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Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Mar. 31, 2026 | Mar. 31, 2025 | Sep. 30, 2025
Allowance for credit losses: |  |  |
Balance at beginning of period | $ 159,604 | $ 114,390 | $ 114,390
Loans charged-off | (26,096) | (11,306) |
Recoveries of loans previously charged-off | 149 | 76 |
Net loans (charged-off) and recovered | (25,947) | (11,230) |
Provision for (reversal of) credit losses | 13,506 | 26,309 |
Ending balance | 147,163 | 129,469 |
Commercial |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 26,607 | 19,390 | 19,390
Loans charged-off | (11,533) | (270) |
Recoveries of loans previously charged-off | 87 | 53 |
Net loans (charged-off) and recovered | (11,446) | (217) |
Provision for (reversal of) credit losses | 11,130 | 1,489 |
Ending balance | 26,291 | 20,662 |
Income producing - commercial real estate |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 98,707 | 55,185 | 55,185
Loans charged-off | (11,557) | (6,170) |
Recoveries of loans previously charged-off | 38 | 0 |
Net loans (charged-off) and recovered | (11,519) | (6,170) |
Provision for (reversal of) credit losses | 981 | 12,922 |
Ending balance | 88,169 | 61,937 |
Owner occupied - commercial real estate |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 20,719 | 22,654 | 22,654
Loans charged-off | (2,926) | (4,862) |
Recoveries of loans previously charged-off | 24 | 23 |
Net loans (charged-off) and recovered | (2,902) | (4,839) |
Provision for (reversal of) credit losses | 180 | 9,057 |
Ending balance | 17,997 | 26,872 |
Real estate mortgage - residential: |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 339 | 610 | 610
Loans charged-off | (80) | 0 |
Recoveries of loans previously charged-off | 0 | 0 |
Net loans (charged-off) and recovered | (80) | 0 |
Provision for (reversal of) credit losses | 56 | 60 |
Ending balance | 315 | 670 |
Construction - commercial and residential: |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 11,171 | 14,585 | 14,585
Loans charged-off | 0 | 0 |
Recoveries of loans previously charged-off | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 |
Provision for (reversal of) credit losses | 1,432 | 2,306 |
Ending balance | 12,603 | 16,891 |
Construction - C&I (Owner Occupied) |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 1,515 | 1,282 | 1,282
Loans charged-off | 0 | 0 |
Recoveries of loans previously charged-off | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 |
Provision for (reversal of) credit losses | (391) | 398 |
Ending balance | 1,124 | 1,680 |
Home equity: |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 519 | 653 | 653
Loans charged-off | 0 | 0 | (206)
Recoveries of loans previously charged-off | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 |
Provision for (reversal of) credit losses | 112 | 71 |
Ending balance | 631 | 724 |
Other consumer |  |  |
Allowance for credit losses: |  |  |
Balance at beginning of period | 27 | 31 | $ 31
Loans charged-off | 0 | (4) |
Recoveries of loans previously charged-off | 0 | 0 |
Net loans (charged-off) and recovered | 0 | (4) |
Provision for (reversal of) credit losses | 6 | 6 |
Ending balance | $ 33 | $ 33 |

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