XML 50 R38.htm IDEA: XBRL DOCUMENT
v3.7.0.1

Loans and Allowance for Credit Losses (Details 1) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |  |
--- | --- | --- | --- | ---
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016
Beginning balance | $ 59,848 | $ 54,608 | $ 59,074 | $ 52,687 |  |
Loans charged-off | (973) | (1,999) | (1,673) | (3,405) |  |
Recoveries of loans previously charged-off | 606 | 39 | 683 | 323 |  |
Net loans (charged-off) recoveries | (367) | (1,960) | (990) | (3,082) |  |
Provision for credit losses | 1,566 | 3,888 | 2,963 | 6,931 |  |
Ending balance | 61,047 | 56,536 | 61,047 | 56,536 |  |
Individually evaluated for impairment |  |  |  |  | $ 5,925 | $ 5,219
Collectively evaluated for impairment |  |  |  |  | 55,122 | 51,317
Balance | 61,047 | 56,536 | 61,047 | 56,536 | 61,047 | 56,536
Commercial Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 14,583 | 13,622 | 14,700 | 11,563 |  |
Loans charged-off |  | (1,888) | (137) | (2,693) |  |
Recoveries of loans previously charged-off | 255 | 14 | 268 | 86 |  |
Net loans (charged-off) recoveries | 255 | (1,874) | 131 | (2,607) |  |
Provision for credit losses | (613) | 1,638 | (606) | 4,430 |  |
Ending balance | 14,225 | 13,386 | 14,225 | 13,386 |  |
Individually evaluated for impairment |  |  |  |  | 3,070 | 2,634
Collectively evaluated for impairment |  |  |  |  | 11,155 | 10,752
Balance | 14,225 | 13,386 | 14,225 | 13,386 | 14,225 | 13,386
Income Producing Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 21,384 | 15,794 | 21,105 | 14,122 |  |
Loans charged-off | (970) | (1) | (1,470) | (591) |  |
Recoveries of loans previously charged-off |  |  | 50 | 4 |  |
Net loans (charged-off) recoveries | (970) | (1) | (1,420) | (587) |  |
Provision for credit losses | 2,894 | 3,279 | 3,623 | 5,537 |  |
Ending balance | 23,308 | 19,072 | 23,308 | 19,072 |  |
Individually evaluated for impairment |  |  |  |  | 2,013 | 1,697
Collectively evaluated for impairment |  |  |  |  | 21,295 | 17,375
Balance | 23,308 | 19,072 | 23,308 | 19,072 | 23,308 | 19,072
Owner Occupied Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 4,026 | 3,931 | 4,010 | 3,279 |  |
Loans charged-off |  |  |  |  |  |
Recoveries of loans previously charged-off | 1 | 1 | 2 | 2 |  |
Net loans (charged-off) recoveries | 1 | 1 | 2 | 2 |  |
Provision for credit losses | 162 | 270 | 177 | 921 |  |
Ending balance | 4,189 | 4,202 | 4,189 | 4,202 |  |
Individually evaluated for impairment |  |  |  |  | 350 | 450
Collectively evaluated for impairment |  |  |  |  | 3,839 | 3,752
Balance | 4,189 | 4,202 | 4,189 | 4,202 | 4,189 | 4,202
Residential Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 1,106 | 1,051 | 1,284 | 1,268 |  |
Loans charged-off |  |  |  |  |  |
Recoveries of loans previously charged-off | 1 | 1 | 3 | 3 |  |
Net loans (charged-off) recoveries | 1 | 1 | 3 | 3 |  |
Provision for credit losses | (26) | 9 | (206) | (210) |  |
Ending balance | 1,081 | 1,061 | 1,081 | 1,061 |  |
Collectively evaluated for impairment |  |  |  |  | 1,081 | 1,061
Balance | 1,081 | 1,061 | 1,081 | 1,061 | 1,081 | 1,061
Construction Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 17,356 | 18,466 | 16,487 | 21,088 |  |
Loans charged-off |  |  |  |  |  |
Recoveries of loans previously charged-off | 342 | 8 | 345 | 204 |  |
Net loans (charged-off) recoveries | 342 | 8 | 345 | 204 |  |
Provision for credit losses | (971) | (1,450) | (105) | (4,268) |  |
Ending balance | 16,727 | 17,024 | 16,727 | 17,024 |  |
Individually evaluated for impairment |  |  |  |  | 350 | 350
Collectively evaluated for impairment |  |  |  |  | 16,377 | 16,674
Balance | 16,727 | 17,024 | 16,487 | 21,088 | 16,727 | 17,024
Home Equity Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 1,088 | 1,483 | 1,328 | 1,292 |  |
Loans charged-off |  | (92) |  | (96) |  |
Recoveries of loans previously charged-off | 2 | 7 | 3 | 8 |  |
Net loans (charged-off) recoveries | 2 | (85) | 3 | (88) |  |
Provision for credit losses | 126 | 158 | (115) | 352 |  |
Ending balance | 1,216 | 1,556 | 1,216 | 1,556 |  |
Individually evaluated for impairment |  |  |  |  | 90 | 88
Collectively evaluated for impairment |  |  |  |  | 1,126 | 1,468
Balance | 1,216 | 1,556 | 1,216 | 1,556 | 1,216 | 1,556
Other Consumer Portfolio Segment [Member] |  |  |  |  |  |
Beginning balance | 305 | 261 | 160 | 75 |  |
Loans charged-off | (3) | (18) | (66) | (25) |  |
Recoveries of loans previously charged-off | 5 | 8 | 12 | 16 |  |
Net loans (charged-off) recoveries | 2 | (10) | (54) | (9) |  |
Provision for credit losses | (6) | (16) | 195 | 169 |  |
Ending balance | 301 | 235 | 301 | 235 |  |
Individually evaluated for impairment |  |  |  |  | 52 |
Collectively evaluated for impairment |  |  |  |  | 249 | 235
Balance | $ 301 | $ 235 | $ 301 | $ 235 | $ 301 | $ 235

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of other addition (reduction) in allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=82894903&loc=d3e15032-111544 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=98514028&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_IncomeProducingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_HomeEquityPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OtherConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |