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Loans and Allowance for Credit Losses on Loans | 12 Months Ended
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Dec. 31, 2020
Allowance for Credit Losses on Loans |
Allowance for Credit Losses on Loans | 4) Loans and Allowance for Credit Losses on Loans ​ The allowance for credit losses on loans was calculated by pooling loans of similar credit risk characteristics and credit monitoring procedures. The loan portfolio is classified into eight segments of loans - commercial, commercial real estate – owner occupied, commercial real estate – non-owner occupied, land and construction, home equity, multifamily, residential mortgage and consumer and other. See Note 1 – Summary of Significant Accounting Polices - Allowance for Credit Losses on Loans for the summary of risk characteristics of each loan segment. ​ Loans by portfolio segment and the allowance for credit losses on loans were as follows for the periods indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, |  | December 31,
​ | ​ | 2020 |  | 2019
​ | ​ | (Dollars in thousands)
Loans held-for-investment: | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ | $ | 846,386 | ​ | $ | 603,345
Real estate: | ​ | ​ | ​ | ​ | ​ | ​
CRE - owner occupied | ​ | ​ | 560,362 | ​ | ​ | 548,907
CRE - non-owner occupied | ​ |  | 693,103 | ​ |  | 767,821
Land and construction | ​ |  | 144,594 | ​ |  | 147,189
Home equity | ​ |  | 111,885 | ​ |  | 151,775
Multifamily | ​ | ​ | 166,425 | ​ | ​ | 180,623
Residential mortgages | ​ | ​ | 85,116 | ​ | ​ | 100,759
Consumer and other | ​ |  | 18,116 | ​ |  | 33,744
Loans | ​ |  | 2,625,987 | ​ |  | 2,534,163
Deferred loan fees, net | ​ |  | (6,726) | ​ |  | (319)
Loans, net of deferred fees | ​ |  | 2,619,261 | ​ |  | 2,533,844
Allowance for credit losses on loans(1) | ​ |  | (44,400) | ​ |  | (23,285)
Loans, net | ​ | $ | 2,574,861 | ​ | $ | 2,510,559
​ | ​ | ​ | ​ | ​ | ​ | ​
(1)Allowance for credit losses on loans at December 31, 2020, Allowance for loan losses at December 31, 2019.
​ Changes in the allowance for credit losses on loans were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended December 31, 2020
​ | ​ | ​ | ​ | ​ | Owner | ​ | Non-owner | ​ | Land & | ​ | Home | ​ | Multi- | ​ | Residential | ​ | Consumer | ​ | ​ | ​
​ |  | Commercial |  | Occupied | ​ | Occupied |  | Construction | ​ | Equity | ​ | Family | ​ | Mortgage | ​ | and Other |  | Total
​ | ​ | (Dollars in thousands)
Beginning of period balance | ​ | $ | 10,453 | ​ | $ | 3,825 | ​ | $ | 3,760 | ​ | $ | 2,621 | ​ | $ | 2,244 | ​ | $ | 57 | ​ | $ | 243 | ​ | $ | 82 | ​ | $ | 23,285
Adoption of Topic 326 | ​ | ​ | (3,663) | ​ | ​ | 3,169 | ​ | ​ | 7,912 | ​ | ​ | (1,163) | ​ | ​ | (923) | ​ | ​ | 1,196 | ​ | ​ | 435 | ​ | ​ | 1,607 | ​ | ​ | 8,570
Balance at adoption on January 1, 2020 | ​ | ​ | 6,790 | ​ | ​ | 6,994 | ​ | ​ | 11,672 | ​ | ​ | 1,458 | ​ | ​ | 1,321 | ​ | ​ | 1,253 | ​ | ​ | 678 | ​ | ​ | 1,689 | ​ | ​ | 31,855
Charge-offs | ​ |  | (1,776) | ​ |  | — | ​ |  | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (104) | ​ |  | (1,880)
Recoveries | ​ |  | 998 | ​ |  | 1 | ​ |  | — | ​ | ​ | 70 | ​ | ​ | 93 | ​ | ​ | — | ​ | ​ | — | ​ |  | 30 | ​ |  | 1,192
Net (charge-offs) recoveries | ​ |  | (778) | ​ |  | 1 | ​ |  | — | ​ | ​ | 70 | ​ | ​ | 93 | ​ | ​ | — | ​ | ​ | — | ​ |  | (74) | ​ |  | (688)
Provision (credit) for credit losses on loans | ​ | ​ | 5,575 | ​ | ​ | 1,565 | ​ | ​ | 4,744 | ​ | ​ | 981 | ​ | ​ | (117) | ​ | ​ | 1,551 | ​ | ​ | 265 | ​ | ​ | (1,331) | ​ | ​ | 13,233
End of period balance | ​ | $ | 11,587 | ​ | $ | 8,560 | ​ | $ | 16,416 | ​ | $ | 2,509 | ​ | $ | 1,297 | ​ | $ | 2,804 | ​ | $ | 943 | ​ | $ | 284 | ​ | $ | 44,400
​ ​ Management’s methodology for estimating the allowance balance consists of several key elements, which include pooling loans with similar characteristics into segments and using a discounted cash flow calculation to estimate losses. The discounted cash flow model inputs include loan level cash flow estimates for each loan segment based on peer and bank historic loss correlations with certain economic factors. Management uses a four quarter forecast of each economic factor that is used for each loan segment and the economic factors are assumed to revert to the historic mean over an eight quarter period after the four quarter forecast period. The economic factors management has selected include the California unemployment rate, California gross state product, California home price index, and a national CRE value index. These factors are evaluated and updated occasionally and as economic conditions change. Additionally, management uses qualitative adjustments to the discounted cash flow quantitative loss estimates in certain cases when management has assessed an adjustment is necessary. These qualitative adjustments are applied by pooled loan segment and have been made for increased risk due to loan quality trends, collateral risk, or other risks management determines are not adequately captured in the discounted cash flow loss estimation. Specific allowances on individually evaluated loans are combined to the allowance on pools of loans with similar risk characteristics to derive to total allowance for credit losses on loans. ​ The increase in the allowance for credit loss and related provision during the year ended December 31, 2020 is primarily attributable to the change in projected economic conditions resulting from the COVID-19 pandemic, with elevated levels of unemployment being the most significant factor. Management has also considered other qualitative risks such as collateral values, concentrations of credit risk (geographic, large borrower, and industry), economic conditions, changes in underwriting standards, experience and depth of lending staff, trends in delinquencies, and the level of criticized loans to address asset-specific risks and current conditions that were not fully considered by the macroeconomic variables driving the quantitative estimate. ​ Changes in the allowance for loan losses were as follows: ​
​ ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended December 31, 2019
​ |  | Commercial |  | Real Estate | ​ | Consumer |  | Total
​ | ​ | (Dollars in thousands)
Beginning of period balance | ​ | $ | 17,061 | ​ | $ | 10,671 | ​ | $ | 116 | ​ | $ | 27,848
Charge-offs | ​ |  | (6,609) | ​ |  | — | ​ |  | (14) | ​ |  | (6,623)
Recoveries | ​ |  | 1,045 | ​ |  | 169 | ​ |  | — | ​ |  | 1,214
Net recoveries | ​ |  | (5,564) | ​ |  | 169 | ​ |  | (14) | ​ |  | (5,409)
Provision (credit) for loan losses | ​ |  | (1,044) | ​ | ​ | 1,910 | ​ | ​ | (20) | ​ |  | 846
End of period balance | ​ | $ | 10,453 | ​ | $ | 12,750 | ​ | $ | 82 | ​ | $ | 23,285
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended December 31, 2018
​ |  | Commercial |  | Real Estate | ​ | Consumer |  | Total
​ | ​ | (Dollars in thousands)
Beginning of period balance | ​ | $ | 10,608 | ​ | $ | 8,950 | ​ | $ | 100 | ​ | $ | 19,658
Charge-offs | ​ |  | (2,002) | ​ |  | — | ​ |  | (24) | ​ |  | (2,026)
Recoveries | ​ |  | 2,645 | ​ |  | 150 | ​ |  | — | ​ |  | 2,795
Net recoveries | ​ |  | 643 | ​ |  | 150 | ​ |  | (24) | ​ |  | 769
Provision for loan losses | ​ |  | 5,810 | ​ |  | 1,571 | ​ |  | 40 | ​ |  | 7,421
End of period balance | ​ | $ | 17,061 | ​ | $ | 10,671 | ​ | $ | 116 | ​ | $ | 27,848
​ The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, based on the impairment method as follows at year-end: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2019
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​
​ |  | Commercial |  | Real Estate |  | and other |  | Total
​ | ​ | (Dollars in thousands)
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending allowance balance attributable to loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 1,835 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,835
Collectively evaluated for impairment | ​ |  | 8,618 | ​ |  | 12,750 | ​ | ​ | 82 | ​ |  | 21,450
