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MORTGAGE LOAN SERVICING (Tables)

3 Months Ended

Mar. 31, 2025

MORTGAGE LOAN SERVICING

Schedule of weighted average assumptions used in the calculation of fair value of MSRs

​

​	​	​	​	​	​
​	​	March 31,	​	December 31,	​
​		2025		2024
Prepayment speed	​	7.90	%	7.67	%
Discount rate	​	9.92	​	9.97	​
Default rate	​	1.85	​	1.83	​

Schedule of summarized changes to mortgage servicing rights

​

​	​	​	​	​	​	​	​
​	​	Three Months Ended March 31,					​
​		2025		​	2024
​	​	(in thousands)
​	​	​	​	​	​	​	​
Balance, beginning of period	​	$	44,500	​	$	46,111	​
Additions	​	​	53	​	​	211	​
Changes in fair value due to:	​	​	​	​	​	​	​
Reductions from loans paid off during the period	​	​	(782)	​	​	(769)	​
Changes in valuation inputs or assumptions	​	​	(1,151)	​	​	1,044	​
Balance, end of period	​	$	42,620	​	$	46,597	​

X

- Definition

Tabular disclosure of all information related to the key inputs and assumptions (including, at a minimum, but not limited to, and if applicable, quantitative information about discount rates, expected prepayments including the expected weighted-average life of prepayable financial assets, and anticipated credit losses) used in measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement with transferred financial assets, as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

+ Details

Name:	us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_TransfersAndServicingAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration