XML 61 R39.htm IDEA: XBRL DOCUMENT
v3.21.1

Loans and Allowance for Credit Losses - Detail activity in the allowance for credit losses by portfolio segment (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2021 | Mar. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | $ 109,579 | $ 73,658
Loans charged-off | (5,357) | (2,318)
Recoveries of loans previously charged-off | 109 | 72
Net loans (charged-off) recoveries | (5,248) | (2,246)
Provision for credit losses- loans | (2,261) | 14,310
Individually evaluated for impairment | 12,505 | 11,833
Collectively evaluated for impairment | 89,565 | 84,503
Ending Balance | 102,070 | 96,336
Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | 10,614
Commercial |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 26,569 | 18,832
Loans charged-off | (4,150) | 0
Recoveries of loans previously charged-off | 96 | 69
Net loans (charged-off) recoveries | (4,054) | 69
Provision for credit losses- loans | 1,186 | 7,553
Individually evaluated for impairment | 5,365 | 7,239
Collectively evaluated for impairment | 18,336 | 20,107
Ending Balance | 23,701 | 27,346
Commercial | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | 892
Income producing - commercial real estate |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 55,385 | 29,265
Loans charged-off | (1,000) | (550)
Recoveries of loans previously charged-off | 0 | 0
Net loans (charged-off) recoveries | (1,000) | (550)
Provision for credit losses- loans | (2,875) | 3,606
Individually evaluated for impairment | 5,734 | 1,903
Collectively evaluated for impairment | 45,776 | 41,648
Ending Balance | 51,510 | 43,551
Income producing - commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | 11,230
Owner occupied - commercial real estate |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 14,000 | 5,838
Loans charged-off | 0 | 0
Recoveries of loans previously charged-off | 0 | 0
Net loans (charged-off) recoveries | 0 | 0
Provision for credit losses- loans | 315 | (645)
Individually evaluated for impairment | 1,076 | 375
Collectively evaluated for impairment | 13,239 | 9,492
Ending Balance | 14,315 | 9,867
Owner occupied - commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | 4,674
Real estate mortgage - residential |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 1,020 | 1,557
Loans charged-off | 0 | 0
Recoveries of loans previously charged-off | 0 | 0
Net loans (charged-off) recoveries | 0 | 0
Provision for credit losses- loans | (101) | 113
Individually evaluated for impairment | 330 | 657
Collectively evaluated for impairment | 589 | 712
Ending Balance | 919 | 1,369
Real estate mortgage - residential | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | (301)
Construction - commercial and residential |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 11,529 | 17,485
Loans charged-off | (206) | (1,768)
Recoveries of loans previously charged-off | 0 | 0
Net loans (charged-off) recoveries | (206) | (1,768)
Provision for credit losses- loans | (640) | 3,767
Individually evaluated for impairment | 0 | 1,554
Collectively evaluated for impairment | 10,683 | 11,787
Ending Balance | 10,683 | 13,341
Construction - commercial and residential | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | (6,143)
Home equity |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 1,039 | 656
Loans charged-off | 0 | 0
Recoveries of loans previously charged-off | 0 | 0
Net loans (charged-off) recoveries | 0 | 0
Provision for credit losses- loans | (132) | (83)
Individually evaluated for impairment | 0 | 105
Collectively evaluated for impairment | 907 | 713
Ending Balance | 907 | 818
Home equity | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | 245
Other consumer |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Beginning balance | 37 | 25
Loans charged-off | (1) | 0
Recoveries of loans previously charged-off | 13 | 3
Net loans (charged-off) recoveries | 12 | 3
Provision for credit losses- loans | (14) | (1)
Individually evaluated for impairment | 0 | 0
Collectively evaluated for impairment | 35 | 44
Ending Balance | $ 35 | 44
Other consumer | Cumulative Effect, Period of Adoption, Adjustment |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Ending Balance |  | $ 17

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_IncomeProducingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_HomeEquityPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OtherConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |