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Loans and Allowance for Credit Losses - Narrative (Details) $ in Thousands | 9 Months Ended |
--- | --- | ---
Sep. 30, 2024 USD ($) | Dec. 31, 2023 USD ($)
Loans and Leases Receivable Disclosure [Line Items] |  |
Deferred commitment cost | $ 20,700 | $ 27,000
Servicing asset at fair value | 56,000 | 328,000
Loans held for investment, net of allowance | 7,858,402 | $ 7,882,755
ADC Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, net of allowance | $ 1,800,000 |
Percent of ADC loan portfolio using interest reserves | 59.60% |
Income Producing Commercial Real Estate and Real Estate Construction |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Stress test assumption increase interest rates | 2.00% |
Minimum | Income Producing Commercial Real Estate and Real Estate Construction |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Minimum cash flow debt service coverage ratio | 1.15 |
Minimum | Commercial |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loan period, preferred term | 5 years |
Maximum | Real estate mortgage - residential | Land Acquisition Development and Construction Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loan period | 36 months |
Maximum | Consumer | Land Acquisition Development and Construction Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loan period | 24 months |
Maximum | Income Producing Commercial Real Estate and Real Estate Construction |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Minimum cash flow debt service coverage ratio | 1.0 |
Maximum | Commercial |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loan period | 10 years |
Loan period, preferred term | 7 years |
Amortization term | 25 years |

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