Total allowance balance | ​ | $ | 10,453 | ​ | $ | 12,750 | ​ | $ | 82 | ​ | $ | 23,285
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 4,810 | ​ | $ | 5,454 | ​ | $ | — | ​ | $ | 10,264
Collectively evaluated for impairment | ​ |  | 598,535 | ​ |  | 1,891,620 | ​ |  | 33,744 | ​ |  | 2,523,899
Total loan balance | ​ | $ | 603,345 | ​ | $ | 1,897,074 | ​ | $ | 33,744 | ​ | $ | 2,534,163
​ ​ The following table presents the amortized cost basis of nonaccrual loans and loans past due over 90 days and still accruing at December 31, 2020: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ |  | ​ | ​ | ​ | ​ | Restructured |  | ​
​ | ​ | Nonaccrual | ​ | Nonaccrual | ​ | ​ | and Loans | ​ | ​
​ | ​ | with no Specific | ​ | with Specific | ​ | ​ | over 90 Days | ​ | ​ | ​
​ | ​ | Allowance for | ​ | Allowance for | ​ | ​ | Past Due | ​ | ​ | ​
​ | ​ | Credit | ​ | Credit | ​ | ​ | and Still | ​ | ​
​ | ​ | Losses | ​ | Losses | ​ | ​ | Accruing | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial | ​ | $ | 752 | ​ | $ | 1,974 | ​ | $ | 81 | ​ | $ | 2,807
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Owner Occupied | ​ |  | 3,706 | ​ | ​ | — | ​ | ​ | — | ​ |  | 3,706
Home equity | ​ |  | 949 | ​ | ​ | — | ​ | ​ | — | ​ |  | 949
Consumer and other | ​ | ​ | 407 | ​ | ​ | ​ | ​ | ​ | — | ​ | ​ | 407
Total | ​ | $ | 5,814 | ​ | $ | 1,974 | ​ | $ | 81 | ​ | $ | 7,869
​ The following table presents nonperforming loans by class at December 31, 2019: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ |  | Restructured |  | ​
​ | ​ | ​ | ​ | and Loans | ​ | ​
​ | ​ | ​ | ​ | over 90 Days | ​ | ​ | ​
​ | ​ | ​ | ​ | Past Due | ​ | ​ | ​
​ | ​ | ​ | ​ | and Still | ​ | ​
​ | ​ | Nonaccrual | ​ | Accruing | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial | ​ | $ | 3,444 | ​ | $ | 1,153 | ​ | $ | 4,597
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE | ​ |  | 5,094 | ​ | ​ | — | ​ |  | 5,094
Home equity | ​ |  | 137 | ​ | ​ | — | ​ |  | 137
Total | ​ | $ | 8,675 | ​ | $ | 1,153 | ​ | $ | 9,828
​ The following tables presents the aging of past due loans by class for the periods indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, 2020
​ |  | 30 - 59 |  | 60 - 89 |  | 90 Days or |  | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | Days | ​ | Days | ​ | Greater | ​ | Total | ​ | ​ | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | Current | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial | ​ | $ | 3,524 | ​ | $ | 259 | ​ | $ | 392 | ​ | $ | 4,175 | ​ | $ | 842,211 | ​ | $ | 846,386
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Owner Occupied | ​ |  | 1,133 | ​ |  | — | ​ |  | 29 | ​ | ​ | 1,162 | ​ |  | 559,200 | ​ |  | 560,362
CRE - Non-Owner Occupied | ​ | ​ | — | ​ | ​ | 485 | ​ | ​ | — | ​ | ​ | 485 | ​ | ​ | 692,618 | ​ | ​ | 693,103
Land and construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 144,594 | ​ |  | 144,594
Home equity | ​ |  | — | ​ |  | — | ​ |  | ​ | ​ |  | — | ​ |  | 111,885 | ​ |  | 111,885
Multifamily | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 166,425 | ​ | ​ | 166,425
Residential mortgages | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 85,116 | ​ | ​ | 85,116
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | 407 | ​ |  | 407 | ​ |  | 17,709 | ​ |  | 18,116
Total | ​ | $ | 4,657 | ​ | $ | 744 | ​ | $ | 828 | ​ | $ | 6,229 | ​ | $ | 2,619,758 | ​ | $ | 2,625,987
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, 2019
​ |  | 30 - 59 |  | 60 - 89 |  | 90 Days or |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | Days | ​ | Days | ​ | Greater | ​ | Total | ​ | ​ | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | Current | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial | ​ | $ | 4,770 | ​ | $ | 2,097 | ​ | $ | 3,217 | ​ | $ | 10,084 | ​ | $ | 593,261 | ​ | $ | 603,345
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Owner Occupied | ​ |  | — | ​ |  | — | ​ |  | 5,094 | ​ | ​ | 5,094 | ​ |  | 543,813 | ​ |  | 548,907
CRE - Non-Owner Occupied | ​ | ​ | — | ​ |  | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 767,821 | ​ | ​ | 767,821
Land and construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 147,189 | ​ |  | 147,189
Home equity | ​ |  | — | ​ |  | 137 | ​ |  | — | ​ |  | 137 | ​ |  | 151,638 | ​ |  | 151,775
Multifamily | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 180,623 | ​ | ​ | 180,623
Residential mortgages | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 100,759 | ​ | ​ | 100,759
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 33,744 | ​ |  | 33,744
Total | ​ | $ | 4,770 | ​ | $ | 2,234 | ​ | $ | 8,311 | ​ | $ | 15,315 | ​ | $ | 2,518,848 | ​ | $ | 2,534,163
​ ​ Past due loans 30 days or greater totaled $6,229,000 and $15,315,000 at December 31, 2020 and December 31, 2019, respectively, of which $1,918,000 and $7,413,000 were on nonaccrual. At December 31, 2020, there were also $5,870,000 loans less than 30 days past due included in nonaccrual loans held-for-investment. At December 31, 2019, there were also $1,262,000 loans less than 30 days past due included in nonaccrual loans held-for-investment. Management’s classification of a loan as “nonaccrual” is an indication that there is reasonable doubt as to the full recovery of principal or interest on the loan. At that point, the Company stops accruing interest income, and reverses any uncollected interest that had been accrued as income. The Company begins recognizing interest income only as cash interest payments are received and it has been determined the collection of all outstanding principal is not in doubt. Credit Quality Indicators Concentrations of credit risk arise when a number of customers are engaged in similar business activities, or activities in the same geographic region, or have similar features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company’s loan portfolio is concentrated in commercial (primarily manufacturing, wholesale, and service) and real estate lending, with the remaining balance in consumer loans. While no specific industry concentration is considered significant, the Company’s lending operations are located in the Company’s market areas that are dependent on the technology and real estate industries and their supporting companies. Thus, the Company’s borrowers could be adversely impacted by a downturn in these sectors of the economy which could reduce the demand for loans and adversely impact the borrowers’ ability to repay their loans. ​ The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, and other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Pass loans generally include those loans that are expected to be repaid in accordance with contractual loans terms. Loans not categorized as pass are assigned a rating using the following definitions: ​ Special Mention. A Special Mention asset has potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in a deterioration of the repayment prospects for the asset or in the credit position at some future date. Special Mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. ​ Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that will jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. ​ Substandard-Nonaccrual. Loans classified as substandard-nonaccrual are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any, and it is probable that the Company will not receive payment of the full contractual principal and interest. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. In addition, the Company no longer accrues interest on the loan because of the underlying weaknesses. ​ Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. ​ Loss. Loans classified as loss are considered uncollectable or of so little value that their continuance as assets is not warranted. This classification does not necessarily mean that a loan has no recovery or salvage value; but rather, there is much doubt about whether, how much, or when the recovery would occur. Loans classified as loss are immediately charged off against the allowance for credit losses on loans. Therefore, there is no balance to report as of December 31, 2020 and December 31, 2019. ​ Loans may be reviewed at any time throughout a loan’s duration. If new information is provided, a new risk assessment may be performed if warranted. ​ The following table presents term loans amortized cost by vintage and loan grade classification, and revolving loans amortized cost by loan grade classification. The loan grade classifications are based on the Bank’s internal loan grading methodology. Loan grade categories for doubtful and loss rated loans are not included on the table below as there are no loans with those grades at December 31, 2020. The vintage year represents the period the loan was originated or in the case of renewed loans, the period last renewed. The amortized balance is the loan balance less any purchase discounts, and plus any loan purchase premiums. The loan categories are based on the loan segmentation in the Company's CECL reserve methodology based on loan purpose and type. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Revolving | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Loans | ​ | ​ | ​
​ | ​ | ​ | Term Loans Amortized Cost Basis by Originated Period | ​ | ​ | Amortized | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 2015 and | ​ | ​ | Cost | ​ | ​ | ​
​ | ​ | ​ | 2020 | ​ | ​ | 2019 | ​ | ​ | 2018 | ​ | ​ | 2017 | ​ | ​ | 2016 | ​ | ​ | Prior | ​ | ​ | Basis | ​ | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 431,369 | ​ | $ | 33,350 | ​ | $ | 21,154 | ​ | $ | 13,840 | ​ | $ | 7,341 | ​ | $ | 8,292 | ​ | $ | 296,286 | ​ | $ | 811,632
Special Mention | ​ | ​ | 15,720 | ​ | ​ | 716 | ​ | ​ | 1,301 | ​ | ​ | 953 | ​ | ​ | 713 | ​ | ​ | 170 | ​ | ​ | 1,937 | ​ | ​ | 21,510
Substandard | ​ | ​ | 4,036 | ​ | ​ | - | ​ | ​ | 19 | ​ | ​ | 758 | ​ | ​ | 2,396 | ​ | ​ | 73 | ​ | ​ | 3,236 | ​ | ​ | 10,518
Substandard-Nonaccrual | ​ | ​ | 2,106 | ​ | ​ | 56 | ​ | ​ | 36 | ​ | ​ | - | ​ | ​ | 115 | ​ | ​ | 26 | ​ | ​ | 387 | ​ | ​ | 2,726
Total | ​ | ​ | 453,231 | ​ | ​ | 34,122 | ​ | ​ | 22,510 | ​ | ​ | 15,551 | ​ | ​ | 10,565 | ​ | ​ | 8,561 | ​ | ​ | 301,846 | ​ | ​ | 846,386
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Owner Occupied: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 168,224 | ​ | ​ | 73,064 | ​ | ​ | 68,068 | ​ | ​ | 51,705 | ​ | ​ | 50,716 | ​ | ​ | 109,350 | ​ | ​ | 15,964 | ​ | ​ | 537,091
Special Mention | ​ | ​ | 3,151 | ​ | ​ | 2,568 | ​ | ​ | 4,128 | ​ | ​ | 783 | ​ | ​ | - | ​ | ​ | 2,569 | ​ | ​ | - | ​ | ​ | 13,199
Substandard | ​ | ​ | 2,561 | ​ | ​ | - | ​ | ​ | 400 | ​ | ​ | 2,954 | ​ | ​ | - | ​ | ​ | 451 | ​ | ​ | - | ​ | ​ | 6,366
Substandard-Nonaccrual | ​ | ​ | 3,678 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 28 | ​ | ​ | - | ​ | ​ | 3,706
Total | ​ | ​ | 177,614 | ​ | ​ | 75,632 | ​ | ​ | 72,596 | ​ | ​ | 55,442 | ​ | ​ | 50,716 | ​ | ​ | 112,398 | ​ | ​ | 15,964 | ​ | ​ | 560,362
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Non-Owner Occupied: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 166,550 | ​ | ​ | 128,361 | ​ | ​ | 68,796 | ​ | ​ | 99,816 | ​ | ​ | 57,422 | ​ | ​ | 150,683 | ​ | ​ | 1,926 | ​ | ​ | 673,554
Special Mention | ​ | ​ | 11,930 | ​ | ​ | - | ​ | ​ | 2,557 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 14,487
Substandard | ​ | ​ | 3,166 | ​ | ​ | - | ​ | ​ | 1,411 | ​ | ​ | - | ​ | ​ | 485 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 5,062
Substandard-Nonaccrual | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Total | ​ | ​ | 181,646 | ​ | ​ | 128,361 | ​ | ​ | 72,764 | ​ | ​ | 99,816 | ​ | ​ | 57,907 | ​ | ​ | 150,683 | ​ | ​ | 1,926 | ​ | ​ | 693,103
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Land and construction: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 114,932 | ​ | ​ | 22,054 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 1,343 | ​ | ​ | 4,906 | ​ | ​ | 143,235
Special Mention | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Substandard | ​ | ​ | 1,359 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 1,359
Substandard-Nonaccrual | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Total | ​ | ​ | 116,291 | ​ | ​ | 22,054 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 1,343 | ​ | ​ | 4,906 | ​ | ​ | 144,594
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Home equity: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 266 | ​ | ​ | - | ​ | ​ | 74 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 109,848 | ​ | ​ | 110,188
Special Mention | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Substandard | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 143 | ​ | ​ | 605 | ​ | ​ | 748
Substandard-Nonaccrual | ​ | ​ | 117 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 832 | ​ | ​ | 949
Total | ​ | ​ | 383 | ​ | ​ | - | ​ | ​ | 74 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 143 | ​ | ​ | 111,285 | ​ | ​ | 111,885
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Multifamily: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 31,481 | ​ | ​ | 39,183 | ​ | ​ | 17,248 | ​ | ​ | 24,572 | ​ | ​ | 16,235 | ​ | ​ | 30,751 | ​ | ​ | 880 | ​ | ​ | 160,350
Special Mention | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 5,186 | ​ | ​ | - | ​ | ​ | 5,186
Substandard | ​ | ​ | 889 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 889
Substandard-Nonaccrual | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Total | ​ | ​ | 32,370 | ​ | ​ | 39,183 | ​ | ​ | 17,248 | ​ | ​ | 24,572 | ​ | ​ | 16,235 | ​ | ​ | 35,937 | ​ | ​ | 880 | ​ | ​ | 166,425
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 12,798 | ​ | ​ | 10,048 | ​ | ​ | 3,246 | ​ | ​ | 7,324 | ​ | ​ | 28,115 | ​ | ​ | 15,568 | ​ | ​ | - | ​ | ​ | 77,099
Special Mention | ​ | ​ | 5,089 | ​ | ​ | - | ​ | ​ | 1,630 | ​ | ​ | - | ​ | ​ | ​ | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 6,719
Substandard | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 1,298 | ​ | ​ | - | ​ | ​ | 1,298
Substandard-Nonaccrual | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Total | ​ | ​ | 17,887 | ​ | ​ | 10,048 | ​ | ​ | 4,876 | ​ | ​ | 7,324 | ​ | ​ | 28,115 | ​ | ​ | 16,866 | ​ | ​ | - | ​ | ​ | 85,116
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer and other: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | ​ | 10 | ​ | ​ | 522 | ​ | ​ | 1,486 | ​ | ​ | 20 | ​ | ​ | 116 | ​ | ​ | 987 | ​ | ​ | 14,568 | ​ | ​ | 17,709
Special Mention | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Substandard | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Substandard-Nonaccrual | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 407 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 407
Total | ​ | ​ | 10 | ​ | ​ | 522 | ​ | ​ | 1,893 | ​ | ​ | 20 | ​ | ​ | 116 | ​ | ​ | 987 | ​ | ​ | 14,568 | ​ | ​ | 18,116
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total loans | ​ | $ | 979,432 | ​ | $ | 309,922 | ​ | $ | 191,961 | ​ | $ | 202,725 | ​ | $ | 163,654 | ​ | $ | 326,918 | ​ | $ | 451,375 | ​ | $ | 2,625,987
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Risk Grades:. | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 925,630 | ​ | $ | 306,582 | ​ | $ | 180,072 | ​ | $ | 197,277 | ​ | $ | 159,945 | ​ | $ | 316,974 | ​ | $ | 444,378 | ​ | $ | 2,530,858
Special Mention | ​ | ​ | 35,890 | ​ | ​ | 3,284 | ​ | ​ | 9,616 | ​ | ​ | 1,736 | ​ | ​ | 713 | ​ | ​ | 7,925 | ​ | ​ | 1,937 | ​ | ​ | 61,101
Substandard | ​ | ​ | 12,011 | ​ | ​ | - | ​ | ​ | 1,830 | ​ | ​ | 3,712 | ​ | ​ | 2,881 | ​ | ​ | 1,965 | ​ | ​ | 3,841 | ​ | ​ | 26,240
Substandard-Nonaccrual | ​ | ​ | 5,901 | ​ | ​ | 56 | ​ | ​ | 443 | ​ | ​ | - | ​ | ​ | 115 | ​ | ​ | 54 | ​ | ​ | 1,219 | ​ | ​ | 7,788
Grand Total | ​ | $ | 979,432 | ​ | $ | 309,922 | ​ | $ | 191,961 | ​ | $ | 202,725 | ​ | $ | 163,654 | ​ | $ | 326,918 | ​ | $ | 451,375 | ​ | $ | 2,625,987
​ The following table provides a summary of the loan portfolio by loan type and credit quality classification at December 31, 2019: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2019
​ |  | Nonclassified |  | Classified |  | Total
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ | $ | 599,143 | ​ | ​ | 4,202 | ​ | $ | 603,345
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE - Owner Occupied | ​ |  | 538,229 | ​ | ​ | 10,678 | ​ |  | 548,907
CRE - Non-Owner Occupied | ​ | ​ | 761,801 | ​ | ​ | 6,020 | ​ | ​ | 767,821
Land and construction | ​ |  | 144,108 | ​ | ​ | 3,081 | ​ |  | 147,189
Home equity | ​ |  | 149,131 | ​ | ​ | 2,644 | ​ |  | 151,775
Multifamily | ​ | ​ | 180,623 | ​ | ​ | — | ​ | ​ | 180,623
Residential mortgages | ​ | ​ | 100,262 | ​ | ​ | 497 | ​ | ​ | 100,759
Consumer and other | ​ |  | 28,287 | ​ | ​ | 5,457 | ​ |  | 33,744
Total | ​ | $ | 2,501,584 | ​ | $ | 32,579 | ​ | $ | 2,534,163
​ Nonclassified loans include those rated as Pass or Special Mention using the definitions listed above. Classified loans are those rated Substandard, Substandard-Nonaccrual, Doubtful and Loss, using those definitions. ​ The following table presents the amortized cost basis of collateral-dependent loans by loan classification at December 31, 2020: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | Collateral Type
​ | ​ | ​ | Real | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | Estate | ​ | ​ | Business | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | Property | ​ | ​ | Assets | ​ | ​ | Unsecured | ​ | ​ | Total
​ | ​ | (Dollars in thousands)
Commercial | ​ | $ | 29 | ​ | $ | 1,815 | ​ | $ | 130 | ​ | $ | 1,974
Total | ​ | $ | 29 | ​ | $ | 1,815 | ​ | $ | 130 | ​ | $ | 1,974
​ When management determines that foreclosures are probable, expected credit losses for collateral-dependent loans are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. For loans which foreclosure is not probable, but for which repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty, management has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, adjusted for selling costs as appropriate. The class of loan represents the primary collateral type associated with the loan. Significant quarter over quarter changes are reflective of changes in nonaccrual status and not necessarily associated with credit quality indicators like appraisal value. The following table details the allowance for loan losses and recorded investment in loans individually evaluated for impairment by loan classification as of December 31, 2019, as determined in accordance with ASC 310 prior to adoption of Topic 326: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​
​ |  | ​ |  | ​ |  | Allowance
​ | ​ | Unpaid | ​ | ​ | ​ | for Loan
​ | ​ | Principal | ​ | Recorded | ​ | Losses
​ | ​ | Balance | ​ | Investment | ​ | Allocated
​ | ​ | (Dollars in thousands)
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ | $ | 2,113 | ​ | $ | 2,113 | ​ | $ | —
Real estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
CRE | ​ |  | 5,094 | ​ |  | 5,094 | ​ |  | —
Home Equity | ​ |  | 360 | ​ |  | 360 | ​ |  | —
Total with no related allowance recorded | ​ |  | 7,567 | ​ |  | 7,567 | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ |  | 2,697 | ​ |  | 2,697 | ​ |  | 1,835
Total with an allowance recorded | ​ |  | 2,697 | ​ |  | 2,697 | ​ |  | 1,835
Total | ​ | $ | 10,264 | ​ | $ | 10,264 | ​ | $ | 1,835
​ The book balance of troubled debt restructurings at December 31, 2020 was $674,000, which included $468,000 of nonaccrual loans and $206,000 of accruing loans. The book balance of troubled debt restructurings at December 31, 2019 was $1,039,000, which included $590,000 of nonaccrual loans and $449,000 of accruing loans. Approximately $352,000 and $20,000 in specific reserves were established with respect to these loans as of December 31, 2020 and December 31, 2019. As of December 31, 2020 and December 31, 2019, the Company had no additional amounts committed on any loan classified as a troubled debt restructuring. The following table presents loans by class modified as troubled debt restructurings for the periods indicated: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | During the Year Ended
