XML 61 R45.htm IDEA: XBRL DOCUMENT
v3.26.1

Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025 | Dec. 31, 2025
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | $ 147,163 | $ 129,469 | $ 159,604 | $ 114,390 | $ 114,390
Loans charged-off | (49,061) | (84,392) | (75,157) | (95,698) |
Recoveries of loans previously charged-off | 1,139 | 514 | 1,288 | 591 |
Net loans (charged-off) and recovered | (47,922) | (83,878) | (73,869) | (95,107) |
Provision for (reversal of) credit losses | 21,900 | 138,205 | 35,406 | 164,513 |
Ending balance | 121,141 | 183,796 | 121,141 | 183,796 | 159,604
Commercial |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 26,291 | 20,662 | 26,607 | 19,390 | 19,390
Loans charged-off | (2,388) | (698) | (13,921) | (968) |
Recoveries of loans previously charged-off | 34 | 162 | 122 | 215 |
Net loans (charged-off) and recovered | (2,354) | (536) | (13,799) | (753) |
Provision for (reversal of) credit losses | 4,736 | 8,829 | 15,865 | 10,318 |
Ending balance | 28,673 | 28,955 | 28,673 | 28,955 | 26,607
Income producing - commercial real estate |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 88,169 | 61,937 | 98,707 | 55,185 | 55,185
Loans charged-off | (37,970) | (68,025) | (49,527) | (74,195) |
Recoveries of loans previously charged-off | 1,086 | 329 | 1,123 | 329 |
Net loans (charged-off) and recovered | (36,884) | (67,696) | (48,404) | (73,866) |
Provision for (reversal of) credit losses | 17,539 | 99,965 | 18,521 | 112,887 |
Ending balance | 68,824 | 94,206 | 68,824 | 94,206 | 98,707
Owner occupied - commercial real estate |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 17,997 | 26,872 | 20,719 | 22,654 | 22,654
Loans charged-off | 0 | (4,935) | (2,926) | (9,797) |
Recoveries of loans previously charged-off | 13 | 23 | 37 | 47 |
Net loans (charged-off) and recovered | 13 | (4,912) | (2,889) | (9,750) |
Provision for (reversal of) credit losses | (824) | 5,222 | (644) | 14,278 |
Ending balance | 17,186 | 27,182 | 17,186 | 27,182 | 20,719
Real estate mortgage - residential: |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 315 | 670 | 339 | 610 | 610
Loans charged-off | 0 | 0 | (80) | 0 |
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 | (80) | 0 |
Provision for (reversal of) credit losses | (10) | 144 | 46 | 204 |
Ending balance | 305 | 814 | 305 | 814 | 339
Construction - commercial and residential: |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 12,603 | 16,891 | 11,171 | 14,585 | 14,585
Loans charged-off | (8,703) | (10,703) | (8,703) | (10,703) |
Recoveries of loans previously charged-off | 6 | 0 | 6 | 0 |
Net loans (charged-off) and recovered | (8,697) | (10,703) | (8,697) | (10,703) |
Provision for (reversal of) credit losses | 501 | 19,801 | 1,933 | 22,107 |
Ending balance | 4,407 | 25,989 | 4,407 | 25,989 | 11,171
Construction - C&I (Owner Occupied) |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 1,124 | 1,680 | 1,515 | 1,282 | 1,282
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | (12) | 3,889 | (403) | 4,287 |
Ending balance | 1,112 | 5,569 | 1,112 | 5,569 | 1,515
Home equity: |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 631 | 724 | 519 | 653 | 653
Loans charged-off | 0 | 0 | 0 | 0 | (206)
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0 |
Net loans (charged-off) and recovered | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | (26) | 308 | 86 | 379 |
Ending balance | 605 | 1,032 | 605 | 1,032 | 519
Other consumer |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Balance at beginning of period | 33 | 33 | 27 | 31 | 31
Loans charged-off | 0 | (31) | 0 | (35) |
Recoveries of loans previously charged-off | 0 | 0 | 0 | 0 |
Net loans (charged-off) and recovered | 0 | (31) | 0 | (35) |
Provision for (reversal of) credit losses | (4) | 47 | 2 | 53 |
Ending balance | $ 29 | $ 49 | $ 29 | $ 49 | $ 27

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477657/942-210-S45-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478478/942-210-S50-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477263/942-210-45-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 7: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 10: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 11: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 12: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase (decrease) in allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease (increase) in allowance for credit loss on financing receivable from writeoff (recovery). Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_IncomeProducingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_ConstructionCIOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_HomeEquityPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=egbn_OtherConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |