<SEC-DOCUMENT>0001104659-26-054495.txt : 20260504
<SEC-HEADER>0001104659-26-054495.hdr.sgml : 20260504
<ACCEPTANCE-DATETIME>20260504083436
ACCESSION NUMBER:		0001104659-26-054495
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20260504
FILED AS OF DATE:		20260504
DATE AS OF CHANGE:		20260504

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			New Found Gold Corp.
		CENTRAL INDEX KEY:			0001840616
		STANDARD INDUSTRIAL CLASSIFICATION:	GOLD & SILVER ORES [1040]
		ORGANIZATION NAME:           	01 Energy & Transportation
		EIN:				000000000
		STATE OF INCORPORATION:			A1
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39966
		FILM NUMBER:		26934781

	BUSINESS ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		20 ADELAIDE ST. E
		STREET 2:		SUITE 603
		CITY:			TORONTO
		NON US STATE TERRITORY:  	CANADA
		PROVINCE COUNTRY:   	A6
		ZIP:			M5C 2T6
		BUSINESS PHONE:		845-535-1486

	MAIL ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		20 ADELAIDE STREET EAST
		STREET 2:		SUITE 603
		CITY:			TORONTO
		NON US STATE TERRITORY:  	CANADA
		PROVINCE COUNTRY:   	A6
		ZIP:			M5C 2T6
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>tm2613418d1_6k.htm
<DESCRIPTION>FORM 6-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Form&nbsp;6-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO
RULE 13a-16 OR 15d-16 UNDER THE<BR>
SECURITIES EXCHANGE ACT OF 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the month of <B>May&nbsp;2026</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Commission File Number: <B>001-39966</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; padding-right: 5.65pt; padding-left: 5.65pt; font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 24pt"><B>New Found Gold Corp.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">(Exact name of registrant as specified in its charter)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; padding-right: 5.65pt; padding-left: 5.65pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>1133 Melville Street, Suite&nbsp;3500<BR>
    Vancouver, British Columbia<BR>
    V6E 4E5 Canada</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Address of principal executive office)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
files or will file annual reports under cover Form&nbsp;20-F or 40-F:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Form&nbsp;20-F
</FONT><FONT STYLE="font-family: Wingdings">o</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif">Form&nbsp;40-F </FONT><FONT STYLE="font-family: Wingdings">&#120;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INCORPORATION BY REFERENCE</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibits 99.1 and 99.2 to this Form&nbsp;6-K are incorporated by reference
    as additional exhibits to the registrant&rsquo;s Registration Statement on <A HREF="https://www.sec.gov/Archives/edgar/data/1840616/000110465925052357/tm2515011d1_f10.htm">Form&nbsp;F-10 (File No.&nbsp;333-287547)</A>.</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><BR>
EXHIBIT&nbsp;INDEX</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 8%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; border-bottom: black 0.75pt solid"><B>Exhibit</B></P></TD>
    <TD STYLE="font-size: 10pt; width: 2%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 90%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: black 0.75pt solid"><B>Description</B></P></TD></TR>
  <TR>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; font-size: 10pt"><A HREF="tm2613418d1_ex99-1.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.1</FONT></A></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><A HREF="tm2613418d1_ex99-1.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Credit Agreement dated April&nbsp;20, 2026.</FONT></A></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; font-size: 10pt"><A HREF="tm2613418d1_ex99-2.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.2</FONT></A></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><A HREF="tm2613418d1_ex99-2.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Material Change Report.</FONT></A></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on behalf by the undersigned, thereunto
duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>NEW FOUND GOLD CORP.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Registrant)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date:</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; width: 43%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;4, 2026</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>/s/ Keith Boyle</I></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Keith Boyle</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 4; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>tm2613418d1_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 99.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NEW
FOUND GOLD CORP.<BR>
</B></FONT><B>as Borrower</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>MARITIME
RESOURCES CORP. and 2823988 ONTARIO CORP.<BR>
</B></FONT><B>each as a Guarantor</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>EDGEPOINT
INVESTMENT GROUP INC.</B></FONT><B><BR>
as Lender</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Cdn.$105,000,000<BR>
</B></FONT><B><FONT STYLE="font-size: 10pt">CREDIT AGREEMENT</FONT></B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>April&nbsp;20, 2026</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Credit Agreement &ndash; New Found Gold Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Table
of Contents</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;1 INTERPRETATION</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>1</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.1</FONT></TD>
    <TD STYLE="width: 78%"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">General Definitions</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Extended Meanings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">References to Agreements and Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reference to Statutes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.5 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Headings,&nbsp;etc.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.6 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Grammatical Variations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.7 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">References to Time and Time Periods</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.8 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Continuing</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.9 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Rounding</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.10 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Uniform Electronic Commerce Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;2 THE CREDIT FACILITY</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>35</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Establishment of the Credit Facility</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Availability and Advance Request</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;3 INTEREST AND FEE CALCULATIONS AND CHANGES IN CIRCUMSTANCES</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>35</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest and Fee Calculations and Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.4</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Illegality</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.5</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Withholding Taxes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;4 REPAYMENT AND PREPAYMENT</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>37</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repayment of the Credit Facility</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Optional Prepayments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mandatory Prepayments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Place of Payment of Principal,&nbsp;Interest and Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;5 CONDITIONS PRECEDENT</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>38</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions Precedent to Closing</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions Precedent to Advance of Tranche 1</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions Precedent to Advance of Tranche 2</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">41</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;6 equity</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>42</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity Subscription</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issuance and Exercise of Warrants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">US Securities Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">44</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulatory Filings, Exemptions or Other Actions.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">45</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;7 GUARANTEE</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>46</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Guarantee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Alternative Obligation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reinstatement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nature of Guarantee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.5 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Performance of Borrower&rsquo;s Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.6 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Guarantor&rsquo;s Obligations Unconditional</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.7 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Guarantee Unaffected by Judgment or Bankruptcy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">47</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.8 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">47</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.9 </FONT></TD>
    <TD STYLE="width: 78%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Requirement to Exhaust Recourse</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">47</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.10 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Payment of Guarantor&rsquo;s Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.11 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subordination, Postponement and Assignment of Claim</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.12 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Postponed Subrogation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.13 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insolvency</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.14 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Survival of Guarantee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.15 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Where Required to Be Several</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.16 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Additional Guarantors</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;8 SECURITY</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>49</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Initial Security</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Additional Security</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Registration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.4</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Further Assurances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;9 REPRESENTATIONS AND WARRANTIES</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>50</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Borrower Representations and Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repetition of Representations and Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Representations and Warranties of the Lender</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nature of Representations and Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">57</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;10 COVENANTS OF THE BORROWER</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>57</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reporting Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">57</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Affirmative Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">58</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.3</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Negative Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Financial Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;11 EVENTS OF DEFAULT</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>64</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.1</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Events of Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Termination and Acceleration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">66</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Anti-Money Laundering Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Article&nbsp;12 GENERAL</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>67</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.1 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Costs and Expenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.2 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Indemnification by the Borrower</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.3 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Application of Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.4 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Set-Off</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.5 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Rights in Addition</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.6 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certificate Evidence</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.7 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Evidence of Debt</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.8 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notices</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.9 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Successors and Assigns; Participations; Confidentiality</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.10 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Judgment Currency</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.11 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Surviving Claims</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.12</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Time of the Essence</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.13 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Governing Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.14 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Jurisdiction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.15</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agent Appointments Generally and Service of Process</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.16</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Limitation Period</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.17</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Invalidity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.18</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Changes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.19</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Entire Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.20</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">This Agreement to Govern</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.21 </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Execution</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3; Options: NewSection; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 86%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 1 FORM&nbsp;OF GUARANTOR JOINDER AGREEMENT</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>lxxviii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 2.4 FORM&nbsp;OF ADVANCE REQUEST</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>lxxxi</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 6.1 FORM&nbsp;OF WARRANT CERTIFICATE</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>lxxxii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 6.1(A)(V)&nbsp;LIST OF SECURITY DOCUMENTS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>xcvii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 9.3 TRANCHE 1 DRAWDOWN DATE REGISTRATIONS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>xcviii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.1 FORM&nbsp;OF COMPLIANCE CERTIFICATE</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>c</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.20 ORGANIZATIONAL CHART</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>cii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.23 MATERIAL CONTRACTS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>ciii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.25 ENVIRONMENTAL MATTERS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>civ</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.26 CONTINGENT LIABILITIES</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>cv</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.31 PROJECT AUTHORIZATIONS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>cvi</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 10.1.37 MINING RIGHTS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>cvii</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>Schedule 11.3.4 PERMITTED LIENS</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>cxxii</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 4; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>CREDIT
AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>THIS
AGREEMENT </B></FONT>is made as of April&nbsp;20, 2026.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>AMONG:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NEW
FOUND GOLD CORP.<BR>
</B></FONT><B>as Borrower</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>MARITIME
RESOURCES CORP. and 2823988 ONTARIO CORP.<BR>
</B></FONT><B>each as a Guarantor</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>EDGEPOINT
INVESTMENT GROUP INC.</B></FONT><B><BR>
as Lender</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>BACKGROUND:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower wishes to obtain, and the Lender wishes to provide, a </FONT>senior secured credit facility in the maximum aggregate amount of
Cdn.$105,000,000 (comprised of a Tranche 1 Funded Amount of Cdn.$70,000,000 and a Tranche 2 Funded Amount of Cdn.$35,000,000), subject
to and upon the terms and conditions set forth therein. This Agreement is intended to evidence in detail the terms and conditions applicable
thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NOW
THEREFORE</B></FONT> in consideration of the mutual obligations contained herein and for other consideration, the receipt and sufficiency
of which are acknowledged, the parties hereto hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;1<BR>
INTERPRETATION</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;General Definitions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Unless the context otherwise
requires, in this Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>2823988</B>&rdquo; means 2823988
Ontario Corp., a corporation incorporated under the laws of the Province of Ontario.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Acquisition</B>&rdquo;</FONT>
means an acquisition, directly or indirectly, of all or any part of the business of another person, including any line of business or
division or the assets comprised therein, in a single transaction or in a series of transactions, related or not, whether by way of acquisition
of assets or of Capital Stock or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Advance Request</B>&rdquo; means
a duly completed and signed notice from the Borrower requesting an Advance in the form of Schedule 2.4 (or in such other form to substantially
similar effect as the Lender may accept).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Advance</B>&rdquo; means any
amount of money or credit advanced, deemed advanced or to be advanced (as the context requires) by the Lender to the Borrower pursuant
to the Credit Facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Affiliate</B>&rdquo;
in relation to any person (the &ldquo;<U>relevant party</U>&rdquo;) means any other person (i)&nbsp;that, directly or indirectly, Controls,
is Controlled by or is under common Control with, the relevant party, (ii)&nbsp;that beneficially owns or Controls </FONT>50% or more
of the Voting Capital Stock, on an undiluted or a fully diluted basis, of the relevant party or (iii)&nbsp;of which 50% or more of the
Voting Capital Stock, on an undiluted basis or a fully diluted basis, is beneficially owned or Controlled by the relevant party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Agreement</B>&rdquo;
</FONT>means this credit agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Announcement
Date</B>&rdquo; means April&nbsp;</FONT>20, 2026, being the date of the news release to be issued by the Borrower in respect of this Agreement,
the Public Offering and related matters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Anti-Corruption Laws</B>&rdquo;
means Applicable Laws concerning or relating to bribery or corruption, including the United States <I>Foreign Corrupt Practices Act of
1977</I>, the <I>Freezing Assets of Corrupt Foreign Public Officials Act</I> (Canada), the <I>Corruption of Foreign Public Officials Act</I>
(Canada) and Part&nbsp;II of the Criminal Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Anti-Money Laundering Laws</B>&rdquo;
means (as the context requires) (i)&nbsp;the <I>Criminal Code</I> (Canada), the <I>Proceeds of Crime (Money Laundering) and Terrorist
Financing Act </I>(Canada) or the <I>United Nations Act</I> (Canada), including any regulations, guidelines or orders thereunder, (ii)&nbsp;U.S.
Anti-Money Laundering Laws or (iii)&nbsp;any other Applicable Laws concerning anti-money laundering, anti-terrorist financing, economic
sanction or &ldquo;know your client&rdquo; laws, whether within Canada or elsewhere, including any regulations, guidelines or orders thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Anti-Terrorism Laws</B>&rdquo;
means (as the context requires) (i)&nbsp;the PATRIOT ACT, (ii)&nbsp;the <I>Canadian Economic Sanctions and Export Control Laws</I>, the
<I>United Nations Act</I> (Canada), including the <I>Regulations Implementing the United Nations Resolutions on the Suppression of Terrorism</I>
(Canada), or the <I>United Nations Al-Qaida and Taliban Regulations</I> (Canada) promulgated under the <I>United Nations Act</I> (Canada)
or (iii)&nbsp;any other Applicable Laws concerning anti-terrorism laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Applicable Accounting Principles</B>&rdquo;
means generally accepted accounting principles from time to time approved by the Chartered Professional Accountants of Canada (or any
successor institute) and applied in accordance with IFRS, on a consistent basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Applicable
Law</B>&rdquo; means any international treaty, any treaty with </FONT>Indigenous peoples, any domestic or foreign constitution or any
multinational, federal, provincial, territorial, state, municipal, county or local statute, law, ordinance, code, rule, regulation or
order (including any consent decree or administrative order), applicable to, or any guideline or policy (the compliance with which guideline
or policy is generally regarded as mandatory by the person to whom it applies) or authorization of any governmental authority or arbitrator
or other decision-making authority having jurisdiction with respect to any specified person, property, transaction or event or any of
such person&rsquo;s assets, in each case having the force of law, and any order made in any proceeding to which the person in question
is a party or by which such person or any of its assets is bound.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Auditors</B>&rdquo;
means </FONT>KPMG LLP or such other nationally recognized firm of chartered professional accountants as the Borrower may designate from
time to time as its auditors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Bank Product Obligations</B>&rdquo;
means, at any time and from time to time, all Debt of the Borrower or any other Loan Party to any person (including, for certainty, Royal
Bank of Canada and Bank of Montreal), pursuant to or relating to any facilities or services related to cash management, including treasury,
depository, credit or debit card, purchase card, electronic funds transfer, cash pooling and other cash management arrangements and commercial
credit card and merchant card services provided to the Borrower or such other Loan Party by such person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Beneficial Ownership Certification</B>&rdquo;
means a certification regarding beneficial ownership as required by (i)&nbsp;the United States 31 CFR &sect; 1010.230 or (ii)&nbsp;analogous
or equivalent information required under Applicable Law in effect in Canada or any other foreign jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Beneficial Ownership Regulation</B>&rdquo;
means (i)&nbsp;the United States 31 CFR &sect; 1010.230 or (ii)&nbsp;analogous or equivalent information required under Applicable Law
in effect in Canada or any other foreign jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Blocking Law</B>&rdquo; means
the <I>Foreign Extraterritorial Measures Act</I> (Canada) including the Foreign Extraterritorial Measures (United States) Order, 1992.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Borrower</B>&rdquo;
means </FONT>New Found Gold Corp., a corporation continued under the laws of the Province of British Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Borrower&rsquo;s
Counsel</B>&rdquo; means (i)&nbsp;in the Provinces of </FONT>British Columbia and Ontario, Blake, Cassels&nbsp;&amp; Graydon LLP, (ii)&nbsp;in
each other relevant jurisdiction, such legal counsel of recognized local standing as the Borrower may designate as the Group&rsquo;s legal
counsel in each such jurisdiction and (iii)&nbsp;each additional or replacement legal counsel of recognized local standing as the Borrower
may designate from time to time as the Group&rsquo;s legal counsel.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Borrower&rsquo;s
Mineral Consent</B></FONT><FONT STYLE="font-size: 10pt">&rdquo; means the consent and acknowledgement agreement between the Borrower,
the Lender, and DEM, whereby DEM consents to, <FONT STYLE="font-family: Times New Roman, Times, Serif"><I>inter alia</I></FONT>, the granting
and registration of Security against the Borrower&rsquo;s Mining Rights</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Borrower&rsquo;s
Mining Rights</B>&rdquo; means all Mining Rights held by the Borrower, including those mineral licences issued pursuant to the Mineral
Act and listed on </FONT>Part&nbsp;1 of Schedule 10.1.37.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Business
Day</B>&rdquo; means a day which is not a Saturday or Sunday</FONT> and on which banks are generally open for commercial lending and foreign
exchange business in each of New York, New York, Vancouver, British Columbia and Toronto, Ontario and which is a U.S. Government Securities
Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Dollars</B>&rdquo;
or &ldquo;<B>Cdn.$</B>&rdquo; means dollars which are the lawful money of Canada.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Multiemployer Plan</B>&rdquo;
means a &ldquo;multiemployer pension plan&rdquo;, as such term is defined in the <I>Pension Benefits Act</I> (Ontario) or any similar
plan registered under pension standards legislation of another jurisdiction in Canada to which a Loan Party or any Affiliate of the Borrower
contributes for its employees or former employees employed in Canada.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Pension Plan</B>&rdquo;
means a pension plan or plan that is a &ldquo;registered pension plan&rdquo; as defined in the Tax Act or is subject to the funding requirements
of the <I>Pension Benefits Act</I> (Ontario), or any similar pension benefits standards legislation in any Canadian jurisdiction, and
which is maintained or contributed to by, or to which there is or may be an obligation to contribute by, any Loan Party, in respect of
its employees or former employees employed in Canada, but does not include a Canadian Multiemployer Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Sanctioned Person</B>&rdquo;
means any person that is a &ldquo;designated person&rdquo;, &ldquo;politically exposed foreign person&rdquo; or &ldquo;terrorist group&rdquo;
as described in any Canadian Sanctions laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Sanctions</B>&rdquo;
means any Canadian laws, regulations or orders governing transactions in controlled goods or technologies or dealings with countries,
entities, organizations, or individuals subject to economic sanctions and similar measures, including the <I>Special Economic Measures
Act</I> (Canada), the <I>United Nations Act</I> (Canada), the <I>Freezing Assets of Corrupt Foreign Officials Act, Part&nbsp;II.1 of the
Criminal Code</I>, (Canada) and the <I>Export and Import Permits Act</I> (Canada), and any related regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Canadian Securities Administrators</B>&rdquo;
means the securities regulatory authorities of all of the provinces and territories of Canada.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Capital Stock</B>&rdquo; means
common shares, Preferred Shares, partnership interests, trust units or other equivalent equity interests (howsoever designated) in a Firm.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Cash
Equivalents</B>&rdquo; means (i)&nbsp;United States Dollars, (ii)&nbsp;Canadian Dollars, (iii)&nbsp;the currency in any country where
a Loan Party carries on business so long as such country does not maintain exchange controls, such currency is freely convertible into
United States Dollars or Canadian Dollars and may be freely converted and remitted in Canadian Dollars or United States Dollars to Canada
(a &ldquo;<U>Freely Convertible Currency</U>&rdquo;) and the aggregate amount of such currency held by the entire Group does not exceed
its budgeted or anticipated current capital and operating expenditures attributable to operations in that country, (iv)&nbsp;debt securities
issued or directly and fully guaranteed or insured by the </FONT>United States or Canadian government or any agency or instrumentality
thereof with maturities of six (6)&nbsp;months or less from the date of acquisition, and (v)&nbsp;certificates of deposit and time deposits
with maturities of one year or less from the date of acquisition, bankers&rsquo; acceptances with maturities not exceeding six (6)&nbsp;months
and overnight bank deposits, in each case with any commercial bank incorporated in the United States of America, Canada or any other jurisdiction
in which a Loan Party carries on business (so long as the currency of such country is a Freely Convertible Currency) having, in the case
of such commercial bank, a minimum credit rating of BBB- (or equivalent) from a recognized credit rating agency or with the Lender or
an Affiliate of the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Cash Interest Expense</B>&rdquo;
of a Firm for any period means Interest Expense of that Firm to the extent such amounts are paid in cash for such period, excluding, without
duplication, in any event (i)&nbsp;pay-in-kind Interest Expense or other non-cash Interest Expense (including as a result of the effects
of purchase accounting), (ii)&nbsp;to the extent included in Interest Expense, the amortization or write-off of any financing fees, discounts
or premiums paid by, or on behalf of, the Borrower or any Subsidiary, including such fees paid in connection with the Transactions, and
(iii)&nbsp;the amortization of debt discounts, if any, or fees in respect of Derivatives hedging interest expense on Debt; provided that,
Cash Interest Expense shall exclude any one time financing fees, including those paid in connection with the Transactions or any amendment
of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Certificate</B>&rdquo; from
any Firm means a written certificate from that Firm signed by a Responsible Officer of that Firm.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Change in Control</B>&rdquo;
means the consummation of any transaction or event, including any consolidation, business combination, arrangement, amalgamation or merger
or any issue, transfer or acquisition of securities, the result of which is that (a)&nbsp;any other person or group of other persons acting
jointly or in concert for purposes of such transaction or event (i)&nbsp;becomes the beneficial owners, directly or indirectly, of more
than 50% of the votes attached to the voting securities of the Borrower or (ii)&nbsp;otherwise acquires Control, directly or indirectly,
of the Borrower, and including by acting with a group of other persons, of the Borrower, including through the occupation of a majority
of the seats (other than the vacant seats) on the board of the Borrower by individuals who were neither (A)&nbsp;nominated by the board
of the Borrower nor (B)&nbsp;appointed, approved or endorsed by members of the board of the Borrower, or (b)&nbsp;the Borrower ceases
to, directly or indirectly, own 100% of the voting securities of Maritime and 2823988.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Change
in Law</B>&rdquo; means any change in, or the coming into effect of, any Applicable Law after the date of this Agreement, or any change
in the interpretation, administration or application thereof by any governmental authority after the date of this Agreement. Notwithstanding
the foregoing, (i)&nbsp;the <I>Dodd-Frank Wall Street Reform and Consumer Protection Act</I> and all requests, rules, guidelines or directives
thereunder or issued in connection therewith and (ii)&nbsp;all requests, rules, guidelines or directives promulgated by the Bank for International
Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority), the United States regulatory authorities
or any applicable Canadian or other foreign governmental authority (including the Office of the Superintendent of Financial </FONT>Institutions
(Canada)), in each case pursuant to Basel&nbsp;III, shall, in each case, be treated as a Change in Law regardless of the date enacted,
adopted or issued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Closing</B>&rdquo; means the
time when the Lender confirms to the Borrower that each of the conditions precedent set forth in Section&nbsp;5.1 have been met or (to
the extent not met) waived by the Lender to permit closing of the financing contemplated hereby to take place.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Closing
Date</B>&rdquo; means April&nbsp;</FONT>20, 2026.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Collateral</B>&rdquo;
means all </FONT>present and after-acquired assets and property of every kind and description, whether real, personal or mixed, tangible
or intangible, in or to which any Loan Party now or hereafter has any right, title or interest, and which is subject to (or intended by
the express or implied terms of any Loan Document to be subject to) the Security, including without limitation all proceeds and products
thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Commitment</B>&rdquo; means
the maximum amount of the Credit Facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Compliance
Certificate</B>&rdquo; in respect of each </FONT>Fiscal Quarter ending after the Closing Date, means a duly completed and signed Certificate
from the Borrower substantially in the form attached as Schedule 10.1.1 (or in such other form to substantially similar effect as the
Lender may accept) setting out, among other things, a statement for that Fiscal Quarter of the calculations of the financial tests set
out in Section&nbsp;10.4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Confirmation</B>&rdquo; has
the meaning ascribed thereto in Section&nbsp;5.3(a)(iii).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Consolidated Cash Balance</B>&rdquo;
means the cash balance of the Group on a combined, consolidated basis for the applicable period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Consolidated Working Capital
Balance</B>&rdquo; means the Working Capital balance of the Group on a combined, consolidated basis for the applicable period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Constating Documents</B>&rdquo;
in relation to a Firm means the articles, certificate of incorporation, continuation or amalgamation, any unanimous shareholder agreement,
the limited liability, operating or members&rsquo; agreement or the partnership agreement, declaration of trust or equivalent documents
governing the incorporation or formation, capacity, powers, assets and affairs of that Firm; together, in each case, with the by-laws
or other documents, regulating the organization, Control or internal management of that Firm.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Contaminant</B>&rdquo; means
any solid, liquid, gas, odour, heat, sound, vibration, radiation or combination of any of them that may (i)&nbsp;impair the quality of
the Environment for any use that can be made of it, (ii)&nbsp;injure or damage property or plant or animal life, (iii)&nbsp;harm or materially
discomfort any individual, (iv)&nbsp;adversely affect the health of any individual, (v)&nbsp;impair the safety of any individual, (vi)&nbsp;render
any property or plant or animal life unfit for use by man, (vii)&nbsp;cause loss of enjoyment of normal use of property, or (viii)&nbsp;interfere
with the normal course of business, and includes any &ldquo;pollutant&rdquo;, &ldquo;hazardous substance&rdquo; or &ldquo;hazardous material&rdquo;
within the meaning assigned to such term in any Environmental Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Contested Tax Proceedings</B>&rdquo;
means proceedings in respect of a Tax claim which are being contested in good faith by a Loan Party by appropriate proceedings, in respect
of which adequate reserves in accordance with Applicable Accounting Principles have been recorded in the consolidated accounts and financial
statements of such Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Control</B>&rdquo; when used
with respect to any Firm means the power to direct the management and policies of that Firm, directly or indirectly, whether through ownership
of Voting Capital Stock, by voting trust or other agreement or otherwise. Control of a general partner of a limited partnership shall
be deemed to be Control of that limited partnership.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ldquo;<B>Corporate
Organization Chart</B>&rdquo; means the Corporate Organization Chart attached hereto as </FONT>Schedule 10.1.20<FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Credit
Facility</B>&rdquo; means the </FONT>senior secured credit facility being made hereunder consisting of Tranche 1 and Tranche 2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Currency
Hedge</B>&rdquo; </FONT>means any spot, forward, swap or other derivative transaction entered into by a Firm in the ordinary course of
business for the purpose of hedging or mitigating foreign exchange risk (and not for speculative purposes) arising in connection with
the operations or investments of such Firm.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Current Assets</B>&rdquo; of
a Firm at any time means the sum on a consolidated basis (without duplication) of all assets that would, in accordance with Applicable
Accounting Principles, be classified on a consolidated balance sheet of that Firm as current assets at that time, other than amounts related
to current or deferred Taxes based on income or profits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Current Liabilities</B>&rdquo;
of a Firm at any time means on a consolidated basis all liabilities that would, in accordance with Applicable Accounting Principles, be
classified on a consolidated balance sheet of that Firm as current liabilities at that time, excluding (u)&nbsp;the current portion of
any Debt, (v)&nbsp;accruals of Interest Expense (excluding Interest Expense that is due and unpaid), (w)&nbsp;accruals for current or
deferred Taxes based on income or profits, (x)&nbsp;accruals, if any, of transaction costs resulting from the Transactions and any Permitted
Investments, (y)&nbsp;accruals of any costs or expenses related to (i)&nbsp;severance or termination of employees prior to the Closing
Date, or (ii)&nbsp;bonuses, pension and other post-retirement benefit obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Debt</B>&rdquo;
of any person at any time means obligations of such person to pay (in whole or in part) (i)&nbsp;liabilities which, in accordance with
Applicable Accounting Principles, would be classified upon the consolidated or unconsolidated statement of financial position or balance
sheet of that person prepared as at such time as indebtedness for borrowed money, including bank indebtedness, long-term debt, Right of
Use Liabilities and indebtedness to Affiliates and other financial indebtedness, (ii)&nbsp;amounts payable, actual or contingent, primary,
secondary or by way of guarantee, matured or unmatured, under, by reason of or otherwise in respect of, any bankers&rsquo; acceptance,
(iii)&nbsp;amounts payable, actual or contingent, primary, secondary or by way of guarantee, matured or unmatured, under, by reason of
or otherwise in respect of any sale of promissory notes, sale of accounts, factoring, securitization or discounting arrangement to the
extent recourse to such person or any Affiliate of it exists to recover such amounts payable, (iv)&nbsp;the principal amount of, and any
premiums and capitalized interest payable in respect of, indebtedness for the deferred purchase price of property or services, (v)&nbsp;the
repurchase amount payable under any repurchase transaction, (vi)&nbsp;the principal amount of, and any premiums and capitalized interest
payable in respect of, indebtedness payable under or in respect of any Lien upon any property acquired (whether or not assumed), (vii)&nbsp;the
amount by which the sale amount exceeds the purchase amount under any reverse repurchase transaction, (viii)&nbsp;to the extent due and
owing, any out-of-the-money Derivative Exposure under any Derivative, (ix)&nbsp;amounts payable, actual or contingent, primary, secondary
or by way of guarantee, matured or unmatured, under, by reason of or otherwise in respect of, any (A)&nbsp;standby credit, bank guarantee
or performance bond, (B)&nbsp;any liability under any sale and leaseback transaction which does not create a liability on the consolidated
statement of financial position of such person prepared in accordance with Applicable Accounting Principles, or (C)&nbsp;any liability
under any so-called &ldquo;synthetic&rdquo; lease transaction, (D)&nbsp;Earn-Outs and (E)&nbsp;any obligations arising with respect to
any other transaction which is the functional equivalent of or takes the place of Advance but which does not constitute a liability on
the unconsolidated balance sheet of such person, prepared in accordance with Applicable Accounting Principles, (x)&nbsp;amounts payable
under convertible debentures and other like instruments, whether or not they would, in accordance with Applicable Accounting Principles,
be included in shareholders&rsquo; equity in the unconsolidated statement of financial position (or equivalent) of such person, (xi)&nbsp;the
redemption or retraction price of any Preferred Shares and (xii)&nbsp;any amount payable under any direct or indirect guarantee of any
amount of the nature described in any of Clauses&nbsp;(i)&nbsp;to (xi)&nbsp;above; provided, however, that reserves for deferred taxes
or general contingencies, current trade payables which are payable on customary or usual trade terms, current expenses (other than interest
expense) accrued in the ordinary course of business and current payments under operating leases, for any current fiscal period, customer
advance payments and deposits received in the ordinary course of conducting business, and (notwithstanding anything to the contrary herein
or in the definition of &ldquo;Right of Use Liabilities&rdquo;) lease liabilities</FONT> that were treated as operating leases for purposes
of IFRS as of December&nbsp;31, 2018 (inclusive of any future leases of the same type) are not Debt. Wherever in this Agreement the amount
of any Debt is required to be determined or measured, the amount of any Debt referred to in any of sub-clauses&nbsp;(ix)(A), (B), (C)&nbsp;or
(D)&nbsp;above shall be equal to the amount obtained by aggregating the present values of each amount payable under or otherwise in respect
thereof at the discount rate equivalent to the implied rate of interest that would be applied under Applicable Accounting Principles to
a Right of Use Asset when recording that Right of Use Asset on an unconsolidated statement of financial position (or equivalent).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Default</B>&rdquo; means any
Event of Default or any default, breach, failure, event, state or condition which, unless remedied or waived, with the lapse of time,
giving of notice, making of a determination, or any combination thereof or otherwise, would constitute or would reasonably be expected
to result in the occurrence of an Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Default Rate</B>&rdquo; means
the rate of interest payable pursuant to Subsection&nbsp;3.1.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Defined Benefit Plan</B>&rdquo;
means a pension plan registered under the Tax Act, the <I>Pension Benefits Act</I> (Ontario) or any other applicable pension standards
legislation which contains a &ldquo;defined benefit provision&rdquo;, as such term is defined in subsection 147.1(1)&nbsp;of the Tax Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>DEM</B></FONT>&rdquo;
means the Department of Energy and Mines of the Government of Newfoundland and Labrador.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Derivative</B>&rdquo; means
any transaction now existing or hereafter entered into which is an interest rate swap, cap, floor or collar, interest rate forward, future
or option contract, cross-currency interest rate swap or interest rate future or option, a spot or forward foreign exchange contract or
any other transaction the value of which is derived from interest rates, foreign exchange, debt obligations, equities, commodities or
other indices.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Derivative Agreement</B>&rdquo;
means any agreement (whether in the form of an ISDA Master Agreement or otherwise) now existing or hereafter entered into governing the
terms and conditions applicable to one or more Derivatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Derivative Exposure</B>&rdquo;
in relation to any Firm (the &ldquo;<U>relevant party</U>&rdquo;) at any time means the amount (after giving effect to all set-offs provided
for under any Derivative Agreement) which is or (as the case may be) would be payable by or to the relevant party pursuant to such Derivative
Agreement entered into by the relevant party and that counterparty and in effect at that time if those Derivatives have been or (as the
case may be) were to be terminated at that time as the result of the default of the relevant party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Discharge Date</B>&rdquo; means
the date (i)&nbsp;all Advances have been repaid in full, and (ii)&nbsp;all other Secured Obligations (other than in respect of contingent
indemnification and expense reimbursement claims and other contingent obligations for which no unsatisfied demand for payment exists)
have been paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Distribution</B>&rdquo; in relation
to any Firm means (i)&nbsp;the retirement, redemption, retraction, purchase, or other acquisition by that Firm or any Affiliate of it
of any of that Firm&rsquo;s Capital Stock, (ii)&nbsp;the declaration or payment of any dividend, return of capital or other distribution
(in cash, securities or other property, or otherwise), on or in respect of, that Firm&rsquo;s Capital Stock, (iii)&nbsp;the payment of
any management, consulting or similar type of fee by that Firm to any Affiliate of it, and (iv)&nbsp;any other payment or distribution
(in cash, securities or other property, or otherwise) by such Firm or any Affiliate of it of, on or in respect of any Capital Stock of
that Firm.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Drawdown Notice</B>&rdquo; means
an Advance Request or other written notice requesting the drawdown of Tranche 2 in form and substance acceptable to the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Earn-Outs</B>&rdquo; means earn-out
obligations, deferred purchase obligations and similar deferred payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Environment</B>&rdquo; means
the ambient air, all layers of the atmosphere, surface, water, underground water, all land, all living organisms and the interacting natural
systems that include components of air, land, water, organic and inorganic matter and living organisms, and includes indoor spaces.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Environmental
Law</B>&rdquo; means any Applicable Law relating to the Environment; reclamation, restoration, or remediation of property; the regulation,
management, treatment, storage, disposal of, or exposure to, Contaminants or Waste; protection of cultural or historic resources; public
or occupational health or safety; and all other Applicable Laws relating to manufacturing, processing, distribution, use, treatment, storage,
disposal, handling, clean-up or transport of Contaminants, or chemicals or industrial, toxic or other hazardous materials</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Equity Subscription</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;6.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>ERISA</B>&rdquo; means the US
Employee Retirement Income Security Act of 1974, as amended, and the regulations promulgated, and rulings issued thereunder from time
to time in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Establishment Fee</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;4.4.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Event of Default</B>&rdquo;
means any default, breach, failure, event, state or condition set out in Section&nbsp;11.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Excluded
Taxes</B>&rdquo; means any of the following Taxes imposed on or with respect to a Recipient or required to be withheld or deducted from
a payment to a Recipient, (a)&nbsp;Taxes imposed on or measured by net income (however denominated), franchise Taxes, and branch profits
Taxes, in each case, (i)&nbsp;imposed as a result of such Recipient being organized under the laws of, or having its principal office
or, in the case of the Lender, its applicable lending office located in, the jurisdiction imposing such Tax (or any political subdivision
thereof) or (ii)&nbsp;that are Other Connection Taxes, (b)&nbsp;</FONT>any Taxes that are attributable to the Recipient&rsquo;s failure
to comply with applicable certification or documentation requirements, (c)&nbsp;Canadian federal withholding Taxes imposed under Part&nbsp;XIII
of the Tax Act as a result of (A)&nbsp;such Recipient not dealing at arm&rsquo;s length (for purposes of the Tax Act) with a Loan Party,
(B)&nbsp;such Recipient being a &ldquo;specified non-resident shareholder&rdquo; (as defined in subsection 18(5)&nbsp;of the Tax Act)
of a Loan Party or not dealing at arm&rsquo;s length (for purposes of the Tax Act) with a &ldquo;specified shareholder&rdquo; (as defined
in subsection 18(5)&nbsp;of the Tax Act) of a Loan Party, or (C)&nbsp;a Loan Party being a &ldquo;specified entity&rdquo; (as defined
in subsection 18.4(1)&nbsp;of the Tax Act) in respect of such Recipient, other than, in the case of (A)&nbsp;through (C), where (x)&nbsp;the
non-arm&rsquo;s length relationship, (y)&nbsp;the Recipient being a &ldquo;specified non-resident shareholder&rdquo; of a Loan Party or
not dealing at arm&rsquo;s length with a &ldquo;specified shareholder&rdquo; of a Loan Party, or (z)&nbsp;a Loan Party being a &ldquo;specified
entity&rdquo; in respect of such Recipient, as applicable, arises as a result of such Recipient executing, delivering, being a party to,
engaging in any transactions pursuant to, performing its obligations under, receiving payments under, receiving or perfecting a security
interest under, or enforcing, this Agreement or any other Loan Document, and (d)&nbsp;Canadian federal withholding Taxes imposed as a
result of such payment being considered to arise under an &ldquo;imported hybrid arrangement&rdquo; for purposes of section 18.4 of the
Tax Act as it is proposed to be amended by legislative proposal released by the Department of Finance (Canada) on January&nbsp;29, 2026,
or any successor proposals thereto (as each may ultimately be enacted), other than where such an imported hybrid arrangement arises and
the relevant Recipient in respect of such arrangement does not deal at arm&rsquo;s length with the relevant Loan Party as a result of
such Recipient executing, delivering, being a party to, engaging in any transactions pursuant to, performing its obligations under, receiving
payments under, receiving or perfecting a security interest under or enforcing this Agreement or any other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Existing
Royalties</B>&rdquo; means, </FONT>with respect to the Borrower&rsquo;s Mining Rights, the royalties set out in Part&nbsp;1 of Schedule
10.1.37 and, with respect to Maritime&rsquo;s Mining Rights, the royalties set out in Part&nbsp;2 of Schedule 10.1.37.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Facility Access Agreements</B>&rdquo;
means, collectively the Shoreline Agreement and the Firefly Agreement, and &ldquo;<B>Facility Access Agreement</B>&rdquo; means either
of such Facility Access Agreements, as the context requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Firefly Agreement</B>&rdquo;
means that certain port access agreement dated as of March&nbsp;25, 2025, between Maritime and Firefly Metals Ltd.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Firm</B>&rdquo; means a person
that is not an individual, a government or an agency of a government.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Fiscal Quarter</B>&rdquo; means
one of the four (4)&nbsp;three-month accounting periods of the Borrower comprising a Fiscal Year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Fiscal
Year</B>&rdquo; means the 12-month accounting period of the Borrower which, as at the date hereof, ends on </FONT>December&nbsp;31 of
each calendar year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Floor</B>&rdquo;
means </FONT>0.00% (0 basis points) per annum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Fraudulent Conveyances Law</B>&rdquo;
means the <I>Assignment and Preferences Act </I>(Ontario), the <I>Fraudulent Conveyances Act</I> (Ontario), the <I>Fraudulent Conveyances
Act </I>(Newfoundland and Labrador), the <I>Judgment Enforcement Act </I>(Newfoundland and Labrador), sections 95 and 96 of the <I>Bankruptcy
and Insolvency Act</I> (Canada), Section&nbsp;548 of Title&nbsp;11 of the United States Code, 11 U.S.C. &sect;&sect; 101 et.seq., or any
other like, equivalent or analogous legislation of any jurisdiction, domestic or foreign, as the context requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Funded Amount</B>&rdquo; means,
collectively, the Tranche 1 Funded Amount and the Tranche 2 Funded Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;</FONT><B>Future
Project Authorizations</B>&rdquo; means, at any time, those Project Authorizations which as at such time are not then (a)&nbsp;necessary
or required for the development, construction, operation or maintenance of the Projects in all material respects giving effect to the
then current stage of development, construction operation or maintenance of the Projects; or (b)&nbsp;otherwise required to be in effect
under the terms of Applicable Law giving effect to the then current stage of development, construction operation or maintenance of the
Projects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Group</B>&rdquo; means the Borrower
and the Borrower&rsquo;s direct and indirect Subsidiaries, and &ldquo;<B>Group Member</B>&rdquo; means any applicable one of them, as
the context requires or so admits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Guarantee</B>&rdquo; means the
guarantee by each Guarantor set forth in Article&nbsp;7.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Guaranteed Obligations</B>&rdquo;
in relation to any Guarantor, means the Secured Obligations of each other Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Guarantor</B>&rdquo;
at any time means (i)&nbsp;</FONT>Maritime and 2823988, and (ii)&nbsp;all direct and indirect Subsidiaries of the Borrower required to
become a Guarantor hereunder from time to time, as the context requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Guarantor Joinder Agreement</B>&rdquo;
means an agreement in the form of Schedule 1 (or in such other form to substantially the same effect as the Lender may accept) duly completed
and executed by the Borrower and a Subsidiary and delivered to and accepted by the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Guarantor&rsquo;s Obligations</B>&rdquo;
of a Guarantor means that Guarantor&rsquo;s Secured Obligations, including those under the Guarantee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Hammerdown
Gold Project</B>&rdquo; </FONT>means the Hammerdown project owned by Maritime, which project is composed of the Mining Rights described
in Part&nbsp;2(A)&nbsp;of Schedule 10.1.37 and located proximate to the Town of King&rsquo;s Point in the Province of Newfoundland and
Labrador.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Hammerdown Gold Project Budget</B>&rdquo;
means the detailed development and construction budget for the Hammerdown Gold Project in form and substance satisfactory to the Lender,
acting reasonably.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Hazardous Materials</B>&rdquo;
means any substance, product, liquid, waste, pollutant, chemical, contaminant, insecticide, pesticide, gaseous or solid matter, organic
or inorganic matter, fuel, micro organism, ray, odour, radiation, energy, vector, plasma, constituent or other material which is or becomes
listed, regulated or addressed under any Environmental Laws (including asbestos, cyanide, petroleum and polychlorinated biphenyls).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Hostile Acquisition</B>&rdquo;
means an Acquisition of Capital Stock or assets of any person that has not been approved or recommended by the board of directors (or
equivalent governing body) of such person prior to the public announcement or commencement of such Acquisition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>IASB</B>&rdquo; means the International
Accounting Standards Board or a successor thereto, as the context requires or so admits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>IFRS</B>&rdquo; means generally
accepted accounting principles applied in accordance with International Financial Reporting Standards as adopted by the IASB and approved
by the Chartered Professional Accountants of Canada (or any successor institute) for application in Canada adopted by the Borrower and
applied to its consolidated financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Immaterial</B>&rdquo; means
(i)&nbsp;is not, and would not reasonably be expected to be, Material and (ii)&nbsp;does not, and would not reasonably be expected to,
have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Indemnified Taxes</B>&rdquo;
means (a)&nbsp;Taxes, other than Excluded Taxes, imposed on or with respect to any payment made by or on account of any obligation of
any Loan Party under any Loan Document and (b)&nbsp;to the extent not otherwise described in (a), Other Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Information</B>&rdquo; means
all information received from any Loan Party relating to any Loan Party, any of their Subsidiaries or Affiliates, or their respective
business, other than any such information that is available to the Lender on a non-confidential basis prior to disclosure by such Loan
Party; provided that, in the case of information received from a Loan Party after the date hereof, such information is clearly identified
as confidential in writing at the time of delivery.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insolvency Event</B>&rdquo;
in relation to any person means (i)&nbsp;that person does not pay or perform its obligations generally as they become due or admits its
inability to pay or perform its debts generally, that person commits an act of bankruptcy within the meaning of the <I>Bankruptcy and
Insolvency Act</I> (Canada), (ii)&nbsp;any Insolvency Proceeding is instituted by or against that person (excluding any Insolvency Proceeding
being contested by that person in good faith by appropriate proceedings so long as enforcement remains stayed, none of the relief sought
is granted (either on an interim or permanent basis) and such Insolvency Proceeding is dismissed within 30 days of its commencement) or
(iii)&nbsp;if that person is a Firm, that Firm takes corporate, partnership or other internal management action to authorize or consent
to the relief sought in any Insolvency Proceeding commenced by or against it.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insolvency Law</B>&rdquo; means
the <I>Bankruptcy and Insolvency Act</I> (Canada), the <I>Companies&rsquo; Creditors Arrangement Act</I> (Canada), the <I>Winding-Up and
Restructuring Act</I> (Canada), Title 11 of the United States Code, 11 U.S.C. &sect;&sect; 101 et seq. or any other like, equivalent or
analogous legislation of any jurisdiction, domestic or foreign and any plan of arrangement law provision of any corporations statute under
which a corporation may propose a compromise or an arrangement with respect to its creditors or any class or the claims of any class of
creditors of the corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insolvency Proceeding</B>&rdquo;
in relation to any person means any proceeding contemplated by any application, petition, assignment, filing of notice or other means,
whether voluntary or involuntary, under any Insolvency Law seeking any moratorium, reorganization, adjustment, composition, proposal,
compromise, arrangement, administration or other like or similar relief in respect of any or all of the obligations of that person, seeking
the winding up, liquidation or dissolution of that person if that person is a Firm or all or any part of its property, seeking any judgment
or order declaring, finding or adjudging that person insolvent or bankrupt, seeking the appointment (provisional, interim or permanent)
of any receiver or resulting, by operation of law, in the bankruptcy of that person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insolvent</B>&rdquo; at any
time when used with respect to a Firm means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">if that Firm is formed under the federal laws of Canada or the laws of any Province or Territory thereof,
that at such time (i)&nbsp;that Firm is unable to meet its obligations as they generally become due, (ii)&nbsp;that Firm has ceased paying
its current obligations in the ordinary course of business as they generally become due or (iii)&nbsp;the aggregate property of that Firm
is, at a fair valuation, insufficient, or, if disposed of at a fairly conducted sale under legal process, would be insufficient, to enable
payment of all its obligations, due and accruing due; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">if that Firm is not formed under the federal laws of Canada or the laws of any Province or Territory thereof,
that at such time (i)&nbsp;the fair saleable value of the assets of that Firm is less than the total amount of the present value of its
liabilities (including for purposes of this definition all liabilities (including loss reserves), whether or not reflected on a balance
sheet of that Firm prepared in accordance with Applicable Accounting Principles and whether direct or indirect, fixed or contingent, secured
or unsecured, disputed or undisputed), (ii)&nbsp;that Firm is unable to pay its debts or obligations in the ordinary course as they mature
and (iii)&nbsp;in relation to any Firm incorporated or formed under the laws of any jurisdiction that imposes limitations on the legality,
validity, binding effect or enforceability of any guarantee by reason of a Firm&rsquo;s unreasonably small capital (or equivalent or like
criteria), that Firm has unreasonably small capital (or equivalent or like criteria) to carry out its business as conducted and as proposed
to be conducted. For the purposes of this paragraph&nbsp;(b), (1)&nbsp;&ldquo;debt&rdquo; means liability on a &ldquo;claim&rdquo; and
(2)&nbsp;&ldquo;claim&rdquo; means any (x)&nbsp;right to payment, whether or not such a right is reduced to judgment, liquidated, unliquidated,
fixed, contingent, matured, unmatured, disputed, undisputed, legal, equitable, secured or unsecured or (y)&nbsp;right to an equitable
remedy or breach of performance if such breach gives rise to a right to payment, whether or not such right to an equitable remedy is reduced
to judgment, fixed, contingent, matured or unmatured, disputed, undisputed, secured or unsecured.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insurance Event</B>&rdquo; means
any loss or damage to the assets of a Loan Party that gives rise to a claim and payment to a Loan Party under any insurance policy (other
than any business interruption insurance policy) maintained by a Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Insurance Proceeds</B>&rdquo;
means any amount paid to a Loan Party by reason of an Insurance Event, net of any reasonable documented out-of-pocket fees, costs and
expenses actually paid by a Loan Party to an Unrelated Party to recover payment of such amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Interest
Expense</B>&rdquo; with respect to any Firm for any period means the sum (without duplication) determined on a consolidated basis in accordance
with Applicable Accounting Principles of (i)&nbsp;gross interest expense of that Firm for such period, including the imputed interest
component included in payments or accruals with respect to Right of Use Liabilities, but excluding amortization of deferred financing
fees, non-cash interest expense attributable to changes in Derivative Exposure and any other amounts of non-cash payments of interest
<I><U>plus</U></I> (ii)&nbsp;capitalized interest of that Firm <I><U>minus</U></I> (iii)&nbsp;interest income for such period. For purposes
of the foregoing, gross interest expense shall be determined after giving effect to any net payments made or received and costs incurred
by any Loan Party with respect to Derivatives, and the imputed interest component included in payments of Right of Use Liabilities, shall
be deemed to accrue at an interest</FONT> rate reasonably determined by the Borrower to be the rate of interest implicit in such Right
of Use Liabilities, in accordance with Applicable Accounting Principles.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Interest
Payment Date</B>&rdquo; means each </FONT>March&nbsp;31, June&nbsp;30, September&nbsp;30, and December&nbsp;31 (or, if any such date is
not a Business Day, the immediately preceding Business Day), commencing with the first such date to occur after the end of the first full
calendar quarter following the Closing Date, and the Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Investment</B>&rdquo;
means any loan, advance (other than commission, travel and similar advances to officers and employees made in the ordinary course of business),
extension of credit (other than accounts receivable on customary or usual trade terms arising in the ordinary course of business) or contribution
of capital to any other Firm or any acquisition of Capital Stock, deposit accounts, certificates of deposit, mutual funds, bonds, notes,
debentures or other securities of any other Firm or any structured notes or Derivatives. Whenever in this Agreement the amount of any
Investment is required to be determined or measured, such amount shall be the original principal or capital amount thereof, less all returns
of principal or equity thereof, but not interest, dividends or other distributions of income paid thereon, and shall, if made by the transfer
or exchange of property other than cash, be deemed to have been made in an original principal or capital amount equal to the fair market
value of such property at the time of such Investment, as determined in good faith by the Borrower</FONT> and certified to the Lender
in writing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>ISDA Master Agreement</B>&rdquo;
means an agreement in the form of a 2002 Master Agreement published by the International Swaps and Derivatives Association,&nbsp;Inc.,
together with the Schedule thereto, as supplemented by each &ldquo;Confirmation&rdquo; as defined therein and entered into pursuant thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Lender</B>&rdquo;
means </FONT>EdgePoint Investment Group Inc. or any of its Affiliates as designated by the Lender from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Lender&rsquo;s
Counsel</B>&rdquo; means (i)&nbsp;the firm of </FONT>Miller Thomson LLP in the Province of Ontario and (ii)&nbsp;such replacement or additional
firm in such jurisdiction as the Lender may designate from time to time as the Lender&rsquo;s legal counsel.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Lien</B>&rdquo; means (i)&nbsp;any
right of set-off intended to secure the payment or performance of an obligation, (ii)&nbsp;any interest in property created by way of
mortgage, pledge, charge, lien, assignment by way of security, hypothecation, security interest, hire purchase agreement, conditional
sale agreement, repurchase agreement, reverse repurchase agreement, deposit arrangement, title retention, Right of Use Asset, sale-lease-back
transaction or discount, factoring or securitization arrangement on recourse terms, (iii)&nbsp;any statutory deemed trust or lien, (iv)&nbsp;any
preference, priority, adverse claim, levy, execution, seizure, attachment, garnishment or other encumbrance which binds property and (v)&nbsp;any
agreement to grant any of the foregoing rights or interests described in Clauses&nbsp;(i)&nbsp;to (iv)&nbsp;of this definition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Loan</B>&rdquo; means an Advance
made under the Credit Facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Loan Documents</B>&rdquo; at
any time means, collectively, this Agreement, any Guarantor Joinder Agreement, each Security Document executed by each Loan Party, and
each other document delivered to or for the benefit of the Lender pursuant to or otherwise in connection herewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Loan
Obligations</B>&rdquo; </FONT>means the Debt and other obligations of each Loan Party owing to the Lender arising under, pursuant to or
otherwise in respect of each Loan Document. For certainty, &ldquo;<B>Loan Obligations</B>&rdquo; shall include interest accruing subsequent
to the commencement of, or which would have accrued but for the commencement of, any Insolvency Proceeding in accordance with and at the
rate (including the Default Rate to the extent lawful) specified herein or in another applicable Loan Document, whether or not such interest
is an allowable claim in such Insolvency Proceeding. For greater certainty, &ldquo;Loan Obligations&rdquo; shall also include the full
unamortized OID as at the date of commencement of any Insolvency Proceeding, and each Loan Party agrees and acknowledges that the OID
(whether characterized as interest, discount, premium or otherwise) constitutes a component of the Loan Obligations and Secured Obligations
for all purposes, including in any Insolvency Proceeding, regardless of whether the OID has been fully earned or amortized as of such
date, and the Loan Parties hereby waive any right to contest the allowability or enforceability of such OID in any Insolvency Proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Loan Party</B>&rdquo; means
the Borrower or a Guarantor, as the context requires or so admits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Maritime</B>&rdquo; means Maritime
Resources Corp., a corporation amalgamated under the laws of the Province of British Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Maritime&rsquo;s
Mineral Consent</B></FONT>&rdquo; means the consent and acknowledgement agreement between Maritime, the Lender, and DEM, whereby DEM consents
to, <FONT STYLE="font-family: Times New Roman, Times, Serif"><I>inter alia</I></FONT>, the granting and registration of Security against
Maritime&rsquo;s Mining Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
 &ldquo;<B>Maritime&rsquo;s Mining Rights</B>&rdquo; </FONT>means all Mining Rights held by Maritime, including those surface leases, mining
leases and mineral licences issued pursuant to the Mineral Act and listed on Part&nbsp;2 of Schedule 10.1.37.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Material</B>&rdquo; or &ldquo;<B>material</B>&rdquo;
means material in relation to the consolidated business, operations, affairs, properties, prospects, revenues, assets, liabilities (including
contingent liabilities), obligations, capitalization, results of operations (financial or otherwise), cash flows or condition (financial
or otherwise) of the Group taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Material Adverse Change</B>&rdquo;
means any circumstance, occurrence, fact, condition (financial or otherwise), change (including a change in Applicable Law, event, development
or effect (whether or not foreseeable or known as of the date hereof)) that, individually or in the aggregate, has, or would reasonably
be expected to have, a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Material
Adverse Effect</B>&rdquo; means (i)&nbsp;a material adverse effect on the consolidated business, operations, affairs, properties, revenues,
assets, liabilities (including contingent liabilities), prospects, obligations (whether absolute, accrued, conditional or otherwise),
capitalization, results of operations (financial or otherwise), cash flows or condition (financial or otherwise) of the Group taken as
a whole, (ii)&nbsp;any material impairment of any Loan Party&rsquo;s ability to pay or perform any Loan Obligations when due, (iii)&nbsp;a
material adverse effect on the validity, effect, perfection or priority of the Security (taken as a whole) or (iv)&nbsp;any material prejudice
to, restriction on or rendering unenforceable or ineffective, any of the material rights intended or purported to be granted under or
pursuant to any Loan Document by any Loan Party to or for the benefit of the </FONT>Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Material
Contract</B>&rdquo; at any time means any agreement, contract, permit, license, approval or any other document to which any Loan Party
is party that is Material at such time, including, as at the date hereof, each agreement listed in </FONT>Schedule 10.1.31 and each Material
Contract identified in a Compliance Certificate after the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Material
Subsidiary</B>&rdquo; means </FONT>any direct or indirect Subsidiary of the Borrower that holds material assets or operations related
to any mining or exploration projects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Maturity Date</B>&rdquo; means
the date which is three (3)&nbsp;years from the Tranche 1 Drawdown Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>MEM Consents</B>&rdquo; means,
collectively, the Borrower&rsquo;s Mineral Consent and Maritime&rsquo;s Mineral Consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Mineral Act</B>&rdquo; means the <I>Mineral Act</I>, SNL 1990 c. M-12.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Mineral Registry</B>&rdquo;
means, collectively, the transfer and liens registry and the confidential registry maintained by the Mineral Lands Division of DEM.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Mining Rights</B>&rdquo; means
all patented and unpatented mining claims, mineral licences, exploration licenses, mining concessions, mining leases, permits, surface
leases, rights-of-way or other authorities which, directly or indirectly, confer or may confer a right to prospect, explore for, extract
or mine any minerals or ores and all rights of surface access necessary to conduct such activities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>NI 43-101</B>&rdquo; means National
Instrument 43-101 <I>Standards of Disclosure for Mineral Projects</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;</FONT><B>Nominated
Party</B>&rdquo; means EdgePoint Investment Group Inc. or such other person(s)&nbsp;as the Lender may designate in writing to the Borrower
prior to the Tranche 1 Drawdown Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>OID</B>&rdquo; means an original
issue discount of 2.00% in respect of the Funded Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>OSC</B>&rdquo; means the Ontario
Securities Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Other Connection Taxes</B>&rdquo;
means, with respect to any Recipient, Taxes imposed as a result of a present or former connection between such Recipient and the jurisdiction
imposing such Tax (other than connections arising from such Recipient having executed, delivered, become a party to, performed its obligations
under, received payments under, received or perfected a security interest under, engaged in any other transaction pursuant to or enforced
any Loan Document, or sold or assigned an interest in any Loan or Loan Document).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Other Taxes</B>&rdquo; means
all present or future stamp, court or documentary, intangible, recording, filing or similar Taxes that arise from any payment made under,
from the execution, delivery, performance, enforcement or registration of, from the receipt or perfection of a security interest under,
or otherwise with respect to, any Loan Document, except any such Taxes that are Other Connection Taxes imposed with respect to an assignment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Participant Register</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;12.9.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>PATRIOT ACT</B>&rdquo; means
the USA PATRIOT ACT (Title III of Pub. L. 107-56 (signed into law October&nbsp;26, 2001)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Perfection Certificate</B>&rdquo;
means a perfection certificate executed and delivered to the Lender by a Loan Party (i)&nbsp;on or about the Closing Date or (ii)&nbsp;the
date it becomes party hereto pursuant to a Guarantor Joinder Agreement, as the context requires, in each case as updated from time to
time as required hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Peripheral Mining Rights</B>&rdquo;
means the Mining Rights described in Part&nbsp;1(B)&nbsp;and Part&nbsp;2(B)&nbsp;of Schedule 10.1.37.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Permitted
Acquisition</B>&rdquo; means </FONT>any Acquisition by a Loan Party; provided that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">such Acquisition has been approved by the board of directors or equivalent governance body of the applicable
Loan Party;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">no Default, Event of Default or fact or circumstance which would reasonably be expected to result in an
Event of Default has occurred and is continuing or would be caused thereby;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">such Acquisition is of assets or Capital Stock used or useful in connection with the business permitted
under Section&nbsp;10.3.6;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">the aggregate consideration paid or payable by all Loan Parties for all such Acquisitions (including any
Earn-Outs and deferred consideration) does not exceed $<B>[Redacted: Commercially Sensitive Information]</B> in any Fiscal Year;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">in respect of which no additional Debt is incurred other than Debt which is permitted by the terms of
this Agreement;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">such Acquisition has been structured on the basis that, to the extent not otherwise permitted under this
Agreement, no creditor of the acquired person or business shall be entitled to recourse to any Loan Party or any of the property of any
Loan Party for the liabilities or obligations of the acquired person or business;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">if such Acquisition involves owned real property, a &ldquo;Phase 1&rdquo; environmental site assessment
in respect of such property, prepared by a qualified firm reasonably acceptable to the Lender, in form and substance reasonably satisfactory
to the Lender, shall have been delivered to the Lender;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify">in respect of such Acquisition, all licenses, permits, concessions, certificates, registrations, franchises
and other authorizations and approvals of all governmental authorities have been received on or before the date of such Acquisition, if
required;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">in respect of which the Borrower has demonstrated to the Lender&rsquo;s satisfaction, acting reasonably,
that after giving effect to such Acquisition, the Borrower will be in compliance with the financial covenants in Section&nbsp;10.4 as
at the date of such Acquisition;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(j)</TD><TD STYLE="text-align: justify">if such Acquisition is an Acquisition of Capital Stock of any person that is a Material Subsidiary, the
Borrower shall cause such Material Subsidiary to comply with Section&nbsp;7.16 hereof; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(k)</TD><TD STYLE="text-align: justify">on or prior to the date of such Acquisition, the Lender shall receive copies of all such financial statements,
reports and other documents and all such information related to such Acquisition as reasonably requested by the Lender,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">provided that, notwithstanding the foregoing:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(l)</TD><TD STYLE="text-align: justify">a Hostile Acquisition shall not be a Permitted Acquisition;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(m)</TD><TD STYLE="text-align: justify">any Acquisition made for speculative purposes shall not be a Permitted Acquisition;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(n)</TD><TD STYLE="text-align: justify">the Borrower shall have delivered a certificate of a Responsible Officer confirming the foregoing;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(o)</TD><TD STYLE="text-align: justify">if the Acquisition is of assets, such assets become subject to the Security in accordance with Article&nbsp;8
within thirty (30) days of the closing of such Acquisition; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(p)</TD><TD STYLE="text-align: justify">the Borrower shall have delivered to the Lender written notice of such Acquisition promptly after the
announcement of such Acquisition and, at least ten (10)&nbsp;Business Days prior to the closing of such Acquisition, which notice includes
the details in respect of the person or business to be acquired.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Permitted
Asset Sale</B>&rdquo; means (i)&nbsp;a disposal of inventory in the normal and ordinary course of business to unrelated parties, (ii)&nbsp;a
disposal of marketable securities and other investment assets in the normal and ordinary course of business to unrelated parties, (iii)&nbsp;a
disposal of used, surplus, obsolete or worn-out equipment no longer used or useful in the business for value or nominal consideration
if of no measurable value, (iv)&nbsp;a disposal between Loan Parties, who have granted security over the respective assets for the Secured
Obligations, (v)&nbsp;a disposal of capital assets not otherwise captured by (i)&nbsp;to (iv)&nbsp;or (vi)&nbsp;of this definition, on
arm&rsquo;s length terms and for fair market value up to a maximum of $</FONT><B>[Redacted: Commercially Sensitive Information]</B> individually,
or in the aggregate for the Borrower and its Subsidiaries on a consolidated basis during any TTM Period, and (vi)&nbsp;any disposal of
Peripheral Mining Rights by sale or relinquishment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Permitted Debt</B>&rdquo; means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">the Secured Obligations;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">Debt secured by Permitted Liens to the extent provided in the definition of Permitted Liens;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">Debt arising under customary indemnification obligations and purchase price adjustments in favour of sellers
in connection with Permitted Investments;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify">Debt arising under any Bank Product Obligations in an aggregate amount not to exceed $<B>[Redacted: Commercially
Sensitive Information]</B>;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">Debt incurred in the ordinary course of business with respect to surety and appeals bonds, performance
bonds and other similar obligations for obligations that do not constitute Debt;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">unsecured </FONT>Debt (A)&nbsp;between Loan Parties
or otherwise between Group Members, provided that the amount of Debt outstanding for any Loan Party from a Group Member was either (y)&nbsp;existing
as of the date hereof or (z)&nbsp;as it relates to additional Debt following the date hereof, does not exceed more than an additional
$<B>[Redacted: Commercially Sensitive Information]</B> per annum, or (B)&nbsp;incurred in connection with a Permitted Investment;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">liability arising from (A)&nbsp;the negotiation or deposit of a cheque, draft or similar instrument for
collection in the ordinary course of business or (B)&nbsp;honouring by a bank or other financial institution of a cheque, draft or similar
instrument drawn against insufficient funds in each case incurred in the ordinary course of business;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Right of Use Liabilities and purchase money lease
obligations for the leasing and acquisition of mobile equipment in an aggregate amount outstanding at any time not to exceed </FONT>$<B>[Redacted:
Commercially Sensitive Information]</B> (or the equivalent in other currency);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">a guarantee of any Permitted Debt;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(j)</TD><TD STYLE="text-align: justify">hedging obligations existing as of the Closing Date;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(k)</TD><TD STYLE="text-align: justify">Debt incurred from time to time in connection with any Currency Hedges entered into by the Borrower;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(l)</TD><TD STYLE="text-align: justify">Debt of (A)&nbsp;any person that becomes a Loan Party after the date hereof or (B)&nbsp;assumed by a Loan
Party after the date hereof, in each case, in connection with a Permitted Acquisition; provided that such Debt exists at the time of such
Permitted Acquisition and is not created in contemplation of or in connection with such Permitted Acquisition;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Debt under the </FONT><B>[Redacted: Commercially
Sensitive Information]</B> Facility Agreement in an aggregate principal amount not exceeding Cdn.$<B>[Redacted: Commercially Sensitive
Information]</B> at any time;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Debt under the </FONT><B>[Redacted: Commercially
Sensitive Information]</B> Facility Agreement in an aggregate principal amount not exceeding Cdn.$<B>[Redacted: Commercially Sensitive
Information]</B> at any time; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(o)</TD><TD STYLE="text-align: justify">bonding and reclamation obligations required by Applicable Law.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Permitted Investment</B>&rdquo;
means (i)&nbsp;cash, Cash Equivalents and marketable securities acquired in the normal and ordinary course of business, (ii)&nbsp;Investments
by a Loan Party in and financial assistance provided to another Loan Party by way of investment, loan, guarantee or otherwise, (iii)&nbsp;
Investments referred to in clauses (A)&nbsp;and (B)&nbsp;of Clause (f)&nbsp;of the definition of Permitted Debt, (iv)&nbsp;Investments
existing as at the Closing Date, and (v)&nbsp;Investments held directly or indirectly by a person at the time of its Permitted Acquisition
by a Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Permitted Liens</B>&rdquo; means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">Liens or encumbrances created in favour of any public utility or any governmental body when required by
such public utility or governmental body in connection with the operations of any Loan Party, provided that such Liens do not materially
detract from the value of the property affected thereby or materially impair the use thereof or the ability of any Loan Party to perform
its obligations under the Loan Documents;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">Statutory Prior Liens securing Statutory Prior Claims that are not delinquent or are being contested by
Contested Tax Proceedings;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">Liens (other than any Lien imposed by ERISA) consisting of pledges or deposits required in the ordinary
course of business in connection with workers&rsquo; compensation, unemployment insurance and other social security legislation securing
claims not yet delinquent;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">Liens for assessments or governmental charges or levies not at the time delinquent or, if delinquent,
the validity or amount of which is being contested in good faith by appropriate proceedings and in respect of which adequate reserves
in accordance with Applicable Accounting Principles have been recorded on the consolidated statement of financial position (or equivalent)
of the Borrower and its Subsidiaries;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">construction, mechanics, carriers, warehousemen&rsquo;s,
storage, repairers and materialmen&rsquo;s Liens, but only if </FONT>(i)&nbsp;the obligations secured by such Liens are not delinquent,
(ii)&nbsp;no Lien has been registered against any assets of any Loan Party, or (iii)&nbsp;if a Lien has been registered, same is being
vigorously defended in good faith by appropriate proceedings, adequate reserves in accordance with Applicable Accounting Principles have
been recorded on the consolidated statement of financial position (or equivalent) of the Borrower and its Subsidiaries, appropriate security
has been posted and enforcement action is stayed;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">Permitted Real Estate Encumbrances;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">Liens arising from court or arbitral proceedings, provided that the claims secured thereby are being contested
in good faith by the relevant Loan Party, and such claims do not otherwise constitute an Event of Default pursuant to Section&nbsp;11.1.11;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify">bonding arrangements made in the ordinary course of business to secure the performance of bids, tenders,
contracts (other than contracts of Debt), leases, customs duties, reclamation obligations and other similar obligations (including, for
avoidance of doubt, security over cash collateral with respect to the foregoing) and Liens over cash collateral accounts securing mine
closure guarantees, standby letters of credit, surety bonds or similar instruments required by Applicable Law in connection with mine
closure or reclamation obligations;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">deposits of cash securities in connection with
any appeal, review or contestation of any security or Lien, or any matter giving rise to any security or Lien, described in </FONT>paragraphs
(b)&nbsp;through (h)&nbsp;above;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Liens arising by virtue of any statutory or common
law provision or any account or other agreement, in each case, relating to banker&rsquo;s liens, rights of set-off or similar rights in
the ordinary course of conducting day-to-day banking business in relation to deposit accounts or other funds maintained with a creditor
depository institution (collectively, &ldquo;<B>Banker&rsquo;s Liens</B>&rdquo;); provided that such Banker&rsquo;s Liens </FONT>(i)&nbsp;do
not relate to any deposit account that is a dedicated cash collateral account which is subject to restrictions against access by the depositor
or account holder, (ii)&nbsp;do not relate to any deposit account that&nbsp;is intended by the depositor or account holder to provide
collateral to the depository institution for Debt, and (iii)&nbsp;do not secure obligations in excess of $<B>[Redacted: Commercially Sensitive
Information]</B> in the aggregate at any time;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(k)</TD><TD STYLE="text-align: justify">(A)&nbsp;the Existing Royalties, and (B)&nbsp;any royalties applicable to any after-acquired Mining Rights
where such royalties were (i)&nbsp;previously granted on such after-acquired Mining Rights, or (ii)&nbsp;issued by the purchaser of such
Mining Rights as full or partial consideration for the sale of such Mining Rights;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(l)</TD><TD STYLE="text-align: justify">the reversionary interests of landlords under operating leases of real property (that are not Right of
Use Liabilities and do not create Debt) with a Loan Party as tenant;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(m)</TD><TD STYLE="text-align: justify">the tenancy rights of tenants under operating leases of real property (that are not Right of Use Liabilities
and do not create Debt) with a Loan Party as landlord;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(n)</TD><TD STYLE="text-align: justify">the interests (including Liens in the property leased and any insurance related thereto) of lessors under
operating leases of property (which are not Right of Use Liabilities and do not create Debt of a Loan Party);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(o)</TD><TD STYLE="text-align: justify">licences and sublicences (other than permanent user licences) granted by any Loan Party, and leases and
subleases, in each case, to any Unrelated Party in the ordinary course of business;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(p)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Liens securing Purchase Money Obligations or
Right of Use Liabilities over specific items of tangible personal property acquired in favour of Unrelated Parties securing Debt incurred
to acquire such items of property; provided that </FONT>(i)&nbsp;such Liens attach only to the specific items of property acquired with
the proceeds of such Debt and the proceeds thereof, (ii)&nbsp;such Liens are created within 30 days of the acquisition of such property,
and (iii)&nbsp;the aggregate amount of all such Debt outstanding at any time for the entire Group shall not exceed $<B>[Redacted: Commercially
Sensitive Information]</B> (or the equivalent in other currency)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(q)</TD><TD STYLE="text-align: justify">undetermined or inchoate Liens incidental to current operations which have not at such time been filed
pursuant to law, or of which written notice has not been duly given in accordance with Applicable Law, or which, although filed or registered,
relate to obligations not due or delinquent at such time, or which arise by operation of law or pursuant to any lease or sublease of premises
occupied by the Borrower and which relate to obligations not due or delinquent at such time;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(r)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Liens securing Debt referred to in clause (d)&nbsp;of
the definition of Permitted Debt, including Liens over cash collateral deposited with a bank or other financial institution that has provided
any credit card facility to any Loan Party, provided that the aggregate amount of all such cash collateral does not exceed $</FONT><B>[Redacted:
Commercially Sensitive Information]</B> (or the equivalent in any other currency) at any time;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(s)</TD><TD STYLE="text-align: justify">Liens securing any Currency Hedges referred to in clause (k)&nbsp;of the definition of Permitted Debt;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(t)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Liens securing the </FONT><B>[Redacted: Commercially
Sensitive Information]</B> Facility Agreement;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(u)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Liens securing the </FONT><B>[Redacted: Commercially
Sensitive Information]</B> Facility Agreement;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(v)</TD><TD STYLE="text-align: justify">Liens on any property or asset of any Loan Party existing on the date hereof and set out in Schedule 11.3.4,
provided that (i)&nbsp;such Lien shall not apply to any other property or asset of the Loan Parties, and (ii)&nbsp;such Lien shall secure
only those obligations which it secures on the date hereof;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(w)</TD><TD STYLE="text-align: justify">Liens existing on any property or asset prior to the acquisition thereof by any Loan Party or existing
on any property or asset of any person that becomes a Loan Party after the date hereof prior to the time such person becomes a Loan Party,
provided that (i)&nbsp;such Lien is not created in contemplation of or in connection with such acquisition or such person becoming a Loan
Party, as the case may be, (ii)&nbsp;such Lien shall not apply to any other property or assets of any Loan Party, and (iii)&nbsp;such
Lien shall secure only those obligations which it secures on the date of such acquisition or the date such person becomes a Loan Party,
as the case may be;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(x)</TD><TD STYLE="text-align: justify">Liens or escrow arrangements with respect to cash deposits lodged in connection with a Permitted Acquisition;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(y)</TD><TD STYLE="text-align: justify">the Security in favour of the Lender;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(z)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">such other Liens securing such obligations as
may be approved by the Lender</FONT> in writing from time to time in its sole discretion; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(aa)</FONT></TD><TD STYLE="text-align: justify">any extension, renewal or replacement of the foregoing.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Permitted Real Estate Encumbrances</B>&rdquo;
means Liens on real property which consist of (i)&nbsp;reservations, limitations, provisos and conditions expressed in the original grant
from the Crown or in any mineral tenure, mining lease, mining claim or similar instrument issued by the Crown or any governmental authority,
(ii)&nbsp;any general qualifications to title and overriding interests imposed under the land titles registry system in which any real
property is situate, (iii)&nbsp;any encroachments, variations in description or by-law infractions which might be revealed by an up-to-date
survey of the real property which do not detract in any material way from the use or intended use of the property or materially impair
the value or marketability of the property, or which are covered in all material respects under a title insurance policy in favour of
the Lender, (iv)&nbsp;any agreement with a municipality or other governmental authority with respect to the development of the buildings,
fixtures, improvements, infrastructure and other facilities on or related to the real property which do not create material obligations
or materially impair the value or marketability of the property, (v)&nbsp;restrictions or restrictive covenants disclosed by registered
title which do not detract in any material way from the use or intended use of the property or materially impair the value or marketability
of the property, (vi)&nbsp;any easement or right-of-way, whether or not disclosed by registered title, which does not detract in any material
way from the use or intended use of the property or materially impair the value or marketability of the property, (vii)&nbsp;any easement
for the supply of utilities or telephone services to the real property and for drainage, storm or sanitary sewers, public utility lines,
telephone lines, cable television lines or other services which do not materially impair the value or marketability of the property, (viii)&nbsp;easements
or rights of way, whether or not registered, for passage, ingress and egress of persons and vehicles over parts of the real property which
do not materially impair the value or marketability of the property, (ix)&nbsp;facility cost sharing, servicing, parking, reciprocal and
other similar agreements with neighbouring land owners and/or governmental authorities which do not materially impair the value or marketability
of the property, (x)&nbsp;the provisions of Applicable Laws including by-laws, regulations, airport zoning regulations, ordinances, mine
development and closure plans, environmental assessment conditions and similar instruments relating to development, zoning and mining
operations, (xi)&nbsp;any restrictions, conditions or encumbrances imposed by any governmental authority in connection with Environmental
Law, mine closure, reclamation or rehabilitation obligations, provided such restrictions do not materially impair the ability of any Loan
Party to develop, operate or maintain the Projects in accordance with the Project Approvals; (xii)&nbsp;any liens for realty taxes or
rates or levies or public utility rates or charges or any undetermined or inchoate liens for realty taxes or public utility rates or charges
which have accrued but are not yet due and any undetermined or inchoate liens incidental to current construction or operations which have
not yet been registered against the real property in accordance with applicable law or of which written notice has not at this time been
duly given in accordance with applicable law or which relate to obligations not yet due or delinquent; and (xiii)&nbsp;any non-exclusive
licenses granted to third parties over any Mining Rights pursuant to the Facility Access Agreements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>PPSA</B>&rdquo; means the <I>Personal
Property Security Act</I> (British Columbia); provided that, if the validity, the perfection or the effect of perfection or non-perfection
or the priority or enforcement of any security interest in any Collateral is governed by a Personal Property Security Act as in effect
in a Canadian jurisdiction other than British Columbia or by the Civil Code of Qu&eacute;bec, &ldquo;PPSA&rdquo; means the Personal Property
Security Act as in effect from time to time in such other jurisdiction or the Civil Code of Qu&eacute;bec, as applicable, for purposes
of the provisions hereof relating to such validity, perfection, effect of perfection or non-perfection or priority or enforcement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Preferred Shares</B>&rdquo;
means Capital Stock of a Loan Party (i)&nbsp;that may be redeemed by a Loan Party, (ii)&nbsp;that is retractable at the option of the
holder, or (iii)&nbsp;which a Loan Party may be required to purchase or otherwise acquire; in each case, on, before or within twelve (12)
months after the Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Principal
Amount</B>&rdquo; means, collectively,</FONT> the Tranche 1 Principal Amount and the Tranche 2 Principal Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Project Approvals</B>&rdquo;
means, in respect of each Project and at any time, all Project Authorizations and Project Mining Rights as at such time are required for
such Project giving effect to the then current stage of development, operation or maintenance of such Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Project
Assets</B>&rdquo; </FONT>means all assets, property and undertaking (whether real or personal, tangible or intangible) which are used
or intended for use in, forming part of, or attributable to, each respective Project, including (i)&nbsp;Project Mining Rights and all
mineral deposits covered thereby, (ii)&nbsp;the other real property owned by the proponent of such Project and associated with the development
or operation of such Project, (iii)&nbsp;all buildings, improvements, building systems, machinery, equipment and other tangible assets
and properties used in connection with such Project, (iv)&nbsp;the applicable Project Approvals, and (v)&nbsp;all proceeds derived from
such Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Project
Authorizations</B>&rdquo; </FONT>means, at any time, all authorizations, approval and consents necessary for the development, operation
and maintenance of each of the Projects (in all material respects), including (i)&nbsp;as contemplated by the then current preliminary
economic assessment for the applicable Project, if any, prepared in accordance with NI 43-101, and (ii)&nbsp;as required under Applicable
Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Project Leases</B>&rdquo; means
all surface and mining leases and leasehold interests required as part of each Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Project Mining Rights</B>&rdquo;
means, with respect to each Project, at any time, all Mining Rights, including any Project Leases, necessary for the development, operation
and maintenance of such Project (in all material respects) as contemplated in the current preliminary economic assessment for the applicable
Project, if any, prepared in accordance with NI 43-101 and in accordance with, and as then contemplated by, the Project Approvals; <U>provided,
however</U>, that, the Project Mining Rights shall not include Peripheral Mining Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Projects</B>&rdquo; means, collectively,
the Queensway Gold Project and the Hammerdown Gold Project and &ldquo;<B>Project</B>&rdquo; means either of such Projects as the context
requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Public Offering</B>&rdquo; means
the public offering of common shares of the Borrower to be announced concurrently with the announcement of this Agreement on the Announcement
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Purchase Money Obligations</B>&rdquo;
means Debt created under agreements of purchase and sale of goods on customary trade terms in the ordinary course of business secured
only by the goods purchased under such agreement, insurance related thereto and proceeds thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Queensway
Gold Project</B>&rdquo; </FONT>means the Queensway project owned by the Borrower, which project is composed of the Mining Rights described
in Part&nbsp;1(A)&nbsp;of Schedule 10.1.37 and located in Central Newfoundland west of the Town of Gander in the Province of Newfoundland
and Labrador.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Queensway Gold Project Budget</B>&rdquo;
means the detailed development and construction budget for the Queensway Gold Project in form and substance satisfactory to the Lender,
acting reasonably.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&ldquo;</B></FONT><B>[Redacted:
Commercially Sensitive Information] Facility Agreement&rdquo; </B>means that certain credit agreement between Maritime and <B>[Redacted:
Commercially Sensitive Information]</B>, as amended, revised, replaced, supplemented, restated or otherwise modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Recipient</B>&rdquo; means the
Lender or any other recipient of a payment to be made by a Loan Party under a Loan Document or on account of a Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Registry of Deeds</B>&rdquo;
means the registry of deeds maintained by the Commercial Registrations Division of the Department of Government Services (Newfoundland
and Labrador).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Regulation D</B>&rdquo; means
Regulation D under the U.S. Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><BR>
 &ldquo;<B>Regulation S</B>&rdquo; means Regulation S under the U.S. Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Regulatory Requirements</B>&rdquo;
means Applicable Laws regulating the activities of any Group Member, including those imposed by any Canadian Securities Administrators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Reinvestment Deferred Amount</B>&rdquo;
means, with respect to any Reinvestment Event, the aggregate net proceeds received by the Borrower or any of its Subsidiaries in connection
therewith which are not initially applied to prepay the Principal Amount pursuant to Section&nbsp;4.3.1 as a result of the delivery of
a Reinvestment Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Reinvestment Event</B>&rdquo;
means any issuance of additional Debt or sale of Collateral pursuant to 4.3.1 in respect of which the Borrower has delivered a Reinvestment
Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Reinvestment Notice</B>&rdquo;
means a written notice executed by a Responsible Officer of the Borrower stating that no Default or Event of Default has occurred and
is continuing and that the Borrower (directly or indirectly through one of its Subsidiaries) intends and expects to use all or a specified
portion of the net proceeds of an issuance of additional Debt or sale of Collateral pursuant to Section&nbsp;4.3.1 for the ongoing development
of the Projects, to acquire assets or replacement assets useful in its or one of its Subsidiaries&rsquo; businesses, and for other working
capital needs (including, for avoidance of doubt, corporate general and administrative costs).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Reinvestment Prepayment Date</B>&rdquo;
means, with respect to any Reinvestment Event, the earliest of (a)&nbsp;the date occurring six (6)&nbsp;months after such Reinvestment
Event and (b)&nbsp;the date occurring five (5)&nbsp;Business Days after the date on which the Borrower shall have notified the Lender
of the Borrower&rsquo;s determination not to use the Reinvestment Deferred Amount for the ongoing development of the Projects, to acquire
assets or replacement assets useful in its or one of its Subsidiaries&rsquo; businesses, and for other working capital needs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Related
Person</B>&rdquo; means</FONT>, with respect to any person, any other person (i)&nbsp;that is an associate of such person, (ii)&nbsp;of
which twenty percent (20%) or more of the Voting Capital Stock, on an undiluted basis or a fully diluted basis, is beneficially owned
or Controlled by such person, (iii)&nbsp;that is a Responsible Officer or director of such person or any person referred to in any of
Clauses&nbsp;(i)&nbsp;and (ii)&nbsp;of this definition or (iv)&nbsp;that is a person that does not deal at arm&rsquo;s length with such
Responsible Officer or director.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Release</B>&rdquo; means any
actual or threatened release, spilling, leaking, pumping, pouring, emitting, emptying, discharging, injecting, escaping, leaching, dumping,
abandonment, disposing or allowing to escape or migrate into or through the environment (including, without limitation, ambient air (indoor
or outdoor), surface water, groundwater, land surface or subsurface).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Responsible
Officer</B>&rdquo;</FONT> of a Loan Party means the president, chief executive officer, chief operating officer, chief financial officer,
treasurer, director or other executive officer of that Loan Party with responsibility for the administration of this Agreement or any
other Loan Document to which such Loan Party is party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Restricted Payment</B>&rdquo;
by a Firm means (i)&nbsp;any Distribution in relation to that Firm and (ii)&nbsp;any other payment or disposal of cash, securities or
other assets to any direct or indirect holder of any Capital Stock of that Firm, or to any Related Person of any such holder; provided
that payments made in the ordinary course of business for wages, salaries, reimbursement of expenses incurred on behalf of the reimbursing
person and other like payments to employees, directors, officers or members of management of the person making the payments shall not
constitute Restricted Payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Right of Use Asset</B>&rdquo;
means a right-of-use-asset as defined by and determined in accordance with IFRS 16 Leases or, as the case may be, the amount thereof recognized
as an asset on the consolidated statement of financial position (or equivalent) of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Right of Use Liabilities</B>&rdquo;
means a right-of-use liability as defined by and determined in accordance with IFRS 16 Leases or, as the case may be, the amount thereof
recognized as a liability on the consolidated statement of financial position (or equivalent) of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Sanctioned Country</B>&rdquo;
at any time means a country, region or territory that is the subject or target of comprehensive Sanctions broadly prohibiting dealings
with or in such country, region or territory.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Sanctioned
Person</B>&rdquo; </FONT>at any time means (i)&nbsp;any Canadian Sanctioned Person, (ii)&nbsp;any person listed in any Sanctions-related
list of designated persons maintained by OFAC (including OFAC&rsquo;s Specially Designated Nationals and Blocked Persons List and OFAC&rsquo;s
Consolidated Non-SDN List), the U.S. Department of State, the United Nations Security Council, the European Union, any European member
state, His Majesty&rsquo;s Treasury or other relevant sanctions authority, (iii)&nbsp;any person operating, organized or resident in a
Sanctioned Country, (iv)&nbsp;any person owned or controlled by, or acting or purporting to act for or on behalf of, directly or indirectly,
any such person or persons described in Clause&nbsp;(i), (ii)&nbsp;or (ii)&nbsp;above, including a person that is deemed by OFAC to be
a U.S. Sanctions target based on the ownership of such legal entity by a U.S. Sanctioned Person or (v)&nbsp;any person otherwise a target
of Sanctions, including vessels and aircraft, that are designated under any U.S. Sanctions program.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Sanctions</B>&rdquo; means economic
or financial sanctions or trade embargoes imposed, administered or enforced from time to time by any Sanctions Authority provided that
no sanctions or embargoes shall apply to a Loan Party to the extent that such application would constitute a violation of the Blocking
Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Sanctions Authority</B>&rdquo;
means (i)&nbsp;the U.S. government, including OFAC and the U.S. Department of State, (ii)&nbsp;the United Nations Security Council, (iii)&nbsp;the
Government of Canada or (iv)&nbsp;any other relevant national or supra-national sanctions authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>SEC</B>&rdquo; means the U.S.
Securities and Exchange Commission, or any governmental authority that assumes or replaces any of its principal functions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Secured
Obligations</B>&rdquo; in relation to any Loan Party </FONT>means its Loan Obligations, and any item or part of any thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Security</B>&rdquo; at any time
means the Liens created (or intended by their express or implied terms to be created) by any of the Security Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Security Documents</B>&rdquo;
at any time means the documents delivered or required to be delivered (as the case may be) pursuant to this Agreement to or for the benefit
of the Lender at or before such time to guarantee or secure, directly or indirectly, the payment or performance of any of the Secured
Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Shoreline Agreement</B>&rdquo;
means that certain finance and mutual cooperation agreement dated as of August&nbsp;11, 2023, among Maritime, Guy J Bailey Limited and
Shoreline Aggregates Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Solvent</B>&rdquo; means a person
is able to meet its financial obligations as and when such obligations become due and owing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Statutory Prior Claim</B>&rdquo;
means any statutory deemed trust, charge or lien arising under applicable Canadian federal, provincial or territorial law in the ordinary
course of business securing a claim for certain unpaid wages (including commissions, disbursements and vacation pay), unpaid pension plan
related obligations, unremitted employee source deductions, workers&rsquo; compensation or employment insurance premiums or goods and
services, harmonized sales, provincial sales taxes or other amounts of a similar nature.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 30; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Statutory Prior Liens</B>&rdquo;
means Liens securing Statutory Prior Claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Subordinated Debt</B>&rdquo;
means Debt owed by the Borrower which is subordinated and postponed to the prior payment in full of the Secured Obligations pursuant to
a Subordination Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&ldquo;Subordination
Agreement&rdquo;</B></FONT> means an agreement amongst a holder (or a trustee for holders) of Subordinated Debt, the Borrower and the
Lender pursuant to which payment of the Subordinated Debt is postponed and subordinated to the prior payment in full of the Secured Obligations
on terms and conditions acceptable to the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Subsidiary</B>&rdquo; of any
person (the &ldquo;<U>relevant party</U>&rdquo;) at any time means and includes (i)&nbsp;any Firm that is Controlled by the relevant party
and a majority of whose Voting Capital Stock is at that time owned by the relevant party directly or indirectly through Subsidiaries of
the relevant party and (ii)&nbsp;any other Firm (A)&nbsp;the accounts of which are consolidated with those of the relevant party in the
relevant party&rsquo;s consolidated financial statements prepared in accordance with Applicable Accounting Principles and (B)&nbsp;that
is Controlled by the relevant party. A Firm shall be deemed to be a Subsidiary of another person if it is a Subsidiary of a Firm that
is that other&rsquo;s Subsidiary. Unless otherwise expressly provided, all references herein to a &ldquo;Subsidiary&rdquo; shall mean
a Subsidiary of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tax Act</B>&rdquo; means the
<I>Income Tax Act</I> (Canada), as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Taxes</B>&rdquo; means taxes,
surtaxes, duties, levies, imposts, rates, fees, assessments, withholdings, dues and other charges of any kind or nature whatsoever imposed
by any governmental authority, including income, capital (including large corporations), corporate, net worth, sales, consumption, use,
transfer, value added, goods and services, stamp, registrations, franchise, withholding, payroll, employment, health, education, excise,
business, school, property, occupation, customs, anti-dumping and countervail taxes, surtaxes, duties, levies, imposts, rates, fees, assessments,
withholdings, dues and other charges, together with penalties, fines, additions to Taxes and interest thereon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1</B>&rdquo; means the
first tranche of the Credit Facility in the Tranche 1 Funded Amount (subject to the OID) available to be advanced subject to satisfaction
of the Tranche 1 Conditions Precedent in accordance with Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1 Conditions Precedent</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;5.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1 Drawdown Date</B>&rdquo;
means the date on which Tranche 1 is advanced (or required hereunder to be advanced) by the Lender to the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1 Establishment Fee</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;4.4.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1 Funded Amount</B>&rdquo;
means Cdn.$70,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 1 Principal Amount</B>&rdquo;
means the Tranche 1 Funded Amount divided by the difference of one (1)&nbsp;<I><U>minus</U></I> the OID.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Tranche
1 Warrant Strike Price</B>&rdquo; means Cdn.$</FONT>3.30.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 31; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Tranche
1 Warrants</B>&rdquo; </FONT>means common share purchase warrants to be issued on the Tranche 1 Drawdown Date to acquire such number of
common shares of the Borrower as is calculated by dividing $6,000,000 by the Tranche 1 Warrant Strike Price (for purposes of this definition,
US Dollars to be converted to Canadian Dollars at the spot forex rate on the day on which the VWAP is calculated).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2</B>&rdquo; means the
second tranche of the Credit Facility in the Tranche 2 Funded Amount (subject to the OID) available to be advanced no later than twelve
(12) months after the Tranche 1 Drawdown Date, subject to satisfaction of the Tranche 2 Conditions Precedent in accordance with Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Conditions Precedent</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;5.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Drawdown Date</B>&rdquo;
means the date on which Tranche 2 is advanced by the Lender to the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Establishment Fee</B>&rdquo;
has the meaning ascribed thereto in Section&nbsp;4.4.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Funded Amount</B>&rdquo;
means Cdn.$35,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Principal Amount</B>&rdquo;
means the Tranche 2 Funded Amount divided by the difference of one (1)&nbsp;<I><U>minus</U></I> the OID.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Warrant Strike Price</B>&rdquo;
has the meaning ascribed thereto in the definition of &ldquo;Tranche 2 Warrants&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Tranche 2 Warrants</B>&rdquo;
means common share purchase warrants to be issued upon the drawdown of Tranche 2 to acquire such number of common shares of the Borrower
as is calculated by dividing $3,000,000 by a warrant strike price being equal to a 25% premium to the Market Price as defined under the
TSXV rules&nbsp;determined as of the trading day immediately prior to the Tranche 2 Drawdown Date (the &ldquo;<B>Tranche 2 Warrant Strike
Price</B>&rdquo;) (for purposes of this definition, US Dollars to be converted to Canadian Dollars at the spot forex rate as of the day
immediately prior to the Tranche 2 Drawdown Date).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Transactions</B>&rdquo; means
the Advances, and other transactions contemplated hereby required to take place on or before the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;</FONT><B>[Redacted:
Commercially Sensitive Information] Facility Agreement</B>&rdquo; means that certain bonding facility agreement between Maritime and <B>[Redacted:
Commercially Sensitive Information]</B> place as at the Closing Date, as amended, revised, replaced, supplemented, restated or otherwise
modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>TSXV</B>&rdquo; means the TSX
Venture Exchange.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>VWAP</B>&rdquo; means volume
weighted adjusted price.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>TTM Period</B>&rdquo; means
period of trailing twelve (12) consecutive months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Anti-Money Laundering Laws</B>&rdquo;
means any and all laws, statutes, regulations or obligatory government orders, decrees, ordinances or rules&nbsp;related to terrorism
financing, money laundering, any predicate crime to money laundering or any financial record keeping, including any applicable provision
of the PATRIOT ACT and The Currency and Foreign Transactions Reporting Act (also known as the &ldquo;Bank Secrecy Act,&rdquo; 31 U.S.C.
 &sect;&sect; 5311-5330 and 12 U.S.C. &sect;&sect; 1818(s), 1820(b)&nbsp;and 1951-1959).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 32; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Exchange Act</B>&rdquo;
means the United States <I>Securities Exchange Act of 1934</I>, as amended, and the rules&nbsp;and regulations promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S.&nbsp;Government Securities
Business Day&rdquo; </B>means any day except for (i)&nbsp;a Saturday, (ii)&nbsp;a Sunday or (iii)&nbsp;a day on which the Securities Industry
and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire day for purposes
of trading in United States government securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Internal Revenue Code</B>&rdquo;
means <I>the United States Internal Revenue Code of 1986</I>, as amended, and the U.S. Treasury Regulations promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Person</B>&rdquo; is used
with the meaning given to &ldquo;U.S. person&rdquo; in Section&nbsp;7701(a)(30) of the U.S. Internal Revenue Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Sanctioned Person</B>&rdquo;
at any time means (i)&nbsp;any person listed in any U.S. Sanctions-related list of designated persons maintained by OFAC (including OFAC&rsquo;s
Specially Designated Nationals and Blocked Persons List and OFAC&rsquo;s Consolidated Non-SDN List), the U.S. Department of State, the
United Nations Security Council, or other relevant sanctions authority, (ii)&nbsp;any person operating, organized or resident in a Sanctioned
Country or (iii)&nbsp;any person owned or controlled by, or acting or purporting to act for or on behalf of, directly or indirectly, any
such person or persons described in Clauses (i)&nbsp;and (ii), including a person that or (iv)&nbsp;any person otherwise a target of Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Sanctions</B>&rdquo; means
any and all economic or financial sanctions, sectoral sanctions, secondary sanctions, trade embargoes and restrictions and anti-terrorism
laws, including those imposed, administered or enforced from time to time by the U.S. government (including those administered by OFAC
or the U.S. Department of State) provided that no sanctions or embargoes shall apply to a Loan Party to the extent that such application
would constitute a violation of the Blocking Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Securities Act</B>&rdquo;
means the United States <I>Securities Act of 1933</I> as amended, and the rules&nbsp;and regulations promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>U.S. Securities Laws</B>&rdquo;
means applicable securities legislation in the United States, including without limitation, the U.S. Securities Act, the U.S. Exchange
Act and the rules&nbsp;and regulations promulgated thereunder, and any applicable state securities laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>United States Dollars</B>&rdquo;,
 &ldquo;<B>US Dollars</B>&rdquo; and the &ldquo;<B>$</B>&rdquo; symbol alone each means dollars which are the lawful money of the United
States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Unrelated Party</B>&rdquo; means
any person that deals at arm&rsquo;s length with the Borrower and is not a Related Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Voting Capital Stock</B>&rdquo;
means Capital Stock of a Firm which carries voting rights or the right to Control such person under any circumstances; provided that Capital
Stock which carries the right to vote or Control conditionally upon the happening of an event shall not be considered Voting Capital Stock
until the occurrence of such event and then only during the continuance of such right to vote or Control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 33; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Warrant Shares</B>&rdquo; has
the meaning ascribed thereto in Section&nbsp;6.3.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;</FONT><B>Warrant
Strike Price</B>&rdquo; means the Tranche 1 Warrant Strike Price and the Tranche 2 Warrant Strike Price, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;</FONT><B>Warrants</B>&rdquo;
means the Tranche 1 Warrants and the Tranche 2 Warrants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Waste</B>&rdquo; means ashes,
garbage and refuse and includes domestic waste, industrial waste, municipal refuse or such other wastes as are designated as such under
any Environmental Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>Wholly-Owned Subsidiary</B>&rdquo;
of a person (the &ldquo;relevant party&rdquo;) means any Subsidiary, all of the outstanding Capital Stock of which, shall at the time
be owned and Controlled, directly or indirectly, by the relevant party or one or more Wholly-Owned Subsidiaries of the relevant party,
or by the relevant party and one or more Wholly-Owned Subsidiaries of the relevant party. A person shall be deemed to be a Wholly-Owned
Subsidiary of another person if it is a Wholly-Owned Subsidiary of a person that is that other&rsquo;s Wholly-Owned Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>Working
Capital</B>&rdquo; as at any date of determination means the sum for the Borrower and the Subsidiaries on a consolidated basis as at such
date of </FONT>(i)&nbsp;their Current Assets <I><U>minus</U></I> (ii)&nbsp;their Current Liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Extended
Meanings</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">To the extent the context so
admits, in this Agreement the following words and expressions shall be given the following corresponding extended meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>agreement</B>&rdquo; &ndash;
any agreement, oral or written, any simple contract, deed or specialty, and includes any bond, bill of exchange, indenture, instrument
or undertaking.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>arm&rsquo;s length</B>&rdquo;
 &ndash; the meaning attributed thereto under the Tax Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>asset</B>&rdquo; &ndash; any
undertaking, business, property (real, personal or mixed, tangible or intangible) or other asset.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>authorization</B>&rdquo; &ndash;
any authorization, approval, consent, exemption, licence, permit, franchise, quota, privilege or no-action letter from any governmental
authority or from any person in connection with any easements or contractual rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>change</B>&rdquo; &ndash; change,
modify, alter, amend, supplement, extend, renew, compromise, novate, replace, terminate, release, discharge, cancel, suspend or waive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>claim</B>&rdquo;</FONT>
 &ndash; claim, claim over, counter-claim, cross-claim, defence, demand or liability (actual or contingent, now existing or arising hereafter),
whether arising by agreement or statute, at law or in equity or otherwise, or any proceeding, judgment or order of any court or other
governmental authority or arbitrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>dispose</B>&rdquo; &ndash; lease,
sell, transfer, licence or otherwise dispose of any property, or the commercial benefits of use or ownership of any property, including
the right to profit or gain therefrom, whether in a single transaction or in a series of related transactions (other than the payment
of money).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 34; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>document</B>&rdquo; &ndash;
a written agreement, consent, waiver, certificate, notice or other document or instrument.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>fair market value</B>&rdquo;
 &ndash; the highest price, expressed in terms of money and moneys worth, available in an open and unrestricted market between informed
and prudent parties, each acting at arm&rsquo;s length, where neither party is under any compulsion to act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>final judgment</B>&rdquo; &ndash;
a judgment, order, declaration or award of a court, other governmental authority, arbitrator or other alternative dispute resolution authority
of competent jurisdiction from which no appeal may be made or from which all rights of appeal have expired or been exhausted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>government</B>&rdquo; &ndash;
(i)&nbsp;the Crown in right of Canada or in the right of any Province of Canada, (ii)&nbsp;the government of a Territory in Canada, (iii)&nbsp;a
municipality in Canada, (iv)&nbsp;the government of a foreign country or any political subdivision of it, or (v)&nbsp;any supra-national
authority of nations or a union of nations such as the European Union.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>governmental authority</B>&rdquo;
 &ndash; any court, administrative tribunal, regulatory authority, government, union of nations or any agency or other authority of a government
or union of nations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>guarantee</B>&rdquo; <B>&ndash;</B>
any guarantee, indemnity, letter of comfort or other assurance made in respect of any Debt, other obligation or financial condition of
another, including (i)&nbsp;any purchase or repurchase agreement, (ii)&nbsp;any obligation to supply funds or invest in such other, (iii)&nbsp;any
keep-well, take-or-pay, through-put or other arrangement having the effect of assuring or holding harmless another against financial loss,
or maintaining another&rsquo;s solvency or financial viability or (iv)&nbsp;any obligation under any credit Derivative, but shall exclude
endorsements on notes, bills and cheques presented to financial institutions for collection or deposit in the ordinary course of business.
