<DOCUMENT>
<TYPE>EX-99.2 BYLAWS
<SEQUENCE>2
<FILENAME>bylaws.txt
<TEXT>
On December 11, 2003, the Board of Directors amended the
Corporations By-laws to increase the size of the Board to
thirteen directors. The By-laws had previously provided
that the size of the Board shall be a range from nine to
twelve directors, and that the number of directors was
fixed at eleven. Accordingly, the third sentence of Section
3.1 of the Corporations By-laws was amended to state:
The number of directors that shall constitute the entire
Board of Directors shall be a minimum of nine and a maximum
of thirteen, as shall be fixed by the Board of Directors by
resolution from time to time. The number of directors is
fixed at thirteen.



</TEXT>
</DOCUMENT>
