March 31, 2016
Commercial		$	1,031,263			$	16,788			$	11,996			$	-			$	1,060,047
Income producing - commercial real estate			2,110,620				12,709				14,762				-				2,138,091
Owner occupied - commercial real estate			559,390				9,262				1,263				-				569,915
Real estate mortgage – residential			146,804				2,098				257				-				149,159
Construction - commercial and residential			1,115,027				1,564				5,422				-				1,122,013
Home equity			109,065				1,798				122				-				110,985
Other consumer			5,657				4				-				-				5,661
Total		$	5,077,826			$	44,223			$	33,822			$	-			$	5,155,871

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)		March 31, 2017				December 31, 2016				March 31, 2016
Commercial		$	2,443			$	2,490			$	4,234
Income producing - commercial real estate			5,622				10,539				10,305
Owner occupied - commercial real estate			2,631				2,093				1,263
Real estate mortgage - residential			310				555				582
Construction - commercial and residential			3,255				2,072				5,422
Home equity			-				-				122
Other consumer			94				126				-
Total nonaccrual loans (1)(2)		$	14,355			$	17,875			$	21,928

Past Due Financing Receivables [Table Text Block]

		Loans				Loans				Loans												Total Recorded
		30-59 Days				60-89 Days				90 Days or				Total Past				Current				Investment in
(dollars in thousands)		Past Due				Past Due				More Past Due				Due Loans				Loans				Loans
March 31, 2017
Commercial		$	1,663			$	1,191			$	2,443			$	5,297			$	1,230,535			$	1,235,832
Income producing - commercial real estate			-				2,158				5,622				7,780				2,530,954				2,538,734
Owner occupied - commercial real estate			5,733				874				2,631				9,238				628,894				638,132
Real estate mortgage – residential			1,012				162				310				1,484				153,537				155,021
Construction - commercial and residential			2,863				158				3,255				6,276				1,145,857				1,152,133
Home equity			48				596				-				644				99,621				100,265
Other consumer			16				7				94				117				4,712				4,829
Total		$	11,335			$	5,146			$	14,355			$	30,836			$	5,794,110			$	5,824,946
December 31, 2016
Commercial		$	1,634			$	757			$	2,490			$	4,881			$	1,195,847			$	1,200,728
Income producing - commercial real estate			511				-				10,539				11,050				2,498,467				2,509,517
Owner occupied - commercial real estate			3,987				3,328				2,093				9,408				631,462				640,870
Real estate mortgage – residential			1,015				163				555				1,733				151,015				152,748
Construction - commercial and residential			360				1,342				2,072				3,774				1,054,795				1,058,569
Home equity			-				-				-				-				105,096				105,096
Other consumer			101				9				126				236				10,129				10,365
Total		$	7,608			$	5,599			$	17,875			$	31,082			$	5,646,811			$	5,677,893

Impaired Financing Receivables [Table Text Block]

		Unpaid Contractual				Recorded Investment				Recorded Investment				Total								Average Recorded Investment								Interest Income Recognized
		Principal				With No				With				Recorded				Related				Quarter				Year				Quarter				Year
(dollars in thousands)		Balance				Allowance				Allowance				Investment				Allowance				To Date				To Date				To Date				To Date
March 31, 2017
Commercial		$	8,249			$	2,843			$	2,737			$	5,580			$	3,030			$	5,604			$	5,604			$	42			$	42
Income producing - commercial real estate			10,019				702				9,317				10,019				1,488				12,478				12,478				48				48
Owner occupied - commercial real estate			2,998				2,207				791				2,998				350				2,741				2,741				-				-
Real estate mortgage – residential			310				310				-				310				-				433				433				-				-
Construction - commercial and residential			3,255				2,717				538				3,255				350				2,664				2,664				-				-
Home equity			-				-				-				-				-				-				-				-				-
Other consumer			94				-				94				94				50				110				110				-				-
Total		$	24,925			$	8,779			$	13,477			$	22,256			$	5,268			$	24,030			$	24,030			$	90			$	90
December 31, 2016
Commercial		$	8,296			$	2,532			$	3,095			$	5,627			$	2,671			$	12,620			$	12,755			$	79			$	191
Income producing - commercial real estate			14,936				5,048				9,888				14,936				1,943				16,742				17,533				54				198
Owner occupied - commercial real estate			2,483				1,691				792				2,483				350				2,233				2,106				-				13
Real estate mortgage – residential			555				555				-				555				-				246				249				-				-
Construction - commercial and residential			2,072				1,535				537				2,072				522				5,091				5,174				-				-
Home equity			-				-				-				-				-				78				89				-				-
Other consumer			126				-				126				126				113				42				32				2				4
Total		$	28,468			$	11,361			$	14,438			$	25,799			$	5,599			$	37,052			$	37,938			$	135			$	406
March 31, 2016
Commercial		$	17,305			$	1,165			$	11,996			$	13,161			$	2,922			$	12,920			$	12,920			$	16			$	16
Income producing - commercial real estate			19,905				5,143				14,762				19,905				868				13,012				13,012				58				58
Owner occupied - commercial real estate			1,724				461				1,263				1,724				360				1,739				1,739				-				-
Real estate mortgage – residential			257				257				-				257				-				293				293				-				-
Construction - commercial and residential			5,422				4,870				552				5,422				310				7,938				7,938				-				-
Home equity			122				-				122				122				88				142				142				-				-
Other consumer			-				-				-				-				-				11				11				-				-
Total		$	44,735			$	11,896			$	28,695			$	40,591			$	4,548			$	36,055			$	36,055			$	74			$	74

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Three Months Ended March 31, 2017
(dollars in thousands)		Number of Contracts				Commercial				Income Producing - Commercial Real Estate				Owner Occupied - Commercial Real Estate				Construction - Commercial Real Estate				Total
Troubled debt restructings
Restructured accruing			7			$	3,137			$	4,397			$	367			$	-			$	7,901
Restructured non-accruing			2				193				-				-				702				895
Total			9			$	3,330			$	4,397			$	367			$	702			$	8,796
Specific allowance						$	855			$	1,100			$	-			$	-			$	1,955
Restructured and subsequently defaulted						$	237			$	-			$	-			$	-			$	237

		For the Year Ended December 31, 2016
(dollars in thousands)		Number of Contracts				Commercial				Income Producing - Commercial Real Estate				Owner Occupied - Commercial Real Estate				Construction - Commercial Real Estate				Total
Troubled debt restructings
Restructured accruing			7			$	3,137			$	4,397			$	390			$	-			$	7,924
Restructured non-accruing			3				434				-				-				4,933				5,367
Total			10			$	3,571			$	4,397			$	390			$	4,933			$	13,291
Specific allowance						$	855			$	920			$	-			$	-			$	1,775
Restructured and subsequently defaulted						$	-			$	-			$	-			$	-			$	-

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