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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Matters  
Schedule of Regulatory Capital Requirements Under Banking Regulations
The actual capital amounts and ratios for the Company and Bank as of December 31, 2024 and 2023 are presented in the table below:
CompanyBank
Minimum Required
For Capital
Adequacy Purposes (1)
To Be Well
Capitalized
Under Prompt
Corrective Action
Regulations (2)
(dollars in thousands)Actual
Amount
RatioActual
Amount
Ratio
As of December 31, 2024            
CET1 capital (to risk weighted assets)$1,369,643 14.63 %$1,373,857 14.76 %7.00 %6.50 %
Total capital (to risk weighted assets)1,484,420 15.86 %1,488,635 16.00 %10.50 %10.00 %
Tier 1 capital (to risk weighted assets)1,369,643 14.63 %1,373,857 14.76 %8.50 %8.00 %
Tier 1 capital (to average assets)1,369,643 10.74 %1,373,857 10.82 %4.00 %5.00 %
As of December 31, 2023
CET1 capital (to risk weighted assets)$1,335,967 13.90 %$1,330,001 13.92 %7.00 %6.50 %
Total capital (to risk weighted assets)1,421,347 14.79 %1,415,381 14.81 %10.50 %10.00 %
Tier 1 capital (to risk weighted assets)1,335,967 13.90 %1,330,001 13.92 %8.50 %8.00 %
Tier 1 capital (to average assets)1,335,967 10.73 %1,330,001 10.72 %4.00 %5.00 %
(1)The risk-based ratios reflect the minimum requirement plus the capital conservation buffer of 2.500%.
(2)Applies to Bank only