XML 67 R45.htm IDEA: XBRL DOCUMENT
v3.21.1

Loans and Allowance for Credit Losses - Narrative (Details) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2021 USD ($) contract loan | Mar. 31, 2020 USD ($) contract loan | Dec. 31, 2020 USD ($)
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Serving assets not reflected as loan balances | $ 127,000 |  | $ 124,000
CARES Act temporary modification, number of loans | loan | 58,000 |  |
Credit modification exposure | $ 143,000 |  |
Credit modification exposure percentage | 1.90% |  |
PPP loans, net | $ 7,424,619 |  | 7,650,633
Loans secured by real estate (percent) | 79.00% |  |
Increase in allowance for credit losses | $ (2,261) | $ 14,310 |
Provision for credit losses utilizing the newly adopted methodology | 3,523 | 1,007 |
Net charge-offs | $ (5,248) | $ (2,246) |
Number of TDR loans | contract | 8 | 13 |
Deferred commitment fee | $ 33,800 |  | $ 30,800
Criticized | ASU 2016-13 |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Provision for credit losses utilizing the newly adopted methodology | $ (2,400) | $ 14,300 |
ADC Loans |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of ADC loan portfolio using interest reserves | 59.40% |  |
PPP loans, net | $ 1,300,000 |  |
Home equity |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Increase in allowance for credit losses | (132) | (83) |
Net charge-offs | $ 0 | 0 |
Owner Occupied Commercial Real Estate and Construction |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 15.00% |  |
Income Producing Commercial Real Estate and Real Estate Construction |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 56.00% |  |
Maximum loan to value (percent) | 80.00% |  |
Income Producing Commercial Real Estate and Real Estate Construction | Minimum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Minimum cash flow debt service coverage ratio | 1.15 |  |
Income Producing Commercial Real Estate and Real Estate Construction | Maximum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Minimum cash flow debt service coverage ratio | 1.0 |  |
Commercial Real Estate and Real Estate Construction Loans |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 56.00% |  |
Commercial |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 19.00% |  |
Increase in allowance for credit losses | $ 1,186 | 7,553 |
Provision for credit losses utilizing the newly adopted methodology | 547 | 0 |
Net charge-offs | $ (4,054) | 69 |
Commercial | Minimum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Loan period, preferred term | 5 years |  |
Commercial | Maximum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Loan period | 10 years |  |
Loan period, preferred term | 7 years |  |
Amortization term | 25 years |  |
Commercial | SBA Loans |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 1.00% |  |
Consumer Portfolio Segment |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 1.00% |  |
Consumer Portfolio Segment | Land Acquisition Development and Construction Loans | Maximum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Loan period | 24 months |  |
PPP loans | SBA Loans |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 8.00% |  |
Real estate mortgage - residential |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Increase in allowance for credit losses | $ (101) | 113 |
Net charge-offs | $ 0 | $ 0 |
Real estate mortgage - residential | Real Estate Loan |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Percent of loan portfolio | 1.00% |  |
Repricing duration | 20 months 15 days |  |
Real estate mortgage - residential | Land Acquisition Development and Construction Loans | Maximum |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Loan period | 36 months |  |
Non-Performing Loans |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Number of loans subsequent defaults reclassified to non-performing | loan | 1,000 | 0 |
Performing Financial Instruments |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |
Number of TDR loans | contract | 5 |  |

X
- Definition Amortization period for loans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References No definition available. + Details
Name: | egbn_AmortizationTerm
Namespace Prefix: | egbn_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of credit modification exposure outstanding balance. + References No definition available. + Details
Name: | egbn_CreditModificationExposureOutstanding
Namespace Prefix: | egbn_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The percentage of credit modification exposure outstanding balance. + References No definition available. + Details
Name: | egbn_CreditModificationExposurePercentage
Namespace Prefix: | egbn_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Credit Modification, Temporary Modification, Number of Loans, CARES Act + References No definition available. + Details
Name: | egbn_CreditModificationTemporaryModificationNumberOfLoansCARESAct
Namespace Prefix: | egbn_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition This item represents the minimum debt service coverage. + References No definition available. + Details
Name: | egbn_DebtInstrumentCovenantComplianceCashFlowDebtServiceCoverageRatio
Namespace Prefix: | egbn_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Number of financing receivables outstanding that have been modified by troubled debt restructurings. + References No definition available. + Details
Name: | egbn_FinancingReceivableModificationsNumberOfContractOutstanding
Namespace Prefix: | egbn_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Period of time between origination and maturity of a loan, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References No definition available. + Details
Name: | egbn_LoanPeriod
Namespace Prefix: | egbn_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loan Period, Preferred Term + References No definition available. + Details
Name: | egbn_LoanPeriodPreferredTerm
Namespace Prefix: | egbn_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percent of all loans secured by real estate. + References No definition available. + Details
Name: | egbn_LoansSecuredByRealEstate
Namespace Prefix: | egbn_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Maximum percent of loan to value required by the Bank. + References No definition available. + Details
Name: | egbn_MaximumLoanToValuePercent
Namespace Prefix: | egbn_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Number of TDR loans that defaulted on their modified terms and reclassified to non-performing loans. + References No definition available. + Details
Name: | egbn_NumberOfLoansSubsequentDefaultsReclassifiedToNonperforming
Namespace Prefix: | egbn_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percent of loan portfolio. + References No definition available. + Details
Name: | egbn_PercentOfLoanPortfolio
Namespace Prefix: | egbn_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Percent of outstanding loans that provide for the use of interest reserves. + References No definition available. + Details
Name: | egbn_PercentOfLoanPortfolioUsingInterestReserves
Namespace Prefix: | egbn_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition The repricing duration of loans. + References No definition available. + Details
Name: | egbn_RepricingDurationPeriod
Namespace Prefix: | egbn_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable from change in methodology. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 11 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919244-210447 + Details
Name: | us-gaap_FinancingReceivableChangeInMethodCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of fee received for commitment to originate or purchase financing receivable where likelihood of commitment being exercised is remote. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6378536&loc=d3e10095-111533 + Details
Name: | us-gaap_FinancingReceivableDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableDisclosureLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 + Details
Name: | us-gaap_NotesReceivableNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122501-111745 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122501-111745 + Details
Name: | us-gaap_ServicingAssetAtFairValueAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_CriticizedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=egbn_ADCLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_HomeEquityPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OwnerOccupiedCommercialRealEstateAndConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_IncomeProducingCommercialRealEstateAndRealEstateConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_CommercialRealEstateAndRealEstateConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=egbn_SBALoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=egbn_LandAcquisitionDevelopmentAndConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_PaycheckProtectionProgramLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |