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Loans and Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2020 | Mar. 31, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Dec. 31, 2019
Unamortized net deferred fees | $ 33,000 |  |  | $ 33,000 |  | $ 25,200
Serving assets not reflected as loan balances | 94,000 |  |  | 94,000 |  | 99,000
Credit modification exposure |  |  |  | $ 851,000 |  |
Credit modification exposure percentage |  |  |  | 10.80% |  |
Financing receivable, net | $ 7,880,255 |  |  | $ 7,880,255 |  | 7,545,748
Interest on nonaccrual loans |  |  |  | $ 2,600 | $ 2,700 |
Loans secured by real estate (percent) | 79.00% |  |  | 79.00% |  |
Increase in allowance for credit losses | $ 6,589 |  | $ 3,186 | $ 40,498 | 10,146 |
Reserve for unfunded commitments | 5,092 |  |  | 5,092 |  | 0
Provision for credit losses utilizing the newly adopted methodology |  |  |  | 856 | 1,000 |
Net charge-offs | (5,170) |  | (1,552) | (14,555) | (6,370) |
Loans and leases receivable, net of deferred income | 7,880,255 |  |  | 7,880,255 |  | 7,545,748
ASU 2016-13 |  |  |  |  |  |
Increase in allowance for credit losses |  | $ 14,700 |  |  |  |
Reserve for unfunded commitments |  | $ 4,100 |  |  |  |
Criticized | ASU 2016-13 |  |  |  |  |  |
Provision for credit losses utilizing the newly adopted methodology | $ 6,600 |  |  | $ 40,700 |  |
ADC Loans |  |  |  |  |  |
Percent of ADC loan portfolio using interest reserves | 58.00% |  |  | 58.00% |  |
Financing receivable, net | $ 1,400,000 |  |  | $ 1,400,000 |  |
Home equity |  |  |  |  |  |
Financing receivable, net | 72,648 |  |  | 72,648 |  | 80,061
Increase in allowance for credit losses | (13) |  | (6) | 198 | (24) |
Net charge-offs | (92) |  |  | (92) |  |
Loans and leases receivable, net of deferred income | $ 72,648 |  |  | $ 72,648 |  | 80,061
Owner Occupied Commercial Real Estate and Construction |  |  |  |  |  |
Percent of loan portfolio | 14.00% |  |  | 14.00% |  |
Income Producing Commercial Real Estate and Real Estate Construction |  |  |  |  |  |
Percent of loan portfolio | 58.00% |  |  | 58.00% |  |
Maximum loan to value (percent) | 80.00% |  |  | 80.00% |  |
Income Producing Commercial Real Estate and Real Estate Construction | Minimum |  |  |  |  |  |
Minimum cash flow debt service coverage ratio | 1.15 |  |  | 1.15 |  |
Income Producing Commercial Real Estate and Real Estate Construction | Maximum |  |  |  |  |  |
Minimum cash flow debt service coverage ratio | 1.0 |  |  | 1.0 |  |
Commercial Real Estate and Real Estate Construction Loans |  |  |  |  |  |
Percent of loan portfolio | 73.00% |  |  | 73.00% |  |
Commercial |  |  |  |  |  |
Percent of loan portfolio | 19.00% |  |  | 19.00% |  |
Financing receivable, net | $ 1,524,613 |  |  | $ 1,524,613 |  | 1,545,906
Increase in allowance for credit losses | (712) |  | 1,617 | 14,716 | 3,734 |
Provision for credit losses utilizing the newly adopted methodology |  |  |  | 227 | 0 |
Net charge-offs | (142) |  | (1,584) | (7,216) | (1,422) |
Loans and leases receivable, net of deferred income | $ 1,524,613 |  |  | $ 1,524,613 |  | 1,545,906
Commercial | Minimum |  |  |  |  |  |
Loan period, preferred term |  |  |  | 5 years |  |
Commercial | Maximum |  |  |  |  |  |
Loan period |  |  |  | 10 years |  |
Loan period, preferred term |  |  |  | 7 years |  |
Amortization term |  |  |  | 25 years |  |
Commercial | SBA Loans |  |  |  |  |  |
Percent of loan portfolio | 1.00% |  |  | 1.00% |  |
Consumer Portfolio Segment |  |  |  |  |  |
Percent of loan portfolio | 1.00% |  |  | 1.00% |  |
Consumer Portfolio Segment | Land Acquisition Development and Construction Loans | Maximum |  |  |  |  |  |
Loan period |  |  |  | 24 months |  |
PPP loans |  |  |  |  |  |
Financing receivable, net | $ 456,115 |  |  | $ 456,115 |  |
Loans and leases receivable, net of deferred income | $ 456,115 |  |  | $ 456,115 |  | 0
PPP loans | SBA Loans |  |  |  |  |  |
Percent of loan portfolio | 6.00% |  |  | 6.00% |  |
Real estate mortgage residential |  |  |  |  |  |
Financing receivable, net | $ 82,385 |  |  | $ 82,385 |  | 104,221
Increase in allowance for credit losses | 321 |  | (3) | 615 | 384 |
Net charge-offs |  |  | 0 |  | 3 |
Loans and leases receivable, net of deferred income | $ 82,385 |  |  | $ 82,385 |  | $ 104,221
Real estate mortgage residential | Real Estate Loan |  |  |  |  |  |
Percent of loan portfolio | 1.00% |  |  | 1.00% |  |
Repricing duration |  |  |  | 17 months |  |
Real estate mortgage residential | Land Acquisition Development and Construction Loans | Maximum |  |  |  |  |  |
Loan period |  |  |  | 36 months |  |
Non-Performing Loans |  |  |  |  |  |
TDRs | $ 6,300 |  | $ 900 | $ 6,300 | $ 900 |

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