Whenever in this Agreement the amount of any guarantee is required to be determined or measured, such amount shall be an amount equal
to the stated or determinable amount of the Debt in respect of which such guarantee is made or, if not stated or determinable, the maximum
reasonably anticipated liability in respect thereof (assuming the guarantor is required to perform thereunder) as determined by the guarantor
in good faith or, if the guarantee is expressly limited to a specified amount, such specified amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>include</B>&rdquo;, &ldquo;<B>includes</B>&rdquo;
and &ldquo;<B>including</B>&rdquo; &ndash; include without limitation and such terms shall not be construed to limit any word or statement
which they follow to the specific items or matters immediately following them or similar terms or matters (and the rule&nbsp;of <I>ejusdem
generis</I> shall not be applicable to limit a general statement that is followed by or referable to an enumeration of specific matters
to matters similar to the matters specifically mentioned).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<B>knowledge</B>&rdquo;</FONT>
of any person &ndash; to the best of that person&rsquo;s knowledge, information and belief after reasonable enquiry.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>losses and expenses</B>&rdquo;
 &ndash; losses, costs, expenses, damages, penalties, awards, orders, claims, demands and liabilities, including any applicable court costs
and legal fees and disbursements on a full indemnity basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 35; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>obligations</B>&rdquo; &ndash;
Debt, obligations, promises, covenants, responsibilities, duties and liabilities (actual or contingent, direct or indirect, matured or
unmatured, now existing or arising hereafter), whether arising by agreement or statute, at law, in equity or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>order</B>&rdquo; &ndash; any
order, directive, direction or request of any governmental authority, arbitrator or other decision-making authority of competent jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>ordinary course of business</B>&rdquo;
in respect of any transaction involving any person &ndash; the ordinary course of such person&rsquo;s business, as conducted by any such
person in accordance with past practice and undertaken by such person in good faith and not for purposes of evading any obligation or
restriction contained in any Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>paid in full</B>&rdquo; and
 &ldquo;<B>repaid in full</B>&rdquo; in relation to any payment obligation owing to any person (the &ldquo;creditor&rdquo;) &ndash; permanent,
indefeasible and irrevocable payment in cash or wire or bank transfer (or other freely available funds transfer as may be expressly provided
for in the applicable document creating or evidencing such payment obligation) to the applicable creditor in full of such payment obligation
in accordance with the express provisions of the applicable document creating or evidencing such payment obligation, without regard to
any compromise, reduction or disallowance of all or any item or part thereof by virtue of the application of any Insolvency Law, Fraudulent
Conveyances Law or other similar such laws, any law affecting creditors&rsquo; rights generally or general principles of equity, and,
if applicable, the cancellation or expiry of any commitment of the creditor to lend or otherwise extend credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>person</B>&rdquo; &ndash; an
individual, including an individual in his or her capacity as trustee, executor, administrator or other representative, a sole proprietorship,
a partnership, an unincorporated association, an unincorporated syndicate, an unincorporated organization, a trust, including a business
trust, a body corporate organized under the laws of any jurisdiction, a government or agency of a government or any other artificial legal
or commercial entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>proceeding</B>&rdquo; &ndash;
any proceeding, legal action, lawsuit, arbitration, mediation, alternative dispute resolution proceeding or other proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>rate of exchange</B>&rdquo;
 &ndash; the rate of exchange, including any premiums or costs payable in connection with any currency conversion being effected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>receiver</B>&rdquo; &ndash;
a privately appointed or court appointed receiver or receiver and manager, interim receiver, liquidator, trustee-in-bankruptcy, administrator,
administrative receiver, monitor and any other like or similar official.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>register</B>&rdquo; &ndash;
register, file or record with an applicable governmental authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>representative</B>&rdquo; &ndash;
any person empowered to act for another, including an agent, an officer or other employee of a body corporate or association and a trustee,
executor or administrator of an estate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>rights</B>&rdquo; &ndash; rights,
rights to transfer, titles, benefits, interests, powers, authorities, discretions, privileges, immunities and remedies (actual or contingent,
direct or indirect, matured or unmatured, now existing or arising hereafter), whether arising by agreement or statute, at law, in equity
or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 36; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>set-off</B>&rdquo; &ndash; any
right or obligation of set-off, compensation, offset, combination of accounts, netting, retention, withholding, reduction, deduction,
counter-claim or any similar right or obligation, or (as the context requires) any exercise of any such right or performance of such obligation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>successor</B>&rdquo; of a person
(the &ldquo;relevant party&rdquo;) &ndash; (i)&nbsp;any amalgamated or other body corporate of which the relevant party or any of its
successors is one of the amalgamating or merging body corporates, (ii)&nbsp;any person resulting from any court approved arrangement of
which the relevant party or any of its successors is party, (iii)&nbsp;any person to whom all or substantially all the assets of the relevant
party is transferred, (iv)&nbsp;any body corporate resulting from the continuance of the relevant party or any successor of it under the
laws of another jurisdiction of incorporation or of the same jurisdiction but under different enabling legislation, and (v)&nbsp; any
successor (determined as aforesaid or in any similar or comparable procedure under the laws of any other jurisdiction) of any person referred
to in Clause&nbsp;(i), (ii), (iii), (iv)&nbsp;or (v)&nbsp;of this definition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">&ldquo;<B>written</B>&rdquo; and &ldquo;<B>in
writing</B>&rdquo; &ndash; an original writing, a writing signed by electronic signature, a portable document format, an electronic document,
an e-mail or an electronic or digital image of any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;References to Agreements and
Documents</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Unless
the context otherwise requires, each reference in this Agreement to any agreement or document (including this Agreement and any other
defined term that is an agreement or document) shall be construed so as to include such agreement or document (including any attached
schedules, appendices and exhibits) </FONT>as amended, revised, replaced, supplemented, restated or otherwise modified from time to time
and each change made to it at or before the time in question; provided that (a)&nbsp;no change to this Agreement shall be effective unless
it is made in compliance with Section&nbsp;12.18 and (b)&nbsp;any change to any agreement or document which is not made in compliance
with the Loan Documents shall be disregarded for the purposes of determining whether or not the Borrower is in compliance with its obligations
relative thereto under the Loan Documents (save for any obligations not to change such agreement or document contained in any Loan Document).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Reference to Statutes</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Unless the context otherwise
requires, each reference in this Agreement to any code, statute, regulation, official interpretation, directive or other legislative enactment
of any Canadian or foreign jurisdiction (including any political subdivision of any thereof) at any time shall be construed so as to include
such code, statute, regulation, official interpretation, directive or enactment and each change thereto made at or before that time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.5</B></FONT><B>&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Headings,&nbsp;etc.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The division of this Agreement
into Articles, Sections and Schedules and the insertion of headings and titles are for the convenience of reference only and shall not
affect the construction or interpretation of this Agreement. The terms &ldquo;<B>this Agreement</B>&rdquo;, &ldquo;<B>hereof</B>&rdquo;,
 &ldquo;<B>hereunder</B>&rdquo; and similar expressions refer to this Agreement and not to any particular Article, Section, Subsection,
Schedule, paragraph, subparagraph, Clause or other portion of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 37; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->34<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.6</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Grammatical Variations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">In this Agreement, unless the
context otherwise requires, (i)&nbsp;words and expressions (including words and expressions (capitalized or not) defined, given extended
meanings or incorporated by reference herein) in the singular include the plural and <I>vice versa</I> (the necessary changes being made
to fit the context), (ii)&nbsp;words in one gender include all genders, (iii)&nbsp;grammatical variations of words and expressions (capitalized
or not) which are defined, given extended meanings or incorporated by reference in this Agreement shall be construed in like manner and
(iv)&nbsp;&ldquo;or&rdquo; is not necessarily to be construed in the alternative.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.7</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;References to Time and Time Periods</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Unless otherwise stated, each
reference in this Agreement to (a)&nbsp;any time of the day shall be construed as a reference to Toronto time or (b)&nbsp;any period of
time shall commence on (and include) the first day of such period and end on (but exclude) the last day of such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.8</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Continuing</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">A Default (other than an Event
of Default) which occurs at any time shall be deemed to be continuing at all times thereafter unless it is expressly waived in writing
by the Lender or cured or remedied by a Loan Party. An Event of Default which occurs at any time shall be deemed to be continuing at all
times thereafter unless it is expressly waived in writing by the Lender, whether or not the default, breach, failure, event, state or
condition that gave rise to such Event of Default is remedied at any time after the Event of Default occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.9</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Rounding</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Unless otherwise stated, (a)&nbsp;all
currency amounts determined pursuant to this Agreement shall be rounded up, if necessary to be expressed in a whole number of cents, to
the nearest cent and (b)&nbsp;all financial ratios required to be determined hereunder shall be truncated after two (2)&nbsp;decimal places
without rounding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>1.10</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Uniform
Electronic Commerce Act</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The words &ldquo;execution&rdquo;,
 &ldquo;signed&rdquo;, &ldquo;signature&rdquo; and words of like import in any Loan Document shall be deemed to include electronic signatures
or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually
executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any law,
including Parts&nbsp;2 and 3 of the <I>Personal Information Protection and Electronic Documents Act</I> (Canada), the <I>Electronic Transactions
Act</I> (British Columbia) and other similar federal or provincial laws based on the Uniform Electronic Commerce Act of the Uniform Law
Conference of Canada or its Uniform Electronic Evidence Act as the case may be. Each party hereto agrees that each such electronic or
digital image of this Agreement, any other Loan Document or any other document maintained by the Lender shall constitute an authoritative
copy of this Agreement or such other Loan Document or other document, as the case may be, shall be binding on it (if it is party thereto)
and shall be admissible in any legal, administrative or other proceeding having the same force and effect as an original authentic copy
thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 38; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->35<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; text-transform: uppercase"><B>Article&nbsp;2<BR>
THE </B></FONT><B>CREDIT FACILITY</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>2.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Establishment of the Credit Facility</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Upon
and subject to the terms and conditions of this Agreement, the Lender hereby establishes a US Dollar </FONT>senior secured Credit Facility
in favour of the Borrower consisting of (i)&nbsp;Tranche 1 in the funded amount of Cdn.$70,000,000 (subject to the OID) to be advanced
subject to satisfaction of the Tranche 1 Conditions Precedent, and (ii)&nbsp;Tranche 2 in the funded amount of Cdn.$35,000,000 (subject
to the OID) to be advanced no later than twelve (12) months after the Tranche 1 Drawdown Date, subject to satisfaction of the Tranche
2 Conditions Precedent. The proceeds of the Credit Facility shall be used for the general corporate and working capital purposes of the
Borrower and its Subsidiaries, including bridge financing for the development of the Hammerdown Gold Project and Queensway Gold Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>2.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Availability
and Advance Request</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Subject
to the terms hereof, </FONT>Tranche 1 of the Credit Facility shall be drawn on the Tranche 1 Drawdown Date in accordance with the applicable
Advance Request, subject to satisfaction of the Tranche 1 Conditions Precedent. Tranche 2 of the Credit Facility may be drawn at any time
up to twelve (12) months after the Tranche 1 Drawdown Date in accordance with the applicable Advance Request, subject to satisfaction
of the Tranche 2 Conditions Precedent. The Borrower must deliver an Advance Request to the Lender at least five (5)&nbsp;Business Days
prior to the requested drawdown date for Tranche 1 and Tranche 2. The Lender shall have no obligation to advance any amounts under the
Credit Facility if the Advance Request does not comply with the requirements set forth in this Agreement or if any condition precedent
to such advance has not been satisfied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;3<BR>
INTEREST AND FEE CALCULATIONS AND CHANGES IN CIRCUMSTANCES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>3.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Interest</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Dates
of Payment. </I>The Borrower will pay interest on the outstanding Principal Amount on each Interest Payment Date. Interest will accrue
daily based on the outstanding Principal Amount from the date of advance until repayment in full, computed on the basis of a 360-day year
and actual days elapsed. The rate of interest for each Loan shall be a fixed rate of 8.75% per annum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Overdue
Amounts and Default Interest.</I> If any sum payable by the Borrower under any provision of this Agreement is not paid when due and payable
hereunder (whether on its stipulated due date, on demand, on acceleration or otherwise), or if an Event of Default has occurred and is
continuing, the Borrower shall pay interest on the outstanding balance thereof and on the outstanding balance of the Credit Facility at
the rate otherwise set forth herein <I><U>plus</U></I> 2.0% per annum, compounded monthly.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>3.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Fees</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower shall pay, on the Tranche 1 Drawdown Date</FONT> in respect of Tranche 1, and the Tranche 2 Drawdown Date in respect of Tranche
2, to the Lender, for the account of the Lender, an Establishment Fee, in accordance with Section&nbsp;4.4.3. All fees are non-refundable
once paid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>3.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Interest and Fee Calculations and
Payments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>General</I>.
Interest payable on any amount under this Agreement shall be (a)&nbsp;calculated upon the daily outstanding balance of such amount from
(and including) the date it is first outstanding or advanced until (but excluding) the date it is paid or repaid in full to the Lender,
(b)&nbsp;paid in the same currency as such amount is denominated and (c)&nbsp;payable in arrears on each Interest Payment Date and on
the date the final balance thereof is paid or repaid in full based upon the actual number of&nbsp;days elapsed in the relevant period
of calculation. Interest payable on each such amount shall be payable both before and after demand, default and judgment at the applicable
rate set out in Section&nbsp;3.1 with interest on overdue interest compounding monthly at the same rate (except to the extent provided
otherwise in Section&nbsp;3.1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 39; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Interest
Act Compliance</I>. For the purposes of the <I>Interest Act</I> (Canada), any rate of interest made payable under the terms of this Agreement
at a rate or percentage (the &ldquo;<B>Contract Rate</B>&rdquo;) for any period that is less than a consecutive twelve (12) month period,
such as a 360 or 365 day basis, (the &ldquo;<B>Contract Rate Basis</B>&rdquo;), is equivalent to the yearly rate or percentage of interest
determined by multiplying the Contract Rate by a fraction, the numerator of which is the number of&nbsp;days in the consecutive twelve
(12) month period commencing on the date such equivalent rate or percentage is being determined and the denominator of which is the number
of&nbsp;days in the Contract Rate Basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>3.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Illegality</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">If
at any time the Lender (acting reasonably) determines (which determination shall be conclusive and bind the Borrower) that any Change
in Law has made it unlawful</FONT> or impossible (an &ldquo;<B>Illegality</B>&rdquo;) for the Lender to make, fund or maintain the Loan
or to give effect to its obligations in respect of the Loan (an &ldquo;<B>Affected Loan</B>&rdquo;), the Lender (for the purposes of this
Section, the &ldquo;<B>Affected Lender</B>&rdquo;) will promptly notify the Borrower. Upon giving such notice, the obligation of the Affected
Lender to make or continue the Loan made or to be made in the Affected Loan shall be suspended for so long as such condition exists. Thereafter,
and until the Lender notifies the Borrower otherwise, the Borrower shall not have the right to require the Affected Lender to make the
Affected Loan available. If such Illegality continues for more than thirty (30) days, the Lender may, at its option, by notice to the
Borrower, declare all outstanding amounts under the Credit Facility immediately due and payable without premium or penalty.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>3.5</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Withholding
Taxes</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Loan Party will be entitled to deduct or withhold from any payment under any Loan Document such amounts as the Loan Party is required
to deduct or withhold with respect to such payment under any Applicable Law in respect of Taxes. To the extent that any amounts are so
deducted or withheld, other than amounts deducted or withheld in respect of Excluded Taxes, the Loan Party shall increase the sum payable
so that after making all required deductions or withholdings, the Lender receives an amount equal to the sum it would have received had
no such deduction or withholding been made. Such deducted or withheld amounts shall be treated for all purposes of the Loan Documents
as having been paid to the person to whom such amounts would otherwise have been paid, provided that such deducted or withheld amounts
are actually remitted to the appropriate governmental authority within the time required by Applicable Law and the Loan Party provides
evidence of such remittance to the Lender within ten (10)&nbsp;Business Days.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Loan Party shall timely pay to the relevant governmental authority any Other Taxes in accordance with Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Loan Parties shall jointly and severally indemnify each Recipient, within ten (10)&nbsp;days after demand therefor, for the full amount
of any Indemnified Taxes (including Indemnified Taxes imposed or asserted on or attributable to amounts payable under this Section) payable
or paid by such Recipient or required to be withheld or deducted from a payment to such Recipient and any reasonable expenses arising
therefrom or with respect thereto, whether or not such Indemnified Taxes were correctly or legally imposed or asserted by the relevant
governmental authority. A certificate as to the amount of such payment or liability delivered to the Loan Parties, by the Lender, shall
be conclusive absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;If
the Lender determines, in its sole discretion exercised in good faith, that it has received a refund of any Taxes (including any Tax credit
in lieu of a refund) with respect to which it has been indemnified by a Loan Pary or with respect to which a Loan Party has paid additional
amounts pursuant to Section&nbsp;3.5, the Lender shall pay to such Loan Party an amount equal to such refund (but only to the extent of
indemnity payments made, or additional amounts paid by the Loan Party under Section&nbsp;3,5 with respect to the Taxes giving rise to
such refund), net of all out-of-pocket expenses (including Taxes) of the Lender and without interest (other than any interest paid by
the relevant governmental authority with respect to the refund). Such Loan Party, upon the request of the Lender, shall repay to the Lender
the amount paid over pursuant to this Section&nbsp;3.5.4 (plus any penalties, interest or other charges imposed by the relevant governmental
authority) in the event that the Lender is required to repay such refund to such governmental authority. Notwithstanding anything to the
contrary in this Section&nbsp;3.5.4, in no event will the Lender be required to pay any amount to a Loan Party pursuant to this Section&nbsp;3.5.4
the payment of which would place the Lender in a less favourable net after-Tax position than the Lender would have been in if the Tax
giving rise to such refund had not been deducted, withheld or otherwise imposed and the additional amounts with respect to such Tax had
never been paid. This Section&nbsp;3.5.4 shall not be construed to require the Lender to make available its Tax returns (or any other
information relating to its Taxes that it deems confidential) to any Loan Party or any other person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 40; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->37<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
party&rsquo;s obligations under this Section&nbsp;3.5 shall survive the termination of the Credit Facility and the repayment, satisfaction
or discharge of all Secured Obligations under any Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;4<BR>
REPAYMENT AND PREPAYMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>4.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Repayment of the Credit
Facility</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Subject
to Section&nbsp;11.2, the Borrower shall</FONT> repay to the Lender the entire outstanding Principal Amount, together with all accrued
and unpaid interest and any outstanding fees, costs and expenses due to the Lender, on the Maturity Date. There shall be no scheduled
amortization payments prior to the Maturity Date. If an Event of Default has occurred and is continuing, the Lender may, by written notice
to the Borrower, declare the outstanding Principal Amount and the Loan Documents, including all outstanding interest and all other fees,
expenses and charges incurred in connection with the Credit Facility and the Loan Documents, immediately due and payable, whereupon the
same shall become immediately due and payable without presentment, demand, protest or other notice of any kind, all of which are hereby
expressly waived by the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>4.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;Optional Prepayments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower shall have the option to prepay the Lender in full or in part (and, if in part, subject to two (2)&nbsp;Business Days</FONT>&rsquo;
notice), the outstanding Principal Amount without penalty or premium <U>provided that</U> any prepayment amount shall be not less than
Cdn.$1,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>4.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Mandatory
Prepayments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.3.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Asset
Disposals and Other Proceeds</I>. The Borrower shall prepay in part or in full the outstanding Principal Amount and pay all associated
accrued interest, costs and other fees owed to the Lender from the net cash proceeds of any of the following events (to the extent permitted
by the terms hereof or otherwise consented to by the Lender) at the Borrower and Guarantor level, in each case if the amount of such
net cash proceeds exceeds $1,000,000: (i)&nbsp;issuance of additional Debt (other than Permitted Debt) or (ii)&nbsp;a sale (other than
Permitted Asset Sales) of any of the Collateral (including the sale of a royalty, stream or other pre-payment rights); provided that
the Borrower has not delivered a Reinvestment Notice to the Lender within five (5)&nbsp;Business Days of each such issuance of additional
Debt or sale of Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.3.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Reinvestments</I>.
Notwithstanding anything to the contrary in Section&nbsp;4.3.1, upon the delivery of a Reinvestment Notice by the Borrower to the Lender,
the Borrower may, on or before the applicable Reinvestment Prepayment Date, apply the net cash proceeds from any issuance of additional
Debt or sale of Collateral pursuant to Section&nbsp;4.3.1 for the ongoing development of the Projects, to acquire assets or replacement
assets useful in its or one of its Subsidiaries&rsquo; businesses, and for other working capital needs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 41; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->38<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.3.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Insurance
Proceeds</I>. If the aggregate Insurance Proceeds derived from all Insurance Events occurring during any TTM Period exceeds $1,000,000,
the Borrower shall, on or before the sixth (6th) month following receipt of such Insurance Proceeds, either (i)&nbsp;reinvest such Insurance
Proceeds for the sole purpose of repairing or replacing the assets compensated for by the Insurance Proceeds derived from that Insurance
Event, or (ii)&nbsp;prepay the Loan outstanding under the Credit Facility in an amount equal to the Insurance Proceeds derived from all
Insurance Events occurring during such TTM Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>4.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Place of Payment of Principal,&nbsp;Interest and
Fees</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.4.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Payments
Generally</I>. Each payment of principal of, or interest or fees computed on, any Advance and each other amount owing by any Loan Party
under or otherwise in respect of any Loan Document shall be made by such Loan Party to the Lender entitled thereto in the currency in
which such amount is denominated no later than 12:00 p.m.&nbsp;Pacific Time in immediately available, freely transferable, cleared funds
for value on the due date (or if such due date is not a Business Day on the Business Day next following) by bank transfer to the credit
of the Lender&rsquo;s account as specified in writing by the Lender from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.4.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Late
Day Payments</I>. If any payment is made to the Lender on any day after the times specified in Subsection&nbsp;4.4.1 that payment shall,
for the purposes of determining the amount of interest payable by a Loan Party thereon hereunder, be deemed to have been made on the following
Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.4.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Establishment
Fee. </I>The Borrower shall pay to the Lender (i)&nbsp;on the Tranche 1 Drawdown Date, an establishment fee equal to 1.0% of the Tranche
1 Funded Amount (being Cdn.$700,000) (the &ldquo;<B>Tranche 1 Establishment Fee</B>&rdquo;), which may, at the Borrower&rsquo;s election,
be deducted from the proceeds of Tranche 1, and (ii)&nbsp;upon drawdown of Tranche 2, an establishment fee equal to 1.0% of the Tranche
2 Funded Amount (being Cdn.$350,000) (the &ldquo;<B>Tranche 2 Establishment Fee</B>&rdquo; and, together with the Tranche 1 Establishment
Fee, the &ldquo;<B>Establishment Fee</B>&rdquo;), which may, at the Borrower&rsquo;s election, be deducted from the proceeds of Tranche
2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;5<BR>
CONDITIONS PRECEDENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>5.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conditions Precedent to
Closing</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Closing shall not occur until
the time the Lender notifies the Borrower that each of the conditions set forth below has been satisfied or (to the extent any such conditions
have not been satisfied) the Lender has waived non-compliance in accordance with Section&nbsp;5.4 to permit the Closing to occur:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">The Lender has received each of the following in form and substance satisfactory to the Lender (in pdf,
electronic document or other copy, unless specifically indicated that an original is required):</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">a Certificate of each Loan Party (A)&nbsp;attaching true copies of (1)&nbsp;the articles and by-laws (or
equivalent) of such Loan Party and (2)&nbsp;all necessary corporate action taken by such Loan Party to authorize the execution, delivery
and performance of this Agreement and the consummation of the transactions contemplated hereby, and (B)&nbsp;as to incumbency and true
signatures of each Responsible Officer of such Loan Party;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 42; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->39<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">a certificate of status, compliance, good standing (or equivalent) with respect to each Loan Party for
its jurisdiction of incorporation or formation;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">a Perfection Certificate signed by a Responsible Officer on behalf of all of the Loan Parties disclosing,
with respect to each Loan Party, inter alia, the jurisdiction of formation and the location of the chief executive office, Collateral
and books and records; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(iv)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">a copy of this Agreement</FONT> executed by each
party hereto; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">corporate opinions from the Borrower&rsquo;s Counsel satisfactory to the Lender&rsquo;s Counsel, including
on all matters relating to the Loan Parties and this Agreement;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">all &ldquo;know your customer&rdquo;, anti-money laundering, anti-terrorism or similar identification
information required for the Lender to comply with Anti-Money Laundering Laws and Anti-Terrorism Laws, in each case, as reasonably requested
by the Lender.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>5.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conditions Precedent
to Advance of Tranche 1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The advance of Tranche 1 under
the Credit Facility shall not occur until the time the Lender notifies the Borrower that each of the conditions set forth below has been
satisfied or (to the extent any such conditions have not been satisfied) the Lender has waived non-compliance in accordance with Section&nbsp;<B>5.4</B>
to permit the advance of Tranche 1 to occur (collectively, the &ldquo;Tranche 1 Conditions Precedent&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">The Lender has received for itself and each Nominated Party, as applicable, each of the following in form
and substance satisfactory to the Lender (in pdf, electronic document or other copy, unless specifically indicated that an original is
required):</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">a Certificate of each Loan Party (A)&nbsp;attaching true copies of (1)&nbsp;the articles and by-laws (or
equivalent) of such Loan Party and (2)&nbsp;all necessary corporate action taken by such Loan Party to authorize the execution, delivery
and performance of each Loan Document to which it is party and the consummation of the transactions contemplated thereby, (B)&nbsp;as
to incumbency and true signatures of each Responsible Officer of such Loan Party executing any Loan Documents, and (C)&nbsp;as to such
other matters as the Lender may reasonably require;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">a certificate of status, compliance, good standing (or equivalent) with respect to each Loan Party for
its jurisdiction of incorporation or formation and, if the Lender so requires, a corporate profile report or other governmental certificate
from any applicable governmental authority of any other jurisdiction in which any material assets of any Loan Party are located or any
Loan Party conducts material business;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">a duly completed Advance Request in respect of Tranche 1;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(iv)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">each </FONT>Loan Document to which each Loan
Party is a party duly executed by each party thereto (including, where applicable, wet ink signatures duly witnessed in accordance with
Applicable Law), including the Security Documents listed in Schedule 6.1(A)(V);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(v)</FONT></TD><TD STYLE="text-align: justify">the Tranche 1 Warrants together with (i)&nbsp;all required warrant certificates, subscription forms, and
related documentation in form and substance satisfactory to the Lender; (ii)&nbsp;all required certifications, representations, and questionnaires
under applicable Canadian securities laws and U.S. Securities Laws, including those set forth in Section&nbsp;6.3; (iii)&nbsp;all required
regulatory filings with the TSXV and applicable securities regulatory authorities; and (iv)&nbsp;evidence satisfactory to the Lender that
all hold periods, legends, and transfer restrictions required by applicable securities laws and TSXV rules&nbsp;have been or will be applied
to the Tranche 1 Warrants;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 43; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(vi)</FONT></TD><TD STYLE="text-align: justify">certificates of compliance from the DEM in respect of the mineral licenses held by the Loan Parties, in
each case, pursuant to Section&nbsp;29 of the Mineral Act;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(vii)</TD><TD STYLE="text-align: justify">the Hammerdown Gold Project Budget and the Queensway Gold Project Budget;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(viii)</FONT></TD><TD STYLE="text-align: justify">a Compliance Certificate;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(ix)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">either (i)&nbsp;an estoppel letter with respect
to the Liens granted in connection with the </FONT><B>[Redacted: Commercially Sensitive Information]</B> Facility Agreement in form and
substance satisfactory to the Lender acting reasonably, or (ii)&nbsp;evidence of the termination of the <B>[Redacted: Commercially Sensitive
Information]</B> Facility Agreement and all Liens granted in connection therewith; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(x)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">either (i)&nbsp;an estoppel letter with respect
to the Liens granted in connection with the </FONT><B>[Redacted: Commercially Sensitive Information]</B> Facility Agreement in form and
substance satisfactory to the Lender acting reasonably, or (ii)&nbsp;evidence of the termination of the <B>[Redacted: Commercially Sensitive
Information]</B> Facility Agreement and all Liens granted in connection therewith;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)</FONT></TD><TD STYLE="text-align: justify">corporate, security, and title opinions from the Borrower&rsquo;s Counsel satisfactory to the Lender&rsquo;s
Counsel, including on all matters relating to the Loan Parties, the Borrower&rsquo;s Mining Rights, Maritime&rsquo;s Mining Rights, real
property owned and leased by the Loan Parties, and the Loan Documents entered into as of the Tranche 1 Drawdown Date;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">such property and third-party liability insurance policy certificates, including mortgagee and loss payee
endorsements or certificates of insurance as the Lender may reasonably require;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">such releases and discharges and undertakings to release and discharge (including evidence of registration
of or authorizations to register such releases and discharges) of all Liens on the assets of each Loan Party, other than Permitted Liens,
as the Lender may reasonably require;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">such payout statements of all financial indebtedness that is not Permitted Debt, together with such evidence
of payment thereof, as the Lender may reasonably require;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)</FONT></TD><TD STYLE="text-align: justify">registration or, as applicable, submission for registration of the Initial Security Documents;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">no action, suit, proceeding or investigation is pending or, to the knowledge of any Loan Party, threatened
in writing in any court or before any arbitrator or any governmental authority to enjoin, restrain, or prohibit, or to obtain substantial
damages in respect of, or which is related to or arises out of this Agreement or the other Loan Documents or the consummation of the Transactions,
that could reasonably be expected to have a Material Adverse Effect;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 44; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->41<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify">no Material Adverse Change has occurred;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">no Default or Event of Default has occurred that is continuing or would result from the advance of Tranche
1;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(j)</TD><TD STYLE="text-align: justify">each representation and warranty made by each Loan Party under each Loan Document to which it is a party
is true, accurate and complete in all respects;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(k)</TD><TD STYLE="text-align: justify">the Lender shall be satisfied that:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">all material Project Approvals for the current
stage of </FONT>development, operation and/or maintenance of the Projects; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">all corporate, partnership, shareholder, exchange and regulatory approvals (including TSXV approvals),</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">in each case, required to consummate the
Transactions have been obtained and are in full force and effect, in each case without the imposition of any burdensome provision, and
that all applicable waiting periods shall have expired without any action being taken or threatened by any governmental authority that
would materially restrain, prevent or otherwise impose material adverse conditions on the Transactions; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(l)</TD><TD STYLE="text-align: justify">payment to the Lender (or arrangements satisfactory to the Lender have been made to ensure payment to
the Lender) of (A)&nbsp;all fees payable to the Lender pursuant to or otherwise in connection with this Agreement and (B)&nbsp;all reasonable
and documented fees, costs and expenses payable by the Lender to the Lender&rsquo;s Counsel in respect of the negotiation, execution,
delivery and entry into effect of this Agreement, the other Loan Documents and any other document related to or entered into in anticipation
of this Agreement and the administration and implementation thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>5.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conditions
Precedent to Advance of Tranche 2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The advance of Tranche 2 under
the Credit Facility shall not occur until the time the Lender notifies the Borrower that each of the conditions set forth below has been
satisfied or (to the extent any such conditions have not been satisfied) the Lender has waived non-compliance in accordance with Section&nbsp;5.4
to permit the advance of Tranche 2 to occur (collectively, the &ldquo;<B>Tranche 2 Conditions Precedent</B>&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">The Lender has received for itself and each Nominated Party, as applicable, each of the following in form
and substance satisfactory to the Lender (in pdf, electronic document or other copy, unless specifically indicated that an original is
required):</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">a duly completed Advance Request in respect of Tranche 2;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">the Tranche 2 Warrants together with (i)&nbsp;all required warrant certificates, subscription forms, and
related documentation in form and substance satisfactory to the Lender; (ii)&nbsp;all required certifications, representations, and questionnaires
under applicable Canadian securities laws and U.S. Securities Laws, including those set forth in Section&nbsp;6.3; (iii)&nbsp;all required
regulatory filings with the TSXV and applicable securities regulatory authorities; and (iv)&nbsp;evidence satisfactory to the Lender that
all hold periods, legends, and transfer restrictions required by applicable securities laws and TSXV rules&nbsp;have been or will be applied
to the Tranche 2 Warrants;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 45; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->42<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">an acknowledgment and confirmation of loan and security documents duly executed by each Loan Party (the
 &ldquo;<B>Confirmation</B>&rdquo;); and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD STYLE="text-align: justify">such other documents that the Lender may reasonably require;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">no Default or Event of Default has occurred that is continuing or would result from the advance of Tranche
2;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">each representation and warranty made by each Loan Party under each Loan Document to which it is a party
is true, accurate and complete in all respects; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">payment to the Lender (or arrangements satisfactory
to the Lender have been made to ensure payment to the Lender) on or before </FONT>the advance of Tranche 2 of (A)&nbsp;all fees payable
to the Lender pursuant to or otherwise in connection with this Agreement in respect of the advance of Tranche 2, and (B)&nbsp;all reasonable
and documented fees, costs and expenses (invoiced or estimated) payable by the Lender to the Lender&rsquo;s Counsel in respect of or in
connection with the advance of Tranche 2.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>5.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Waiver</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The conditions precedent set
forth in Sections&nbsp;5.1, 5.2 and 5.3 and are included for the sole benefit of the Lender and may be waived, in whole or in part and
with or without conditions, by the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;6<BR>
equity</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>6.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Equity
Subscription</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Lender shall subscribe for,
either directly with the Borrower or through certain underwriters or agents appointed by the Borrower, and the Borrower shall issue to
or for the benefit of the Lender, such number of common shares of the Borrower as is equal to or greater than the aggregate subscription
price of US$20,000,000 (the &ldquo;<B>Equity Subscription</B>&rdquo;) pursuant to the Public Offering and in accordance with the terms
and timing of the Public Offering.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>6.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Issuance and Exercise of Warrants</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Borrower will issue (i)&nbsp;the Tranche 1 Warrants to each Nominated Party as a bonus and in consideration for the risk taken by the
Lender for advancing Tranche 1 on the Tranche 1 Drawdown Date, and (ii)&nbsp;the Tranche 2 Warrants to each Nominated Party as a bonus
and in consideration for the risk taken by the Lender for advancing Tranche 2, on the Tranche 2 Drawdown Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Warrant will be exercisable for one common share in the capital of the Borrower upon payment of the applicable Warrant Strike Price. The
Warrants and any common shares for which they may be exercised will be subject to a four (4)&nbsp;month resale hold period in Canada from
the date of issue of the Warrants under applicable securities laws and will bear a restrictive legend to that effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Warrants will be exercisable in full or in multiple parts at any time and have an expiration date of three (3)&nbsp;years following the
Tranche 1 Drawdown Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 46; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->43<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Warrant
pricing, the term of the Warrants and any amendment(s)&nbsp;to said term of the Warrants is subject to receipt of all applicable regulatory
approvals including the TSXV, and compliance with applicable securities laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Lender covenants and agrees that, for so long as the Credit Facility is outstanding, it will not make short sales or purchase puts in
respect of shares of the Borrower, either directly or through a broker or other intermediary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2.6</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Lender acknowledges and understands that the Warrants, and, if issued, the underlying common shares of the Borrower to be issued upon
exercise of the Warrants, have not been registered under any applicable U.S. Securities Laws, and that the Warrants and, if issued, any
underlying common shares of the Borrower to be issued upon exercise of the Warrants, are being issued pursuant to an exemption from (i)&nbsp;prospectus
requirements of Canadian securities laws, and (ii)&nbsp;the registration and prospectus requirements of the securities laws of United
States, and, as a consequence, certain protections, rights and remedies provided by the applicable securities laws, including statutory
rights of rescission or damages, will not be available to the Lender. The Lender acknowledges that the Borrower will rely on the Lender&rsquo;s
representations, warranties and certifications set forth below for purposes of confirming the availability of any exemption from such
registration and prospectus requirements. The Lender has not received a document purporting to describe the business and affairs of the
Borrower that has been prepared primarily for delivery to and review by prospective investors so as to assist those investors to make
an investment decision in respect of the Borrower under the terms of this Agreement. The Lender has such knowledge and experience in financial
and business affairs as to be capable of evaluating the merits and risks of an investment in the Borrower&rsquo;s shares. The Lender will
execute and deliver within the applicable time periods all documentation as may be required by Canadian securities laws or U.S. Securities
Laws, as applicable, to permit the issuance of the Warrants (and, if issued, the underlying common shares of the Borrower to be issued
upon exercise of the Warrants) on the terms set forth herein and, if required by Canadian securities laws, will execute, deliver and file
or assist the Borrower in obtaining and filing such reports, undertakings and other documents relating to the issuance of the Warrants
and, if issued, the underlying common shares of the Borrower to be issued upon exercise of the Warrants, as may be required by any Canadian
securities laws, U.S. Securities Laws, securities regulator, stock exchange or other regulatory authority, and completing regulatory filings
required by the applicable securities commissions. Accordingly, the Lender consents to the collection, use and disclosure of certain information
to the TSXV, applicable Canadian securities regulatory authorities (including the OSC) and the Borrower&rsquo;s advisors solely for and
expressly limited to the purposes of meeting legal, regulatory, self-regulatory, security and audit requirements (including any applicable
tax, securities, Anti-Money Laundering Laws or Anti-Terrorism Laws). The Lender hereby acknowledges that it has been notified by the Borrower
(i)&nbsp;of the requirement to deliver to the TSXV and/or the applicable Canadian and U.S. securities regulatory authorities the full
name, address and telephone number of the party to whom the Warrants and, if issued, the underlying common shares of the Borrower to be
issued upon exercise of the Warrants, are issued, the number of securities issued and the date(s)&nbsp;of distribution; (ii)&nbsp;that
this information is being collected under the authority granted in Canadian securities legislation; and (iii)&nbsp;that this information
is being collected for the purposes of the administration and enforcement of the securities legislation of Ontario.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 47; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>6.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;US
Securities Laws</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.3.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
addition to the representations, warranties and compliance with the terms set forth in Section&nbsp;6.2.6, if the Lender is in the United
States at the time of issuance of any Warrants or shares underlying the Warrants (&ldquo;<B>Warrant Shares</B>&rdquo;) or is a U.S. Person
at such time, it also represents, warrants, agrees and acknowledges that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">it is aware that the Warrants and Warrant Shares,
if applicable, have not been, and will not be, registered under the U.S. Securities Act or the securities laws of an applicable state
of the United States, and that any issuance of the Warrants or any Warrant Shares, as applicable, to the Lender is or would be made in
reliance on the exemption from registration provided by Rule&nbsp;506(b)&nbsp;of Regulation D only to &ldquo;accredited investors&rdquo;
within the meaning of Rule&nbsp;501(a)&nbsp;of Regulation D or such other applicable exemptions under the U.S. Securities Act; (ii)&nbsp;it
is an &ldquo;accredited investor&rdquo; within the meaning of Rule&nbsp;501(a)&nbsp;of Regulation D and such securities would be acquired
for its own account or for the account of one or more &ldquo;accredited investors&rdquo; with respect to which it exercises sole investment
discretion, and not with a view to resale, distribution or other disposition of such securities in violation of U.S. Securities Laws</FONT>;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">it understands that the Warrants may not be exercised in the U.S. or by, or on behalf or for the benefit
of, a U.S. Person, unless an exemption from the registration requirements of the U.S. Securities Act and applicable state securities laws
is available at that time for the issuance of any Warrant Shares, if any, to the U.S. Person and, if requested, such U.S. Person has furnished
an opinion of counsel of recognized standing in form and substance reasonably satisfactory to the Borrower to such effect and any other
certificates or documentation reasonably requested by the Borrower, the registrar and transfer agent or as required under the terms of
the Warrant;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">it understands and acknowledges that <U>because</U>
the Warrants and any Warrant Shares, as applicable, will be &ldquo;restricted securities&rdquo; within the meaning of Rule&nbsp;144 under
the U.S. Securities Act, that the Warrants and any Warrant Shares issued, transferred or in exchange for or in substitution of such securities,
will bear a customary U.S. restrictive legend(s)&nbsp;set forth herein, and any transfer or exercise of any such securities, as applicable,
shall be done pursuant to the requirements set forth in all such U.S. restrictive legend(s), which restrictive legend(s)&nbsp;shall </FONT>be
affixed to any such securities (certificated or uncertificated) and any securities issued in exchange for or in substitution of such securities,
as applicable, upon the original issuance and until the restrictive legend is no longer required under applicable requirements of applicable
U.S. Securities Laws. The Lender consents to the Borrower making a notation on its records or giving instructions to its transfer agent,
as applicable, in order to implement the restrictions on transfer set forth and described herein;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Securities set forth herein, including the offered
Securities, Warrants and Warrant shares, if any, have not been recommended, approved or disapproved by the SEC</FONT>, by any state regulatory
authority in the U.S. or by any Canadian regulatory authority, and that any representation to the contrary is a criminal offense;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">it acknowledges that the Borrower and its representatives
</FONT>are and will rely on the Lender&rsquo;s representations, warranties and certifications set forth in this section for purposes of
confirming the availability of any exemption from such registration under U.S. Securities Laws and shall provide such documents, certifications
or information as may be reasonably requested by the Borrower to comply with applicable U.S. Securities Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">it acknowledges and understands that securities issued or to be issued, have not been registered under
any applicable U.S. Securities Laws, and, as a consequence, certain protections, rights and remedies provided by the applicable securities
laws, including statutory rights of rescission or damages, will not be available to the Lender. The Lender has not received a document
purporting to describe the business and affairs of the Borrower that has been prepared primarily for delivery to and review by prospective
investors so as to assist those investors to make an investment decision in respect of the Borrower under the terms of this Agreement.
Each Lender has such knowledge and experience in financial and business affairs as to be capable of evaluating the merits and risks of
an investment in the Borrower&rsquo;s securities and is able to bear the economic risks of such investment and is able, without impairing
its financial condition, to hold the offered Securities and the Warrant Shares, as applicable, for an indefinite period of time and to
bear the economic risks, and withstand a complete loss of such investment;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 48; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">it will execute and deliver within the applicable time periods all documentation as may be required by
U.S. Securities Laws, as applicable, to permit the issuance of any securities on the terms set forth herein and, if required, will execute,
deliver and file or assist the Borrower in obtaining and filing such reports, undertakings and other documents relating to the issuance
under U.S. Securities Laws, securities regulator, stock exchange or other regulatory authority (including any applicable tax, securities,
Anti-Money Laundering Laws or Anti-Terrorism Laws);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify">it acknowledges that purchasing, holding and disposing of any of the Warrants and any Warrant Shares,
as applicable, may have tax consequences under the laws of both Canada and the United States, and that it is solely responsible for determining
the tax consequences of investment in such securities and the Borrower gives no opinion and makes no representation with respect to the
tax consequences to the Lender under United States, state, local or foreign tax law of the undersigned&rsquo;s acquisition or disposition
of any such securities, or as to any other tax consequences related to any of such securities; and no determination has been made whether
the issuer will be a &ldquo;passive foreign investment company&rdquo; within the meaning of Section&nbsp;1297 of the U.S. Internal Revenue
Code;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">it acknowledges that the enforcement by </FONT>the
Lender of civil liabilities under the United States federal securities laws may be affected adversely by the fact that the Borrower is
incorporated or organized outside the United States, that some or all of its officers and directors are residents of a foreign country,
and that all or a substantial portion of the assets of the Borrower and said persons are located outside the United States. In addition,
holders of such securities (or any underlying securities) in the United States should not assume that the courts of Canada: (a)&nbsp;would
enforce judgments of United States courts obtained in actions against such persons predicated upon civil liabilities under the federal
securities laws of the United States or &ldquo;blue sky&rdquo; laws of any state within the United States; or (b)&nbsp;would enforce,
in original actions, liabilities against such persons predicated upon civil liabilities under the federal securities laws of the United
States or &ldquo;blue sky&rdquo; laws of any state within the United States.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>6.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Regulatory Filings, Exemptions or Other Actions.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.4.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Lender and each Nominated Party, as applicable, will execute all such other documentation, certificates or affirmations as may be required
to assist with regulatory filings, exemption from registration, or other actions that the Borrower may need to complete with the TSXV
or any applicable securities commission, including under applicable U.S. Securities Laws. In addition, the Lender will sign such other
documents as the Borrower may require in order to finalize the issue of the Warrants and the underlying shares, if available, and as set
forth in the Warrants and exhibits or attachments thereto. The Borrower agrees to assist the Lender and each other applicable party with
the removal of any legend on the Warrants as permitted under and in compliance with applicable securities laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 49; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;7<BR>
GUARANTEE</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;Guarantee</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each Guarantor unconditionally
and irrevocably guarantees to the Lender, for the account of the Lender, the payment in full and performance in full by each Loan Party
of the Guaranteed Obligations of each Loan Party as they become due from time to time in accordance with the express provisions of the
Loan Documents to which each Loan Party is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Alternative Obligation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each Guarantor shall unconditionally
and irrevocably pay to the Lender all such amounts as shall be required from time to time to ensure that the Lender is fully indemnified
against and saved fully harmless from and against all losses and expenses which the Lender may at any time suffer or incur by reason of
or otherwise in connection with the unenforceability or invalidity of the Guaranteed Obligations for any reason whatsoever, including
by operation of any Fraudulent Conveyances Law, or any US equivalent, any laws affecting creditors&rsquo; rights generally or general
principles of equity other than any actions on account of fraud, gross negligence or wilful misconduct of the Lender. Each Guarantor&rsquo;s
indemnity under this Section&nbsp;7.2 constitutes a separate and independent obligation of each Guarantor from the guarantee set out in
Section&nbsp;7.1 and may be enforced, without duplication of recovery by the Lender in lieu of or in addition to such guarantee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Reinstatement</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">If any payment made by any Loan
Party or any other person which is applied to the Guaranteed Obligations is at any time annulled, avoided, set aside, rescinded, invalidated,
declared to be fraudulent or preferential or otherwise required to be refunded or repaid, then, to the extent of such payment, each Guarantor&rsquo;s
liability hereunder in respect thereof shall be and remain in full force and effect, as fully as if such payment had never been made.
If, prior to any of the foregoing, any Guarantor&rsquo;s Obligations shall have been cancelled or surrendered, those Guarantor&rsquo;s
Obligations shall automatically be reinstated in full force and effect, and such prior cancellation or surrender shall not diminish, impair,
change or otherwise affect such Guarantor&rsquo;s Obligations in respect of the Guaranteed Obligations relating to amount of such payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Nature of Guarantee</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">This Guarantee is an unconditional,
irrevocable and continuing guarantee in respect of all of the Guaranteed Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.5</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Performance of Borrower&rsquo;s Obligations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each Guarantor shall pay or
perform the Guaranteed Obligations immediately on the occurrence of an Insolvency Event with respect to a Loan Party or upon demand from
the Lender under Section&nbsp;7.10, without any requirement that the Lender has demanded that such Loan Party pay or perform any of the
Guaranteed Obligations. Without duplication of interest payable by a Loan Party under any Loan Document, each Guarantor shall pay interest
to the Lender on each amount due and payable under this Guarantee at the Default Rate, compounded and payable monthly, both before and
after judgment and default, commencing from the date due until the date each Guarantor&rsquo;s Obligations are paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.6</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Guarantor&rsquo;s
Obligations Unconditional</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">This Guarantee is effective
irrespective of whether or not the Guaranteed Obligations are valid or enforceable. No circumstance, act or omission, whether or not known
by any Guarantor or the Lender, which might otherwise limit, lessen or release any Guarantor&rsquo;s Obligations or discharge this Guarantee
(except for payment of the Guaranteed Obligations in full) shall release or discharge, or wholly or partly exonerate any Guarantor from,
any Guarantor&rsquo;s Obligations or prejudice the rights of the Lender under this Guarantee. The Lender may at any time vary, compromise,
exchange, renew, discharge, release or abandon any Guarantor&rsquo;s Obligations or any other right it may have without thereby lessening,
limiting or releasing any of the other Guarantor&rsquo;s Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 50; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.7</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;Guarantee Unaffected by Judgment or Bankruptcy</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Without limiting Section&nbsp;7.6,
no Guarantor&rsquo;s Obligations shall be limited, lessened or released, nor shall this Guarantee be discharged, by the recovery of any
judgment against any Loan Party or any other person, by any voluntary or involuntary liquidation, dissolution, winding-up, merger, amalgamation
or other similar or comparable proceeding in respect of any Loan Party or any other person, by any sale or other disposition of all or
substantially all of the assets of any Loan Party or any other person, or by any judicial or extra-judicial receivership,&nbsp;Insolvency
Proceeding or other similar or comparable proceedings affecting any Loan Party or any other person. If a Loan Party becomes subject to
any proceedings described in the preceding sentence, the Guaranteed Obligations shall, unless the Lender notifies each Guarantor to the
contrary, be treated as having been accelerated and become immediately due and payable, and in such instance each Guarantor shall be obligated
to pay the Guaranteed Obligations to the Lender forthwith on demand of the Lender even if the Borrower is not obliged to so pay the Guaranteed
Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.8</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;Waiver</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each Guarantor hereby waives
both notice of the existence or creation of the Guaranteed Obligations and presentment, demand, dishonour, notice of dishonour, protest,
noting of protest and all other notices whatsoever. Each Guarantor hereby waives all defences against the Lender to any proceeding brought
to enforce this Guarantee (other than payment in full of the Guaranteed Obligations), including any defences of a surety or guarantor
of any other Loan Party on any obligations arising in connection with or in respect of any of the following and hereby agrees that its
obligations under this Guarantee are absolute and unconditional and shall not be discharged, impaired, changed or otherwise affected as
a result of any of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">any of the matters, actions or inactions referred to in any of Sections&nbsp;7.6 and 7.7;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">the avoidance of any Lien in favour of the Lender for any reason;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">any defence, set-off or counterclaim (other than a defence of payment in full of the Guaranteed Obligations)
which may at any time be available to or be asserted by a Guarantor or any other person against the Lender; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">any rights under Applicable Law affecting any term or condition of any Guarantor&rsquo;s Obligations.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.9</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Requirement to Exhaust Recourse</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Lender shall not be bound
to seek or exhaust its recourse against any Loan Party or any other person nor to enforce, marshal or value any security before the Lender
becomes entitled to payment under this Guarantee. Each Guarantor renounces the benefits of discussion and division, if applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 51; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->48<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.10</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Payment of Guarantor&rsquo;s Obligations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each Guarantor shall, immediately
upon demand of the Lender (which may only be made after an Event of Default occurs and for so long as it is continuing) or forthwith upon
the occurrence of an Insolvency Event in relation to any Loan Party, pay to the Lender all amounts (a)&nbsp;then due and payable under
any provision of this Guarantee in the case of a demand and (b)&nbsp;payable under this Guarantee, whether or not they are then due, in
the case of such an Insolvency Event.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.11</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Subordination, Postponement and Assignment of Claim</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Subject
to the </FONT>last sentence of this Section&nbsp;7.11, all obligations of each Loan Party to any Guarantor shall be subordinated and postponed
to the prior payment in full of all the Guaranteed Obligations and all monies received from a Loan Party by or for the account of any
Guarantor shall be received in trust for the Lender and, forthwith upon receipt, paid over to the Lender for application in accordance
with the provisions of the Loan Documents, all without prejudice to and without in any way limiting, lessening or releasing the Guarantor&rsquo;s
Obligations. No Guarantor shall, in any circumstance, do anything, including take any action or commence any proceeding to recover, collect
or otherwise exercise or realize upon any rights it may now or hereafter have against any Loan Party without the prior consent of the
Lender. None of the obligations of a Loan Party to any Guarantor, or any of them, shall be released, transferred or charged in any manner
whatsoever or allowed or permitted to become unenforceable through lapse of time, and the Lender may, on behalf any Guarantor lending
to a Loan Party entitled thereto, but shall not be bound to, claim and prove in respect of any or all obligations of any Loan Party to
any Guarantor, or any of them, in any Insolvency Proceeding, affecting a Loan Party or any winding-up or other distribution of assets
of a Loan Party among creditors of a Loan Party, and all of the obligations of that Loan Party to such Guarantor, or any of them, shall
be assigned and transferred to the Lender. The Borrower hereby agrees to the foregoing with respect to itself and each other Loan Party
and shall ensure that each other Loan Party executes documentation evidencing its agreement to the provisions of this Section&nbsp;7.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.12</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Postponed Subrogation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">No Guarantor shall be subrogated
to any right of the Lender until payment in full of the Guaranteed Obligations. Thereafter, the Guarantors may require the Lender to assign
to the Guarantors, and each other person that has made payment of the Guaranteed Obligations to the Lender pursuant to this Guarantee
or any other guarantee, any of its rights then remaining with respect to the Guaranteed Obligations, but any such assignment shall be
without representation or warranty by, or recourse against, the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.13</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Insolvency</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Upon
any Insolvency Proceeding or any winding-up being commenced in respect of any Loan Party, any sale or other disposition of all or substantially
all of the assets of any Loan Party or any judicial or extra-judicial receivership, or other similar or comparable proceedings affecting
any Loan Party or its assets, the rights of the Lender under this Guarantee shall not be limited, lessened or released by the omission
to prove </FONT>its claim or to prove its full claim and the Lender may prove such claim as the Lender sees fit and may refrain from proving
any claim and the Lender may value as it sees fit or refrain from valuing any security held by the Lender, without in any way lessening,
limiting or releasing the Guarantor&rsquo;s Obligations of each Guarantor and until payment in full of the Guaranteed Obligations, the
Lender shall have the right to include in the claim of the Lender the amount of all sums paid to the Lender under this Guarantee and to
prove and rank for and receive dividends in respect thereof. Each Guarantor irrevocably waives and agrees not to exercise any and all
rights to prove and rank for such sums paid by such Guarantor to the Lender, for the account of the Lender, or to receive any or all dividends
in respect thereto until the Guaranteed Obligations are paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 52; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->49<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.14</B></FONT><B>&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Survival of Guarantee</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Guarantor&rsquo;s Obligations
of each Guarantor shall continue unaffected by any change in the name of any Loan Party, or by any change whatever in the objects, capital
structure or constitution of any Loan Party, or by any Loan Party being amalgamated or merged with another person, becoming subject to
a statutory arrangement or any other similar or comparable proceeding or continuing under the laws of another jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.15</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Where Required to Be Several</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Notwithstanding any other provision
contained herein or in any other Loan Document if a &ldquo;secured creditor&rdquo; (as that term is defined under the <I>Bankruptcy and
Insolvency Act</I> (Canada)) is determined by a court of competent jurisdiction not to include a person to whom obligations are owed on
a joint or joint and several basis, then each Guarantor&rsquo;s obligations hereunder (and such obligations of each other Guarantor),
to the extent such obligations are secured, shall be several obligations and not joint or joint and several obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>7.16</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Additional
Guarantors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower represents and warrants to the Lender that each Material Subsidiary of the Borrower existing on the Tranche 1 Drawdown Date is
either a Guarantor or is prohibited by Regulatory Requirements from becoming a Guarantor and granting the Guarantee and Security contemplated
hereby. The Borrower will cause each Material Subsidiary that it acquires after the Tranche 1 Drawdown Date, or that becomes a Material
Subsidiary after </FONT>the Tranche 1 Drawdown Date, to become a Guarantor, execute a Guarantor Joinder Agreement and grant the Security
contemplated hereby within thirty (30) days of acquisition or becoming a Material Subsidiary, unless that Subsidiary is prohibited by
Regulatory Requirements from becoming a Loan Party and granting the Guarantee and Security contemplated hereby. Upon execution and delivery
by any Group Member to the Lender after the date hereof of a Guarantor Joinder Agreement, such Group Member shall become a Guarantor hereunder
with the same force and effect as if originally named herein as a Guarantor upon acceptance by the Lender of such Guarantor Joinder Agreement.
The execution and delivery of a Guarantor Joinder Agreement adding an additional Guarantor as a party to this Agreement shall not require
the consent of any other party hereto. The rights and obligations of each other party hereto hereunder shall remain in full force and
effect notwithstanding the addition of any new Guarantor as a party to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;8<BR>
SECURITY</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>8.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;Initial Security</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">To
</FONT>secure the due payment and performance of the Secured Obligations, on or before the Tranche 1 Drawdown Date, the Borrower shall
deliver to the Lender, or cause the delivery to the Lender, each of the documents (each in form and substance satisfactory to the Lender,
acting reasonably) listed as the &ldquo;Initial Security Documents&rdquo; in Schedule 6.1(A)(V).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>8.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Additional Security</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">To
ensure the continued security for due payment and performance of the Secured Obligations, at such times as are required in accordance
with this Agreement and the Loan Documents, the Borrower shall deliver to the Lender, or cause the delivery to the Lender, each of the
documents (each in form and substance satisfactory to the Lender, acting reasonably) listed as &ldquo;Additional Security Documents&rdquo;
in </FONT>Schedule 6.1(A)(V).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 53; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->50<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>8.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Registration</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Unless
</FONT>the Lender notifies the Borrower otherwise, the Borrower shall cause the Borrower&rsquo;s Counsel and their respective agents to,
(A)&nbsp;in respect of the &ldquo;Initial Security Documents&rdquo;, on or before the Tranche 1 Drawdown Date, as per Schedule 9.3, and
(B)&nbsp;in respect of the &ldquo;Additional Security Documents&rdquo;, at such times as are applicable, register or submit for registration
the Security (or a financing statement, notice or other document in respect thereof) on behalf of the Lender in all offices where (a)&nbsp;such
registration is necessary to create, preserve, protect and perfect the Security and its validity, effect, priority and perfection at all
times, including any land registry or land titles office, or (b)&nbsp;as the Lender&rsquo;s Counsel shall direct.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>8.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Further Assurances</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Borrower shall, forthwith
and from time to time on request from the Lender, execute or cause to be executed, all such documents (including any change to any Loan
Document) and do or cause to be done all such other matters and things which in the reasonable opinion of the Lender&rsquo;s Counsel may
be necessary to give the Lender (so far as may be possible under any applicable law) the Liens and the priority intended to be created
by the Loan Documents or to facilitate realization under such Liens. It is the intention of the parties that the Lender will, among other
things, have a first priority Lien, subject to Permitted Liens, over all assets which constitute Collateral of each Loan Party (other
than the Borrower).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;9<BR>
REPRESENTATIONS AND WARRANTIES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>9.1</B></FONT><B>&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;Borrower Representations and Warranties</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">To induce the Lender to make
the Credit Facility available to the Borrower, the Borrower represents and warrants to and in favour of the Lender as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Existence
and Good Standing</I>. Each Loan Party is duly and validly formed, organized and existing under the laws of its jurisdiction of formation
and has the legal capacity and right to own its assets and to carry on its business in each jurisdiction in which its material assets
are located or it carries on material business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Capacity
and Authority</I>. Each Loan Party has the legal capacity and right to enter into each Loan Document to which it is a party and do all
acts and things and execute and deliver all documents as are required thereunder to be done, observed or performed by it in accordance
with the terms and conditions thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Due
Authorization</I>. Each Loan Party has taken all necessary action to authorize the execution and delivery of each Loan Document to which
it is a party, the creation and performance of its obligations thereunder and the creation of the Liens over its assets and the consummation
of the transactions contemplated thereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Due
Execution and Delivery.</I> Each Loan Party has duly executed (including, where applicable, wet ink signatures duly witnessed in accordance
with Applicable Law) and delivered each Loan Document to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Enforceability</I>.
Each Loan Document constitutes a valid and legally binding obligation of each Loan Party party thereto enforceable against it in accordance
with its terms, subject only to bankruptcy, insolvency, winding-up, dissolution, administration, reorganization, arrangement or other
statutes or judicial decisions affecting the enforcement of creditors&rsquo; rights in general and to general principles of equity under
which specific performance and injunctive relief may be refused by a court in its discretion and to the fact that equitable remedies,
including specific performance, are discretionary and may not be available where damages are considered an adequate remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 54; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->51<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.6</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Shareholders
Agreements</I>. There are no shareholders agreements, pooling agreements, voting trusts or other similar agreements with respect to the
ownership or voting of any of the Capital Stock of any Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.7</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Perfection
and Priority of Security</I>. As of the Tranche 1 Drawdown Date, the Security including any supplements or amendments thereto, executed
and delivered on or prior to this representation being given, is legal, valid, binding, effective and to the extent applicable perfected
ranking in the priority in the manner contemplated hereby and by the Security Documents. Registration or, if applicable, submission for
registration has been made in all public places of registration necessary or of advantage to preserve, protect and (to the extent applicable)
perfect the Security with the priority and in the manner contemplated hereby and by the Security Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.8</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Validity
of Loan Documents - Non-Conflict.</I> None of the authorization, execution, delivery or performance of the Loan Documents, nor, as of
the Tranche 1 Drawdown Date, the creation of any Liens over the assets of any Loan Party to the extent and in the manner contemplated
by the Security Documents, nor the consummation of any of the transactions contemplated by the Loan Documents:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">requires any authorization, other than the MEM Consents, to be obtained or registration to be made, other
than the acceptance for registration of documents submitted to the Registry of Deeds and the Mineral Registry (except such as have already
been obtained or made and are now in full force and effect, or the failure to obtain or make which would not reasonably be expected to
have a Material Adverse Effect);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">conflicts with, contravenes or gives rise to any default under (i)&nbsp;any of the articles (or equivalent),
by-laws or resolutions of any Loan Party, (ii)&nbsp;the provisions of any material indenture, instrument, agreement or undertaking to
which any Loan Party is a party or by which any Loan Party or any of its assets is bound, including each Material Contract or (iii)&nbsp;any
Applicable Law; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">has resulted or will result in the creation or imposition of any Lien (other than the Security) upon any
of the Collateral.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.9</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Absence
of Litigation</I>. There is no existing, pending or, to its knowledge, threatened in writing proceeding against any Loan Party which has
not been disclosed to the Lender and which, if adversely determined to any Loan Party or the Lender, either alone or when aggregated with
all other such proceedings would reasonably be expected to result in a Material Adverse Effect. There is no judgment, order or award outstanding
against any Loan Party which would reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.10</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Financial
Statements</I>. Each financial statement of each Loan Party delivered to the Lender pursuant to or in connection with this Agreement has
been prepared in accordance with Applicable Accounting Principles (subject, in the case of unaudited financial statements, to normal year-end
audit adjustments and the absence of footnotes) and fairly presents, in all material respects, the financial information and the financial
position of such Loan Party and its Subsidiaries contained therein as at their respective preparation dates and the financial performance
and cash flows of such Loan Party and its Subsidiaries for the period then ended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 55; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.11</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Accuracy
of Information</I>. No information furnished in writing to the Lender by or on behalf of any Loan Party in connection with the negotiation
of, or any Advance under, any of the Loan Documents contains any material misstatement of fact or omits to state a material fact at the
time furnished necessary to make the statements contained therein not misleading in light of the circumstances in which they were made
and as of the date made. Each financial forecast and projection (&ldquo;<B>Forecas</B>t&rdquo;) prepared and furnished by or on behalf
of any Loan Party to the Lender pursuant to or in connection with any Loan Document was based upon assumptions believed to be reasonable
by such Loan Party at the time made; there has in respect of the most recent Forecast been no material change in such assumptions or
in the information on which such assumptions were based which has not been disclosed in writing to the Lender; except as disclosed to
the Lender, it has no reason to believe that any such Forecast as it relates to periods ending after its date of preparation, when read
in conjunction with the related assumptions and other information disclosed in writing to the Lender, fails to reflect such Loan Party&rsquo;s
judgment as the most probable set of economic conditions and such Loan Party&rsquo;s planned courses of action given these conditions
at the time the Forecast is made. For avoidance of doubt, results in the Forecasts provided may deviate from actual results and the Loan
Party makes no representations about the ability of the Loan Parties or any one of them to achieve any Forecast.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.12</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Material Adverse Change.</I> Since the date of the most recent audited consolidated financial statements of the Borrower furnished to
the Lender pursuant to or in connection with any Loan Document, there has been no Material Adverse Change.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.13</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Compliance
with Laws and Regulatory Requirements.</I> Each Loan Party is in compliance in all Material respects with all Regulatory Requirements
and all Applicable Laws, except that each Loan Party is in compliance in all respects with Anti-Corruption Laws, Anti-Money Laundering
Laws and Anti-Terrorism Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.14</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>All
Authorizations Obtained and Registrations Made</I>. Upon receipt of the MEM Consents, all Material authorizations and registrations necessary
to permit each Loan Party to execute, deliver and perform each Loan Document to which it is party, grant any Security and consummate the
transactions contemplated thereby have been obtained or effected and are in full force and effect. Each Loan Party is in compliance with
the requirements of all such Material authorizations and registrations and there is no judgment, order or award outstanding or proceeding
existing, pending or, to its knowledge, threatened in writing which would reasonably be expected to result in the revocation, cancellation,
suspension or any adverse modification of any of such authorizations and registrations, except for any such authorization or registration
the absence of which is Immaterial.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.15</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Default.</I> No Default has occurred which is continuing and no Event of Default has occurred which has not been expressly waived by
the Lender in writing or otherwise cured.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.16</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Real
Property and Project Leases.</I> Each Loan Party has a subsisting leasehold interest in, or good and marketable title to, all real property
interests and all Project Leases owned, leased or held by it, which are reflected in the latest consolidated financial statements of the
Borrower provided to the Lender, subject only to Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.17</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Personal
Property.</I> Each Loan Party is the sole legal and beneficial owner of all personal property reflected as an asset owned by it in the
latest consolidated financial statements of the Borrower provided to the Lender, except for (w)&nbsp;personal property that is Immaterial,
(x)&nbsp;Permitted Liens, (y)&nbsp;personal property disposed in the ordinary course of business since the date of those financial statements
and (z)&nbsp;title defects that do not, in the aggregate, detract from the value of any material assets of any Loan Party or impair the
use thereof in the conduct of business of any Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.18</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Disaster
Recovery Program</I>. Each Loan Party maintains commercially reasonable safeguards and cybersecurity measures to prevent unauthorized
access to and preserve the integrity and confidentiality of its data processing systems and the data recorded therein, including personal
information and confidential business information, in accordance with industry standards applicable to businesses of similar size and
nature operating in similar markets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 56; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.19</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Related
Party Accounts</I>. No amount is owing to any Loan Party by any shareholder, director, officer or employee of any Loan Party or any Related
Person, except (w)&nbsp;between the Loan Parties, (x)&nbsp;between the Loan Parties and members of the Group which are not Loan Parties
which are either (i)&nbsp;existing as of the date of this Agreement or (ii)&nbsp;amounts following the date of this Agreement which constitute
Permitted Debt, (y)&nbsp;for employment compensation and director&rsquo;s emoluments payable in the ordinary course of business, (z)&nbsp;for
wage advances or loans to employees from time to time outstanding none of which are in excess of $<B>[Redacted: Commercially Sensitive
Information]</B> per employee and do not exceed $<B>[Redacted: Commercially Sensitive Information]</B> in the aggregate, or (aa) for
other amounts from time to time disclosed in writing by the Borrower to the Lender and consented to in writing by the Lender within ten
(10)&nbsp;Business Days of such disclosure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.20</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Subsidiaries.</I> The Borrower has no Subsidiaries, except for those set out in the Corporate Organization Chart attached at Schedule
10.1.20.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.21</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Taxes.</I>
Each Loan Party has:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">filed all Tax returns when and as due, to the appropriate governmental authority, except to the extent
that the failure to do so is Immaterial;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">paid and discharged all Taxes payable by it when due, except for Taxes the validity or amount of which
is being contested by Contested Tax Proceedings or except to the extent that the failure to do so is Immaterial;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">made provision for appropriate amounts in respect of any Taxes likely to be exigible in accordance with
Applicable Accounting Principles or Applicable Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">withheld and collected all Taxes required by Applicable Law to be withheld and collected by it and remitted
such Taxes to the appropriate governmental authority when due, except to the extent that the failure to do so is Immaterial; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">paid and discharged all Statutory Prior Claims before they were delinquent, except to the extent that
the failure to do so is Immaterial,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">and
no assessment or appeal is, to </FONT>the knowledge of the Loan Parties after due inquiry, being asserted or processed with respect to
such returns, Taxes or Statutory Prior Claims, except for (y)&nbsp;assessments or appeals respecting an aggregate Tax liability for all
Loan Parties not exceeding $500,000 (or equivalent in foreign currency), or (z)&nbsp;assessments or appeals which have been disclosed
in writing to the Lender and are Contested Tax Proceedings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.22</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Solvency.</I>
Each Loan Party is Solvent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.23</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Material
Contracts. </I>Each Loan Party is in good standing under each Material Contract to which it is party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.24</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Technical
Expertise</I>. All necessary technical and professional resources and expertise needed to develop, operate and maintain the Projects are
available to the Loan Parties for the current stage of development, operation and/or maintenance of the Projects as of the date of this
representation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 57; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.25</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>General
Environmental Representations and Warranties</I>. With respect to the Environment, to the knowledge of the Borrower after due inquiry:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">all real property (including the buildings, erections and facilities constructed thereon) and appurtenances
comprising or used in connection therewith, are and have at all times been owned, leased, managed, controlled or operated in compliance
in all material respects with all Environmental Laws for the period they have been owned, leased, managed, controlled or operated by a
Loan Party (including its predecessors by amalgamation, merger or other business combination); and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">all real property (including the buildings, erections and facilities constructed thereon) were at all
times owned, leased, managed, controlled or operated by the predecessors in title to such real property in compliance with all Environmental
Laws,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">save where non-compliance would not reasonably
be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.26</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Specific
Environmental Matters</I>. Except as disclosed in Schedule 10.1.25:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify"><I>Notices, Permits, Etc</I>. All notices, permits, licenses or similar authorizations, if any, required
to be obtained or filed by the Loan Parties in connection with the operation or use of any and all property of the Loan Parties, including
but not limited to past or present treatment, transportation, storage, disposal or Release of Hazardous Materials into the Environment,
have been duly obtained or filed, except to the extent the failure to obtain or file such notices, permits, licenses or similar authorizations
would not reasonably be expected to have a Material Adverse Effect, or which would not reasonably be expected to result in remedial obligations
having a Material Adverse Effect, assuming disclosure to the applicable governmental authority of all relevant facts, conditions and circumstances,
if any, pertaining to the relevant property.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify"><I>Hazardous Substances Carriers</I>. To the knowledge of the Borrower after due inquiry, all Hazardous
Materials generated at any and all property of the Loan Parties as and from the acquisition and/or occupation of such properties by the
relevant Loan Party have been treated, transported, stored and disposed of only in accordance with all Environmental Laws applicable to
them, except to the extent the failure to have such Hazardous Materials transported, treated or disposed of by such carriers would not
reasonably be expected to have a Material Adverse Effect, and only at treatment, storage and disposal facilities maintaining valid permits
under applicable Environmental Laws, which carriers and facilities have been and are operating in compliance with such permits, except
to the extent the failure to have such Hazardous Materials treated, transported, stored or disposed of at such facilities, or the failure
of such carriers or facilities to so operate, would not reasonably be expected to have a Material Adverse Effect or which would not reasonably
be expected to result in remedial obligations having a Material Adverse Effect, assuming disclosure to the applicable governmental authority
of all relevant facts, conditions and circumstances, if any, pertaining to the relevant property.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify"><I>Hazardous Materials Disposal</I>. The Loan Parties have taken all reasonable steps necessary to determine
and have determined that no Hazardous Materials have been disposed of or otherwise released on or to any property of the Loan Parties
other than in material compliance with Environmental Laws.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><I>No Contingent Liability</I>. Except as set
out in </FONT>Schedule 10.1.26, the Loan Parties have no material contingent liability in connection with any Release or threatened Release
of any Hazardous Materials into the environment except contingent liabilities which would not reasonably be expected to result in remedial
obligations having a Material Adverse Effect, assuming disclosure to the applicable governmental authority of all relevant facts, conditions
and circumstances, if any, pertaining to such Release or threatened Release.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 58; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.27</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Collective Bargaining Agreements</I>. No Loan Party is party to or bound by any collective bargaining agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.28</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Canadian
Pension Plans.</I> As of the date hereof, no Loan Party sponsors, maintains, administers, contributes to or has contributed to, or has
any obligation or liability (including any contingent, withdrawal, or successor liability) in respect of, a Canadian Pension Plan or a
Canadian Multiemployer Plan or any similar plan or program in any other jurisdiction in which the Loan Parties operate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.29</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Sanctions</I>.
None of the transactions contemplated by the Loan Documents violates any Sanctions. Furthermore, no Group Member is a Sanctioned Person,
and, to the knowledge of the Borrower, no Group Member engages in any dealings or transactions, or is otherwise associated, with a Sanctioned
Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.30</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Project
Leases</I>. The Borrower is in the process of applying for Project Lease(s)&nbsp;with respect to the Queensway Gold Project, but no Project
Lease(s)&nbsp;have been issued for the Queensway Gold Project as of the date hereof and the issuance of such leases is not anticipated
until Q3 2026. Maritime is the holder of Project Lease(s)&nbsp;with respect to the Hammerdown Gold Project, and has not applied for any
further Project Lease(s). The Loan Parties shall provide the Lender with prompt written notice of any application for, or issuance of,
any Project Lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.31</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Project
Authorizations</I>. Set forth in Schedule 10.1.31 is a complete and accurate list of all anticipated material Project Authorizations for
each of the Queensway Gold Project and the Hammerdown Gold Project based on the current NI 43-101 preliminary economic assessment for
each such Project, if any.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.32</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Project
Approvals</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">All Material Project Approvals for each Project, other than any Future Project Authorizations for the
Project:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">have been duly obtained, taken, given or made;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">are valid and in full force and effect; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">are free from conditions or requirements that have not been met or complied with in any material respect,
as and when required pursuant to the terms thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)</FONT></TD><TD STYLE="text-align: justify">Based on facts and circumstances known to the Borrower as of the date of this representation and after
due inquiry, the Borrower does not have any reason to believe that any of the Future Project Authorizations or any renewal of any Project
Mining Rights or issuance of any future Project Lease, to the extent required under the terms of any Project Approval or Applicable Law:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">will not be obtained</FONT>, in the ordinary
course and without the imposition of materially burdensome conditions, as and when required under the applicable Material Project Approval
and applicable Laws; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 59; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">will be subject to any conditions or requirements that cannot be met or complied with in any material
respect.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">All applicable waiting periods and judicial review periods prescribed by statute in connection with any
Project Approval (other than any Future Project Authorizations and subject to any such periods once any such Future Project Authorization
has been obtained) have expired.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">No Group Member has received any written notice from any governmental authority of any revocation or intention
to revoke any interest of a Group Member in any Material Project Approvals.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.33</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Project
Assets. </I>The Project Assets are in reasonable condition and repair, ordinary wear and tear excepted, and are adequate for the purposes
for which they are now used and for the current stage of the development, construction, operation and maintenance of each of the respective
Projects as of the date of the representation in all material respects in accordance with, and as contemplated by, the respective Project
Approvals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.34</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Project
Infrastructure and Access</I>. All of the material services, utilities, ingress and egress roadways, means of transportation, rights
of access and passage, equipment and materials or supplies necessary for the Borrower or Maritime, as the case may be, to develop, operate
and maintain the Projects in material accordance with Applicable Law and the applicable Project Approvals, are available or are reasonably
expected to be made available to the Borrower or Maritime, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.35</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Royalty
Agreements. </I>Other than the Existing Royalties and any royalty required by Applicable Law, there are no royalties, net smelter return
obligations, production-based Taxes or similar levies on mineral production payable with respect to the Projects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.36</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Expropriation</I>.
No Project Asset has been expropriated or seized by any governmental authority that would result in a Material Adverse Effect, nor has
any notice or proceeding in respect thereof been given or commenced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.1.37</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Perfection
Certificates</I>. All information and statements contained in each Perfection Certificate delivered to the Lender pursuant hereto were
true, complete and accurate in all material respects as of their preparation date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>9.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Repetition of Representations and
Warranties</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The representations and warranties
made in Section&nbsp;9.1 shall be deemed to be repeated by the Borrower on the date of any Advance, it being understood that to the extent
such representations and warranties relate solely to a specifically identified earlier date they need only be true, correct and complete
as of such earlier date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>9.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Representations and Warranties of the Lender</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Lender is an &ldquo;accredited
investor&rdquo; within the meaning of National Instrument 45-106 - Prospectus Exemptions and was not created or used solely to purchase
securities as an &ldquo;accredited investor&rdquo; as described in paragraph (m)&nbsp;of the definition of &ldquo;accredited investor&rdquo;
in National Instrument 45-106 - Prospectus Exemptions. The Lender is an &ldquo;accredited investor&rdquo; within the meaning of Rule&nbsp;501(a)&nbsp;of
Regulation D, and such confirmation may be required by the Borrower or transfer agent from any holder that exercises or is transferred
any securities in the U.S. or that is a U.S. Person prior to such proposed exercise or transfer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 60; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>9.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Nature of Representations and Warranties</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The representations and warranties
made in Section&nbsp;9.1 or deemed repeated in Section&nbsp;9.2 shall survive the execution and delivery of this Agreement and the making
of each Loan notwithstanding any investigations or examinations which may be made by or on behalf of the Lender or Lender&rsquo;s Counsel,
and the Lender shall be deemed to have relied on such representations and warranties in the making of each Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;10<BR>
COVENANTS OF THE BORROWER</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>10.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Reporting Covenants</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Until the Discharge Date, the
Borrower agrees with the Lender that it will duly perform and comply with, and cause each other Loan Party referred to below to duly perform
and comply with, each of the following reporting covenants (except to the extent waived by the Lender):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.1.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Financial
Statements and Other Information.</I> The Borrower will deliver or cause to be delivered to the Lender (either in paper or electronic
(pdf) form as the Lender may request):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">promptly, and in any event within sixty (60) days after the end of each of its financial years, the annual
business plan and forecasts of the Loan Parties for the next financial year, it being recognized by the Lender that forecasts as to future
results are not to be viewed as fact and that the actual results for the period or periods covered by such forecasts may differ from the
forecasted results;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">as soon as practicable and in any event within one hundred twenty (120) days after the end of each Fiscal
Year, annual consolidated financial statements of the Borrower and its Subsidiaries prepared in accordance with Applicable Accounting
Principles audited by its Auditors, together with a management discussion and analysis from the Borrower&rsquo;s management on those annual
consolidated financial statements;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">as soon as practicable and in any event within sixty (60) days after the end of each Fiscal Quarter, unaudited
consolidated financial statements of the Borrower and its Subsidiaries for such Fiscal Quarter prepared in accordance with Applicable
Accounting Principles;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">as soon as practicable, and in any event within
sixty</FONT> (60) days after the end of each Fiscal Quarter, a Compliance Certificate for that Fiscal Quarter demonstrating that the Loan
Parties were in compliance with Section&nbsp;10.4 and providing appropriate supporting information;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">together with each Compliance Certificate delivered to the Lender hereunder:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">a replacement for each Schedule to this Agreement, any mortgage or collateral debenture required pursuant
to 10.2.8 or any other Security Document that is required to be changed because of changes in facts which took place during the period
that ended on the date of that Compliance Certificate in order to ensure that the representations and warranties set forth in Section&nbsp;9.1
in relation to the information contained in that Schedule is true, accurate and complete in all material respects;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 61; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">a monthly operating and financial performance report in form and substance provided to senior management;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">provision of material technical updates;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD STYLE="text-align: justify">any applicable mine plans; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(v)</TD><TD STYLE="text-align: justify">notice of any default under any Material Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">no less than fifteen (15) Business Days&rsquo; prior notice of the intention of any Loan Party to (A)&nbsp;any
change in its &ldquo;location&rdquo; within the meaning of section 7(3)&nbsp;of the PPSA of Ontario or of any other equivalent section
of any other PPSA, (B)&nbsp;enter into an amalgamation, merger or other business combination with any other Firm or (C)&nbsp;change its
name or adopt a French form of name, including full details;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">as soon as it obtains knowledge of any Default, notice of such Default, together with an outline in reasonable
detail of the action it is taking to remedy such Default;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">as soon as it obtains knowledge of any judgment,
order or award or the commencement of any proceeding or dispute affecting any Loan Party or any of its assets which, either alone or when
aggregated with all other such proceedings, has resulted in, or, if adversely determined to any Loan Party, would reasonably be expected
to result in, (i)&nbsp;injunctive relief being granted which would materially impair its business activities or those of any Loan Party,
(ii)&nbsp;any single or multiple judgments, orders or awards ordering any one or more Loan Parties to pay, individually or in the aggregate,
more than </FONT>$1,000,000 (or equivalent in foreign currency), (iii)&nbsp;a Material Adverse Effect, or (iv)&nbsp;a Default, notice
of such judgments, orders or awards or proceedings; in each case, if requested by the Lender, together with an outline in reasonable detail
of the particulars thereof, copies of all pleadings, and the action each such Loan Party is taking in respect thereof; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">promptly following request therefor by the Lender from time to time, such additional information regarding
any of the assets of any Loan Party as the Lender may reasonably request.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>10.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Affirmative Covenants</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Until the Discharge Date, the
Borrower agrees with the Lender that it will duly perform and comply with, and cause each Loan Party to duly perform and comply with,
each of the following affirmative covenants (except to the extent waived by the Lender):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Punctual
Payment and Performance.</I> Each Loan Party will duly and punctually pay each sum payable by it and punctually perform its other obligations
under each Loan Document to which it is a party at the time and place and in the manner provided for in such Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Conduct
of Business.</I> Each Loan Party will maintain in good standing and full force and effect its legal existence (except to the extent permitted
in Section&nbsp;10.3.5) in its present jurisdiction of formation, and except to the extent that the failure to do so is Immaterial, maintain
the authorizations, registrations, legal capacity, rights, licences, permits and qualifications necessary to carry on the business that
it carries on, and to own its assets in each jurisdiction in which it carries on business or its assets are located, save for jurisdictions
in which such business is and such assets are Immaterial.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 62; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Compliance
with Applicable Laws.</I> Each Loan Party will comply in all respects with all Regulatory Requirements and all Applicable Laws, save
(other than Anti-Corruption Laws, Anti-Money Laundering Laws and Anti-Terrorism Laws which must be complied with in all respects) for
non-compliance with Applicable Laws that is Immaterial.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Compliance
with Contracts</I>. Each Loan Party will comply in all material respects with each contractual obligation owing by it to its customers,
suppliers and other persons, save for non-compliance that is Immaterial.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Financial
Records.</I> Each Loan Party will maintain complete records and books of account in accordance with Applicable Accounting Principles.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.6</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Rights
of Inspection.</I> At any time and from time to time, but no more frequently than annually unless a Default has occurred and is continuing,
upon reasonable prior written notice by the Lender to the Borrower and subject to compliance with all Applicable Law, each Loan Party
will permit any representative of the Lender (such representative to be approved by the Borrower, such approval not to be unreasonably
withheld, conditioned or delayed), at the reasonable and documented expense of the Borrower, to attend at the premises of any Loan Party
and examine and make copies of any abstracts from the records and books of account of such Loan Party and to discuss any of the assets
of any Loan Party with any of its directors and Responsible Officers (provided that a representative of the Borrower shall be entitled
to attend any such discussions).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.7</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Maintenance
of Properties.</I> Except where failure to do so is Immaterial, each Loan Party will maintain in good repair, working order and condition
(reasonable wear, tear and obsolescence excepted) its assets, including the Project Assets, (whether owned or held under lease), other
than those which are no longer used or useful in the business, and from time to time make or cause to be made all needed and appropriate
repairs, renewals, replacements, additions and improvements thereto consistent with prudent business judgment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.8</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>After-Acquired
Real Property and Project Leases.</I> Each Loan Party shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">provide the Lender with prompt written notice
of the issuance </FONT>or acquisition of, any mining lease, surface lease or other Project Lease, or the acquisition of any other real
property or real property interest;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">use commercially reasonable efforts to obtain any consent of any governmental authority required for the
granting of a security interest over any such mining lease, surface lease or Project Lease, and promptly deliver to the Lender evidence
of such consent upon receipt;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">within </FONT>thirty (30) days of the later of
(i)&nbsp;the issuance or acquisition of any mining lease, surface lease, other Project Lease, or any other real property or real property
interest and (ii)&nbsp;the receipt of any required government consent under subsection (b), such Loan Party shall provide the Lender with
(i)&nbsp;an executed mortgage or charge over such mining lease, surface lease, Project Lease, real property or real property interest,
in registrable form and in form and substance satisfactory to the Lender, acting reasonably; (ii)&nbsp;a legal opinion from the Borrower&rsquo;s
Counsel confirming title to such acquired interest and the validity, enforceability and registrability of such mortgage or charge; and
(iii)&nbsp;an updated Perfection Certificate reflecting such mining lease, surface lease, Project Lease, real property or real property
interest;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">submit </FONT>or cause to be submitted such mortgage
or charge for registration, together with any applicable governmental consents, at the applicable registry (including the Registry of
Deeds and/or the Mineral Registry, as applicable) within five (5)&nbsp;Business Days of execution thereof, and promptly deliver to the
Lender evidence of such submission and, upon receipt, evidence of registration.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 63; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.9</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Maintenance
of Insurance</I>. The Borrower will insure, or cause to be insured at all times, all of the assets of the Group with financially sound
and reputable insurance companies covering such assets in an amount of at least their replacement value and against public liability,
in at least such amounts and against at least such risks as are usually insured against by persons of similar size and carrying on a
similar business or holding similar assets and the Borrower shall furnish to the Lender (i)&nbsp;upon reasonable written request, full
information as to the insurance carried, and (ii)&nbsp;annually, certificates of insurance evidencing such coverage and naming the Lender
as loss payee and additional insured, as applicable. The Borrower will not do or omit to be done anything which could breach or invalidate
any such insurance, and the Borrower will punctually pay all premiums and other amounts necessary for maintaining such insurance as the
same become due.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.10</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Payment
of Taxes and Claims</I>. Each Loan Party will:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">pay and discharge all lawful claims for labour and services provided when due, unless such claims are
being contested by such Loan Party in good faith by appropriate proceedings diligently conducted and in respect of which (i)&nbsp;adequate
steps have been taken to prevent the commencement or continuation of any seizure or sale of assets of such Loan Party and (ii)&nbsp;adequate
reserves in accordance with Applicable Accounting Principles have been recorded on the balance sheet of the Borrower and its Subsidiaries;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">deliver or cause to be delivered all Tax returns when they are due to the appropriate governmental authority;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">punctually pay and discharge all material Taxes, other than Statutory Prior Claims, payable by it when
due, except for Taxes the validity or amount of which is being contested by a Loan Party by Contested Tax Proceedings;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">withhold and collect all Taxes required by Applicable Law to be withheld and collected by it and remit
such Taxes to the appropriate governmental authority when due in the manner required by Applicable Law; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">pay and discharge all Statutory Prior Claims when due,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">except
where the failure to do so has not resulted in and would not reasonably be expected to result in (i)&nbsp;any single or multiple judgments</FONT>,
liens, or other enforcement actions against one or more Loan Parties involving, individually or in the aggregate, an amount in excess
of $1,000,000 (or equivalent in foreign currency), (ii)&nbsp;a Material Adverse Effect or (iii)&nbsp;a Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.11</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Future
Canadian Pension Plans</I>. Subject in all respects to Section&nbsp;10.3.10, each Loan Party will notify the Lender within thirty (30)
days of any such Loan Party assuming any obligation to sponsor, administer, participate in or contribute to any Pension Plan in respect
of which such Loan Party did not previously have an obligation to sponsor, administer, participate in or contribute to, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.12</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Comply
with Environmental Laws.</I> Each Loan Party will, and will cause its representatives to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">develop, manage and operate the Projects in compliance with all Environmental Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 64; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">maintain all authorizations and make all registrations required under all Environmental Laws and remain
in compliance therewith; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">store, treat, transport, generate, otherwise handle and dispose of all Contaminants and Waste owned, managed
or controlled by it is disposed of (in accordance with the terms of this Agreement) in compliance with all Environmental Laws,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">except
where the failure to do so has not resulted in and would not reasonably be expected to result in (i)&nbsp;any single or multiple judgments</FONT>,
orders, fines, penalties, or remediation costs against one or more Loan Parties involving, individually or in the aggregate, an amount
in excess of $500,000 (or equivalent in foreign currency), (ii)&nbsp;a Material Adverse Effect or (iii)&nbsp;a Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.13</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Use
of Proceeds. </I>The Borrower shall use the proceeds of each Advance solely for the purposes stipulated under Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.14</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Compliance
with Anti-Corruption Laws; Beneficial Ownership Regulation, Anti-Money Laundering Laws and Sanctions</I>. Maintain in effect and enforce
policies and procedures designed to promote and achieve compliance by the Borrower, its Subsidiaries and their respective directors,
officers, employees and agents with all Anti-Corruption Laws, Anti-Money Laundering Laws and any applicable Sanctions, (b)&nbsp;if the
Lender has previously received a Beneficial Ownership Certification (or a certification that the Borrower qualifies for an express exclusion
to the &ldquo;legal entity customer&rdquo; definition under the Beneficial Ownership Regulation), notify the Lender of any change in
the information provided in the Beneficial Ownership Certification that would result in a change to the list of beneficial owners identified
therein (or, if applicable, the Borrower ceasing to fall within an express exclusion to the definition of &ldquo;legal entity customer&rdquo;
under the Beneficial Ownership Regulation) and (c)&nbsp;promptly upon the reasonable request of the Lender, provide the Lender any information
or documentation requested by it for purposes of complying with the Beneficial Ownership Regulation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.2.15</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Reasonable
Assistance.</I> If required by applicable securities legislation, regulatory policy or order or by any securities commission, stock exchange
or other regulatory authority, or reasonably requested by the Borrower, the parties hereto will execute, deliver and file and otherwise
assist the Borrower in providing or filing reports, certifications, questionnaires, undertakings and other documents with respect to the
issuance of any securities set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>10.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Negative Covenants</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Until the Discharge Date, the
Borrower agrees with the Lender that it will duly perform and comply with, and cause each Loan Party to duly perform and comply with,
each of the following negative covenants (except to the extent waived by the Lender):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Limitations
on Debt.</I> No Loan Party will create, assume, incur, otherwise become liable upon or permit to exist any Debt, except Permitted Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Financial
Assistance.</I> No Loan Party will guarantee the payment or performance of any Debt obligations of any other person, except for a guarantee
that constitutes Permitted Debt or a Permitted Investment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Sale
of Assets.</I> No Loan Party will dispose of any of its assets, except for Permitted Asset Sales.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Negative
Pledge.</I> No Loan Party will create, incur, assume or otherwise become liable upon or permit to exist any Lien on, against or with respect
to any of its assets, save for Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 65; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Merger, Amalgamation,&nbsp;etc.</I> No Loan Party will enter into any merger, amalgamation, arrangement, continuance, consolidation, liquidation,
winding-up, dissolution, administration or similar transaction, other than:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">any such transaction whereby a Loan Party is the surviving entity:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">any such transaction whereby a Loan Party merges into, amalgamates or consolidates with any other Loan
Party;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">any such transaction whereby a person merges into, amalgamates or consolidates with any Loan Party where
the Lender, acting reasonably, is satisfied that such action will not negatively impact the priority of its Liens; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">any such transaction whereby a Guarantor that is a Wholly-Owned Subsidiary of another Loan Party liquidates,
winds-up or dissolves and all of its property passes to such Loan Party,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">provided that, immediately following
any transaction pursuant to Sections 10.3.5(a), 10.3.5(b)&nbsp;and 10.3.5(c), the relevant Loan Party or the merged, amalgamated or continuing
corporation, as applicable, provides the Security or confirmations required by the Lender to ensure the Security Documents remain in place
unaffected by such transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.6</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Nature
of Business.</I> No Loan Party will materially change the nature of its business or cease to carry on its business or any substantial
part thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.7</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Limitation
on Investments.</I> No Loan Party will make any new Investments, except for Permitted Investments; provided that no Default has occurred
and is continuing or would reasonably be expected to occur upon or following any such Investment being made.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.8</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Limitation
on Acquisitions</I>. No Loan Party will make any Acquisition, except for Permitted Acquisitions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.9</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Restricted
Payments. </I>No Subsidiary of the Borrower shall be restricted by its Constating Documents or become bound by any agreement other than
this Agreement from making any Restricted Payments. No Loan Party will make or pay any Restricted Payment, except for (w)&nbsp;any Restricted
Payment to the Borrower or any other Loan Party or other member of the Group, provided that any payment to any member of the Group that
is not a Loan Party does not exceed $100,000 in the aggregate per annum, (x)&nbsp;any Restricted Payment between Loan Parties, (y)&nbsp;any
issuance of Capital Stock by a Loan Party to a Loan Party so long as, unless prohibited by Regulatory Requirements, within ten (10)&nbsp;Business
Days following the issuance thereof, the Lender has a security interest therein perfected by control or possession, as applicable, to
the extent in each instance the foregoing constitute a Restricted Payment, or (z)&nbsp;any Restricted Payment by any of the Group Members
pursuant to and in accordance with stock option plans, profit sharing plans or other benefit plans for the management and employees of
each such Group Member; provided that in each of the foregoing cases, no Default has occurred and is continuing or would reasonably be
expected to occur upon or following any such Restricted Payment being made. Notwithstanding the foregoing, no Loan Party shall repay
any intercompany debt owed to any other Group Member during the term of the Loan until the Discharge Date, except for (i)&nbsp;intercompany
debt that constitutes Permitted Debt set forth in paragraph (f)&nbsp;of the definition thereof, or (ii)&nbsp;with the prior written consent
of the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.10</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Pension
Plan Compliance</I>. No Loan Party shall establish, sponsor, administer, contribute to, participate in, or assume any liability (including
any contingent liability) under any Defined Benefit Plan or acquire an interest in any person if such person sponsors, maintains or contributes
to any Defined Benefit Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 66; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.11</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Derivatives</I>.