​ | ​ | ​ | December 31, 2020
​ | ​ | ​ | ​ | ​ | Pre-modification | ​ | ​ | Post-modification
​ | ​ | ​ | Number | ​ | ​ | Outstanding | ​ | ​ | Outstanding
​ | ​ | ​ | of | ​ | ​ | Recorded | ​ | ​ | Recorded
Troubled Debt Restructurings: |  | ​ | Contracts |  | ​ | Investment |  | ​ | Investment
​ | ​ | (Dollars in thousands)
Commercial | ​ | ​ | 15 | ​ | $ | 630 | ​ | $ | 630
Total | ​ | ​ | 15 | ​ | $ | 630 | ​ | $ | 630
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | During the Year Ended
​ | ​ | ​ | December 31, 2019
​ | ​ | ​ | ​ | ​ | Pre-modification | ​ | ​ | Post-modification
​ | ​ | ​ | Number | ​ | ​ | Outstanding | ​ | ​ | Outstanding
​ | ​ | ​ | of | ​ | ​ | Recorded | ​ | ​ | Recorded
Troubled Debt Restructurings: |  | ​ | Contracts |  | ​ | Investment |  | ​ | Investment
​ | ​ | (Dollars in thousands)
Commercial | ​ | ​ | 3 | ​ | $ | 591 | ​ | $ | 591
Total | ​ | ​ | 3 | ​ | $ | 591 | ​ | $ | 591
​ There were 15 new loans with total recorded investment of $630,000 that were modified as troubled debt restructurings during the year ended December 31, 2020. ​ During the twelve months ended December 31, 2020, there were debt restructurings in which the amount of principal or accrued interest owed from the borrower was forgiven or which resulted in a charge-off or change to the allowance for credit losses on loans. ​ A loan is considered to be in payment default when it is 30 days contractually past due under the modified terms. There were no defaults on troubled debt restructurings, within twelve months following the modification, during the years ended December 31, 2020 and 2019. ​ A loan that is a troubled debt restructuring on nonaccrual status may return to accruing status after a period of at least six months of consecutive payments in accordance with the modified terms. ​ On March 22, 2020, the Interagency Statement was issued by our banking regulators that encourages financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations due to the effects of COVID-19. Additionally, Section 4013 of the CARES Act further provides that a qualified loan modification is exempt by law from classification as a TDR as defined by GAAP, from the period beginning March 1, 2020 until the earlier of December 31, 2020 or the date that is 60 days after the date on which the national emergency concerning the COVID-19 outbreak declared by the President of the United States under the National Emergencies Act terminates. The Interagency Statement was subsequently revised in April 2020 to clarify the interaction of the original guidance with Section 4013 of the CARES Act, as well as setting forth the banking regulators’ views on consumer protection considerations. Section 541 of the Consolidated Appropriations Act extends this relief to the earlier of January 1, 2022 or 60 days after the national emergency termination date. ​ In accordance with such guidance, we are offering short-term modifications made in response to COVID-19 to borrowers who are current and otherwise not past due. These include short-term (180 days or less) modifications in the form of payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. The table below presents these loan deferrals by loan category: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Underlying Collateral | ​ | ​ | ​
​ | ​ | ​ | Business | ​ | ​ | Real | ​ | ​ | ​ | ​
​ | ​ | ​ | Assets | ​ | ​ | Estate | ​ | ​ | Total | ​
(in $000's, unaudited) | ​ | ​ | ​
Initial Deferments(1) | ​ | $ | - | ​ | $ | 1,573 | ​ | $ | 1,573 | ​
2nd Deferments(2) | ​ | ​ | 295 | ​ | ​ | 684 | ​ | ​ | 979 | ​
Total | ​ | $ | 295 | ​ | $ | 2,257 | ​ | $ | 2,552 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(1) Initial deferments were generally for 3 months
(2) 2nd deferments were for an additional 3 months
​

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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