<DOCUMENT>
<TYPE>EX-3
<SEQUENCE>4
<FILENAME>jd3-25ex_3.txt
<TEXT>
                                                                       Exhibit 3


                                POWER OF ATTORNEY

           The undersigned, John T. Bird (hereinafter referred to as "Bird")
does hereby make, constitute and appoint the person listed below as Bird's true
and lawful agent and attorney-in-fact (hereinafter referred to as the
"Attorney") to act in the name and on behalf of Bird for and with respect to the
matters hereinafter described.

           Name of Attorney: Neil H. Koffler

            Attorney shall have the power and authority to do the following:

           To execute and deliver any Schedule 13D, Schedule 13G or Forms 3, 4
and 5 or any amendments thereto required to be filed with the Securities and
Exchange Commission under the Securities Exchange Act of 1934, as amended, on
behalf of Bird with regard to any securities owned by Bird or any of Bird's
affiliates.

           And, in connection with the foregoing, to execute and deliver all
documents, acknowledgements, consents and other agreements and to take such
further action as may be necessary or convenient for Bird in order to more
effectively carry out the intent and purpose of the foregoing.

           Agreements, commitments, documents, instruments, and other writings
executed by the Attorney in accordance with the terms hereof shall be binding
upon Bird without attestation. The Power of Attorney conferred hereby shall not
be delegable by Attorney.

           Unless revoked by Bird, this Power of Attorney shall be governed
under the laws of the State of New York and the authority of Attorney hereunder
shall terminate on March 24, 2008.

           IN WITNESS WHEREOF, Bird has caused this Power of Attorney to be
executed and attested as of the 28th day of March, 2005.



                                                     /s/ John T. Bird
                                                     ---------------------------
                                                     John T. Bird

Attest:

/s/ Mei Ying Siu
---------------------------
Name:  Mei Ying Siu


</TEXT>
</DOCUMENT>
