<DOCUMENT>
<TYPE>EX-99.77Q2 ITEM 405
<SEQUENCE>3
<FILENAME>ex77q2.txt
<TEXT>

Section 16(a) Beneficial Ownership Reporting Compliance

W. Perry Neff, Director

Two late Form 4 reports, the first for a sale of shares of
common stock of the Corporation on June 20, 2003, and the
second for two sales of shares on September 26, 2003. The
transactions were reported on a Form 4 filed by Mr. Neff on
February 6, 2004.

</TEXT>
</DOCUMENT>