The Borrower will not enter into any Derivative unless it is Permitted Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.12</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Arm&rsquo;s
Length Arrangements</I>. No Loan Party shall enter into or carry out any agreement, transaction or other arrangement with any Related
Person or any other person with whom it is not dealing at arm&rsquo;s length, unless such agreement, transaction or arrangement is made
on commercially reasonable terms providing for payment in cash (and not by way of deferred payment or set-off) in accordance with normal
trade terms at fair market value and consistent with commercial relations between persons dealing at arm&rsquo;s length.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.13</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Continuance</I>. No Loan Party will continue under the laws of any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.14</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Fiscal
Year</I>. No Loan Party will change its fiscal year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.15</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Constating
Documents.</I> No Loan Party will change its Constating Documents in a manner that would be materially adverse to the rights or interests
of the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.16</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Chief
Executive Office</I>. The Borrower shall not change the jurisdiction in which its chief executive office is located, unless (a)&nbsp;such
jurisdiction is another Province or Territory of Canada, (b)&nbsp;it provides the Lender with at least thirty (30) days prior written
notice of such change, and (c)&nbsp;it takes all actions reasonably required by the Lender to maintain the perfection and priority of
the Lender&rsquo;s security interests in all Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.17</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Material
Contracts</I>. No Loan Party shall permit, agree to, or do anything which may result in:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">any amendment of a Material Contract which would
be </FONT>materially adverse to the rights or interests of the Lender or which would reasonably be expected to have a Material Adverse
Effect;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">the suspension, waiver, repudiation, revocation, annulment or cancellation of the whole of, or any material
provision of, a Material Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">the assignment or transfer of a Material Contract other than between Loan Parties;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">any other party to a Material Contract assigning or transferring that party&rsquo;s rights or obligations
under that Material Contract, provided such Material Contract provides the Loan Party with such a consent right; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">the termination of a Material Contract other than (i)&nbsp;in accordance with its terms at the completion
of term of such Material Contract or (ii)&nbsp;in connection with the replacement of such Material Contract for the benefit of any Loan
Party.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.18</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Unperfected
Securities Accounts</I>. From and after the date falling ninety (90) days after the Closing Date, no Loan Party shall maintain any securities
account that is not subject to an account control agreement in favour of the Lender in form and substance satisfactory the Lender, acting
reasonably.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.19</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
Indirect Actions.</I> Unless otherwise expressly stated, if a Loan Party may not take or omit to take an action under this Agreement,
then it may not take or omit to take that action indirectly or assist or support any other person in taking or omitting to take that
action directly or indirectly. &ldquo;Taking an action or omitting to take indirectly&rdquo; means taking or omitting to take an action
that is not expressly prohibited for a Loan Party but is intended to have substantially the same effects as the prohibited action or
omission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 67; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->64<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.20</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>No
New Royalties</I>. Prior to the Lender being paid out in full, no Loan Party shall grant, create, incur, assume or otherwise permit to
exist any new royalties, streaming agreements, offtake agreements with prepayment features, forward sales arrangements, or any other
similar burdens on production from, or sales of minerals or products extracted from, the Collateral, the Projects, or any assets of any
Loan Party. For the avoidance of doubt, this prohibition does not apply to royalties or similar obligations required by Applicable Law
(including statutory royalties payable to governmental authorities) or royalties described in subsection (k)&nbsp;of the definition of
Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.3.21</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Anti-Money
Laundering Laws</I>. The Borrower will not, directly or knowingly indirectly, use the proceeds of the Loans under the Credit Facility,
or lend, contribute or otherwise make available such proceeds to any Subsidiary, joint venture partner or any other person, (i)&nbsp;in
furtherance of an offer, payment, promise to pay, or authorization of the payment or giving of money, or anything else of value, to any
person in violation of any Anti-Corruption Law, or (ii)&nbsp;to fund any activities or business of or with any person, or in any country
or territory, that, at the time of such funding, is the subject of Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>10.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Financial Covenants</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Until the Discharge Date, the
Borrower agrees with the Lender that it will ensure that each of the following financial covenants is complied with at all times (except
to the extent waived by the Lender):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.4.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Quarterly
Consolidated Cash Balance</I>. The Borrower will ensure that it maintains a minimum Consolidated Cash Balance of $3,000,000 which shall
be reported as of the last day of each Fiscal Quarter ending after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10.4.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Quarterly
Consolidated Working Capital Balance</I>. The Borrower will ensure that it maintains a positive Consolidated Working Capital Balance
(excluding (i)&nbsp;ore and raw material inventory, (ii)&nbsp;the current portion of the Loan Obligations under this Agreement, and (iii)&nbsp;the
current portion of any reclamation or rehabilitation provision) which shall be reported as of the last day of each Fiscal Quarter ending
after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;11<BR>
EVENTS OF DEFAULT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>11.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;Events of
Default</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">An &ldquo;Event of Default&rdquo;
shall occur if any of the following defaults, breaches, failures, events, states or conditions occur or exist at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Non-Payment
of Principal</I>. The Borrower fails to pay to when due to the Lender any principal payable under any Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Non-Payment
of Interest and Other Amounts</I>. The Borrower fails to pay any interest, fee or other amount (excluding amounts referenced in Subsection
11.1.1 above) payable hereunder or under any other Loan Document when due and such failure remains unremedied for two (2)&nbsp;Business
Days.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Misrepresentation</I>.
Any representation or warranty made or deemed made by any Loan Party in any Loan Document is found to have been false or misleading in
any material respect or any representation or warranty which is subject to a materiality qualification made or deemed made by any Loan
Party in any Loan Document is found to have been false or misleading in any respect and, to the extent capable of being cured, remains
uncured for a period of thirty (30) days from the Loan Party becoming aware of the same.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 68; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Financial
Tests</I>. Any financial test contained in Section&nbsp;10.4 is not complied with.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Breach
of Certain Covenants</I>. The Borrower fails to perform or comply with any provision or obligation contained in Section&nbsp;10.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.6</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Breach
of Other Borrower Covenants</I>. Any Loan Party fails to perform or comply with any provision or obligation contained in any Loan Document
to which it is a party (other than those referred to in Subsections&nbsp;11.1.1 through 11.1.5 inclusive above) which failure remains
uncured for a period of twenty (20) days from the Loan Party becoming aware of such failure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.7</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Change
in Control. </I>Any Change in Control occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.8</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Material
Subsidiary or Loan Party Change of Ownership.</I> Any Guarantor or other Material Subsidiary ceases to be a Wholly-Owned Subsidiary of
the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.9</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Cross-Default</I>.
Any Loan Party defaults under any one or more agreements or documents relating to Debt (other than Debt under this Agreement) in an aggregate
amount exceeding $500,000 (or equivalent in foreign currency) and such event of default remains uncured or not waived by the applicable
lenders after any cure or other grace period provided therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.10</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Cross
Acceleration</I>. Any Loan Party becomes obligated to repay, prepay, pay, purchase or otherwise retire or acquire any Debt (other than
Debt under this Agreement) in an aggregate amount exceeding $1,000,000 (or equivalent in foreign currency), before its scheduled maturity
date by reason of an event or circumstance that could reasonably be expected to be treated as a default or event of default in the context
of a commercial lending transaction (including an event equivalent or analogous to a Default), although it may not be described as such
in the agreement governing such Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.11</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Unsatisfied
Judgments</I>. Any one or more judgments, orders or awards for the uninsured payment of money in an aggregate amount exceeding $1,000,000
(or equivalent in foreign currency), are rendered against any one or more Loan Parties and such Loan Party does not or such Loan Parties
do not discharge same in accordance with the terms thereof, or procure a stay of execution thereof, within sixty (60) days from the date
of the entry of each such judgment, order or award and in any event at least five (5)&nbsp;Business Days before any such judgment, order
or award may be executed upon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.12</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Enforcement
of Liens</I>. Any one or more persons entitled to any Liens on any assets of any Loan Party having claims exceeding $1,000,000 (or equivalent
in foreign currency), in the aggregate take possession of any such assets or any one or more seizures, executions, garnishments, sequestrations,
distresses, attachments or other equivalent processes in respect of claims against any one or more Loan Parties exceeding $1,000,000 (or
equivalent in foreign currency), in the aggregate are issued or levied against all or any material part of the assets of any one or more
Loan Parties and such Loan Party does not or such Loan Parties do not discharge the same or provide for the discharge in accordance with
their terms, or procure a stay of execution thereof, within forty-five (45) days from the date such possession or process first takes
effect and in any event at least five (5)&nbsp;Business Days before such assets are capable of being disposed of thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.13</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Cessation
of Business</I>. Any Loan Party ceases or suspends or threatens to cease or suspend all or a substantial portion of its business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 69; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.14</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Security
Imperilled</I>. If (a)&nbsp;any proceeding is commenced which, if determined adversely to any Loan Party or to the rights of the Lender
contemplated under the Loan Documents, could reasonably be expected to have a Material Adverse Effect, (b)&nbsp;any Loan Document or
any material right thereunder becomes or is determined by a court of competent jurisdiction to be invalid, unenforceable or ineffective
and such Loan Document is not replaced by each Loan Party thereto with a document which is equal in intended effect to such Loan Document,
together with a legal opinion from the Loan Parties counsel, as to, <I>inter alia</I>, the enforceability of such new document, within
ten (10)&nbsp;days of such determination, (c)&nbsp;the Lien of any Security is determined by a court of competent jurisdiction to be
or ceases to be valid and perfected ranking in priority in the manner contemplated herein or in the Security Documents, other than by
reason of the direct act or omission of the Lender or (d)&nbsp;any Loan Party denies that it has any or further obligations under any
Loan Document or challenges the validity of any provision thereof or of the Security.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.15</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Material
Adverse Change</I>. Any Material Adverse Change occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.1.16</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Condemnation</I>.
Any governmental authority shall condemn, seize, expropriate or otherwise appropriate, or take custody or control of, all or any portion
of the assets comprised of Collateral of any Loan Party which, when taken together with all other assets of any Loan Party so condemned,
seized, expropriated, appropriated, or taken custody or control of, during the twelve (12) month period ending with the month in which
any such action occurs, could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>11.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Termination and Acceleration</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Upon the occurrence of an Event
of Default, the Lender may do any one or more of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">declare the whole or any item or part of the Commitment to be cancelled, terminated or reduced, whereupon
the Lender shall not be required to make any further Advance available hereunder;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">accelerate the maturity of all or any item or part of the Loan Obligations of the Borrower hereunder and
declare them to be payable on demand or immediately due and payable, whereupon they shall be so accelerated and become so due and payable;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">suspend any rights of any Loan Party under any Loan Document, whereupon such rights shall be so suspended;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">enforce any Security;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">demand payment under any Guarantee; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">take any other action, commence and prosecute any proceeding or exercise such other rights as may be permitted
by applicable law (whether or not provided for in any Loan Document) at such times and in such manner as the Lender may consider expedient,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">all without any additional notice, demand, presentment
for payment, protest, noting of protest, dishonour, notice of dishonour or any other action being required.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an Insolvency Event in relation to the Borrower
or any other Loan Party occurs, unless the Lender otherwise agrees, the Commitment shall be immediately cancelled and the Loan Obligations
shall be accelerated and become immediately due and payable automatically without any action on the part of the Lender being required.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 70; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->67<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>11.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Waiver</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Lender may waive any Default.
No waiver, however, shall be deemed to extend to a subsequent Default, whether or not the same as or similar to the Default waived, and
no act or omission by the Lender shall extend to, or be taken in any manner whatsoever to affect, any subsequent Default or the rights
of the Lender arising therefrom. Any such waiver must be in writing and signed by the Lender to be effective. No failure on the part of
the Lender to exercise, and no delay by the Lender in exercising, any rights under any Loan Document shall operate as a waiver of such
rights. No single or partial exercise of any such rights shall preclude any other or further exercise of such rights or the exercise of
any other rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>11.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;Anti-Money Laundering Laws</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.4.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Canadian
and Applicable Anti-Money Laundering Laws.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">The Borrower acknowledges that, pursuant to Anti-Money Laundering Laws, the Lender may be required to
obtain, verify and record information regarding any Loan Party, their respective directors, authorized signing officers, direct or indirect
shareholders or other persons in control of Loan Party, and the transactions contemplated hereby. Each Loan Party shall promptly provide
all such information, including supporting documentation and other evidence, as may be reasonably requested by the Lender, in order to
comply with any applicable Anti-Money Laundering Laws, whether now or hereafter in existence.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">If the Lender has ascertained the identity of any authorized signatory of any Loan Party for the purposes
of applicable Anti-Money Laundering Laws, then this Agreement shall constitute a &ldquo;written agreement&rdquo; in such regard within
the meaning of applicable Anti-Money Laundering Laws.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Notwithstanding the preceding sentence
and except as may otherwise be agreed in writing, the Lender agrees it shall not have any obligation to ascertain the identity of any
Loan Party or any authorized signatories of any Loan Party on behalf of the Lender, nor to confirm the completeness or accuracy of any
information the Lender obtains from any Loan Party or any such authorized signatory in doing so.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.4.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>PATRIOT
ACT</I>. If the Lender is subject to the PATRIOT ACT and the Lender hereby notifies the Borrower that pursuant to the requirements of
the PATRIOT ACT, it is required to obtain, verify and record information that identifies such persons, which information includes the
name, address and tax identification number of each such persons and other information that will allow the Lender to identify such persons
in accordance with the PATRIOT ACT. This notice is given in accordance with the requirements of the PATRIOT ACT and is effective as to
the Lender subject to the PATRIOT ACT and the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Article&nbsp;12<BR>
GENERAL</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.1</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Costs and Expenses</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
</FONT>Borrower shall on demand pay to the Lender the amount of all reasonable and documented out-of-pocket fees, costs and expenses incurred
and disbursements made by the Lender and shall pay any and all other expenses incurred in connection with&nbsp;the interpretation, defence,
establishment, preservation, protection or enforcement of rights of the Lender under each Loan Document and the Equity Subscription.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 71; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.2</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;Indemnification by the Borrower</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower shall defend, indemnify and save harmless the Lender and its representatives (each, an &ldquo;<B>Indemnified Party</B>&rdquo;)
on a full indemnity basis from and against any and all claims and losses and expenses (including interest and, to the extent permitted
by applicable law, penalties, fines and monetary sanctions) which an Indemnified Party suffers or incurs as a result of or otherwise in
respect of (i)&nbsp;the direct or indirect use or proposed use of the proceeds of any Advance, </FONT>(ii)&nbsp;any breach of any representation,
warranty, covenant or other obligation under any Loan Document, (iii)&nbsp;any Default or (iv)&nbsp;any proceeding to which any Indemnified
Party is party arising out of the execution, delivery or performance of, or the enforcement of any right under any Loan Document. The
Lender shall be constituted as the agent and bare trustee of each Indemnified Party who is its own representative and shall hold and enforce
each such Indemnified Party&rsquo;s rights under this paragraph for such party&rsquo;s benefit. The foregoing indemnity shall not apply
in respect of claims or losses and expenses of an Indemnified Party to the extent that they are determined by a final judgment to have
directly resulted from the fraud, gross negligence or wilful misconduct of that Indemnified Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.3</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Application of Payments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Any
payments received by the Lender in respect of the Loan Obligations from time to time may, notwithstanding any appropriation by the Borrower,
be appropriated to such parts of the Loan Obligations then due and owing by the Borrower to the Lender and in such order as the Lender
sees fit, and the Lender shall have the right to change any appropriation at any time. Notwithstanding the foregoing, any prepayment of
the Principal Amount, whether optional under Section&nbsp;</FONT>4.2 or mandatory under Section&nbsp;4.3, shall be appropriated (i)&nbsp;firstly,
to all accrued and unpaid interest; and (ii)&nbsp;secondly, to the remaining Principal Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.4</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;Set-Off</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Loan Obligations will be
paid by the Borrower without regard to any equities between the Borrower and the Lender or any right of set-off or counterclaim. Any Debt
owing by the Lender to the Borrower, direct or indirect, extended or renewed, actual or contingent, matured or not, may be set-off or
applied against, or combined with, the Loan Obligations by the Lender at any time, either before or after maturity, without demand upon
or notice to anyone, and the terms of such Debt shall be changed hereby to the extent required to permit such set-off, application and
combination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.5</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Rights in Addition</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The rights conferred by each
Loan Document are in addition to, and not in substitution for, any other rights the Lender may have under that Loan Document or any other
Loan Document, at law, in equity or by or under Applicable Law or any agreement. The Lender may proceed by way of any proceeding at law
or in equity and no right of the Lender shall be exclusive of or dependent on any other. The Lender may exercise any of its rights separately
or in combination and at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.6</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Certificate Evidence</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">A certificate prepared by the
Lender and provided to the Borrower setting forth any interest rate or any amount payable under this Agreement, including the amount of
compensation or loss and expense payable under Section&nbsp;12.2, shall be conclusive and bind the Borrower, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 72; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.7</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Evidence of Debt</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The information entered in the
accounts of the Lender shall constitute, in the absence of manifest error, <I>prima facie</I> evidence of the existence and quantum of
the obligations of the Borrower to the Lender under the Credit Facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.8</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;Notices</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Any notice, demand, consent,
approval or other communication to be made or given under or in connection with this Agreement (a &ldquo;<B>Notice</B>&rdquo;) shall be
in writing and may be made or given by personal delivery, or mail, or by e-mail addressed to the Lender and the Borrower at their respective
addresses set out below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>To the Borrower:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">New Found Gold Corp.<BR>
20 Adelaide Street East, Suite&nbsp;603<BR>
Toronto, Ontario M5C 2T6</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Attention:
Hashim Ahmed</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">E-mail:</FONT></TD><TD STYLE="text-align: justify"><B>[Redacted: Personal Information]</B></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">cc:</TD><TD STYLE="text-align: justify"><B>[Redacted: Personal Information]</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>To the Lender:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">EdgePoint Investment Group Inc.<BR>
150 Bloor Street West, Suite&nbsp;700<BR>
Toronto, Ontario M5S 2X9</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Attention:
Frank Mullen<BR>
E-mail: </FONT><B>[Redacted: Personal Information]</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">or to such other address as such party may from
time to time notify the other in accordance with this Section&nbsp;12.8. Any Notice made or given by personal delivery or mail shall be
conclusively deemed to have been given at the time of actual delivery (and not before) or, if made or given by e-mail at the opening of
business on the first (1<SUP>st</SUP>) Business Day following the transmittal thereof; provided that the party sending such Notice receives
confirmation of receipt from the recipient&rsquo;s e-mail system. Notwithstanding the foregoing, (a)&nbsp;the Lender may in its discretion
act upon verbal Notice from any person reasonably believed by the Lender to be a person authorized by the Borrower to give instructions
under or in connection with this Agreement, including any request by the Borrower for a Advance and (b)&nbsp;any Notice received by the
Lender on a day which is not a Business Day or after 10:00&nbsp;a.m.&nbsp;on any Business Day shall, unless the Lender waives this Clause&nbsp;(b),
be deemed to be received by the Lender at 9:00&nbsp;a.m.&nbsp;on the next Business Day. The Lender shall not be responsible for any error
or omission in such instructions or in the performance thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.9</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Successors and Assigns; Participations; Confidentiality</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.9.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Benefit&nbsp;&amp;
Burden</I>. The Loan Documents shall enure to the benefit of and be binding on the parties thereto, their respective successors and each
assignee of some or all of the rights or obligations of the parties under the Loan Documents permitted by this Section&nbsp;12.9. Any
reference in any such Loan Document to any party thereto shall (to the extent the context so admits) be construed to include each such
successor and assignee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 73; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.9.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Assignments</I>.
The Borrower may not assign all or any part of any of its rights or obligations in respect of the Credit Facility or under any Loan Document
without the prior written consent of the Lender (which consent shall not to be unreasonably withheld, conditioned or delayed). Unless
an Event of Default has occurred and is continuing, the Lender may not assign all or any part of any of its rights or obligations in respect
of the Credit Facility or under any Loan Document to (i)&nbsp;any mineral producer or Affiliate thereof, or (ii)&nbsp;without the consent
of the Borrower (which consent shall not to be unreasonably withheld, conditioned or delayed); provided that the Lender may freely assign
and transfer any such rights or obligations to any of its Affiliates that are residents of Canada for purposes of the Tax Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.9.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Participant
Register</I>. Each Loan Party acknowledges that in the regular course of commercial banking business the Lender may at any time and from
time to time sell participating interests in any Loan under the Credit Facility to other persons which are commercial banks, investors,
financial institutions and recognized participants in the term B loan market, CLO or CDO investment vehicles (each such transferee or
purchaser of a participating interest, a &ldquo;<B>Participant</B>&rdquo; which, for the avoidance of doubt shall not include any mineral
producer or Affiliate thereof). Each Participant may exercise all rights of payment (including rights of set-off) with respect to the
portion of such Advances held by it or other obligations payable to it hereunder as fully as if such Participant were the direct holder
thereof (subject to the same requirements and limitations of a direct holder thereof, including the requirements under Sections 12.6
and 12.7 (it being understood that the documentation required under that section shall be delivered to the Lender)) provided that (i)&nbsp;the
Loan Parties shall not be required to pay to any Participant more than the amount which they would have been required to pay to the Lender
hereunder on such participation had the Lender retained such interest in any Loan hereunder or other obligations payable hereunder unless
the sale of the participation to such Participant is made with the Lender&rsquo;s prior written consent and the obligation to make such
greater payment results from a Change in Law that occurs after the Participant acquired the applicable participation, and (ii)&nbsp;in
no event shall the Loan Parties be required to pay any such amount arising from the same circumstances and with respect to the same Loan
or other obligations payable hereunder to both the Lender and such Participant. Upon any such sale, the Lender&rsquo;s obligations under
each other document shall remain unchanged, the Lender shall remain solely responsible for the performance thereof, the Lender shall
remain the holder of the applicable Loan, and all parties hereto shall continue to deal solely and directly with the Lender in connection
with the other documents. Any agreement pursuant to which the Lender shall sell any such participation shall provide that the Lender
shall retain the sole right and responsibility to exercise the Lender&rsquo;s rights and enforce each Secured Obligation hereunder, including
the right to consent to any amendment, supplement, modification or waiver of any provision of any other document. The Lender shall, acting
solely for this purpose as a non-fiduciary agent of the Borrower, maintain a register on which it enters the name and address of each
Participant and the principal amounts (and stated interest) of each Participant&rsquo;s interest in the Advances or other obligations
under this Agreement or any of the other documents (the &ldquo;<B>Participant Register</B>&rdquo;); provided that the Lender shall not
have any obligation to disclose all or any portion of the Participant Register (including the identity of any Participant or any information
relating to a Participant&rsquo;s interest in any commitments, loans or its other obligations under this Agreement or in any of the other
documents) to any person except to the extent that such disclosure is necessary to establish that such commitment, loan, or other obligation
is in registered form under Section&nbsp;5f.103-1(c)&nbsp;of the United States Treasury Regulations or to comply with other requirements
under Applicable Law. Notwithstanding anything herein to the contrary, the entries in the Participant Register shall be conclusive absent
manifest error, and the Lender shall treat each person whose name is recorded in the Participant Register as the owner of such participation
for all purposes of this Agreement notwithstanding any notice to the contrary. For the avoidance of doubt, the Lender shall have no responsibility
for maintaining a Participant Register.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.9.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Confidentiality</I>.
The Lender shall maintain the confidentiality of any Information, except that Information relating to the Borrower may be disclosed,
after delivery of written notice thereof to the Borrower, to (i)&nbsp;any actual or prospective assignee or participant, referred to
in Section&nbsp;12.9.3, (ii)&nbsp;any rating agency in connection with any financing that the Lender or any of its Affiliates may seek
to obtain and (iii)&nbsp;any regulatory agency having jurisdiction over the Lender or any of its Affiliates in connection with routine
filings, audits or similar procedures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 74; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->71<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.10</B></FONT><B>&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Judgment Currency</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">If, for the purposes of obtaining
or enforcing judgment in any court in any jurisdiction, it becomes necessary to convert into the currency of the jurisdiction in which
the court rendering such judgment is located (the &ldquo;<B>Judgment Currency</B>&rdquo;) an amount due under any Loan Document in any
other (the &ldquo;<B>Original Currency</B>&rdquo;), then the date on which the rate of exchange for conversion is selected by that court
is referred to herein as the &ldquo;<B>Conversion Date</B>&rdquo;. If there is a change in the rate of exchange between the Judgment Currency
and the Original Currency between the Conversion Date and the actual receipt by the Lender of the amount due to it under such Loan Document
or under such judgment, each Loan Party shall, notwithstanding such judgment, pay all such additional amounts as may be necessary to ensure
that the amount received by the Lender in the Judgment Currency, when converted at the rate of exchange prevailing on the date of receipt,
will produce the amount due in the Original Currency. Each Loan Party&rsquo;s liability under this Section&nbsp;12.10 constitutes a separate
and independent liability which shall not merge with any judgment or any partial payment or enforcement of payment of sums due under any
Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.11</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;Surviving Claims</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The obligations of the Borrower
under Sections 12.1 and 12.2, and any other contingent obligations of the Borrower under any Loan Document, (any thereof, a &ldquo;<B>Surviving
Claim</B>&rdquo;) shall survive the payment in full of all other Loan Obligations owing by the Borrower to the Lender and shall continue
in full force and effect until such Surviving Claims are irrevocably paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.12</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Time of the Essence</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Time is of the essence of each
provision of each Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.13</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Governing Law</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
Agreement shall be governed by, and construed and interpreted in accordance with, the laws in force in the Province of </FONT>British
Columbia, including the federal laws of Canada applicable therein, but excluding choice of law rules. Such choice of law shall, however,
be without prejudice to or limitation of any other rights available to the Lender under the laws of any jurisdiction where the Borrower
or its assets may be located.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.14</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Jurisdiction</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.14.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Submission
to Jurisdiction and Waiver of Objections</I>. With respect to any claim arising out of this Agreement, any other Loan Document or any
other agreement relating to any Loan Document in this Section&nbsp;12.14 (collectively, the &ldquo;<B>Loan Related Documents</B>&rdquo;)
(a)&nbsp;for the exclusive benefit of the Lender, the Borrower irrevocably and unconditionally submits, for itself and its property, to
the non-exclusive jurisdiction of the courts of the Province of British Columbia, Canada located at Vancouver, including any appellate
court from any thereof, (in this Section&nbsp;12.14, &ldquo;<B>British Columbia Courts</B>&rdquo;) and (b)&nbsp;the Borrower irrevocably
waives (i)&nbsp;any objection which it may have at any time to the laying of venue of any proceeding arising out of or relating to any
of the Loan Related Documents brought in the British Columbia Courts, (ii)&nbsp;any claim that any such proceeding brought in the British
Columbia Courts has been brought in an inconvenient forum, (iii)&nbsp;the right to object, with respect to such proceeding brought in
the British Columbia Courts, that such court does not have jurisdiction over the Borrower and (iv)&nbsp;the right to require the Lender
to post security for costs in any proceeding brought in the British Columbia Courts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 75; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->72<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.14.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Lender
May&nbsp;Sue in Another Jurisdiction</I>. Nothing in this Agreement will be deemed to preclude the Lender from bringing any proceeding
in respect of any Loan Related Document in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.14.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Final
Judgment</I>. The Borrower agrees that a final judgment in any proceeding commenced in the British Columbia Courts shall be conclusive
and may be enforced in any other jurisdictions by suit on the judgment or in any other manner provided by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.14.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Manner
of Service</I>. The Borrower irrevocably consents to the service of process out of the British Columbia Courts in accordance with the
local rules&nbsp;of civil procedure or by mailing a copy thereof, by registered mail, postage prepaid to the Borrower at the address
of the Borrower, or by sending a copy thereof by e-mail in pdf format to the Borrower at the e-mail address of the Borrower determined
under Section&nbsp;12.8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.14.5</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>WAIVER
OF TRIAL BY JURY. </I>FOR THE PURPOSES OF ANY PROCEEDING COMMENCED IN THE BRITISH COLUMBIA COURTS OR ANY OTHER JURISDICTION, EACH LOAN
PARTY IRREVOCABLY WAIVES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY&nbsp;HAVE TO A TRIAL BY JURY IN ANY PROCEEDING
(A)&nbsp;TO ENFORCE OR DEFEND ANY RIGHTS UNDER OR IN CONNECTION WITH OR RELATING TO ANY LOAN RELATED DOCUMENT, OR (B)&nbsp;ARISING FROM
OR RELATING TO ANY RELATIONSHIP EXISTING IN CONNECTION WITH ANY LOAN RELATED DOCUMENT, AND AGREES THAT ANY SUCH PROCEEDING SHALL BE TRIED
BEFORE A COURT AND NOT BEFORE A JURY. EACH LOAN PARTY HEREBY CERTIFIES THAT NO REPRESENTATIVE OF THE LENDER HAS REPRESENTED EXPRESSLY
OR OTHERWISE THAT THE LENDER WOULD NOT,&nbsp;IN THE EVENT OF ANY PROCEEDING, SEEK TO ENFORCE THE FOREGOING WAIVER AND ACKNOWLEDGES THAT
THE LENDER HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE WAIVERS AND CERTIFICATIONS IN THIS SUBSECTION&nbsp;12.14.5.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.15</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;Agent Appointments Generally and Service of
Process</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.15.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Borrower
as Agent of Guarantors. </I>Each Guarantor hereby irrevocably appoints the Borrower as the agent and attorney-in-fact for such Guarantor,
which appointment shall remain in full force and effect unless and until the Discharge Date occurs, to execute such documents and take
such action on such Guarantor&rsquo;s behalf as the Borrower deems necessary or appropriate to carry out any transaction contemplated
by any Loan Document or the purpose and intent of any Loan Document and exercise such other powers as are reasonably incidental thereto
to carry out the purposes of any Loan Document. Each Guarantor shall be deemed to have consented to any change to any Loan Document and
to any agreement, action or inaction in relation thereto agreed to by the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.15.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Manner
of Service. </I>Each Guarantor irrevocably consents to the service of process out of the British Columbia Courts in accordance with the
local rules&nbsp;of civil procedure or by mailing a copy thereof, by registered mail, postage prepaid to such Guarantor at the address
of such Guarantor, or by sending a copy thereof by e-mail in pdf format to such Guarantor at the e-mail address of such Guarantor determined
under Section&nbsp;12.8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.15.3</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Appointments
of Agents for Service. </I>Each Guarantor irrevocably designates and appoints the Borrower as its agent to accept and acknowledge on its
behalf any and all process which may be served in connection with any proceeding arising out of or relating to any Loan Related Document
brought in the British Columbia Courts, such service, to the extent permitted by applicable law, being hereby conclusively acknowledged
by such Guarantor to be effective and binding service on it in every respect whether or not it is carrying on, or has at any time carried
on, business in British Columbia. Each Guarantor irrevocably consents to the service of process out of the British Columbia Courts by
personal service on such Guarantor or on the Borrower as its process agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 76; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->73<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.15.4</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Acceptances
of Appointments. </I>The Borrower confirms to the Lender that it has accepted its appointment to act as process agent on behalf of each
other Loan Party which may be served in connection with any proceeding arising out of or relating to any Loan Related Document brought
in the British Columbia Courts. Until the Discharge Date, the Borrower agrees to maintain each such appointment as such process agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.16</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Limitation
Period</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Borrower agrees with the Lender to vary the limitation period under the </FONT><I>Limitation Act </I>(British Columbia), applicable to
each Loan Document to which the Borrower is party and any claim thereunder to six (6)&nbsp;years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.17</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Invalidity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">If any provision of any Loan
Document is determined to be invalid or unenforceable by a final judgment, that provision shall be deemed to be severed therefrom, and
the remaining provisions of such Loan Document shall not be affected thereby and shall remain valid and enforceable. The parties hereto
shall, at the request of any other party hereto, negotiate in good faith with the Lender to replace any invalid or unenforceable provision
contained in any Loan Document with a valid and enforceable provision which has the commercial effect as close as possible to that of
the invalid or unenforceable provision, to the extent permitted by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.18</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;Changes</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">No agreement purporting to change
(other than waive) any provision of any Loan Document shall be binding upon the parties hereto or thereto unless that agreement is in
writing, signed by the Lender and the Borrower and it is entered into in compliance with Section&nbsp;12.21. No waiver of strict performance
or compliance with any provision of any Loan Document shall be binding on any party hereto or thereto unless such waiver is in writing
signed by the party sought to be bound thereby and it is made in compliance with Section&nbsp;12.21.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.19</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Entire Agreement</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">There are no representations,
warranties, conditions, other agreements or acknowledgments, whether direct or collateral, express or implied, binding on the Lender that
form part of or affect this Agreement or any other Loan Document, other than as expressed herein or in such other Loan Document. The execution
of each Loan Document by the Borrower has not been induced by, nor does the Borrower rely upon or regard as material, any representations,
warranties, conditions, other agreements or acknowledgments not expressly made in any Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.20</B></FONT><B>&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;This
Agreement to Govern</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">If there is any inconsistency
between the provisions of this Agreement and the provisions of any other Loan Document to which the Borrower is party, the provisions
hereof shall govern and apply to the extent of the inconsistency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 77; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- <!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>12.21</B></FONT><B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239; &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Execution</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.21.1</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Counterparts</I>.
This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original and all of which taken together
shall be deemed to constitute one and the same instrument, and it shall not be necessary in making proof of this Agreement to produce
or account for more than one such counterpart.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.21.2</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Electronic
Signatures and Record Keeping</I>. Any signature (including (x)&nbsp;any electronic symbol or process attached to, or associated with,
a contract or other record and adopted by a person with the intent to sign, authenticate or accept such contract or record and (y)&nbsp;any
.pdf signature) hereto or to any other Loan Document, certificate, agreement or document related to this transaction, and any contract
formation or record-keeping, in each case, through electronic means, shall have the same legal validity and enforceability as a manually
executed signature or use of a paper-based record-keeping system to the fullest extent permitted by Applicable Law, including the UCC,
the Personal Property Security Acts of each common law Province and Territory of Canada, the Qu&eacute;bec Register of Personal and Movable
Real Rights in the Province of Qu&eacute;bec, Canada and the Federal Electronic Signatures in Global and National Commerce Act, the New
York State Electronic Signatures and Records Act or any similar state law based on the Uniform Electronic Transactions Act, and the parties
hereto hereby waive any objection to the contrary. A set of the copies of this Agreement signed by all the parties shall be lodged with
the Borrower&rsquo;s Counsel and the Lender. Transmission of a copy of an executed signature page&nbsp;of this Agreement (including any
change to this Agreement) by any party hereto to the other parties to this Agreement by e-mail in pdf format, shall be as effective as
delivery to the other parties hereto of a manually executed counterpart hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I>[Remainder of page&nbsp;intentionally left blank.]</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 78 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxv -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>IN
WITNESS WHEREOF</B></FONT> the parties have executed this Agreement as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>BORROWER</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><B>NEW FOUND GOLD CORP.</B> &nbsp; &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed)
 &ldquo;<I>Keith Boyle</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Boyle</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title: CEO &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed) &ldquo;<I>Hashim
Ahmed</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Hashim Ahmed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: CFO</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 79 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxvi -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>GUARANTORS</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><B>MARITIME RESOURCES CORP.</B> <B>&nbsp;</B> &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed)
 &ldquo;<I>Keith Boyle</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Boyle</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title: Director &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed) &ldquo;<I>Hashim
Ahmed</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Hashim Ahmed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Director</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><B>2823988 ONTARIO CORP.</B> &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed)
 &ldquo;<I>Keith Boyle</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Boyle</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title: Director &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed) &ldquo;<I>Hashim
Ahmed</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Hashim Ahmed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Director</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 80 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxvii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>LENDER</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><B>EDGEPOINT INVESTMENT GROUP INC.</B> &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed)
 &ldquo;<I>Frank Mullen</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Frank Mullen</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Chief Investment Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp; &nbsp;</TD>
    <TD COLSPAN="2">&nbsp; &nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(signed) &ldquo;<I>Geoff MacDonald</I>&rdquo;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Geoff MacDonald</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Co-CEO</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 81 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxviii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
1<BR>
FORM&nbsp;OF GUARANTOR JOINDER AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reference
is made to the credit agreement dated as of April&nbsp;20, 2026 (</FONT>as amended, revised, replaced, supplemented, restated or otherwise
modified from time to time, the &ldquo;<B>Credit Agreement</B>&rdquo;) among New Found Gold Corp., as borrower, Maritime Resources Corp.
