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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance $ 56,101 $ 47,972 $ 47,972
Charge-offs (8,716) (277) (782)
Recoveries 47 152  
Provision 1,891 338  
Balance 49,323 48,185 56,101
Residential | One-to-Four-Family      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 8,720 12,101 12,101
Provision (130) (66)  
Balance 8,590 12,035 8,720
Residential | Second Mortgages and Equity Lines of Credit      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 1,348 964 964
Recoveries 10 3  
Provision (155) (25)  
Balance 1,203 942 1,348
Residential | Residential Real Estate Construction      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 186 418 418
Provision (18) (87)  
Balance 168 331 186
Commercial | Commercial Real Estate      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 30,764 21,288 21,288
Charge-offs (8,304)    
Recoveries 4 100  
Provision 2,360 (125)  
Balance 24,824 21,263 30,764
Commercial | Commercial Construction      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 4,257 4,824 4,824
Provision (800) 498  
Balance 3,457 5,322 4,257
Commercial | Commercial and Industrial      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 10,700 8,107 8,107
Charge-offs (384) (228) (628)
Recoveries 22 46  
Provision 628 138  
Balance 10,966 8,063 10,700
Consumer      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 126 270 270
Charge-offs (28) (49) (154)
Recoveries 11 3  
Provision 6 5  
Balance $ 115 $ 229 $ 126