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Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Allowance for credit losses: |  |  |  |
Balance at beginning of period | $ 183,797 | $ 106,301 | $ 114,390 | $ 85,940
Loans charged-off | (141,051) | (5,380) | (236,748) | (29,496)
Recoveries of loans previously charged-off | 237 | 77 | 828 | 476
Net loans (charged-off) and recovered | (140,814) | (5,303) | (235,920) | (29,020)
Provision for (reversal of) credit losses | 113,245 | 10,869 | 277,758 | 54,947
Ending balance | 156,228 | 111,867 | 156,228 | 111,867
Commercial |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 16,171 | 21,011 | 16,293 | 17,824
Loans charged-off | (529) | (1,563) | (1,497) | (4,150)
Recoveries of loans previously charged-off | 221 | 53 | 436 | 220
Net loans (charged-off) and recovered | (308) | (1,510) | (1,061) | (3,930)
Provision for (reversal of) credit losses | 8,379 | 802 | 9,010 | 6,409
Ending balance | 24,242 | 20,303 | 24,242 | 20,303
Income producing - commercial real estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 135,211 | 53,251 | 65,375 | 40,050
Loans charged-off | (123,388) | 0 | (197,582) | (21,329)
Recoveries of loans previously charged-off | 0 | 0 | 329 | 185
Net loans (charged-off) and recovered | (123,388) | 0 | (197,253) | (21,144)
Provision for (reversal of) credit losses | 83,572 | 61 | 227,273 | 34,406
Ending balance | 95,395 | 53,312 | 95,395 | 53,312
Owner occupied - commercial real estate |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 14,634 | 15,641 | 19,295 | 14,333
Loans charged-off | (10,000) | (3,800) | (19,797) | (3,800)
Recoveries of loans previously charged-off | 16 | 24 | 63 | 71
Net loans (charged-off) and recovered | (9,984) | (3,776) | (19,734) | (3,729)
Provision for (reversal of) credit losses | 15,499 | 8,206 | 20,588 | 9,467
Ending balance | 20,149 | 20,071 | 20,149 | 20,071
Real estate mortgage - residential: |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 382 | 750 | 472 | 861
Loans charged-off | 0 | 0 | 0 | 0
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0
Net loans (charged-off) and recovered | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | (25) | (12) | (115) | (123)
Ending balance | 357 | 738 | 357 | 738
Construction - commercial and residential: |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 13,756 | 13,510 | 11,333 | 10,198
Loans charged-off | (7,134) | 0 | (17,837) | (129)
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0
Net loans (charged-off) and recovered | (7,134) | 0 | (17,837) | (129)
Provision for (reversal of) credit losses | 7,361 | 1,907 | 20,487 | 5,348
Ending balance | 13,983 | 15,417 | 13,983 | 15,417
Construction - C&I (Owner Occupied) |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 3,101 | 1,431 | 1,079 | 1,992
Loans charged-off | 0 | 0 | 0 | 0
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0
Net loans (charged-off) and recovered | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | (1,540) | (134) | 482 | (695)
Ending balance | 1,561 | 1,297 | 1,561 | 1,297
Home equity |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 510 | 677 | 515 | 657
Loans charged-off | 0 | 0 | 0 | 0
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0
Net loans (charged-off) and recovered | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | 5 | 23 | 0 | 43
Ending balance | 515 | 700 | 515 | 700
Other consumer |  |  |  |
Allowance for credit losses: |  |  |  |
Balance at beginning of period | 32 | 30 | 28 | 25
Loans charged-off | 0 | (17) | (35) | (88)
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0
Net loans (charged-off) and recovered | 0 | (17) | (35) | (88)
Provision for (reversal of) credit losses | (6) | 16 | 33 | 92
Ending balance | $ 26 | $ 29 | $ 26 | $ 29

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