and 2823988 Ontario Corp., as guarantors, and EdgePoint Investment Group Inc., as lender. All words used in this guarantor joinder agreement
(this &ldquo;<B>Agreement</B>&rdquo;) which are defined or given extended meanings in the Credit Agreement have the respective meanings
attributed to them in the Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>RECITALS:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">A.</TD><TD STYLE="text-align: justify">Pursuant to the Credit Agreement, the Borrower is obliged to cause the Additional Guarantor defined below
to become a Guarantor under the Credit Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">B.</TD><TD STYLE="text-align: justify">This Agreement is intended to effect the foregoing.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NOW</B></FONT>,
<B>THEREFORE</B>, for good and valuable consideration, the receipt and sufficiency of which are acknowledged, the parties to the Credit
Agreement and [<FONT>&#9679;</FONT>] (the &ldquo;<B>Additional Guarantor</B>&rdquo;), hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">With effect as from the date hereof, the Credit
Agreement shall henceforth be read and construed as if the Additional Guarantor were party to the Credit Agreement having all the rights
and obligations of a Guarantor under the Credit Agreement. Accordingly</FONT>, all references in any Loan Document to (a)&nbsp;any &ldquo;Guarantor&rdquo;
shall be treated as including a reference to the Additional Guarantor and (b)&nbsp;the &ldquo;Credit Agreement&rdquo; shall be treated
as a reference to the Credit Agreement as supplemented by this Agreement to the intent that this Agreement and the Credit Agreement shall
be read and construed together as one single agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">The Additional Guarantor hereby unconditionally and irrevocably guarantees payment in full and performance
in full by the Borrower of the Guaranteed Obligations to the extent and in the manner provided for in Article&nbsp;7 of the Credit Agreement
by a Guarantor.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: justify">The Additional Guarantor agrees to observe and perform each Secured Obligation expressed to be observed
or performed by it under each Loan Document.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">4.</TD><TD STYLE="text-align: justify">The Additional Guarantor hereby represents and warrants in respect of itself and each Subsidiary of it
that the representations and warranties set out in Section&nbsp;9.1 (as modified by Section&nbsp;9.2) of the Credit Agreement are true
in all respects as to the Additional Guarantor and each Subsidiary of it as of the date of this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">5.</TD><TD STYLE="text-align: justify">The Additional Guarantor hereby irrevocably appoints, authorizes and directs the Borrower, as its attorney
and agent, with full power of substitution and delegation, to complete, execute and deliver each Loan Document to be executed by it or
on its behalf and each document to be executed by it or on its behalf pursuant to each Loan Document, and to take such action on its behalf
as may be authorized or directed by any such Loan Document or document.</TD></TR><TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
                                                                                 </TABLE>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Credit Agreement &ndash; New Found Gold Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 82 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxix -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">This Agreement may be executed (manually or by
electronic document) in any number of counterparts, each of which shall be deemed to be an original and all of which taken together shall
be deemed to constitute one and the same instrument, and it shall not be necessary in making proof of this Agreement to produce or account
for more than one such counterpart. Transmission of a copy of an executed signature page&nbsp;of this Agreement (including any change
to this Agreement) by the Borrower or the Additional Guarantor to the Lender or <I>vice versa</I> by </FONT>electronic transmission (including
e-mail in pdf format), shall be as effective as delivery to the other parties of a manually executed counterpart hereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">This Agreement shall be governed by, and interpreted
in accordance with, the laws of the Province of </FONT>British Columbia including the federal laws of Canada applicable therein but excluding
choice of law rules.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I>[Remainder of page&nbsp;intentionally left blank.]</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 83 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxx -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>IN
WITNESS WHEREOF</B></FONT>, the parties hereto have caused this Agreement to be executed and delivered by their respective officers thereunto
duly authorized as of [<FONT>&#9679;</FONT>].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><B>NEW FOUND GOLD CORP., as Borrower</B> <B>&nbsp;</B> &nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>[<FONT>&#9679;</FONT>], </B></FONT><B>as Additional Guarantor</B> <B>&nbsp;</B> <B>&nbsp;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 48%">&nbsp;</TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 43%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>EDGEPOINT INVESTMENT GROUP INC.</B></FONT><B>, as Lender</B> &nbsp; &nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 84 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxi -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
2.4<BR>
FORM&nbsp;OF ADVANCE REQUEST</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>TO:</B></FONT></TD>
    <TD STYLE="width: 85%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>EDGEPOINT INVESTMENT GROUP INC.</B></FONT><B> <FONT STYLE="font-size: 10pt">(the &ldquo;Lender&rdquo;)</FONT></B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>RE:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Credit Facility for </B></FONT><B><FONT STYLE="font-size: 10pt">New Found Gold Corp. (the &ldquo;Borrower&rdquo;)</FONT></B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reference
is made to the credit agreement dated as of April&nbsp;20, 2026 (</FONT>as amended, revised, replaced, supplemented, restated or otherwise
modified from time to time, the &ldquo;<B>Credit Agreement</B>&rdquo;) among the Borrower, as borrower, Maritime Resources Corp. and 2823988
Ontario Corp., as guarantors, and the Lender, as lender. All words used in this Advance Request which are defined or given extended meanings
in the Credit Agreement have the respective meanings attributed to them in the Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify"><B><U>Request</U>.</B> The Borrower hereby requests a Loan under <B>[Tranche 1/Tranche 2]</B> of the Credit
Facility in the amount of Cdn.$[<FONT>&#9679;</FONT>].</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify"><B><U>Account</U>. </B>The Loan requested above shall be credited to the account set forth in <B>Schedule
A </B>hereto on [<FONT>&#9679;</FONT>].</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify"><B><U>Other</U>.</B> The Borrower represents, warrants and agrees that:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)</FONT></TD><TD STYLE="text-align: justify">Each of the conditions precedent to the Advance requested hereunder set forth in Section&nbsp;<B>[5.2/5.3]</B>
of the Credit Agreement has been satisfied.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)</FONT></TD><TD STYLE="text-align: justify">The undersigned will immediately notify the Lender if it becomes aware of the occurrence of any event
between the date hereof and the date the requested Loan is advanced which would mean that the statement in the immediately preceding paragraph&nbsp;(a)&nbsp;would
not be true, accurate and complete if made on the date the requested Loan is advanced.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>DATED</B></FONT>
this __________ day of __________________________, ________.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><B>NEW FOUND GOLD CORP.</B> <B>&nbsp;</B> &nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title: &nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 85 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
6.1<BR>
FORM&nbsp;OF WARRANT CERTIFICATE</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>See Attached.</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 86 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxiii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>THE WARRANTS EVIDENCED HEREBY ARE EXERCISABLE
ON OR BEFORE 5:00 P.M.&nbsp;(VANCOUVER TIME) ON APRIL 20, 2029 AFTER WHICH TIME THE WARRANTS EVIDENCED HEREBY SHALL BE DEEMED TO BE VOID
AND OF NO FURTHER FORCE OR EFFECT.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>UNLESS PERMITTED UNDER SECURITIES LEGISLATION,
THE HOLDER OF THIS SECURITY AND ANY SECURITY ISSUED ON EXERCISE OF THIS SECURITY MUST NOT TRADE THE SECURITY BEFORE AUGUST 21, 2026.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>WITHOUT PRIOR WRITTEN APPROVAL OF THE TSX VENTURE
EXCHANGE (&ldquo;TSXV&rdquo;) AND COMPLIANCE WITH ALL APPLICABLE SECURITIES LEGISLATION, THE SECURITIES REPRESENTED BY THIS CERTIFICATE
AND THE SECURITIES ISSUABLE UPON EXERCISE THEREOF MAY&nbsp;NOT BE SOLD, TRANSFERRED, HYPOTHECATED OR OTHERWISE TRADED ON OR THROUGH THE
FACILITIES OF THE TSXV OR OTHERWISE IN CANADA OR TO OR FOR THE BENEFIT OF A CANADIAN RESIDENT UNTIL AUGUST 21, 2026.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>THIS WARRANT AND THE SECURITIES ISSUABLE UPON
EXERCISE HEREOF HAVE NOT BEEN AND WILL NOT BE REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED (THE &ldquo;U.S. SECURITIES
ACT&rdquo;), OR UNDER THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES. THE HOLDER HEREOF, BY PURCHASING SUCH SECURITIES, AGREES
FOR THE BENEFIT OF NEW FOUND GOLD CORP. (THE &ldquo;ISSUER&rdquo;), THAT THIS WARRANT MAY&nbsp;NOT BE EXERCISED UNLESS THIS WARRANT AND
THE SECURITIES ISSUABLE UPON EXERCISE OF THIS WARRANT HAVE BEEN REGISTERED UNDER THE U.S. SECURITIES ACT AND THE APPLICABLE SECURITIES
LAWS OF ANY SUCH STATE OR AN EXEMPTION FROM SUCH REGISTRATION REQUIREMENTS IS AVAILABLE. THE SECURITIES ISSUABLE UPON EXERCISE OF THIS
WARRANT MAY&nbsp;BE OFFERED, SOLD OR OTHERWISE TRANSFERRED ONLY (A)&nbsp;TO THE ISSUER; (B)&nbsp;OUTSIDE THE UNITED STATES IN ACCORDANCE
WITH RULE 904 OF REGULATION S UNDER THE U.S. SECURITIES ACT, AND IN COMPLIANCE WITH APPLICABLE LOCAL LAWS AND REGULATIONS; (C)&nbsp;PURSUANT
TO AN EXEMPTION FROM REGISTRATION UNDER THE U.S. SECURITIES ACT PROVIDED BY (1)&nbsp;RULE 144,&nbsp;IF AVAILABLE, OR (2)&nbsp;RULE 144A,&nbsp;IF
AVAILABLE, AND IN COMPLIANCE WITH ANY APPLICABLE STATE SECURITIES LAWS; OR (D)&nbsp;IN ANOTHER TRANSACTION THAT DOES NOT REQUIRE REGISTRATION
UNDER THE U.S. SECURITIES ACT OR ANY APPLICABLE STATE SECURITIES LAWS, PROVIDED THAT IN THE CASE OF TRANSFERS PURSUANT TO (C)&nbsp;OR
(D)&nbsp;ABOVE, A LEGAL OPINION IN FORM&nbsp;AND SUBSTANCE REASONABLY SATISFACTORY TO THE ISSUER MUST FIRST BE PROVIDED TO THE ISSUER&rsquo;S
TRANSFER AGENT. DELIVERY OF THIS CERTIFICATE MAY&nbsp;NOT CONSTITUTE &ldquo;GOOD DELIVERY&rdquo; IN SETTLEMENT OF A TRANSACTION ON STOCK
EXCHANGES IN CANADA.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 87 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxiv -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>WARRANT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">To acquire Common Shares of</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>NEW FOUND GOLD CORP.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(governed by the laws of British Columbia)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Warrant Certificate No.&nbsp;2026-APR-1</FONT></TD>
    <TD STYLE="width: 50%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certificate for [&#9679;] Warrants, each entitling
    the holder to acquire one (1)&nbsp;Common Share</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>THIS IS TO CERTIFY THAT</B>, for value received,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>EDGEPOINT INVESTMENT GROUP INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>150 Bloor Street West, Suite&nbsp;700</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Toronto, Ontario</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>M5S 2X9</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in; text-align: left"><B>Attention:</B></TD><TD STYLE="text-align: justify"><B>Frank Mullen</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in; text-align: left"><B>Email:</B></TD><TD STYLE="text-align: justify"><B>[Redacted: Personal Information]</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(the &ldquo;<B>Warrantholder</B>&rdquo;) is the
registered holder of the number of non-transferable common share purchase warrants (the &ldquo;<B>Warrants</B>&rdquo;) of New Found Gold
Corp. (the &ldquo;<B>Company</B>&rdquo;) specified above, and is entitled, on exercise of these Warrants, upon and subject to the terms
and conditions set forth herein, to purchase at any time before 5:00 p.m.&nbsp;(Vancouver time) (the &ldquo;<B>Expiry Time</B>&rdquo;)
on April&nbsp;20, 2029 (the &ldquo;<B>Expiry Date</B>&rdquo;), one fully paid and non-assessable common share without par value in the
capital of the Company as constituted on the date hereof (a &ldquo;<B>Common Share</B>&rdquo;) for each Warrant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Warrantholder and the Company are party to
a credit agreement dated as of April&nbsp;20, 2026 (the &ldquo;<B>Effective Date</B>&rdquo;), pursuant to which the Warrantholder advanced
the first tranche of a loan (the &ldquo;<B>Loan</B>&rdquo;) to the Company on the Effective Date, for a term of three (3)&nbsp;years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The right to purchase Common Shares may only be
exercised by the Warrantholder within the time set forth above by:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">duly completing and executing the exercise form
(the &ldquo;<B>Exercise Form</B>&rdquo;) attached hereto; and</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">surrendering this warrant certificate (the &ldquo;<B>Warrant
Certificate</B>&rdquo;) (if a physical certificate is delivered to the Warrantholder), with the Exercise Form&nbsp;to the Company at the
corporate office of the Company, in the city of Toronto, Ontario, together with a certified cheque, bank draft, money order, wire transfer
in readily available funds or other payment method acceptable to the Warrantholder and Company in the lawful money of Canada payable to
or to the order of the Company in an amount equal to the aggregate Exercise Price (as defined below) of the Common Shares so subscribed
for. For the avoidance of doubt, if wire transfers are used to provide for the aggregate Exercise Price, they must be made payable to
the Company.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The surrender of this Warrant Certificate (if
a physical certificate is delivered to the Warrantholder), the duly completed Exercise Form&nbsp;and payment as provided above will be
deemed to have been effected only on personal delivery thereof to, or if sent by mail or other means of transmission on actual receipt
thereof by, the Company at its corporate office as set out above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 88 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxv -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Subject to adjustment as described below, the
exercise price payable for each Common Share upon the exercise of a Warrant shall be C$3.30 (the &ldquo;<B>Exercise Price</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certificates or Direct Registration System (&ldquo;<B>DRS</B>&rdquo;)
statements for the Common Shares subscribed for will be mailed (either physically or by electronic mail) to the persons specified in the
Exercise Form&nbsp;at their respective addresses specified therein or, if so specified in the Exercise Form, delivered to such persons
at the office where this Warrant Certificate is surrendered. If fewer Common Shares are purchased than the number that can be purchased
pursuant to this Warrant Certificate, the holder hereof will be entitled to receive without charge a new Warrant Certificate in respect
of the balance of the Common Shares not so purchased. No fractional Common Shares will be issued upon exercise of any Warrant. Any fractional
interest shall be rounded down to the nearest whole share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On presentation at the corporate office of the
Company as set out above, one or more Warrant Certificates may be exchanged without charge for one or more Warrant Certificates entitling
the holder thereof to purchase in the aggregate an equal number of Common Shares as are purchasable under the Warrant Certificate(s)&nbsp;so
exchanged.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Neither the Warrants nor the Common Shares issuable
upon exercise hereof have been or will be registered under the United States Securities Act of 1933, as amended (the &ldquo;<B>U.S. Securities
Act</B>&rdquo;), or any U.S. state securities laws. The Warrants may not be exercised by a person in the United States or a person exercising
the Warrants for the account or benefit of a person in the United States, or a person requesting delivery in the United States unless
this security and the Common Shares issuable upon exercise of this security have been registered under the U.S. Securities Act and the
applicable state securities legislation or an exemption from such registration requirements is available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The subscription rights in effect under the Warrants
for Common Shares issuable upon the exercise of the Warrants shall be subject to adjustment from time to time as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: justify">if, at any time during the period from the Effective Date up to and including the Expiry Time (the &ldquo;<B>Adjustment
Period</B>&rdquo;), the Company shall: (i)&nbsp;subdivide or re divide the outstanding Common Shares into a greater number of Common Shares;
(ii)&nbsp;reduce, combine or consolidate the outstanding Common Shares into a smaller number of Common Shares; or (iii)&nbsp;issue Common
Shares to all or substantially all of the holders of Common Shares by way of stock dividend, rights offering or other distribution, including
any distribution to the holders of all or substantially all of the outstanding Common Shares that is payable in Common Shares or securities
exchangeable for or convertible into Common Shares (any of such events being called a &ldquo;<B>Common Share Reorganization</B>&rdquo;),
then the Exercise Price in effect on the effective date of such subdivision, re-division, change, reduction, combination, consolidation
or on the record date for the issue of Common Shares by way of stock dividend, rights offering or other distribution, as the case may
be, shall in the case of the events referred to in (i)&nbsp;or (iii)&nbsp;above be decreased in proportion to the number of outstanding
Common Shares resulting from such subdivision, re-division, change or distribution, or shall, in the case of the events referred to in
(ii)&nbsp;above, be increased in proportion to the number of outstanding Common Shares resulting from such reduction, combination or consolidation
by multiplying the Exercise Price in effect immediately prior to such effective date or record date by a fraction, the numerator of which
shall be the number of Common Shares outstanding on such effective date or record date before giving effect to such Common Share Reorganization
and the denominator of which shall be the number of Common Shares outstanding as of the effective date or record date after giving effect
to such Common Share Reorganization (including, in the case of a distribution of securities exchangeable for or convertible into Common
Shares, the number of Common Shares that would have been outstanding had such securities been exchanged for or converted into Common Shares
on such date). Such adjustment shall be made successively whenever any event referred to above shall occur. Upon any adjustment of the
Exercise Price, the number of Common Shares subject to the right of purchase under each Warrant (the &ldquo;<B>Exchange Rate</B>&rdquo;)
shall be contemporaneously adjusted by multiplying the number of Common Shares theretofore obtainable on the exercise thereof by a fraction
of which the numerator shall be the Exercise Price in effect immediately prior to such adjustment and the denominator shall be the Exercise
Price resulting from such adjustment.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 89 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxvi -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: justify">if and whenever at any time during the Adjustment Period, there is a reclassification of the Common Shares
or a capital reorganization of the Company other than as described in above or a consolidation, amalgamation, arrangement or merger of
the Company with or into any other body corporate, trust, partnership or other entity, or a sale or conveyance of the property and assets
of the Company as an entirety or substantially as an entirety to any other body corporate, trust, partnership or other entity, a Warrantholder
who has not exercised its right of acquisition prior to the effective date of such reclassification, capital reorganization, consolidation,
amalgamation, arrangement or merger, sale or conveyance, upon the exercise of such right thereafter, shall be entitled to receive upon
payment of the Exercise Price and shall accept, in lieu of the number of Common Shares that prior to such effective date the Warrantholder
would have been entitled to receive, the number of shares or other securities or property of the Company or of the body corporate, trust,
partnership or other entity resulting from such merger, amalgamation or consolidation, or to which such sale or conveyance may be made,
as the case may be, that such Warrantholder would have been entitled to receive on such reclassification, capital reorganization, consolidation,
amalgamation, arrangement or merger, sale or conveyance, if, on the effective date thereof, as the case may be, the Warrantholder had
been the registered holder of the number of Common Shares to which prior to such effective date it was entitled to acquire upon the exercise
of the Warrants;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD STYLE="text-align: justify">in case the Company shall fix a record date for the issue of rights, options or warrants to all or substantially
all holders of its outstanding Common Shares, without any charge to such holders, entitling them (for a period within 45 days after the
record date) to subscribe for or purchase Common Shares or securities exchangeable or exercisable for or convertible into Common Shares
at a price per share to the holder (or in the case of securities exchangeable or exercisable for or convertible into Common Shares, at
an exchange, exercise or conversion price per share) at the date of issue of such securities which is lower than 95% of the current Market
Price (as defined in the TSXV Corporate Finance Manual) at the record date (a &ldquo;<B>Rights Offering</B>&rdquo;), then the number of
Common Shares thereafter purchasable upon the exercise of each Warrant shall be determined by multiplying the number of Common Shares
theretofore purchasable upon exercise of each Warrant by a fraction, of which the numerator shall be the number of Common Shares outstanding
on the record date plus the number of additional Common Shares offered for subscription or purchase (or into or for which the convertible
or exchangeable securities so offered are convertible or exchangeable), and of which the denominator shall be the number of Common Shares
outstanding on the record date plus the number of Common Shares which the aggregate offering price of the total number of Common Shares
so offered would purchase at the current Market Price (as defined in the TSXV Corporate Finance Manual) per Common Share at such record
date. If by the terms of the rights, options, or warrants referred to in this subsection (c)&nbsp;there is more than one purchase, conversion
or exchange price per Common Share, the aggregate price of the total number of additional Common Shares offered for subscription or purchase,
or the aggregate conversion or exchange price of the convertible or exchangeable securities so offered, shall be calculated for purposes
of the adjustment on the basis of the lowest purchase, conversion or exchange price per Common Share, as the case may be. Any Common Shares
owned by or held for the account of the Company or any subsidiary of the Company shall be deemed not to be outstanding for the purpose
of any such computation. Such adjustment shall be made successively whenever such a record date is fixed.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(d)</TD><TD STYLE="text-align: justify">subject to TSXV approval, in the event the Company shall fix a record date to distribute to all or substantially
all holders of its Common Shares evidences of its indebtedness or assets (excluding distributions referred to in subsection (a)&nbsp;above)
or rights, options or warrants, or convertible or exchangeable securities containing the right to subscribe for or purchase Common Shares
(excluding a Rights Offering), then in each case the number of Common Shares thereafter purchasable upon the exercise of each Warrant
shall be determined by multiplying the number of Common Shares theretofore purchasable upon the exercise of each Warrant by a fraction,
of which the numerator shall be the then current Market Price (as defined in the TSXV Corporate Finance Manual) per Common Share on the
record date of such distribution, and of which the denominator shall be the then current Market Price (as defined in the TSXV Corporate
Finance Manual) per Common Share less the then fair value (as determined by the directors of the Company, acting reasonably) of the portion
of the assets or evidences of indebtedness so distributed or of such subscription rights, options or warrants, or of such convertible
or exchangeable securities applicable to one Common Share. Any Common Shares owned by or held for the account of the Company or any subsidiary
of the Company shall be deemed not to be outstanding for the purpose of any such computation. Such adjustment shall be made successively
whenever such a record date is fixed.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 90 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxvii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(e)</TD><TD STYLE="text-align: justify">in any case in which an adjustment shall become effective immediately after a record date for an event
referred to herein, the Company may defer, until the occurrence of such event, issuing to the Warrantholder of any Warrant exercised after
the record date and prior to the completion of such event the additional Common Shares issuable by reason of the adjustment required by
such event before giving effect to such adjustment; provided, however, that the Company shall deliver to such Warrantholder an appropriate
instrument evidencing such Warrantholder&rsquo;s right to receive such additional Common Shares upon the occurrence of the event requiring
such adjustment and the right to receive any distributions made on such additional Common Shares declared in favour of holders of record
of Common Shares on and after the relevant date of exercise or such later date as such Warrantholder would, but for the provisions herein,
have become the holder of record of such additional Common Shares;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(f)</TD><TD STYLE="text-align: justify">in any case if an adjustment is made to the Exercise Price, no such adjustment shall be made if a Warrantholder
receives, subject to the approval of the TSXV or any other applicable regulator if required, the rights or warrants referred to above
or the shares, rights, options, warrants, evidences of indebtedness or assets referred to above, as the case may be, in such kind and
number as they would have received if they had been holder of Common Shares on the applicable record date or effective date, as the case
may be, by virtue of their outstanding Warrant having then been exercised into Common Shares at the Exercise Price in effect on the applicable
record date or effective date, as the case may be;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(g)</TD><TD STYLE="text-align: justify">the adjustments provided herein are cumulative, and shall, in the case of adjustments to the Exercise
Price be computed to the nearest whole cent and shall apply to successive subdivisions, re-divisions, reductions, combinations, consolidations,
distributions, issues or other events resulting in any adjustment under the provisions herein, provided that, notwithstanding any other
provision, no adjustment of the Exercise Price shall be required unless such adjustment would require an increase or decrease of at least
1% in the Exercise Price then in effect;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(h)</TD><TD STYLE="text-align: justify">notwithstanding any other provision of herein, no adjustment of the Exercise Price shall be made which
would result in an increase in the Exercise Price or a decrease in the number of Common Shares issuable upon the exercise of this Warrant
(except in respect of the Common Share Reorganization as described in subsection (a)&nbsp;hereof or a reclassification or capital reorganization
as described in subsection (b)&nbsp;hereof);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(i)</TD><TD STYLE="text-align: justify">if a dispute shall at any time arise with respect to adjustments of the Exercise Price or the number of
Common Shares purchasable upon the exercise of the Warrants, such disputes shall be conclusively determined by the auditors of the Company,
or if they are unable or unwilling to act, by such other firm of independent chartered professional accountants as may be selected by
the directors of the Company and any such determination shall be conclusive evidence of the correctness of any adjustment made pursuant
to this Warrant Certificate and shall be binding upon the Company and the Warrantholder; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(j)</TD><TD STYLE="text-align: justify">after any adjustment, the term &ldquo;<B>Common Shares</B>&rdquo; where used in this Warrant Certificate
shall be interpreted to mean securities of any class or classes which, as a result of such adjustment and all prior adjustments, the Warrantholder
is entitled to receive upon the exercise of this Warrant, and the number of Common Shares indicated by any exercise made pursuant to a
Warrant shall be interpreted to mean the number of Common Shares or other property or securities a Warrantholder is entitled to receive,
as a result of such adjustment and all prior adjustments, upon the full exercise of a Warrant.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 91 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxviii -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If at any time during the Adjustment Period the
Company shall take any action affecting the Common Shares, other than an action described in subsections (a)&nbsp;to (d)&nbsp;immediately
above, which in the opinion of the directors of the Company would have a material adverse effect upon the rights of the Warrantholder,
either or both the Exercise Price and the number of Common Shares purchasable upon exercise of the warrants represented by this Warrant
Certificate shall be adjusted in such manner and at such time by action by the directors of the Company, acting reasonably, but subject
to the prior written consent of the TSXV or any stock exchange or market on which the Common Shares may be listed or traded (if such consent
is required by such exchange or market), as may be equitable in the circumstances. Failure of the taking of action by the directors of
the Company so as to provide for an adjustment prior to the effective date of any action by the Company affecting the Common Shares shall
be deemed to be conclusive evidence that the directors of the Company have determined that it is equitable to make no adjustment in the
circumstances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company will, as soon as reasonably practicable
after the occurrence of any event which requires an adjustment or readjustment as provided herein, give notice to the Warrantholder specifying
the event requiring such adjustment or readjustment and the results thereof, including the resulting number of Common Shares purchasable
upon the exercise of each Warrant and the Exercise Price.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">All Common Shares or shares of any class or other
securities, which a Warrantholder is at the time in question entitled to receive on the exercise of its Warrants, whether or not as a
result of adjustments made, shall be deemed to be Common Shares which such Warrantholder is entitled to acquire pursuant to such Warrant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Notwithstanding anything herein, no adjustment
shall be made in the acquisition rights attached to the Warrants if the issue of Common Shares is being made in connection with (a)&nbsp;any
security based compensation, share incentive plan or restricted share plan or share purchase plan in force from time to time for directors,
officers, employees, consultants or other service providers of the Company; or (b)&nbsp;the terms or conditions of agreements or securities,
or the satisfaction of existing instruments, in any case outstanding at the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Any adjustment or readjustment required by this
Warrant Certificate shall be subject to TSXV prior approval, as applicable, and the Company shall use commercially reasonable efforts
to diligently pursue an application to the TSXV to seek approval for any adjustment or readjustment required by this Warrant Certificate.
In the event the TSXV does not approve the adjustment or readjustment, the Company agrees to work with the Warrantholder on remedial measures
reasonably acceptable to the Warrantholder, whether that be by way of further adjustments, replacement equity issuances, cash payments,
other alternatives or any combination of the foregoing with the result being that the Warrantholder is placed in an economically equivalent
position as if the TSXV had approved the adjustment or readjustment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the event that the exercise of Warrants would
result in the Warrantholder becoming an &ldquo;Insider&rdquo; (as defined in the rules&nbsp;and policies of the TSXV) of the Company,
such exercise of Warrants in excess of the relevant threshold will be postponed and will not be effective unless and until the TSXV has
approved a personal information form or declaration, or waived the requirement therefor, in respect of the Warrantholder. In addition,
in the event that an exercise of Warrants would &ldquo;materially affect control&rdquo; (as defined in the rules&nbsp;and policies of
the TSXV) of the Company, and/or result in the Warrantholder becoming a &ldquo;control person&rdquo; (as defined in the <I>Securities
Act</I> (British Columbia)), such exercise of Warrants in excess of the relevant threshold will be postponed and will not be effective
until the Warrantholder and Company comply with all requirements under the rules&nbsp;and policies of the TSXV.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To the extent the above limitation applies, the
determination of whether a Warrant shall be exercisable (vis-&agrave;-vis other convertible, exercisable or exchangeable securities owned
by the Warrantholder or any joint actor) and of which such securities shall be convertible or exercisable (as among all such securities
owned by the holder) shall, subject to such above limitation be determined on the basis of the first submission to the Company for conversion,
exercise or exchange (as the case may be). No prior inability to exercise Warrants pursuant to this provision shall have any effect on
the applicability of the provisions of this paragraph with respect to any subsequent determination of exercisability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 92 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- lxxxix -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If the Loan is reduced or repaid during the first
year of its term, a pro-rata number of the total number of Warrants must have their Expiry Date reduced to the later of:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&nbsp;One year from the
date of issuance of the Warrants; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;30 days from the
date of the reduction or repayment of the Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company hereby represents and warrants with
and to the Warrantholder that the Company is duly authorized and has the corporate and lawful power and authority to create and issue
the Warrants represented by this Warrant Certificate and the Common Shares issuable upon the valid exercise hereof and perform its obligations
hereunder and that this Warrant Certificate represents a valid, legal and binding obligation of the Company enforceable in accordance
with its terms, except as enforcement may be limited by bankruptcy, insolvency and other laws affecting the rights of creditors generally
and except that equitable remedies may be granted only in the discretion of a court of competent jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company covenants and agrees that it will,
at its expense, expeditiously use its best efforts to obtain the listing of such Common Shares (subject to issue or notice of issue) on
each stock exchange or over-the-counter market on which the Common Shares may be listed from time to time, if any, provided that, the
Company has not already obtained conditional listing of such Common Shares as of the date hereof. All Common Shares which are issued upon
the valid exercise of the right of purchase provided in this Warrant Certificate, upon payment therefor of the amount at which such Common
Shares may be purchased pursuant to the provisions of this Warrant Certificate, shall be and be deemed to be fully paid and non-assessable
shares and free from all taxes, liens and charges with respect to the issue thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company covenants and agrees that so long
as any Warrants remain outstanding: (a)&nbsp;it will reserve and keep available a sufficient number of Common Shares for the purpose of
enabling it to satisfy its obligations to issue the Common Shares underlying the Warrants upon the exercise of the Warrant; (b)&nbsp;it
will cause the Common Shares from time to time acquired pursuant to the exercise of the Warrants to be duly issued and delivered in accordance
with the terms of the Warrants; (c)&nbsp;all Common Shares which shall be issued upon exercise of the right to acquire provided for herein
shall be fully paid and non-assessable, free and clear of all liens; (d)&nbsp;it will use commercially reasonable efforts to maintain
its existence; (e)&nbsp;it will use reasonable commercial efforts to ensure that all Common Shares outstanding or issuable from time to
time continue to be or are listed and posted for trading on the TSXV (or such other stock exchange acceptable to the Company), provided
that this clause shall not be construed as limiting or restricting the Company from completing a consolidation, amalgamation, arrangement,
takeover bid or merger that would result in the Common Shares ceasing to be listed and posted for trading on the TSXV, so long as the
holders of Common Shares receive securities of an entity which is listed on a stock exchange, or cash, or the holders of the Common Shares
have approved the transaction in accordance with the requirements of applicable corporate and securities laws and the policies of the
applicable stock exchange; and (f)&nbsp;it will make all requisite filings under applicable Canadian securities legislation including
those necessary to remain a reporting issuer not in default in each of the provinces and other Canadian jurisdictions where it is or becomes
a reporting issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Nothing contained in this Warrant Certificate
or elsewhere shall be construed as conferring upon the Warrantholder any right or interest whatsoever as a holder of Common Shares or
any other right or interest except as herein expressly provided.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Time is of the essence hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 93 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company will reserve and there will remain
unissued out of its authorized capital a sufficient number of Common Shares to satisfy the rights of acquisition provided for in the Warrant
Certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Nothing herein contained or done pursuant hereto
shall obligate the Warrantholder to subscribe for, or the Company to issue, any shares except those Common Shares in respect of which
the Warrantholder shall have exercised its right to purchase hereunder in the manner provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If the Warrant Certificate becomes mutilated,
lost, destroyed or stolen the Company shall issue and deliver without charge a new Warrant Certificate of like date and tenor as the one
mutilated, lost, destroyed or stolen, in exchange for and in place of and upon cancellation of such mutilated, lost, destroyed or stolen
Warrant Certificate in a form identical hereto, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This Warrant Certificate may only be amended by
a written instrument signed by the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Unless herein otherwise expressly provided, a
notice to be given hereunder will be deemed to be validly given if the notice is given in writing and sent by email or prepaid same day
courier addressed as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the Company:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">New Found Gold Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">20 Adelaide Street East, Suite&nbsp;603</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Toronto, Ontario M5C 2T6</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Attention: Hashim Ahmed</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Email: <B>[Redacted: Personal Information]</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the Warrantholder:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">As set out on the face page&nbsp;of
this Warrant Certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company shall cause a register to be kept
in which shall be entered the names and addresses of all Warrantholders and the number of Warrants held by them. The Warrants evidenced
hereby shall not be assignable or transferable by the Warrantholder, unless approval is obtained from the TSXV.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company and the Warrantholder may change its
address for service by notice in writing to the other of them, specifying its new address for service under this Warrant Certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The terms hereof and of the Warrants shall be
construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company may execute this Warrant Certificate
by electronic signature. To the extent that this Warrant Certificate or any agreement subject to the terms hereof or any amendment hereto
is executed, recorded or delivered electronically, it shall be binding to the same extent as though it had been executed on paper with
an original ink signature. The fact that this Warrant Certificate is executed, signed, stored or delivered electronically shall not prevent
the enforcement of the terms hereof. Physical possession of the original Warrant Certificate or any paper copy shall confer no special
status to the bearer thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Subject to the other terms and conditions of this
Warrant Certificate, Common shares issued upon exercise of this Warrant Certificate shall bear the following legend:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&quot;WITHOUT PRIOR WRITTEN APPROVAL
OF THE TSX VENTURE EXCHANGE AND COMPLIANCE WITH ALL APPLICABLE SECURITIES LEGISLATION, THE SECURITIES REPRESENTED BY THIS CERTIFICATE
MAY&nbsp;NOT BE SOLD, TRANSFERRED, HYPOTHECATED OR OTHERWISE TRADED ON OR THROUGH THE FACILITIES OF THE TSX VENTURE EXCHANGE OR OTHERWISE
IN CANADA OR TO OR FOR THE BENEFIT OF A CANADIAN RESIDENT UNTIL AUGUST 21, 2026.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 94; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->i<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">UNLESS PERMITTED UNDER SECURITIES LEGISLATION,
THE HOLDER OF THESE SECURITIES MUST NOT TRADE THE SECURITIES BEFORE AUGUST 21, 2026.&quot;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;THESE SECURITIES HAVE NOT BEEN
AND WILL NOT BE REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED (THE &ldquo;U.S. SECURITIES ACT&rdquo;), OR UNDER
THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES. THE HOLDER HEREOF, BY PURCHASING SUCH SECURITIES, AGREES FOR THE BENEFIT OF NEW
FOUND GOLD CORP. (THE &ldquo;ISSUER&rdquo;), THAT THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT AND THE APPLICABLE
SECURITIES LAWS OF ANY SUCH STATE OR AN EXEMPTION FROM SUCH REGISTRATION REQUIREMENTS IS AVAILABLE. THESE SECURITIES MAY&nbsp;BE OFFERED,
SOLD OR OTHERWISE TRANSFERRED ONLY (A)&nbsp;TO THE ISSUER; (B)&nbsp;OUTSIDE THE UNITED STATES IN ACCORDANCE WITH RULE 904 OF REGULATION
S UNDER THE U.S. SECURITIES ACT, AND IN COMPLIANCE WITH APPLICABLE LOCAL LAWS AND REGULATIONS; (C)&nbsp;PURSUANT TO AN EXEMPTION FROM
REGISTRATION UNDER THE U.S. SECURITIES ACT PROVIDED BY (1)&nbsp;RULE 144,&nbsp;IF AVAILABLE, OR (2)&nbsp;RULE 144A,&nbsp;IF AVAILABLE,
AND IN COMPLIANCE WITH ANY APPLICABLE STATE SECURITIES LAWS; OR (D)&nbsp;IN ANOTHER TRANSACTION THAT DOES NOT REQUIRE REGISTRATION UNDER
THE U.S. SECURITIES ACT OR ANY APPLICABLE STATE SECURITIES LAWS, PROVIDED THAT IN THE CASE OF TRANSFERS PURSUANT TO (C)&nbsp;OR (D)&nbsp;ABOVE,
A LEGAL OPINION IN FORM&nbsp;AND SUBSTANCE REASONABLY SATISFACTORY TO THE ISSUER MUST FIRST BE PROVIDED TO THE ISSUER&rsquo;S TRANSFER
AGENT. DELIVERY OF THIS CERTIFICATE MAY&nbsp;NOT CONSTITUTE &ldquo;GOOD DELIVERY&rdquo; IN SETTLEMENT OF A TRANSACTION ON STOCK EXCHANGES
IN CANADA.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>Signature Page&nbsp;Follows</I>.]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 95; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">IN WITNESS WHEREOF the Company has caused this
Warrant Certificate to be duly executed as of the _____ day of April, 2026.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">NEW FOUND GOLD CORP.</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 96; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXERCISE FORM&nbsp;&ndash; WARRANTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">TO:&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;New Found
Gold Corp. (the &ldquo;<B>Company</B>&rdquo;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned holder of the Warrants evidenced
by this Warrant Certificate hereby exercises the right to acquire <B>________</B> Common Shares of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="text-align: justify; width: 20%">Exercise</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD><TD STYLE="text-align: right; width: 78%"> Price </TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>Payable:</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD></TR>
     </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned certifies, after reasonable inquiry,
that the number of Common Shares beneficially owned by, or under the control or direction of, the undersigned, or any person acting jointly
or in concert with the undersigned is _____________________________________ and that, to the knowledge of the undersigned based on the
information provided by the Company, this exercise does not violate the ownership limitations set out in the Warrant Certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned hereby exercises the right of
such holder to be issued, and hereby subscribes for, Common Shares that are issuable pursuant to the exercise of such Warrants on the
terms specified in such Warrant Certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned hereby acknowledges that the undersigned
is aware that the Common Shares received on exercise may be subject to restrictions on resale under applicable securities legislation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned represents, warrants and certifies
as follows that (one (only) of the following must be checked):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 5%"><FONT STYLE="font-family: Wingdings; font-size: 10pt">&uml;</FONT></TD>
    <TD STYLE="text-align: justify; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)</FONT></TD>
    <TD STYLE="text-align: justify; width: 85%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">the undersigned (i)&nbsp;is not in the United States (as defined in Regulation S under the United States Securities Act of 1933, as amended (the &ldquo;U.S. Securities Act&rdquo;)); (ii)&nbsp;is not exercising the Warrants on behalf of, or for the account or benefit of, a person in the United States; (iii)&nbsp;did not acquire the Warrants in the United States or on behalf of, or for the account or benefit of, a person in the United States; (iv)&nbsp;did not receive an offer to exercise the Warrants in the United States; (v)&nbsp;did not execute or deliver this Exercise Form&nbsp;in the United States; (vi)&nbsp;delivery of the underlying Common Shares will not be to an address in the United States; and (vii)&nbsp;has, in all other respects, complied with the terms of Regulation S under the U.S. Securities Act in connection herewith.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Wingdings; font-size: 10pt">&uml;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">the undersigned (i)&nbsp;is an Institutional Accredited Investor as described in Rule&nbsp;501(a)(1), (2), (3), (7), (8), (9), (12) or (13) of Regulation D under the U.S. Securities Act who first purchased the Warrants on the date of original issuance of the Warrants and who, in connection with such purchase, executed an Institutional Accredited Investor Letter; (ii)&nbsp;is exercising the Warrants for its own account; (iii)&nbsp;is an Institutional Accredited Investor at the time of exercise of these Warrants; and (iv)&nbsp;has completed and executed an Institutional Accredited Investor Letter.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Wingdings; font-size: 10pt">&uml;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">the undersigned (A)&nbsp;is (i)&nbsp;present in the United States, (ii)&nbsp;a person exercising the Warrants for the account or benefit of a person in the United States, or (iii)&nbsp;requesting delivery in the United States of the Common Shares issuable upon such exercise, and (B)&nbsp;an exemption from the registration requirements of the U.S. Securities Act and all applicable state securities laws is available for the exercise of the Warrants, and attached hereto is a written opinion of U.S. counsel or other evidence in form and substance which is subject to being reasonably satisfactory to the Company to that effect.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 97; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iv<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If (i)&nbsp;the undersigned checks paragraph (a)&nbsp;of
this Exercise Form&nbsp;above and (ii)&nbsp;this Exercise Form&nbsp;is accompanied by a completed and executed declaration for removal
of legend in the form attached as Schedule &ldquo;C&rdquo; hereto, together with such additional evidence of exemption as the Company
may from time to time prescribe, which may include an opinion of counsel reasonably satisfactory to the Company, the Common Shares received
upon exercise of the applicable Warrants shall not include a restrictive legend relating to the U.S. Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned hereby irrevocably directs that
the said Common Shares be issued, registered and delivered as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 35%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Name(s)&nbsp;in Full and Social <BR>
Insurance Number(s)&nbsp;(if<BR>
 applicable)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 41%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Address(es)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 20%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Number of<BR>
 Common Shares</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Please print full name in which certificates representing
the Common Shares are to be issued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Once completed and executed, this Exercise Form&nbsp;must
be mailed or delivered to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The certificates representing the Common Shares
will be mailed to the address set out above. Certificates will be delivered or mailed as soon as practicable after the surrender of this
Warrant Certificate to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">DATED this ____ day of _________________, 20___.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 48%"></TD><TD STYLE="width: 4%; text-align: center">)</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: justify; width: 48%">&nbsp;</TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: center">)</TD><TD STYLE="text-align: justify">(Signature of Warrantholder, to be the same as appears on the face
    of this Warrant Certificate)</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: center">)</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD>Witness</TD><TD STYLE="text-align: center">)</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: justify">&nbsp;</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: center">)</TD><TD STYLE="text-align: justify">Name of Registered Warrantholder</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: center">)</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: center">)</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 98; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->v<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>The undersigned officer of the Company accepts
this exercise form and certifies, after reasonable inquiry, that to his or her knowledge the Common Share ownership information contained
herein is correct.</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">NEW FOUND GOLD CORP.</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title:</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 99; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vi<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SCHEDULE &ldquo;C&rdquo;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM&nbsp;OF DECLARATION FOR REMOVAL OF LEGEND</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">TO:&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NEW FOUND
GOLD CORP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The undersigned (a)&nbsp;acknowledges that the
sale of ___________________ securities of New Found Gold Corp. (the &ldquo;Company&rdquo;) to which this declaration relates, represented
by certificate number _____________, is being made in reliance on Rule&nbsp;904 of Regulation S under the United States Securities Act
of 1933, as amended (the &ldquo;U.S. Securities Act&rdquo;), and (b)&nbsp;certifies that (1)&nbsp;the undersigned is not (i)&nbsp;an &ldquo;affiliate&rdquo;
(as that term is defined in Rule&nbsp;405 under the U.S. Securities Act) of the Company (other than by virtue of being an officer or director
of the Company), (ii)&nbsp;a &ldquo;distributor&rdquo; as defined in Regulation S or (iii)&nbsp;an affiliate of a distributor, (2)&nbsp;the
offer of such securities was not made and will not be made to a person in the United States and either (A)&nbsp;at the time the buy order
was originated, the buyer was outside the United States, or the seller and any person acting on its behalf reasonably believed that the
buyer was outside the United States, or (B)&nbsp;the transaction was or will be executed on or through the facilities of a designated
offshore securities market and neither the seller nor any person acting on its behalf knows that the transaction has been or will be prearranged
with a buyer in the United States, (3)&nbsp;neither the seller nor any affiliate of the seller nor any person acting on any of their behalf
has engaged or will engage in any directed selling efforts in the United States in connection with the offer and sale of such securities,
(4)&nbsp;the sale is and will be bona fide and not for the purpose of &ldquo;washing off&rdquo; the resale restrictions imposed because
the securities are &ldquo;restricted securities&rdquo; (as such term is defined in Rule&nbsp;144(a)(3)&nbsp;under the U.S. Securities
Act), (5)&nbsp;the seller does not intend to replace such securities with fungible unrestricted securities and (6)&nbsp;the contemplated
sale is not a transaction, or part of a series of transactions which, although in technical compliance with Regulation S under the U.S.
Securities Act, is part of a plan or scheme to evade the registration provisions of the U.S. Securities Act. Unless otherwise defined
herein, terms used herein have the meanings given to them by Regulation S under the U.S. Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>DATED</B> this ____day of _____, 20__.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; vertical-align: bottom; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Name of Seller)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 45%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 5%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="text-align: justify; width: 45%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&#9;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:&#9;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 100; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
6.1(A)(V)<BR>
LIST OF SECURITY DOCUMENTS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>A. ALL LOAN PARTIES</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Part&nbsp;1: Initial Security Documents</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">General Security Agreement (BC)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>B. BORROWER</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Part&nbsp;1: Initial Security Documents</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">Mortgage over Real Property (NL), together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: justify">Borrower&rsquo;s Mineral Consent (NL)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Part&nbsp;2: Additional Security Documents</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">Amendment to Collateral Debenture to charge any of the Borrower&rsquo;s after acquired Mining Rights capable
of being charged, together with (i)&nbsp;the associated Affidavit for registration purposes, and (ii)&nbsp;the associated amendment to
the Borrower&rsquo;s Mineral Consent, substantially in the form attached to the Borrower&rsquo;s Mineral Consent</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Amendment to Mortgage over Real Property to charge any of the Borrower&rsquo;s after acquired real property,
together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>C. MARITIME</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Part&nbsp;1: Initial Security Documents</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">Mortgage over real Property (NL), together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: justify">Maritime&rsquo;s Mineral Consent (NL)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Part&nbsp;2: Additional Security Documents</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">Amendment to Collateral Debenture to charge any of Maritime&rsquo;s after acquired Mining Rights capable
of being charged, together with (i)&nbsp;the associated Affidavit for registration purposes, and (ii)&nbsp;the associated amendment to
Maritime&rsquo;s Mineral Consent, substantially in the form attached to Maritime&rsquo;s Mineral Consent</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Amendment to Mortgage over Real Property to charge any of Maritime&rsquo;s after acquired real property,
together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 101 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->viii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
9.3<BR>
TRANCHE 1 DRAWDOWN DATE REGISTRATIONS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>A. BORROWER</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Mineral Registry</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">General Security Agreement (BC)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify">Borrower&rsquo;s Mineral Consent (NL)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Registry of Deeds</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">Mortgage over Real Property (NL), together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Personal Property Registry</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of British Columbia</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of Newfoundland&nbsp;&amp; Labrador</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>B. MARITIME</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Mineral Registry</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">General Security Agreement (BC)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify">Maritime&rsquo;s Mineral Consent (NL)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Registry of Deeds</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">Mortgage over real Property (NL), together with the associated Affidavit for registration purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">Collateral Debenture over Mining Rights (NL), together with the associated Affidavit for registration
purposes</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Personal Property Registry</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of British Columbia</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of Newfoundland&nbsp;&amp; Labrador</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 102 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- xc<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ix<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>C. 2823988</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Personal Property Registry</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of British Columbia</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of Newfoundland&nbsp;&amp; Labrador</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify">PPSA Registration in the Province of Ontario</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 103 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: right; margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.1<BR>
FORM&nbsp;OF COMPLIANCE CERTIFICATE</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>TO:</B></FONT></TD>
    <TD STYLE="width: 85%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>EDGEPOINT INVESTMENT GROUP INC. </B></FONT><B><FONT STYLE="font-size: 10pt">(the &ldquo;Lender&rdquo;)</FONT></B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>RE:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Credit Facility for </B></FONT><B><FONT STYLE="font-size: 10pt">New Found Gold Corp. (the &ldquo;Borrower&rdquo;)</FONT></B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reference
is made to the credit agreement dated as of April&nbsp;20, 2026 (</FONT>as amended, revised, replaced, supplemented, restated or otherwise
modified from time to time, the &ldquo;<B>Credit Agreement</B>&rdquo;) among the Borrower, as borrower, Maritime Resources Corp. and 2823988
Ontario Corp., as guarantors, and the Lender, as lender. All words used in this Compliance Certificate which are defined or given extended
meanings in the Credit Agreement have the respective meanings attributed to them in the Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">This Compliance Certificate
is given pursuant to Subsection&nbsp;10.1.1 of the Credit Agreement in respect of <B>[<FONT STYLE="background-color: yellow">insert the
details of the applicable reporting period</FONT>] </B>(the &ldquo;<B>Relevant Period</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The undersigned hereby certifies
for and on behalf of the Borrower, and not in any personal capacity, to the Lender as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(i)</TD><TD STYLE="text-align: justify"><B>Cash Balance.</B> The Consolidated Cash Balance for the Relevant Period is $_____________.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(ii)</TD><TD STYLE="text-align: justify"><B>Working Capital Balance.</B> The Consolidated Working Capital Balance for the Relevant Period is $_____________.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each of the calculations in
Annex A hereto demonstrates compliance with the limits set forth in Section&nbsp;10.4 for the Relevant Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The undersigned represents,
warrants and agrees, for and on behalf of the Borrower, and not in any personal capacity, to the Lender that no Default or Event of Default
has occurred and is continuing on the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>DATED</B></FONT>
this ______ day of _____________________, ______.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NEW FOUND GOLD CORP.</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 47%; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 104; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->i<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ANNEX A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SUPPORTING CALCULATIONS TO COMPLIANCE CERTIFICATE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>See Attached.</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 105; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.20<BR>
ORGANIZATIONAL CHART</B></FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><IMG SRC="tm2613418d1_ex99-1img01.jpg" ALT="" STYLE="height: 398px; width: 709px"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 106 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; text-transform: uppercase"><B>Schedule
10.1.23<BR>
</B></FONT><B>MATERIAL CONTRACTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>New Found Gold Corp.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Engineering, Procurement and Construction Management
Agreement dated January&nbsp;26, 2026 by and between New Found Gold Corp. and WSP Canada Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Maritime Resources Corp.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">None.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>2823988
Ontario Corp</B></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">None.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 107 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iv<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.25<BR>
ENVIRONMENTAL MATTERS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Nil.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 108 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->v<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.26<BR>
CONTINGENT LIABILITIES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> Nil.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 109 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vi<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.31<BR>
PROJECT AUTHORIZATIONS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in"><B>QUEENSWAY GOLD
PROJECT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">Environmental Assessment for Phase I under the <I>Environmental Protection Act</I>, SNL 2002 c E-14.2</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">Certificate of Approval under the <I>Environmental Protection Act</I>, SNL 2002 c E-14.2&nbsp;Section&nbsp;83</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">Mining Lease under the <I>Mining Act</I>, SNL1999 CHAPTER M-15.1</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">Development Plan Approval under the <I>Mining Act</I>, SNL1999 CHAPTER M-15.1</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">Rehabilitation and Closure Plan Approval under the <I>Mining Act</I>, SNL1999 CHAPTER M-15.1</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in"><B>HAMMERDOWN GOLD
PROJECT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">None.</TD><TD STYLE="text-align: justify"></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 110 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
10.1.37<BR>
MINING RIGHTS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>PART&nbsp;1</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>A. QUEENSWAY GOLD PROJECT MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The below licences are the Mineral Rights that
form part of the current preliminary economic assessment, all Mineral Rights on which there are mineral resource estimates supporting
the Queensway Gold Project as well as all of the Mineral Rights with more advanced exploration targets that form part of the core development.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; width: 19%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; width: 26%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; width: 40%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035198M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Suraj Amarnani</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">NFG Holds Option</P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">168</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022216M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035204M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035151M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">007984M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">027636M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023804M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023940M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">44</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>B. OTHER BORROWER MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The below licences are held by the Borrower as
part of a large land package that has not been significantly explored or assessed by the Borrower. Exploration activities are expected
to be conducted over the next one to two year period. At this time the below licences are prospective and/or speculative and it is anticipated
that the land package will be reduced significantly as exploration is conducted and the licence potential evaluated so that the land package
is reduced to those licences key to the Queensway Gold Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; width: 19%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence<BR>
