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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 5,500 $ 7,300
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses (benefit) 1,385 (168)
Net amortization of securities premiums/discounts 74 88
Proceeds from sale of loans 125,945 92,798
Loans originated for sale (105,861) (87,755)
Accretion of net deferred loan costs/fees and premiums (101) (56)
Depreciation and amortization of premises and equipment 906 946
Change in mortgage servicing rights fair value 1,933 (275)
Mortgage servicing rights capitalized (53) (211)
Accretion of fair value adjustment on loans and deposits, net (108) (92)
Amortization of other intangible assets 189 189
Net gains on mortgage loan sales, including fair value adjustments (2,620) (1,790)
Bank-owned life insurance income (743) (746)
Income on retirement plan annuities (119) (145)
Net loss on disposal of premises and equipment 45  
Net gain on sale and write-down of other real estate owned and repossessed assets 5 4
ESOP expense 659 621
Share-based compensation expense 595 613
Net change in:    
Decrease in operating lease ROU assets 523 462
Decrease in operating lease liabilities (540) (443)
Change in other assets 1,842 (3,803)
Change in other liabilities (6,094) 7,437
Net cash provided by operating activities 23,362 14,974
Activity in securities available for sale:    
Maturities, prepayments and calls 4,543 4,801
Purchases   (10,689)
Activity in securities held to maturity:    
Maturities, prepayment and calls 420 74
Net redemption of FHLB stock 4,947 533
Net loan repayments (originations) 23,487 (27,822)
Proceeds from sale of other real estate owned and repossessed assets 5 65
Additions to property and equipment (208) (110)
Net cash provided by (used in) investing activities 33,194 (33,148)
Cash flows from financing activities:    
Net increase in deposits 67,968 6,615
Net change in short-term borrowed funds (57,000) (68,000)
Proceeds from borrowings   317,326
Repayment of borrowings (60,008) (63,408)
Net change in mortgagors' escrow accounts 1,833 1,492
Treasury stock purchased (6,378) (6,263)
Dividends paid (3,550) (3,497)
Net cash (used in) provided by financing activities (57,135) 184,265
Net change in cash and cash equivalents (579) 166,091
Cash and cash equivalents at beginning of period 231,071 227,350
Cash and cash equivalents at end of period 230,492 393,441
Supplemental cash flow information:    
Interest paid on deposits 26,850 26,781
Interest paid on borrowed funds 5,635 7,501
Income taxes paid, net 4,666 2,103
Transfer of loans to other real estate owned and repossessed assets 6 41
Dividends declared $ 3,651 $ 3,365