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v3.22.1

Loans and Allowance for Credit Losses - Narrative (Details) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2022 USD ($) | Mar. 31, 2022 USD ($) | Mar. 31, 2022 USD ($) contract | Mar. 31, 2022 USD ($) loan | Mar. 31, 2022 USD ($) qtr | Mar. 31, 2021 USD ($) | Mar. 31, 2021 contract | Mar. 31, 2021 loan | Dec. 31, 2021 USD ($)
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Deferred commitment fee | $ 23,700 | $ 23,700 | $ 23,700 | $ 23,700 | $ 23,700 |  |  |  | $ 26,900
Servicing asset at fair value | 339,500 | 339,500 | 339,500 | 339,500 | 339,500 |  |  |  | 351,100
Loans, net | 7,042,302 | 7,042,302 | $ 7,042,302 | $ 7,042,302 | $ 7,042,302 |  |  |  | 6,990,633
Net charge-offs |  | 459 |  |  |  | $ 5,248 |  |  |
Number of TDR loans | contract |  |  | 7 |  |  |  | 8 |  |
Troubled debt restructured |  | 16,463 |  |  |  | 16,771 |  |  |
Restructured and subsequent defaulted |  | 6,342 |  |  |  | 6,443 |  |  |
Number of loans - restructured accruing |  |  | 5 | 1 |  |  | 5 | 1 |
Number of nonperforming restructured loans, charged off | qtr |  |  |  |  | 0 |  |  |  |
ADC Loans |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Loans, net | $ 1,500,000 | $ 1,500,000 | $ 1,500,000 | $ 1,500,000 | $ 1,500,000 |  |  |  |
Percent of ADC loan portfolio using interest reserves | 57.20% | 57.20% | 57.20% | 57.20% | 57.20% |  |  |  |
Income Producing Commercial Real Estate and Real Estate Construction | Minimum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Minimum cash flow debt service coverage ratio | 1.15 | 1.15 | 1.15 | 1.15 | 1.15 |  |  |  |
Income Producing Commercial Real Estate and Real Estate Construction | Maximum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Minimum cash flow debt service coverage ratio | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 |  |  |  |
Commercial |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Net charge-offs |  | $ 460 |  |  |  | 4,054 |  |  |
Troubled debt restructured |  | 1,016 |  |  |  | 1,258 |  |  |
Restructured and subsequent defaulted |  | 0 |  |  |  | 101 |  |  |
Commercial | Minimum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Loan period, preferred term | 5 years |  |  |  |  |  |  |  |
Commercial | Maximum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Loan period | 10 years |  |  |  |  |  |  |  |
Amortization term | 25 years |  |  |  |  |  |  |  |
Loan period, preferred term | 7 years |  |  |  |  |  |  |  |
Consumer Portfolio Segment | Land Acquisition Development and Construction Loans | Maximum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Loan period | 24 months |  |  |  |  |  |  |  |
Real estate mortgage - residential |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Net charge-offs |  | 0 |  |  |  | 0 |  |  |
Real estate mortgage - residential | Land Acquisition Development and Construction Loans | Maximum |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Loan period | 36 months |  |  |  |  |  |  |  |
Home equity |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Net charge-offs |  | 0 |  |  |  | 0 |  |  |
Non-Performing Loans |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Number of loans subsequent defaults reclassified to non-performing | loan |  |  |  | 2,000 |  |  |  | 1,000 |
Restructured and subsequent defaulted |  |  |  |  |  | $ 101 |  |  |
Performing Financial Instruments |  |  |  |  |  |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |  |  |  |  |  |
Number of TDR loans | contract |  |  | 5 |  |  |  |  |  |
Troubled debt restructured |  | 10,100 |  |  |  |  |  |  |
Troubled debt restructuring | $ 10,100 | $ 10,100 | $ 10,100 | $ 10,100 | $ 10,100 |  |  |  | $ 10,200

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