 No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; width: 26%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; width: 40%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023517M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023607M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024554M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">13</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024681M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024682M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 111 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->viii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">025896M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026312M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026701M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026702M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026703M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030708M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030718M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030721M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">65</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030736M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030804M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">98</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030987M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">256</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">031003M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay &ndash; Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">031451M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034534M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034758M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034930M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">172</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034964M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035001M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035085M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035152M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035154M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">118</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035155M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035157M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">14</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035158M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 112 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ix<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence<BR>
 No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035200M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">220</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035312M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">248</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035454M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035476M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035483M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035608M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035728M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035729M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036079M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036299M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036545M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay &ndash; Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038248M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038326M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038330M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039123M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039125M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039147M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039148M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island &ndash; Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">006821M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022236M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022260M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022342M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022491M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">022691M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 113 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->x<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence<BR>
 No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023239M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023292M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023706M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023720M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023721M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023860M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023861M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023862M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023863M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023864M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023866M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023874M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023875M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023881M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023916M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023962M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023987M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024026M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024031M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024112M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024136M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024138M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024139M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024140M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 114 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xi<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of<BR>
 Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024141M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024264M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024265M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024266M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">128</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024268M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024270M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">107</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024274M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024557M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">250</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024558M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">239</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024559M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">256</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024560M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">121</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024561M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">256</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024562M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">241</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024563M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">236</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024565M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024568M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">254</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024569M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">221</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024570M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024571M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">153</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024997M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">025008M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">13</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026074M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">027379M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">027637M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">154</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 115 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030710M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030711M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">44</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030714M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030716M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay - Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">224</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030722M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">149</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030726M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030727M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">195</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030733M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">173</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030737M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">247</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030741M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030746M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030748M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">140</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030752M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030753M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030754M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay - Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">172</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030755M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030756M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030763M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay - Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">45</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030765M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune Bay - Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">124</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030768M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">149</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030771M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030775M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030777M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fogo Island - Cape Freels</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">030783M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">41</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 116 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xiii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border: Black 1pt solid; text-align: center; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral
    Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence
    Holder</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding: 3pt 5.4pt; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location
    (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of
    <BR>
Claims</B></FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 19%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034617M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 26%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035087M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035209M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Lewisporte
    &ndash; Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035338M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035681M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036670M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039296M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039320M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">231</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039323M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Fortune
    Bay &ndash; Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">225</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039324M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fortune
    Bay &ndash; Cape La Hune</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039325M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gander</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">95</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039334M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">111</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039335M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New
    Found Gold Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exploits</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">52</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035047M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Aidan Oneil</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">NFG Holds Option</FONT></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte
    - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">209</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035048M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Suraj Amarnani</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">NFG Holds Option</FONT></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Lewisporte
    - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035050M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Josh Vann</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">NFG Holds Option</FONT></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte
    - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">035197M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Aidan Oneil</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">NFG Holds Option</FONT></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lewisporte
    - Twillingate</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">130</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 117 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xiv<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>C. ROYALTIES OVER BORROWER MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Registered
Royalties</U></FONT>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Lush Royalty</U>. 2% NSR granted pursuant to a Purchase and Royalty Letter Agreement, dated August&nbsp;11<SUP>th</SUP>, 2003, between Rubicon Minerals Corporation and Tom Lush, registered at Vol. 22, Fol. 28. The Lush Royalty is extended at Vol. 30, Fol. 49 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Paragon 1% Royalty</U>. 1% NSR granted pursuant to a Letter of Termination and Royalty Agreement, dated September&nbsp;10<SUP>th</SUP>, 2015, among Paragon Minerals Corporation, Allan Keats, Kevin Keats and Peter Dimmell, registered at Vol. 32, Fol. 84 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Paragon 0.5% Royalty</U>. 0.5% NSR granted pursuant to a Purchase Agreement, dated September&nbsp;7<SUP>th</SUP>, 2018, between New Found Gold Corp., and Paragon Minerals Corporation, registered at Vol. 35, Fol. 24 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The United Gold 0.6% Royalty</U>. 0.6% NSR granted pursuant to a Mining Option and Royalty Agreement, dated October&nbsp;4<SUP>th</SUP>, 2016, between Palisade Resources Corp., and Noreen Kennedy, registered at Vol. 36, Fol. 21 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Stockley Royalty</U>. 1% NSR granted pursuant to a Mining Option and Royalty Agreement, dated May&nbsp;30<SUP>th</SUP>, 2017, among Palisade Resources Corp., Stephen Stockley, Mark Stockley, and Edward Stockley, registered at Vol. 36, Fol. 22 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Wildwood Ryan Royalty</U>. 1% NSR granted pursuant to a Net Smelter Royalty Agreement, dated July&nbsp;9<SUP>th</SUP>, 2024, among Wildwood Exploration Inc., Shawn Ryan, and New Found Gold Corp., registered at Vol. 38, Fol. 240 of the Confidential Registry.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Goldspot Royalty</U>. 0.5% NSR granted pursuant to a Net Smelter Royalty Agreement, dated October&nbsp;17<SUP>th</SUP>, 2020, between Exploits Discovery Corp., and Earthlabs Inc., and registered at Vol. 39, Fol. 53 of the Confidential Registry by way of a Royalty Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp., and Earthlabs Inc.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Quinlan 2% Royalty</U>. 2% NSR granted pursuant to a Property Option Agreement, dated August&nbsp;10<SUP>th</SUP>, 2020, among Exploits Discovery Corp., Eddie Quinlan, and Roland Quinlan, and registered at Vol. 39, Fol. 54 of the Confidential Registry by way of a Royalty Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp., and Eddie Quinlan and Roland Quinlan.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The 85431 and Rodway Royalty</U>. 3% NSR granted pursuant to a Property Purchase and Sale Agreement, dated February&nbsp;11<SUP>th</SUP>, 2020, among 1240297 B.C. Ltd., 85431 Newfoundland and Labrador Inc., and Nicholas Rodway, and registered at Vol. 39, Fol. 55 of the Confidential Registry, by way of a Royalty Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp., Nicholas Rodway, and 85431 Newfoundland and Labrador Inc.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24px">&nbsp;</TD>
    <TD STYLE="width: 24px; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>The Guinchard Royalty</U>. 2% NSR granted pursuant to a Property Purchase and Sale Agreement, dated May&nbsp;11<SUP>th</SUP>, 2020, between Exploits Discovery Corp., and Wayde Guinchard, and registered at Vol. 39, Fol. 56 of the Confidential Registry by way of a Royalty Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp., and Wayde Guinchard.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 118 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xv<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Quinlan Shirley Lake Royalty</U>. 2% NSR
granted pursuant to a Property Purchase and Sale Agreement, dated July&nbsp;31<SUP>st</SUP>, 2020, among Exploits Discovery Corp., Eddie
Quinlan, and Roland Quinlan, and registered at Vol. 39, Fol. 57 of the </FONT>Confidential Registry by way of a Royalty Assignment and
Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp., Eddie Quinlan, and
Roland Quinlan.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">12.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Rodway Ryan Herbranson Royalty</U>. 2%
NSR granted pursuant to a Property Purchase and Sale Agreement, dated August&nbsp;10<SUP>th</SUP>, 2020, among Exploits Discovery Corp.,&nbsp;Ian
Herbranson, Nicholas Ryan, Merlee Steele-Rodway, and registered at Vol. 39, Fol. 58 of the </FONT>Confidential Registry by way of a Royalty
Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp., New Found Gold Corp.,&nbsp;Ian
Herbranson, Nicholas Ryan, and Merlee Steele-Rodway.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">13.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Rodway et al Royalty</U>. 3% NSR granted
pursuant to a Property Purchase and Sale Agreement, dated February&nbsp;13<SUP>th</SUP>, 2020, among 1240297 B.C. Ltd., Nigel G. Lewis,
Aubrey Budgell, Nehemia Pinsent, Jim Brown, Nicholas Rodway and Paul Delaney, and registered at Vol. 39, Fol. 62 of the </FONT>Confidential
Registry by way of Royalty Assignment and Assumption Agreement, dated December&nbsp;5<SUP>th</SUP>, 2025, among Exploits Discovery Corp.,
New Found Gold Corp., Nigel G. Lewis, Aubrey Budgell, Nehemia Pinsent, Jim Brown, Nicholas Rodway, and Paul Delaney.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">14.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Guinchard Martin Rogers Royalty</U>. 1%
NSR granted pursuant to a Mining Option and Royalty Agreement, dated April&nbsp;28<SUP>th</SUP>, 2017, among Palisade Resources Corp.,
Wayde Guinchard, Myrtle Guinchard, and Peter Rogers, registered at Vol. 36, Fol. 25 of the </FONT>Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Unregistered</U></FONT><U>
Royalties</U>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify"><U>The Quinlan 1.6% Royalty</U>. 1.6% NSR granted pursuant to an unregistered Mining Option and Royalty
Agreement, dated May&nbsp;27<SUP>th</SUP>, 2017, among Palisade Resources Corp., Roland Quinlan, and Eddie Quinlan, as amended by unregistered
Amending Agreement, dated May&nbsp;27<SUP>th</SUP>, 2019, among New Found Gold Corp., Roland Quinlan, and Eddie Quinlan, respecting current
active mineral licences 24140M and 24141M.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify"><U>The Blackmore Royalty</U>. 0.6% NSR granted pursuant to an unregistered Purchase and Sale Agreement,
dated December&nbsp;2016, between Palisade Resources Corp., and Neal Blackmore, respecting mineral licence 23862M, and extended to re-staked
mineral licence 02627M.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Goldspot/Triple Flag Royalty</U>. 0.4%
to 1% NSR granted pursuant to an unregistered Services Agreement, dated September&nbsp;1<SUP>st</SUP>, 2018 (amended to read January&nbsp;22<SUP>nd</SUP>,
2019), and as amended on August&nbsp;2<SUP>nd</SUP>, 2020, between Goldspot Discoveries Inc./Corp., and New Found Gold Corp., respecting
current active mineral licences </FONT>024136M, 024264M, 024265M, 007984M, 024266M, 025008M, 024562M, 024559M, 024571M, 024560M, 024565M,
024569M, 024568M, 024570M, 024563M, 024561M, 024558M, 024557M, 039334M (formerly 025766M), and 039320M (formerly 024566M and 024567M).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The Unity Project Royalty</U>. 1.6% NSR granted
pursuant to an unregistered Mining Option Agreement, dated November&nbsp;9<SUP>th</SUP>, 2016, among Palisade Resources Corp., Unity Resources
Inc., Gary Lewis, Donna Lewis, Nigel Lewis, Leonard Lewis, and Aubrey Budgell, respecting current active mineral licences </FONT>023881M,
023874M, 024031M, 023987M, 024026M, 023875M, 024270M, 02474M, 024268M, and 024267M.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 119 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xvi<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">5.</FONT></TD><TD STYLE="text-align: justify"><U>The Exploits Royalty</U>. 1% NSR granted pursuant to an unregistered Net Smelter Royalty Agreement,
dated December&nbsp;5<SUP>th</SUP>, 2025, between New Found Gold Corp., and Exploits Discovery Corp., respecting current active mineral
licences 30804M, 30987M, 35151M, 35200M, 35476M, 35483M, 35154M, 35155M, and 31453M.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>PART&nbsp;2</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>A. HAMMERDOWN GOLD PROJECT MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The below licences are the Mineral Rights that
form part of the current preliminary economic assessment, all Mineral Rights on which there are mineral resource estimates supporting
the Hammerdown Gold Project as well as all of the Mineral Rights with more advanced exploration targets that form part of the core development.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Mining Leases:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; border: Black 1pt solid; vertical-align: bottom; width: 20%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mining Lease No.</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; width: 28%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Lease Holder</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; width: 22%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; width: 16%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Date</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; width: 14%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Term/ <BR>
Expiry</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML #149 (2663)</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pine Cove</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Dec.&nbsp;23, 1996. Renewed &nbsp;</TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires: Dec.&nbsp;23, 2026, unless further renewed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 189 (11299M)</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pine Cove</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Sept. 9, 2000 Renewed &nbsp;</TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires: April&nbsp;3, 2026 unless further renewed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 191 (11294M)</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Jan.&nbsp;16, 1986 &nbsp;</TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No recent renewal but treated as in compliance &ndash; waiting for confirmation from MCR regarding expiration.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 193-B</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stog&rsquo;er Tight</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Dec.&nbsp;6, 2011 Renewed Dec.&nbsp;6, 2021, for a further term of 5-years</TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires December&nbsp;6, 2026</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 120 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xvii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1pt solid; padding-bottom: 10pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; width: 20%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 227 (9813M)</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; width: 28%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; width: 22%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; width: 16%">Nov.&nbsp;22, 1993 Renewed &nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; width: 14%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires: April&nbsp;28, 2030, unless further renewed</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 237 (15579M)</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">King&rsquo;s Point, Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nov.&nbsp;2, 2006, extended on Nov.&nbsp;2, 2016, for a period of 10 years</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires Nov 2, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 245 (26993M)</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pine Cove, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;5, 2001, extended on April&nbsp;13, 2022, for a period of 5 years.</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires: April&nbsp;13, 2027, unless further renewed</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Surface Leases:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; width: 14%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Surface Leases</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 26%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Lease Holder</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location <BR>
(District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 13%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Date</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 12%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Term</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Term/ <BR>
Expiry</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#107</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Maritime Resources</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Corp.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(as partially surrendered)</P></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Pine Cove/Baie Verte Peninsula</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Surrendered Lands: 71.300 ha</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Balance of Lands: 269.613 ha</P></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Feb.&nbsp;6, 2008</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">13 years, Renewed</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">December&nbsp;23, 2026 </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#147</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Ming&rsquo;s Bight, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dec.&nbsp;6, 2021</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;December&nbsp;6, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#162</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">King&rsquo;s Point, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;9, 2019</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">May&nbsp;9, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#164</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Ming&rsquo;s Bight, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;29, 2020</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;29, 2030</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#167</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">King&rsquo;s Point, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sept. 22, 2021</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">September&nbsp;22, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">#168</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pine Cove, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">April&nbsp;13, 2022</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">April&nbsp;13, 2027</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 121 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xviii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Mineral Licenses:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; width: 19%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 30%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 36%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of <BR>
Claims</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">013261M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">015523M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">020405M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036218M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036393M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">040022M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">63</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>B. OTHER MARITIME MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The below licences are held by Maritime as part
of a large land package that has not been significantly explored or assessed by Maritime and includes historical mining leases acquired
by Maritime through share acquisition that are not material to the current project. Exploration activities are expected to be conducted
over the next one to two year period. At this time the below licences are prospective and/or speculative and it is anticipated that the
land package will be reduced significantly as exploration is conducted and the licence potential evaluated so that the land package is
reduced to those licences key to the Hammerdown Gold Project.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Mining Leases:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; width: 20%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mining Lease No.</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 28%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Lease Holder</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 16%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Date</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 14%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Term/ <BR>
Expiry</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 226 (10238M)</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Penny Cove, Baie Verte Peninsula</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Nov.&nbsp;29, 1993.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Renewed March&nbsp;31, 2022, for a further term
    of 5-years</P></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires March&nbsp;31, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ML 240 (26993M)</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mings Bight (the Argyle)</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dec.&nbsp;22, 2005, extended on June&nbsp;29, 2020, for a period of 10 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires June&nbsp;29, 2030</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ML 243 (26993M)</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mings Bight (the Argyle)</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dec.&nbsp;22, 2005, extended on May&nbsp;12, 2021, for a period of 5 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires May&nbsp;12, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ML 244 (8014M)</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deer Cove, Baie Verte</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dec.&nbsp;22, 2005, extended on March&nbsp;3, 2023, for a period of 5 years</FONT></TD>
    <TD STYLE="padding-bottom: 5.4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expires March&nbsp;3, 2028</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 122 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xix<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Mineral Licenses:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; width: 19%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Mineral Licence <BR>
No.</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 30%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Licence Holder</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 36%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Location (District)</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>No.&nbsp;of<BR>
 Claims</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">007513M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">008014M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">015580M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">019308M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">023006M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024055M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024057M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">024058M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">025040M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">026547M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">031858M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">92</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">032151M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">82</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">032291M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">41</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034273M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034928M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">034984M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">76</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">036865M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038116M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038117M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">256</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038139M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038140M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">46</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038141M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">199</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038142M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">219</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">038143M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">213</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">039435M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">040023M</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maritime Resources Corp.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Baie Verte - Green Bay</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">97</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 123 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xx<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><U>C. ROYALTIES OVER MARITIME MINING RIGHTS:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Registered
Royalties</U></FONT>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify"><U>The International Corona NPR</U>. 7.5% NPR granted pursuant to an Option Agreement, dated February&nbsp;27<SUP>th</SUP>,
1992, between International Corona Corporation and Novagold Resources Inc., registered at Vol. 5, Fol. 2 of the Confidential Registry
(&ldquo;<B>Confidential Registry</B>&rdquo;) maintained by the Mineral Claims Recorder for the Province of Newfoundland and Labrador (&ldquo;<B>MCR</B>&rdquo;).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Pursuant to Vol. 26, Fol. 42 of the Confidential Registry,
the International Corona NPR was acquired by RGLD Gold Canada Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Pursuant to Vol. 38, Fol. 182 of the Confidential Registry,
the International Corona NPR is now held by International Royalty Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify"><U>The South Coast Royalty</U>. 3% NSR granted pursuant to Minutes of Settlement, dated July&nbsp;15<SUP>th</SUP>,
1988, among Varna Gold Inc., Dearin Geological Consulting Ltd., Zagora Resources Inc., 327884 Alberta Ltd., and South Coast Resources
Inc., registered at Vol. 3, Fol. 4 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: justify"><U>The Commander 1% NSR</U>. 1% NSR granted pursuant to an Option and Royalty Agreement, dated June&nbsp;14<SUP>th</SUP>,
2010, between BMB Capital Corp. and Commander Resources Ltd., registered at Vol. 30, Fol. 7 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Pursuant to Vol. 38, Fol. 220 of the Confidential Registry,
the interest of the Commander 1% NSR was subsequently assigned to TMRF Canada Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">4.</TD><TD STYLE="text-align: justify"><U>The Tenacity NSR Royalty</U>. 3% NSR payable when the average price of gold is less than US$2,000 per
ounce for the calendar quarter, and 4% NSR payable when the average price of gold is equal to or greater than US$2,000 per ounce for the
calendar quarter, granted pursuant to Option and Royalty Agreement, dated May&nbsp;1<SUP>st</SUP>, 2012, between Anaconda Mining Inc.,
and Tenacity Gold Mining Ltd., registered at Vol. 31, Fol. 4 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">5.</TD><TD STYLE="text-align: justify"><U>The FH NSR</U>. 2% NSR granted pursuant to an Option and Royalty Agreement, dated July&nbsp;19<SUP>th</SUP>,
2012, among Anaconda Mining Inc., Fair Haven Inc., and Fair Haven Shareholders, registered at Vol. 31, Fol. 14 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">6.</TD><TD STYLE="text-align: justify"><U>The VAFrench NSR</U>. 0.5% NSR granted pursuant to a Net Smelter Royalty and Purchase Agreement, dated
July&nbsp;5<SUP>th</SUP>, 2012, between Victor A. French and Fair Haven Resources Inc., registered at Vol. 31, Fol. 51 of the Confidential
Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">7.</TD><TD STYLE="text-align: justify"><U>The TNR NSR</U>. 0.5% NSR granted pursuant to a Net Smelter Royalty and Purchase Agreement, dated July&nbsp;5<SUP>th</SUP>,
2012, between Triple Nine Resources Ltd., and Fair Haven Resources Ltd., registered at Vol. 31, Fol. 52 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">8.</TD><TD STYLE="text-align: justify"><U>The Alberta 193-B NSR</U>. 3% NSR granted pursuant to an Option and Royalty Agreement, dated November&nbsp;13<SUP>th</SUP>,
2013, between Anaconda Mining Inc., and 1512513 Alberta Ltd., registered at Vol. 32, Fol. 14 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 124 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xxi<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">9.</TD><TD STYLE="text-align: justify"><U>The Alberta Deer Cove NSR</U>. 3% NSR granted pursuant to an Option and Royalty Agreement, dated November&nbsp;2013,
between Anaconda Mining Inc., and 1512513 Alberta Ltd., registered at Vol. 32, Fol. 15 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">10.</TD><TD STYLE="text-align: justify"><U>The Froude NSR</U>. 3% NSR granted pursuant to an Option and Royalty Agreement, dated November&nbsp;13<SUP>th</SUP>,
2012, between Anaconda Mining Inc., and Herb M. Froude, registered at Vol. 33, Fol. 14 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">11.</TD><TD STYLE="text-align: justify"><U>The Duffitt Strong NSR</U>. 3% NSR granted pursuant to an Option and Royalty Agreement, dated November&nbsp;19<SUP>th</SUP>,
2012, among Anaconda Mining Inc., Alexander S. Duffitt, and Paul E. Strong, registered at Vol. 33, Fol. 16 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">12.</TD><TD STYLE="text-align: justify"><U>The Seaside NSR</U>. 2% NSR granted pursuant to an Option and Royalty Agreement, dated July&nbsp;29<SUP>th</SUP>,
2012, between Anaconda Mining Inc., and Seaside Realty Ltd., registered at Vol. 33, Fol. 17 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">13.</TD><TD STYLE="text-align: justify"><U>The Whisker NSR</U>. 2.5% NSR granted pursuant to an Option and Royalty Agreement, dated February&nbsp;27<SUP>th</SUP>,
2016, among Daniel Jacobs, Wayne Hurley, Kenneth Lewis, Jason Flight, Cathy Earle (Estate of Frank Pollett), Frank Gill, Peter Hurley,
and Maritime Resources Corp., registered at Vol. 33, Fol. 55 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">14.</TD><TD STYLE="text-align: justify"><U>The Fraser NSR</U>. 2.5% NSR granted pursuant to a Mineral Claims Purchase Agreement, dated August&nbsp;12<SUP>th</SUP>,
2016, between Inovent Capital Inc., and Dean Fraser, registered at Vol. 34, Fol. 25 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">15.</TD><TD STYLE="text-align: justify"><U>The Inomin NSR</U>. 1% NSR granted pursuant to an Option and Royalty Agreement, dated May&nbsp;8<SUP>th</SUP>,
2018, among Inomin Mines Inc., Maritime Resources Corp., and Dean Fraser, registered at Vol. 37, Fol. 21 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">16.</TD><TD STYLE="text-align: justify"><U>The Sprucy Pond NSR</U>. 1% NSR granted pursuant to an Option and Royalty Agreement, dated January&nbsp;22<SUP>nd</SUP>,
2020, among United Gold Inc., G2B Gold Inc., and Maritime Resources Corp., registered at Vol. 37, Fol. 35 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">17.</TD><TD STYLE="text-align: justify"><U>The White NSR</U>. 2% NSR granted pursuant to an Option Agreement, dated January&nbsp;31<SUP>st</SUP>,
2023, between Jason D. White and Maritime Resources Corp., registered at Vol. 38, Fol. 141 of the Confidential Registry.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Unregistered
Royalties</U></FONT>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>The United Gold NSR</U>. 2% NSR granted pursuant
to an unregistered Option Agreement, dated November&nbsp;16<SUP>th</SUP>, 2017, between United Gold Inc. and Maritime Resources Corp.,
respecting current active mineral licence 38141M (predecessor mineral licences: </FONT>25038M, 25075M, and 24917M).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify"><U>The Pilgrim NSR</U>. 2% NSR granted pursuant to an unregistered Option Agreement, dated December, 2017,
between Chris Pilgrim and Maritime Resources Corp., respecting current active mineral licence 38142M (predecessor mineral licence: 23130M).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: justify"><U>The Stockley NSR</U>. 2% NSR granted pursuant to an unregistered Property Purchase Agreement, dated
August&nbsp;__, 2019, among Maritime Resources Corp., William Stockley, Mark Stockley, and Stephen Stockley, respecting current active
mineral licence 38142M (predecessor mineral licence: 23128M).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 125 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xxii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Schedule
11.3.4<BR>
PERMITTED LIENS</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>New Found Gold Corp.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
New Found Gold Corp. in favour of Bank of Montreal on a Variable Rate Guaranteed Investment Certificate in the principal amount of Cdn.$28,750.00
(Base Registration No.&nbsp;303540R), which expires on June&nbsp;13, 2030.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
New Found Gold Corp. in favour of Bank of Montreal on a Variable Rate GIC in the amount of $86,250.00 including all renewals and replacements
thereof, substitutions therefor accretions thereto and interest, income and money therefrom and all proceeds thereof and therefrom including
accounts (Base Registration No.&nbsp;464385R), which expires on August&nbsp;27, 2030.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Maritime Resources Corp.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Royal Bank of Canada on all of the debtor&rsquo;s present and after-acquired personal property wherever
situate including but not limited to goods (including inventory, equipment (equipment includes, without limitation, machinery, tools,
apparatus, plants, furniture, fixtures, aircraft and vehicles of whatsoever nature and kind) but excluding consumer goods) chattel paper,
documents of title, instruments, intangibles, money, licences, crops, securities and other investment property, together with an uncrystallized
floating charge on land (Base Registration No.&nbsp;724853P), which expires on August&nbsp;14, 2028.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Royal Bank of Canada on all of the debtor&rsquo;s present and after-acquired personal property wherever
situate including but not limited to goods (including inventory, equipment (equipment includes, without limitation, machinery, tools,
apparatus, plants, furniture, fixtures, aircraft and vehicles of whatsoever nature and kind), but excluding consumer goods) chattel paper,
documents of title, instruments, intangibles, money, licences, crops, securities and other investment property (Base Registration No.&nbsp;734117P),
which expires on August&nbsp;17, 2028.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Caterpillar Financial Services Limited on one (1)&nbsp;Caterpillar 950GC medium wheel loader c/w
general purpose bucket&nbsp;&amp; quick coupler with serial/VIN/DOT number CAT00950EM5T00721, together with all attachments, accessories,
accessions, replacements, substitutions, additions and improvements to the abovementioned collateral and all proceeds in any form derived
directly or indirectly from any dealing with such collateral and a right to an insurance payment or any payment that indemnifies or compensates
for loss or damage to such collateral or proceeds of such collateral. Proceeds means goods, securities, documents of title, chattel paper,
instruments, money and intangibles (Base Registration No.&nbsp;894279Q), which expires on January&nbsp;22, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP3SKD45507 (Base
Registration No.<B>&nbsp;</B>308428R) which expires on June&nbsp;16, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP2SFA64131 (Base
Registration No.<B>&nbsp;</B>315408R) which expires on June&nbsp;18, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 126 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xxiii<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Royal Bank of Canada on all Moneys or amounts that may from time to time be on deposit in the name
of debtor with or owed to debtor by secured party, Royal Bank Mortgage Corporation, the Royal Trust Company or Royal Trust Corporation
of Canada or any two or more of them, and in the debtor&rsquo;s rights in those moneys or those amounts. Proceeds: all proceeds including,
without limitation, goods (including inventory and equipment (equipment includes, without limitation, machinery, tools, apparatus, plant,
furniture, fixtures, aircraft and vehicles of whatsoever nature and kind) but excluding consumer goods), money, chattel paper, documents
of title, instruments and securities (Base Registration No.&nbsp;438182R), which expires on August&nbsp;14, 2030.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Royal Bank of Canada on all of the debtor&rsquo;s present and after-acquired personal property wherever
situate including but not limited to goods (including inventory, equipment (equipment includes, without limitation, machinery, tools,
apparatus, plants, furniture, fixtures, aircraft and vehicles of whatsoever nature and kind) but excluding consumer goods) chattel paper,
documents of title, instruments, intangibles, money, licences, crops, securities and other investment property, together with an uncrystallized
floating charge on land (Base Registration No.&nbsp;438254R), which expires on August&nbsp;14, 2030.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP5SFB97210 (Base
Registration No.<B>&nbsp;</B>530162R) which expires on September&nbsp;30, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW3LP9SFA70336 (Base
Registration No.<B>&nbsp;</B>540000R) which expires on October&nbsp;5, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW3LP7SFA72229 (Base
Registration No.<B>&nbsp;</B>540001R) which expires on October&nbsp;5, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP9SKF23727 (Base
Registration No.<B>&nbsp;</B>546383R) which expires on October&nbsp;8, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP0SKF17458 (Base
Registration No.<B>&nbsp;</B>585331R) which expires on October&nbsp;29, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of British Columbia against
Maritime Resources Corp. in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial/VIN/DOT number 1FTEW2LP1SKF27724 (Base
Registration No.<B>&nbsp;</B>596945R) which expires on November&nbsp;4, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Ontario against Maritime
Resources Corp., in favour of Royal Bank of Canada (Reference File No.&nbsp;797051304 and Registration No.&nbsp;20230911 1407 1532 7453)
claiming collateral classifications CG/I/E/A/O, which expires on September&nbsp;11, 2033.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 127 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">- c<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->xxiv<!-- Field: /Sequence --> -</TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Ontario against Maritime
Resources Corp., in favour of Trisura Guarantee Insurance Company (Reference File No.&nbsp;796508118 and Registration No.&nbsp;20230823
1706 1462 3002) claiming collateral classifications I/E/A/O/MV, which expires on September&nbsp;11, 2033.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Trisura Guarantee Insurance Company on inventory, equipment, accounts, other,
motor vehicle included (Registration No.&nbsp;21065032), which expires on August&nbsp;23, 2033.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Ford Credit Canadian Leasing, Division of Canadian Road Leasing Company on one
2024 Ford F150 with serial number 1FTEW3LP3RKD44311 (Registration No.&nbsp;22210942), which expires on October&nbsp;16, 2028.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Caterpillar Financial Services Limited on one (1)&nbsp;Caterpillar 950GC medium
wheel loader c/w general purpose bucket&nbsp;&amp; quick coupler with serial/VIN/DOT number CAT00950EM5T00721, together with all attachments,
accessories, accessions, replacements, substitutions, additions and improvements to the abovementioned collateral and all proceeds in
any form derived directly or indirectly from any dealing with such collateral and a right to an insurance payment or any payment that
indemnifies or compensates for loss or damage to such collateral or proceeds of such collateral. Proceeds means goods, securities, documents
of title, chattel paper, instruments, money and intangibles (Registration No.&nbsp;22456917), which expires on January&nbsp;22, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial number 1FTEW2LP3SKD45507
(Registration No.&nbsp;22895551), which expires on June&nbsp;16, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial number 1FTEW2LP9SKF23727
(Registration No.&nbsp;23260730), which expires on October&nbsp;8, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Ford Credit Canada Company on one 2025 Ford F150 with serial number 1FTEW2LP1SKF27724
(Registration No.&nbsp;23333578), which expires on November&nbsp;4, 2031.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Security interest registered in the Province of Newfoundland&nbsp;&amp;
Labrador against Maritime Resources Corp., in favour of Kubota Canada Ltd on 2023 Kubota !SSV65P KBCZ131CVPJH22135 principal amount $72,524.00
(Registration No.&nbsp;22422554), which expires on January&nbsp;8, 2029.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 128; Options: Last -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: left; margin-top: 0pt; margin-bottom: 0pt">Credit Agreement &ndash; New Found Gold Corp.</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>tm2613418d1_ex99-2.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit 99.2</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM&nbsp;51-102F3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><I>MATERIAL CHANGE REPORT</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 1:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Name
and Address of Company</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">New Found Gold Corp. (&ldquo;<B>New Found Gold</B>&rdquo;
or the &ldquo;<B>Company</B>&rdquo;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-indent: 0.25in">Suite&nbsp;3500, 1133 Melville Street</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-indent: 0.25in">Vancouver, British Columbia, V6E 4E5</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 2:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Date
of Material Change</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">April&nbsp;20, 2026 and April&nbsp;27, 2026</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 3:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;News
Releases</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">News releases announcing the material
change were disseminated on April&nbsp;20, 2026 and on April&nbsp;27, 2026 and copies were subsequently filed on SEDAR+.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 4:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Summary
of Material Change</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">On April&nbsp;20, 2026, New Found Gold
entered into an agreement with BMO Capital Markets and SCP Resource Finance LP, on behalf of a syndicate of underwriters (collectively,
the &ldquo;<B>Underwriters</B>&rdquo;), under which the Underwriters agreed to buy, on a bought deal basis, 33,800,000 common shares of
the Company (the &ldquo;<B>Common Shares</B>&rdquo;) at a price of $2.96 per Common Share (the &ldquo;<B>Offering Price</B>&rdquo;) for
aggregate gross proceeds of approximately $100 million (the &ldquo;<B>Offering</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">The Company also entered into a credit
agreement with EdgePoint Investment Group Inc. (&ldquo;<B>EdgePoint</B>&rdquo;) providing for a senior secured credit facility of up to
$105,000,000 (the &ldquo;<B>Credit Facility</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">On April&nbsp;27, 2026, New Found Gold
closed the Offering, which included the full exercise of the Over-Allotment Option (as defined below), for aggregate gross proceeds of
$115,055,200.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 5:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Full
Description of Material Change</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">On April&nbsp;20, 2026, New Found Gold
entered into an agreement under which the Underwriters agreed to buy, on a bought deal basis, 33,800,000 Common Shares at the Offering
Price for gross proceeds of approximately $100 million. The Company granted the Underwriters an option, exercisable for up to 30 days
following the closing of the Offering, to purchase up to an additional 15% of the Common Shares issued in connection with the Offering
at the Offering Price, to cover over-allotments, if any (the &ldquo;<B>Over-Allotment Option</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">The Common Shares were offered by way
of a prospectus supplement to the Company&rsquo;s short form base shelf prospectus dated May&nbsp;23, 2025, in all of the provinces and
territories of Canada, excluding Quebec and Nunavut. The Common Shares were also offered by way of a U.S. prospectus supplement forming
part of the Company&rsquo;s registration statement on Form&nbsp;F-10 in the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">On April&nbsp;20, 2026, the Company also
entered into the Credit Facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Pursuant to the Credit Facility, the funds
will be advanced in two tranches: $70,000,000 (&ldquo;<B>Tranche 1</B>&rdquo;) to be funded upon delivery of the security package and
the satisfaction of certain other conditions precedent and an additional $35,000,000 (&ldquo;<B>Tranche 2</B>&rdquo;) to be funded no
later than 12 months after closing at the discretion of the Company. Both tranches are subject to an establishment fee of 1% payable upon
the advance of funds. Loans under the Credit Facility will bear interest at a fixed annual rate of 8.75% payable quarterly in arrears
and will have a term of 3 years. The funds to be advanced reflect principal amounts subject to an original issue discount of 2.00%.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">In connection with the Credit Facility
and subject to the approval of the TSX Venture Exchange (the &ldquo;<B>TSXV</B>&rdquo;) and the authorization of the NYSE American LLC
(&ldquo;<B>NYSE</B>&rdquo;), the Company will issue to EdgePoint non-transferable warrants for the purchase of Common Shares. Each warrant
entitles the holder to purchase one Common Share. The warrants to be issued on the funding of Tranche 1 will have an aggregate value of
US$6,000,000 and be exercisable for an aggregate of 2,489,818 Common Shares at an exercise price of $3.30 per Common Share. The warrants
to be issued on the funding of Tranche 2 will have an aggregate value of US$3,000,000 and be exercisable for Common Shares at an exercise
price equal to a 25% premium to the closing price of the Common Shares on the TSXV immediately preceding the date of funding under Tranche
2. The warrants will be exercisable for a period of 3 years subject to customary adjustment provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">All direct and indirect subsidiaries of
the Company will guarantee the Credit Facility. The Company and such guarantors will secure the Credit Facility with first-lien security
interests over all of their present and after-acquired real and personal property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">On April&nbsp;27, 2026, New Found Gold
closed the Offering, including the exercise, in full, of the Underwriters&rsquo; Over-Allotment Option of 5,070,000 Common Shares at the
Offering Price, for aggregate gross proceeds of $115,055,200.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">The Offering was completed pursuant to
an underwriting agreement dated April&nbsp;22, 2026, entered into and among the Company and the Underwriters led by BMO Capital Markets
and SCP Resource Finance LP and including Canaccord Genuity Corp., National Bank Financial Inc., Paradigm Capital Inc., Roth Canada,&nbsp;Inc.,
ATB Cormark Capital Markets, Beacon Securities Limited, CIBC Capital Markets, Desjardins Capital Markets and Stifel Canada.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">EdgePoint and Mr.&nbsp;Eric Sprott participated
in the Offering with the co-lead orders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Mr.&nbsp;Sprott participated in the Offering
to maintain his approximate 19% interest in the Company, along with certain directors and officers of the Company, specifically, Keith
Boyle purchased 67,560 Common Shares, Tamara Brown purchased 10,130 Common Shares, Hashim Ahmed purchased 16,890 Common Shares, Robert
Assabgui purchased 33,780 Common Shares, Jelena Novikov Fried purchased 6,750 Common Shares, Jared Saunders purchased 8,440 Common Shares
and Fiona Childe purchased 16,890 Common Shares. Due to the participation of certain directors and officers of the Company and Mr.&nbsp;Eric
Sprott in the Offering, the Offering constitutes a &ldquo;related party transaction&rdquo; within the meaning of Multilateral Instrument
61-101 &ndash; <I>Protection of Minority Shareholder Approval</I> (&ldquo;<B>MI 61-101</B>&rdquo;). The Company has relied on the exemptions
from valuation and minority shareholder approval requirements of MI 61-101 contained in sections 5.5(a)&nbsp;and 5.7(1)(a)&nbsp;of MI
61-101 in respect of such related party participation. The Company did not file a material change report 21 days prior to closing the
Offering, which the Company deemed reasonable and necessary in the circumstances in order to complete the Offering in a timely manner.
The Offering was approved by the directors of the Company and no materially contrary view was expressed nor was there any material disagreement
in the approval process adopted by the directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 6:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Reliance
on subsection 7.1(2)&nbsp;of National Instrument 51-102</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <B>Item 7:</B> <B>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Omitted Information</B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 8:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Executive
Officer</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">The name and business number of the executive
officer of the Company who is knowledgeable of the material change and this report is:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify; text-indent: 0.25in">Keith Boyle</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify; text-indent: 0.25in">Chief Executive
Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify; text-indent: 0.25in">Tel: (416) 910
4653</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify; text-indent: 0.25in">info@newfoundgold.ca</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 9:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Date
of Report</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">April&nbsp;29,
2026</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 10pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Forward Looking Information</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This material change report contains certain &quot;forward-looking
statements&quot; within the meaning of Canadian and U.S. securities legislation (including the Private Securities Litigation Reform Act
of 1995), including statements relating to the terms of the Credit Facility and related timing; the final acceptance of the Credit Facility
by the TSXV and NYSE; funds being advanced pursuant to Tranche 1 and Tranche 2 under the Credit Facility, including the issuance of the
warrants. Although the Company believes that such statements are reasonable, it can give no assurance that such expectations will prove
to be correct. Forward-looking statements are statements that are not historical facts; they are generally, but not always, identified
by the words &quot;expects,&quot; &quot;plans,&quot; &quot;anticipates,&quot; &quot;believes,&quot; &quot;intends,&quot; &quot;estimates,&quot;
 &quot;projects,&quot; &quot;aims,&quot; &quot;suggests,&quot; &quot;potential,&quot; &quot;goal,&quot; &quot;objective,&quot; &quot;prospective,&quot;
 &quot;possibly,&quot; and similar expressions, or that events or conditions &quot;will,&quot; &quot;would,&quot; &quot;may,&quot; &quot;can,&quot;
 &quot;could&quot; or &quot;should&quot; occur, or are those statements, which, by their nature, refer to future events. The Company cautions
that forward-looking statements are based on the beliefs, estimates and opinions of the Company's management on the date the statements
are made, and they involve a number of risks and uncertainties. Consequently, there can be no assurances that such statements will prove
to be accurate and actual results and future events could differ materially from those anticipated in such statements. Except to the extent
required by applicable securities laws and the policies of the TSXV or the NYSE, the Company undertakes no obligation to update these
forward-looking statements if management's beliefs, estimates or opinions, or other factors, should change. Factors that could cause future
results to differ materially from those anticipated in these forward-looking statements include risks related to: the possibility that
the Company may not be able to secure permitting and other governmental clearances necessary to carry out the Company's exploration plans,
the risk that the Company will not be able to raise sufficient funds to carry out its business plans, and the risk of political uncertainties
and regulatory or legal changes that might interfere with the Company's business and prospects. The reader is urged to refer to the Company's
Annual Information Form&nbsp;and Management's Discussion and Analysis, publicly available through the Canadian Securities Administrators'
System for Electronic Data Analysis and Retrieval+ (SEDAR+) at www.sedarplus.ca or through the SEC's Electronic Data Gathering and Retrieval
System (EDGAR) at www.sec.gov for a more complete discussion of such risk factors and their potential effects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Options: Last -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>tm2613418d1_ex99-1img01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tm2613418d1_ex99-1img01.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" CP#7L# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M.17=QHL2!!7T&#IRC$\S$--@J!0%48%28I/XJ=7H7N<X4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M!A1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1FBDH ,T;A129^
MF: %!/<4N:3K10 9HS0>E-VC.10 ZBD)]J6@5PHI#1F@+BC/>EIM%%@N.S29
MSTI,T$\<\46"XN?6C-(3TQS1^%%@N+FES3. >E.SD4 &:-PIHXZFESZCB@8N
M?2C)H^G2C/I0 ;J3<*,GOBC/.2* '4F:,YZ49- !FC-';FCCTH ,TM-XHYH
M7-+2=:!Q0 M)DT$TG'I0(7-+FF_A2\4#%HS28HH ,T9HHS0 9HHS10 4<449
M]:0!VH[<4=:.G% "8I<&CIWHS0 44M)0 4N:2D)(I@+N%+FD!H&* %HI/QHY
MH 6DYHYHYH 7-&:3%% "YHS244 &:*#TIOTH%<=1Q29-'7J* N+2TS(!Z4[-
M )BYHS244##-%%)0*X9%+UIN3[4N: N+2TWBES0 M)FC-&10,6BD_&@8H 6B
MDS2T %%%)0 M)D48I* %S2YI*6@ S1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M@R>_UJG<>&M2MMQ9,K[&DXP'S2/2;/5K6\4&*0$^]70P/2O&;>XN=/N/O,K
M\"O1?#VOI?P")C^^ YK.4.J*C/HSH@3Z49YQWI,G '>@D#)[XK+K8U>FHCN
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MOBO,]6TNYT'4S%,K))&?D;%;U+2T,::<3ZOBE66,.I!4C(Q7EGQI(.F6G/\
MRT_I4/P\^((GB6PU!\2#Y5)/6I/C*PET6SEC((\SL?:N6-.TCHE4NK'$?##_
M )&F'_>'\Z^D1TKYM^&!_P"*H@_WA7TF/NT\2[V'AUN9?B'_ ) 5[_UR-?*U
MX=VJ2AO^>A'ZU]4^(O\ D WG_7(U\JWIV:E,P&XAR>>.]:8;6+(Q#]X^H?">
M/^$=LO\ KDO\JW#7SUIOQ8U#3K&.V2U4B,8!WU;/QGU/'_'JO_?=92I2YBXU
M$HGO0I-J]Z\9T#XL:AJFMV=E);!5FD"$[NE>R1DO&#6,XM;F].2:(;V!;BSE
MA(X9<5\O^,M-;2?$5Q$<\_,!Z<U]4E<+7AOQDT@QWT>H*G#@(:WHSM[IA7A=
MW.D^$>KFZTUK5CGRQG.:Z_Q3JW]EZ'<SG 8*<#/6O&?A1J@L]:-NS860 ?K7
M0?%GQ"OR:;"V6(!./2JE3]ZY$:ONV/*KN:;5M0E=%9Y&<D<?I4FCWLFC:Q%*
MP*%'R1ZUW_PH\-?VA-)?3QCRE.T9]0:R_B9X:;2-4-W&N+>0\8]:Z/:*W*8J
M#OS'NV@:@+_28+CIN0<?A7F_QCUOR[:/3$;#L=Q/L14WPL\3^?IYL+B0;T&5
MR>U<%\3=2&J^)W9#Q&H3\JYE3M*YM*I=6(_AQHQU;Q/&.T.'8_C7TM#$(HE0
M=%&!7D'P;TEH7FOV'WTV?K7L0J:\[M(O#PLFR"['^BR_2O(+OC4G'I(37K]Y
M_P >LO\ NUX]>MMOYFZX<T4E=%U'9GJFA_\ (.BP>PK4->>67C#[';I%LS@5
M<_X3@''[H?G4RIMLI35CM_:F@]37+Z9XL%[>)#Y8&XXSFNH/W?QK*2LS2+T.
M3\9:@]O"D*<;NM<9I5D=2OO)<G:3UK=\<,S74:^F*B\&H#J'/6NJ.D3FE[TC
MNM,L([&T2*,8Q5_:#UI .*6N63;9TQC9!CC%<MXHT2*X@:=%VNHSD5U55+U0
MUC-N_NFG!V8IJZ/(K2XELKI9 >5;D>M>M:5<&YT^.0]2,UY'>@BZEQTW&O4/
M#3%M+BS_ '17156ES&F6]5_Y!TIQ_":\GS_Q,>G5Z]9U;_D'3?[IKR7_ )B(
M_P!^II_"QS7O'KFF?\>$(_V15P53TS_CPA_W!5P5A+<WCL(_W37DWB,YU:7-
M>L/]TUY/XB_Y"TM;4C*H=IX-/_$L'UKIJYCP9_R#1]:Z<UG4W+AL<3XZY2/T
MS7"GIQ7=>.?N1_6N=\.V45]>M#*.W%=5*243FJ+WB7P_KLMA.D<A_=D\\UZ1
M:7D=W")(R"*\RUS1)-.G+$'RB>,5/X>U]M/E$<C$Q$\9K.<;ZHN+/0M5/_$O
ME/\ LFO)QSJ!_P!^O4;NY2ZTEY(R""M>7#_D('_?I4U9!-ZGK.F?\@Z'_=%7
M/453TS_D'0_[HJ[W_"L9;FT/A/,?&(SJ_P#P&MCP,/W,A]ZR/&'_ "%_^ UL
M>!?]1)]36[^$Y_M'9A>.::Z*RX(# U(.E(.A%<]]3I4=#B_%/A]&C^TP#!'.
M *Y+2[N73[]6!P=W->L7Z@V4@(S\IKR&\4B]EQV8UU4W[C.::M)'KMC<_:K5
M'SR1UJIKVHIIFDW%PY (0X]Z9X;.[1XB>N*Y3XM7+P^&T$9(R^#^5<\8^\;3
ME[IX;J][+JNM32,2V]CM6O9_AQX*M+2QCOKB(-,PR,CI7C/AV%;GQ!:1O_%,
M,U]56$"V]C#&@P HKKK3Y4DCCHPYI79,J!1@@8'2GD9X'2H+NY2UMI)G^[&N
MXUP4OQ8TJ"9T*_=..AKBY9R>AW2E&*U/0FB1A@@4*NQ<* *\[_X6YHY/*]O0
MU=TKXEZ9JEY';0CEVQT-:.G*VI,9Q;.YZK@'GUKR_P"*OB1],MA8Q-AI%Y.>
MU>G;LKN7IBO _C2<^*K=2?E-N#CWS3HJS)KV:.0\.Z-)K^K+ "65VRQQTKZ3
M\/Z#;:-ID4$$84JH!..M>0_!:%6UF<L <(2*]YQQ6E>=M$8T8)ZC0H Z4-&'
M4[L8]*<1D4G?:3VKCO*YV<L;'EOQ(\$VL]E)J4" 2H-W KQW0[^73=7AFB8J
M0X##UKZ@UV 2Z)=1MRI0U\M:BBV^JRA?X9#BO0HRYHNYY]:'+-6/JK1;L7FD
M6\XZL@)JQ>9%E,<_PFN;^'T[3>&K?=U"C^5=+??\>4W^Z:Y9:3L=L9>X?+'B
M0#_A)+DXY\TU]!_#\G_A&8!_LBOGWQ)_R,=Q_P!=37T%\/\ _D6X/]T5TU5[
MB..BO>9UG4BE-'<4&N%'H,#7"?%+GPL^?[W]*[LUP?Q3./"S_P"]_2M*?Q&5
M7X3Q#P8H'B:S!YS,O\Z^I84'E# KY;\&\^)K+_KJO\Z^IHO]4*WQ#.;#H4H#
MP0*Y?Q3X2LM<LY,QCS0.&Q75=Z81@$CO7-&33.J<58^2]9TZ;1=5EMVR/+8[
M6KV_X6>(SJ>B_9Y?]9$=H.>M<5\7+!+?4UE  +\FHOA).Z:V8E)V$9-=\K2@
M<$;J9] CDYZ4_-,4TZO.MJ>DG="YHI*6F,**** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH #TIN>*<>E-[4GMH+J,F/[EC[5\N^.,
MCQ+<<\%C_.OJ&;_4/]*^7O'/_(R3_P"\?YUUX;;4Y,0]=#VKX8C/AJ/ZU:\8
M^#K3Q!8R.(A]H4?*V*K?##_D6H_K7<'D8SBHE-QGH:0BG ^3M3TR]\.ZCMD#
M)(K?(U:&L>+)]9T2"SF.6B;.2>O&*]Q\:>"[7Q':EMH691E3CO7SSK6B3Z/>
MO;SQLJJQ^;'6NJ$U):G'4@T]#IOA?A_$\''1A7TD.E?-WPN.[Q1",8 88/K7
MT@*Y\2EI8Z,+?6YF>(1G0KWG'[HU\JWJ>9JDI.,"0C'KS7U3XC_Y%^^XS^Z-
M?+%XO_$U<!0,N>]7A?A,\3;F/6M$^%>GW^EPSNV&D4-T]:T3\'M/(QN_2NG\
M+ZS8IH5HC7$898E!!8>E;/\ ;5A_S\P_]]BIG*IS:,TC&DTKHXK2OA99:9J,
M%VA^:)PPXKT-,*F/2J)UK3P,_:HO^^Q5N.42JKQL'5NX-82<GN;PY5\)+U'%
M<9\1M+%_X>FD9<F-20*[,@$XJEJEH+_3IK<]'4K2@[214]8GRMI=\^D:NDZ\
M&-LU//<W?B+7$D=B[R/M ]JA\061L-:N8) 1AR!],UUOPMT-[_6H[ID_=0MN
MY%>G*2Y#RXQ?.>R>#-%31]!B@VX+?.WU-9WQ%T :QX><*N7CRP'KQ7:(,  #
M %,GC$L;JPRI'2O,4GSGI."Y3Y3TK49M U-F7(9#@C-5997U/5MPY,KY_.M[
MX@Z*^D^(93L(BE.[./6J?@S37U#Q#;(BY57!->FVN0\YQ:F?0W@S34T[0+=%
M7!902?PKHQ5>RA\BSCC_ +J@58'2O+GKJ>G!61!>?\>LG^[7CUVA:]F'JYKV
M&\_X]9?]VO(;C_D(2\_QFNG#OW=3&JKLZ"R\'_:[=)?.(W#IBK9\"G_GJ?RK
MIM"_Y!L7T%:AQ6;J23>I48)HY#3/"!L+Q)_,+;3FNMQP!3N*.V:S<K[FB5C@
M/'$.R9)?7BLWPC/Y.I@N0 :[7Q'I/]HVA8#+*,BO,OWEA>,K$JRGBMH:Q,9^
MZ]#V=6W<C[I[TX\=*Y/P_P")H;F%8+@A7' S73">%ER)$_[Z%8RBT;1EH3'I
M5#5+A8-.E+D#(-27%_;VZ%GD7 'K7!>)/$/VV3R83\@JH0=[LF4NQSMPQEN7
MV\Y:O5/#\9BTN'/4J*\]\/:9)J%Z&*G8IR:]2@A$,"(.BBM:DDU8F"U(-37-
MC./]DUY*?EU')Z"2O8+M/-MI%'=<5Y%JD#VNH2!@0-Q(J:6S"INCU;2W#6,.
M.FP5>S7*^&=:MY+1(9' 8#'-=)YT)_Y:)_WU64XNY<9:$DC80GVKR;Q"P;5)
M2O/->A:OK-O96[@,I8CC!KS"21[R_=@"2QK:E&R;9E-WDK'H?@T$::*Z6LKP
M_;?9=+C4C#&M4UC+5F\=$<5XZ'[M*QO!W.JY/9:VO'/^KC^M8_@T?\34_2NB
M*7*82^([Z]T^*^MVBE4-D<$]J\XUO09=.E+!,Q]C7J@Z53O[%+VW,<@!STK&
M,VF:.*L>:Z=KLMM;- SEE(Q@UG1L'O@?[SUI:WH,NG3%E0E#TK*MR!/$,<[J
MZ]'&Z.=WN>O:8/\ B7P_[HJX3_*JFF_\@Z'_ '15L]_I7"[\QU+1'F?B_G5_
M^ UL>!?]3+[$UC>,?^0KT_AK7\$RQQ0.&*J2>YKIDGRF&B>IVV1MI,CH*C^T
M1?\ /:/_ +Z%4[S6+:V0DS*2/0US<KN='.K"ZM<K;V,A=@/EXKR>5C/>.P_B
M;@5K^(-??4I-D9.P4WPWI$FH7BNRD*ISS71'2.I@WS2T.]T"$Q:7$&ZD#BN;
M^)^G/>^&7$>=R'=Q]*[:.,0P*H'08J#4+1+RSEA<9+IBLHR]XN4?=/E+2)_L
M&MV\K\")P2?>OJ/0-134M(AG0C&T5\W>+="N-&U>X1T(C9R5.*ZKP)\0ETLQ
MV%Z3Y70&NFK'FLT<D*GLW9GMNKP-<Z9/$@^:1"HKP2]^&>MRW<[K%D%B>M>Z
MV.M6-]$)(;N/:1T+ 5<-U;=3<18Q_>%81G*!T24)J[/FK5O FJZ5:?:IHL*H
MYYJ/P*/^*FM1_M@_K7L7Q&U6Q_X1Z6%9XS(0> 17CW@@_P#%56N.FX?SKJ4^
M>.IR\O++0^G8QNB7Z5X5\9[9_P#A((9]N5$(&:]VB_U2CVKB_B'X976=)DE0
M9DC7-<L':1USC>)YK\(=3AM-=9'(&],#/K7OX<'G/!]*^189[C1=1&P,DD3[
MC7OW@[QW9ZI90P33*LX49W&MJT%*S1A0ERW3.]SGE>:..3W%0QW<##Y9D/\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBBD 4444 %%%%%P"BBBBX!1111< HHHHN 44447 *
M***+@%%%%%P"BBBBX!1111< HHHHN 44447 ****+@%%%%%P"BBBBX!1111<
M HHHHN 44447 ****+@%%%%%P"BBBBX!1111< HHHHN 44447 ****+@%%%%
M%P"BBBBX!1111< HHHHN 44447 ****+@%%%% !1113 **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M,S?D?\:+1 ]4_MS3?^?R'_OL4?VYIO\ S^0_]]BO*_\ A1<?_09F_(_XT?\
M"BX_^@S-^1_QHM$#U3^W--_Y_(?^^Q1_;FF_\_D/_?8KRO\ X47'_P!!F;\C
M_C1_PHN/_H,S?D?\:+1 ]4_MS3?^?R'_ +[%']N:;_S^0_\ ?8KRO_A1<?\
MT&9OR/\ C1_PHN/_ *#,WY'_ !HM$#U3^W--_P"?R'_OL4?VYIO_ #^0_P#?
