Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Mar. 31, 2026	Mar. 31, 2025
Interest Income
Interest and fees on loans	$ 109,566	$ 126,136
Interest and dividends on investment securities	9,646	11,912
Interest on balances with other banks and short-term investments	12,689	15,830
Total interest income	131,901	153,878
Interest Expense
Interest on deposits	66,181	77,211
Interest on customer repurchase agreements	0	260
Interest on other short-term borrowings	0	8,733
Interest on long-term borrowings	2,026	2,025
Total interest expense	68,207	88,229
Net Interest Income	63,694	65,649
Provision for (Reversal of) Credit Losses	13,382	26,255
Provision for (Reversal of) Credit Losses for Unfunded Commitments	(1,779)	(297)
Net Interest Income (Loss) After Provision for (Reversal of) Credit Losses	52,091	39,691
Noninterest Income
Service charges on deposits	1,732	1,743
Gain (loss) on sale of loans	3,550	0
Net gain (loss) on sale of investment securities	3	4
Increase in the cash surrender value of bank-owned life insurance	5,679	4,282
Other income	1,744	2,178
Total noninterest income	12,708	8,207
Noninterest Expense
Salaries and employee benefits	23,247	21,968
Premises and equipment expenses	2,533	3,203
Marketing and advertising	868	1,371
Data processing	4,204	3,978
Legal, accounting and professional fees	4,312	3,122
FDIC insurance	7,009	8,962
Other expenses	6,567	2,847
Total noninterest expense	48,740	45,451
Income (Loss) Before Income Tax Expense	16,059	2,447
Income Tax Expense (Benefit)	1,341	772
Net Income (Loss)	$ 14,718	$ 1,675
Earnings (Loss) Per Common Share
Basic (in dollars per share)	$ 0.48	$ 0.06
Diluted (in dollars per share)	$ 0.48	$ 0.06

Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from non transaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.

No definition available.