XML 100 R44.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Allowance for credit losses:        
Balance at beginning of period $ 183,797 $ 106,301 $ 114,390 $ 85,940
Loans charged-off (141,051) (5,380) (236,748) (29,496)
Recoveries of loans previously charged-off 237 77 828 476
Net loans (charged-off) and recovered (140,814) (5,303) (235,920) (29,020)
Provision for (reversal of) credit losses 113,245 10,869 277,758 54,947
Ending balance 156,228 111,867 156,228 111,867
Commercial        
Allowance for credit losses:        
Balance at beginning of period 16,171 21,011 16,293 17,824
Loans charged-off (529) (1,563) (1,497) (4,150)
Recoveries of loans previously charged-off 221 53 436 220
Net loans (charged-off) and recovered (308) (1,510) (1,061) (3,930)
Provision for (reversal of) credit losses 8,379 802 9,010 6,409
Ending balance 24,242 20,303 24,242 20,303
Income producing - commercial real estate        
Allowance for credit losses:        
Balance at beginning of period 135,211 53,251 65,375 40,050
Loans charged-off (123,388) 0 (197,582) (21,329)
Recoveries of loans previously charged-off 0 0 329 185
Net loans (charged-off) and recovered (123,388) 0 (197,253) (21,144)
Provision for (reversal of) credit losses 83,572 61 227,273 34,406
Ending balance 95,395 53,312 95,395 53,312
Owner occupied - commercial real estate        
Allowance for credit losses:        
Balance at beginning of period 14,634 15,641 19,295 14,333
Loans charged-off (10,000) (3,800) (19,797) (3,800)
Recoveries of loans previously charged-off 16 24 63 71
Net loans (charged-off) and recovered (9,984) (3,776) (19,734) (3,729)
Provision for (reversal of) credit losses 15,499 8,206 20,588 9,467
Ending balance 20,149 20,071 20,149 20,071
Real estate mortgage - residential:        
Allowance for credit losses:        
Balance at beginning of period 382 750 472 861
Loans charged-off 0 0 0 0
Recoveries of loans previously charged-off 0 0 0 0
Net loans (charged-off) and recovered 0 0 0 0
Provision for (reversal of) credit losses (25) (12) (115) (123)
Ending balance 357 738 357 738
Construction - commercial and residential:        
Allowance for credit losses:        
Balance at beginning of period 13,756 13,510 11,333 10,198
Loans charged-off (7,134) 0 (17,837) (129)
Recoveries of loans previously charged-off 0 0 0 0
Net loans (charged-off) and recovered (7,134) 0 (17,837) (129)
Provision for (reversal of) credit losses 7,361 1,907 20,487 5,348
Ending balance 13,983 15,417 13,983 15,417
Construction - C&I (Owner Occupied)        
Allowance for credit losses:        
Balance at beginning of period 3,101 1,431 1,079 1,992
Loans charged-off 0 0 0 0
Recoveries of loans previously charged-off 0 0 0 0
Net loans (charged-off) and recovered 0 0 0 0
Provision for (reversal of) credit losses (1,540) (134) 482 (695)
Ending balance 1,561 1,297 1,561 1,297
Home equity        
Allowance for credit losses:        
Balance at beginning of period 510 677 515 657
Loans charged-off 0 0 0 0
Recoveries of loans previously charged-off 0 0 0 0
Net loans (charged-off) and recovered 0 0 0 0
Provision for (reversal of) credit losses 5 23 0 43
Ending balance 515 700 515 700
Other consumer        
Allowance for credit losses:        
Balance at beginning of period 32 30 28 25
Loans charged-off 0 (17) (35) (88)
Recoveries of loans previously charged-off 0 0 0 0
Net loans (charged-off) and recovered 0 (17) (35) (88)
Provision for (reversal of) credit losses (6) 16 33 92
Ending balance $ 26 $ 29 $ 26 $ 29