M8KRO_A1<?_09F_(_XT?\*+C_ .@S-^1_QHM$#U3^W--_Y_(?^^Q1_;FF_P#/
MY#_WV*\K_P"%%Q_]!F;\C_C1_P *+C_Z#,WY'_&BT0/5/[<TW_G\A_[[%']N
M:;_S^0_]]BO*_P#A1<?_ $&9OR/^-'_"BX_^@S-^1_QHM$#U3^W--_Y_(?\
MOL4?VYIO_/Y#_P!]BO*_^%%Q_P#09F_(_P"-'_"BX_\ H,S?D?\ &BT0/5/[
M<TW_ )_(?^^Q1_;FF_\ /Y#_ -]BO*_^%%Q_]!F;\C_C1_PHN/\ Z#,WY'_&
MBT0/5/[<TW_G\A_[[%']N:;_ ,_D/_?8KRO_ (47'_T&9OR/^-'_  HN/_H,
MS?D?\:+1 ]3_ +<TW_G\A_[[%']N:;_S^0_]]BO+/^%%Q_\ 09F_(_XT?\*+
MB_Z#,WY'_&BT0/4_[<TW_G\A_P"^Q1_;FF_\_D/_ 'V*\L_X47%_T&9OR/\
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M--_Y_(?^^Q1_;FF_\_D/_?8KRO\ X47'_P!!F;\C_C1_PHN/_H,S?D?\:+1
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M^%%Q_P#09F_(_P"-'_"BX_\ H,S?D?\ &BT0/5/[<TW_ )_(?^^Q1_;FF_\
M/Y#_ -]BO*_^%%Q_]!F;\C_C1_PHN/\ Z#,WY'_&BT0/5/[<TW_G\A_[[%']
MN:;_ ,_D/_?8KRO_ (47'_T&9OR/^-'_  HN/_H,S?D?\:+1 ]3.N::!_P ?
MD/\ WV*/[<TW/_'Y#_WV*\L_X47'VUJ8'UP?\:CD^!T<<3.VM3,1[&BT0/7+
M;4[2\D9+>=)"HR=K U;S7A/P:M)=/\=:W8/.\R0P J6/^V17NHJ9)+8!U%%%
M2 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 G:D*CK3NU(?NFEU \6U#C]H10?^>4/\C7LZ@;*\8U'
M_DX5?^N4/\C7M"_<K6?0 "BEVBEHK,!-HI<444 &*,444 &*,444 &*,444
M&*,444 &*,444 &*,444 &*,444 &*,444 &*,444 &*,444 &*,444 &!28
M%+10 F!1@4M% "8%+BBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1B
MBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1BBB@ Q1BBB@!",@CI4-UD6LG^[
M4]0W?_'K)_NT(#QGX68_X6;XBR.?)'/_  ,U[4*\5^%O_)3O$7_7 ?\ H9KV
MH54E8!U%%%2 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M>MV5\N8)5)/ !."30!H!LG%.J,#[N#M[D>M/S0 M%)FC- "T4F:,T +1110
M4444 %%%% !1110 5!=<VLGTJ>H+G_CVD^E" \9^%G_)3O$7_7 ?^AFO:Q7B
MGPK_ .2G>(_^N _]#->UBJEN ZBBBI **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MQ;?SZ?9?;K6Y.X.7"[,L3TI=#^'/B%/B2-=OCB.,K*K9')YROX9KV_ISZTW
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M3M&M1):P@'[P';&*[#P6VLP:-#:ZMIXM##&$&'W9P ,UU>!CGI36R !C ]:
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MX#<<YH(R,4ZBBX#0H' HVY&#S3J*+@-Q2%<\=O2GT47 ;CCBD9=PP>E/HHN
MT*%Z4[-&:3-%P%S1FDS1FBX!FC-&:7-%P#-07/\ Q[2?2ILU#<_\>LGTII@>
M-?"P?\7.\1?]<!_Z&:]J%>*_"P_\7-\1?]<!_P"AFO:A52W =1114@%%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 (>E-S\V#U-.;[IS33D$GMCBD@/%=5ECB_:"#RNJ((H?F)QV->N
M#5]/VX^V0_\ ?8KB_%'PPL/$FO/J<DK)*RJO&>U98^"MC_S]R_\ ?9_QK71[
M@>D_VQI__/Y#_P!]BE_MC3_^?R'_ +[%>;?\*5L?^?N7_OL_XT?\*5L?^?N;
M_OL_XT6B!Z3_ &OI_P#S^0_]]BC^U]/_ .?R'_OL5YM_PI6Q_P"?R;_OL_XT
MG_"E+'_G\E_[[/\ C1:('I7]KZ?_ ,_D/_?8H_M?3_\ G\A_[[%>:_\ "E+'
M_G\E_P"^S_C1_P *4L?^?R7_ +[/^-%H@>E?VOI__/Y#_P!]BC^U]/\ ^?R'
M_OL5YK_PI2Q_Y_)?^^S_ (T?\*4L?^?R7_OL_P"-%H@>E?VOI_\ S^0_]]BC
M^U]/_P"?R'_OL5YK_P *4L?^?R7_ +[/^-'_  I2Q_Y_)?\ OL_XT6B!Z5_:
M^G_\_D/_ 'V*/[7T_P#Y_(?^^Q7FO_"E+'_G\E_[[/\ C1_PI2Q_Y_)?^^S_
M (T6B!Z5_:^G_P#/Y#_WV*/[7T__ )_(?^^Q7FO_  I2Q_Y_)?\ OL_XT?\
M"E+'_G\E_P"^S_C1:('I7]KZ?_S^0_\ ?8H_M;3_ /G\A_[[%>:_\*4L?^?R
M7_OL_P"-'_"E+'_G\E_[[/\ C1:('I7]K:?_ ,_D/_?8H_M;3_\ G\A_[[%>
M:_\ "E+'_G\E_P"^S_C1_P *4L?^?R7_ +[/^-%H@>E?VMI__/Y#_P!]BC^U
MM/\ ^?R'_OL5YK_PI2Q_Y_)?^^S_ (T?\*4L?^?R7_OL_P"-%H@>E?VMI_\
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M_"E+'_G\E_[[/^-%H@>E?VMI_P#S^0_]]BC^UM/_ .?R'_OL5YK_ ,*4L?\
MG\E_[[/^-'_"E+'_ )_)?^^S_C1:('I7]K:?_P _D/\ WV*/[6T__G\A_P"^
MQ7FO_"E+'_G\E_[[/^-'_"E+'_G\E_[[/^-%H@>E?VMI_P#S^0_]]BC^UM/_
M .?R'_OL5YK_ ,*4L?\ G\E_[[/^-'_"E+'_ )_)?^^S_C1:('I7]K:?_P _
MD/\ WV*/[6T__G\A_P"^Q7FO_"E+'_G\E_[[/^-'_"E+'_G\E_[[/^-%H@>E
M?VMI_P#S^0_]]BC^UM/_ .?R'_OL5YK_ ,*4L?\ G\E_[[/^-'_"E+'_ )_)
M?^^S_C1:('I7]K:?_P _D/\ WV*/[6T__G\A_P"^Q7FO_"E+'_G\E_[[/^-'
M_"E+'_G\E_[[/^-%H@>E?VMI_P#S^0_]]BC^UM/_ .?R'_OL5YK_ ,*4L?\
MG\E_[[/^-'_"E+'_ )_)?^^S_C1:('I7]K:?_P _D/\ WV*/[6T__G\A_P"^
MQ7FO_"E+'_G\E_[[/^-'_"E+'_G\E_[[/^-%H@>E?VMI_P#S^0_]]BC^UM/_
M .?R'_OL5YK_ ,*4L?\ G\E_[[/^-'_"E+'_ )_)?^^S_C2M$#TK^UM/_P"?
MR'_OL4?VMI__ #^0_P#?8KS7_A2EC_S^2_\ ?9_QH_X4I8_\_DO_ 'V?\:+1
M ]*_M;3_ /G\A_[[%']K:?\ \_D/_?8KS7_A2EC_ ,_DO_?9_P :/^%*6/\
MS^2_]]G_ !HM$#TK^U]/'/VR'_OL5%=:OIXM9/\ 3(>1_?%>=?\ "E;$?\O<
MI_X&?\:#\%=/Y/VR8'_>;_&A6 R?A0ZR?$KQ"X(*F$8(/7YS7MU</X,^'MGX
M0U&XN+=BS2H%)/US7<4I6OH M%)2U(!1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !UI-HQ2T4 -"X&
M*7 I:* $Q1BEHH 3%&!2T4 )@48%+10 F!1@4M% "8%&!2T4 )@48%+10 F!
M1@4M% "8%&!2T4 )@48%+10 F!1@4M% "8%&!2T4 )@4;12T4K )M%&T4M%%
M@&[132GR$ X)[U(>E(>U,#RS2S_Q>6_/?[-"#^9KU*O+-+_Y+)?_ /7O%_,U
MZF*8"XHP*6BI 3 HP*6BF F!1@4M% "8%&!2T4 )@48%+10 F!1@4M% "8%&
M!2T4 )@48%+10 F!1@4M% "8%&!2T4 )@4;12T4K )M%&T4M%%@$P*,"EHIV
M 0J"*"O%+12L@&[?FSFG8HHI@&**** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "D-+10!Y5I?\ R634/^O>+^9KU05Y7I?_ "634?\ KVB_F:]4%-@+
M1112 **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** /*M+_Y+)J/_7M%_,UZH*\KTO\ Y+)J/_7M%_,UZH*; 6BBBD 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 >5:7
M_P EDU'_ *]HOYFO5!7E>E_\EDU'_KVB_F:]4%-@+1112 **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH ****0!1111J 4444 %&:** #-&:**+@&:,T447 ,T9
MHHHN 9HS111< S1FBBBX!FC-%%%P#-&:**+@&:,T447 ,T9HHHN 9HS111<
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M#_WYH_X5WXF_Z&P_]^:+(#TWS8_[Z_G1YL?]]?SKS+_A7?B;_H;#_P!^:/\
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M^)O^AL/_ 'YH_P"%=^)O^AL/_?FBR ]-\V/^^OYT>;'_ 'U_.O,O^%=^)O\
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MT>;'_?7\Z\R_X5WXF_Z&P_\ ?FC_ (5WXF_Z&P_]^:+(#TWS8_[Z_G1YL?\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MM=O!_P >\7^Z*XGXC_\ 'QX<_P"O_P#]EKMK?_CWB_W15 2]:6@44@"BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *9+_JW^E/IDO^K?Z4(#
MR3X>?\CIJWU_]F->NBO(OAY_R.FK?7_V8UZZ*J0 >* <T$X&:#P,@5( 3B@$
M^E(>F:0D!AGJ: '9R.*7-,XSCL*0D@_** 'YHW#C/>FY!(I 0&&3WXH >#GM
M2TP%<CGOQ3Z "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "F2_ZM_I3Z9+_JW^E" \D^'G_(Z:M]?_9C
M7KHKR+X>?\CIJWU_]F->NBJD M%%%2 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 49HI* %S124M*X!1111< HHHHN 44
M447 ****+@%%%%%P"BBBBX!1111< HS1247 7-)FBBBX'"?$?_CY\.?]?_\
M[+7;0?\ 'O%_NBN)^(__ !\^'/\ K_\ _9:[:#_CWB_W11<"44M(*6BX!111
M1< HHHHN 44447 ****+@%%%%%P"BBBBX!1111< HHHHN 444F: %HI,TM,
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *9+_JW^
ME/IDO^K?Z4(#R3X>?\CIJWU_]F->NBO(OAY_R.FK?7_V8UZZ*J0"T445(!11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M6^<>?%_WV*\#/P:\08_Y"=P?;>W^-<EK>A:GX1\2V=G<7L[%BK$&0]_QI<J
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M<E_[Z;_&C_A0P_Z#DO\ WTW^- 'K']NZ;_S]Q?\ ?0H_MW3?^?N+_OH5Y/\
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M##_H.2_]]-_C1_PH8?\ 0<E_[Z;_ !H ]8_MW3?^?N+_ +Z%']NZ;_S]Q?\
M?0KR?_A0P_Z#DO\ WTW^-'_"AA_T')?^^F_QH ]8_MW3?^?N+_OH4?V[IO\
MS]Q?]]"O)_\ A0P_Z#DO_?3?XT?\*&'_ $')?^^F_P : /6/[=TW_G[B_P"^
MA1_;NF_\_<7_ 'T*\G_X4,/^@Y+_ -]-_C1_PH8?]!R7_OIO\: /6/[=TW_G
M[B_[Z%']NZ;_ ,_<7_?0KR?_ (4,/^@Y+_WTW^-'_"AA_P!!R7_OIO\ &@#U
MC^W=-_Y^XO\ OH4?V[IO_/W%_P!]"O)_^%##_H.2_P#?3?XT?\*&'_0<E_[Z
M;_&@#UC^W=-_Y^XO^^A1_;NF_P#/W%_WT*\G_P"%##_H.2_]]-_C1_PH8?\
M0<E_[Z;_ !H ]8_MW3?^?N+_ +Z%']NZ;_S]Q?\ ?0KR?_A0P_Z#DO\ WTW^
M-'_"AA_T')?^^F_QH ]8_MW3?^?N+_OH4?V[IO\ S]Q?]]"O)_\ A0P_Z#DO
M_?3?XT?\*&'_ $')?^^F_P : /6/[=TW_G[B_P"^A0=<TX#/VN+_ +Z%>3_\
M*&'_ $')?^^F_P :H:Q\%O[-TNXNEUB9S'&SXW-V!/K0![=;WUO=G]Q(L@[E
M3FK5>*_ &62;2;WS)7E*2* 68GM7M5 !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %,E_U;_2GTR7_5O]*$
M!Y)\//\ D=-6^O\ [,:]=%>1?#S_ )'35OK_ .S&O7152 6BBBI **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MWQC^7X@Z?_NI7T#7S]\9/^2@Z=_NI51 ]RT3_D"67_7%?Y5HBL[1/^0'9?\
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M4JP8XR,T^LG2+7[-')OE\QW<LW/0UJYH 6BBB@ HHHH **** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4R7_5O]*?3)?\ 5O\ 2A >2?#S_D=-6^O_ +,:]=%>1?#S_D=-
M6^O_ +,:]=%5(!:***D HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MS\&3<+*X=8B=^XY/ H ]>6\@9@OFID]!GK3GN8X\[V (&<$]J\H^'GAZ36M
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MBB@ HHHH **** "BBB@ HHHH **** "C-%)0 N:*2EH **** "BBB@ HHHH
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MBGT %%%% !1110 4444 %>&?'O\ X^M*_P!Y?_0J]SKPWX]_\?6E?[R_^A4
M>K^$?^13TW_KB*VZQ/"/_(J:;_UQ%;= !1110 4444 %%%% !1110 51UG_D
M!W__ %[O_P"@FKU4=9_Y =__ ->[_P#H)H \)^!O_(V:E_O-_P"@U]"5\]_
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M5KX,N/#RZLFR65Y-_E]-U2:Y\+I=9\*VFCMJ*HUN?]84Z\8Z5Z62,&HU*O\
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M-&@'K8FMP<^:GI]X4[[3#_SU3_OH5Y%_PI[7/^AJ;_OEO\:/^%/:Y_T-+?\
M?+?XT: >N_:8?^>J?]]"C[3#_P ]4_[Z%>1?\*>US_H:6_[Y;_&C_A3VN?\
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MO_H:&_[Y;_&C_A3FM_\ 0T-_WRW^-%D!Z]]LM_\ GM'_ -]"C[9;_P#/9/\
MOH5Y#_PIS7!_S-#?]\M_C5BT^$FJQ74;W7B-IH@>4 89_'-%D!ZM]LMS_P M
MD_[Z%'VJW_Y[)_WT*Y9?AYH@"AA<EL<MY[<T_P#X5[H?I<_]_P!J- .F^UV_
M_/9/^^A2_:[?_GLG_?0KF/\ A7NA^ES_ -_VH_X5[H?I<_\ ?]J6@'3_ &NW
M_P">R?\ ?0H^UV__ #V3_OH5S'_"O=#]+G_O^U'_  KW0_2Y_P"_[4: =/\
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M/HH Y'5]$\37FI">RU^*VM@>(C!N./K6V+!I])-GJ#+<,\921]N-V1BM+%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %(:6D-)@+VKR'XK
M_P#(R>'_ /KZ'_H->O=J\A^*_P#R,GA__KZ'_H-7 #U6Q_X\+?\ W%_E5FJU
MC_QX6_\ N+_*K-2 4444 %)BEHH **** $Q1CFEHH **** "BBB@ IN<]J<>
MG%-XXS0!G:YJL6BZ1<7TV,1*6P3UKSC1_$/BCX@W$MUH\ZZ5I\?R N@?<PX-
M2_'!KX>%,6^X1$GS"/3%;GPO6T'@VT:TP!@;\>N!F@")+_Q%HFI6%CJ<XO4F
MF"FZ1-H^F/:NX%PG(W#(Y(SVJEJ4L-M:M=RQAC%\R*>YKQ;P5XAOO$'BWQ-O
MN&5([8[%/\)W4 >[B=6&5(*^N:;]IC'5E'KS7EW@CQ!=ZCX4UB*>4M+;R2;9
M/8'%9O@*UU+Q7H=VES>.D4-Y)Y;\_>SB@#V0W$0ZR*![FA;B-G**REL9P#7A
M/CNZOK#XCZ3I:WCBV:.)74$C<<<FI->U2\\,?$K1[:SED:WG$9D0L3G(H ]U
M#<@8YI]58IPZ1N652X!VYYJR#0 M%%% !1BBB@ Q1110 4444 %%%% "8I11
M0* "DI:2@ KY]^,>4^(.G[3U5*^@J^??C+_R4'3O]U*<-P/<=#&-$LO^N2_R
MK1Q6=HG_ "!++_KDO\JTN]*0"8HQ2]Z*0"8HQ2T4 )BC%+10 F*,4M% "8HQ
M2T4 )BC%+10 F*,4M% "8HQ2T4 )BC%+10 F*,4M% "8HQ2T4 )BC%+10 F*
M,4M% "8HQ2T4 )BC%+10 F*,4M% "8HQ2T4 )BC%+10 F*,4M% "8HQ2T4 )
MBC%+10 F*,4M% "8HQ2T4 )BC%+10 F*,4M% "8HQ2T4 )BC%+10 F*,4M%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M444 &*,444 &*,444 &*,444 &*,444 &*,444 &*,444 &*,444 &*,444
M&*,444 &*,444 &*,444 &**** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HQ110 8HQ110 8HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "O)OCO_ ,BFO_705ZS7DWQW_P"137_KH* .Q^'7_)/M$_Z]5KJ*Y;X=?\D^
MT3_KU6NIH **** "BBB@ HHHH *,444 &**** "BBB@ HQ110 8HHHH ****
M0!1110 4444P"BBB@ HQ110 8HHHH **** "BBB@ I-O-+10 F#GK2XHHH ,
M444&@!,UX;\>_P#CZTK_ 'E_]"KW'O7AWQ[_ ./K2O\ >7_T*@#UCPC_ ,BG
MIO\ UQ%;=8GA'_D4]-_ZXBMN@ HHHH **** "BBB@ HHHH *HZS_ ,@._P#^
MO=__ $$U>JCK/_(#O_\ KW?_ -!- 'A/P-_Y&S4O]YO_ $&OH2OGOX&_\C9J
M7^\W_H-?0E !1110 4444 %%%% !1110 =J;C"XSVIU% '-^)_"5CXFL1%<J
M!<(,QR_W6['\ZQ]+\,^+]/M[:V?Q-#)#%@$?9^67/(S7=8I=M &/<:%;7<%W
M!< R17))92>G&*XJY^%]S=K;:=-JB'0[4CRK,(00 <@%N_>O3=M&V@#SSQA\
M.KGQ#96%AI^HQV5G:;2L9CW<ALBNE@LKG3O"TEG=3BXDCMG5I0N-QP>U;V*B
M>,.K!_N,""/8T ?,'P\T[4K[X@:A!878LRZ2*7>/=P5Z5[1X7^&NGZ':W'VE
MA<W=P")9@, Y&#Q716'AK2M,O6O+2W"2MG)'O6R!B@#S74?AK>W-N-,AU5(M
M'$BL+81\X!X&[\ZM^)?A]<:OX;M=!T[4$LK* JVTQ[B2IR.:] (!HQB@#G_#
M^B7.CZ!'IES=K<%(]@=5VUP@^#LS:]?WTNKAH+H/^ZVG*DC YKUO&:-M '%^
M$O!'_"->'I=)>Z$Z2(4)"X[$?UJEX>^'EQH+7RIJ*O!/&\<4>T_NPRXY]:]!
MVT;: /+_  7\+KWPM/>K/JT5W:7:L)8O*P22N <U#>_"B\N-,.DV^KI#I9F2
M0P^62<*>F:]6VT!<4 >?>)OAY)JOA2W\/:;?+9V<6TD,F[)!R*P-0^$6K:AH
MVG:=-KT1CL0HB/D] #FO8"M!Q0!F:)8S:;I%M9W$PGDB3:9 ,;JU*08I: "B
MBB@ HHHH **** "BBB@ K%\5_P#(LZC_ -<'_P#036U6+XK_ .19U'_K@_\
MZ": /+?V>O\ D#:A_P!=5_E7ME>)_L]?\@;4/^NJ_P J]LH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ I
MDO\ JW^E/IDO^K?Z4(#R3X>?\CIJWU_]F->NBO(OAY_R.FK?7_V8UZZ*J0"T
M445(!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MC_DW^-'+$#VK^U[#_GZC_P"^J/[7L/\ GZC_ .^J\5_X4?K?_0R/^3?XT?\
M"C];_P"AD?\ )O\ &BR ]J_M>P_Y^H_^^J/[7L/^?J/_ +ZKQ7_A1^M_]#(_
MY-_C1_PH_6_^AD?\F_QHL@/:O[7L/^?J/_OJC^U[#_GZC_[ZKQ7_ (4?K?\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%%  >!7DOQUR_A-0HY\P5ZT>E<WXK\(VGBO3_LMWD#<#P<4 9WP
M^U6RA\":/%)<1JZ6RA@6Z5TO]MZ;_P _<7_?5>;+\$=-5 JWEPH'  E88%+_
M ,*1T_\ Y_[C_O\ /_C0!Z1_;>F_\_<7_?5']MZ;_P _<7_?5>;_ /"D=/\
M^?\ N/\ O\_^-+_PI'3_ /G_ +C_ +_/_C0!Z/\ VWIO_/W%_P!]4?VWIO\
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M_;>F_P#/W%_WU7G'_"D=/_Y_[C_O\_\ C1_PI'3_ /G_ +C_ +_/_C0!Z/\
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MH_\ ;>F_\_<7_?5']MZ;_P _<7_?5><?\*1T_P#Y_P"X_P"_S_XT?\*1T_\
MY_[C_O\ /_C0!Z/_ &WIO_/W%_WU1_;>F_\ /W%_WU7G'_"D=/\ ^?\ N/\
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M -MZ;_S]Q?\ ?5']MZ;_ ,_<7_?5><?\*1T__G_N/^_S_P"-'_"D=/\ ^?\
MN/\ O\_^- 'H_P#;>G?\_<7_ 'U6/XJUBP_X1N_7[3'N:%P!N_V37(?\*1T_
M_G_N/^_S_P"--;X)::V$:]N&#=096- &9^SV,:-J'_75?Y5[97*>#/!-EX.@
MG@L\[)&!Z^U=70 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M*6B@!**6B@!**6B@!**6B@!**6B@!**6B@!**6B@!*:1DDCZ4^HS\S #C'-
M%'44NMUN+9@JA\R$C.15Z/.P!N:Y#QQJ=SI\^B>0Q43WGEN/48KJ[<F2V1B>
M<4 2XYQ2XH'-.H ;BEI:* $HQ2T4 )BC%+10 F*,4M% "8HQ2T4 )BC%+10
MF*,4M% "8I:** $Q2;3GK3J* &A *=110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4T)R<FG44
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% "'I32P&">_2GU&/E)'7O0!SWBB>QCGTM;NW,SM<8BP?NMCK6] !L7' QTK
MGO%.KQZ3)I8\@2_:KGRLG'R\9S71Q$-$C =A0 \8SFG4T'/:G4 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M-L;BRD\R+/##O6C0 M%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 'I3-P;[O)Z4XYP<=::5Z=L=: ,+Q)HL>L-IS
MO*$^R3^:,]SC%;<0VQ(H.<#%8FOBP,M@U].87,^(%W$;VQTXK;CPL2XH DI:
M:!@TZ@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M"T445(!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% "$9!%,YQ_(4\\BF\'!'.* .,\=W=Q:7>@_9W96EO-K@=QBNOMR6MT9^N*S
M=:-NCV7VB+S&,WR'^Z<=:U$&43'2@!XZ\TZD[TM !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 ,,8-
MC4#&!BGT4 ,\I0,#]: G_P!:GT4 ,$8!SWHV>A^M/HH C\E,'CWYIVT8%.I*
M3 *;O^;;WI2<#BLK6=8@T.T%S<<*S 'ZTP*_B#Q18>'XE>ZD&68*%SR2:IV&
MEKJ.K0:_'<,5:(J(<G S^E4)?"-GXCU:UUNYF,L!3?'%D@9SD5VL2+%$$1 B
MJ. *8 L80': "3SQ3RF>,\4BY8<<<T^D T+@C'04ZBB@ HHHH **** "BBB@
M HHHH **** "DQS[4M% #=N#FFNF1P?KFI*2@#F]4\%Z5JNIP7TT;++"P93&
MVWD'/:KEAJYO+V\MS$8Q;2;-S'AN*USP">PKG/%&CRZSHLMO:3B"<GS$91@L
M1]* .@5R5!]13MR\9[UP7@*_UJ*&;3-;A8/;'8LS<!@!7=*P* Y# ]"*& NS
M!QGY3ZT[REXZ\=.:!P<#D"GTD W9W!YI<''O2T4P$()IAB#=3QUJ2B@!NWGB
MG444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4F12GI3.V >1
MUI,!=V!SUI-_'OZ4C$;3W]:RM3U>/2_)!C+!V" @^IQ3 BUSQ1IVA1(]U,H+
ML !GU-5+2&^OM=M=8BO%;3V@8&';W/0YK/U'X>V.L>(_[3U"2255;<D8<@ ]
M1Q78Q1+ B(@"1*,;<4P$BMH(BTBQJK.<LP&,FI]O&!35Z\<KZ5)2 8(P'+4^
MBB@ HHHH *3'%+10 F.,4T)MS@]:?10 @%)M(X!XIU% ";>,4A09![]*=10
MT+CZ4ZBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "F2_ZM_I3Z9+_JW^E" \D^'G_(Z:M]?_ &8UZZ*\B^'G_(Z:M]?_
M &8UZZ*J0"T445(!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444F: %HI,T9H 6
MBDS2T %%%% !1110 449I,T +1FDS2T &:*** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "C-%% !FBBB@ HS110 9HHHH **** "BBB
M@ HHHH **** "C-%% !FBBB@ /2F!=H.VG-]TXI@QLX/UH Y[Q/K<.D2Z9%+
M 9FN;CRUP?NG'6M^%M\2,!@8Z5B^(M+M-1;3WNI!&T$^^//\1Q6U$H5%"G@"
M@"0'G)IU-^M+F@!:*3-+0 4444 %%%% !1110 4444 %%%% !1FBB@ S1110
M 4444 %%%% !1110 444F: %HI,T9H 6BDS2T %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 444F: %HI,TM !1FBB@ S1FBB@ S1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MHQ\^13Z $ QG-+110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MUEZ_XQ30;@PFS>7(SD&@#J]PS2&0#[W&>E<U;^*_M&A/J(MF79G*'J:LW_B
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M[/QX+K55L?L,B[GV[R>*8':[CZ4ZL"P\1+>ZY-IHMW0Q9/F$\'%;] !1110
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M+93K(@X=1U!H T]PW;>]+407('.5[&I: "BBB@ HHHH **** "BBB@ HHHH
M**** "C-%)0 9I-W&<<4M,+*-Q/1: %WC]*H7VIQ6D3,/WLJJ2(U/+51U;4Y
MI-(NI-+(FG7Y JCD$BL#P1X:U"U#:OK<Y>^F'$9SB,$<@CI0!IR64/C+2(FN
M[>2V.]7*,_3!SCBN@LM-MM/MA!:QK&@[ 5,B*BA54#U J:@!H3'':E*@@#M2
MT4 )CGBEHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "F2_P"K
M?Z4^F2_ZM_I0@/)/AY_R.FK?7_V8UZZ*\B^'G_(Z:M]?_9C7KHJI +1114@%
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 C?=-<_XFUR+0K6
M.26U^T"1B,<<?G70$9&*YWQ3I-OK%G&D\PB\MB1GO0!L0+%<VL,IB4!E# $
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MS$CI6QY8.?>F [B'V$,.,5-0 Q4"* O;UI]%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M=+&&20HY+;#CC%%P.LMPJP1A?N[1C\JFJK8*8[*W5P0XC4$'UQ5JBX!1110
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M-O Y[U+0 4444 %%%% !1110 4444K %%%%%@"BBBBP!1113 **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@!"0 2>E5KID-LQD!" <G/:K)/!XS5
M"[C9K*9$.Z1@<"DF!7T66REC<V4WFH'(8YZ'TK8KF?!ME=66GW"74?ELUPS
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M0 _2M<*1W''7CO0 D40C503T&!3]G!Y^E 8$#CKS3Z &!#G)/-/HHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M>I!;(-;WAG3B-!87L  DF9T+#HIZ$5TDL,,Q821H^5Y!44Y0$C52!@=,#@4
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M&&,Z7;FXF\P!PA' [U3C8#!\7^-SI5_!IM@IFO)"/D7JO.,UT%A8"Y%OJ-Y
M#?!-I8CM26VBVCW,>I7%N%NV7YMXS@UM8/'0#TI &T;N@S3Z81\X-/H ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M]Z6E<!<T9HHIW ,T444@"BBBF 44G>EH **** "BBB@ HHHH **** "BBB@
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M1L .13Z3-*X#=H)!/44N.<TN:6BX#0,'(IU%%, HHHH **** "BBB@ HHHH
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MSVS3P5.1D<]J %(!/3K0!ST[=:"!]WM]:0$8X!I   P13BN>#THS\V,=J6F
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MHN@%W=>*-PS@<FDZCD8I >2,8]Z8"[AR.]-YXXR#UI?;C-,+*@)# #/))XH
M<P4=^I[UR?C[5K31_#=Q+-<K Y'R<X)..*Z=ID4;^",9W9XKRSXE>"V\47EO
M)#J0B)0GR22=W/7TK2"NP/ -7UZ^UAP]W.7"\+GL/2O:/@7XA:6";3)I 2.4
M7V KS35/AOKNFW#B&U>=8P?N]QZU1\':W<^&?%5M.A*DN$E4_P ()&?TKKY$
MT*Y]'?$[Q1'H/A:9$?\ ?S+L"YYP<C-?,>BZ]>Z!J27MM(P<\DDYW5UOQ4\5
MKXAUZ2"V?S+>$E=RGCK7':=H>I:DF;2U=U!QO["G3II)W!L^D?AUJDOBW3)[
MK4;B*<.X_<[?N\5Z';P):VZP0HHC3Y54#[HKP/X9Z!XA\/:DMS<R>1:2=58<
M-FO>TFC.UA( A' SR:Y:J=]!DZCD'N.*=NZ\?3WJ -EBQY8'&T'H*ERI.,\B
ML;,!P;U&*7-,'/6EX/RD<4@%+'L,TZF*1T%.S1<!:*2C-,!<T9I,TN:+@%%%
M%( HHHI@%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M4[6);."L?AW'8?:EBNRJ7 .50D8)J*3X>O%X;ETN+4)?WDHDW[VR/;->A8H
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M!A1T6K5.(FSA-,F\:R>([P79V63QN(R4Z$CCO2G0/$5WX<O-/N]0+2O*'21
M5VJ!TZUW:XSN5>:=]T[NQHY$*YYO<^!=3N/"UO:#4ITFC9,OO;G'XU>G\#S7
M\&F_:+Z426:@;E=ANP<UW. #U^7TH;)[4^1+8+G(R^#C+K::BUV^%0KLW'!S
M67_PJK39-;NM0N&#"?<0BY&TD5Z&R@**2K4K!<\[M/A1IEJEPH8,)L\L22.*
ME7X;01Z%_9D=SLRP8NN0>*[^C:"F13YA-G!:EX"EFTBRLXKZ13;%?GWMS@YI
MUQX2U2?6-.O%OY$6U3:4W-AN<^M=T.5P:"!A5!Y%0T-,X6T\/Z]:>,M2U*.^
M8V]P7=86R=IQQWJ/2Y?&L%]J7G@NK!C!\GMQW]:[\D!MPZTTE 078;FY7':E
MRH+G Z?XF\5Z;X7NKC5+1_M22 *FT E<<FM$_$F33M!TZ\O;9S)>*I5!@$9.
M*ZYXU?Y'19!C!XXJ(6D#JL8@A=8QT:,';4N$0N95W\1[+3KK3;2YA*RWL>\<
M_=YQ@UL1^--!DU,Z:NI1&\'6+G(K'OO"ND:M=+>7"%Y(C\C*V O>L$_#R"/6
MKG5(KG]].&P,G(R*S=+L-,]2CGCESL=6QUP:D#;LX['%>,Z5X8\0:#/?W4=S
M+)(X8QJS$C...":E@\7^(_#OA*2[UF(O=F=!M"@?*>M0Z;*YCV$D+U.*-X]:
MX!/B;I<%C837D@CDO%#!&/(R<5V5IJMG=QJ8[A&+#@5FX,:=R\&R,CFESS4+
M8RH8].N*F!!J;6 6BD)I:$ 4444P"BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MZ4M580@!4 *?KFA5VC /YTM%,0@ X/.>]+V/KVHHI6 .#RW6@84DK^M%%,!
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M  ]<C'I[TO5B/;-)R?E(R129S\F02.2!UQ3 =@]Z!@]Z0*G\*L/7)H)SP!0
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M4F>V+(';CD>M25A:)KUIJ:I$DR->+&#-$.JGO^M;@-<[5BD+FBBBD,****3
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M P3TZT9&<9Y]**89$3'(W9Z$\T7 <#DG SCK1N4M@'M3&=5&YV"Y.0<T_.%
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M@_=]**** "BBB@ HHHH *,\X/'I[T4F>2-A*]SGI28!R/O#%*.F>U,W1Y.)
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M=*=FJ5G>6]]#%/;.&C=<QN.C+ZU<K"Q8N:*2EH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MN_#GBG4- O.#<']V2/NY)->U6*?9K9%\Q&SR<"J3$6.-H.>M%&,,<@\]**H
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M,DGD_K6V."V.A&.::N ,9!]#ZTX5TVT(; 9V@=\\T4O:DHL3N%%%%,84444
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M()KHJ1."_P"\SR>E/F861ZE)XJT=)TA-['N< C\:O76IVEG'"\\RH)CB//\
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MSUX-M4UGQKJ.G7UY>&TCD94"W#*1AB.N:Z?0M=U3PWXYD\//<^?9/@Q[QN8
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M1!GTKT%64KNW *>AKF?'O@B77YH;RUU$6H@.YL[N?RJ;PUXBM-5A-K:@M]F
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MCW]JIZ?:0V=LB0AEB*C:"<\]ZN528F( %) SCWI:**8@HHHH **** "BBB@
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ML>Z?;+?S3'YJ[@N_'MZTOVF%H_,$@V>M>-^+9M7\,ZW;ZWI,<TFGSP 2[SN
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M^"=/U0V/V@R$61!B <C!QBNGHJ;#3.2O?A_I5]KT.KR^8;F)553O/\(P*</
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MFQ31D'':GUS7N6%%%%, /2H_+SG)^F*DI*30#'C#QE6Z8KR/QCI,O@R675M
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M#OS3\5E*38TAH'&#B@KZ=.].Q2U#NQC%4CJ1^%/HHII %%%%, HHHH ****
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MT]:RH/$VBW%M<S1ZA"\=MGS7&?EQUS4*^,= DMEO#JENMKG:&YY--,+&[QG
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MUK!9K*@E>U0(C'G&/K71[#@<C([T_%9N38T1K$JX   ]J79C/-/Q2U#N,8J
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *,444 )BEHHH
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M&/>GT4K )CGM1BEHI@)BDVTZB@!,4M%% !1110 4444 %%%% !1110 4444
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M #M4;1!L9)XZ8J2BE8!NTGJ?I1L!!![TZBBR 8(P !V%(5R<<8]*DI,4P&;
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 48HHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "C%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 48HHH ,4444 %%%% !24M)20'EI_Y+5-_UZQ?S->HBO+O^:U3?
M]>L7\S7J(JY +2XHHJ0#%%%% !1BBB@ Q1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 48HHH ,48HHH ,4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 48HHH ,48HHH ,4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1BBB@ Q1110 4444 %&*** #%%%% !1BBB@ Q1B
MBB@ Q1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %&*** #%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4E+24D!Y;_S6J;_ *]8OYFO417E
MW_-:IO\ KUB_F:]1%7(!U%%%2 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4AI::<X.*2 \O(Q\:I?^O6+^9KU 5Y-:S";XT7
M!)Y%O&/U->LBKD ZBBBI **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HS124G<!:*3-&:-0%HI,T9I@+129HS0 M%)FC- "T4F:,T +129H
MS0 M%)FC- "T4F:,T +129HS0 M%)FC- "T4F:,T +129HS2 6F^U+FD[TT!
MYKH.G)-\3M1NB>4A7'_?1KTNN!\,_P#(_:K_ -<!_P"A&N]S3=P'44W-+FD
MM%)FC-&H"T4F:,TM0%HI,T9HU 6BDS1FC4!:*3-&:8"T4F:,T +129HS0 M%
M)FC- "T4F:,T +129HS0 M%)FC-(!:*2C-,!:*3-+0 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MG_;O]CW6/,9/LV]=_'?/2NK&B:<(C$+:((>HV"G#2K'[-]G\B/R!SMVC&:-
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %)WI:.] #).G7%>-6^J>'Y/B=;0C0[U=0\X!)_-79GGG%>RN
M >#TKR:#Q.)?B):Z?_8K*7GV?:-JX7KSZU2V ]73&?<]1Z4_O[4U2.N,'I3Z
MA@(>,FN4U3QK;:5K<.ERVDIFN"%BPP^8GGBNL. .:\A\9J/^%M^&!V6Z5@IZ
MM\IH ]8AE,L2LT;1DC[K5)N'7C [UP5UKOB%/%$VC0+&HD13%(T>1&3W/J*L
M:#XAO5U"]TS6;B%S;H)7GC38H!.*8':;C@G&?3'>L+7O$BZ%-:++:2RB>3:"
MA V\9YKG/^$C\0:II%YK.BRVYM+9G1;8Q;I)"IQP>G-1^-;B:ZTC0Y9HFAD>
M;,BMUSMH ] @E,MNDH4_.,X]*DR.2<;<5Q\^HZE:ZKIMNCH;.544KM^;[O/-
M4F\3ZM!X^30IGB-JRH_"8(#9[T =U-*8XV94,F%R%7J:P/"_BZ#Q.;@0V\D7
MD2-&0Q!Y!Q69;^(=2U_5;NTT26*&&V'-Q*F]6;."/PKE/AMJ@T;1M:O;XJ6C
MN9BS+P&(?G% 'L*X+'D$XH+ 9S@8&<UYYJGBO4+6VCOH;VVDA^^UNL?SE?K2
M2^-+N]UZ72[2:&V1;2.;?,F[<6ZB@#T0'=R!BHWG6,H&P"[;0/6LSP]/>W6G
M^9?,K3;BN47:,#H:Y7QP^K0^)/#ILKN.**>\\L*ZDX.WJ?:@#H]4\30Z9K-C
MILUNY-Y)Y:2@@ '&:W-PR-W!/ SWKSKQZ;BVU/P@_E^?<?VB>$&-QV58L/%&
MJV7C-M"UAXIFE17B,4>WRPW0'UP* ._##/3GTI&) ..6/Z5Q5UXIDOC=?V=J
M-K (,K^\3=E@<&KO@[Q%+KUE)+<QE)HW9"_16P<9 H 7Q'XSMO"[QK>6LNR4
M[4?< "W7%-LO'FEW3PQ3G[)-.=L22MRY]L5RWQH9%MM ,F GVPY/_ :I^(=-
MD\3W6@P:4$C6)D+S*OW?EQGCF@#TBZULVVJV]D+62438'FJ1A,CJ:UF./3GO
M7 W6OWVC>*]*T1S#-'+L1G\L9Z>IYIT^N>(QXCGTBW>$EE#1SF+*1Y/&1WHL
M!WV.G2D)QVKB/#_BF]=K^UUF6)WLU,CSQKL0C.,8K,O?'5Y)ITNKZ=/"D43L
MAM73<\@7^Z>@S0!Z3N##@C'3-9FJZU;:3"'G;E_E1,X+'VI^C:BFJ:9!>1LK
M%U!<#^$XY%>;W5\VH_%Y;*?+6T4<;+'Z'GF@#N#XF,,'VFZL9H( ,F1R, >M
M;5K<I<6Z3Q-NC<9!%-N;.*XLVMYHP\;#&T#M6#K>KR:,MIIUC#NN)VV(H .W
MCC(H Z8'TY]32GC'N:X:\U_5O#^M6$>K7-NT%ZPB0)'MV-C/-4;OQ5K=AX_M
M=*E>+^S;G;ME\O[V<G /K0!Z+O49)X4=Z=GZ$5P\VOZSI^KWMQ>O"VAV\0=)
M%CQN;/*Y]:IWOB^^6SCU&TU*S%J&)>)H\LR^@/8T >B*RL200?>@X&.>M4M-
MOHM1L(KB+YE9 <KZ^E<;+XD\03^+KS0[2W"%8%>*5XP5B)/WF]10!WP P1FF
MROL7<!G'(4=ZX#1]8\5:G:WMJTMNU];EMMPL.(WYQC%7O#?B+5=5TJ[BNHEB
MU"W9@'9!M.#CI2L!OVVKR3Z=<79LI5,3,!"2-S8]*RAXTB?P]/K)LIEAMW99
M%+#*[>I-3>&]4N-2T6>:Z\L2K*\?RK@'!]*XZ1<_"CQ0S'"[Y\_]]4P.Z\->
M)(?$VE_;[>%XD+%!O(.<5M$XQS]:\^^#AQX$A)&1YS8KT$J%7C@GUH RM2UI
MK"^M;>.REN//<(70C">YK45^>< $=*X;Q3XGOM&\3Z3IZ^0R7<XC),8R,C/6
MKFLZ[JMEKEM:VR*T<^U<; 2I]?I0!URL23N&!VHRP&6QQWQVKS_3?%6K6WC=
M] U9H[C>BO%)"FP+N/0^M=G_ &I8[R@NH\J<,": +N0 ,]SQ[T;@6X^\.HK@
MKG7]=/C&XT*TE@=# LL<OE9"[CWJ#PQXGUNZU^]T#6U2.[B7?'(L>T,I.!Q0
M!U^E:P^HR3J]E+;")RN)"#G!Z\=JU(Y5E4LA# ''%<7X3UZ\U^*_6145H9WA
M614 'RG&35;X>'5IK>]EN+N-XEOI4V[3D@'M0!WV2<8QG/Y4['.>]-Q@C@T^
MD!#<(3!)APA(^\>U>?>"M*EM/&&IW#:W!>1R1X^SINRGS=>>*]#G5&@=7.%(
MY-<'X0L?#%OXJU"32=1,^H,I$T1F+;1GT/3FK [T ;\CTQ4E1KM#]:DJ0"BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M1D!'Y4 <A8:S#;?#^ZOK()<"&,N(P,[NGK7F?BSQ#IVIV&@SQ7D4DL5ZTDZ
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M^M $.K:?%JNF7-A*#Y<Z%' ]*\>M]&UC5=&U'0)XIXYK5W: YP2F<+C\*]L
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M:\N^'[:-_P )SK!T^*1;GR_WI9\@_-5@>JJ,GV[5)35]?6G5(!1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% #).!GTKS:+7+D>-[>R_X1K;
M$TN#>>4GR]><]:]*;ITS7G$">,1XTMC(EN=*\[YR(/FV\]_RJEL!Z*@'H<=1
MFI*C3&/E;//-25# ****8"$9%1F,%2N3S4M)B@!JK@\8Z8H,8;&2>/2G8I:
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MGK0%P>,8IU% #=IR3GFA4 YR>:=10 W:<]J @'X]<TZB@!,<4FP 'W]:=10
MW:<8./PHV^N*=10 SRQQR>#GK3Z** "@T4&D!7N\&UDR<#'6O+?A];:;%XXU
MAK:\\V8QG>N\G:-U>I76/LLFY2PQR!U->6^ ;K2'\=:PECI]S#<B,[VE<$-\
MW858'JZG&!^1I],7)QT![BGU(!1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MSQBEV\TM%" ;MYSFE />EHI@)@YYI:** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MH [?<,9I<\9K \/:Y_;>A1WP*'(.=OJ.U8-_XGU(^$KS6%18A [*%8<G#8H
M[P/G/!HW\]#52QN3-8V\DA4R/&K87W&:I:K'J#S6QLY8XXPQWA^I% &R6&,T
MW?@D8/\ C4)D"1@2'!4#)'>LGQ)J4NG:%<7=JZ%XUR,T ;P8'Z^E 8$9K/L+
MSS=.AGE9-S(#D?2K0=2ORL"G<B@"7<,XI2V"!C.:A62)Q\LF<>_2D\]1\QD4
M(>!F@"?/'2D#@YP"<53OWECLY7@R9 N5STKG/!WB27Q';3"X9$N89&5XDX(
M. <4 =<) <\<CM2[P#@\5R?B#7;W3=6TNRLEC9KR4QMO&2HQFNDCDVVZF9EW
M]Z + <$=*-XSC]:YWQKK,NA^$[_5;8JS6\>[!^M<O>^*[X?"R;64^6<J3GTY
M'^- 'I8;/8B@,#QW]*H:;*\VG6LCDEG@1C]2H-6!/&P.6QCJ?2@";=S2E@,>
M]1)*KK\C!CZBA94;@$-CT[4 2%L$\'BC=R!CK3-PC3YF]\^E-$R.HV,&'JM
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M#K']H.;<Z>Z*0Y\P/Z8H V=V ..M(&!.!UJ!3MA7S&^8CDCH#7'?\)-<2_$
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MVXDT.X\,3G%RSNBA^@7/'Z"O87'RX.>?SKC;3PA':>-+C6,LXD50%/(!% '
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MN<XQV_&I?$?A75-8\*V$=O.L6IV*@QG)'.T"KWAZ+Q/LM8-3> K$?G9 <L*
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MB%,?]\BO/-5\+>*M2\*MH,IMS%DHCX.0O;]!7I'A^REL-%MK.Y96DB0+D>P
MH \LUNYN'^/MA#.[BU3RV0,?ER5.<5ZSJ=VUIIT]Q%M+1KNP>]8?BGPC%K-S
M%J%O^ZOX#E).G;'-5[M/$LVFM:;;8[UV%MIS0!S::O)X@\$76J1!K5K>:0+Y
M7R@D-@U6^)%Q=Z=IV@W5K=W$;R,-Y5\!OD%;^C^"KFP\!W6CM*#<322.I!X!
M9LUC>(O"7B+7]%TR!Y(0UG,Q;@X*XP* +7CMR^I> 79N6NLL?^V=9_BDD_&;
MPJ"./.3!_P" &MSQ3X=U;4]0\./;^3Y>F.LAR.IV8-4=;\*:_?\ CC2=;#6_
ME63J^%![+B@#U3/6O+?$4E]%\34>P5&E"1G##/8UZ<K,85)P6VCIZUYY=:/K
M\OC3^TU6+RAM&<'.!F@"EX45?$OBB74]23RKRU;"Q]"N"1G\:VO'^H76GS:-
M]GD*>=<%'P>H"U#JGAK4[?7[;6=)9(V8@7$;=& 'I]:C\5Z3KVN1:;,BPI);
MREB&4^F* 'W6K?VIXA@T/SY(@L:.[*V"=PK#TS3ETWXLR1K++(/*C/[QLYZU
MJZOX4U4:Q8ZSIS1"X55656!Y 7_&ET[P_K!\9#6;YH@&5$^4'C;0!5BN;GQ#
MXAU6TU"ZEL1;1!HU#;>^,FJNA>-;^U\":C?W2M(;>66.*0?Q;6P/TJ2S_MC4
M?$.HZC816\UNZB$,ZYR5)R#6C:P2ZKIFH^&[NPBMPR;E,:;5#,>30 NH:;J-
MU86VI:9<SK<2*'*NQV<C/3\:[VS\X6<'GX,NP;B/7%>>^'M+\765D=.NY[8V
M^\@-SN"YX_2O1+93% D;MN8 9- $P[9IU-&>_-.H **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M)C/-<22,3F9MVWG/%;93*XX^E/Q10 W8,4BIM&,FGT4 1M'D#!(QZ4GE<D=
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4E+10 4E+10 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
2%%% !1110 4444 %%%% '__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
