XML 55 R43.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses - Narrative (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Unamortized net deferred fees $ 18,100 $ 18,800
Loans transfer from HFI to HFS 15,300  
Servicing asset 70,000 63,700
Net loans 7,813,837 $ 7,820,498
ADC Loans    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Net loans $ 1,800,000  
Percent of ADC loan portfolio using interest reserves 54.00%  
Income Producing Commercial Real Estate and Real Estate Construction    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Minimum cash flow debt service coverage ratio 1.15  
Stress test assumption increase interest rates 2.00%  
Maximum | Real estate mortgage - residential: | Land Acquisition Development and Construction Loans    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Loan term 36 months  
Maximum | Consumer | Land Acquisition Development and Construction Loans    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Loan term 24 months  
Maximum | Commercial    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Loan period 10 years  
Loan period, preferred term 7 years  
Amortization term 25 years  
Minimum | Commercial    
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]    
Loan period, preferred term 5 years